Avail Cashless Hospitalization Benefits with Basic Health Insurance Policy

Having health insurance is a must because even a day of

hospitalization can result in heavy expenses. Rising

medical costs makes it imperative for every family to

take it. It is the only means of coping with sudden

medical expenses which can affect the family severely. It

is also a solace when you are emotionally distraught with

injury or illness as it takes financial burden off your

shoulders.

Health insurance is available for every age group and

furthermore, till you are 55. There is no need to take any

medical tests to avail it. You can opt for a basic policy

that gives a minimal payout in the event of a health

problem, to policies that give a large compensation for

severe situations such as loss of life, permanent

disability. Various types of medical costs are covered by

it such as hospitalization, routine check-up, day care

procedures and much more. The compensation takes

away the financial burdens of medical bills which can

shoot up easily even for a small treatment.

Get Treatment under Cashless Hospital Network

One of the key benefits provided by health insurance

policy is cashless hospitalization. This is very useful

benefit because there is no need to get cash ready when

you have to take treatment or get admitted to the

hospital. Just go into the hospital, show your insurance

card number, take

treatment and walk out. It

saves time and energy

spent in liquidating assets

to get cash ready or calling

up relatives or friends for assistance.

Imagine a situation where you are in another city for a

short visit due to business or personal reasons. You have

become ill and have to be admitted to the hospital. In a

new city, what will you do for cash? It will certainly be

embarrassing to ask a total stranger for assistance or

even close relatives. It is in situations like this that

cashless insurance proves to be really beneficial.

Apply for health insurance online

Buying health insurance is very easy because you can

apply for it online. Just visit the insurance company’s

website to get a quote reflecting the premium, choose

the plan and then fill in their online application form.

Submit it and in a short while, you will get a policy

number. Make your premium payments using any core

banking method. While buying the policy, if you need

assistance, you can call the customer support number.

For claims also you can call the customer support to

register a claim. You have to fill in details about the

health problem in a health insurance claim form. Make

sure to fill accurate details so that claims can be

processed quickly. Once you have submitted necessary

documents for claim, they will be checked and money

will be provided. The time taken to get money depends

on the policy that you have selected.