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Page 1: Change Your Money Story: How to Get a Hold of Your ...abundantfinances.com/wp-content/uploads/2013/03/Change_Your_Mon… · “Change Your Money Story: How to Get a Hold of Your Finances

© Copyright 2013, AbundantFinances.com– All Rights Reserved

www.AbundantFinances.com

“Change Your Money Story: How to

Get a Hold of Your Finances

&Create Abundance with Ease”

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© Copyright 2013, AbundantFinances.com– All Rights Reserved

www.AbundantFinances.com

Hello there!

If you struggle with your finances and want to get control of your money so you can attract

abundance, then this book is for YOU!

I’m so thrilled that you’re reading this! In these pages, you’ll discover the secrets to getting your

finances in order so that you can get that place of EASE.

When you feel at peace and at ease with your money, you attract wonderful

opportunities for greater abundance without feeling like you have to push so hard.

This book shares with you what I WISH someone had shared with me when I was struggling to

have a healthy relationship with money. I kept going to personal development classes, spiritual

classes, and read tons of books on manifesting.

And while these classes taught me a lot, the MONEY piece was always missing. I found myself

asking the question: how do I manifest money when I have so much anxiety around money?

Why isn’t this stuff working?

What’s wrong with me?

I found that I needed BOTH. I not only needed the “woo woo” stuff but I needed down to earth

systems and clarity around the numbers. I needed The Universe but I also needed a calculator.

My intention is for you to have strong breakthroughs from this report. And I’d love to hear about

all the success you are having with this material. Email me at info@abundantfinances to share

your accomplishments!

To get the most out this book, I invite you to read through this book and use this action guide to

take notes. This is training works best if you do the assignment and take immediate action! Life

favors those that take decisive action.

Big hug to you and can’t wait to chat with you and see if I can help you along your journey!

So let’s get started!

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About JillianBeirneDavi: YourMoney Change Mentor:

I’ve been helping people change their money and attract abundance for four years by showing them the secrets I’ve discovered to having a healthy happy relationship with money. But it wasn’t always this way. Six years ago, I found myself buried in $30,000 worth of credit card debt. I felt ashamed, depressed and completely alone. I was getting endless calls a day from creditors and it got so bad that I stopped picking up the phone. It was one of the darkest times in my life and I felt guilty and worthless. My money story was totally destructive. And it went something like this:

“I don’t have enough money.” Didn’t matter if I was making a lot or a little, I’d look

at whatever was there and declare that it “wasn’t enough” and then spend it till it was

gone.

“I’m bad with money.” Coming from a family that had deep rooted issues with

money, I assumed I couldn’t change. Being bad with money was who I was.

“Just get by on a tiny little bit.”I felt comfortable just scraping by, settling from crumbs. (This showed up EVERYwhere in my life, not just finances.)

“Using debt makes me feel safe.” Credit cards were a safety blanket that would never leave me. I was addicted to the feeling of safety.

“Don’t ever talk about money or ask for it.”It was taboo to discuss it so I was bound by silence.

During this time I was taking courses on spiritual and personal development. I was hoping I’d find the answers to what I was looking for to change my financial life. And while I got some awesome inspiration on how to change certain parts of my life, I was missing the step by step guidance on how to manage my finances. I got the “woo woo” stuff which I ABSOLUTELY loved but I didn’t get the “here’s how to balance a check-book” type stuff that I desperately needed. So, even though I learned a lot, my finances were bleak. Then, a defining moment in my life happened when I began to change my money story. It began with a single thought that came to me when I was washing dishes: “I MIGHT have more than enough.” It was the first time I’d ever questioned my money story. Just this one simple thought snapped me out of my fog and started to change the way I looked at what I was earning. I began to rewrite my toxic money story. The first chapter in this new was titled: “Jill, you have more than enough.” Once I shifted my thoughts, I began to act from that place. I asked myself: What would someone who has more than enough do in my situation? From there, I decided to pay off thesmallest credit card bill in full. As I sent the check in the mail, a part of me was nervous that I wouldn’t have “enough” to make it till the next pay day but I did it anyway.

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Just six days later, I received a surprise bonus at work for nearly the exact same amount I had just released into the Universe to pay off that first credit card. In that moment I knew, that Life was supporting me. I began to believe that money is simply energy. When you change your money story and act from that place, miracles will happen in your life. In just 18 months, I turned my finances around completely, paying back every cent of what I owed. And I didn't stop there. Once I realized how much I could pay down in debt I figured: Heck! As soon as those cards are paid off, I'm going to start saving that money for myself! I began to see myself as abundant, someone who was supported by Life. I felt like I had a new story with money. Today I have amassed an abundant savings account with growing investments. If someone had told me six years ago that I would be here today, I wouldn't have believed them. I completely changed my money story to attract abundance! As I saw other people around me struggle with money, I began to open up about my own issues. I began to share what was working for me and within a month, 10 women showed up for my first workshop! I realized: “Wow, I’m not the only one that struggles with this stuff.” From that point on, I made a commitment to dedicate the rest of my professional life to helping women (and some cool men too) get a hold of their finances in order to attract abundance. I believe that when you combine the spiritual principles of money with the practical “SuzeOrman” type stuff you will attract more opportunities and abundance in your life than you ever thought possible. Best Part of My Job I love hearing from past clients & students days, weeks, months and yes YEARSlater who tell me their money story has changed. They write about how much money they’ve saved, how much new money they’ve attracted or how quickly they are paying down their debts. My clients inspire me. I Believe When You Change Your Money Story, Miracles Happen Changing your money story is a matter of changing how you think and most importantly taking action from this new place. When you change your money story, you are able to reach your goals and attract abundance with ease because your fears begin to subside. Deep in my heart, I believe I’ve discovered what it really takes to attract abundance with grace & ease. And I can show you how.

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Are You a More Savings Sara?

Now, let’s talk about you. If you are reading this, I know we

are kindred spirits and this book will be extremely helpful to

you. But first, let me ask: Are you a More Savings Sara?

Who you are As a More Savings Sara, you’re working full-time with a consistent, steady income. You may even get tax returns or bonuses every year. You are positive, open-minded and definitely “woo woo.” You write affirmations, gratitude lists, and read inspirational books. You’ve taken classes and worked with life coaches or other healers in the past. You love improving yourself. But when it comes to this money thing, all your positivity doesn’t seem to work. You want to attract more in your life, but something isn’t coming together. It’s like this part of your life is disconnected from all the others that you sometimes feel like you’re hiding it. You may not have had good role models with money growing up and you can sometimes see yourself making the same mistakes but you don’t know how to stop it. What you want is for someone to sit down with you, take a look at everything and say: “Here.Do this, this, this and that.” You want an action plan so you can finally feel at ease. Like you’re making progress. You have a big dream or vision for yourself, and you know that money has been keeping you from going for it. What your issues tend to be You are so positive and grounded. People come to you for guidance all the time and you love growing. You inspire other people! But you secretly worry about your finances. You don’t like to talk about this part of your life. Debt’s not really too big of an issue for you. It’s more that whatever comes in goes right back out. You don’t really look at your numbers all that often, except to check if there’s enough money in your account to cover whatever bill you happen to be paying. Sometimes you feel guilty when you spend because you feel like the money “should” have gone into savings. Sometimes you save money, but it’s not a regular habit. And you end up spending it at times. You may be embarrassed that you don’t have more to show for what you make. You know that if you had savings, you’d feel much more secure. Like your head would be above water, instead of barely getting by. This is because there’s so much confusing advice out there around money that it’s hard to get clear on what’s right for you. Plus, you may have some negative beliefs around money that are running the show behind the scenes, without you even realizing it.

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What you need most right now Your primary focus needs to be on changing your money story and ending confusion. You’ll need to create a crystal clear, paint-by-numbers system to help you see exactly what’s coming in and what’s going out. Then you’ll need to prioritize your expenses based on what really matters to you. It’s all about making these simple daily routines a habit so that being on top of your finances will become second nature for you. Once you create the plan, you’ll need motivation to stick to it long term. At the same time, it’s important for you to discover the spiritual rules of money. There are certain habits that you must have in place to keep money flowing towards you consistently. This means, to make lasting change you need to combine practical, emotional and spiritual principles to start to save money long term and attract the abundance with grace and ease.

This book is going to be extremely helpful to you. If you want practical, emotional and spiritual guidance around money, then you’re in the right place.

Introduction: How to Change Your Money Story

You may be struggling with your finances right now. I know how it feels: I’ve been there. And I’m here to share with you that being successful with money is just a matter of combining spiritual principles of money with practical financial skills and making them daily habits. I call this “Grounded Woo. ” :-) The first thing you need to know is this: In order to invite more abundance into your life, you must have a positive story around money that makes it okay for you to want more and have more. This is called “alignment.”Abundance arrives when every part of you feels like it’s “safe” to receive what you want. People who have money in great amounts, tend to like money! People that don’t have money in great amounts tend not to say they like it but are subconsciouslyconflicted about it. So if you are not attracting abundance even when you say you want it, I’m here tell you: There is NOTHING wrong with you. You are fine just the way you are. If you’re praying for abundance, affirming it, visualizing it, meditating on it, doing all the things you should be doing to attract abundance and it’s still not “working” there is nothing wrong with YOU. You were just not taught specifically step-by-step what to do to get a hold of your finances, attract abundance and change your feelings around receiving it when it shows

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up. And I can tell you from experience, money ALWAYS shows up. It just may not look like the way you expect, or worse, you may be unconsciously rejecting it when it arrives. You may have a conflicting story around money that says “I want more money but…”

I don’t deserve it

I don’t really need it

I’m just gonna spend it anyway

Someone else needs it more

I’m not a money person/numbers person

I don’t want to look like I’m only about money

It’s not gonna make a dent in my bills anyway

I’ll have to owe someone to get it

I’ll have to do something I don’t like to get it

It’ll mean I have to work harder, longer hours

They’ll expect something of me

I don’t want to seem selfish/needy/desperate/poor

They’ll hold it over my head if I get it

What I do is not really that valuable, anyone could do it

It’ll just get taxed at a higher rate

People won’t like me if I make more

People with money are evil

Money is the root of all evil

I’m fine where I’m at

_____________________________ (Insert yours here!) It’s like driving a car with one foot on the gas one foot on the brake. You can’t move forward. But you can relax. I can show you how to gently take the foot off the break so you can allow more of life’s goodness into your experience. It first requires that you examine what your money story is and then be willing to rewrite it.

How to Get a Hold of Your Finances& Attract Abundance

I’m going to share with you the three simple tools you can use to get a hold of your

finances in record time. And you need all three.

Step #1 is a PRACTICAL tool.

Step #2 is an EMOTIONAL tool.

Step #3 is a SPIRTITUAL tool.

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When you do these three things, your head, your heart and your spirit will all be in

alignment, When you are in alignment, you are MAGNETIC. And when you take

action from this place, you invite Abundance in with ease.

Step #1 – Check In With Your Money Daily.

This is one of those practical financial skills that I simply didn’t know that I didn’t know.

And I share it with you here because even though Life is on your side, and you truly can

ask for whatever you want in life, there are some practical tools you need to get a hold of

your finances.

This means, looking at your numbers.

In order to attract more abundance into your life with ease you’ve got to HONOR money

in your life. You’ve to spend time with it. We spend time with the things that matter to

us most. So why not sit down and check in with your finances, like you would with a

friend.

One of the things that kept me stuck in my money sludge for so long was that I avoided

looking at my numbers at all costs. Can you relate? I was afraid and ashamed.

So for this exercise, don’t worry about judging what the numbers say. Start small and set

aside five minutes a day to check in with your money.

How to Check In With Your Finances:

1. Get out a calendar

2. Pick a time of day that you know is usually free time for you.

3. Now make a standing appointment every day with your money and mark

this on your calendar.

4. Sit in the same location each time and check in with your finances. Check

balances, account statements, savings accounts, investment portfolios.

When you are aware of where you are financially, you will feel at EASE. When you feel at

EASE you will be shocked at how quickly and easily new opportunities for abundance

show up in your life.

I had a past client who struggled to look at her finances and when she started to really

pay more attention to where her money was going, her anxiety around money

disappeared. She started to sleep better. She had a side hobby of knitting that she loved

and out of the blue four new people reached out to her separately to buy her creations!

THAT is the power of this exercise.

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Step #2 – Get Clear on Why You Want Abundance

This is an emotional tool that I stumbled upon when I was turning my finances around. At first, I was doing things because I thought I “should.” I would put some money in savings because I thought I “should.” And then six months later, it’d be gone. I spent it. And I couldn’t figure out what was going on until I connected with my feeling. Here’s what I discovered: Money LOVES a purpose. You are much more likely to save for something that truly matters to you than to save just because you think you “should.” Or because “it’s a good idea.” Tell me if this sounds like you: You know you “should” get your finances in order and that you “should” be saving more. You “should” spend less money. You “should” now where it goes…etc. And because you don’t feel like you know where it goes, or that you’re saving enough you feel guilty, right? Believe it or not, SHOULD is a horrible motivator. It will not produce long-term results.Shoulds make you feel guilty, angry and resentful and ultimately make you want to quit. Instead, I invite you to stop “shoulding” all over yourself and create a Big Savings Goal that really resonates with who you are! One that connects with your core values. The #1 reason why women don’t save, or they don’t track what they spend, or budget properly is because they aren’t specific enough about WHY they are doing these things. Before you start saving ask yourself: What is this money for? And WHY does it matter to me?Before you start to create a budget ask yourself: What’s the budget going to help me to do? WHY does it matter to me? How to Create a Savings Goal That Matters:(Worksheet B in Appendix)

1. Write down aBig Savings Goal that you’d like to achieve in the next 6

months. (Make this realistic but a bit of a stretch. A million dollars in savings

in the next six months is unlikely, for example. How about 2x your paycheck

to start?)

2. Now, write down the answers to three questions that will help you discover

what truly matters to you:

a. What do I really really want for myself in the future?(List this

out. Do you want to go back to school one day? Quit your job and start

a business? Get out of a soul-crushing job and try a new field entirely?

Have a vacation? Get married, plan a wedding? Buy a new car?)

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b. How will reaching my Big Savings Goal help me get what I

really really want?(The idea here is to connect this money goal with

something that TRULY matters to you. Will it mean you’ll have more

freedom? More security? Will you feel proud of yourself, closer than

you ever thought possible to quitting your job, taking that trip, owning

a home? Connect the dots here!)

c. What is the true cost of not reaching this Big Savings Goal?

(Raise the stakes! Get REALLY honest with yourself about what will

happen and how you feel if you take NO action on this today. Fights

with relatives, partners, spouses? The feeling of not getting ahead?

Staying stuck in your job forever? Not being able to travel or have new

experiences? Not being able to date or get married because of the

shame around money? Get really clear on this.Hint: This part feels

bad. And that’s good. )

Step #3 – Kickstart the Flow of Abundance in Your Life Instantly

Okay, so this one is a spiritual tool that will help you get into the flow of abundance. The first thing you need to know is that Money is energy. The next thing you need to know is that money flows to you THROUGH other people. That last rule is that your emotions are energetic. So when you are spending most of your time in higher emotional energy states (joy, gratitude, appreciation, and love) you become more attractive to other people that are buzzing around in that state too. Those people tend to be more generous. And if you think about it, when you’re in that state, aren’t you more generous too? It’s that energy of flow.That energy of: “it’s okay to let go, more is coming and abundance is always circulating around me.” In order to kickstart the flow of abundance in life, you must be willing to raise your energy and then giveto others from that place without any expectations of it returning to you. I’ll give you an example of this. When I was first playing around with this idea that “Money is energy” I was broke and only had $40 in my checking account until Pay Day. My sister invited me out with her friend to a restaurant during Restaurant Week in New York City. I was hesitant because I didn’t have any money but I really wanted to get out of the house. I figured, I’d just order an appetizer or something. I took the train to the restaurant and as I was leaving the station, there was a woman standing there, singing her heart out for change. And she was really good! I noticed her and then walked by her.

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Then something stopped me. And I knew I had to turn around and give her some money. (This is what I refer to as “Answering the Call.”) I dropped some change in her bucket and kept going. At dinner, my sister and her friend kept ordering food. And the bill kept rising and I kept going more nervous at the table, but was ashamed to say I didn’t have more than $40 to my name.So I said nothing. Over the next two hours, though, sitting at the restaurant with my sister and her friend, I let go and relaxed into the moment. At the end of the night, the waiter came over and said that our bill has been taken care of by a group of three gentlemen at the table nearby. The three of them came over and explained that they worked for a software company and just closed a very big deal. And that dinner was on them! We were shocked and overjoyed. They just wanted to pay their good fortune forward, and then they left… I was stunned. But when I put the pieces together, I realized. I didn’t “think” I had any money but I was speaking the language of money. I gave FIRST, acted in faith and received a miracle! A beautiful high-end dinner with champagne and a memory for years to come of Life’s riches. So how do you kickstart the flow of abundance into your life instantly, any time you want? How to Kickstart the Flow of Abundance With Grace & Ease

1. Write down what you would like to show up for you financially. (Put a dollar

amount that seems realistic, but a bit of a stretch.). To start, complete this

sentence: I now easily & effortlessly receive______________.

2. Next, think of who in your life needs what you would like to receive.

Which person or groups of people or causes need your financial support?

(This doesn’t have to be much, it just has to have meaning for you.)

3. Go ahead and GIVE it. Make your contribution from a place of

service and love. No strings attached here. (Hint: when you give from this

place you may be in tears, or have goosebumps or be a little light-headed.)

4. And then go about your day, staying in the energy of positive expectation and

see what shows up for you.

5. Make sure to record your results from this exercise to acknowledge that it

“works.”

So there you have it! These are my practical, emotional and spiritual techniques to help you get your finances in order so that you can attract all the abundance you need with ease!

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Now, it’s all about IMPLEMENTATION. It’s about taking action on everything you just learned. You can do this on your own, or you can have help. For many people it’s overwhelming to try to get their head, heart and spirit all on the same page financially, Kind of like giving yourself a mani, pedi and a massage all at once. It’s a challenge. So, if you’d like to stay in this energy and learn from someone who’s been right where you are and understands you, then here’s what you do next:

Wow, this is Great! What do I To Keep Going With All of This? If you’d like to learn more about my Private Programs or courses, then your next step is to apply for acomplimentary Breakthrough session. It’s a 30 minute conversation where you tell me what’s going on with you and see if I can help. Now, I don’t offer them to everyone so you must fill in an application and see if this is the right fit for you. To request and application, please reach out to my team [email protected] we’ll get you set up with everything you need to get started! I’d like to learn more about your particular situation and see if I can help! I look forward to working with you really soon! Big hug,

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Appendix

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Worksheet A

How to Check In With Your Finances To Create Abundance

Date: _________________________

How much cash do I have in my checking account, currently?

How much did I deposit in my savings account this week?

How much did I pay down in debt this week?

How much “new money” came in this week?

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Worksheet B

How to Create a Savings Goal That Matters

My Big Savings Goal for the next 6 months:

What do I really really want for myself in the future?

How will reaching my Big Savings Goal help me get what I really really want?

What is the true cost of not reaching this Big Savings Goal?