THE CIRMA PROMISEPublic entities continue to evolve and face increasingly diversified responsibilities and operations. CIRMA understands the pres-sures and unique exposures you face, and our mission is to advocate for and protect Connecticut’s municipalities. We are the ally you need to keep you ahead of emer- ging risks – especially when it comes to Cyber Crime.We recognize cyber events are becoming increasingly costly and dis- ruptive to our communities, and we remain committed to supporting our members by protecting you when you need us most!

SOPHISTICATED COVERAGE FOR AN EVOLVING RISKPotential cyber incidents occur multiple times an hour world-wide, and cyber crim- inals are malevolently advancing in an ever-changing technological environment. CIRMA continues to provide all 2020-21 CIRMA Liability-Auto-Property (LAP) Pool

Members with comprehensive cyber cover- age at no additional cost for the fifth con-secutive year.

This includes 24/7 access to industry-best cyber legal counsel, crisis management and cyber breach consultative firms, com- puter forensics experts, data breach notifi- cation firms, and credit and ID monitoring services, not to mention CIRMA’s dedicated Cyber Response Team.

CIRMA also partners with a top-tier partner carrier to obtain primary dedicated policies for our members.

TAILORED CYBER RISK MANAGEMENT EXPERTISEProtecting our members is more than just providing coverage. CIRMA Cyber Risk Management leverages its deep partner-ships with industry experts and empowers our members with access to no-cost, unmatched expertise and resources that are uniquely designed to provide the most effective combination of guidance, trainings, recommendations, and data and analytics to deliver cyber-specific risk management solutions. From engaging simulation exer- cises to robust on-demand webinar series, CIRMA helps members mitigate these ever- evolving risks.

SPECIALIZED CLAIMS SERVICESCIRMA’s dedicated Cyber Response Claims Team is ready to help you around the clock – 24 hours a day, seven days a week. We connect you with strategic partners to help you respond quickly, navigate a cyber security breach, and recover – all while protecting our communities and keeping your municipal operations moving forward.

CIRMA CYBER RESPONSE TEAMPlease contact your appropriate dedicated Cyber Response Team Member with questions or for additional information:

Joey Barbera, ARM, Manager of Risk Management Services at 203.535.3774 or jbarbera@ccm-ct.org

Cynthia Mancini, Cyber Claims Liaison and Liability-Auto-Property Claims Unit Manager at 203.498.3019 or cmancini@ ccm-ct.org

Ashley L. Reda, Cyber Specialist and Technical Team Lead at 203.946.3703 or areda@ccm-ct.org

Please see reverse side for additional informa-tion on renewal coverages, limits, sublimits and deductibles (subject to terms and conditions of AXA/XL Policy MTP9033594 04).

CIRMACyber

Insurance

Keeping our communities safe by protecting the personal and identifiable information for over 300,000 students and municipal employees.

Cyber Insurance at a glanceWho’s covered Liability-Auto-Property Pool Members

What’s covered Third-Party Liability* Media Liability† $1,000,000 Payment Card Industry Data Security Standards (PCI DSS)† $1,000,000 Privacy and Cyber Security† $1,000,000 Privacy Regulatory Defense, Awards & Fines† $1,000,000

First-Party Bricking† $500,000 Business Interruption & Extra Expense‡ $1,000,000 Consequential Reputational Loss§ $1,000,000 Cyber-Extortion & Ransomeware† $1,000,000 Data Breach Response & Crisis Management† $1,000,000 Data Recovery† $1,000,000 Social Engineering Financial Fraud†∆ $500,000

Time Element Enhancements‡

System Failure‡ $1,000,000 Dependent Business Interruption‡ $1,000,000 Dependent Business Interruption System Failure‡ $1,000,000 Voluntary Shutdown◊ $1,000,000

Limits Member Aggregate Limit $1,000,000

Pool Aggregate Limit $10,000,000

* Full prior acts coverage.† $100,000 deductible applies.‡ 10 hour Loss of Business Waiting Period and $100,000 Extra Expense Retention apply.§ Subject to a six month period of indemnity and a two week waiting period.∆ Coverage subject to implementation and adherence to dual authentication process/procedures.◊ The limit of liability is part of, and not in addition to, the Business Interruption and Extra Expense Limit, and is subject to the applicable

waiting period or deductible.

Rev. 090420

CONNECTICUT INTERLOCAL RISK MANAGEMENT AGENCY545 Long Wharf Drive, 8th FloorNew Haven, CT 06511www.CIRMA.org © 2020 Connecticut Interlocal Risk Management Agency

This material is intended for informational purposes only, and descriptions of insurance coverage are general in nature and are not to be construed as actual policy language.

This material does not amend, extend, or otherwise affect the provisions or coverages of any insurance policy issued by Connecticut Interlocal Risk Management Agency (CIRMA) or placed with a commercial carrier by CIRMA on the behalf of the CIRMA membership, nor is it a representation that coverage does or does not exist. Coverage depends on the facts and circumstances of each claim or loss, all relevant policy provisions and applicable law. Availability of any coverage referenced in this document depends on under-writing qualifications and Connecticut State and Federal regulations.

© 2020 Connecticut Interlocal Risk Management Agency (CIRMA) all rights reserved.