citizens saving bond-2077 ka-new

8/17/2019 Citizens Saving Bond-2077 Ka-New

1/10

g]kfn /fi6« a}s

/fi6«C0f Joj:yfkg ljefu

yfkfynL, sf7df8f}

gful/s artkq @)&&æsÆ lgisf;g ;DaGwL ;"rgf

g]kfn ;/sf/sf] tk{ maf6 /fi6«C0f Joj:yfkg ljefuåf/f b]xfo adf]lhdsf ljz]iftf Pjd\ Joj:yf sfod u/Lgful/s artkq @)&&æsÆ lgisf;g ul/g] ePsf]n] OR5's g]kfnL gful/sx?n] artkq vl/b ug{sf] nflucfj]bg lbg'x'g cg'/f]w 5 .

= ljz]iftfx?

-s_ artkqsf] gfd M gful/s artkq @)&&æsÆ -% jif] {_ .

-v_ lgisf;g x'g] /sd M ?= # ca{ -tLg ca{ ?k}ofFdfq_ .

-u_ jflif{s Aofhb/ M *=)) k|ltzt -Aofhs/ nfUg]_ .-3_ Aofh e'QmfgL M ^÷^ dlxgfdf x'g] .

-ª_ vl/b ug{ kfpg] ;Ldf M 3l6df bz xhf/ ?k}ofF / a9Ldf s'n lgisfl;t /sdsf] ;Ldfdfga9fO{ ?= bz xhf/n] efu ubf{ lgMz]if efu hfg] c+sdf .

-r_ nufgL -vl/b_ stf{ M g]kfnL gful/sn] dfq vl/b ug{ ;Sg] .

-5_ lwtf] ;DaGwL ;'ljwf M of] artkq lwtf] /fvL o; a} +s afx]s cGo a} +s tyf ljQLo;+:yfaf6 shf{ lng÷lbg ;lsg] .

@= laqmL, lgisf;g / ;fFjf e'QmfgL

-s_ laqmL v'nf x'g] cjlw M @)&@ r}t & ut]b]lv r}t @# ut];Dd .-v_ lgisf;g ldlt M @)&@ r}t @* ut] .

-u_ ;fFjf e'QmfgL ldlt M @)&& r}t @* ut] .

#= cGo Joj:yf

-s_ cfj]bg kmf/d M cfj]bg kmf/d ahf/ lgdf{tfsf] Ohfhtkq lnPsf a} +s tyf ljQLo;+ +:yfx? / g]kfn /fi6« a} +ssf sf7df8f} + pkTosf aflx/sfsfof{nox?af6 lgMz'Ns kfOg] . o; a} +ssf] j]a ;fO6www.nrb.org.np df Public Debt af6 8fpgnf]8 klg ug{ ;lsg] .

-v_ cfj]bg kmf/d a'em\g] sfof{nox?

M of] gful/s artkqsf] cfj]bg kmf/d ahf/ lgdf{tfsf] OhfhtkqlnPsf a} +s tyf ljQLo ;+ +:yfx? / sf7df8f} + pkTosf aflx/sfg]kfn /fi6« a} +ssf sfof{nox?df a'emfpg ;lsg] . -ahf/lgdf{tfx?sf] ;" rL o; a} +ssf] j]a;fO{6 http:// www.nrb.org.np df Public Debt cGtu{t pknAw /x]sf]_

-u_ Aofh e'QmfgL lng] :yfg M cfk" mnfO{ kfos kg] { jfl0fHo a} +sx?, ahf/ lgdf{tfsf] OhfhtkqlnPsf a} +s tyf ljQLo ;+ +:yfx? / sf7df8f} + pkTosf aflx/sf g]kfn/fi6« a} +ssf sfof{nox? .

-3_ vl08t cjlwsf] Aofh M vl/bsf] nflu /sd a'emfPs} ldltb]lv lgisf;g ldlteGbf cl3Nnf]

lbg;Ddsf] tf]lsPsf] Aofhb/df vl08t cjlwsf] Aofh /sde'QmfgL lbOg] .


2/10

-ª_ artkqsf] lsl;d M :6s jf k|ldz/L gf]6sf] ?kdf artkq lng ;lsg] . :6s jfk|ldz/L gf]6 dWo] cfk" mn] lng rfx]sf] k|df0fkqsf] lsl;d cfj]bgkmf/ddf v'nfpg' kg] { . gv'nfOPsf] cj:yfdf k|ldz/L gf]6k|df0fkq pknAw u/fOg] . n]vk9 ug{ ghfGg] JolQmnfO{ :6sk|df0fkq pknAw u/fOg] .

-r_ cfj]bg ;fy k]z ug' {kg] { sfuhft

M g]kfnL gful/stfsf] k|df0fkqsf] k|ltlnlk, gfafnssf] gfddfartkq vl/b ug] { ePdf ;+/Ifssf] gful/stfsf] k|df0fkq /gfafnssf] ] hGd btf{ k|df0fkqsf] k|ltlnlk k]z ug' {kg] { . n]vk9 ug{ ghfGg] JolQmn] cfj]bg ;fy pk/f]Qm sfuhftsf cnfjf cfkm\gf] !k|lt kf;kf]6{ ;fO{hsf] kmf]6f] ;d]t k]z ug' {kg] { .

-5_ c:jLs[t cfj]bgstf{sf] /sd e'QmfgL

M /Ltk" j{s k]z geO{ c:jLs[t ePsf cfj]bg;fy hDdf x'g cfPsf] /sd lagf Aofh lgisf;g ldltsf] & lbgleq lkmtf{ ul/g] .

-h_ afF8kmfF6 ;DaGwL Joj:yf M v'nf ahf/ ;+rfng ;ldltsf] lg0f{o adf]lhd x'g] .

-em_ yk hfgsf/L M o; ljifodf yk hfgsf/Lsf] nflu /fi6«C0f Joj:yfkg ljefu jf

ahf/ lgdf{tfx? jf g]kfn /fi6« a} +ssf sf7df8f} + pkTosf aflx/sfsfof{nox?df ;Dks{ /fVg x'g jf o; a} +ssf] j]a;fO6http://www.nrb.org.np df Public Debt leq x]g{ ' x'g jfkmf]g g+= )!–$!)!& jf )!–$!)!( df ;Dks{ /fVg' x'gcg'/f]w 5 .


3/10

g]kfn /fi6« a}s

/fi6«C0f Joj:yfkg ljefu

gful/s artkqsf] k|fylds laqmL k|lqmof

-s_ lgisf;g tyf laqmL

!= gful/s artkq laqmLsf] nflu /fi6«C0f Joj:yfkg ljefuaf6 lglZrt cjlw tf]sL laqmL v'nful/G5 . vl/bstf{n] ;f]xL cjlwleq vl/bsf] nflu cfj]bg lbg' kb{5 .

-v_ vl/bstf{

@= gful/s artkq ;j{;fwf/0f g]kfnL gful/sn] dfq vl/b ug{ ;Sb5g\ .

-u_ laqmL ug] sfof{nox?

#= /fi6«C0f Joj:yfkg ljefuaf6 ahf/ lgdf{tfsf] Ohfhtkq lnPsf a} +s tyf ljQLo ;+:yfx? / tLahf/ lgdf{tfsf b]ze/sf zfvf sfof{nox? dfkm{t gful/s artkqsf] laqmL ul/G5 .

gf] 6 M ahf/ lgdf{ tfsf] ;"lr cg';"lr–$ df lbOPsf] 5 . pQm ;"lr o; a} + ssf] j] a;fO6www.nrb.org.np cGtu{ t Public Debt leq klg x] g{ ;lsG5 .

-3_ cfj]bg kmf/d kfOg] :yfg

$= gful/s artkqsf] cfj]bg kmf/d artkq laqmL ug] { ahf/ lgdf{tfsf sfof{no dfkm{t lgMz'Ns?kdf k|fKt ug{ ;lsG5 .

%= pQm cfj]bg kmf/d cg';" lr–! df klg pknAw 5 .-ª_ cfj]bg kmf/d eg] tl/sf

^= OR5's vl/bstf{n] gful/s artkq vl/b ug{sf] nflu cg';" lr–! adf]lhdsf] b'O{k|lt cfj]bg kmf/d/ cg';" lr–@ adf]lhdsf] :j–3f]if0ff kmf/d e/L k]z ug' {kb{5 .

&= kmf/ddf vl/b ug{ rfx]sf] /sd cÍ / cIf/df :ki6 n]Vg' kb{5 .

*= gful/s artkqsf] k|df0fkq k|ldz/L gf]6 jf :6ssf] ?kdf pknAw u/fOg] ePsf]n] cfj]bg kmf/ddf;f]xL adf]lhd laj/0f eg' { kb{5 . k|ldz/L gf]6sf] ?kdf hf/L ePsf] artkq 3/fo;L b/kL7 u/Lvl/b–laqmL ug{ ;lsG5 eg] :6ssf] ?kdf hf/L ePsf] artkq laqmL ug' { k/]df laqmLstf{ /vl/bstf{ /fi6«C0f Joj:yfkg ljefu jf ahf/ lgdf{tfsf] sfof{nox?df uO{ b:tvt k|dfl0ft u/fP

kZrft\ dfq vl/b–laqmL ug{ ;lsG5 .(= kmf/d ebf{ vl/bstf{n] klxn] artkq vl/b u/]sf] jf gu/]sf] v'nfpg' kb{5 . klxn] vl/b u/]sf] eP

/ k|df0fkqdf kf]6{kmf]lnof] gDa/ lbOPsf] eP ;f] kf]6{kmf]lnof] gDa/ kmf/dsf] tf]lsPsf] dxndf pNn]vug' {kb{5 . kf]6{kmf]lnof] gDa/ eGgfn] artkq vl/bstf{sf] /fi6«C0f Joj:yfkg ljefudf /x]sf] ] AolQmut u|fxs klxrfg gDa/ a'lemG5 . @)&! ;fn kl5 hf/L ul/Psf k|df0fkqx?df pQmkf]6{kmf]lnof] gDa/ lbOPsf] 5 .

!)= artkq vl/b ug] { JolQmn] kmf/ddf cfk\ mgf] gfd b]jgfu/L / c+u| ]hLdf pNn]v u/L cfk\ mgf] ;Dks{ 6]lnkmf]g gDa/, g]kfnL gful/stfsf] k|df0fkq gDa/ / gful/stf hf/L ePsf] lhNnf pNn]vug' {kb{5 .


4/10

-r_ b'O{ jf b'O{ eGbf a9L JolQmsf] ;+o'Qm gfddf vl/b ug'k/]df

!!= b'O{ jf b'O{ eGbf a9L JolQmsf] ;+o'Qm gfddf klg artkq vl/b ug{ ;lsG5 .

!@= b'O{ jf b'O{ eGbf a9L JolQmn] ;+o'Qm?kdf artkq vl/b ubf{ gfdsf] aLrdf æ/Æ cyjf æjfÆ /fvLvl/b ug{ ;lsG5 .

!#= b'O{ jf b'O{ eGbf a9L JolQmn] ;+o'Qm?kdf artkq vl/b ubf{ cfj]bg kmf/ddf vl/bstf{ ;a}n] b:tvt ug' {kb{5 .

gf] 6 M b'O{ jf b'O{ eGbf a9Lsf] gfdsf] aLrdf æ/Æ /fvL artkq vl/b u/] df vl/b ug] { JolQmx?n] artkqsf] ;fF jf tyf Aofh e'QmfgL / laqmL ;DaGwL sf/f] af/ ;+ o'Qm ?kdf ug'{ kg] { x'G5 eg] æjfÆ/fvL artkq vl/b u/] df vl/bstf{ dWo] Ps hgf JolQmn] dfq klg artkqsf] pQm sf/f] af/ ug{ ;lsg] x'G5 .

-5_ gfafnssf] gfddf gful/s artkq vl/b ug' k/]df

!$= cfk" m ;+/Ifs a;L gfafnssf] gfddf klg artkq vl/b ug{ kfO{G5 . cfj]bg kmf/ddf ;+/Ifsn] x:tfIf/ ug' {kb{5 .

!%= gfafnssf] cfdf jf a'jf gePsf] cj:yfdf cGo JolQm ;+/Ifs a:g rfx]df :yfgLo lgsfosf] l;kmfl/zdf lhNnf k|zf;g sfof{non] To:tf] gfafns JolQmsf] lgh ;+/Ifs ePsf] Joxf]/f k|dfl0ftul/lbPsf] kqsf] cfwf/df cGo JolQm klg gfafnssf] ;+/Ifs a;L gful/s artkq vl/b ug{ kfO{G5 .

-h_ n]vk9 ug{ ghfGg] JolQmn] gful/s artkq vl/b ug' k/]df

!^= n]vk9 ug{ ghfGg] JolQmn] klg gful/s artkq vl/b ug{ ;Sb5g\ .

!&= n]vk9 ug{ ghfGg] JolQmn] cfj]bg kmf/ddf cGo Aoxf]/f dfly pNn]v ul/P adf]lhd eg{ nufO{ b:tvt dxndf b'a} xftsf] a'9L cf} +nfsf] NofKr] ;xL5fk nufpg' kb{5 .

!*= o:tf cfj]bsx?nfO{ gful/s artkqsf] :6s k|df0fkq dfq pknAw u/fOG5 .

-em_ cfj]bg;fy k]z ug'kg] sfuhft

!(= cfj]bg;fy g]kfnL gful/stfsf] k|df0fkqsf] k|ltlnlk k]z ug' {kb{5 .

@)= ;+o'Qm gfddf vl/b ug' {kg] { cj:yfdf vl/bstf{ ;a} AolQmsf] g]kfnL gful/stfsf] k|df0fkqsf] k|ltlnlk k]z ug' {kb{5 .

@!= ;+/Ifs eO{ gfafnssf] gfddf artkq vl/b ubf{ gfafnssf] gfd / hGd ldlt v'n]sf] hGdbtf{ k|df0fkqsf ;fy} ;+/Ifs :jod\sf] g]kfnL gful/stfsf] k|df0fkqsf] k|ltlnlk k]z ug' {kb{5 .

@@= n]vk9 ug{ ghfGg] JolQmn] g]kfnL gful/stfsf] k|df0fkqsf] k|ltlnlksf cltl/Qm Ps k|lt kf;kf]6{ ;fOhsf] kmf]6f] klg k]z ug' {kb{5 . Ps eGbf a9L yfg artkqsf] k|df0fkq lng] xf] eg] k|To]s yfgk|df0fkqsf] nflu Ps÷Ps k|lt yk kmf]6f] k]z ug' {kb{5 .

@#= cfj]bg;fy k]z ul/Psf] g]kfnL gful/stfsf] k|df0fkqsf] k|ltlnlknfO{ cfj]bs jf ;+/Ifs :jod\n] k|dfl0ft u/]sf] x'g'kb{5 .

-`_ vl/b ;Ldf

@$= gful/s artkq Go" gtd bz xhf/ ?k}ofF / a9Ldf bz xhf/ ?k} +ofFn] efu ubf{ lgMz]if efu hfg] u/Ls'n cfXjfg /sd;Dd vl/b ug{ ;lsG5 .

-6_ /sd a'em]sf] /l;b lbg'kg]

@%= ahf/ lgdf{tf -laqm]tf_ n] vl/bstf{af6 cfj]bg / cfj]bg kmf/ddf pNn]v eP adf]lhdsf] /sda'lemlnP kl5 ;f]sf] k|df0f :j?k vl/bstf{nfO{ /l;b lbg' kb{5 . pQm /l;b k]z u/]kl5 dfqartkqsf] k|df0fkq pknJw u/fpg' kb{5 .


5/10

-7_ vl/bstf{af6 ;+sng ePsf] /sd g]kfn /fi6« a}sdf hDdf ug] ;DaGwL Joj:yf -ahf/ lgdf{tfsf zfvf

sfof{nox?sf] nflu ;d]t_

@^= ahf/ lgdf{tfn] k|To]s lbg vl/bstf{x?sf] cfj]bg;fy k|fKt /sd / cGo ljj/0f cg';" lr–@ dflbOPsf] kmf/ddf pNn]v eP adf]lhd b'O{hgfsf] cflwsfl/s b:tvt ;lxt ;f]xL lbg /fi6«C0fJoj:yfkg ljefusf] k\ mofS; g+=)!–$!)!&$! df ck/fGx #M#) ah] leq k\ mofS; ug' {sf ;fy} kmf]gg+ + )!–$!)!& df kmf]g u/L sGkmd{ ug{ 'kb{5 . ;f] kmf/dsf] ;k\ m6slk /fi6«C0f Joj:yfkg

ljefusf] O{d]n 7]ufgf [email protected] df klg clgjfo{?kn] k7fpg' kb{5 .@&= o;/L dfly pNn]lvt ;doleq ;f] kmf/d k\ mofS; dfkm{t k|fKt ePkl5 o; ljefuaf6 ;DalGwt

ahf/ lgdf{tfsf] g]kfn /fi6« a} +sdf /x]sf] vftf g+= xxxxxxx÷)$!–)))–%@$ vr{ / gful/sartkq cfj]bg vftf g+= !@)))))÷)!%–!!!–%@$ hDdf u/L cfjZos lx;fj–ldnfg ul/G5 .

-8_ cfj]bg kmf/d / ;+slnt sfuhft /fi6«C0f Joj:yfkg ljefudf k7fpg' kg]

@*= sf7df08f} pkTosf leqsf ahf/ lgdf{tfn] artkq vl/bstf{x?af6 ;+slnt cfj]bg kmf/d / ;+nUgsfuhft gful/s artkqsf] laqmL aGb ePsf] ldltsf] ef]lnkN6;Dd ljj/0f ;lxt /fi6«C0fJoj:yfkg ljefudf k'Ug]u/L Psd'i6 ?kdf k7fpg' kb{5 .

@(= sf7df08f} + pkTosf aflx/sf ahf/ lgdf{tfn] vl/bstf{x?af6 ;+slnt kmf/d / cGo sfuhft :Sofg

u/L b}lgs ?kdf /fi6«C0f Joj:yfkg ljefusf] O{d]n 7]ufgf ([email protected]) df k7fpg ;Sg]5g\ .laqmL aGb eO;s]kl5 eg] ;+slnt sfuhftx? Psd'i6 ?kdf l56f] ;fwgaf6 ;'/lIft tj/n] ljefudf k7fpg' kb{5 .

-9_ artkqsf] afF8kmfF6

#)= gful/s artkqsf] afF8kmfF6 v'nf ahf/ ;+rfng ;ldltsf] lg0f{ofg';f/ ul/G5 .

#!= /Ltk" j{s k]z x'g cfPsf cfj]bsx?sf] gfddf dfq artkq lgisf;g ul/G5 . /Lt gk'u]sfcfj]bgx?nfO{ c:jLs[t ul/G5 .

#@= c:jLs[t cfj]bsx?sf] /sd artkq lgisf;g ldlt kZrft\ & lbgleq vl/b u/]sf] ;+:yf dfkm{tlagf Aofh lkmtf{ ul/G5 .

-0f_ k|df0fkq tyf Aofh e'QmfgL k"hf{

##= gful/s artkqsf] k|df0fkq tyf Aofh e'QmfgL k" hf{ tof/ ePkl5 artkq laj| mL ug] { sfof{nodfkm{t vl/bstf{nfO{ pknAw u/fOG5 . k|df0fkq ljt/0f ;DaGwL ;" rgf o; a} +ssf] j]a;fO{6www.nrb.org.np df pknAw x'G5 .

#$= laqm]tfn] vl/bstf{nfO{ gful/s artkqsf] k|df0fkq tyf Aofh e'QmfgL k" hf{ k|bfg ubf{ ;fFjfk|df0fkqsf] cu|efudf wgLsf] b:tvt eGg] :yfgdf artkq wgLsf] b:tvt u/fpg' kb{5 . ;f] qmddf artkq vl/bsf] nflu cfj]bg ubf{ pknAw u/fPsf] /l;b -/sd a'emfPsf]_ lkmtf{ a'lem lng' kb{5 .

-t_ bf];|f] ahf/ sf/f]af/

#%= gful/s artkqsf] bf];|f] ahf/ sf/f]af/ cyf{t artkqsf] z'? lgisf;g kl5sf] vl/b–laqmLsf/f]af/ ahf/ lgdf{tfsf] Ohfhtkq lnPsf a} +s tyf ljQLo ;+:yf -zfvf sfof{nox?af6 ;d]t_ /sf7df08f} + pkTosf aflx/sf g]kfn /fi6« a} +ssf sfof{nox? dfkm{t ug{ ;lsG5 .

-y_ cGo Joj:yf

#^= gful/s artkqsf] lgisf;g, laqmL ljt/0f tyf aFf8kmfF6 ;DaGwL cGo Joj:yf k|rlnt P]g,lgodsf ;fy} v'nf ahf/ ;+rfng ;ldltsf] lg0f{o Pjd\ g]kfn ;/sf/n] ;do–;dodf tf]s] adf]lhdx'G5 .

*****


6/10

ldltM ==========================

g]kfn /fi6« a}s /fi6«C0f Joj:yfkg ljefu

yfkfynL, sf7df8f} .

dxfzo,

g]kfn /fi6« a} +saf6 xfn} k|sflzt ;" rgf cg';f/sf] gful/s artkq vl/b ug{ O{R5f ePsf]n] gub ?=============================-cIf/]lk ====================================================================== dfq_ a'emfO{ of] cfj]bg lbPsf] 5'÷5f} + . lgDg cg';f/sf] artkq d]/f]÷xfd|f] gfddf lgisf;g ul/lbg' x'g cg'/f]w ub{5'÷ub{5f} + .

* k|ltzt gful/s artkq @)&& æsÆ -% jif]_lsl;d b/ yfg hDdf /sd ?= /sd cIf/df

-s_ k|ldz/L gf]6*

-v_ :6s* -u_ klxn] artkq vl/b u/]sf]÷gu/]sf] M-3_ vl/b u/]sf] eP kf]6{kmf]lnof] gDa/ M

* k|ldz/L gf] 6 eGgfn] 3/fo;L b/kL7 u/L vl/b–laqmL ug{ ;lsg] artkq a'lemG5 eg] :6s eGgfn] To;/L vl/b–laqmL ug{ g;lsg] artkq a'lemG5 . :6sartkq vl/b–laqmL ug'{ k/] df vl/b–laqmLstf{ b'a} /fi6«C0f Joj:yfkg ljefu jf ahf/ lgdf{ tfsf sfof{ nox?df uO{ b:tvt k|dfl0ft u/fpg' kb{ 5 .

========================b:tvt

gfd -b]jgfu/Ldf_M c+u| ]hLdf M

7]ufgf M

gful/stfsf] k|df0fkq g+=÷lhNnf M df]afOn÷6]lnkmf]g g+= M

;o'Qm gfddf vl/b ug] eP

/ jf -s'g} Ps sf]i7df √ lrgf] nufpg'xf]; \_ gfd -b]jgfu/Ldf_M gfd -b]jgfu/Ldf_M

gfd c+u| ]hLdf M gfd c+u| ]hLdf M

7]ufgf M 7]ufgf M

df]afOn÷6]lnkmf]g g+= M df]afOn÷6]lnkmf]g g+= M

gful/stfsf] k|df0fkq g+=÷lhNnf M gful/stfsf] k|df0fkq g+=÷lhNnf M

gfafnssf] gfddf vl/b ug] ePdf

gfafnssf] gfd -b]jgfu/Ldf_M c+u| ]hLdf M

;+/Ifssf] gfd -b]jgfu/Ldf_M c+u| ]hLdf M

;+/Ifssf] 7]ufgf M

;+/Ifssf] gful/stfsf] k|df0fkq g+=÷lhNnf M ;+/Ifssf] df]afOn÷6]lnkmf]g g+= Mvl/bstf{ n] cfj] bg kmf/d;fy gful/stfsf] k|df0fkqsf] k|ltlnlk k] z ug'{ kb{ 5 . gfafnssf] xsdf hGdbtf{ k|df0fkq k] z ug'{ kb{ 5 .

cfj]bg a'lemlng] sfof{non] eg] { sfof{nosf] gfd M =========================================================================================:yfg M ======================== ============== ldlt M ====================== ======

dfly cfj]bgdf pNn]v eP adf]lhdsf] ?= ================ -cIf/]lk ============================ ================================= dfq_ o; sfof{nodf bflvnf ePsf] /sd g]kfn/fi6« a} +s, a} +lsË sfof{no, sf7df8f} +l:yt vftf gDa/ !@)))))÷)!%–!!!–%@$ df hDdf x'g]u/L 6«fG;km/ ul/Psf] Joxf]/f k|dfl0ft ul/G5 .

===================== ====== ====================== ===== =================== =====;xfos clws[t sfof{no k|d'v

cg';"lr–

gful/s artkq vl/bsf] nflu cfj]bg kmf/d

sfof{nosf] 5fk


7/10

cg';"lr–@

:j–3f]if0ffkq

:yfoL 7]ufgf === === === === === === === === === df a:g] >L === === === === === === === === === ===

sf] gftL÷gfltgL >L === === === === === === === === === === === === sf] 5f]/f÷5f]/L÷kTgL

gful/stfsf] k|df0fkq g+=÷lhNnf === === === === sf] jif{ === === sf] d, === === === === === ===

=== === === === === === / d]/f ;uf]nsf kl/jf/sf ;b:on] g]kfnsf] s'g} klg a} +s tyf ljQLo

;+:yf;+u shf{ lnO{ cfhsf ldlt;Dd lgotj; C0f gltg] { sfo{ u/]sf] 5}g . olb d}n]

dfly eg]sf] s'/f e' m¶f 7x/] sfg" g adf]lhd ;x' Fnf÷a'emfpFnf .

b:tvtM

ldltM @)====÷====÷====


8/10

cg';"lr–#

gful/s artkq laqmL /sdsf] ljj/0f

ahf/ lgdf{tf÷laqm]tf sfof{nosf] gfd ==== === === === === === === === === === === === == === === 7]ufgf === === === === === =

;Dks{ JolQmsf] gfd tyf kmf]g g+= === === === === === === === === === === === === sf/f]af/ ldlt M=============

qm=;+= cfj]bgstf{sf] gfd 7]ufgf kf]6{kmf]lnof] g+= gful/stf g+=hf/L ePsf]

lhNnfv

dfly pNn]lvt gful/s artkq vl/bstf{x?af6 cfhsf ldltdf k|fKt s'n /sd ?======================-cIf/]lk ?======================xfd|f] vftf g+= xxxxxxx÷)$!—)))—%@$ df vr{ u/L cfjZos lx;fa ldnfg ug' {x'g cg'/f]w 5 .

clws[t sfof{no k|d'v

gf] 6 M!= pQm kmf/d ebf{ cIf/ Preeti km06df / c+ s Fontasi Himali km06df 6fO{ k ug'{ kg] { 5 .

@= g] kfn /fi6« a} + ssf sf7df08f} + pkTosf aflx/sf sfof{ nox?n] gful/s artkq vl/b jfktsf] /sd l;w} gful/s artkq cpk/f] Qm adf] lhd vftf gDa/ pNn] v ug'{ kb} { g .


9/10

cg';"lr–$

cf=j=@)&@÷) sf] nflu ahf/ lgdf{tfsf] Ohfhtkq lnPsf

a}s tyf ljQLo ;+:yfx?sf] gfdfjnL

qm=;= a}s tyf ljQLo ;+:yfsf] gfd 7]ufgf

! df5fk'R5« ] a} +s ln= nflhDkf6, sf7df8f} +

@ n'lDagL a} +s ln= gS;fn, sf7df8f} +

# k|e' a} +s ln= cgfdgu/, sf7df8f} +

$ ;g/fO{h a} +s ln= u}lx|wf/f, sf7df8f} +

% gljn a} +s ln= b/af/ dfu{, sf7df8f} +

^ hgtf a} +s ln= z+vd'n dfu{, sf7df8f} + & d]uf a} +s g]kfn ln= sflGtky, sf7df8f} +

* nIdL a} +s ln= xflQ;f/, sf7df8f} +

( l;l6hg a} +s OG6/g]zgn ln= sdnfbL, sf7df8f} +

!) PgcfO{;L Plzof a} +s ln= yfkfynL, sf7df8f} +

!! l;4fy{ a} +s ln= xflQ;f/, sf7df8f} +

!@ s[lif ljsf; a} +s ln= /fdzfx ky, sf7df8f} +

!# l;len a} +s ln= sdnfbL, sf7df8f} + !$ ;flgdf a} +s ln= gS;fn, sf7df8f} +

!% PgPdlj a} +s ln= cgfdgu/, sf7df8f} +

!^ ;]Gr'/L sdl;{on a} +s ln= k'tln;8s, sf7df8f} +

!& Pglj a} +s ln= ljh'nL ahf/, sf7df8f} +

!* l/nfojn 8]enkd]06 a} +s ln= 1fg]Zj/, sf7df8f} +

!( ;fFlu|nf 8]enkd]06 a} +s ln= afn'jf6f/, sf7df8f} +

@) efu{j ljsf; a} +s ln= ;'v] {t /f]8, g]kfnu~h@! dflnsf ljsf; a} +s ln= wgu9L, s}nfnL

@@ sfi7d08k 8]enkd]06 a} +s ln= Go" /f]8, sf7df8f} +

@# b]jM ljsf; a} +s ln= sdnfbL, sf7df8f} +

@$ ;'lk|d 8]enkd]06 a} +s ln= ;'ljwfgu/, sf7df8f} +

@% d'lQmgfy ljsf; a} +s ln= k'YjLrf]s, kf]v/f

@^ Pk]S; 8]enkd]06 a} +s ln= xflQ;f/, sf7df8f} +

@& P; 8]enkd]06 a} +s ln= gS;fn, sf7df8f} +


10/10

@* lqj]0fL ljsf; a} +s ln= e/tk'/, lrtjg

@( ;xof]uL ljsf; a} +s ln= ljBfkltrf]s, hgsk'/

#) lj/f6nIdL ljsf; a} +s ln= lxdfno /f]8, lj/f6gu/

#!lSng Oglh{ 8]enkd]06 a} +s ln=-PgPdla a} +sdf dh{ ePsf]_

l;tfkfO{nf, sf7df8f} +

#@ afudtL 8]enkd]06 a} +s ln= xl/jg, ;nf{xL

## OGk| mf:6«Sr/ 8]enkd]06 a} +s ln= 306f3/, sf7df8f} +

#$ OG6/g]zgn 8]enkd]06 a} +s ln= 6]s', sf7df8f} +

#% PgcfO{l8;L 8]enkd]06 a} +s ln= b/jf/dfu{, sf7df8f} +

#^ ;femf ljsf; a} +s ln= wgu9L, s}nfnL

#& klZrdf~rn 8]enkd]06 a} +s ln= a'6jn, ?kGb]xL

#* s}nf; ljsf; a} +s ln= k'tln;8s, sf7df8f} +

#( l;6L 8]enkd]06 a} +s ln= lrKn]9'Ëf,, kf]v/f

$) h]ljN; kmfOgfG; ln= Go" /f]8, sf7df8f} +

$! o'lgs kmfOgfG; ln= k'tnL;8s, sf7df8f} +

$@ u'8ljn kmfOgfG; ln= xflQ;f/, sf7df8f} +

$# g]kfn PS;k| ]; kmfOgfG; ln= ;'Gwf/f, sf7df8f} +

$$ ;u/dfyf kmfOgfG; ln= dfgejg, nlntk'/

$% u'x]Zj/L dr] {06 P08 kmfOgfG; ln= k'Nrf]s, nlntk'/

$^ cfO{;LPkm;L kmfOgfG; ln= ef6e6]gL, sf7df8f} +

$& gful/s nufgL sf]if gofF afg]Zj/, sf7df8f} +

@)&@ r} t !

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