Point of Sale Features: • Fastest process to get initial disclosures

signed, order appraisal, verify assets/income, and upload docs.

• Online loan application with 24/7 access for the consumer with real-time pricing and accurate fees.

• Automated instant initial and subsequent disclosures.

• Borrowers’ loan center to check status, do a task, and doc vault for life.

• Loan comparison report (PDF) sent to consumers.

• DTI calculations for Fannie/Freddie/FHA on one dashboard to compare.

• iSave – An intelligent Save to drive more automation with validation.

• Automated VA IRRRL, Net Tangible Benefit, USDA, FHA calcs.

• Support calculations for 2nd home, investment, multi-borrower workflows

• Loan details dashboard showing everything needed on loan file

• Automatically itemize any rebate toward APR fees.

• Generate/send pre-approval letter with max qualified loan amount.

• Pricing and eligibility engine for loan products and rates.

• Fee engine for title, escrow, mortgage tax and recording fees.

• Integration to credit reporting services for FICO and detailed liabilities.

• Borrower ability to order appraisal with direct integration to AMC’s.

• Auto-generated borrower needs list.

• E-Signing using DocuSign for initial and re-disclosures.

• Closing cost details (pre/post TRID). Optimized for LE and CD.

• Upload via scanning an image, taking a picture, or faxing.

• Automated workflow for classifying/indexing all documents.

• Integration to Velocify, Sugar and other CRM integrations.

• And much more!

TRANSFORMING THE MORTGAGE EXPERIENCE

Coming Soon…. Full System of Record called the Automated Fulfillment Engine (AFE)

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This Changes Everything.

The intelligent Mortgage Platform®

empowers consumers, drives down costs,

and automates the loan process.

The intelligent Mortgage Platform®:

Most robust Point of Sale workflow platform in the industry.

Massive reduction in cost to produce, while increasing loans per FTE.

Introduces gamification to the loan process.

Minimizes human work processes by maximizing automated workflow.

Dramatically reduces closing times.

Empowers the customer by giving them the option to get a loan their way – People when they need it, Tech when they don’t.

Digital system of record.

Reduces confusion as title/escrow, borrower, realtor and lender communicate in the same system.

Automates compliance requirements by issuing disclosures throughout the loan cycle.

THE KEY IS THE INTELLIGENT, DATA-DRIVEN WORKFLOW

We were built inside of a big lender and have expertise in both enterprise software and mortgage workflow automation. This has provided us with deep knowledge of the true challenges lenders face in closing a loan and what is needed to get a loan closed faster, cheaper and with less risk.

The iMP is more than just a robust enterprise architectural platform. It is solving the problem for lenders by building a task-driven intelligent workflow that can automate up to 70% of the process.

Custom Message Right Here!

Your Rates & Options

30 YrFixed

$3,610 $6,617Payment (P&I)APR (4.176) Est.Closing Cost View Details Select Rate

30 YrFixed FHA

$3,945 $11,016Payment (P&I)APR (4.918) Est.Closing Cost

15 YrFixed

$5,406 $6,617Payment (P&I)APR (3.752) Est.Closing Cost

5 YrARM

$5,737 $11,016Payment (P&I)APR (4.591) Est.Closing Cost

3 YrARM

$3,087

4.000%

4.750%

3.500%

4.375%

2.750% $8,508Payment (P&I)APR (3.220) Est.Closing Cost

View Details Select Rate

View Details Select Rate

View Details Select Rate

View Details Select Rate

Select the ‘s and click Send My Report to recieve a Detailed Comparison Report Send My Report

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$300,000

$0

$400,000

720 - 739

Refinance

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Existing 1st Mortgage

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See Rates What Can I Afford? Find a Home Resources Sign InNeed Help? Call Us

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The intelligent Mortgage Platform® has proven to be effective in processing billions in loans, and automating point of sale process that lenders and loan officers struggle through today,

THE MORTGAGE PROCESS IS OUT OF CONTROL!

Closing a loan takes more time and has become more difficult and costly than ever imagined. Lenders are getting squeezed on margins and bearing the burden of increasingly heavy regulatory requirements.

Consumers are feeling the pain and frustration of the mortgage process, crushing the excitement of homeownership. Both of these problems need to be tackled in order to really transform the mortgage experience and bring lending into the digital world.

GETTING A HOME LOAN SHOULD NOT BE AS DIFFICULT AS IT IS TODAY.

The problem is that the mortgage industry has been trapped in a LOS-centric model where lenders rely on images and repetitive manual tasks rather than raw data and technology to drive the loan process.

The intelligent Mortgage Platform® (iMP) shelves the antiquated LOS model and replaces it with a single platform where data drives the loan process, and consumers have a transparent experience on any device, at any time.

Our Point of Sale (POS) web and mobile technology empowers the consumer through a full loan experience. For lenders, it’s the fastest process to get the borrower to sign initial disclosures, order appraisal, verify assets/income electronically, and upload docs in under 45 minutes.