collection payment

8/13/2019 COLLECTION PAYMENT

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http://nguyenvantien-hvnh.blogspot.com 1

Bi 7

PHNG THC NH THU -

COLLECTION OF PAYMENTS


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1. KHI NIM, C IM V VN BN PL

1.1. Khi nim:Nh thu l PT TT, trong ,nh XK sau khi giao hng

hay cung ng dch v, y thc cho NH phc v mnh

xut trnh chng t (thng qua NH thu h)cho nh NK

c:

a/ Thanh ton ngay (sight payment); hoc

b/ ChpnhnB/E (acceptance); hoc

c/ Chp nhn cc iu kin v iu khon khc(D/OT or D/TC).


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1.2.cim- Do c NH lm trung gian thu h,nn dung ho c

tnh an ton v RR so viPT ngtrcv ghi s.

- Hnchcschmtrtrong vicnhntinivinh XK v nhnhng ivinh NK.

- Gimcchi ph giao dchso viL/C.


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1.3. Vn bn php l iu chnh NT- Quy tcThngnhtvNhthu.

(Uniform Rules for CollectionURC).

- Ban hnh cc nm: 1956; 1967; 1978; 1995.- Bnhinhnh nm1995 URC522.

-yl vnbnphp l ty (SS viluttr.266)?

Dnchiu:ThisCollection is subject to the Uniform

Rules for Collection, 1995 Revision ICC Pub. No. 522.


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2. CC BN THAM GIA V MI QUAN H

2.1. Quy cvittt:

NHNT = Ngn hng Nhthu (Remitting Bank).

NHTH = Ngn hng Thu h(Collecting Bank).

NHXT = Ngn hng Xuttrnh (Presenting Bank).

2.2. Cc bn tham gia:

1. Ngiynhimthu (Principal):

- L mtxch utin trong dy truynNT.

- L ngiquy nhnidung NT.- L ngipht ra chthcho ttccc bn thchin.


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- L ngic quynhngliNT.- L ngichuchi ph cuicng vNT.

NT l NT caai?

2. NHNT (Remitting or Sending Bank):

- L NH phcvngiythc.

- ChuynNT nmtNH thu hNN.

- Chutrch nhimtrctipvingiythc.


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3. Ngn hng thu h(Collecting Bank):- NH ncnh NK.

- L NH il hay CN caNHNT.

- Thchinthu tintnh NK.

- Chuyntrtinthu ccho NHNT.

- Chutrch nhimtrctipviNHNT.


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4. Ngn hngxuttrnh (presenting Bank):- Khng phitrong NT no cngc NH XT.

- Khi no th c?

- Chutrch nhimtrctipviNH thu h.

5. Ngitrtin(Drawee):

-cQtrong NT.

- Thngl nh NK.


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2.3. Mi quan h gia cc bn:

Quy tc xuyn sut: Nh thu l ca ngi u thc, do

mi CT lin quan n NT u phi do?.

1. Ngi y thc/NHNT:

- NT l NT ca ngi y thc.

- NHNT phi hnh ng ng cc ch th ca ng. UT

- Nu hnh ng ng?

- Nu c hnh ng khc?


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2. MI QUAN H GIA CC BN

- Nu cc ch th khng hon chnh?

- Nu cc ch th khng kh thi?

*/ V d tnh hung:

2. NHNT/NHTH:

- NHNT phichuyn nguyn vn cc ch thcangiythc cho NHTH.

- NHTH phi thc hin ng cc ch ny, bt k mi

quan hring camnh vingiNK l ntn.


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2. MI QUAN H GIA CC BN

- Lm khng ng,c phibithngthithi?Cho ai?- Lm ng,khng thu ctinth c cph? Ai tr?

3. NHTH/NHXT:

- Tngtnhtrn.

4. Ngiythc (XK)/Ngitrtin(NK):

- Hpngthngmi.


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3. CC LOI NH THU

Collections

Clean Collection

Documentary Collection


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3.1. NH THU PHIU TRN

a/ Khi nim:L PTTT, trong chngtnhthu chbao gmchng

t TC, cn cc chng t TM c gi trc tip cho

ngiNK khng thng qua NH.

@ ChngtTi chnh?

@ ChngtThngmi?


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b/ Quy trnh NT phiutrn:

Remitting Bank Collecting Bank

Drawer (XK) Drawee (NK)

(0)

(1)

(2) (7)

(6)

(3)

(5) (4)


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c / Riro trong NT phiutrn:*/ Riro chyuthucvnh XK:

- Nunh NK ph sn,giith,vn?

- NunnglcTC nh NK yukmTT dy da.

- Nunh NK chtm?

-nhnTT HP khn?

*/ i vinh NK:

- LnhNT ntrchng ha.


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3.2. NH THU KM CHNG T

A/ Khi nimL PTTT, trong chngtnhthu bao gm:

(i) hocchngtTM cng chngtTC;

(ii) hocchchngtTM (khng c chngtTC).

Ngn hng thu h ch trao b chng t cho nh NK sau

khi ngi ny p ng c yu cu ca Lnh NT.


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B/ Quy trnh NT km chngt:

Remitting Bank Collecting Bank

Drawer(Exporter)

Drawee(Importer)

(0)

(1)

(2) (8)

(7)

(3)

(5) (4)(6)


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C/iukintrao chngt:

iu kintrao chng t

D/P = Documents against Payment

D/P X days sight

D/A = Documents against Acceptance

D/OT (D/TC) = Documents againstOther Terms and Conditions


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a/ iukinD/P v D/A?-ivinh XK, tisao D/A liriro hnD/P?

b/ iukinD/P X days Sight?

c/ iukinD/OT:

- Thanh ton tngphn.

- Trao chngtikphiu.

- Trao chngtigiynhnn.

- Trao chngttrn csgiytn thc.- Bank undertaking (AVAL).


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4. QUY TC PH NH THU

1. Cc NH lun lun cquynthu ph nu?2. Nguyn tcl thu ngay, nhngc ththu sauti tr.

3. Cchtrph (3 cch):

Ph nh thu

1. Do nh XK chu

2. Bn no bn y chu

3. Do nh NK chu


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4. QUY TC PH NH THU

a/ Ton bph do nh XK chu:- Khon ph c th c TT trc hoc TT sau bng

cch khutrvo tinthu c.

- Nukhng thu ctinth ph trntn?

b/ Ton bph do nh NK chu:

-chcchnthu cph, th trong lnhnhthu phi

c cu?



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4. QUY TC PH NH THU

c/ Ph bn no bn ychu:- Trnghpphbin.

- Trong lnhnhthu c cu: Phbn no bn ychu.

-chcchnthu cph th trong lnhnhthu phi

c cu?



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5. LI CH V RI RO

A/ Lich ivicc bn:

*/ ivinhxutkhu:

- Chc chn b CT ch c trao khi ngi NK TT

hay chpnhnTT.

- Nh XK c th kin nh NK ra to nu HP cchpnhnnhngkhng cTT khi nhn.

*/ ivinh NK:

- Kimtra bch.ttrckhi quytnhTT hay CN.-iviD/A, ccptn dngTM.


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5. LI CH V RI RO

B/ Riro ivicc bn:*/ ivinhxutkhu:

- Misai st bn ngoi NHNT do ngiXK chu(ngay c

trong trnghpNHNT chnNHTH).

- Vicnh NK khng nhnbCTlukho, mua BH

- Cc ngn hng khng chu trch nhim v bt k s

chmtrhay thtlcchngtno.


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5. LI CH V RI RO

- Nu nh NK khng TT cc khon ph nh quy nhtrong LnhNT, th ngiXK phichuhon ton, trkhi

c quy nhr l khng cmin.

*/ ivinh NK:

- Nnglckimtra bCT canh NK?

- NhnbCT nhnghng ha khng ng.

-k chpTT HP th phiTT v iukinkhi nhn.


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5. LI CH V RI RO

*/ iviNH chuynNT:- ChuRR tn dngnungtrchay CK bCT.

*/ iviNH thu h:

- V mi quan h ring vi nh NK, lm sai cc ch th

trong lnhnhthu.


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6. LNH NH THU COLLECTION ORDER

6.1. Vthutng:- Collection Order.

- Collection Instruction.

- Collection Schedule.

- Covering Schedule.

- Covering letter.

*/ Cch gicaICC: Collection Instruction.

*/ TingVit: Lnhnhnhthu.

6.2. Munv Lnhnhthu: tr. 284; 287 ./.


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MU N YU CU NH THU (1)

NYU CUGICHNGTNHTHU HNG XUT

Knh gi:.(tn ngn hng).................................................

Tn nv:........................

ach:..............................

Sphone, fax:...................

Chng ti gikm theo ymtbchngtgiao hng gm:

Ngitrtin(tn, achy):..................................................

nghQu NH giNT qua NH (tn, achy):.....................

Drafts Invoice P. List B/L C/O ....


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D/P at sight

D/P at .sight

D/A after .... days from/

after....

D/OT.........................................

Invoice No:............

B/L No:.....

Tr gi nh thu:.....................

theo hnh thc nh thu sau:

Ph trong nc tr: ngi hng (Drawer) ngi trtin (Drawee)Ph ngoi nc tr: ngi hng (Drawer) ngi trtin (Drawee)

ngh Ngn hng ghi C s tin thu c (sau khi tr ph ca NH) voti khon ca chng ti s: ....................ti Ngn hng:..................................


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Nhthu ny cthchintheo URC 522 ICC.

nghNgn hng chuynchngttheo phngthc:

Dchvginhanh (Courier Express).

Gimbo(Registered Airmail).

Giththng(Airmail).............., ngy......thng......nm............

Khi cn lin hvi:............... KTtrng (nu c) Chti khonSin thoi:....................... (K tn) (K tn, ngdu)Ngn hng k nhn....gi...., ngy.....Tn ngi nhn:................................Sin thoi:....................................


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COLLECTION ORDER (1)

(tn ngn hng)

Postal address:..............................

Cable address:..

Tel:...............................Fax:.....................Telex:...........................Code

Swift:.................

Place and date:..................................

To:DOCUMENTARY COLLECTIONPlease quote our

ref::...............................

Drawer:..............................

Drawee:.......................

Tenor:......................


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COLLECTION ORDER (2)

Dear Sirs ,

We beg to hand you here - with the following documents for

collection:

Covering shipment of:.................... Amount:

Shipped per:.............................

Documents Drafts Invoice P. List B/L ...

1stmail

2ndmail


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