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C o m m u n i t y G o v e r n e dD e F i P l a t f o r m

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State of Finance

TraditionalFinance

Capital Requirement

High Interest on Loans

Low Savings Rates

Lack of Accessibility

Opaque Governance

Decentralized FinanceDeFi promises a faster, more inclusive and transparent system. The nascent industry however requires greater integration.

Financial services based on legacy systems are becoming out of date. Over the past few years, Blockchain technology has paved the way for a paradigm shift.

Rigid Infrastructure

Lack of Incentives

Poor User Experience

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DAOs represent a paradigm shift in the very idea of economic organizations, offering complete transparency, total token holder control, unprecedented flexibility, and autonomous governance.

OUR VISION

Access DeFi services from anywhere in the world

Anyone can lend and borrow money in a p2p system

Every transaction is recorded on a distributed ledger

Obtain a loan in one click of a button

Stake your assets in a non-custodial manner

The community regularlyupgrades the platform

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Multi-Asset Staking& Lending Platform

Self-Governing Organization

Merit-Based Reward System

Participants can vote on proposals to change the system parameters

MΛNTRΛ DΛO incentivizes its users to support the ecosystem

MΛNTRΛ DΛO provides cross-chain access to DeFi products

MΛNTRΛ DΛOWe leverage Blockchain technology and the wisdom of the crowd to create and distribute wealth fairly and sustainably.

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STAKING LENDINGCrypto lending is one of the fastest growing industries out there. MΛNTRΛ DΛO will provide a gateway to a variety of products.

Leading Blockchain projects are initiating their staking programs. MΛNTRΛ DΛO makes them accessible to everyone.

The past few years have seen the emergence of the DeFi phenomenon. Using a next generation Blockchain infrastructure, MΛNTRΛ DΛO is driving the mainstream adoption of open finance.

MΛNTRΛ DΛO is built on interoperable Blockchain technology

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2016 2017 2018 2019

$1B

$0.3B$0.1B

$8B

Total Crypto Assets Locked in Staking and Lending Protocols

Source: Crypto Credit Report

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O M T o k e nSTAKING & LENDINGIn addition to staking rewards, depositors of cryptocurrencies in MΛNTRΛ DΛO will receive OM tokens.

OWNERSHIP & GOVERNANCEOM tokens give voting power over certain economic parameters such as interest rates, level of inflation, ecosystem grant allocations, etc.

REPUTATIONOM token holders can grow their reputation via the KΛRMΛ protocol and be rewarded for their contributions to MΛNTRΛ DΛO.

OM token plays a key role in expanding and maintaining the MΛNTRΛ DΛO ecosystem. It has three core functions:

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Increase OM staking rewards

KΛRMΛ PROTOCOL A reputation mechanism that aims at rewarding users for their contribution to the ecosystem

Users gain KΛRMΛ by supporting the ecosystem Users with higher KΛRMΛ access various benefits

Lower loan interest rates

Decrease staking fees

Free access to MΛNTRΛ POOL

Staking OM token

Taking out & paying back loans

Submitting & voting on proposals

Joining MΛNTRΛ POOL

Growing the community

Receiving a grant

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OM Utility & Economic Model

By burning OM, users can try their luck by joining MΛNTRΛ POOL

Burn 1 OM = 1 entry into MΛNTRΛ POOL

Users can stake OM to increase compound interest through staking

OM tokens can be used as a collateral to take out loans

1 OM staked = 1 vote power

OM token’s economic model is designed to:• Provide holders with economic benefits• Balance OM’s circulating supply with ecosystem growth

By staking OM, users can vote or submit a proposal

%

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How Does it Work?

Users interact with MΛNTRΛ DΛO application user interface

Every transaction is processed on Rio Chain

Rio Chain is interoperable with other chains and the Polkadot network

Users stake DOT or deposit for lending

Users collect staking rewards plus OM

tokens

Smart contract

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STAKING

Initial Assets

LENDING

Phase 1

In Development Once Available

Cardano ETH 2.0

Tezos

Tron

Phase 2

Phase 3

Open Source Lending Protocol

Third Party LendingService Providers

Own Proprietary Lending Algorithm

Staking & Lending Multi-Phase Development

OM

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Users Collect Staking Rewards + OM Tokens

Staking Pool

Staking Platform Lending Platform

USDOM

Borrowers Receive Stablecoin Loans

%

MΛNTRΛ DΛO Collects Interest

omDOT(Tokenized Staked DOTs)

Collateral Locked in Deposits PoolUSDOM Stablecoin

Locked

MΛNTRΛ DΛO Proprietary Lending Platform

Borrowers Deposit Collateral

Users Stake Their Digital Assets

Secondary Market

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Staking Pool

omDOT Token Derivative

1 Stake

2 Bond 3 Borrow

OM Stablecoin

OM Utility Token

DeFi Services Cycle

Mantra DAO’s fully integrated ecosystemof decentralized financial services allows users to leverage their digital assets to earn compound interest while providing liquidity for the ecosystem.

To achieve this Mantra DAO uses three types of tokenized financial instruments:

Lending Pool

Buy & Restake

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Competitive LandscapeIn the nascent, fast-growing DeFi industry we believe that Mantra DAO’s flexible approach of governance will prevail over strict reliance on one type of platform or asset.

Cross chain compatibility and multi-level reward mechanisms will be key to scaling our ecosystem. Platform

Agnostic

Staking as a Service

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Savings, Lending, Stablecoin, Governance

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Project RoadmapQ4 2019

ü Rio Chain Development

Begins ü Conceptualization

of Proprietary Lending Algorithm

Q2 2020

ü BetaNet Released ü Penetration Testing

Completed (CertiK) ü Become Kusama

Validator Node

Q4 2020

• Launch of MΛNTRΛ POOL• Integration of Compound’s

Lending Protocol• Enhanced Staking/Lending

Product Suite

Q3 2020

• Completion of Initial Membership Offering (IMO)

• Launch of Staking Platform• Mobile App Goes Live

• Become Polkadot Validator node• OM Token Exchange Listing

Q1 2021

• MΛNTRΛ DΛO Proprietary Lending Protocol released

• Issuance of MΛNTRΛ DΛO stablecoin

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Marketing25%

Operations25%Technology

20%

Asset Purchase15%

Exchange Listing15%

USE OF PROCEEDSPre issued: 888,888,888

Annual inflation rate: 2%

Soft cap: $1.5 Million

Hard cap: $5.93 Million

Private sale vesting period:

6 months

Team & advisors vesting period:

24 months

Staking Rewards30%

Referrals12.5%

Team & Advisors17.5%

Grants12.5%

Reserve10%

Private9%

Public8.5%

OM TOKEN DISTRIBUTION

$

Any unsold OM tokens will be burnt

OM Token Distribution

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Council Members

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James Anderson

Stephane Laurent

John Patrick Mullin Will Corkin

Rodrigo Quan Miranda

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Contributors

Phyrex NiTechnical Advisor

Stacie MengChina Advisor

Calvin NgStrategy Advisor

Ekaterina VolkovaGlobal BD Director

Harrison ZhangChina BD Director

Argu LinTechnical LeadNicholas Krapels

DeFi Advisor

Billy MagbanuaProduct & Design Lead

Jamie ChengCTO

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www.mantradao.com

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contact@mantradao.com