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DOT HS 812 907 May 2020 Comparison of Differences In Insurance Costs for Passenger Cars, Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the Basis of Damage Susceptibility, 2018-2019

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Page 1: Comparison of Differences in Insurance Costs for Passenger … · 2020. 6. 1. · 1 Comparison of Differences in Insurance Costs for Passenger Cars, Station Wagons/Passenger Vans,

DOT HS 812 907 May 2020

Comparison of Differences In Insurance Costs for Passenger Cars, Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the Basis of Damage Susceptibility, 2018-2019

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DISCLAIMER

This publication is distributed by the U.S. Department of Transportation, National

Highway Traffic Safety Administration, in the interest of information exchange. The

opinions, findings, and conclusions expressed in this publication are those of the

authors and not necessarily those of the Department of Transportation or the National

Highway Traffic Safety Administration. The United States Government assumes no

liability for its contents or use thereof. If trade or manufacturers’ names or products

are mentioned, it is because they are considered essential to the object of the

publication and should not be construed as an endorsement. The United States

Government does not endorse products or manufacturers.

Suggested APA Format Citation:

Highway Loss Data Institute. (2020, May). Comparison of differences in insurance costs for

passenger cars, station wagons/passenger vans, pickups, and utility vehicles on the basis

of damage susceptibility, 2018-2019 (Report No. DOT HS 812 907). National Highway

Traffic Safety Administration.

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Technical Report Documentation Page

Form DOT F 1700.7 (8-72) Reproduction of completed page authorized

1. Report No. DOT HS 812 907

2. Government Accession No.

3. Recipient's Catalog No.

4. Title and Subtitle

Comparison of Differences in Insurance Costs for Passenger Cars,

Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the

Basis of Damage Susceptibility, 2018-2019

5. Report Date May 2020 6. Performing Organization Code

7. Author Highway Loss Data Institute

8. Performing Organization Report No.

9. Performing Organization Name and Address

Highway Loss Data Institute

1005 North Glebe Road

Arlington, VA 22201

10. Work Unit No. (TRAIS)

11. Contract or Grant No.

12. Sponsoring Agency Name and Address National Highway Traffic Safety Administration

1200 New Jersey Avenue SE

Washington, DC 20590

13. Type of Report and Period Covered Final Report

14. Sponsoring Agency Code

15. Supplementary Notes

16. Abstract

This online booklet lists and compares differences in relative average loss payments for different makes and

models of passenger cars, station wagons and passenger vans, pickups, and utility vehicles on the basis of

damage susceptibility for the vehicles, as compiled by the Highway Loss Data Institute. The data compiled by

the HLDI in its December 2017 and 2018 Insurance Collision Report, reflecting the collision loss experience of

vehicles sold in the United States in terms of the average loss payment per insured vehicle year for model years

2015 - to 2017 and 2016 - to 2018. The tables present vehicles' collision loss experience in relative terms, with

100 representing the average for all passenger vehicles. For example, a rating of 122 reflects a collision loss

experience that is 22 percent worse than average while a rating of 96 reflects a collision loss experience that is 4

percent better than average. NHTSA has provided the information in compliance with Federal law to aid

consumers considering the purchase of new vehicles. 17. Key Words

Highway Loss Data Institute, HLDI, damage susceptibility,

Insurance Collision Report

18. Distribution Statement Document is available to the public from the

National Technical Information Service,

www.ntis.gov.

19. Security Classif. (of this report) Unclassified

20. Security Classif. (of this page) Unclassified

21. No. of Pages 42

22. Price

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Deputy Administrator

1200 New Jersey Avenue SE.

Washington, DC 20590

Dear Prospective Purchaser:

The U.S. Department of Transportation’s National Highway Traffic Safety Administration

(NHTSA) is pleased to publish the 2018 - 2019 Relative Collision Insurance Cost Information

Booklet for prospective purchasers. As prescribed by Title 49, Code of Federal Regulations, Part

582, Insurance Cost Information Regulation, NHTSA is providing information regarding

comparative insurance costs, based on damage susceptibility and crashworthiness, for makes and

models of passenger cars, station wagons/passenger vans, pickups, and utility vehicles.

The information in this booklet is based on information provided by the Highway Loss Data

Institute's December Insurance Collision Reports.

Sincerely,

James C. Owens

Deputy Administrator

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Comparison of Differences in Insurance Costs for Passenger Cars,

Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the

Basis of Damage Susceptibility, 2018-2019

The National Highway Traffic Safety Administration has provided the information in this 2018 -

2019 online booklet in compliance with Federal law to aid consumers considering the purchase

of new vehicles. This online booklet compares differences in relative average loss payments for

different makes and models of passenger cars, station wagons and passenger vans, pickups, and

utility vehicles on the basis of damage susceptibility for the vehicles.1 However, it does not

indicate a vehicle's relative safety for occupants.

The following tables contain the available information regarding the effect of damage

susceptibility on insurance premiums. The information was taken from data compiled by the

Highway Loss Data Institute (HLDI) in its December 2017 and 2018 Insurance Collision Report,

reflecting the collision loss experience of passenger cars, station wagons/passenger vans,

pickups, and utility vehicles sold in the United States in terms of the average loss payment per

insured vehicle year for model years 2015 to 2017 and 2016 to 2018 respectively. NHTSA has

not verified the data in these tables.

The tables present vehicles' collision loss experience in relative terms, with 100 representing the

average for all passenger vehicles. For example, a rating of 122 reflects a collision loss

experience that is 22 percent worse than average while a rating of 96 reflects a collision loss

experience that is 4 percent better than average. The tables are not relevant for models that have

been substantially redesigned for 2017 and 2018, and do not include information about models

with insufficient claim experience.

Although many insurance companies use the HLDI information to adjust the "base rate" for the

collision portion of their insurance premiums, the amount of any such adjustment is usually

small. It is unlikely that your total premium will vary more than 10 percent depending upon the

collision loss experience of a particular vehicle. If you do not purchase collision coverage or

your insurance company does not use the HLDI information, your premium will not vary at all in

relation to these rankings.

In setting insurance premiums, insurance companies rely on factors not directly related to the

vehicle itself (except for its value). They consider driver characteristics such as age, gender,

marital status, driving record, geographic area in which the vehicle is driven, how many miles

are traveled, and how the vehicle is used. However, some companies adjust their premiums for

personal injury protection and medical payment coverage if the insured vehicles have features

that are likely to improve their crashworthiness, or ability to protect occupants from injury or

death, such as air bags. Different insurance companies often charge different premiums for the

same driver and vehicle. Therefore, to obtain complete information about insurance premiums,

you should contact insurance companies or their agents directly.

Test data relating to vehicle crashworthiness is available from NHTSA’s 5-Star Safety Ratings

program. The program provides comparative information on the safety of new vehicles to assist

1 These online booklets reflect the vehicle groupings as revised by HLDI since implementation of NHTSA’s final rule (See 60 FR 15509, March 24, 1995).

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consumers with vehicle purchasing decisions. Every year, the 5-Star Safety Ratings program

rates selected new vehicles for frontal and side crashworthiness and rollover resistance.

Beginning in 2010, vehicles equipped with three recommended advanced crash avoidance

technologies that help drivers avoid crashes and meet the performance requirements set forth

under the program are given credit on NHTSA’s website, www.nhtsa.gov/theft. Information on

vehicles that NHTSA has tested under the 5-Star Safety Ratings program can be obtained from a

new vehicle’s price sticker (known as the Monroney label), by calling NHTSA’s toll-free Auto

Safety Hotline at 888-327-4236, and through the website at www.nhtsa.gov/theft.

Where they appear in the list, LWB = long wheel base and SWB = short wheel base;

4WD = 4-wheel drive and 2WD = 2-wheel drive.

The terms “xtra” and “xtracab” (sometimes capitalized as “XtraCab”) are used by Toyota to

describe some of its models.

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Collision Insurance Losses

Model Years 2015 – 2017 Passenger Motor Vehicles

All passenger vehicles 100

All passenger cars 114

Micro Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door 55 Smart ForTwo 69

4-door

117 Mitsubishi Mirage 117

Mini Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door

74 Fiat 500 electric 58

Mini Cooper convertible 69

Fiat 500 convertible 69

Fiat 500 71

Mini Cooper 81

Toyota Yaris 84

4-door

102 Chevrolet Spark 92

Mini Cooper 94

Toyota Yaris hatchback 98

Kia Rio 105

Ford Fiesta 105

Hyundai Accent 109

Mitsubishi Mirage G4 184

Station wagons

85 Honda Fit 80

Hyundai Accent 91

Kia Rio 92

Ford Fiesta 100

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Sports

87 Mazda MX-5 Miata convertible 82

Fiat 124 convertible 106

Alfa Romeo 4C 2dr 190

Small Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door

121 Volkswagen New Beetle convertible 87

Volkswagen New Beetle 91

Volkswagen Golf 93

Hyundai Veloster 102

Volkswagen GTI 117

Hyundai Veloster turbo 121

Honda Civic 124

Subaru BRZ 169

Scion/Toyota FR-S/86 series 186

4-door

110 Chevrolet Bolt electric 58

Subaru Impreza 4WD 71

Nissan Leaf electric 78

Volkswagen Golf 84

Mazda 3 hatchback 86

Chevrolet Cruze hatchback 92

Mazda 3 96

Chevrolet Volt electric 97

Hyundai Elantra GT 99

Subaru WRX 4WD with Eyesight 102

Subaru Impreza 4WD with Eyesight 102

Volkswagen GTI 102

Acura ILX 102

Nissan Juke 104

Nissan Juke 4WD 105

Toyota Prius hybrid 105

Toyota Prius Prime plug-in hybrid 107

Toyota Prius c hybrid 108

Chevrolet Sonic 109

Honda Civic 110

Kia Forte 111

Nissan Versa 116

Volkswagen Golf R 4WD 117

Honda Civic hatchback 118

Ford Focus 118

Chevrolet Cruze 119

Toyota Corolla 119

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Nissan Sentra 122

Scion/Toyota iA/Yaris iA series 122

Subaru WRX 4WD 124

Hyundai Elantra 133

Mitsubishi Lancer 145

Station wagons

88 Subaru Impreza 4WD with Eyesight 61

Kia Soul electric 63

Volkswagen Golf Alltrack 4WD 64

Subaru Crosstrek 4WD with Eyesight 71

Subaru Crosstrek 4WD 71

Subaru Impreza 4WD 72

Ford Focus electric 75

Volkswagen Golf 80

Kia Soul 82

Chevrolet Sonic 94

Mini Clubman 4WD 95

Ford C-Max plug-in hybrid 95

Mini Clubman 97

Kia Forte 103

Nissan Versa Note 103

Toyota Prius v hybrid 103

Ford C-Max hybrid 105

Fiat 500L 108

Scion/Toyota iM/Corolla iM series 113

Ford Focus 114

Ford Focus RS 4WD 176

Sports

137 Audi TT 2dr 4WD 114

Audi TTS 2dr 4WD 124

Porsche Boxster convertible 144

Luxury

118 Mercedes-Benz B class electric station wagon 94

BMW i3 electric station wagon 122

Midsize Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door

124 Buick Cascada convertible 85

Honda Accord 113

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4-door

109 Subaru Legacy 4WD with Eyesight 72

Subaru Legacy 4WD 74

Buick Verano 90

Volkswagen Passat 94

Mazda 6 95

Honda Accord 96

Honda Accord hybrid 103

Toyota Camry 105

Ford Fusion 107

Ford Fusion 4WD 110

Volkswagen Jetta 115

Chevrolet Malibu 116

Chrysler 200 4WD 116

Chevrolet Malibu hybrid 117

Nissan Altima 118

Kia Optima 118

Ford Fusion hybrid 120

Chrysler 200 120

Ford Fusion plug-in hybrid 121

Hyundai Sonata 122

Toyota Camry hybrid 123

Volkswagen CC 136

Nissan Maxima 150

Hyundai Sonata plug-in hybrid 151

Hyundai Sonata hybrid 152

Kia Optima hybrid 152

Station wagons

60 Subaru Outback 4WD 57

Subaru Outback 4WD with Eyesight 58

Volvo V60 86

Volvo V60 Cross Country 4WD 90

Volvo V60 4WD 104

Sports

164 Chevrolet Corvette Grand Sport 2dr 75

Ford Mustang GT convertible 95

Chevrolet Corvette Z06 convertible 100

Ford Mustang convertible 104

Ford Mustang Shelby GT350 2dr 104

Chevrolet Corvette 2dr 107

Chevrolet Corvette convertible 114

Nissan 370Z convertible 139

Chevrolet Corvette Z06 2dr 156

Mercedes-Benz SL class convertible 156

Porsche 911 Carrera convertible 164

Ford Mustang 2dr 165

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Ford Mustang GT 2dr 174

Porsche 911 Targa 2dr 4WD 184

Nissan 370Z 2dr 193

Porsche 911 Carrera 2dr 263

Porsche 911 Turbo convertible 4WD 276

Ferrari California T convertible 277

Porsche 911 Turbo 2dr 4WD 291

Lamborghini Huracan 2dr 4WD 562

Luxury

145 Volvo S60 4dr 94

Acura TLX 4dr 96

Acura TLX 4dr 4WD 101

Volvo S60 Inscription 4dr 101

Volvo S60 Inscription 4dr 4WD 102

BMW 2 series convertible 4WD 106

BMW M2 2dr 106

Volvo S60 4dr 4WD 107

BMW 2 series 2dr 108

Audi A3 convertible 108

BMW 3 series station wagon 4WD 110

Cadillac ATS 2dr 112

Audi A3 convertible 4WD 112

BMW 2 series convertible 114

Lincoln MKZ 4dr 122

BMW 2 series 2dr 4WD 124

Cadillac ATS 4dr 4WD 126

Lexus ES 350 4dr 127

Cadillac ATS 4dr 128

Lexus CT 200h hybrid 4dr 129

Cadillac ATS 2dr 4WD 130

BMW 3 series 4dr 4WD 131

Audi A3 4dr 4WD 133

Lincoln MKZ 4dr 4WD 134

Audi A3 4dr 135

BMW 330i 4dr 137

BMW 3 series 4dr 137

BMW 4 series convertible 139

Audi A4 4dr 4WD 144

Lincoln MKZ hybrid 4dr 144

Mercedes-Benz C class 4dr 4WD 145

BMW 4 series convertible 4WD 146

Audi A5 convertible 4WD 146

Mercedes-Benz C class 4dr 147

Audi S5 convertible 4WD 148

Audi A3 plug-in hybrid station wagon

150

Audi A4 4dr 152

BMW 4 series 4dr 4WD 153

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Mercedes-Benz CLA class 4dr 154

Jaguar XE 4dr 4WD 154

Lexus ES 300h hybrid 4dr 154

Infiniti Q60 2dr 159

Infiniti Q50 4dr 161

BMW 4 series 4dr 161

Infiniti Q50 4dr 4WD 162

Lexus IS 300 4dr 4WD 164

BMW 4 series 2dr 4WD 165

Lexus IS 350 4dr 165

Mercedes-Benz CLA class 4dr 4WD 168

Lexus IS 350 4dr 4WD 169

Mercedes-Benz C class 2dr 170

Lexus IS 200T 4dr 174

BMW 4 series 2dr 177

Jaguar XE 4dr 181

Infiniti Q50 hybrid 4dr 183

Mercedes-Benz CLA class AMG 4dr 4WD 184

Infiniti Q50 hybrid 4dr 4WD 184

Audi S3 4dr 4WD 187

Audi A5 2dr 4WD 191

Cadillac ATS-V 4dr 200

Audi S5 2dr 4WD 206

Jaguar F-Type convertible 4WD 209

Mercedes-Benz C class AMG 4dr 4WD 217

Jaguar F-Type convertible 223

Jaguar F-Type 2dr 225

Mercedes-Benz C class 2dr 4WD 227

Infiniti Q60 2dr 4WD 242

BMW M4 convertible 265

BMW M3 4dr 315

BMW M4 2dr 320

Jaguar F-Type 2dr 4WD 329

Mercedes-Benz C class AMG 4dr 353

BMW i8 plug-in hybrid 2dr 4WD 476

Large Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door

152 Dodge Challenger SRT Hellcat 111

Dodge Challenger SRT-8 141

Dodge Challenger 157

4-door

117 Ford Taurus 4WD 76

Buick Regal 4WD 88

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Buick LaCrosse 88

Buick Regal 96

Chevrolet SS 101

Toyota Avalon 104

Ford Taurus 107

Toyota Avalon hybrid 111

Chrysler 300 4WD 112

Chevrolet Impala 113

Hyundai Azera 117

Chrysler 300 122

Chrysler 300 HEMI 124

Dodge Charger 4WD 127

Ford Taurus SHO 4WD 143

Dodge Charger 145

Dodge Charger HEMI 170

Dodge Charger SRT Hellcat 220

Minivans 79 Chrysler Pacifica 80

Sports

164 Chevrolet Camaro convertible 87

Chevrolet Camaro 2dr 176

Mercedes-Benz AMG GT 2dr 260

Maserati Granturismo convertible 268

Maserati Granturismo 2dr 437

Luxury

177 Acura RLX 4dr 105

Infiniti Q70L 4dr 112

Cadillac CTS 4dr 128

Infiniti Q70 4dr 130

Genesis G80 4dr 2WD/4WD 133

Cadillac CT6 4dr 4WD 133

Infiniti Q70 4dr 4WD 136

Infiniti Q70L 4dr 4WD 137

BMW 5 series 4dr 137

Cadillac CTS 4dr 4WD 137

Mercedes-Benz E class 2dr 146

Mercedes-Benz E class 4dr 4WD 153

Audi A6 4dr 4WD 159

Lexus GS 350 4dr 159

Lexus GS 350 4dr 4WD 160

Mercedes-Benz E class convertible 162

BMW 6 series convertible 163

BMW 5 series 4dr 4WD 164

Lexus RC 350 2dr 4WD 167

Audi A6 4dr 170

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Mercedes-Benz E class 4dr 175

Jaguar XF 4dr 4WD 181

BMW 6 series convertible 4WD 181

Lexus RC 350 2dr 183

Jaguar XJ 4dr LWB 4WD 186

Lexus RC 200T 2dr 189

Mercedes-Benz CLS class 4dr 192

Lexus RC 300 2dr 4WD 197

Mercedes-Benz E class 2dr 4WD 197

Lexus GS 200T 4dr 197

Jaguar XF 4dr 199

Audi S6 4dr 4WD 209

Audi A7 4dr 4WD 210

Mercedes-Benz CLS class 4dr 4WD 212

BMW 6 series 4dr 4WD 215

Jaguar XJ 4dr LWB 219

Jaguar XJ 4dr 4WD 228

BMW 6 series 4dr 234

Audi S7 4dr 4WD 242

Jaguar XJ 4dr 252

Cadillac CTS-V 4dr 254

Tesla Model S 4dr electric 272

Lexus RC-F 2dr 278

Tesla Model S 4dr electric 4WD 311

Maserati Ghibli 4dr 330

Maserati Ghibli 4dr 4WD 344

BMW M6 4dr 385

Audi RS7 4dr 4WD 419

Very Large Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

Minivans

88 Honda Odyssey 78

Dodge Grand Caravan 80

Kia Sedona 90

Toyota Sienna 4WD 103

Toyota Sienna 108

Luxury

210 Volvo S90 4dr 4WD 103

Cadillac XTS 4dr 114

Lincoln Continental 4dr 4WD 132

Cadillac XTS 4dr 4WD 136

BMW 535 i GT 4dr 4WD 145

BMW 535 i GT 4dr 145

Lincoln Continental 4dr 161

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Kia K900 4dr 162

Lexus LS 460 4dr 172

Lexus LS 460 4dr 4WD 203

BMW 7 series 4dr 211

Mercedes-Benz S class 4dr LWB 211

Lexus LS 460 L 4dr 213

Mercedes-Benz S class 4dr LWB 4WD 229

BMW 7 series 4dr 4WD 258

Mercedes-Benz S Class 2dr 4WD 282

Audi A8L 4dr 4WD 290

Maserati Quattroporte 4dr 4WD 305

Bentley Continental GTC convertible 4WD

434

Audi S8 4dr 4WD 448

Bentley Continental Flying Spur 4dr 4WD

512

Bentley Continental GT 2dr 4WD 686

All Pickups, Sport Utility Vehicles, and Vans

88

All Pickups 86

All Small Pickups 84

All Large Pickups 86

Pickups

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door plus

78 GMC Canyon ext. cab 66

Nissan Frontier ext. cab 4WD 68

GMC Canyon ext. cab 4WD 68

Chevrolet Colorado ext cab 4WD 74

Chevrolet Colorado ext cab 76

Nissan Frontier ext. cab 76

Toyota Tacoma xtra cab 88

Toyota Tacoma xtra cab 4WD 91

4-door

86 Nissan Frontier crew cab LWB 4WD 69

GMC Canyon crew cab 4WD 70

GMC Canyon crew cab 73

Nissan Frontier crew cab SWB 4WD 77

Nissan Frontier crew cab SWB 78

Chevrolet Colorado crew cab 4WD 84

Chevrolet Colorado crew cab 86

Toyota Tacoma double cab LWB 91

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Toyota Tacoma double cab LWB 4WD

98

Toyota Tacoma double cab 4WD 100

Toyota Tacoma double cab 105

Nissan Frontier crew cab LWB 114

All large pickups 86

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door

79 Ram 1500 LWB 4WD 51

Ford F-150 4WD 57

Ford F-150 58

Chevrolet Silverado 1500 4WD 77

Ram 1500 LWB 78

GMC Sierra 1500 4WD 81

Ram 1500 SWB 82

GMC Sierra 1500 92

Chevrolet Silverado 1500 94

Ram 1500 SWB 4WD 96

2-door plus

70 Ford F-150 SuperCab 4WD 67

Ford F-150 SuperCab 78

4-door

87 Ford F-150 SuperCrew 4WD 73

Ford F-150 SuperCrew 76

Honda Ridgeline crew cab 4WD 79

Chevrolet Silverado 1500 ext. cab 4WD 86

GMC Sierra 1500 ext. cab 4WD 87

Toyota Tundra double cab 4WD 88

Ram 1500 crew cab LWB 89

GMC Sierra 1500 crew cab 89

Ram 1500 ext. cab 4WD 89

GMC Sierra 1500 crew cab 4WD 90

Toyota Tundra CrewMax 91

Ram 1500 crew cab LWB 4WD 91

Ram 1500 crew cab SWB 4WD 91

Chevrolet Silverado 1500 crew cab 92

Toyota Tundra CrewMax 4WD 92

Toyota Tundra double cab 93

Chevrolet Silverado 1500 ext. cab 94

Chevrolet Silverado 1500 crew cab 4WD

95

Ram 1500 crew cab SWB 96

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Nissan Titan crew cab short bed 4WD

96

Toyota Tundra double cab LWB 4WD 96

GMC Sierra 1500 ext. cab 97

Ram 1500 ext. cab 97

Nissan Titan crew cab short bed 98

Honda Ridgeline pickup 99

Nissan Titan crew cab 120

Nissan Titan crew cab 4WD 140

All very large pickups 86

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door 60 Ram 3500 4WD 56

Ram 2500 4WD 59

Chevrolet Silverado 2500 4WD 96

2-door plus 72 GMC Sierra 2500 ext. cab 4WD 75

Chevrolet Silverado 2500 ext. cab 4WD 82

4-door 88 Ram 2500 crew cab LWB 66

Ford F-250 SuperCrew 4WD 67

Ram 2500 crew cab SWB 68

Ram 3500 crew cab SWB 4WD 75

Ram 2500 crew cab SWB 4WD 76

Chevrolet Silverado 2500 crew cab 83

Ford F-350 SuperCrew 4WD 85

Ram 2500 crew cab LWB 4WD 85

Ram 2500 mega cab 4WD 85

Ram 3500 mega cab 4WD 91

GMC Sierra 2500 crew cab 4WD 95

GMC Sierra 3500 crew cab 4WD 97

Chevrolet Silverado 2500 crew cab 4WD

97

Ram 3500 crew cab LWB 100

Chevrolet Silverado 3500 crew cab 4WD

102

Ram 3500 crew cab LWB 4WD 113

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All Sport Utility Vehicles 88

Sport Utility Vehicles

Make Model Relative Average Loss Payment

per Insured Vehicle Year

Mini Sport Utility Vehicles 85 Mazda CX-3 4dr 4WD 74

Kia Niro hybrid 4dr 84

Honda HR-V 4dr 4WD 85

Honda HR-V 4dr 87

Mazda CX-3 4dr 91

Small Sport Utility Vehicles 81 Jeep Compass 4dr 4WD 44

Mazda CX-5 4dr 4WD 45

Jeep Wrangler 2dr SWB 4WD 51

Honda CR-V 4dr 57

Honda CR-V 4dr 4WD 59

Mazda CX-5 4dr 67

Subaru Forester 4dr 4WD with Eyesight

67

Subaru Forester 4dr 4WD 68

Fiat 500X 4dr 4WD 73

Kia Sportage 4dr 4WD 74

Kia Sportage 4dr 74

Jeep Patriot 4dr 4WD 76

Ford Escape 4dr 4WD 77

Ford Escape 4dr 77

Jeep Compass 4dr 4WD 78

Hyundai Tucson 4dr 80

Jeep Renegade 4dr 83

Jeep Renegade 4dr 4WD 83

Fiat 500X 4dr 83

Chevrolet Trax 4dr 4WD 86

Volkswagen Tiguan 4dr 86

Jeep Patriot 4dr 86

Hyundai Tucson 4dr 4WD 88

Toyota RAV4 4dr 89

Jeep Compass 4dr 90

Toyota RAV4 4dr 4WD 92

Chevrolet Trax 4dr 92

Volkswagen Tiguan 4dr 4WD 94

Nissan Rogue 4dr 94

Nissan Rogue 4dr 4WD 96

Mitsubishi Outlander Sport 4dr 4WD 101

Toyota RAV4 hybrid 4dr 4WD 103

Mitsubishi Outlander Sport 4dr 106

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Mitsubishi Outlander 4dr 4WD 112

Mitsubishi Outlander 4dr 118

Midsize Sport Utility Vehicles 84 Jeep Wrangler 4dr 4WD 64

Toyota 4Runner 4dr 4WD 74

Honda Pilot 4dr 75

Toyota 4Runner 4dr 76

Jeep Cherokee 4dr 4WD 76

Honda Pilot 4dr 4WD 80

Jeep Cherokee 4dr 80

Chevrolet Equinox 4dr 4WD 80

Ford Flex 4dr 81

Ford Edge 4dr 82

Chevrolet Equinox 4dr 83

Jeep Grand Cherokee 4dr 83

Dodge Journey 4dr 4WD 84

Hyundai Santa Fe 4dr 85

Nissan Murano 4dr 86

GMC Acadia 4dr 86

GMC Terrain 4dr 4WD 87

Toyota Highlander 4dr 87

GMC Terrain 4dr 87

GMC Acadia 4dr 4WD 87

Ford Edge 4dr 4WD 88

Ford Flex 4dr 4WD 88

Hyundai Santa Fe Sport 4dr 89

Dodge Journey 4dr 89

Jeep Grand Cherokee 4dr 4WD 89

Toyota Highlander 4dr 4WD 90

Kia Sorento 4dr 91

Ford Explorer 4dr 92

Hyundai Santa Fe Sport 4dr 4WD 93

Nissan Murano 4dr 4WD 94

Kia Sorento 4dr 4WD 94

Hyundai Santa Fe 4dr 4WD 96

Toyota Highlander hybrid 4dr 4WD 100

Ford Explorer 4dr 4WD 101

Nissan Pathfinder 4dr 102

Mazda CX-9 4dr 104

Mazda CX-9 4dr 4WD 110

Nissan Pathfinder 4dr 4WD 111

Large Sport Utility Vehicles 84 Chevrolet Traverse 4dr 4WD 75

Chevrolet Tahoe 4dr 76

Chevrolet Traverse 4dr 77

GMC Acadia Limited 4dr 77

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16

GMC Acadia Limited 4dr 4WD 78

Ford Expedition 4dr 83

GMC Yukon 4dr 83

Chevrolet Tahoe 4dr 4WD 84

Toyota Sequoia 4dr 85

Buick Enclave 4dr 86

Nissan Armada 4dr 4WD 87

Ford Expedition 4dr 4WD 88

GMC Yukon 4dr 4WD 91

Buick Enclave 4dr 4WD 92

Toyota Sequoia 4dr 4WD 93

Dodge Durango 4dr 95

Dodge Durango 4dr 4WD 99

Nissan Armada 4dr 124

Volkswagen Touareg 4dr 4WD 133

Very Large Sport Utility Vehicles 98 Chevrolet Suburban 1500 4dr 91

GMC Yukon XL 1500 4dr 94

Ford Expedition EL 4dr 95

Chevrolet Suburban 1500 4dr 4WD 98

Ford Expedition EL 4dr 4WD 102

GMC Yukon XL 1500 4dr 4WD 107

Luxury Sport Utility Vehicles

Make Model Relative Average Loss Payment

per Insured Vehicle Year

Small Luxury Sport Utility Vehicles 100 Buick Encore 4dr 88

BMW X1 4dr 88

Buick Encore 4dr 4WD 88

Lincoln MKC 4dr 92

Lincoln MKC 4dr 4WD 97

Mercedes-Benz GLA class 4dr 4WD 102

Mercedes-Benz GLA class 4dr 102

BMW X1 4dr 4WD 106

Audi Q3 4dr 109

Infiniti QX30 4dr 4WD 111

Audi Q3 4dr 4WD 118

Infiniti QX30 4dr 130

Land Rover Range Rover Evoque 4dr 4WD

142

Mercedes-Benz GLA class AMG 4dr 4WD 164

Midsize Luxury Sport Utility Vehicles 109 Acura RDX 4dr 63

Acura RDX 4dr 4WD 66

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17

Buick Envision 4dr 70

Acura MDX 4dr 72

Acura MDX 4dr 4WD 78

Cadillac XT5 4dr 80

Volvo XC60 4dr 81

Cadillac XT5 4dr 4WD 83

Volvo XC60 4dr 4WD 84

Buick Envision 4dr 4WD 85

Mercedes-Benz GLC class 4dr 92

BMW X3 4dr 94

Volvo XC90 plug-in hybrid 4dr 4WD 95

Lincoln MKX 4dr 96

Mercedes-Benz GLC class coupe 4dr 4WD 99

Mercedes-Benz GLC class 4dr 4WD 100

Volvo XC90 4dr 4WD 102

Lexus NX 200T 4dr 105

Lexus NX 200T 4dr 4WD 106

Infiniti QX50 4dr 4WD 107

Lincoln MKX 4dr 4WD 108

Infiniti QX60 4dr 108

Infiniti QX50 4dr 110

BMW X3 4dr 4WD 110

Infiniti QX70 4dr 111

Lexus NX 300h hybrid 4dr 4WD 114

Infiniti QX60 4dr 4WD 115

Land Rover Discovery Sport 4dr 4WD 116

Lexus RX 350 4dr 116

Lincoln MKT 4dr 4WD 117

Mercedes-Benz GLE class 4dr 119

BMW X5 4dr 120

Lexus RX 350 4dr 4WD 123

Infiniti QX70 4dr 4WD 127

BMW X5 4dr 4WD 129

Porsche Macan 4dr 4WD 138

Audi Q5 4dr 4WD 139

Mercedes-Benz GLE class 4dr 4WD 147

BMW X5 plug-in hybrid 4dr 4WD 149

Lexus RX 450h hybrid 4dr 4WD 151

BMW X4 4dr 4WD 152

Jaguar F-Pace 4dr 4WD 156

Audi SQ5 4dr 4WD 162

BMW X6 4dr 4WD 198

BMW X6 4dr 200

Mercedes-Benz GLE class coupe 4dr 4WD 224

BMW X5 M 4dr 4WD 236

Maserati Levante 4dr 4WD 280

BMW X6 M 4dr 4WD 398

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Large Luxury Sport Utility Vehicles 144 Toyota Land Cruiser 4dr 4WD 90

Lexus GX 460 4dr 4WD 103

Infiniti QX80 4dr 108

Cadillac Escalade 4dr 4WD 119

Infiniti QX80 4dr 4WD 120

Cadillac Escalade 4dr 129

Lexus LX 570 4dr 4WD 131

Audi Q7 4dr 4WD 142

Mercedes-Benz GLS class 4dr 4WD 158

Land Rover Range Rover Sport 4dr 4WD 162

Land Rover Range Rover 4dr 4WD 165

Porsche Cayenne 4dr 4WD 172

Land Rover Range Rover 4dr LWB 4WD 197

Porsche Cayenne hybrid 4dr 4WD 224

Mercedes-Benz G class 4dr 4WD 268

Tesla Model X 4dr electric 4WD 320

Very Large Luxury Sport Utility Vehicles 121 Lincoln Navigator 4dr 108

Cadillac Escalade ESV 4dr 4WD 121

Lincoln Navigator L 4dr 122

Cadillac Escalade ESV 4dr 122

Lincoln Navigator 4dr 4WD 127

Lincoln Navigator L 4dr 4WD 130

Lincoln Navigator 4dr 108

All Vans 85

VANS

Make Model Relative Average Loss Payment

per Insured Vehicle Year

Midsize Vans 98 Ford Transit Connect cargo SWB 78

Ford Transit Connect cargo LWB 85

Ram ProMaster City 90

Ford Transit Connect SWB 95

Ford Transit Connect LWB 96

Chevrolet City Express cargo 112

Nissan NV 200 cargo 116

Large Vans 76 Mercedes-Benz Metris cargo 64

Ram ProMaster 1500 71

Mercedes-Benz Metris 100

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19

Very Large Vans 79 GMC Savana 2500 cargo series 42

Mercedes-Benz Sprinter 2500 4WD 48

Chevrolet Express 3500 series 55

Chevrolet Express 2500 cargo series 56

Mercedes-Benz Sprinter 2500 64

Nissan NV 3500 78

Ford T-250 Transit cargo 80

Nissan NV 2500/3500 van cargo 82

Nissan NV 1500 cargo 83

Ram ProMaster 2500 85

Ford T-150 Transit cargo 90

Ford T-350 Transit 90

Ram ProMaster 3500 92

Mercedes-Benz Sprinter 2500 cargo 92

Ford T-150 Transit 100

Nissan NV 2500 cargo 106

Ford T-350 Transit cargo 117

Relative results are computed for individual model years and then combined through a weighted average to

produce the three-year relative result. The all-passenger-vehicle “100=” value is given for reference only and

can only be used as a rough estimate to convert from relative to absolute results

Minimum requirement for reporting: 1,000 vehicle years of exposure or 100 claims.

If you would like more details about the information in these tables, or wish to obtain the complete Insurance Collision Report, please contact HLDI directly, at:

Highway Loss Data Institute

1005 North Glebe Road

Arlington, VA 22201

Tel: (703) 247-1600

Page 24: Comparison of Differences in Insurance Costs for Passenger … · 2020. 6. 1. · 1 Comparison of Differences in Insurance Costs for Passenger Cars, Station Wagons/Passenger Vans,

20

Collision Insurance Losses

Model Years 2016 – 2018 Passenger Motor Vehicles

All passenger vehicles 100

All passenger cars 114

Micro Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

4-door

126 Mitsubishi Mirage 128

Mini Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door

76 Fiat 500 electric 59

Fiat 500 convertible 66

Fiat 500 75

Mini Cooper convertible 75

Mini Cooper 83

Toyota Yaris 84

4-door

102 Toyota Yaris hatchback 82

Chevrolet Spark 85

Mini Cooper 90

Ford Fiesta 105

Kia Rio 115

Hyundai Accent 132

Mitsubishi Mirage G4 168

Station wagons

84 Honda Fit 81

Ford Fiesta 92

Sports

83 Fiat 124 convertible 80

Mazda MX-5 Miata convertible 81

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21

Small Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door

120 Volkswagen New Beetle convertible 84

Volkswagen New Beetle 93

Honda Civic 121

Honda Civic Si 129

Subaru BRZ 162

Scion/Toyota FR-S/86 series 182

4-door

112 Chevrolet Bolt electric 71

Mazda 3 hatchback 79

Volkswagen Golf 86

Subaru Impreza 4WD with EyeSight 89

Subaru Impreza 4WD 91

Chevrolet Volt electric 94

Mazda 3 95

Nissan Leaf electric 97

Hyundai Elantra GT 98

Volkswagen GTI 100

Chevrolet Cruze hatchback 101

Subaru WRX 4WD with EyeSight 102

Acura ILX 104

Volkswagen Golf R 4WD 107

Chevrolet Sonic 107

Honda Civic 107

Toyota Prius c hybrid 108

Nissan Versa 111

Scion/Toyota iA/Yaris iA series 113

Kia Forte 114

Chevrolet Cruze 115

Ford Focus 116

Toyota Corolla 117

Honda Civic hatchback 118

Toyota Prius hybrid 119

Toyota Prius Prime plug-in hybrid 120

Honda Civic Si 121

Subaru WRX 4WD 122

Hyundai Ioniq hybrid 123

Nissan Sentra 127

Hyundai Elantra 129

Honda Civic Type-R hatchback 136

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22

Station wagons

86 Subaru Crosstrek 4WD with EyeSight 55

Subaru Crosstrek 4WD 57

Kia Soul electric 68

Subaru Impreza 4WD with EyeSight 74

Ford Focus electric 75

Volkswagen Golf 4WD 75

Mini Countryman 2WD 76

Volkswagen Golf Alltrack 4WD 78

Subaru Impreza 4WD 80

Volkswagen Golf 80

Kia Soul 82

Chevrolet Sonic 94

Mini Clubman 96

Nissan Versa Note 98

Ford C-Max hybrid 98

Mini Countryman 4WD 99

Scion/Toyota iM/Corolla iM series 102

Mini Clubman 4WD 106

Kia Forte 106

Ford Focus 113

Fiat 500L 115

Ford Focus RS 4WD 168

Sports

134 Porsche Cayman 2dr 115

Mercedes-Benz SLC class convertible 125

Audi TT 2dr 4WD 129

Audi TT convertible 4WD 130

Audi TTS 2dr 4WD 137

Porsche Boxster convertible 145

Mercedes-Benz SLC class AMG convertible 185

Luxury

123 BMW i3 electric station wagon 122

Midsize Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door

115 Buick Cascada convertible 79

4-door

110 Subaru Legacy 4WD with EyeSight 71

Subaru Legacy 4WD 76

Volkswagen Passat 91

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23

Mazda 6 95

Honda Accord 99

Ford Fusion 4WD 104

Ford Fusion 106

Toyota Camry 110

Toyota Mirai fuel cell 112

Volkswagen Jetta 113

Chevrolet Malibu 114

Ford Fusion hybrid 115

Kia Optima 115

Ford Fusion plug-in hybrid 116

Honda Clarity PHEV 4dr 117

Chevrolet Malibu hybrid 121

Hyundai Sonata 124

Toyota Camry hybrid 128

Hyundai Sonata plug-in hybrid 134

Nissan Altima 137

Nissan Maxima 142

Hyundai Sonata hybrid 142

Kia Optima hybrid 147

Kia Optima plug-in hybrid 152

Station wagons

60 Subaru Outback 4WD with EyeSight 59

Subaru Outback 4WD 59

Volvo V60 78

Volvo V60 Cross Country 4WD 92

Volvo V60 4WD 132

Sports

159 Chevrolet Corvette Grand Sport

convertible 64

Chevrolet Corvette Grand Sport 2dr 79

Ford Mustang GT convertible 90

Chevrolet Corvette convertible 99

Ford Mustang convertible 106

Chevrolet Corvette 2dr 107

Ford Mustang Shelby GT350 2dr 112

Nissan 370Z convertible 115

Chevrolet Corvette Z06 convertible 118

Chevrolet Corvette Z06 2dr 148

Porsche 911 Targa 2dr 4WD 151

Ford Mustang 2dr 160

Mercedes-Benz SL class convertible 160

Porsche 911 Carrera convertible 163

Ford Mustang GT 2dr 179

Nissan 370Z 2dr 190

Porsche 911 Turbo convertible 4WD 196

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24

Porsche 911 Carrera 2dr 220

Ferrari California T convertible 284

Porsche 911 Turbo 2dr 4WD 319

Ferrari 488 GTB 2dr 504

Luxury

149 Volvo S60 Cross Country 4dr 4WD 55

Volvo S60 Inscription 4dr 86

Volvo S60 4dr 91

Tesla Model 3 electric 4dr 100

Volvo S60 Inscription 4dr 4WD 101

Acura TLX 4dr 4WD 102

Acura TLX 4dr 103

BMW 2 series convertible 108

Audi A3 convertible 4WD 111

BMW 2 series 2dr 114

BMW 2 series convertible 4WD 114

Volvo S60 4dr 4WD 115

Lincoln MKZ 4dr 118

Audi A3 convertible 119

BMW 2 series 2dr 4WD 121

BMW M2 2dr 126

Cadillac ATS 4dr 4WD 127

Cadillac ATS 4dr 128

Lexus ES 350 4dr 129

Cadillac ATS 2dr 132

Audi A3 4dr 4WD 132

Lexus IS 300 4dr 133

Lincoln MKZ 4dr 4WD 133

BMW 3 series station wagon 4WD 133

Audi A4 Allroad station wagon 4WD 133

Audi A4 4dr 134

Audi A4 4dr 4WD 136

Cadillac ATS 2dr 4WD 139

BMW M240i 2dr 140

Audi A3 4dr 140

BMW 4 series convertible 141

BMW 3 series 4dr 142

BMW 3 series 4dr 4WD 143

Audi A3 plug-in hybrid station wagon 145

BMW 4 series convertible 4WD 145

Mercedes-Benz C class convertible 145

Mercedes-Benz C class 4dr 4WD 145

Audi A5 convertible 4WD 146

Mercedes-Benz C class 4dr 146

Lincoln MKZ hybrid 4dr 150

Audi A5 2dr 4WD 151

Mercedes-Benz C class convertible 4WD 151

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25

BMW M240xi 2dr 4WD 152

Lexus IS 350 4dr 4WD 152

BMW 4 series 4dr 4WD 153

Audi A5 4dr 4WD hatchback 153

Mercedes-Benz CLA class 4dr 154

Lexus IS 350 4dr 156

Lexus IS 300 4dr 4WD 157

Lexus ES 300h hybrid 4dr 157

BMW 4 series 4dr 163

Alfa Romeo Giulia 4dr 167

Alfa Romeo Giulia 4dr 4WD 171

Jaguar XE 4dr 4WD 172

BMW 4 series 2dr 172

BMW 4 series 2dr 4WD 172

Mercedes-Benz CLA class 4dr 4WD 175

Audi S3 4dr 4WD 177

Audi S5 4dr 4WD hatchback 179

Infiniti Q50 4dr 4WD 179

Infiniti Q50 4dr 179

Mercedes-Benz C class 2dr 181

BMW 3 series plug-in hybrid 4dr 181

Jaguar XE 4dr 181

Audi S4 4dr 4WD 188

Cadillac ATS-V 4dr 189

Cadillac ATS-V 2dr 190

Mercedes-Benz C class AMG convertible 4WD 191

Audi S5 2dr 4WD 192

Jaguar F-Type 2dr 198

Jaguar F-Type convertible 199

Mercedes-Benz C class 2dr 4WD 203

Infiniti Q60 2dr 208

Mercedes-Benz C class AMG 2dr 4WD 216

Mercedes-Benz C class AMG 4dr 4WD 217

Jaguar F-Type convertible 4WD 218

Infiniti Q60 2dr 4WD 219

Mercedes-Benz CLA class AMG 4dr 4WD 256

BMW M4 convertible 274

Jaguar F-Type 2dr 4WD 300

Mercedes-Benz C class AMG 4dr 318

BMW M3 4dr 328

Mercedes-Benz C class AMG 2dr 342

BMW M4 2dr 347

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26

Large Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door

152 Dodge Challenger 4WD 150

Dodge Challenger SRT Hellcat 150

Dodge Challenger 153

Dodge Challenger SRT-8 171

4-door

121 Buick LaCrosse 102

Toyota Avalon 103

Ford Taurus 4WD 104

Chrysler 300 4WD 109

Toyota Avalon hybrid 109

Ford Taurus 110

Chevrolet Impala 113

Chrysler 300 117

Buick LaCrosse 4WD 118

Ford Taurus SHO 4WD 126

Dodge Charger 4WD 128

Chrysler 300 HEMI 133

Kia Cadenza 134

Dodge Charger 151

Kia Stinger 2WD/4WD 164

Dodge Charger HEMI 176

Dodge Charger SRT Hellcat 210

Sports

179 Chevrolet Camaro convertible 105

Chevrolet Camaro ZL1 2dr 161

Chevrolet Camaro 2dr 166

Porsche Panamera 4dr 227

Maserati Granturismo 2dr 352

Mercedes-Benz AMG GT 2dr 353

Audi R8 2dr 4WD 521

Luxury

178 BMW 330xi GT 4dr 4WD 100

Acura RLX 4dr 120

Cadillac CTS 4dr 129

Cadillac CTS 4dr 4WD 130

Lexus RC 350 2dr 4WD 137

Cadillac CT6 4dr 4WD 140

Infiniti Q70L 4dr 141

Infiniti Q70L 4dr 4WD 143

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27

Lexus GS 350 4dr 4WD 147

Cadillac CT6 4dr 150

Infiniti Q70 4dr 4WD 151

BMW 5 series plug-in hybrid 4dr 152

Infiniti Q70 4dr 154

Genesis G80 4dr 2WD/4WD 155

Lexus GS 350 4dr 158

Mercedes-Benz E class 4dr 4WD 160

Lexus RC 300 2dr 4WD 162

Audi A6 4dr 4WD 164

Audi A6 4dr 168

BMW 5 series 4dr 169

Mercedes-Benz E class 4dr 171

Lexus RC 350 2dr 173

Jaguar XF 4dr 4WD 177

Mercedes-Benz E class station wagon 4WD 179

BMW 6 series convertible 187

Mercedes-Benz E class 2dr 188

Jaguar XF 4dr 191

Jaguar XJ 4dr 191

BMW 5 series 4dr 4WD 202

Audi A7 4dr 4WD 208

Jaguar XJ 4dr LWB 4WD 208

Mercedes-Benz CLS class 4dr 211

Cadillac CTS-V 4dr 216

Mercedes-Benz CLS class 4dr 4WD 216

Audi S6 4dr 4WD 217

Audi S7 4dr 4WD 218

Mercedes-Benz E class AMG 4dr 4WD 224

BMW 6 series 4dr 4WD 225

Lexus LC 500 2dr 225

BMW 6 series 4dr 226

BMW 6 series convertible 4WD 229

Lexus RC-F 2dr 235

Tesla Model S 4dr electric 236

Mercedes-Benz E class 2dr 4WD 243

Tesla Model S 4dr electric 4WD 276

Jaguar XJ 4dr LWB 278

BMW M550xi 4dr 4WD 280

Maserati Ghibli 4dr 4WD 300

BMW M6 4dr 341

Maserati Ghibli 4dr 343

Lexus GS F 4dr 366

Audi RS7 4dr 4WD 400

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28

Very Large Cars

Make Model Relative Average Loss Payment

per Insured Vehicle Year

Minivans

86 Chrysler Pacifica 77

Honda Odyssey 77

Chrysler Pacifica plug-in hybrid 79

Dodge Grand Caravan 80

Kia Sedona 86

Toyota Sienna 4WD 105

Toyota Sienna 106

Luxury

207 Volvo V90 Cross Country station

wagon 4WD 104

Mercedes-Benz S Class convertible 120

Cadillac XTS 4dr 120

Cadillac XTS 4dr 4WD 133

Volvo S90 4dr LWB 4WD 134

Lincoln Continental 4dr 135

Lincoln Continental 4dr 4WD 151

Genesis G90 4dr 2WD/4WD 153

Maserati Quattroporte 4dr 4WD 191

Mercedes-Benz S class 4dr LWB 196

Kia K900 4dr 202

BMW 7 series 4dr 237

Mercedes-Benz S class 4dr LWB 4WD 239

BMW 7 series 4dr 4WD 243

Audi A8L 4dr 4WD 301

Mercedes-Benz S Class 2dr 4WD 310

Maserati Quattroporte 4dr 418

Audi S8 4dr 4WD 474

All Pickups, Sport Utility Vehicles, and Vans

89

All Pickups 87

All Small Pickups 88

All Large Pickups 87

Pickups

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door plus

80 GMC Canyon ext. cab 4WD 64

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29

Nissan Frontier ext. cab 4WD 65

Nissan Frontier ext. cab 71

Chevrolet Colorado ext cab 4WD 72

GMC Canyon ext. cab 76

Chevrolet Colorado ext cab 78

Toyota Tacoma xtra cab 86

Toyota Tacoma xtra cab 4WD 88

4-door

89 Nissan Frontier crew cab LWB 4WD 70

GMC Canyon crew cab 70

Nissan Frontier crew cab SWB 4WD 75

GMC Canyon crew cab 4WD 78

Nissan Frontier crew cab SWB 79

Chevrolet Colorado crew cab 4WD 82

Chevrolet Colorado crew cab 89

Nissan Frontier crew cab LWB 90

Toyota Tacoma double cab 97

Toyota Tacoma double cab LWB 4WD 97

Toyota Tacoma double cab 4WD 98

Toyota Tacoma double cab LWB 100

All large pickups 87

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door

75 Ford F-150 4WD 51

Ford F-150 65

Ram 1500 LWB 4WD 69

Ram 1500 SWB 4WD 71

Ram 1500 LWB 73

Chevrolet Silverado 1500 4WD 80

GMC Sierra 1500 4WD 82

Ram 1500 SWB 84

GMC Sierra 1500 88

Chevrolet Silverado 1500 96

2-door plus

68 Ford F-150 SuperCab 4WD 64

Ford F-150 SuperCab 79

4-door

88 Ford F-150 SuperCrew 72

Ford F-150 SuperCrew 4WD 73

Honda Ridgeline crew cab 4WD 80

Toyota Tundra double cab 4WD 84

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30

Honda Ridgeline crew cab 87

Ram 1500 ext. cab 4WD 88

Toyota Tundra CrewMax 88

Toyota Tundra CrewMax 4WD 89

Ram 1500 crew cab LWB 4WD 90

Chevrolet Silverado 1500 ext. cab 4WD 91

Ram 1500 crew cab SWB 4WD 91

Toyota Tundra double cab 92

GMC Sierra 1500 crew cab 4WD 93

Toyota Tundra double cab LWB 4WD 94

Ram 1500 ext. cab 94

GMC Sierra 1500 ext. cab 94

GMC Sierra 1500 ext. cab 4WD 95

Ram 1500 crew cab LWB 96

Ram 1500 crew cab SWB 97

GMC Sierra 1500 crew cab 97

Chevrolet Silverado 1500 crew cab 99

Chevrolet Silverado 1500 crew cab 4WD 99

Nissan Titan crew cab short bed 4WD 104

Chevrolet Silverado 1500 ext. cab 106

Nissan Titan crew cab short bed 110

Nissan Titan XD crew cab 122

Nissan Titan XD crew cab 4WD 130

All very large pickups 85

Make Model Relative Average Loss Payment

per Insured Vehicle Year

2-door 63 Ford F-250 4WD 47

Ram 2500 4WD 57

GMC Sierra 2500 4WD 64

Ram 3500 4WD 70

Chevrolet Silverado 3500 4WD 81

Chevrolet Silverado 2500 4WD 82

2-door plus 70 Ford F-250 SuperCab 4WD 47

Ford F-350 SuperCab 4WD 53

Chevrolet Silverado 3500 ext. cab 4WD 68

Chevrolet Silverado 2500 ext. cab 76

Chevrolet Silverado 2500 ext. cab 4WD 76

GMC Sierra 2500 ext. cab 4WD 84

4-door 86 Ram 2500 crew cab LWB 56

Ford F-250 SuperCrew 4WD 74

Ram 2500 crew cab LWB 4WD 76

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31

Ram 2500 crew cab SWB 4WD 76

Ford F-450 SuperCrew 4WD 77

GMC Sierra 2500 crew cab 77

Ford F-350 SuperCrew 4WD 80

Ford F-250 SuperCrew 80

Ram 2500 crew cab SWB 82

Chevrolet Silverado 2500 crew cab 83

Ram 3500 crew cab LWB 85

Ram 3500 crew cab SWB 4WD 86

Ram 2500 mega cab 4WD 92

Ram 3500 mega cab 4WD 95

Chevrolet Silverado 2500 crew cab 4WD 95

GMC Sierra 2500 crew cab 4WD 96

Chevrolet Silverado 3500 crew cab 4WD 104

Ram 3500 crew cab LWB 4WD 105

GMC Sierra 3500 crew cab 4WD 107

All Sport Utility Vehicles 90

Sport Utility Vehicles

Make Model Relative Average Loss Payment

per Insured Vehicle Year

Mini Sport Utility Vehicles 86 Mazda CX-3 4dr 78

Mazda CX-3 4dr 4WD 79

Honda HR-V 4dr 85

Honda HR-V 4dr 4WD 87

Kia Niro hybrid 4dr 97

Small Sport Utility Vehicles 81 Jeep Wrangler 2dr SWB 4WD 54

Mazda CX-5 4dr 62

Honda CR-V 4dr 63

Honda CR-V 4dr 4WD 65

Mazda CX-5 4dr 4WD 65

Subaru Forester 4dr 4WD with EyeSight

66

Ford EcoSport 4dr 4WD 66

Subaru Forester 4dr 4WD 67

Jeep Compass 4dr 4WD 71

Fiat 500X 4dr 4WD 72

Jeep Compass 4dr 72

Ford Escape 4dr 4WD 75

Hyundai Kona 4dr 4WD 75

Ford Escape 4dr 76

Kia Sportage 4dr 4WD 77

Kia Sportage 4dr 78

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32

Fiat 500X 4dr 79

Hyundai Tucson 4dr 80

Chevrolet Trax 4dr 4WD 81

Jeep Renegade 4dr 4WD 82

Toyota C-HR 4dr 84

Hyundai Tucson 4dr 4WD 86

Chevrolet Trax 4dr 86

Jeep Renegade 4dr 86

GMC Terrain 4dr 4WD 87

Ford EcoSport 4dr 88

Chevrolet Equinox 4dr 4WD 89

Toyota RAV4 4dr 92

GMC Terrain 4dr 94

Nissan Rogue 4dr 94

Chevrolet Equinox 4dr 94

Toyota RAV4 4dr 4WD 96

Hyundai Kona 4dr 99

Nissan Rogue Sport 4dr 99

Nissan Rogue 4dr 4WD 99

Mitsubishi Outlander Sport 4dr 4WD 99

Toyota RAV4 hybrid 4dr 4WD 101

Nissan Rogue Sport 4dr 4WD 101

Mitsubishi Outlander Sport 4dr 109

Mitsubishi Outlander 4dr 4WD 112

Mitsubishi Outlander 4dr 118

Midsize Sport Utility Vehicles 85 Jeep Wrangler 4dr 4WD (NEW) 51

Volkswagen Atlas 4dr 63

Jeep Wrangler 4dr 4WD 66

Volkswagen Tiguan 4dr 4WD 68

Volkswagen Tiguan 4dr 71

Honda Pilot 4dr 73

Toyota 4Runner 4dr 4WD 74

Toyota 4Runner 4dr 77

Jeep Grand Cherokee 4dr 77

Jeep Cherokee 4dr 4WD 78

Buick Enclave 4dr 79

Honda Pilot 4dr 4WD 80

Ford Edge 4dr 80

Jeep Cherokee 4dr 82

Nissan Murano 4dr 83

Toyota Highlander 4dr 83

Dodge Journey 4dr 4WD 84

Volkswagen Atlas 4dr 4WD 84

Ford Edge 4dr 4WD 85

Toyota Highlander 4dr 4WD 86

Jeep Grand Cherokee 4dr 4WD 88

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Ford Explorer 4dr 89

Kia Sorento 4dr 89

Buick Enclave 4dr 4WD 89

Hyundai Santa Fe 4dr 90

Nissan Murano 4dr 4WD 90

Hyundai Santa Fe Sport 4dr 90

Ford Flex 4dr 91

Chevrolet Traverse 4dr 4WD 92

Kia Sorento 4dr 4WD 93

GMC Acadia 4dr 4WD 94

Dodge Journey 4dr 94

Ford Flex 4dr 4WD 96

Hyundai Santa Fe Sport 4dr 4WD 96

GMC Acadia 4dr 96

Chevrolet Traverse 4dr 97

Ford Explorer 4dr 4WD 98

Hyundai Santa Fe 4dr 4WD 98

Toyota Highlander hybrid 4dr 4WD 99

Mazda CX-9 4dr 100

Nissan Pathfinder 4dr 101

Nissan Pathfinder 4dr 4WD 108

Mazda CX-9 4dr 4WD 117

Jeep Grand Cherokee SRT 4dr 4WD 130

Large Sport Utility Vehicles 83 Ford Expedition 4dr 4WD 53

Toyota Sequoia 4dr 64

Chevrolet Tahoe 4dr 76

Chevrolet Tahoe 4dr 4WD 82

GMC Yukon 4dr 84

GMC Yukon 4dr 4WD 89

Nissan Armada 4dr 4WD 91

Toyota Sequoia 4dr 4WD 94

Dodge Durango 4dr 95

Dodge Durango 4dr 4WD 95

Nissan Armada 4dr 101

Very Large Sport Utility Vehicles 96 Chevrolet Suburban 1500 4dr 86

Chevrolet Suburban 1500 4dr 4WD 87

GMC Yukon XL 1500 4dr 104

GMC Yukon XL 1500 4dr 4WD 110

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Luxury Sport Utility Vehicles

Make Model Relative Average Loss Payment

per Insured Vehicle Year

Small Luxury Sport Utility Vehicles 98 Buick Encore 4dr 4WD 81

Buick Encore 4dr 85

Lincoln MKC 4dr 4WD 90

Lincoln MKC 4dr 92

Mercedes-Benz GLA class 4dr 99

Mercedes-Benz GLA class 4dr 4WD 103

BMW X1 4dr 4WD 104

Land Rover Range Rover Evoque convertible 4WD

115

Audi Q3 4dr 4WD 116

BMW X1 4dr 117

Audi Q3 4dr 121

Infiniti QX30 4dr 4WD 124

Land Rover Range Rover Evoque 4dr 4WD 134

Infiniti QX30 4dr 149

Mercedes-Benz GLA class AMG 4dr 4WD 160

Midsize Luxury Sport Utility Vehicles 111 Acura MDX hybrid 4dr 4WD 59

Acura RDX 4dr 64

Acura RDX 4dr 4WD 68

Acura MDX 4dr 71

Volvo XC60 4dr 4WD 76

Volvo XC90 4dr 77

Lexus NX 300 4dr 81

Acura MDX 4dr 4WD 81

Buick Envision 4dr 4WD 84

Cadillac XT5 4dr 87

Cadillac XT5 4dr 4WD 89

Buick Envision 4dr 90

Lincoln MKX 4dr 91

Mercedes-Benz GLC class 4dr 94

BMW X3 4dr 4WD 94

Mercedes-Benz GLC class 4dr 4WD 99

Volvo XC90 4dr 4WD 101

Lexus NX 300h hybrid 4dr 4WD 102

Lexus NX 300 4dr 4WD 103

Lincoln MKX 4dr 4WD 108

Land Rover Discovery Sport 4dr 4WD 111

Lexus RX 350 4dr LWB 4WD 112

Infiniti QX60 4dr 113

Lincoln MKT 4dr 4WD 113

Lexus RX 350 4dr 117

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Mercedes-Benz GLC class coupe 4dr 4WD 117

Volvo XC90 plug-in hybrid 4dr 4WD 118

Audi Q5 4dr 4WD 118

Infiniti QX60 4dr 4WD 120

Lexus RX 350 4dr 4WD 122

BMW X5 4dr 124

Mercedes-Benz GLE class 4dr 127

BMW X5 4dr 4WD 132

Mercedes-Benz GLC class AMG 4dr 4WD 137

Lexus RX 450h hybrid 4dr 4WD 144

Mercedes-Benz GLE class 4dr 4WD 144

BMW X4 4dr 4WD 147

Porsche Macan 4dr 4WD 147

Jaguar F-Pace 4dr 4WD 150

Alfa Romeo Stelvio 4dr 4WD 151

Audi SQ5 4dr 4WD 158

BMW X5 plug-in hybrid 4dr 4WD 160

BMW X6 4dr 4WD 192

Mercedes-Benz GLE class AMG 4dr 4WD 192

BMW X6 4dr 195

Land Rover Range Rover Velar 4dr 4WD 199

Mercedes-Benz GLE class coupe 4dr 4WD 244

Maserati Levante 4dr 4WD 248

BMW X5 M 4dr 4WD 248

BMW X6 M 4dr 4WD 353

Large Luxury Sport Utility Vehicles 154 Lexus GX 460 4dr 4WD 100

Toyota Land Cruiser 4dr 4WD 102

Infiniti QX80 4dr 119

Cadillac Escalade 4dr 4WD 121

Infiniti QX80 4dr 4WD 130

Lexus LX 570 4dr 4WD 131

Land Rover Discovery 4dr 4WD 135

Cadillac Escalade 4dr 135

Audi Q7 4dr 4WD 143

Land Rover Range Rover Sport 4dr 4WD 153

Mercedes-Benz GLS class 4dr 4WD 157

Land Rover Range Rover 4dr 4WD 162

Land Rover Range Rover 4dr LWB 4WD 164

Porsche Cayenne 4dr 4WD 180

Porsche Cayenne hybrid 4dr 4WD 229

Mercedes-Benz G class 4dr 4WD 268

Tesla Model X 4dr electric 4WD 298

Mercedes-Benz GLS class AMG 4dr 4WD 324

Bentley Bentayga 4dr 4WD 563

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Very Large Luxury Sport Utility Vehicles 116 Cadillac Escalade ESV 4dr 108

Cadillac Escalade ESV 4dr 4WD 115

All Vans 81

VANS

Make Model Relative Average Loss Payment

per Insured Vehicle Year

Midsize Vans 92 Ford Transit Connect cargo SWB 59

Ford Transit Connect cargo LWB 73

Ram ProMaster City 83

Ford Transit Connect LWB 93

Ford Transit Connect SWB 108

Nissan NV 200 cargo 132

Large Vans 81 Ram ProMaster 1500 72

Mercedes-Benz Metris cargo 83

Mercedes-Benz Metris 95

Very Large Vans 78 Mercedes-Benz Sprinter 2500 cargo 4WD 50

Chevrolet Express 3500 series 51

Chevrolet Express 2500 cargo series 59

GMC Savana 2500 cargo series 60

Ford T-150 Transit cargo 69

Nissan NV 2500/3500 van cargo 69

Mercedes-Benz Sprinter 2500 70

Nissan NV 3500 72

Chevrolet Express 3500 cargo series 78

Mercedes-Benz Sprinter 2500 4WD 78

Ford T-150 Transit 79

Ford T-350 Transit 79

Nissan NV 1500 cargo 83

Nissan NV 2500 cargo 83

Ford T-250 Transit cargo 90

Ram ProMaster 2500 91

Ram ProMaster 3500 103

Ford T-350 Transit cargo 103

Mercedes-Benz Sprinter 2500 cargo 106

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Relative results are computed for individual model years and then combined through a weighted average to

produce the three-year relative result. The all-passenger-vehicle “100=” value is given for reference only and

can only be used as a rough estimate to convert from relative to absolute results

Minimum requirement for reporting: 1,000 vehicle years of exposure or 100 claims.

If you would like more details about the information in these tables, or wish to obtain the complete Insurance Collision Report, please contact HLDI directly, at:

Highway Loss Data Institute

1005 North Glebe Road

Arlington, VA 22201

Tel: (703) 247-1600

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DOT HS 812 907 May 2020

14717-052620-v3