concord asset management · recommended investment horizon| 1 year net asset value | eur 13 mio...

Licensed by Financial Supervision Commission, Bulgaria

License №1/19.09.2005

CONCORD ASSET MANAGEMENT

WE ARE DIFFERENT

ABOUT US ➢ Number one among non-banking asset management companies

➢ Among top five companies in Bulgaria in terms of assets under management

➢ Solid and reliable partner➢ 15 years history on the Bulgarian capital market

➢ Innovative products ➢ Varity of products – 7 Funds➢ Tailor made solutions for your money

➢ Assets under management – more than EUR 66 million➢ Fastest growing asset management company in Bulgaria in

terms of asset under management for 2018 (+26%), for 2019 (+28%).

➢ The Company established the first National Investment Fund in Bulgaria in 2016, which is listed on Bulgarian Stock exchange (ticker: CODA)

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2005

2006

2006

2008

2008

2008

2016

“Concord Fund-1 Stocks and Bonds”

“Concord Fund-2 Equity”

“Concord Fund-5 Central and Eastern Europe”

“Concord Fund-3 Real Estate”

Ist place in MoitePari‘19(category „Equity fund 2017 - 2019“)

MUTUAL FUNDS

“Concord Fund-4 Energy” “Concord Fund–6 Bonds”

NIF “Concord Fund-7 South-East Europe”

Ist place in “Capital” Magazine’18(category „Mixed balanced fund“)

IIIth place in Investor Finance Forum‘18(category „Mixed balanced fund“)

IInd place in Investor Finance Forum‘19(category „Mixed balanced fund“)

Ist place in MoitePari’19 (category „Mixed balanced fund“)

IIIth place in Investor Finance Forum 2018(category „Equity fund – Developing markets“)

IIIth place in Investor Finance Forum‘18(category „Short-term Bonds Fund/ Money market Fund“)

IIIth place in Investor Finance Forum‘19(category „Short-term Bonds Fund/ Money market Fund“)

Ist place in MoitePari’19 (category „Bonds Fund“)

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1 2 3 4 5 6 7

MF Concord Fund 1 Stocks and BondsISIN code: BG9000007054, UIC 131502548Investing in units of funds is done by transferring the desirable amount to its accumulation account. Holder: Concord Fund – 1 Stocks and Bonds, IBAN: BG13RZBB91551060585713. Raiffeisenbank Bulgaria EAD, Reason for payment: Subscription of units.

SRRI of the Fund is 3 (three).

➢ Recommended investment horizon| 1 year

➢ Net asset value | EUR 13 mio

Balanced profile➢ Up to 50% of the Fund’s assets can be invested in stocks➢ Up to 60% of the Fund’s assets – in fixed income instruments

➢ Subscription fee: 1.00%➢ Redemption fee: 0.00%➢ Management fee: 1.00%➢ Minimum subscription amount: none

Fees Performance ➢ YTD: -1.89%➢ Since public offering (14.12.2005): +4.12%➢ 1Y: -0.42%

BGN|2005

➢ Ist place in Capital rating‘18 (category „Mixed balanced fund“)

➢ IIIth place in Investor Finance Forum‘18 (category „Mixed balanced fund“)

➢ IInd place in Investor Finance Forum‘19(category „Mixed balanced fund“)

➢ Ist place in MoitePari’19(category „Mixed balanced fund“)

“Concord Fund-1 Stocks and bonds”

Portfolio Structure by asset classes as of 30.09.2020

49.91%

32.83%

9.66%

0.84% 6.75%

Equity Fixed Income

Units Receivables

Cash and Deposits

4

1 2 3 4 5 6 7

Concord Fund 2 EquityISIN code: BG9000012138, UIC: 175014820Investing in units of funds is done by transferring the desirable amount to its accumulation account. Holder: Concord Fund – 2 Equity, IBAN: BG47RZBB91551060571812. Raiffeisenbank Bulgaria EAD, Reason for payment: Subscription of units.

“Concord Fund-2 Equity”

SRRI of the Fund is 4 (four).

High risk profile

➢ Up to 90% of assets are invested in stocks and units of the Bulgarian and foreign issuers

➢ Up to 50% of fund’s assets are held in government and corporate fixed income

instruments


Fees Performance➢ YTD: -2.51%➢ Since public offering (01.03.2006): +0.10%➢ 1Y: -1.49%

BGN|2006


➢ Recommended investment horizon | 5 years


78.80%

10.35%

7.17%

0.49%

2.97%

Equity Fixed Income

Units Receivables

Cash and Deposits

5

1 2 3 4 5 6 7

Concord Fund 3 Real EstateISIN code: BG9000013060, UIC: 175088136Investing in units of funds is done by transferring the desirable amount to its accumulation account. Holder: Concord Fund – 3 Real Estate, IBAN: BG88RZBB91551060627819. Raiffeisenbank Bulgaria EAD, Reason for payment: Subscription of units



Fees Performance➢ YTD: +13.10%➢ Since public offering (21.06.2006): -4.47%➢ 1Y: +17.55%

Real Estate Sector Equity Fund

➢ Invests mainly in shares of domestic and foreign companies with special investment purpose in the real estate sector (REITs)

“Concord Fund-3 Real Estate Sector”

BGN|2006

➢ Ist place in MoitePari’19(category „Mixed balanced fund“)

➢ Recommended investment horizon | 2 years

➢ Net asset value | EUR 393 thsd


84.20%

1.83%13.95%

Equity Receivables Cash and Deposits

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1 2 3 4

Concord Fund 4 – EnergyISIN code: BG9000002089, UIC 175447735Investing in units of funds is done by transferring the desirable amount to its accumulation account.Holder: Concord Fund – 4 Energy, IBAN: BG27RZBB91551065893010. Raiffeisenbank Bulgaria EAD, Reason for payment: Subscription of units

SRRI of the Fund is 5 (five).

Energy Sector Equity Fund➢ Invests in shares of foreign issuers operating in energy sector

➢ In solid energy companies, which are traded on the developed markets

➢ In Central and Eastern Europe markets with potential for growth

➢ Subscription fee: 1.00% (up to BGN 100 thsd)0.00% (more than BGN 100 thsd)

➢ Redemption fee: 0.00%➢ Management fee: 2.00%➢ Minimum subscription amount: none

Fees Performance➢ YTD: -32.58%➢ Since public offering (05.02.2008): -4.13%➢ 1Y: -31.19%

BGN|2008

5 76

➢ Recommended investment horizon| 3 years


“Concord Fund-4 Energy”


76.30%

0.12%

23.55%

Equity

Receivables

Cash and Deposits

7

1 2 3 4 5 6 7

Concord Fund 5 – Central and Eastern EuropeISIN code: BG9000003087, UIC: 175447767Investing in units of funds is done by transferring the desirable amount to its accumulation account. Holder: Concord Fund –5 Central and Eastern Europe, IBAN: BG71RZBB91551065895516. Raiffeisenbank Bulgaria EAD, Reason for payment: Subscription of units


➢ Subscription fee: 1.00% (up to BGN 100 thsd)0.00% (more than BGN 100 thsd)

➢ Redemption fee: 0.00%➢ Management fee: 2.00% ➢ Minimum subscription amount: none

Fees Performance➢ YTD: -4.63%➢ Since public offering (05.02.2008): -2.49%➢ 1Y: -2.85%

High yield investment strategy➢ Invests mainly in stocks of foreign companies, which are traded on Central and

Eastern Europe capital markets

➢ Aims optimization between risk and performance

“Concord Fund-5 Central-East Europe”

BGN|2008

➢ IIIth place in Investor Finance Forum 2018(category „Equity fund – Developing markets“)




87.59%

0.83%

0.32%

11.25%

Equity Units

Receivables Cash and Deposits

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1 2 3 4 5 6 7

Concord Fund 6 BondsISIN code: BG9000009084, UIN 175474839Investing in units of funds is done by transferring the desirable amount to its accumulation account. Holder: Concord Fund–6 Bonds, IBAN: BG49RZBB91551081192715. Raiffeisenbank Bulgaria EAD, Reason for payment: Subscription of units.

“Concord Fund-6 Bonds”

SRRI of the Fund is 2 (two).

Conservative risk profile

➢ Up to 90% in fixed income instruments

➢ Up to 100% of assets in money market instruments


Fees Performance➢ YTD: -1.75%➢ Since public offering (03.06.2008): +3.57%➢ 1Y: -1.08%

BGN|2008




76.10%

9.89%7.69%

4.70%

Fixed Income Units

Receivables Cash and Deposits

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➢ IIIth place in Investor Finance Forum 2018(category „Short-term Bonds Fund/ Money market Fund“)

➢ IIIth place in Investor Finance Forum 2019(category „Short-term Bonds Fund/ Money market Fund“)

➢ Ist place in MoitePari’19(category „Bond fund“)

1 2 3 4 5 6 7


Listed on the BSEticker: CODA

Date of IPO:06.04.2016

Closed-end National Investment Fund

➢ Invests in equity and fixed income transferable securities of domestic and foreign issuers

➢ Units of the fund are registered and are not redeemable, traded on BSE

NMF “Concord Fund-7 South-East Europe”

BGN|2016


➢ Hight Risk Profile

➢ Units of the fund can be purchased only on the Stock exchange, through the investment intermediary


82.61%

7.82%

6.11%

1.40%

2.05%

Equity Fixed Income

Units Receivables

Cash and Deposits

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Details:

➢ choose one or more funds

➢ choose monthly date for investment

➢ choose desired amount for investment

➢ terminate EFP anytime

➢ change the date or the amount for investment

➢ redeem a part or the whole invested amount

The client can:

*The product is suitable for retail and corporate investors.

Regular investment plan in three of the mutual funds managed by Concord Asset Management

➢ “Concord Fund-1 Stocks and Bonds” – balanced profile

➢ “Concord Fund-2 Equity” – high risk profile

➢ “Concord Fund-6 Bonds” – conservative risk profile

➢ Regular investment period

➢ Saving perspective

➢ Capital gain is tax exempt

➢ Professional management

➢ Low expenses

➢ High liquidity

➢ Flexibility

➢ Minimum investment amount – BGN 50

Advantages:

Excellent Financial Plan

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CONTACTS

e-mail: [email protected]: +359 2 816 43 70; +359 2 816 43 45address: 117 Todor Alexandrov blvd., 1303 Sofia

Natalia PetrovaExecutive Director

е-mail: [email protected]: +359 889 990 833

Adelina DimitrovaHead of Sales Department

e-mail: [email protected]: +359 884 071 288

Information In this presentation is as of 30.09.2020

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mailto:[email protected]

mailto:[email protected]

DISCLAIMER

Disclaimer

This document is for informational purposes only and does notconstitute advice, offer or invitation to invest in financialinstruments. The entire document or any part of it, is not a groundfor contractual or any other engagement. The information does notconstitute a recommendation for investment in financialinstruments, including in mutual funds, and should not beinterpreted as such. The information in this document is current atthe date of creation of the document. It can be changed in the futurewithout this being reflected in the document. This document doesnot provide or warrant any financial, tax, legal or accounting advice.You should consult with your financial, tax, legal or accountingconsultants before taking any transactions.

Warning to the investors

Investors in financial instruments, incl. in units of mutual funds,should bear in mind that: the value of financial instruments, incl.units and their income may decline - the profit is not guaranteed andinvestors take the risk not to return their investments in full;investments in mutual funds are not guaranteed by an insurancefund created by the State or by another type of security; pastperformance of the funds does not necessarily relate to their futureperformance. The prospectus and the founding acts of the funds arepublicly available in the office of "Concord Asset Management" AD,as well as on the website of the company.

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concord asset management · recommended investment horizon| 1 year net asset value | eur 13 mio...

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