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CONFERENCE BROCHURE

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ABOUT ACC 1ST ANNUAL CONFERENCE & EXHIBITION

Allied Compliance Consultants "ACC" is always committed to deliverworld-class products and services to all our valued customers,believing in our leading role in spreading the awareness in the areasof Governance, Risk, Compliance, Anti-money Laundering, AML,Fraud, Financial Crimes & Data Security, ACC is delighted to inviteyou to the ACC 1ST ANNUAL CONFERENCE & EXHIBITION that will beheld in Dubai - United Arab Emirates on November 8 - 9, 2009.

Why you can not miss this Conference:

The MENA Region has developed rapidly in the recent years,attracting unprecedented levels of foreign investment. Thedevelopment of the MENA region's regulatory frameworks hasgained the satisfaction of fund managers and senior directors atinvestment banks as they allocate resources and increase theirinvestments across the region.

ACC 1ST ANNUAL CONFERENCE & EXHIBITION will present a series ofpanel sessions addressing the most crucial regulatory developmentsand how to best comply with them. The panel sessions will featurerepresentatives from a number of MENA region jurisdictions, inaddition to international experts & regulators.

The two-day conference will cover the Regulatory Challenges,Corporate Governance, Risk Management, Basel II, Compliance, Anti-Money Laundering, Fraud, Financial Crimes, Data Securityregulations, training and education.

This is a private, invitation-only conference that is open only to theguests of Allied Compliance Consultants "ACC" and the conferencesponsors.

Delegates will receive presentations from 20 international speakers,case studies from across the world, documentation as well asrefreshments. ACC 1ST ANNUAL CONFERENCE & EXHIBITION will bean interactive conference experience where ideas are exchanged andrelationships are strengthened. It will offer extensive opportunitiesfor networking and delegates will be able to develop relationshipswith potential clients, vendors & regulators.

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WHO SHOULD ATTEND

• Central Banks

• Financial Intelligence Units "FIU's"

• Law Firms

• Banks & Financial Institutions

• Investment companies

• Law Firms

• Money Services Businesses "MSB's"

• Brokers - Dealers

• Insurance Companies

• Professional Associations

• Solution Providers

• Real Estate Companies

• Audit Firms

• Police & Prosecutors

• Bureaus of Investigations

• Regulators / Examiners

• Compliance Officers

• Money Laundering Reporting officers "MLRO's"

• Risk Management Specialists

• Basel II Professionals

• Corporate Governance Professionals

• Company Directors / CEO's / Managers

• Financial Intelligence Officers

• Financial Crimes Investigators

• Fraud Examiners

• Certified Public Accountants "CPA's"

• Law Enforcement , Supervisors & Analysts

• Lawyers / Attorneys

• Fund Administrators

• Real Estate Brokers

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Sunday, November 8, 2009

DAY 1

07:45 AM 08:45 AM

REGISTRATION & NETWORKING

08:45 AM09:30 AM

KEY NOTE SPEAKERS (2 SPEAKERS)

09:30 AM 10:15 AM

Integrated GRC - How to assure proper integration between Governance, Risk & Compliance

•Introduction to GRC and what to consider - is it a strategic approach/Tactical approach?

•Standard and advanced requirements for a proper integration of GRC

•Best practices for integrating GRC (COSO - COBIT - Six Sigma - PLM - XBRL - SOX)

•Role of internal audit in facilitating the integration of GRC

•Measuring the effectiveness of GRC

•The implementation of GRC across different countries and institutions

10:15 AM11:00 AM

Importance of Leadership in building a good compliance culture & Board involvement

•Conceptual framework and practical realities

•The role leader and the board in CG

•Developing leaders

•Governing for performance or governing for purpose

•Types of leadership

•The challenges of reform

•The power of generating governing and thinking

•Key to organization integrity

•Case studies

11:00 AM

11:15 AM

COFFEE BREAK & NETWORKING

11:15 AM12:00 AM

Development of an effective Corporate Governance program.•Why GG is important and urgent?

•Where to start:

• * Developing the necessary policies and codes

* Developing an appropriate culture:

- Disclosure and Transparency

- Fairness and accountability

- Equitable treatment

- Anti-corruption strategies

- Sound stakeholders relationship Where to continue?

* The institutional framework for CG - one size does not fit all

12:00 AM 12:45 PM

GRC Whistleblowers

•What is whistle -blowing?

•Why whistle -blowing is important for CRG?

•How to develop and implement a whistle- blowing polices and process?

•What are the main elements of a whistle- blowing policy and process and what are the relative best practices?

•How to associate whistle-blowing with CRG?

•How to provide protection for whistleblowers?

•Promoting the necessary culture to encourage whistle -blowing:

* Societal responsibility

* Employee empowerment

* Organizational effectiveness•Case study

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12:45 PM01:45 PM

LUNCH & NETWORKING

01:45 PM02:30 PM

Risk & Control Self Assessment (RCSA's)

•What is RSCAs?

•Why it is used - what is the problem?

•How to develop a RCSA system?

•What are the RSCAs principles and best practices?

•What is the RCSA structure?

•What are the different approaches and methodologies to RCSAs?

•What controls are needed?

•How to develop a sound control system?

•How to ensure that controls are implemented and tested?

•RCSAs and the Control Assurance Program

•The Criteria of Control (CoCo ) Assessment model

•How to measure RCSA?

•Who is responsible for RSCA?

•What RCSA does not do?

02:30 PM 03:15 PM

Basel Committee response to financial Crisis

•Enhancement to the Basel II framework

•New principles for sound Liquidity Risk Management and practices

•Stress testing weakness of previous regime and recommendations for improvements.

•Revisions to the market risk framework

•Revisions on fair value practices

•Addressing credit risk concentration

03:15 PM03:30 PM

COFFEE BREAK & NETWORKING

03:30 PM 04:15 PM

Lessons learnt from Financial Crisis - Turning Challenges into Opportunities

•A synopsis of the crisis

•Leverage and capital adequacy

•Credit risk assessment and monitoring

•The derivatives market infrastructure

•Corporate Governance

•The deficiencies of the financial regulatory regimes, oversight and enforcement

•The principle-based regulatory system vs. rules-based system

•The deficiencies in the set of accounting principles and especially the mark-to-market accounting for hard-to-sell assets

•Disclosure and transparency

•Facilitating the consensus required to address the deeper global financial problems

04:15 PM05:00 PM

WRAPPING UP for Day 1 & PANEL DISCUSSION

•Key Note Speakers ( 2 Speakers)

•Speakers (2 Speakers)

05:00 PM 07:00 PM

COCKTAIL RECEPTION & NETWORKING

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Monday, November 9, 2009

DAY 2

07:45 AM 08:45 AM

BREAKFAST & NETWORKING

08:45 AM09:30 AM

KEY NOTE SPEAKERS (2 SPEAKERS)

09:30 AM10:15 AM

Money Laundering Threats in Telecommunications: New technology, is it a blessing or a curse?

•New technological means, benefits and advantages

•New threats posed by new advanced technology

•Vulnerabilities in the system and recommended controls

•The importance of a well designed regulatory framework

10:15 AM 11:00 AM

Perfecting Internal AML Investigations: Adopting Proven Techniques for Effective Case Management.

•A step by step approach to an effective internal AML Investigation

•Effective case management and documentation

•Evidence gathering and communication

•Case studies & practical examples

11:00 AM11:15 AM

COFFEE BREAK & NETWORKING

11:15 AM 12:00 AM

Commodities based money laundering & Financing of Terrorism.

•Commodities based money laundering as an alternative remittance system

•Commodities trading - threats and risks

•Commodities trading - controls and counter measures

•Commodities trading and Terrorism financing

11:00 AM 12:45 PM

Forfeiture of Criminal Assets.

•Purpose of Asset forfeiture

•Scope of Asset forfeiture

•Regulatory framework for asset forfeiture

•Asset forfeiture as a tool to disrupt and dismantle criminal networks

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12:45 PM01:45 PM

LUNCH & NETWORKING

01:45 PM 02:30 PM

Payment Card Industry "PCI" - Data Security Standards "DSS".

•Building and maintaining a secure network

•Protect card holder data

•Maintain a vulnerability management program

•Implementing a strong access control measures

•Regularly monitor & test networks

•Maintain an information security policy

02:30 PM 03:15 PM

Ponzi Scheme - Lessons learnt from the Madoff case

•Introduction to Investment Fraud

•Risks and recommended controls

•The Madoff Case - lessons learnt

•How to prevent ponzi schemes and more Madoff's

03:15 PM03:30 PM COFFEE BREAK & NETWORKING

03:30 PM 04:15 PM

Trading Fraud - Highlighting Rogue trading

Case Studies:

•Societe Generale Bank

- The five levels of controls that the rogue trader have breached

- The challenge in discovering the trading fraud

- Lessons learnt from the case

•Barings Bank

- Causes of the Bank's Collapse- Lessons learnt from the case

04:15 PM05:00 PM

PANEL DISCUSSION & CONCLUSION

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ELITE SPEAKERS

Guido RavoetSecretary GeneralEuropean Banking Federation

Former memberEuropean Economic & Social Committee.

Since January 2005, Guido Ravoet has been Secretary General of the European BankingFederation, following his 10 years office at the helm of the Association of BelgianBanks, currently called Febelfin (Belgian Finance Federation). Previously, he wasSecretary General of the European Association of Cooperative Banks and, throughouthis career, he has remained focused on European affairs, e.g. as former member of theEuropean Economic and Social Committee.

Guido Ravoet can rely on more than 10 years of banking experience, working with Cerabank (now KBC) first as Head of Research Department, then as Regional Director. Guidohas a PhD in Law and a Master's Degree in business economics.

Guido Ravoet is a member of the Supervisory Board of EFRAG, the European FinancialReporting Advisory Group. This body gives European input into the IASB activities andgives advice to the European Commission on the acceptance into EU law of IFRS.

Dr. Ashraf Gamal

Executive DirectorEgyptian Institute of Directors "EIOD“

Dr. Ashraf Gamal is the Executive Director of the Egyptian Institute of Directors (EIoD),focusing on Corporate Governance in Egypt and the Arab Region and the EgyptianCorporate Responsibility Center working on the promotion of the concepts andapplication of CSR in Egypt. Dr Ashraf is a board member of Thebes International, boardmember and audit committee member of Al Ahlya Insurance Company, Board Memberand Head of Audit Committee of Egyptian Resorts Company, ERC, the head of AuditCommittee of Egytrans. He is also a member of the General Assembly of the HoldingCompany for Transportation.Dr. Ashraf is the Secretary General of Al Masry Foundation for CommunityDevelopment, the National Coordinator for the EU project for Textile Development inEgypt, and a member of the youth and transportation committees of the NationalDemocratic Party. He is also a member of the Pension Reform Plan Implementation

Committee

He is an Associate Professor of Management, Faculty of Commerce, Cairo University. Heholds a PhD degree from Manchester University, UK, and a Masters degree in PublicAdministration from Carleton University, Canada. He further holds a Bachelor degree inBusiness Administration from Cairo University with highest honor. Dr. Ashraf workedas head of Business Administration Department at Nile University for GraduateStudied, affiliated with the Ministry of Communication & Information Technology.Since 1997, he taught a large number of management and business courses in Egypt,the US, and the Gulf Area. He has extensive experience in designing and deliveringtraining courses in management and organizational behavior to multinational and wellas Egyptian public and private organizations. Dr. Ashraf works also as an advisor to theMinister of Investment, Egypt.

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Kauzal AliRizvi

Associate Director, Forensic ServicesKPMG

Kauzal specializes in anti-money laundering and white collar crime investigations. Hehas worked on a number of high profile cases while working with NationalAccountability Bureau (Federal anti corruption agency in Pakistan) which includes casesof bribery, embezzlement, kickbacks and laundering of proceeds of crime. Involved inpreparation of country stance in liaison with other stakeholders on issues such asmoney laundering, terrorist financing, asset sharing etc. Kauzal also acted as a focal-point within the anti-corruption agency for interacting with Asia Pacific Group onMoney Laundering and Terrorist Financing.

Kauzal has also worked on a number of joint investigations with various Europeaninvestigative / Police authorities on cases involving laundering of criminal proceeds andhad also been deposed before the foreign courts as a financial expert in moneylaundering cases. He was a key member of the team responsible for the preparationand compilation of documents / questionnaires as required by Asia pacific Group onMoney Laundering and Terrorist Financing (APG) in relation to the Pakistan'sevaluation on Anti Money Laundering and Countering the Financing of Terrorismsystems.

In KPMG, Kauzal has also worked on a number of anti- money laundering compliancereviews for banks / financial institutions which includes the gap analysis andbenchmark against legal/ regulatory requirements and industry best practice, inaddition to fraud investigation assignments in a wide range of sectors.

Joanna Declercq-Zelechowska

PartnerKPMG

Joanna Declercq-Zelechowska holds Partner position at KPMG Lower Gulf and headsFinancial Risk Management service line. Before joining KPMG UAE in 2008, during last 13years, Joanna worked in other Big 4 and international consulting firms in the field ofenterprise and financial risk management for international financial institutions andcorporations. Joanna's areas of competence include financial risks (credit, marketliquidity and operational, economic capital) measurement, modelling, and management;ERM (Enterprise Risk Management) design and implementation; treasury management.She has been advising top international banks in Europe, Canada, North America, localfinancial institutions in UAE and one of the largest oil & gas, energy and industrialcompanies in Russia. She brings a wealth of sector expertise in financial services, oil &gas, energy and industrial markets.Joanna holds Master of Science (MSc) degree in Applied Mathematics from WarsawTechnical University (Poland). She has been a Research Fellow at University of York (UK)and is PRMIA member.

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Hossam M. Abd El-Rahman CFE, CFS, CFCI, CAMS, AMLPFounder & Managing PartnerAllied Compliance Consultants "ACC"

Hossam M. Abd El-Rahman is the Founder and Managing Partner of Allied ComplianceConsultants “ACC”. He is a well known consultant, trainer & speaker with more than 12years of experience in the fields of public accounting, banking, fraud, forensics,financial crimes, compliance, Anti-Money Laundering, internal control and business re-engineering.

Hossam worked for leading Conventional and Islamic banks in the MENA region wherehe assumed senior positions. He was Compliance, AML & Fraud Head at SambaFinancial Group – Dubai, UAE. Prior to that, he was Compliance Supervisor at KuwaitFinance House - Kuwait. . In addition to 8+ years of extensive public accountingexperience in "BIG FOUR" International CPA firms including PriceWaterhouseCoopers &Arthur Andersen.

Hossam is a Certified Fraud Examiner "CFE", Certified Fraud Specialist "CFS", CertifiedFinancial Crimes Investigator “CFCI”, Certified Anti-Money Laundering Specialist"CAMS", & Certified Anti-Money Laundering Professional "AMLP". He received hisBachelor Degree in Commerce in accordance with the American Accounting principles& Auditing standards from Cairo University - Accounting major.

Hassan Nasser MBA, CAMS, CCOCompliance & Inspection DirectorDubai Multi-Commodities Centre "DMCC"PartnerAllied Compliance Consultants "ACC"

Hassan is a Partner with Allied Compliance Consultants "ACC" and he is the Complianceand Inspection Director at Dubai Multi Commodities Center “DMCC”, He is an expert inthe commodities trading and exchanges for the gold & precious metals, diamonds &colored stones, energy and other commodities industries.Hassan is a risk management, anti-money laundering, and CFT (combating the financingof terrorism) expert with an MBA in Risk Management. He is a Certified ComplianceOfficer (CCO) and a Certified Anti-Money Laundering Specialist (CAMS).Hassan worked in various positions at the Arab International Bank in Egypt, rising tobecome Senior Compliance Officer, a position that he held for five years. He established aCompliance Unit at the bank, including AML/CFT/FP policies, procedures and controls. Hewas also head of the Basel II steering committee, responsible for the necessaryrestructuring of the bank in order to comply with international risk-managementrequirements.In this capacity, Hassan developed a set of Basel II-oriented policies in credit, market andoperational risks, risk-based auditing and a risk management framework.Hassan also lectures on different banking topics including risk management and, inparticular, Basel II, money laundering, CFT, corporate governance, fraud prevention andtrade financing.

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Karen O'Brien, CAMSManaging PartnerGlobal Compliance Solutions "GCS"Advisory Board MemberAllied Compliance Consultants "ACC"

Karen O'Brien is an accomplished investigator with expertise in Fraud and FinancialCrime. She was a police officer for sixteen year with the Toronto Police Service,Ontario, Canada, leaving with the rank of Sergeant after spending the last five years inthe Fraud and Forgery Squad. She spent two years investigating financial crime in theCayman Islands as a Detective with the Royal Cayman Islands Police before branchingout to the private sector and specializing in compliance and Know Your Customerissues. Karen has assisted in investigations in the USA, Scotland, Isle of Man and the

UK.

As a professional consultant, Karen has experience in the design and implementation ofanti-money laundering (AML) policies and procedures, Know-Your Customer programreviews, risk analysis and risk management strategies, and AML training. Karen hascreated a designed Longbow Compliance Manager TM, a web-based training programand compliance tool that provides anti-money laundering training specific to various

jurisdictions.

Karen is a Certified Anti-Money Laundering specialist and currently Chair of theCaribbean Task Force for the Association of Certified Anti-Money Laundering Specialistsand she is also a member of the International Association of Financial CrimesInvestigators. She also an Executive Committee Member of the Cayman IslandsCompliance Association and sits on the Policy sub-committee'.

Jamal Saleh

Head of Risk ManagementCommercial Bank of Dubai

JAMAL M. SALEH is an Arab-American banker who has been in the banking industry for17 years, the first 10 of which were in New York, USA, in Private Banking and AssetManagement. In addition, his experience covers Credit, Corporate Banking, ProjectFinance and, presently, Risk Management and Basel II. He graduated valedictorian(summa cum laude) from the United States, and is the holder of 5 professionalcertifications.

He is presently heading Risk Management at Commercial Bank of Dubai (UAE) and isresponsible for the implementation of Basel 2 and has been given ownership for theformulation of full-fledged risk management plans for Credit, Market and OperationalRisk Management, for which he has received the "Certificate of Excellence" Award.

He is the designer of a range of in-house ad-hoc risk management tools for Credit,Market and Operational Risk, as well as the co-lead person on several bankwide strategic-level reengineering projects for Data Cleaning, Data Warehousing, Automation,Centralization, and setup of full-fledged ERM across the bank..

Mr. Saleh is frequent speaker at local, regional and international risk managementforums, and is a regular guest TV and newspapers on the issues of risk management,Basel II, local and regional Islamic and conventional banking, and GCC stock markets.

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Gino Coene

Head of Product StrategyFinArch

Gino Coene is the Head of Product Strategy at FinArch. In this capacity, he focuses onthe development of solutions responding to new business and reporting requirementsin the financial sector worldwide.

With nearly 20 years spent in the banking industry, Gino Coene has a deepunderstanding of the financial mechanics of banking and finance technology. As projectmanager at several banks, he worked on several assignments in the area of riskmanagement, accounting ... Thanks to this thorough knowledge of risk managementand accounting practices, he played a central role in the development of FinArch'scurrent Financial Studio Basel II Solution, positioned by Gartner in the leaders quadrantin the Magic Quadrant for Basel II software application report.

Before joining FinArch in 2001, Gino Coene worked for Banco Santander, Indosuez Bankand Fortis Bank.

Today, Gino is an expert in his field and is a popular and thought provoking speaker inthe areas of a.o. risk & capital management, compliance, accounting and MIS. GinoCoene holds a Master in Computer Sciences from the University of Ghent.

Nigel Lee

FinArch

Nigel Lee joined FinArch in 2005. His experience to date has almost exclusively revolved around complex solution selling to the banking industry. He thrives on challenges and possesses a rounded knowledge of every aspect of the solutions business in the banking and finance sector.

Before joining FinArch, he worked for a number of reputed companies: Leeds PermanentBuilding Society (now HBOS) (Manager- IT Strategy and Architecture); Provida ASA (SalesDirector - Europe and Latin America); Provida UK (Managing Director) and TietoEnatorBanking Solutions (Global Sales Director).

Nigel Lee joined FinArch in 2005. His experience to date has almost exclusively revolvedaround complex solution selling to the banking industry. He thrives on challenges andpossesses a rounded knowledge of every aspect of the solutions business in the bankingand finance sector.

Before joining FinArch, he worked for a number of reputed companies: Leeds PermanentBuilding Society (now HBOS) (Manager- IT Strategy and Architecture); Provida ASA (SalesDirector - Europe and Latin America); Provida UK (Managing Director) and TietoEnatorBanking Solutions (Global Sales Director).

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Mohamed Zahid Gill

Vice President - Compliance GroupMCB Bank Ltd

Zahid is the Vice President of the Compliance Group of MACB Bank, previously he wasan Assistant Director of the Off-site Supervision and Enforcement Department andBanking Inspection Department at State Bank of Pakistan "SBP", in addition to seniorroles with investment banks and other credit organizations.

Zahid believes that quality work is a route to achieving individual and collectivepotentialities. He achieves this by personally setting an example of high standards,alignment of purpose throughout the organization and clarity of communication. Hisunique selling point is the ability to deliver results: linking broad experience, skills anddisposition into coherent action. His balance of technical, operational, commercial andpeople skills comes from a love of learning. He visualizes in acquiring sound leadershipand team building skills to play an effective role in the development of financial sector.

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Allied Compliance Consultants “ACC” is a professionalservices firm based in Dubai, United Arab Emirates.

“ACC” is a team of highly skilled professionals who havegained their experiences through working in BIG FOURInternational Audit Firms and the financial sector formany years. This firsthand knowledge benefits both theclients and candidates while having in depth discussionsabout their needs. It also enables our consultants tofamiliarize themselves easily and quickly in neworganizations and implement real solutions based on theinternational best market practice.

Our team of professionals has extensive exposurediversified across the world and can provide all ourvalued clients with the best services, expertrecommendation and quality trainings that help themstay compliant, protect their organizations fromcriminals, manage their risk and maintain propercorporate governance.

Our solutions are in accordance with the internationalbest market practices and offered to you by experts in thefield with International Experience that is availablelocally.

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CONFERENCE REGISTRATION FORM

NAME: ________________________________________________________

POSITON: ________________________________________________________

DEPARTMENT: ________________________________________________________

COMPANY: ________________________________________________________

ADDRESS: ________________________________________________________

COUNTRY: ________________________________________________________

PHONE: ________________________________________________________

FAX: ________________________________________________________

EMAIL: ___________________________________________

METHODS OF PAYMENT – USD

1. Cheque (please make cheques payable to:

Allied Compliance Consultants “ACC”, FZC

Mail cheque to: Allied Compliance Consultants “ACC”, FZC

PO BOX 53962

Dubai, UAE

2. Bank Transfer

ALLIED COMPLIANCE CONSULTANTS, FZC

Mashreq Bank - Mall of the Emirates Branch

Dubai, UAE

Account No.: 0994567138

SWIFT CODE: BOMLAEAD

SIGNED: ___________________ DATE: ___________________

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