1. Source: IBM Exceptional Digital Experience Award Winners and Recognition: http://www-01.ibm.com/software/collaboration/digitalexperience/success/ 2. TB Bank Group Gains Cohesion with Social Business Software: http://www-01.ibm.com/software/success/cssdb.nsf/cs/RNAE-92XGP8?OpenDocument&Site=corp&ref=crdb 3. Source: Signature Mortgage: http://www.youtube.com/watch?v=UmJa6-A4FDI 4. Source: BNP Paribas: http://public.dhe.ibm.com/common/ssi/ecm/en/imc14573usen/IMC14573USEN.PDF 5. Source: Fifth Third Bank: http://public.dhe.ibm.com/common/ssi/ecm/en/imc14573usen/IMC14573USEN.PDF © Copyright IBM Corporation 2013. IBM, the IBM logo, ibm.com, Rational, Smarter Planet and the planet icon are trademarks of IBM Corp., registered in many jurisdictions worldwide. Other product and service

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• Improved information sharing across more than 1,000 branches to create a more engaged, productive workforce2

• Helped customers complete mortgage applications “in minutes” – increasing revenue by $35k per month3

• Personalized offers through any channel—Internet, mobile phone, branch and more4

• Saved “tens of millions” in cost and provided personal, reliable online payment services – no matter what5

How do banks like Wells Fargo and Royal Bank of Canada deliver award winning digital experiences?1 Attend IBM Connect 2014 and find out. Banks around the world rely on IBM capabilities to transform the way they engage customers and employees across all touchpoints – including social and mobile. Attend IBM Connect 2014 and learn how today’s banks have:

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Wendy Arnott, VP of Social Media and Digital Communications at TD Bank Group explains the competitive advantages the global bank has derived by embedding social capabilities in its business processes. Attend IBM Connect 2014 and hear how banks are achieving similar results.