connection safety nuggets...8810 clerical office employees $200,000 $0.19 $0.19 manual premium...

AGRICULTURAL

SAFETYCONNECTION

Safety Nuggets

Agricultural Safety ConnectionVirtual Conference

January 7, 2021

SPONSORS

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Agenda

Worker’s Comp 101 David Obermann & Chris Rasmussen: Vizance

Most important things I believe for road safety Cheryl Skjolaas: UW Division of Extension

Grain Bin Safety Jim Nolte: WABA Wisconsin Agribusiness Association

Safety Resources and Risk Management: Make Your Insurance Company Work For You Chris Schlechta: Rural Mutual Insurance

444Safety Demos & Safety TalksUMASH Online Expo

Safety videos: Grain bins, machinery, power take offs, livestock, and ATVs

http://umash.umn.edu/expo-demos/

Upper Midwest Agricultural Safety and Health Center

(UMASH) hosted a virtual, 3-day expo featuring exhibitors, safety

demonstrations. UMASH is a multidisciplinary collaboration of five leading research and health

care institutions performing research and outreach to support healthy people in a sustainable

agriculture.

PresenterPresentation Notes

Worker’s Comp 101 &Proactively Managing Injuries

January 7, 2021

About Us• Vizance

– Independent Insurance & Benefits Agency

– Privately Owned– Established in 1978– Top 6 – Wisconsin– Top 100 – Nationally– 10 Wisconsin Locations– Main 3 Segments Served

• Business Insurance• Health Insurance• Personal Insurance

• Chris Rasmussen, CIC, CWCA– Business Insurance– Worker’s Comp Focus– Licensed in 1997– Industry Designations:

• Certified Insurance Counselor (CIC) – 2005

• Certified Work Comp Advisor (CWCA) – 2012

• David Obermann, CWCA– Business Insurance– Worker’s Comp Focus– Licensed in 2016– 15+ Years Experience in

Sales, Project and Employee Management

– Industry Designation:• Certified Work Comp Advisor

(CWCA) – 20196

• Basics & Sample Business

• The Experience Modification Factor

• Mysteries1) Experience Mod Factor2) Hiring and Employee Management

Practices3) Injury Management4) Return to Work Program5) Alliance with Medical Provider(s)

• Final Thoughts

Agenda

7

Housekeeping• Slides are numbered

• Requests for Slides from Presentations can be sent to:

[email protected], [email protected]

8

mailto:[email protected]:[email protected]

• Purpose: Provide benefits for employees who suffer an occupational injury or disease during course of their employment

• Required by State Law

• Insurance: Workers' Compensation is NOT a government agency or tax– Employer pays premiums for Workers'

Compensation Insurance

• Benefits Include: Medical, lost wages, rehabilitation & death

Purpose of Workers' Compensation Insurance

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

9

The true make-up of Workers’

CompensationPremiums

Rate x Payroll x

ExperienceModifier

The Basics…BasicsSample Business

Experience Mod

Mysteries

Final Thoughts

10

Sample Business• Super Trucking, Inc.• Dairy/Cheese Trucking Company• Wisconsin Based• Roughly 50 Employees, 25 Trucks• Combination of Local & Long Haul

Trucking with Warehousing • $2.1M in Payroll• 2019-20 E-Mod: 0.95• 2020-21 E-Mod: 1.29

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

11

This is why you should always usher

someone to their vehicle upon termination of employment.

Class Code & Description Payroll2019-2020

Rate (per $100)2020-2021

Rate (per $100)7219 Trucking – NOC – All Employees $1,500,000 $7.29 $7.85

8292 Storage Warehouse – NOC $400,000 $5.40 $5.59

8810 Clerical Office Employees $200,000 $0.19 $0.19

Manual Premium $2,100,000 $138,830 $140,490+$1,660, +1.2%

Workers' Compensation Rates

Super Trucking, Inc.

12

This is why you should always usher

someone to their vehicle upon termination of employment.

Class Code & Description Payroll2019-2020

Rate (per $100)2020-2021

Rate (per $100)7219 Trucking – NOC – All Employees $1,500,000 $7.29 $7.85

8292 Storage Warehouse – NOC $400,000 $5.40 $5.59

8810 Clerical Office Employees $200,000 $0.19 $0.19

Manual Premium $2,100,000 $138,830 $140,490+$1,660, +1.2%

Experience Mod Factor x 0.95– $6,942

x 1.29+ $40,742

Modified Premium $131,889 $181,232+$49,344, +37%

Workers' Compensation E-Mod

Super Trucking, Inc.

13

Experience Mod Formula

B + ( E x G ) + ( 1 - G ) x F + HD + ( F x G ) + ( 1 - G ) x F + H

Where:A = Actual Incurred Losses (3-Year)B = Primary Actual Losses (3-Year)C = Expected Losses (3-Year)D = Primary Expected Losses (3-Year)E = Actual ExcessF = Expected ExcessG = Weighting ValueH = Ballast Value

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

14

Simplified Formula3 years

Claim $’s PaidClaim $’s Expected

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

15

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

16

Experience Mod• No cap on how high the E-Mod Factor

Can Go• There is a floor on how low it can go

– Formula based– Larger in premium, lower you can go

• This example: Minimum is 0.68

Experience Mod FactorImpact on Premium

Manual Premium $140,000

The Best Experience Mod X 0.68 -$44,800

Modified Premium $95,200


The Average Experience Mod X 1.00 + $0



The Ugly Experience Mod X 1.68 + $95,200


$140,000 Difference

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

17

To Recover Costs of $140,000 Premium

• $1,750,000 in Sales @ 8% Profit Margin

– Trucking – 1,200,000 miles (@ $1.50 / mile)

– Milk production – 100,000 cwt (@ $17.40 / cwt)or about yield from 500 cows (@ 21,000 lbs / yr)

– Hotel – 11,000 rooms (@ $150 / night)

– Beverage distributor – 90,000 cases (@ $20 / case)

– Potato yield – 145,000 cwt (@ $12 / cwt)or about 325 acres (@ 450 cwt / acre)

– Insurance agency – 600 new customers (@ $3,000 commission / customer)

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

18

Super Trucking, Inc.2019-20 E-Mod = 0.95

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

19

2017-182015-16 2016-17

Super Trucking, Inc.2020-21 E-Mod = 1.29

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

20

2018-192016-17 2017-18

Super Trucking, Inc.2021-22 E-Mod = ?

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

21

?2019-202017-18 2018-19

Super Trucking, Inc.2022-23 E-Mod = ?

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

22

??2020-212018-19 2019-20

Claim Types & Their Impacts• Medical Only

– Only thing paid was medical bills and expenses, including:

• Office Visit• Shots• X-Rays• Ambulance• Labs• Stitches

• All Other / Lost Time– If any permanent or

partial disability paid or reserved

– All costs associated with the claim are included in the calculation, including:

• Medical• Office Visit• Shots• X-Rays• Ambulance• Labs• Stitches• Lost wages• Disability• Surgery• Rehabilitation

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

23

Claim Types & ImpactsMed Only vs. Lost Time

Medical Only Claim Amount $10,000

Impact on E-Mod 1.3 points

3YR Premium Cost $6,540

Relative to the Claim Size 65%

ANY Lost Time Claim Amount (including Medical) $10,000

Impact on E-Mod 4.4 points

3YR Premium Cost $21,866

Relative to the Claim Size 219%

Difference Premium Cost if Med Only $6,540

Premium Cost if ANY Lost Time -$21,866Difference – 3YR Premium Cost -$15,326Difference – Impact on E-Mod 3.1 Points

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

24

WC Premium Problems…Wonder Why?

Rating Bureau

PersonnelLawyers

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

25

Who is driving the bus?Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

26

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

27

“Can I Give You a Quote?”

What Most Clients Hear

Manage Premium Audit

Manage Experience Mod

Payment Terms

Selection of Dividend Plan

Medcor / Nurse Triage

Claim Coordinator Program

Medical Clinic Relationship

Independent Nurse

Return-To-Work Program

Corporate Culture

Employee Relationships

Compliance and Training

Selection of Carrier

Ongoing Training Review Carrier Performance

Hiring Practices

SAFETY, PREVENTION & COMPLIANCE INJURY MANAGEMENT INSURANCE / FINANCING

28

YOU

MYSTERIES!

Mystery#1

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

30

Injury Management

IT’S A CLAIM! Lets avoid this…BasicsSample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

31

Managing Injuries• Two important rules:

– Anniversary Date – Aggravated Inequity Rule

• Not many people areaware / not many prepare…

32

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

Managing Injuries• Anniversary Date

– DEFINITION:A “Kodak Moment” of allclaims for the rating periodtaken 6 months prior to policy period for E-Mod calculation.

• Aggravated Inequity Rule– DEFINITION:

Insurers have 30 days after expiration to correct claim values on the E-Mod, only for claims that have closed.

• What could possibly go wrong?33

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

What in the world could go wrong?

Rating Bureau

PersonnelLawyers34

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

“Kodak Moment” & Aggravated Inequity Example

• Overexertion Claim – Insurance renews January 1– March/April, employee reports shoulder injury, eventually morphing into

back– Messy, employee had prior back injuries– Insurance company accepted shoulder, denied future & further on back– Reserve set at $300,000 as follows:

• Shoulder @ $75,000• Back reserved for “potential exposure” @ $225,000

– “Kodak Moment” filed July 1 – full reserves @ $300,000– October - Denial on back held up, reserve dropped to $75,000– Shoulder surgery scheduled for January

– Full reserve of $300,000 used in E-Mod– Claim value cannot be changed on the E-Mod

(unless it somehow closes by February 1)

– 1 YEAR Cost of $75k claim = 11 E-Mod Points and $18,800– 1 YEAR Cost of $300k claim = 23 E-Mod Points and $38,241

35

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

Anniversary Date & Aggravated Inequity Rules

• So… Who is driving the bus?– Claims including open reserves need to be

reviewed and validated.– 6 Months into policy term insurer required to

file the “Kodak Moment” – includes open reserves.

– Open reserves should be validated prior to the “Kodak Moment”.

– Are you reviewing open reserves at minimum 5 months into your policy period in prep of your Worker’s Comp Anniversary date?

– Once filed, the E-Mod can only be corrected if claim closes within 30 days of renewal36

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

37

PresenterPresentation NotesIt is if you have proper injury management Remember our number exercise and the importance of having a system to follow

Avoid the Chaos!• Define your process before an injury does

• Benefits of a dedicated adjuster…– Build a Relationship (benefit of doubt, what would you do

scenarios, person behind the email)– Better understanding of your business and policies– Much better communication– Many insurance companies hiring RN’s as adjusters– Help avoid unnecessary lost time claims

($14,000 additional cost on a $10,000 claim)

• If dedicated adjuster is not available?– How do they handle? Team approach?– Are they available? Accessible??– How do they plan to communicate with you?– Does it matter???

• How many dividend percentage points is a good adjuster worth?

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

38

Know the rules…In order to follow the rules… • 6-Day Work Rule

– WI bases work week on 6 days including Saturday.

• 3-Day Waiting Period– Employer has 3 days beginning

the day after the injury before lost time compensation is due.

– If employee misses full week, the three days are reimbursed retroactively.

• How Late Reporting Impacts– Waiting period begins the day after the

injury, not the day the injury was reported.

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

39

Injury on MondayBasics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

40

Injury on TuesdayBasics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

41

Injury on WednesdayBasics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

42

Injury on ThursdayBasics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

43

Injury on FridayBasics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

44

Injury on SaturdayBasics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

45

Late Reporting of Incidents

• More likely to result in a claim• More likely to be lost time• More likely to be larger

• Do you tolerate late reporting at your business?

– “Employee’s duty to report injury form”

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

46

Late reportingBasics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

InjuryReported

47

Issues at Time of Injury• Lack of a Process – Avoid Chaos!• Getting Immediate Engagement

from Medical Community• Diagnosing Appropriate Level of

Care• A Plan for Soft Steerage to

Preferred Providers/Clinics• Communication – First Reporting• Collecting Statements – Fraud

Prevention

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

48

Basics

Sample Business

Experience Mod

5 CostlyMistakes

Injury Management

Final Thoughts

49

Reduction in Number of Claims

• 2017 Results by Industry – Back To Work % (BTW)

– Transportation industry – 1,326 calls – 41.7% BTW

– Agriculture – 680 calls – 39.2% BTW

– Hospitality industry – 1,772 calls – 48.7% BTW

– Distribution industry – 7,403 calls – 47.1% BTW

– Manufacturing industry – 4,813 calls – 42.2% BTW

– Construction industry – 2,322 calls – 35.2% BTW

– Service industry – 8,573 calls – 44.2% BTW

Basics

Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

50


Sample Business

Experience Mod

Mysteries

Injury Management

Final Thoughts

51

52

What Most Clients HearBasics

Sample Business

Experience Mod

Mysteries

Final Thoughts

“Can I Give You a Quote?”

Manage Premium Audit

Manage Experience Mod

Payment Terms

Selection of Dividend Plan

Medcor / Nurse Triage

Claim Coordinator Program

Medical Clinic Relationship

Independent Nurse

Return-To-Work Program

Corporate Culture

Employee Relationships

Compliance and Training

Selection of Carrier

Ongoing Training Review Carrier Performance

Hiring Practices

SAFETY, PREVENTION & COMPLIANCE INJURY MANAGEMENT INSURANCE / FINANCING

53

YOU

VizanceService Plan

• Formal Proactive Service Plan

• Drive or Co-Pilot the Bus!

• Requires Your Engagement

• Give Direction & Confidence in Programs

• Proactively Drive Long-Term Lower Costs & Reduce Cost of Risk

• Insurance Placement is only a component of what we do!

• Medcor• Valuation Date Management• Return to Work Program• Claims Reviews• Dedicated Adjuster• Insurance Placement• Annual Stewardship Report• E-Mod Management• Safety Program• Claim/Data Management• Over-Charge Proof Audit

Package• Educational Workshops• Experience Mod Analysis• Safety Resource Connection• Introduce Medical Clinic• Assistance with Steerage

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

54

How you can work with us?

It’s Your Choice…Three Ways toDo Business

With Us

What you do:Nothing. You keep your current insurance policy, company and current insurance agent.What we do:We will provide you with the level of services and information your business requires on a “fee basis”. Your current agent will continue to receive the commission you pay on the policy.

What you do:Keep your current insurance policy and insurance company, appointing us as yourinsurance agent.What we do:Together we will work with your current insurance company and provide you with the level of services and information you require in exchange for the commission you pay on the policy.

What you do:You replace your insurance policy and company and appoint us as your insurance agent.What we do:We will transfer your risk to another insurance company and together we will provide you with the levels of services and information you require in exchange for the commission you pay on the policy.

3

1

2

Basics

Sample Business

Experience Mod

Mysteries

Final Thoughts

55


Sample Business

Experience Mod

Mysteries

Final Thoughts

56

Thank You!

Questions or Comments?

Chris Rasmussen, CIC, CWCA David Obermann, [email protected] [email protected]

Vizance801 Packerland DriveGreen Bay, WI 54303

(920) 733-494457

mailto:[email protected]:[email protected]

Most important things I believe for road safety

Cheryl A. SkjolaasAgricultural Safety and Health Specialist CTR for Agricultural Safety and HealthUW Madison/Division of [email protected]

Photo source: C. Skjolaas, University of Wisconsin-Madison/Extension

Crashes Involving Farm Tractors and

Motor Vehicles2010 -2019

Source: WI DOT September 2020

N =1,714Fatality = 29Injury = 834

Is it a legal vehicle?


PresenterPresentation NotesMaybe… will be for width, length and height. Weight limit will depend on the road(s) to be traveled.

Is it an IoH? AgCMV? Other

https://wisconsindot.gov/Pages/dmv/agri-eq-veh/default.aspx

Photo source: C. Skjolaas and M. Hagedorn, University of Wisconsin-Madison/Extension

https://wisconsindot.gov/Pages/dmv/agri-eq-veh/default.aspxhttps://wisconsindot.gov/Pages/dmv/agri-eq-veh/default.aspx

To or from a farm-related destination

[s.348.01(2)(cm) Wis.Stats.]

With respect to operating or transporting an implement of husbandry (IoH) or an agricultural commercial motor vehicle (Ag CMV), means movement between or among farms, fields, agricultural storage or processing facilities, locations where the IoH or Ag CMV is stored, or any combination of the foregoing.

Photo source: Unknown

PresenterPresentation NotesPhoto source: WFBF

Lighting and Marking

Lighting and Marking Requirements for IoH

https://fyi.extension.wisc.edu/ioh/ioh/lights-and-marking/

Photo source: shutterstock.com 163973654

PresenterPresentation NotesSee handout on Lighting and Marking.

Agricultural Machinery Illumination Safety Act Became law on July 6, 2012

Act required all agricultural equipment manufactured on or after June 22, 2017, to be equipped with roadway lighting and marked in accordance with the most current engineering-design standards as published by the American Society of Agricultural and Biological Engineers.

http://bit.ly/AEM-LightingMarking

http://bit.ly/AEM-LightingMarking

A $8 -12 upgrade


Wide IoH with required lighting and marking requirements may:• Extend over the center of road into the lane

intended for travel in opposite direction

• Extend into passing lane on a 3-lane highway• Extend into another lane intended for travel

in the same direction, if it does not impede other vehicles from the rear

HOWEVER


PresenterPresentation NotesPhoto source: Cheryl Skjolaas, UW Madison/Extension

HOWEVER:• May not drive so slowly as to impede the normal movement of

traffic

• Must, if practicable, yield the roadway to an overtaking vehicle

Act 377 repeals the ability for motorist to pass IoH and Ag CMV in No-Passing Zone (2012 law).


PresenterPresentation NotesPhoto source: Cheryl Skjolaas, UW Madison/Extension

Being a Safe Operator

ReviewReview your route• mailboxes• washed out road shoulders • bridges • Powerlines• Low tree branches

PreparePrepared and focused on driving •Texting and cellphone use laws apply - no distracted driving

•Impaired driving•Fatigue

CheckMachinery before heading out on road•Lights and turn signals•Clean off lights, SMV emblem, windows•Hitches – appropriate for load

Know Rules of the Road

PresenterPresentation NotesSafe travel from farm to field or field to farm begins before pulling out onto the roadway. Being a “safe operator” is more than driving the tractor or self-propelled implement as there are legal responsibilities. Crash prevention is every driver/operator responsibility as we “share the road” with other motor vehicles.

go.wisc.edu/FarmReadyResearch

Badger Dairy Insight Safety SeriesOh Crash! Safety Considerations for Implements of Husbandry March 9, 1:00 pm CST

GRAIN BIN SAFETYPresented by: Jim Nolte - Safety Director

Wisconsin Agri-Business Association

∗ Discuss “Entrapment” vs. “Engulfment”∗ Importance of Grain Quality∗ Bin Entry Safe Practices

Topics for Discussion

∗Grain Entrapment occurs when a victim becomes buried in grain beyond the point of self-extrication.

∗Grain Engulfment is an incident where the victim is completely buried or submerged beneath the surface of the grain.

Entrapment vs. Engulfment


∗Approximately half of grain entrapments lead to engulfment which in turn are almost always fatal due to asphyxiation caused by ingestion of grain in the mouth, nose and throat.


∗ Victims of entrapment have been rescued from a bin or silo only to die later on from injuries such as:∗ Compression Syndrome∗ Loss of limb due to entanglement with unloading

equipment.∗ Impact injury from falling chunks of grain just to

name a few.

Grain Quality

∗ 80% of entrapment/engulfment incidents occur as a result of grain that has gone out of condition during storage creating a variety of unloading problems and unsafe conditions inside the bin.

∗Keeping grain in good condition is the single most important aspect to prevent engulfment incidents.

∗ Simply put, grain in good condition unloads from the bin properly and there is no need to enter the bin.

∗ If persons aren’t in the bin engulfment can’t happen.

Grain Quality

Engulfment Hazards Caused by Poor Grain Quality

Engulfment Hazards

∗ Missing or sheared bolts; ∗ Cracks or other openings in the bin;∗ Clean aeration system to ensure it is working as designed;∗ Clean and unplug roof vents and fans

Bin Maintenance

Good grain quality starts with good bin maintenance to keep water from entering or excess moisture to develop inside the bin. Give attention to:

Bin Maintenance

∗ Over-Filling∗ Poor head space

ventilation∗ Spoiled grain on

silo wall∗ Impossible to

monitor grain surface

Really Bad Idea!!!

Bin Entry Safe Practices

∗ Completion of a Bin Entry Permit. This is simply a checklist of items that need to be reviewed and

implemented to ensure that all potential hazards have been addressed and hazards eliminated prior to entering such as:

Before persons can enter a grain bin safety precautions must be taken to ensure those entering are not exposed to any hazards. These precautions include but are not limited to:

∗ Ensure engulfment hazards are not present. Look for:Bridged grainGrain stuck to bin sidewallColumns, towers or cliffed grainGrain that has not reached its angle of repose

∗ Never enter a bin when these hazards are present.


∗ Lockout all equipment associated with the bin such as:Legs or conveyors that can load grain into the bin;Bin Fans;Bin unload augers or conveyors and;Sweep augers

∗ Never enter a bin until everything is locked out.


∗ Test the air in the bin prior to entry to ensure it is safe. Out of condition grain can cause a lack of oxygen as well as toxic gases to buildup in the bin.

∗ Never enter into a bin without having an observer present. The observer must:∗ Watch and observe those in the bin at all times;∗ Cannot leave their post for ANY REASON until

everyone has exited the bin and;∗ Responsible for contacting emergency rescue

personnel.


∗ National Grain and Feed Association: https://www.ngfa.org∗ Occupational Safety and Health Administration,

https://www.osha.gov/SLTC/grainhandling/index.html∗ Grain Handling Safety Coalition: www.grainsafety.org∗ Oklahoma State University: http://sprec.okstate.edu/safety∗ Purdue University: www.agconfinedspaces.org∗ University of Wisconsin Extension:

http://fyi.uwex.edu/agsafety/confined-spaces/grain-storage-and-handling/

Bin Safety Resources

https://www.ngfa.org/https://www.osha.gov/SLTC/grainhandling/index.htmlhttp://www.grainsafety.org/http://sprec.okstate.edu/safetyhttp://www.agconfinedspaces.org/http://fyi.uwex.edu/agsafety/confined-spaces/grain-storage-and-handling/

THANK [email protected]

WABA Office: 608-223-1111

mailto:[email protected]

AGRICULTURAL

SAFETYCONNECTION

THANKS to the

PRESENTERS

Day One Milk with Dignity

Migrant Justice – Marita Caredo Cheryl Pinto – Ben & Jerry’s Ice Cream Katie Mueller – WI Dept Workforce Development Paul Bauer – Ellsworth Cooperative Creamery

Resources for Agricultural Workers in Wisconsin Mariah Hennen – Legal Action Katherine Porter, D.O. – Mobile Migrant Service Karen Rice – WI Dept. of Instruction Shirley Aviles – UMOS Trisha Wagner –UW Div of Extension Oscar Diaz- Madison College Corina Norrbom MD Medical College of Wisconsin-

Central Wisconsin Chris Frakes, M.Div., Ph.D. -Farmer Suicide Prevention

Government Roundtable Jen Pino-Gallagher –

M3 Mary Bauer – OSHA Lisa Sciolaro- OSHA Corey Walton – WHD Doug Maska – WisCon Angelica Vasquez –

DWD Otto Oemig – DATCP Renee Bashel - DNR

Day 2

The Netherlands – Best Practices Facilitated by the Hon. Marc Ahl, Consul of the

Kingdom of the Netherlands in Minneapolis

I’ll let Carolyn correct spelling, add logo and speaker details.

COVID-19: What have we learned? Lisa Kilawee -Family

Health/LaClinica Mary Bauer -OSHA AZ Snyder -Pierce County

Public Health Katherine Porter, D.O.-

Family Health/LaClinica

Safety Nuggets David Obermann

Vizance Chris Rasmussen

Vizance Cheryl Skjolaas-

UW Division of Extension Jim Nolte

Wisconsin Agri-Business Association (WABA)

Chris Schlechta Rural Mutual

THANK YOU FOR ATTENDINGand the Event Sponsors!

WITC – Wisconsin Indianhead Technical College for the Virtual Platform Support

Wendy Loy, Associate Dean, Continuing Education

SPONSORS

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Slide Number 1SPONSORSAgendaSlide Number 4Worker’s Comp 101 &�Proactively Managing InjuriesAbout UsAgendaHousekeepingPurpose of Workers' Compensation InsuranceSlide Number 10Sample BusinessWorkers' Compensation Rates��Super Trucking, Inc.Workers' Compensation E-Mod��Super Trucking, Inc.Experience Mod FormulaSimplified FormulaExperience ModExperience Mod Factor�Impact on PremiumTo Recover Costs of �$140,000 PremiumSuper Trucking, Inc.�2019-20 E-Mod = 0.95Super Trucking, Inc.�2020-21 E-Mod = 1.29Super Trucking, Inc.�2021-22 E-Mod = ?Super Trucking, Inc.�2022-23 E-Mod = ?Claim Types & Their ImpactsClaim Types & Impacts�Med Only vs. Lost TimeWC Premium Problems…�Wonder Why?Who is driving the bus?What Most Clients HearSlide Number 28Slide Number 29Slide Number 30IT’S A CLAIM! Lets avoid this…Managing InjuriesManaging InjuriesWhat in the world could go wrong?“Kodak Moment” & �Aggravated Inequity ExampleAnniversary Date & Aggravated Inequity RulesSlide Number 37Avoid the Chaos!Know the rules…�In order to follow the rules… Injury on MondayInjury on TuesdayInjury on WednesdayInjury on ThursdayInjury on FridayInjury on SaturdayLate Reporting of IncidentsLate reportingIssues at Time of InjurySlide Number 49Reduction in Number of ClaimsWho is driving the bus?What Most Clients HearSlide Number 53Vizance�Service PlanHow you can work with us?Who is driving the bus?Thank You!Most important things I believe for road safetyCrashes Involving Farm Tractors and Motor Vehicles�2010 -2019Is it a legal vehicle?�Is it an IoH? AgCMV? OtherTo or from a farm-related destination� [s.348.01(2)(cm) Wis.Stats.]Lighting and MarkingAgricultural Machinery Illumination Safety Act A $8 -12 upgradeRules of the RoadRules of the RoadBeing a Safe OperatorSlide Number 69GRAIN BIN SAFETY�Presented by: Jim Nolte - Safety Director�Wisconsin Agri-Business AssociationTopics for DiscussionEntrapment vs. EngulfmentEntrapment vs. EngulfmentEntrapment vs. EngulfmentGrain QualityGrain QualityEngulfment Hazards Caused by Poor Grain QualityEngulfment HazardsSlide Number 79Bin MaintenanceBin MaintenanceSlide Number 82Slide Number 83Bin Entry Safe PracticesBin Entry Safe PracticesBin Entry Safe PracticesBin Entry Safe PracticesBin Safety ResourcesTHANK YOU!!�[email protected]�WABA Office: 608-223-1111Slide Number 90Day OneDay 2THANK YOU FOR ATTENDING�and the Event Sponsors!SPONSORS

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