consumer protection act, 1986
DESCRIPTION
Consumer protection actTRANSCRIPT
CONSUMER CONSUMER PROTECTION ACT, 1986PROTECTION ACT, 1986
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BRIEF HISTORICAL BACKGROUNDBRIEF HISTORICAL BACKGROUND
Scenario in early 70s & 80sScenario in early 70s & 80s
Existing laws providing consumer protectionExisting laws providing consumer protection
Shortcomings of such LawsShortcomings of such Laws
UN GUIDELINES FOR THE CONSUMER UN GUIDELINES FOR THE CONSUMER PROTECTIONPROTECTION
Protect from hazard to health & safety;Protect from hazard to health & safety;
Promote & protect economic interests;Promote & protect economic interests;
Provide adequate information for informed choice;Provide adequate information for informed choice;
Consumer education;Consumer education;
Provide effective redress—formal and informal Provide effective redress—formal and informal
procedures;procedures;
Freedom to form groups & present views in Freedom to form groups & present views in
decision-making affecting consumers;decision-making affecting consumers;
THE CONSUMER PROTECTION ACT, THE CONSUMER PROTECTION ACT, 1986 (ACT)1986 (ACT)
Applicability Applicability
AmendmentsAmendments
Amendments in the year 1993Amendments in the year 1993
Amendments in the year 2002Amendments in the year 2002
WHO IS A CONSUMER?WHO IS A CONSUMER?
Two kinds of consumer under the ActTwo kinds of consumer under the Act
Consumer of goodsConsumer of goodsbuys or agrees to buy goodsbuys or agrees to buy goodsany user of such goods any user of such goods
Consumer of services Consumer of services
hires or avails any serviceshires or avails any services
any beneficiary of such serviceany beneficiary of such service
CONSUMERS NEED PROTECTION CONSUMERS NEED PROTECTION AGAINSTAGAINST
Unfair trade practiceUnfair trade practice
Restrictive trade practiceRestrictive trade practice
DefectsDefects
DeficienciesDeficiencies
UNFAIR TRADE PRACTICEUNFAIR TRADE PRACTICE Adopting unfair methods or deception to promote sale, Adopting unfair methods or deception to promote sale,
use or supply of goods or services e.g.use or supply of goods or services e.g.
Misleading public about price (e.g. bargain price when Misleading public about price (e.g. bargain price when
it is not so).it is not so).
Charging above MRP printed.Charging above MRP printed.
Misleading public about another’s goods or services.Misleading public about another’s goods or services.
Falsely claiming a sponsorship, approval or affiliation.Falsely claiming a sponsorship, approval or affiliation.
Offering misleading warranty or guarantee.Offering misleading warranty or guarantee.
CONSUMERS NEED PROTECTION AGAINST
CONSUMERS NEED PROTECTION AGAINSTCONSUMERS NEED PROTECTION AGAINST
RESTRICTIVE TRADE PRACTICERESTRICTIVE TRADE PRACTICE Price fixing or output restraint re: delivery/flow of supplies to Price fixing or output restraint re: delivery/flow of supplies to
impose unjustified costs/restrictions on consumers.impose unjustified costs/restrictions on consumers.
Collusive tendering; market fixing territorially among Collusive tendering; market fixing territorially among
competing suppliers, depriving consumers of free choice, fair competing suppliers, depriving consumers of free choice, fair
competition.competition.
Supplying only to particular distributors or on condition of Supplying only to particular distributors or on condition of
sale only within a territory.sale only within a territory.
Delaying in supplying goods/services leading to rise in price.Delaying in supplying goods/services leading to rise in price.
Requiring a consumer to buy/hire any goods or services as a Requiring a consumer to buy/hire any goods or services as a
pre-condition for buying/hiring other goods or services.pre-condition for buying/hiring other goods or services.
CONSUMERS NEED PROTECTION CONSUMERS NEED PROTECTION AGAINSTAGAINST
DEFECTSDEFECTS Any fault, imperfection or shortcoming in the quality, quantity, Any fault, imperfection or shortcoming in the quality, quantity,
potency, purity or standard which is required to be maintained potency, purity or standard which is required to be maintained by or under any law for the time being in force or under any by or under any law for the time being in force or under any contract express or implied or as is claimed by the trader in contract express or implied or as is claimed by the trader in any manner whatsoever in relation to any goods.any manner whatsoever in relation to any goods.
DEFICIENCYDEFICIENCY Any fault, imperfection, shortcoming or inadequacy in the Any fault, imperfection, shortcoming or inadequacy in the
quality, nature and manner of performance which is required quality, nature and manner of performance which is required
to be maintained by or under any law for the time being in to be maintained by or under any law for the time being in
force or has been undertaken to be performed by a person in force or has been undertaken to be performed by a person in
pursuance of a contract or otherwise in relation to any service. pursuance of a contract or otherwise in relation to any service.
CONSUMER'S RIGHTSCONSUMER'S RIGHTS
Right to safety against hazardous goods and Right to safety against hazardous goods and
servicesservices
Right to be informed about quality, quantity, Right to be informed about quality, quantity,
purity, standard, pricepurity, standard, price
Right to choose from a variety at competitive Right to choose from a variety at competitive
pricesprices
Right to be heardRight to be heard
Right to seek redressalRight to seek redressal
Right to consumer educationRight to consumer education
FORUM & JURISDICTIONFORUM & JURISDICTION
Consumer Disputes Redressal ForumsConsumer Disputes Redressal Forums (District (District
Forum)Forum) Claims less than or equal Rs.20 lacsClaims less than or equal Rs.20 lacs. .
Consumer Disputes Redressal CommissionsConsumer Disputes Redressal Commissions ((State CommissionState Commission)) Claim more than Rs.20 lacs & less than Rs.1 crore & Claim more than Rs.20 lacs & less than Rs.1 crore &
appeals.appeals.
National Consumer Disputes Redressal National Consumer Disputes Redressal
CommissionCommission (National Commission) (National Commission) Claim equal to Rs.1 crore & appealsClaim equal to Rs.1 crore & appeals
REQUISTIES OF A COMPLAINTREQUISTIES OF A COMPLAINT
Who can file a complaintWho can file a complaint
Where to file a complaintWhere to file a complaint
How to file a complaintHow to file a complaint
What constitutes a complaint?What constitutes a complaint?
Procedure for filing the appealProcedure for filing the appeal
BENEFITS & RELIEFSBENEFITS & RELIEFS
BenefitBenefit
Disposal within 90 days Disposal within 90 days
No adjournment shall ordinarily be granted - Speedy trialNo adjournment shall ordinarily be granted - Speedy trial
ReliefRelief
Removal of defects in goods or deficiency in services.Removal of defects in goods or deficiency in services.
Replacement of defective goods.Replacement of defective goods.
Refund against defective goods or deficient services.Refund against defective goods or deficient services.
Compensation.Compensation.
Prohibition on sale of hazardous goods.Prohibition on sale of hazardous goods.