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Page 1: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 2: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 3: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 4: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 5: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 6: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 7: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 8: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 9: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 10: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 11: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 12: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Page 13: Copyright Experian 2016 · National Literacy Trust . Author: Danielle Wright Created Date: 2/2/2017 2:08:22 PM

Copyright Experian 2016

Bradley Zavodsky 1 , Danielle Kozlowski 2

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