Cover

A n n u a l Re p o r t 2 01 7 | Fo u n d a t i o n fo r t h e Fu t u re

Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope.

Board of DirectorsJacky AkbariEmployer Services Director Middle Tennessee WorkforceInvestment Board/NCAC

Joe AliPresidentAuto Village, LLC

Dan BedoreDirector, Product/ConsumerRelations Nissan North America

Shayne BellSenior Vice PresidentCommunity Bank & Trust

Cynthia Bond HopsonAssistant General Secretary Gen. Board of Higher Education

Daniel ClarkDirector of Marketing Thompson Machinery

Overton ColtonChief Administrative Officerand Risk OfficerTruxton Trust

Nathan CrossettRegional Banking District ManagerWells Fargo

Janella EscobarHead of Corp. CommunicationsCracker Barrel

Scott FieldingAttorneySherrard and Roe

Lucia FolkDirector of Public AffairsCMT

Robin GloverChief Operating Officer/Publisher Glover Group Entertainment

Meg HarrisExecutive Director UBS Rodney HarrisConstruction Manager HCA Design & Construction

Dan HoganChief Executive Officer CapStar Bank

Paul Kleine-KrachtDirector,Disbursement ManagementHealthTrust

David MangumAttorneyLaw Office of David G. Mangum

Mendy MazzoVice President Business Development Skanska

Jim McCannRetiredFranklin American Mortgage

Patrick McCartanTreasurerCaterpillar Financial Services Corp.

Philip McCutchanMarket ManagerU.S. Bank

Mekesha MontgomeryAttorney at LawFrost Brown Todd LLC

Pam PfefferPresident and CEO Treemont Capital Inc.

Mario RamosVice PresidentSchneider Electric

Anne RolmanSenior Vice President Bank of America

Martha ShepardOwnerDickson Apothecary

Glenn ShoreySenior Vice President Capital Bank

Steve SledgePartnerKPMG, LLP

Jarron SpringerCEOGreater Nashville REALTORS

Karen SpringerPresident and CEOSaint Thomas Health

Charlene ThomasPresident – Mid South District UPS

Tracy ThomasMemberKraftCPAs PLLC

Mark WeberCorporate Controller Nashville Electric Service

Susan WestVice President & Chief of StaffOffice of the PresidentBelmont University

Ridley WillsOwner and Design DirectorThe Wills Company

Christie WilsonManaging Partner/Broker The Wilson Group Real Estate Services

Ward WilsonRegional President U.S. Bank

Alan YoungCEOArmor Concepts, LLC

Nancy ZoreticSenior Vice PresidentPinnacle Financial Partners

Chair - Karen SpringerVice Chair - Ridley WillsSecretary - Mendy MazzoTreasurer - Overton ColtonPast Chair - Lucia Folk

At Large - Dan HoganAt Large - Paul Kleine-KrachtAt Large - Jarron SpringerAt Large - Christie Wilson

Executive Committee

Advisory BoardHunter Atkins

Fabian Bedne

Rev. Ed Blackburn

Lee Blank

Anna Boon

Matt Burnstein

Mary Clement

Kebbyn Connell

Richard Courtney

Rob Crichton

Tom Curl

Danny Dugan

Robert Echols

Nicholas Fischer

Jack Fleischer

Gil Fuqua

Ken Gerdesmeier

Patrick Gilbert

John Gillespie

Sammie Griffin

J. Scott Gupton

Don Hardin

Ken Harms

Jennifer Hutcheson

Carla Jarrell

Jack King

Ken Kulaga

Joe Lacher

Christopher Logue

Lethia Mann

Dan Martin

Alan Mazer

Sam McAllester

David McGowan

Larry Morton

Kimberly Neible

Matthew Nicholson

Rami Nofal

Pat Nolan

Dan Rose

Carson SalyerSteve Scott

Lucy SmithWade SmithDan SurfaceEmily ThadenMandy WachtlerBob WoodMatthew WrightHobbs Yarbrough

In our efforts to best continue the work of Habitat for Humanity of Greater Nashville, we have launched a vital initiative. In 2016, we purchased 65,000 square feet of space on five acres at 414 Harding Place to consolidate our retail space, ware-houses and central office. In July of 2017, we moved into our fully renovated facility! Since 1985, Habitat of Greater Nashville has provided affordable homes for more than 830 families across Davidson, Wilson, Dickson, and Cheatham counties. With the purchase of this property, we positioned our ministry to effec-tively and sustainably continue providing the life-changing opportunity for deserving, low-income families to purchase and own quality, affordable homes.

Previously, we had been operating out of five leased locations throughout Davidson County. With this purchase, we are doing exactly what we recommend to Habitat home-owners: purchase versus rent in order to control long-term occupancy costs. Our new home is accessible by car from two interstates as well as a bus line. Purchasing this property is a win for Habitat’s prospective homeowners, shoppers, and donors; a win for our organi-zation to be able to own a facility and posi-tion Habitat to continue its mission for many years to come; and a win for the surrounding community as the former vacant retail site is now occupied and helps revitalize the area.

By 2022, the combined cumulative benefit from expanded ReStore sales square footage and avoided facilities lease

increases is expected to exceed $1 million, enhancing our own social enterprise’s contribution to increasing the ministry’s capacity to serve deserving families. This was just one of the many initiatives we are undertaking

as we diligently work to be good stewards of our donors’ support, while creating more opportunities for hard-working families to experience the American dream of homeown-ership, family stability, financial sustainability, and the hope that offers to them. Thank you again for your partnership as we put God’s love into action, even in the middle of a snow storm like the one pictured on the cover, by bringing people together to build homes, communities and hope.

— Danny Herron President and CEO

Dol lar General 4

Corporate Spotlight

Methodist Bui ld 6

Faith Spotlight

Foundation for the Future

• New Agency Home 2 • Homeowner Academy 8 • Home Construction 13 • ReStore 20

Love Changes Everything 10 Vanderbilt University 12

Foundation: Volunteers

Table of Contents

Divisions: Wilson 22 Divisions: Cheatham 24Divisions: Dickson 25Financials 27Donors 28Sponsors 32

R i g h t : D a n n y H e r r o n , P r e s i d e n t a n d C E O

By 2022, the combined cumulative benefit from expanded ReStore sales

square footage and avoided facilities lease

increases is expected to exceed $1 million.

Foundation: Families

Stable Lives, Futures 18

Foundation: Families

Letter from CEO Danny HerronA n n u a l Re p o r t 2 01 7 | Fo u n d a t i o n fo r t h e Fu t u re

Danny Herron, President/CEOLucile Houseworth, CAOJohn Roberts, CFO/General Counsel

Leadership

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Habitat for Humanity of Greater Nash-ville took its own advice to buy instead of rent, purchasing and renovating a vacant Kmart building in 2016, which became the agency’s new home in July 2017. The 65,000-square foot facility at 414 Harding Place houses the corporate office, the ReStore, ReStore donation drop-off center and warehouse, the Homeowner Academy where homeownership training classes are held, and the construction shop.

“We are actually paying less to own than we did to rent in our former five leased locations,” said Danny Herron, president and CEO of Habitat of Greater Nash-ville. “We decided to secure affordable real estate while it was still available. The move to ownership will position us now and for the future to continue our mission to help families in need purchase homes.”

District 26 Metro Council Member Jeremy Elrod said Habitat’s presence at the corner of Harding Place and Nolens-ville Pike is expected to accelerate the ongoing revitalization of the district and is viewed as a positive for both Habitat and the surrounding community.

“Habitat’s new home has spurred several other businesses to renovate their prop-erties in the past few months. South Nashville and Nolensville Road are seeing a lot of positive change and growth, and Habitat’s investment has played a big role in improving the area. Habitat’s ministry has helped so many families, and this huge investment just increases their commitment and impact in the commu-nity,” said Elrod.

“Habitat’s ministry has helped so many families, and this huge investment just increases their commitment and impact in the community.”

— Jeremy Elrod, Nashville Metro Councilman, District 26

• Habitat of Greater Nashville will experience significant oper-ating efficiencies in the combined location by consolidating its previous five leased locations.

• Habitat’s consolidated ReStore features an additional 10,000 square feet of sales floor space, a covered donation drop off area, adjacent warehouse space, and more than 200 parking spaces for customers.

• The new location features a larger Homeowner Academy and children’s HomeRoom where future homeowners take classes on subjects ranging from learning how to budget for a mortgage, to home maintenance, to how to be a good neighbor.

• The Harding Place/Nolensville Pike intersection is conveniently located for Habitat homeowners, applicants, and ReStore shop-pers, easily accessible by car from both Interstates 65 and 24 as well as by the Metropolitan Nashville Transit Authority Bus Route No. 12.

• The new location houses the construction shop where prepara-tion to build approximately 40 homes a year happens. Habitat of Greater Nashville is recognized nationally for its affordable home quality craftsmanship. Read more starting on page 13.

A Ne w Ho m e f o r Ha b i t a t f o r Hu m a n i t y

Fo u n d a t i o n fo r t h e Fu t u re | B u i l d i n g B e t t e r L i ve s

Habitat of Greater Nashville would like to thank the following partners for their financial contributions in support of our new home:The Frist FoundationJoe C. Davis FoundationDavid and Roxane McGowanThe Memorial FoundationThe Fugitive FoundationPam and Phil Pfeffer and The Pfeffer FoundationBill Blevins

Fo u n d a t i o n fo r t h e Fu t u re | Age n c y

Agency Positives of Owning

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C o r p o ra t e S p o t l i g h t In 2007, the Dollar General Literacy Foundation funded English as a second language services for future Habitat homeowners. From that positive experience, Dollar General decided that they wanted to do more in support of affordable

Dollar General with Habitat 10 Years Strong

homeownership in Nashville. The following year Dollar General decided to sponsor a full house and they have been funding and building a home every year since. That equates to more than 16,000 volunteer hours and $600,000 dollars that they have invested in Habitat’s mission locally, and they have already signed on to build another home in 2018.

“Our volunteers love rolling up their sleeves and embodying our mission of Serving Others so families have a beautiful place to make new memories,” said Denine Torr, senior director of commu-nity initiatives. “The Habitat build brings with it a powerful volun-teer experience. Volunteers not only get to see their efforts result in a place where memories will be made, but are moved by the true thankfulness and gratitude of the homeowners. Our volunteers find it to be a priceless experience to be able to share their time and talent to build a home for someone in need.” But that’s not the end of the Dollar General story.

In addition to partnering with Habitat on home builds, Dollar General has been gifting every new homeowner in Nashville with welcome baskets. The baskets include household items, basic cleaning supplies, and toiletries — gifting more than 360 families over 10 years. Recently, Dollar General has worked to personalize the baskets with age appropriate items for the children, adding a special touch to a grateful moment.

“When building our first Habitat house, we realized that stocking the pantry of a new home can be expensive. We thought it would be nice if we were able to provide each family with a welcome basket that contains items you need every day,” said Denine.

“Dollar General truly exemplifies a commitment to the community in which they live. Their partnership with our agency is not just about helping a family achieve homeownership. Through sponsor dollars and volunteer time they invest so much into the families they support. Also, they have been a part of every homeowners’ celebration for the past 10 years with their welcome baskets,” says Lauren Lane Payne, senior vice president of philanthropy, Habitat of Greater Nashville. “We are truly grateful for their impactful presence.”

The 10 families whose lives have been impacted by Dollar General’s homebuilding partnership continue to cherish their homes and build experience. The gift of Dollar General’s sponsorship empowers them for a better future.

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Fa i t h S p o t l i g h t

U M C 2 0 1 2

One of the tenets of the United Methodist faith is putting that faith and love into action, what founder of the United Methodist movement, John Wesley, called “prac-tical divinity.” Wesley understood God’s grace as an active practical application of love to those in need. Locally, one way the United Methodist faithful have been sharing that hallmark is at Habitat for Humanity.

“United Methodist Build churches not only believe in the Christian doctrine, they are in the world living the doctrine,” says Habitat’s Faith Director Mike Allen. “The United Meth-odists are deeply rooted in the formation of our longstanding Unity Build and generous enough to sponsor their own build for six years now, helping two families a year.”

It all began in 1994 when Calvary United Methodist Church sponsored a Habitat build and also volunteered for another build that year that was shorthanded. Those Practical Faithfuls launched what became known as the Unity Build, an interfaith build of Christian, Muslim, Hindu, and Jewish faiths, and also Habitat’s longest standing consecutive build partnership. In 2012, with West End United Methodist Church already sponsoring a half a house, the call went out to more Methodist churches to sponsor the other half and the United Methodist Build was born. Some of the Unity Build founding United Methodist churches decided to stay with that build, while other churches joined the United Methodist Build. Over the years 27 United Methodist churches have put their faith and hard work into 31 Habitat families who now have homes.

The United Methodist Church Build has supported: a single mother with three boys who says they never left their apartment because of an unsafe environment; a couple from Mogadishu who have four young children who needed a home and who appreci-ated the budget classes offered by Habitat; and a local single mother who came out of Section 8 housing, earned her GED while supporting three children, and now has more stability in her future. All these families have very different lives thanks to the generous support of the Practical Faithfuls.

Home equates to practical divinity for the Rev. Vincent Walkup, coordinator of the United Methodist Build, who believes there aren’t enough affordable homeownership opportunities for those less fortunate in Nashville. “More people — in and out of the political realm — must join together to make affordable housing a reality. Not everyone who needs affordable housing will meet Habitat’s requirements, but Habitat provides much needed opportunities for homeownership. There are not enough homes for those who work at or below a livable wage,” says Walkup.

Gladys Wolfe, coordinator of the Unity Build, agrees that Habitat for Humanity is one solution for a growing need for affordable homes. “The houses that Habitat builds provide a family with a foundation on which to change the direction of future genera-tions. The children are more likely to stay in school, more likely to stay out of trouble, and more likely to become homeowners themselves. From the volunteer perspective, helping build a home for another family encourages growth in commitment to others.”

F a i t h a n d L o v e i n A c t i o n

United Methodist Build Partners

Andrew Price UMCAntioch UMCBelmont UMCBelle Meade UMCBellevue UMCCalvary UMCChrist UMCClark Memorial UMCCrievewood UMCDalewood UMCDonelson Heights UMCEast End UMCForest Hills UMCGlendale UMCGordon Memorial UMCHamilton UMCHermitage UMCHillcrest UMCInglewood UMCJohn Wesley UMCNashville Korean UMCSaint Luke’s CMESouth End UMCWest End UMCWoodbine UMCMonroe Street UMCJordonia UMCChurch Women United

U n i t e d M e t h o d i s t C h u r c h B u i l d

U M C 2 0 1 5

U M C 2 0 1 6

U M C 2 0 1 4

U M C 2 0 1 3

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Approximately 40 applicants are accepted into the Habitat homeowner-ship program annually out of the more than 1,000 who formally express interest. In simple terms, what the numbers indicate is affordable homeownership opportunities locally are becoming harder to find for many of our neigh-bors and coworkers. For the approved applicants who are willing to work for a better future, the Habitat homeown-ership journey begins in the new space called the Homeowner Academy, the vibrant classroom where future Habitat homeowners receive instruction and learn new skills to not only be successful first-time homeowners, but also to build better lives.

Qualified applicants who enter the Habitat homeownership program participate in 200 hours of education classes and construction site work to earn a zero percent APR mortgage. Future homeowners spend over 30 hours of classroom time in Dave Ramsey’s Financial Peace University course, and over 40 hours learning about basic home maintenance and safety, conflict resolu-tion and legal aspects of homeownership — classroom instruction that can span a year or more before home construction begins.

Future homeowners are matched one-on-one with budget coaches who rein-force skills on how to budget incomes to meet expenses, develop a realistic savings plan with a fully funded emer-

gency fund, and avoid high interest credit cards. Future homeowners are expected to save enough money to pay their closing costs and have those funds a full month before closing. After their coursework is complete, future homeowners spend approximately 100 hours on the build site working along-side their sponsors and volunteers building their home before they cut the ribbon in a Habitat time-honored dedication ceremony that recognizes their journey and accomplishments.

The Habitat homeownership program represents a significant time commit-ment for program participants, but Habitat homeowners are willing to work hard to better their lives and provide greater opportunity for their children. Habitat homeowners are a special group of people who are needing a hand up, not wanting a hand out. The goal of the Homeowner Academy is empowered and stable lives. The success of the educational component is not always easy to measure, but perhaps it can best be defined in each monthly mortgage payment that comes in on time, every college education that is funded, every job promotion or family dinner for the more than 830 Habitat homeowners. Habitat of Greater Nash-ville’s mortgage delinquency rate is generally below three percent, evidence that our homeowners are leading more stable, self-sufficient and secure lives thanks to you.

Habitat empowers its homeowners to be successful first-time homeowners and to build better lives. It all begins at the Homeowner Academy, flows out to the build site and into each Habitat home.

Tr a i n i n g f o r L i f e

Ra h m i M a r f i n g a n d Aw a d i a Mo h a m e d h o m e s p o n s o r e d b y N i s s a n : T h e Ho u s e t h e Me d i a B u i l t

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Where do you go when there is no place to go? Home was the last place on Ronza Williams’ mind six years ago when as an addict in an abusive relationship she knew no place for her might mean death. “I knew either he or the drugs were going to kill me,” Ronza remembers. “I had forgotten who I was.” Today, Ronza is a Women Build Habitat homeowner who is passionate about her job at Meharry Medical College’s Lloyd C. Elam Mental Health Center where she works as a recovery counselor. She hasn’t forgotten where she came from and she is confident of where she is going.

“Out to the garden or on my front porch,” Ronza laughs. “I’m not good at planting flowers yet, there are holes in all of them, but everyone needs to make the neighborhood better because this is where we are going to be the rest of our lives.” Ronza has gone back to school to become a certified drug and alcohol counselor and says she is looking into becoming a foster parent because now life is about helping others.

Ronza’s story is one of loss, redemp-tion and salvation. She walked into the Thistle Farms Magdalene House program with 12 teeth in her head and death on her mind and found people

there who embraced her and helped her with basic needs. Life began to bloom. “They spent $4,000 on my teeth and gave me back my smile,” she says, full of emotion. Ronza spent two years in the program putting her life back together, paying off her debts and remembering who she is. “The Magdalene program taught me everything all over again. I had forgotten everything. I’m just now living for the first time in my life.”

Other women who had become Habitat homeowners told Ronza about the program. Ronza’s then current living situ-ation was difficult for her. “I lived in a one-bedroom apartment for four years and it was like a prison because drugs were right outside my door.”

Ronza applied and qualified for the Habitat homeownership program, went through the education classes, and became the ninth Women Build Habitat homeowner in 2017.

“Ronza came to Habitat hoping to get out of an environment that did not support her recovery. She was working many extra shifts to pay off bills and save for homeownership. Her dedication paid off as she became eligible for a Habitat home and cried at the news of being accepted,”

said Casey Hawkins, Habitat’s director of homeowner services.

“Ronza is a remarkable woman who embraced becoming a homeowner. From the moment she stepped into the kickoff event six months prior to her actual build, she was open and embracing of her sponsors and the volunteers who surrounded her. She was there first thing in the morning on each of her build days welcoming everyone to the site and didn’t let a single volunteer leave without a hug of appreciation,” says Lauren Lane Payne, Habitat’s senior vice president of philan-thropy. “The sweat equity process is not easy for anyone and Ronza was no exception,” agrees Alex House, Habitat’s homeowner program coordinator. “Juggling work during the day and classes at night was challenging for her. Most, if not all class nights, she was the first to arrive and last to leave. Homeownership for Ronza is not just about her. She wants to use this opportunity to mentor others by adopting foster children.”

From her front porch view, Ronza says the Habitat program is “hard but doable. I am putting my touch in my home every day, a little love every day. Love changes everything.”

A L i t t l e Lo v e Ev e r y D a y

Ronza Williams sponsored by Women Build

Heart of the Mission: Habitat Families

C h a n g e s E v E r y t h i n g

“I’m just now living for the first time in my life.”— Ronza Williams, new Habitat homeowner

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Va n d e r b i l t U n i v e r s i t y H a b i t a t f o r H u m a n i t y

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Fo u n d a t i o n fo r t h e Fu t u re | Ho m e C o n st r u c t i o n

Habitat for Humanity of Greater Nashville’s nationally recognized excellence in affordable home construction is the foundation of our homeownership sustainability blueprint. For us, it’s not enough just to provide the opportunity for low-income families to purchase homes — we want to ensure Habitat homeowners can afford to keep their homes. The photos on this page were taken at Park Preserve and Woods at Monticello and showcase not only the excellence in construction, but also the pride Habitat homeowners take in caring for their homes. The following pages provide more details about Habitat’s home construction process.

Vo l u n t e e r S p o t l i g h t

When history happens and you are too busy to record it, it is a sure sign that hard work is underway. That is true for Vander-bilt University Habitat for Humanity, says Samantha Smith, chapter co-presi-dent (along with Sikandar Raza), who says they were so busy no one wrote down their early history. They know the chapter was established before 1995, but a firm date was never recorded. They partici-pated in fundraising and educational activities then as they do now and even invited Habitat families and homeless people to perform at a talent show to raise housing awareness in the community. That event was so successful they resurrected the show last year to critical acclaim with more shows planned for the future.

Currently, the Vanderbilt Habitat Chapter has 615 registered members and they are still actively recruiting more. Extremely organized, they have an executive board, a junior board, fundraising chairs, special projects chairs, publicity chairs and even a spring break chair. Samantha affirms that their primary Habitat fund-raiser is the Commodore Trot 5K, which has taken place for the last eight years and also has inventively morphed into a costume contest. To raise the stakes even higher, Samantha says they have significantly increased money raised by seeking sponsorships for the race from every organization on campus. The results paid off with not only more money raised but also a State Farm Matching Grant of $5,000 last year. Not only do they raise money for Habitat, but they also increase the visibility of affordable housing with Act!Speak!Build! an annual educational

celebration started in 2014. The event features a plethora of offerings: a formal dinner, keynote speakers on a range of topics around affordable housing, creative arts projects, and ways students can make a difference.

Then…they come out to the Habitat of Greater Nashville construction build site with a donation in their hands and boots on their feet to work. They have sponsored 10 homes, in addition to the more than 25 on which they have volun-teered. They have also volunteered at the ReStore stocking shelves and helping with donations.

“I couldn’t ask for a better group of college students giving back to their community. They are consistently willing to give up days out of their weekends and have been dedicated to supporting Habitat both financially and through their volun-teer time over the years. On the build site, they work hard and connect with the future homeowners. We are so grateful to be able to continue this relationship build

season after build season,” said John Fleming, Habitat volunteer coordinator.

Samantha says the Vanderbilt student community is aware and engaged on social issues beyond campus life. “Conversa-tions are constantly ongoing to address social, political, and other justice issues. So, it’s a natural extension for the caring and aware members of our campus to find interest and purpose in Habitat’s mission. My favorite moments with Habitat have been watching homeowners receive their keys because the pure joy in their eyes is where the mission and heart of Habitat really come alive.”

A d v o c a t e s f o r t h e Wo r l dVa n d e r b i l t U n i v e r s i t y H a b i t a t f o r H u m a n i t y C o n s t r u c t i o n E xc e l l e n c e : O u r B l u e p r i n t f o r S u s t a i n a b l e Fu t u r e s

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Fo u n d a t i o n fo r t h e Fu t u re | Ho m e C o n st r u c t i o n

“Being a homeowner will help us become permanent members of our community.”—Habitat homeowner

Habitat for Humanity of Greater Nashville employs a third-party home inspec-tion team, E3 Innovate, to test and confirm our construction standards. Habitat of Greater Nashville has built more than 430 ENERGY STAR® certified homes that meet stringent standards for quality and usability — homes with lower utilities and maintenance costs because it matters. Habitat of Greater Nashville has won 10 consecutive awards for Excellence in Sustainable Building for Affordable Homes from the EPA, demonstrating the strength of our commitment to our homeowners and sponsors.

Each Habitat home produces 2.1 tons less of carbon emissions than a new home of standard construction. Habitat homes are so well insulated that less than a third of the energy consumed in the house goes toward heating and cooling as compared to 50 percent in other homes. What this means in practical terms is that Habitat homeowners pay on average less than $100 a month for electricity usage for a 1,200 square-foot home. This translates to a savings of $25,000 over the life of the mortgage.

Our Habitat homes HERS rating (The Home Energy Rating System) is as low as 57 compared to standard homes which average between 90 and 100. Habitat uses double pane, low E, argon gas-filled windows, insulated entry doors and hot water lines, R-10 foam board insulation around the slab, R-44 blown in fiberglass in the ceiling and R-19 cavity insulation in the walls. Habitat’s HVAC home energy usage requires less energy than it takes to heat hot water in a standard home. Habitat homes use 31 percent less water on average than a standard home.

Habitat homeowners like Ramadhan, right, help build their homes alongside their sponsors and volunteers. Through the Homeowner Academy, future homeowners learn how to maintain their homes, live more sustainably, and become good neigh-bors.

More than 8,000 volunteers a year help to build this kind of quality into each Habitat home because it matters to all of us . . . to the future homeowners, to our sponsors who depend on us to invest their contributions wisely, and to the environment we all share.

F o u n d a t i o n f o r S u s t a i n a b l e L i v e s

H o m e C o n s t r u c t i o n

Jiyan Salman and Ramadhan Mohammed home sponsored by Publix Supermarkets Charities

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Centerfold Photo Spread

“On the morning of each build, I am so humbled to see the excitement on the

faces of everyone there, watching them work together to accomplish great things.”

— Sponsor

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How daunting would it be to move to a country where you don’t understand the language? Add to that supporting a family and you begin to understand the plight and story of some who seek Habitat for Humanity. The average annual household income for our homeowners is just over $32,000, making it difficult if not impossible for these families to afford a traditional mortgage. Applicants for a Habitat home have little hope of securing a future without stable housing costs.

At the average age of 38, most are purchasing their first home, a Habitat home. Eyob Gerbremariam and Nigisty Haile know this story because it is their own. They have five daughters and have lived in Nashville since 2009. Eyob is from Eritrea and supports his family by working as a custodian at Lipscomb University, where he has worked for three years. Nigisty is from Ethiopia and focuses her time on her family and their education, which is important to both parents. Eyob and Nigisty grew up in affluent families who lost everything when war broke out. They relate the government would not allow their children to go to school. Education was so important to them they applied for a refugee resettlement program and came to America. The couples’ plan is for all five daughters to get college degrees because “with education you can achieve great things,” Nigisty says. The family loves Nashville and the way the city embraces diversity and they say it’s a great environment for children. Before purchasing their Habitat home, the family was living in a small apartment with one bathroom and rising rent with little hope of stabi-lizing their lives. Homeownership would not have been possible without the support of their sponsors Greater Nashville REALTORS. A friend told them about Habitat and now they own their own home and their futures. “When we saw the way Habitat makes the houses affordable and efficient, we loved it,” Eyob says. “The new house is great and we love everything about it.”

S t a b l e L i v e s S t a b l e F u t u r e s

E y o b a n d N i g i s t y w i t h s p o n s o r s o n t h e f i r s t d a y o f t h e i r 2 0 1 7 b u i l d .

Eyob Gerbremariam, Nigisty Haile and daughters sponsored by Greater Nashville REALTORS

Heart of the Mission: Habitat Families

“With education you can achieve great things.” — Nigisty Haile, Habitat homeowner

A n n u a l Re p o r t 2 01 7 | Fo u n d a t i o n fo r t h e Fu t u re A n n u a l Re p o r t 2 01 7 | Fo u n d a t i o n fo r t h e Fu t u re p a ge 2 1p a ge 2 0

W h e r e M o r E G r e a t Fi n d sFu n d M o r E G o o d Wo r k s

With the move to 414 Harding Place, Habitat for Humanity of Greater Nashville consoli-dated its two Davidson County ReStores into one central, expanded location and became the place where more great finds fund more good works.

T h e ex p a n d e d Re S t o r e features 33,000 square feet of inventory, 10,000 more than in the two previous locations combined, along with ware-house space and a covered donation drop-off dock. Most of the ReStore’s merchandise comes through donations from

individuals and companies and from Habitat’s Deconstruct service — all items sold to support affordable homeownership. The Deconstruct service, which has removed kitchen cabinets, windows, lighting fixtures — anything that can be sold at the ReStore — from over 1,000 homes, is offered at no charge and is a major contributor to ReStore revenue.

The ReStore continues to feature its popular 14-day markdown system. Shoppers can keep up with new inventory by following Facebook and Instagram posts @habitatnashrestore, Emma email blasts, or by signing up for mobile text notices by texting Nash to 51555.

Features of the new ReStore• Expanded inventory and selections• 200 lit parking spaces• Improved interior lighting and wider aisles• Better display shelving• Bargain Corner that features items under $25• Shopping carts

In addition to great values and unique inventory, the ReStore’s net revenue helps fund more homes for low-income families and is also a key contributor to Habitat’s sustainability program. Donating to the ReStore saves more than 800 tons of materials from city landfills annually. . . the ultimate in recycling. Habitat of Greater Nashville also operates ReStores in Wilson and Dickson counties. For more information, visit the website: www.habitatnashville.org/restore.

R e S t o r e

• Ace Hardware• CMT• Costco• Desk Chairs and Things• Dillard’s, The Mall at Green Hills• English & Company • Hermitage Lighting Gallery• Kirkland’s• Lowe’s Home Improvement• Porter Paint• Prime Source• SledgeCraft• Sprintz Furniture• Tennsco• The Installation Group

ReStore Donation Partners

Volunteer Hours at the ReStore for the Year Individual donated volunteer hours: 14,563 Group donated volunteer hours: 5,393 Total donated volunteer hours: 19,956 Individuals: 512 individuals have donated time.

Special thank you to volunteer groups: Adventures In Missions, Belmont AST, Catholic Heart Work Camp, HCA, National Council on Aging, UPS, Vanderbilt University Football team, Week of Hope, and Youth-Works.

Numbers to Keep Handy

ReStore (615) 942-1291

Deconstruct (615) 942-1273

Donation Pick Up (615) 942-1290

Fo u n d a t i o n fo r t h e Fu t u re | Re St o re

A n n u a l Re p o r t 2 01 7 | Fo u n d a t i o n fo r t h e Fu t u re A n n u a l Re p o r t 2 01 7 | Fo u n d a t i o n fo r t h e Fu t u re p a ge 2 3p a ge 2 2

D i v i s i o n s : Wi l s o n

What do you call a group of volunteers with little building experience coming together to build a house from the ground up for a family in need of affordable housing? M.A.D. Making A Difference. In fiscal year 2017, Wilson Habitat for Humanity built four homes for families in need of more stability in their lives. Hundreds of sponsors and volunteers worked tirelessly, increasing to 71 the total Habitat homes that have been built in Wilson County since 1992, making a difference in our community. This past year, the annual Golf Challenge raised over $50,000 to support affordable homeownership in Wilson County, a 66 percent increase from last year. Wilson Habitat for Humanity also hosted their Houses of Hope luncheon in the spring featuring WSMV Channel 4’s Demetria Kalodimos as the guest speaker. At the annual fundraiser, Dave Wilmer won the Spirit of Volunteerism Award, Providence United Methodist Church received the Spirit of Habitat Award and Pinnacle Financial Partners was presented with the Community Partnership Award.

“Each time a Habitat home is built, it demonstrates the power of caring individuals who collectively create a caring community.”

—Tory Tredway, Wilson Habitat director

For four consecutive years, Danny and Karen Dugan have sponsored a Habitat home in Wilson County. In the fall of 2016, they built a home for Jeanie Schoen-bachler. Jeanie had moved three times and each year when she had renewed her lease, the rent increased more than 30 percent. She has worked as a hair stylist for 30 years but couldn’t qualify for a traditional mort-gage. She celebrated her new Habitat home fall of 2016.

Wilson Habitat dedicated its 69th home sponsored by the Community Build in the fall of 2016. The future homeowner is expected to complete the Habitat program in 2017.

Ron and Leigh Anne Ankney have three children who range from 10 months to 11 years old. The family moved to Middle Tennessee four years ago after Ron lost his job due to downsizing. They had to move in with Ron’s parents in Mt. Juliet until they could find work and save enough money to move into a handicapped accessible apartment for their special needs son. The Ankneys celebrated their new Habitat home in June 2017 and were sponsored by Women Build.

Krionda Allen has two daughters and struggled with affordable housing for years. After moving numerous times to stabilize living costs, the family temporarily moved into the Brooks House, a transitional non-emergency homeless shelter. Krionda worked hard taking homeowner education classes and saving money for a down payment and built her Habitat home spring 2017. Krionda was sponsored by the Faith Build.

J e a n i e S c h o e n b a c h l e r Ro n a n d L e i g h A n n e A n k n e y

K r i o n d a A l l e n a n d d a u g h t e r s a t t h e i r d e d i c a t i o n , l e f t , a n d w i t h d a u g h t e r , L e x i , o n t h e b u i l d s i t e , r i g h t .

Joe Ali, Auto Village, LLCBobby Arnold, EnbridgeRob Baughman, L&L ContractorsMichelle Brooks-Young, City of LebanonSteve Brown, PublixLynda Burge, West Main RealtyJoni Cochran, Monarch Paradigm GroupDebra Dishmon, Rochelle, McCulloch & AuldsTrey Geisenhoffer, Wilson Bank & TrustJerry Kennon, Self-employedKim Lacy, Modern Woodmen FraternalJ.B. Loper, KrogerScott McCormick, Commerce Union BankRobin Morthel, Wilson County Board of EducationKyle Musice, Everett Cash MutualDavid Pierce, Manheim NashvilleKarl Rehmer, RetiredLinda Rising, RetiredDavid Rhodes, Mt. Juliet Advisors, LLCMatthew Ryan, Rochelle, McCulloch & AuldsRobin Sistad, Pinnacle BankDavid Sloan II, LochinvarLindsay Smith, The JewelersTom Wallace, MTSUDerrick Wilson, WestRock Lebanon Folding

W i l s o n C o m m u n i t y B o a r d

W i l s o n C o m m u n i t y M . A . D . f o r H a b i t a t

W i l s o n s p o n s o r s , p a g e 2 6 .

Vo l u n t e e r s f r o m L e b a n o n N o o n R o t a r y C l u b

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“The Habitat program goes far beyond the construction of a home. In fact, the program begins many months before we even swing the first hammer. Homeownership education and budget coaching are among the top priorities in our comprehensive program.”

— Jeff Bennett, Cheatham Habitat director

Dickson Habitat for Humanity built two homes in fiscal year 2017. Elizabeth Creech cut the ribbon to her new Habitat home in the fall of 2016. “Elisa-beth has gone above and beyond in fulfilling the requirements of our Habitat program,” said Jeff Bennett, Dickson Habitat director. “During each build weekend, she was the first to arrive and the last to leave.” Deonna Vaughn, a lifelong resident of Dickson, cut the ribbon to her new Habitat home spring of 2017. Deonna was concerned about rising rent and needed the stability of a fixed, affordable mortgage payment. Deonna’s spring build was Dickson Habitat’s 32nd home build. In 2018, Dickson Habitat will celebrate 24 years of service to its local community.

D i v i s i o n s : Ch e a t h a m D i v i s i o n s : D i c ks o n

To p : E l i z a b e t h C r e e c h c u t s t h e r i b b o n t o h e r H a b i t a t h o m e f a l l o f 2 0 1 6 . B e l o w : D e o n n a Va u g h n c e l e b r a t e s h e r n e w h o m e s p r i n g 2 0 1 7.

Leonard Belmares, Baker Law GroupEdward Blackburn, Retired, United Methodist ChurchMissy Chandler, Parker Peery PropertiesGeri Coshatt, Thunder Alley Family Bowling CenterHemant Dandekar, Porcelain IndustriesNick Green, Lowe’sChris Greene, Guardian Home HealthcareDustin Greene, TriStar Horizon HospitalBobby Hargrove, Bobby’s Car CareDale Karshenas, Exit Now RealtyBrenda Legg, RetiredMicah McAlister, U.S. BankCole McRae, New York LifeMartha Shepard, Dickson ApothecaryJenny Stephens, U.S. BankNeal Trice, Charles Woodard & Associates

D e o n n a h a m m e r s t h e f i r s t n a i l i n h e r n e w h o m e .

Dickso

nC

om

mu

nity

Bo

ard

Cheatham Community Board

Keith Auville, A.O. SmithFaye Bailey, RetiredShayne Bell, Community Bank & TrustStephen Carr, Stephen Carr RealtyValerie Dreier, Valerie Kemp Dreier CPATeresa Eads, Cheatham County Funeral HomeTony Gross, City of Kingston SpringsPatty Kennedy, Goldstar RealtyJean Leasure, RBS, Inc.Mary Littleton, TN State RepresentativeChris Moore, Gateway Assembly of GodJennifer Noe, Balthrop, Perry & NoeLarry Roberts, Pinnacle Financial PartnersEdward Wansing, The Compost CompanyDarrell White, TriStar Ashland City Medical CenterDianne Williams, Educational Trainer

In 2017, Cheatham Habitat for Humanity completed its sixth Habitat home build. Since its inception in 2011, nearly 1,200 volunteers have invested approximately 12,000 service hours building better lives and a better community. In spring of 2017, Cheatham County’s newest homeowner Jonathan Del Carpio cut the ribbon to his first home, a Habitat home. “Jonathan was out on the build site all eight days working with his sponsors to build his home. It’s truly been a life changing process for him to accom-plish homeownership and we couldn’t have done it without the hard work and support of all his sponsors and volunteers,” said Jeff Bennett, Cheatham Habitat director.

C h e a t h a m a n d D i c k s o n s p o n s o r s , p a g e 2 6 .

J o n a t h a n c u t s t h e r i b b o n t o h i s H a b i t a t h o m e s p r i n g o f 2 0 1 7.

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Wi l s o n S p o n s o r s

Dugan Build Danny and Karen Dugan Community BuildFirst Tennessee Bank Georgia-Pacific Foundation Lebanon Noon Rotary ClubLochinvar Manheim NashvilleThe Memorial FoundationA.O. Smith Foundation, Inc. Spectra Energy St. Stephen Catholic Community Wilson County Whip Crackin’ Rodeo Women BuildCustom Packaging Larry Powell Builders Lebanon Breakfast Rotary Club Linda Rising Modern Woodmen of AmericaProvidence United Methodist ChurchPublix Super Markets Charities, Inc. Wilson Bank & Trust Wilson County Whip Crackin’ Rodeo Faith Build Anonymous Family Foundation Bob and Pam BlackCollege Hills Church of Christ First United Methodist Church of LebanonManous Design Middle Tennessee Electric Sharing Change Mt. Juliet Church of Christ The Bridge Fellowship The Memorial Foundation Victory Baptist Church

24 ChurchA.O. Smith and A.O. Smith Foundation, Inc.Ashland City Free Will Baptist ChurchCheatham County Schools - Nickels for

NailsCommunity Bank and TrustDemonbreun RoofingDillon TransportationValerie Kemp Dreier CPADonnie and Jackie KempJohn E. Mayfield Charitable FoundationPinnacle Financial PartnersR.E. West TransportationRBS, Inc.Walmart 1226 - Ashland City

Ch e a t h a m Sp o n s o rs

D i c ks o n S p o n s o r s

David and Martha ShepardDickson First United Methodist ChurchFirst Farmers and Merchants BankGreater Nashville REALTORSGrindersEdgeHCA FoundationHigh Noon Rotary Club of DicksonMiddle Tennessee LumberMissy ChandlerPorcelain IndustriesU.S. Bank - DicksonUnited Way of Dickson CountyA.L.P. LightingBowman Chapel United Methodist ChurchJackson FoundationNashville Presbytery of the Cumberland Presbyterian ChurchPublix Super Markets Charities, Inc.Tennessee Housing Development Agency

20162017

$41,696$50,388

20162017

$24,387$30,225

F i n a n c i a l s

ASSETS 2017 2016

Mortgages $29,215 $27,820

Real Estate & Const. in Progress $2,717 $3,588

Cash $5,557 $5,836

Receivables $1,357 $1,418

Other Assets $11,542 $3,034

Total $50,388 $41,696

LIABILITIES 2017 2016

Notes Payable $23,999 $17,808

Unearned Revenue on Mortgages $4,422 $4,551

Accounts Payable & Accrued Exp. $450 $254

Deferred Revenue $830 $1,278

Escrow Accounts $524 $496

Total $30,225 $24,387

2017 2016

Temporarily Restricted $12,202 $11,621

Unrestricted $7,961 $5,689

Total $20,163 $17,310

REVENUE 2017 2016

Contributed Income $6,606 $4,263 Transfer to Homeowners $6,095 $4,760

ReStore Sales $2,001 $2,101

Mortgage Sales Interest Contribution $1,024 $2,583

Mortgage Discount Amortization $1,264 $980

Other Income $505 $644

Total $17,495 $15,331

EXPENSES 2017 2016

Program $12,710 $11,042

Support $1,933 $1,910

Total $14,643 $12,952

2017 2016

$2,853 $2,380

2017 2016

Program expense 87% 85%

Support expense 13% 15%

2016

2017

$17,310$20,163

2016

2017

$15,331$17,495

2016

2017

$12,952$14,643

Liabilities

Net Assets

Revenue

Expenses

Assets($ in 000s)

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Find us:Facebook @nashvillehabitatTwitter @HabitatNash

Find your photo at:www.habitatnashville.org/gallery

A n n u a l Re p o r t 2 01 7 | Fo u n d a t i o n fo r t h e Fu t u rep a ge 2 8

D o n o r sHard Hat Club $2,500 - $4,999

Bank of NashvilleBatten & Shaw, Inc.Bellevue Presbyterian ChurchBLOX, LLCBlueCross BlueShield of TennesseeBob and Pam BlackBone McAllester Norton PLLCMark and Suzanne BuchananRichard BryanCastle HomesChemTreatChrist Presbyterian AcademyRichard CourtneyMr. and Mrs. Robert Crichton Jr.Custom PackagingMark Deutschmann, The Village Real

Estate Advised Fund of The Community Foundation of Middle Tennessee

Dickinson WrightDivision 2 ConstructorsSteven and Debbie DunnEast End United Methodist ChurchFirst Church Unity of NashvilleFirst Farmers and Merchants BankFranklin American MortgageFrost Brown Todd LLCGil FuquaMr. and Mrs. Ken GerdesmeierRobin and Gary GloverBarbara and Greg HagoodHereford Dooley ArchitectsDanny and Susan HerronHindu Cultural Center of TennesseeJohnson Controls International, PLCDonnie and Jackie KempThe Kroger CompanyLebanon Rotary Club FoundationManous DesignMendy and Tony MazzoMiddle Tennessee LumberMike Ragan Roofing & Sheet Metal, Inc.Modern Woodmen of AmericaMt. Nebo Baptist ChurchN & S WaterproofingNashville Presbytery of the Cumberland

Presbyterian ChurchRandy and Jana Parham Charitable FundAlton Warren Phillips IIIPinnacle Financial PartnersPrecision Rubber Products Foundation, Inc.Renasant BankSimplexGrinnellSouth End United Methodist ChurchShirley and Stuart SpeyerStandard Candy CompanyState IndustriesSto CorpHarry TateTennscoHeather VallettWaller Lansden Dortch & Davis, LLPWashington FoundationWoodmont Hills Church of ChristWSPKittler Zibart

Front Door League $1,000 - $2,499

24 ChurchA. L. P. Lighting ComponentsAladdin Industries Foundation, Inc.Frances Bell Allen Family TrustAndrew Allen Charitable FoundationMike and Barbara AllenAntioch United Methodist ChurchAshland City Free Will Baptist ChurchJoe and Rita AtkinsAuto-Owners InsuranceJimmy and Cheri BattenThomas W. BeasleyDan BedoreBelmont United Methodist ChurchBowman Chapel United Methodist ChurchKevin and Yvonne BradleyBrasfield & Gorrie, LLCNeil Brawner

David and Mary Brislin Family FoundationMatthew and April BrittMartin BrownBurr & Forman LLPCheatham County SchoolsCindy BussCapStar BankMr. and Mrs. Kent CleaverComprehensive Health ManagementCon Edison SolutionsKendra CookeCooper Steel Fabricators, Inc.Denise CreswellDATCODelek Fund for HopeDevenney Group ArchitectsDickson First United Methodist ChurchDillon TransportationValerie Kemp Dreier CPARonald DunnExecutive Women International Ted and Laura FellmanJo Ann Fenters EstateNicholas FischerForest Hills United Methodist ChurchFree to Dream LLCMr. and Mrs. John H. GillespieDaniel and Lillian GilmerGoad Family FoundationGordon Memorial United Methodist ChurchMr. and Mrs. Robert GordonGresham, Smith and PartnersGrindersEdgeRodney HarrisHarvest Construction CompanyJoe HegerHigh Noon Rotary Club DicksonHoly Trinity Lutheran ChurchLucile Houseworth and Mark MagnusonRandy HowingtonHQ InsuranceDawn HuieHunt Brothers PizzaIslamic Center of NashvilleIslamic Center of TennesseeBob and Pamela JacksonMickey and Bari JacobsJohn Bouchard & Sons Co.Kendra ScottKirkland FoundationNeil and Susan KirshnerMr. and Mrs. Paul Kleine-KrachtEric KlindtSarah and Walter KnestrickAndrea and Steve LainhartLarry Powell BuildersLebanon Breakfast Rotary ClubMagazines.comJim and Jessica McCannJohn and Paula MeltonKeith MerrillMerrill LynchDaniel and Anoma MooreGeorge Mudter, Jr.Nashville Home InspectionNashville Mortgage Bankers AssociationNational Frame Building AssociationKim NeibleNemakNew Life MinistriesStephen and Barbara NewmanOdyssey Construction, LLCOutcome Construction Services LLCMr. and Mrs. Charles L. OverbyTim PattersonPeoples Home EquityPorcelain Industries, Inc.Proctor & Graves Service CompanyR. E. West Transportation, IncRagan-Smith Associates, Inc.Pete RennekerLinda RisingRobbins Geller Rudman & Dowd LLPJohn and Robin RobertsRochelle McCulloch & Aulds, PLLCThe Rodgers/Dale Family FoundationJessica and Josh ScoutenSecond Presbyterian ChurchSertoma Club of NashvilleSteve and Melissa Sledge

Mr. and Mrs. Greg SmithAnn SoderquistSpectra Energy FoundationMark StankewiczRob StephensonSamuel B. StrangStratacommSummit Constructors, Inc.SunTrust BankGeorge ThiemeAudrey and Jim TimberlakeTMPartnersMr. and Mrs. Tory TredwayTrinity Presbyterian ChurchTriStar BankUnited Way of Dickson CountyUnited Way of Metropolitan ChicagoMr. and Mrs. Van SteelWagon Wheel Title & Escrow, LLCWalker Lumber & Hardware, Inc.Tom and Sherrie WallaceMr. and Mrs. Richard WallowerWalmart and the Walmart FoundationWard and Paula WilsonMark WeberWestRockR.E. West TransportationPatricia WhiteWholesale Inc.Dr. Chad WilliamsWilson Bank & TrustWilson County Whip Crackin RodeoWoodbine United Methodist ChurchEmily YttriNancy and Michael Zoretic

Mighty Hammer Club $500 - $999

A.N.D. ElectricDavid B. AmiotDru AndersonArmstrong FlooringAustermiller, Inc.Jill AustinDaniel and Patsy BaccusBank TennesseeBarge Cauthen & Associates, Inc.Douglas E. BarryBDY EnvironmentalBeauty BoutiqueAmy L. Bedore CPA PLLCJeff BennettBentley’s Air Conditioning, Inc.Bike & Build, Inc.Stephanie BrooksBurge Builders, IncPaul L. BurrowsCD Steger Construction, Inc.Century 21 West Main Realty & AuctionCFC OverseasJennifer CookeConcrete StructuresDaren ConnoleMichelle CottonTom CurlDalton BoxMarty and Betty DickensMr. and Mrs. Thomas E. DienerDavid L. and Kelly DixonEastwood Christian ChurchChristi EdwardsEnsworth SchoolFellowship Sunday School Class of First

United Methodist ChurchFerro CorporationMr. and Mrs. Scott FieldingMr. and Mrs. Jack FleischerFranklin Motor Company, Inc.Frasier, Dean & Howard, PLLCFreeman Webb Company RealtorsTimothy GagleGateway Assembly of GodMartha and Eric GrindelandGullett, Sanford, Robinson & Martin, PLLCCordia HarringtonH.G. Hill Realty Company, LLCBilly HamburgMargaret HarrisMike and Donetta Hedges

Thomas HendricksHiscall, Inc.Hobbs & AssociatesL. Wearen HughesCristy HusseiniInglewood United Methodist ChurchJ.T. Lovell Company, Inc.Sherrie KaiserDeb and Steve LaForgeThomas LampeLilly PulitzerPatrick LowryLoretta MacleanMajestic Soda CorpMartin Bros.John and Christine McCarthyScott McCormickJohn McDearmanScott and Leslie McGilberryMesser Construction Co.Annelise MetscherSandra MillerMark and Amy MitchellMekesha MontgomerySara G. MoonLarry and Susan MortonPaul A. MurrayNew Christian Fellowship SanctuaryNHC Healthcare, DicksonNOLA Homes, LLCJerome and Joan OglesbyKaren PageParker Peery PropertiesParsons Engineering, Inc.Lauren Lane PaynePegram Church of ChristKenneth and Molly PetroniPFP LLCPatricia and Larry R. PlumRoman and Kathleen PohlidGreg PopeLarry PowellDeborah Evans PriceBrice PufahlRamsey Thornton Barrett Osborn, PLCWilliam RegenRE/MAX Exceptional PropertiesThomas Roady IIIAngela RobertsTim RobertsPete RobinsonRebecca and Aaron RoeDawn RudolphRev. and Mrs. Carson SalyerRobin SistadRhonda and David SloanSouthminster Presbyterian ChurchCathy & Mike Sowers Charitable FundDennis and Patti SpitlerDavid and Nanette StorieAnn and Turney StevensJim and Karel StraughnDr. and Mrs. Paul StumbSudarshan SuvarnaTodd Binkley InsuranceTotal Comfort Systems, IncTotty ChiropracticAmanda WachtlerWalmart FoundationDr. Ming WangEmily WarthenJohn and Susan WestValerie WilliamsDonald WilliamsonW. Ridley Wills IIAnna WindrowJames WindrowBob WoodWorth Properties, LLC

Brick & Mortar Club $250-$499

231 Car Sales, Inc.ADTAdvanced Diagnostic Imaging, PCAdventureworksAeroCare Holdings, Inc.Joe AliBrian Ambrose

p a ge 2 9

Fuller Society $100,000 +Anonymous DonorThe Barnes Housing Trust FundEstate of Marillyn Frances CraigFederal Home Loan Bank of

CincinnatiThe Frist FoundationThe Housing FundMr. and Mrs. David B. IngramJoe C. Davis FoundationDavid and Roxane McGowanThe Memorial FoundationMetropolitan Development and

Housing AgencyNissan North AmericaTennessee Housing Development

AgencyU.S. Department of Housing and

Urban Development

Master Builder $60,000 - $99,999Catholic BuildDollar General CorporationDanny and Karen Dugan First Presbyterian ChurchGreater Nashville REALTORS HCA and The HCA FoundationKirkland’sPublix Super Markets Charities, Inc.Saint Thomas Health ServicesTaste of the Titans: Sponsored by

Tennessee Titans and Nissan North America

Thrivent FinancialUnited Methodist Church BuildUnity BuildWestminster Presbyterian Church

Community Builder $30,000 - $59,999Blevins Family Advised FundDeloitteThe Fugitive FoundationMelkus Family FoundationDr. and Mrs. Philip M. PfefferJustin and Valere Blair Potter

FoundationSchneider ElectricWest End United Methodist ChurchWoodmont Christian Church

Dream Builder $15,000 - $29,000Aegis Sciences CorporationBank of America Charitable FoundationBelmont UniversityCaterpillar Financial Services CorporationChrist Church CathedralChrist the King ChurchConAgra FoodsFord CreditHabitat for Humanity InternationalCharles and Sharon HewittIngram Entertainment Inc.LifeWay Christian ResourcesManheim NashvilleMiddle Tennessee ElectricProvidence United Methodist ChurchRegions BankRepresentative David and Martha ShepardSpectra EnergySt. Henry Catholic ChurchTruxton TrustUPS Foundation, Inc.Wells Fargo and the Wells Fargo Housing

Foundation

Hope Builder $7,500 - $14,999AIGAMSURGA. O. Smith Foundation, Inc.Ashley Home StoreThe Bahler Family FundRev. and Mrs. C. Edward BlackburnBrookside PropertiesMr. and Mrs. Ed BrownJames and Susan BryantRuss and Allison BurnsCalvary United Methodist ChurchCathedral of the IncarnationMissy ChandlerCMT One CountryCovenant Capital GroupDellDPR ConstructionEarl Swensson Associates, Inc.First Baptist Church NashvilleFirst Evangelical Lutheran ChurchFirst Tennessee BankGEODIS Georgia-Pacific FoundationGlover Group EntertainmentGoogle FiberJohn Scott HickmanH. Michael Hindman Architects PCInfoSystemsIngram Marine GroupInternational Assurance of Tennessee, Inc.Jackson FoundationJudson Baptist ChurchKiwanis Club of NashvilleKPMG LLPKraftCPAs PLLC

Layton Construction CompanyLetterLogic, Inc.John E. Mayfield Charitable FoundationMed-Cert, Inc.Mark MertelMichael J. NaderNorth America AdministratorsRBS, Inc. Results PhysiotherapyKurt RidderMarcello SerratoServisFirst BankDorothea Severino Gift FundSkanska Karen SpringerSt. Stephen Catholic CommunityTemple Ohabai SholomTennessee Bun CompanyTennessee Football, Inc.The Travelers Companies, Inc.Turner Construction CompanyU.S. BankUniversity School of NashvilleVanderbilt University Habitat for HumanityVF Imagewear Inc. & VF FoundationChristie WilsonWoodmont Baptist Church

Ground Breaker $5,000 - $7,499Belle Meade United Methodist ChurchBerry Global, Inc.Black & Black, LLCThe Bridge FellowshipCollege Hills Church of ChristCommunity Bank & TrustConsolidated Engineering LaboratoriesDillard’s in The Mall at Green HillsLinda DreadenEmbraer-North AmericaMr. and Mrs. John FergusonFifth Third BankFirst Presbyterian Church FranklinFirst Unitarian Universalist ChurchFirst United Methodist Church of Lebanon

TN, Inc.Evelyn S. & Jim Horne Hankins

FoundationHermitage United Methodist ChurchHCA FoundationHillsboro Presbyterian ChurchIslamic Center of MurfreesboroJE Dunn ConstructionGeorge P. JohnsonMorgan Stanley FoundationMt. Juliet Church of ChristStrike LLCMr. and Mrs. DeWitt C. Thompson IVThompson MachineryVictory Baptist ChurchWMK ConsultingKen and Barb Zipperian

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p a ge 3 0 A n n u a l Re p o r t 2 01 7 | Fo u n d a t i o n fo r t h e Fu t u re p a ge 3 1A n n u a l Re p o r t 2 01 7 | Fo u n d a t i o n fo r t h e Fu t u re

Jeff AndersonAshley Boyd CounselingMelissa and Alan AthertonJ. Hunter AtkinsCameron BaenzingerJeff and Virgina BaileyBank of TennesseeBankers Title & Escrow CorporationCharles A. BartonBeard & Associates LLCLeonard and Crystal BelmaresClaudia BertucaBobby’s Car Care, Inc.Steve BodifordTim and Linda BoggsAndy and Jenny BolesAnna BoonBoy Scout Troop 1204Damon Clark Boyd IIMr. and Mrs. John M. BrannanAmy R. BrownStephen E. ButlerRichard BynumKim CannonGina CantrellCentury Investment Partners, Inc.Sandra ChaseCity of LebanonMr. and Mrs. Bob ClementPatrick CliffordRebecca ClimerCharles CoffeeMark CohenSanford and Pam ComeauxCool Springs UpholsteryJoel G. CooperJohn CooperCornerstone Homes, Inc Cumberland Skin Surgery & Dermatology, PCKathryn O. DaleyKurt and Eli DennyDickson County Ministerial FellowshipDickson Optical, P.C.John DoergeThe Dog SpotLarry DorrisDonna DudekWesley DuganEastland Construction, Inc.Leeann EatonEnfield Management Company, LLCFaye EudaileyMichael EzsolFakes & HookerClayton and Carol FryerDavid and Melinda Gales FundLane and Anjou GerhardtGibbs Pharmacy, Inc.Fred Graham and Skila HarrisChris and Cherie GreenBret D. Haines & Jordana HayesPatricia HamiltonMel and Catherine HansonDon and Tracy HardinTheresa HermanHighwoods Properties, Inc.Cory HolmanPeggy A. HorneHotSpring Spas of Music CityStephen HouseHurdle Land & Realty, Inc.Tim and Jennifer HurtI.C. Thomasson Associates, Inc.Imagine Nation Books, LTD.Intertek-PSIMartha IvesterJim JirjisJane JonesSarah JonesDale and Amir KarshenasFather Patrick KibbyPamela KingMr. and Mrs. Fred KirbyRalph KnaussWally KnoxDebbie LambertLarissa LentileJohn W. Lewis and Ms. Barbara DevaneyMatt LittleLoJac Enterprises, Inc.

Becky LovelaceRobert W. Lowe Jr.Robert LylesDan MackDon Mahone ConstructionKen MartinPhillip Masengill, IIJeffrey and Melissa MatlockCharles and Mallory MaxwellB. Wes MaynardBenton G. McKnightPat McMakinMr. and Mrs. Martin F. McNamara IIIMerryman-Farr, LLCGloria and Don MersmanElizabeth and Roswell MillerCindy MonroeKarri MorganJennifer and Richard MoscardelliKatherine and Michael MoscardelliThe Mover FamilyMurphy’s Cee BeeElizabeth and Robert MyersJulie NorfleetLisa Suzanne NormanJordan and Andrea OsbornParrish & Associates, Inc.Charles E. PawlawskiJohn and Anne PetrucelliPaul J. PlummerDianne C. PorterJamie PoseyNixon PressleyProperty Tax Help LLCMario and Sonia RamosJohn RamsayRegional ENT Associates, PCCathy RhodesSteve RileyRocking R Companies, LLCAnne and Richard RolmanMr. and Mrs. Denis O. RoweRPM Transportation Consultants, LLCMelinda and Scott RuffinAmber Nichole RyanVilesh and Holly SalunkheSammie Gibbs ConstructionDr. and Mrs. Harry SandersJames E. Santry Family FundRobert E. ScarlettDon and Stacey SchlitzCory SchroderMatthew SeckmanEdward SeptimusJewel and James SimmonsSimplifileCary D. SmithLucy SmithKevin SmithSmith Chiropractic and RehabilitationSoutheast Venture, LLCAndrew SouthernSouthern Bank of TennesseeStephen E. ButlerStewart Title CompanyLeigh SutherlandSycamore Middle SchoolJessica TaylorSteve and Carolyn TaylorDaniel ThompsonTHW Insurance Services, LLCBobby TidwellTraditions First BankRick and Barb TurnerUBS Financial ServicesUS Trackwork LLCJennifer UsseryDoug and Lynn VarnerTessa Forstner-WattsWes DuganWest Cheatham Elementary SchoolJanet WestmorelandDanny and Kathy WheelerGary WhitakerRachel and Marcus WhitneyBetty WilliamsMr. and Mrs. Joseph WoodruffDavid YeaterYourCause, LLC

G i f t - I n - K i n d A.O. Smith . . . . . . . . . . . . . . . . . . . . . . . High efficiency water heaters

Book ’Em. . . . . . . . . . . . . . . . . . . . . . . . . Books for homeowner children

Berry Plastics . . . . . . . . . . . . . . . . . . . . . . TYPAR weather protection products

Cree Lighting . . . . . . . . . . . . . . . . . . . . . LED downlight kits, LED light-bulbs

Dollar General Corp.. . . . . . . . . . . . . . . . Housewarming gift baskets

Dow. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1” and 2” extruded polystyrene insulation boards, expanding foam seal, sill seal, window and door flashing, straight flashing, construction tape, house wraps

Hermitage Lighting Gallery. . . . . . . . . . . Interior and exterior lighting fixtures, ceiling fans, and 4’ tube and compact fluorescent bulbs

Home Depot . . . . . . . . . . . . . . . . . . . . . . Tool buckets

Hunt Brothers Pizza . . . . . . . . . . . . . . . . . Pizza lunch for build volunteers and sponsors

Hunter Douglas. . . . . . . . . . . . . . . . . . . . Window blinds

Koorsen Fire and Security . . . . . . . . . . . . Fire extinguishers for each house

Nothing Bundt Cakes . . . . . . . . . . . . . . . Cakes for each house

P&G . . . . . . . . . . . . . . . . . . . . . . . . . . . . Housewarming gift baskets

Richard Sebastian, Ortale Kelley. . . . . . . Legal Services

Schneider Electric . . . . . . . . . . . . . . . . . . Breaker panels and covers, surge protectors, circuit breakers, circuit breaker locks

Valspar . . . . . . . . . . . . . . . . . . . . . . . . . . Interior, exterior and primer paint

Whirlpool . . . . . . . . . . . . . . . . . . . . . . . . ENERGY STAR refrigerator, stove

Yale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Dead bolt/lock combinations, interior locking knobs, interior non-locking knobs, dummy knobs

Batten & ShawBelmont Phi Kappa TauBridgestone OTRChurchill MortgageCoyote Ugly SaloonCumberland University Men’s BasketballFisk UniversityFlood, Bumstead, McCreary, and McCarthy, Inc.Goodpasture Christian School Beta ClubHunt Brothers PizzaInsight GlobalThe IRSMarriott Business CouncilThe Mission ContinuesMount Zion BaptistNashville GrizzliesProviderTrustSchrader Lane Church of ChristSOLIDTennessee Department of Finance and AdministrationTennessee Returned Peace Corps VolunteersTennessee State University Women’s BasketballUS Coast Guard

Vo l u n t e e r G r o u p s

414 Harding Place, Suite 100, Nashville, TN 37211 | 615.254.4663 | www.habitatnashville.org

Eight Day Build

• Start landscaping• Install mirrors

7

• Install hardware• Install door stops

• Punch out interior• Finish landscaping

8

• Clean and prepare for dedication

• Install kitchen cabinets • Finish interior paint

6• Install countertops• Finish front porch

4• Finish soffit• Install blocking

• Finish siding• Finish insulation

• Install roof trusses• Install truss bracing

2• Install exterior doors• Install deadwood

• Install inside doors• Install trim

5• Caulk trim• Interior paint

• Install siding• Install insulation

3• Caulk plates• Caulk panel joints

• Raise wall panels • Install blue board

1• Install windows• Top plate house

T h a n k Yo u t o O u r 2 0 1 6 F a l l B u i l d S p o n s o r s T h a n k Yo u t o O u r 2 0 1 7 S p r i n g B u i l d S p o n s o r s

A n n u a l Re p o r t 2 01 7 | Fo u n d a t i o n fo r t h e Fu t u re A n n u a l Re p o r t 2 01 7 | Fo u n d a t i o n fo r t h e Fu t u rep a ge 3 2 p a ge 3 3

And what does the Lord require of you? To act justly and to love mercy and to walk humbly with your God.

— Micah 6:8

Habitat for Humanity of Greater Nashville • 414 Harding Place, Suite 100, Nashville, TN 37211(615) 254-HOME • www.habitatnashville.org.