credit cards star ratings€¦ · american express air new zealand card 19.95% n/a nil ‐ 55 2,000...
TRANSCRIPT
Annual Fee^ ($)
Credit Cards Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company Product Purchase Rate p.a*
Cash Advance Rate p.a*
Spend To Waive Fee
($)
Credit Limit Available ($)
Interest Free Days
Rewards Available
Low Rate
Concierge Service
Extended Warranty
Travel Insurance
"Outstanding Value"
13.50% 22.95% Nil ‐ 55 1,000+ ASB Bank Visa Light
13.45% 22.95% 60 ‐ 55 500+ BNZ Low Rate MasterCard
13.45% 22.95% 65 ‐ 55 500+ Westpac Low Rate MasterCard
"Rising Star"
12.95% 12.95% 20 ‐ 55 1,000 ‐ 30,000 The Co-opera ve Bank Fair Rate
12.69% 21.95% 59 ‐ 55 Any American Express Low Rate Credit Card
13.90% 22.95% 58 ‐ 55 500+ ANZ Bank Low Rate MasterCard
13.45% 19.95% 50 ‐ 55 500 ‐ 20,000 Kiwibank Low Rate MasterCard
19.95% N/A Nil ‐ 55 2,000 ‐ 25,000 American Express Air New Zealand Card
20.95% 22.95% 30 ‐ 55 500+ ANZ Bank MasterCard
20.95% 22.95% 30 ‐ 55 500+ ANZ Bank Visa
20.95% 22.95% 24 ‐ 55 500+ ASB Bank Visa
20.95% 22.95% 80 ‐ 55 5,000+ ASB Bank Visa Gold
20.95% 22.95% 40 ‐ 55 500+ BNZ Advantage Classic MasterCard
20.95% 22.95% 40 ‐ 55 500+ BNZ Advantage Classic Visa
19.99% 22.99% 65 ‐ 55 500+ Gem Onecard Visa
Credit Card Star Ratings 2016 - Page 1Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised where applicable.
Annual Fee^ ($)
Credit Cards Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company Product Purchase Rate p.a*
Cash Advance Rate p.a*
Spend To Waive Fee
($)
Credit Limit Available ($)
Interest Free Days
Rewards Available
Low Rate
Concierge Service
Extended Warranty
Travel Insurance
16.90% 22.95% 25 ‐ 44 500+ Kiwibank Airpoints Low Fee MasterCard
17.90% 19.95% 80 ‐ 55 5,000 ‐ 20,000 Kiwibank MasterCard Gold
16.90% 19.95% Nil ‐ 55 500 ‐ 20,000 Kiwibank MasterCard Zero
18.50% 18.50% 30 ‐ 55 1,000+ TSB Bank Visa Card
19.95% 22.95% Nil ‐ 55 1,500 ‐ 15,000 Warehouse Money Purple Visa Card
19.95% 22.95% Nil ‐ 55 1,500 ‐ 15,000 Warehouse Money Visa Card
20.95% 22.95% 55 ‐ 55 500+ Westpac Airpoints MasterCard
20.95% 22.95% 44 ‐ 55 500+ Westpac hotpoints MasterCard
19.95% N/A 195 ‐ 55 5,000 ‐ 100,000 American Express Airpoints Pla num Card
19.95% 21.95% 149 ‐ 55 5,000 ‐ 100,000 American Express Pla num Edge Credit Card
20.95% 22.95% 65 ‐ 44 500+ ANZ Bank Airpoints Visa
20.95% 22.95% 60 ‐ 55 500+ ANZ Bank Cashback MasterCard
20.95% 22.95% 60 ‐ 55 500+ ANZ Bank Cashback Visa
20.95% 22.95% 75 ‐ 44 500+ ANZ Bank Qantas Visa
20.95% 22.95% 65 ‐ 44 500+ Kiwibank Airpoints Standard MasterCard
19.95% 21.95% 68 ‐ 44 500+ Diners Club New Zealand Personal Credit Card
Credit Card Star Ratings 2016 - Page 2Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised where applicable.
Annual Fee^ ($)
Credit Cards Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company Product Purchase Rate p.a*
Cash Advance Rate p.a*
Spend To Waive Fee
($)
Credit Limit Available ($)
Interest Free Days
Rewards Available
Low Rate
Concierge Service
Extended Warranty
Travel Insurance
25.99% 25.99% 52 ‐ 55 500+ Gem Gem Visa
Credit Card Star Ratings 2016 - Page 3Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised where applicable.
Annual Fee^ ($)
Credit Cards Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company Product Purchase Rate p.a*
Cash Advance Rate p.a*
Spend To Waive Fee
($)
Credit Limit Available ($)
Interest Free Days
Rewards Available
Low Fee
Concierge Service
Extended Warranty
Travel Insurance
"Outstanding Value"
13.50% 22.95% Nil ‐ 55 1,000+ ASB Bank Visa Light
16.90% 19.95% Nil ‐ 55 500 ‐ 20,000 Kiwibank MasterCard Zero
19.95% N/A Nil ‐ 55 2,000 ‐ 25,000 American Express Air New Zealand Card
16.90% 22.95% 25 ‐ 44 500+ Kiwibank Airpoints Low Fee MasterCard
19.95% 22.95% Nil ‐ 55 1,500 ‐ 15,000 Warehouse Money Purple Visa Card
19.95% 22.95% Nil ‐ 55 1,500 ‐ 15,000 Warehouse Money Visa Card
13.90% 22.95% 58 ‐ 55 500+ ANZ Bank Low Rate MasterCard
20.95% 22.95% 30 ‐ 55 500+ ANZ Bank MasterCard
20.95% 22.95% 30 ‐ 55 500+ ANZ Bank Visa
20.95% 22.95% 24 ‐ 55 500+ ASB Bank Visa
20.95% 22.95% 80 ‐ 55 5,000+ ASB Bank Visa Gold
20.95% 22.95% 40 ‐ 55 500+ BNZ Advantage Classic MasterCard
20.95% 22.95% 40 ‐ 55 500+ BNZ Advantage Classic Visa
13.45% 22.95% 60 ‐ 55 500+ BNZ Low Rate MasterCard
25.99% 25.99% 52 ‐ 55 500+ Gem Gem Visa
19.99% 22.99% 65 ‐ 55 500+ Gem Onecard Visa
Credit Card Star Ratings 2016 - Page 4Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised where applicable.
Annual Fee^ ($)
Credit Cards Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company Product Purchase Rate p.a*
Cash Advance Rate p.a*
Spend To Waive Fee
($)
Credit Limit Available ($)
Interest Free Days
Rewards Available
Low Fee
Concierge Service
Extended Warranty
Travel Insurance
13.45% 19.95% 50 ‐ 55 500 ‐ 20,000 Kiwibank Low Rate MasterCard
17.90% 19.95% 80 ‐ 55 5,000 ‐ 20,000 Kiwibank MasterCard Gold
18.50% 18.50% 30 ‐ 55 1,000+ TSB Bank Visa Card
20.95% 22.95% 55 ‐ 55 500+ Westpac Airpoints MasterCard
20.95% 22.95% 44 ‐ 55 500+ Westpac hotpoints MasterCard
13.45% 22.95% 65 ‐ 55 500+ Westpac Low Rate MasterCard
12.69% 21.95% 59 ‐ 55 Any American Express Low Rate Credit Card
19.95% 21.95% 149 ‐ 55 5,000 ‐ 100,000 American Express Pla num Edge Credit Card
20.95% 22.95% 65 ‐ 44 500+ ANZ Bank Airpoints Visa
20.95% 22.95% 60 ‐ 55 500+ ANZ Bank Cashback MasterCard
20.95% 22.95% 60 ‐ 55 500+ ANZ Bank Cashback Visa
20.95% 22.95% 75 ‐ 44 500+ ANZ Bank Qantas Visa
20.95% 22.95% 65 ‐ 44 500+ Kiwibank Airpoints Standard MasterCard
19.95% N/A 195 ‐ 55 5,000 ‐ 100,000 American Express Airpoints Pla num Card
19.95% 21.95% 68 ‐ 44 500+ Diners Club New Zealand Personal Credit Card
Credit Card Star Ratings 2016 - Page 5Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $12,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
"Outstanding Value"
999,99901:105519.99% ‐65Onecard VisaGem
‐‐1:1505519.95% ‐NilPurple Visa CardWarehouse Money
5,000005520.95% ‐60Cashback MasterCardANZ Bank
9,9995,0000.5
30,0009,9991
5,000005520.95% ‐60Cashback VisaANZ Bank
9,9995,0000.5
30,0009,9991
‐‐1:405520.95% ‐40Advantage Classic MasterCard ‐ Fly BuysBNZ
‐‐1:405520.95% ‐40Advantage Classic Visa ‐ Fly BuysBNZ
‐‐1:155518.95% ‐145Advantage Visa Pla num ‐ Fly BuysBNZ
‐‐1:1505520.95% ‐44VisaASB Bank
‐‐1:1505520.95% ‐40Advantage Classic MasterCard ‐ Cash RewardsBNZ
‐‐1:1505520.95% ‐40Advantage Classic Visa ‐ Cash RewardsBNZ
Credit Card Star Ratings 2016 - Page 1Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $12,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
‐‐1:755518.95% ‐145Advantage Visa Pla num ‐ Cash RewardsBNZ
‐‐15520.95% ‐44hotpoints MasterCardWestpac
‐‐2:10Charge Card ‐1,250Pla num CardAmerican Express
‐‐15519.95% ‐149Pla num Edge Credit CardAmerican Express
5,000005520.95% ‐125Cashback Pla num MasterCardANZ Bank
9,9995,0000.5
‐9,9991
5,000005520.95% ‐125Cashback Visa Pla numANZ Bank
9,9995,0000.5
‐9,9991
‐‐1:1305520.95% ‐100Visa GoldASB Bank
‐‐1:1005519.95% ‐150Visa Pla numASB Bank
‐‐150Charge Card ‐98Charge CardDiners Club New Zealand
‐‐14419.95% ‐98Personal Credit CardDiners Club New Zealand
‐‐2:15520.95% ‐125hotpoints Pla num MasterCardWestpac
Credit Card Star Ratings 2016 - Page 2Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $12,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
‐‐3:14416.95% 100,000390hotpoints World MasterCardWestpac
Credit Card Star Ratings 2016 - Page 3Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $24,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
"Outstanding Value"
‐‐1:755518.95% ‐145Advantage Visa Pla num ‐ Cash RewardsBNZ
‐‐1:155518.95% ‐145Advantage Visa Pla num ‐ Fly BuysBNZ
999,99901:105519.99% ‐65Onecard VisaGem
5,000005520.95% ‐60Cashback MasterCardANZ Bank
9,9995,0000.5
30,0009,9991
5,000005520.95% ‐60Cashback VisaANZ Bank
9,9995,0000.5
30,0009,9991
‐‐1:405520.95% ‐40Advantage Classic MasterCard ‐ Fly BuysBNZ
‐‐1:405520.95% ‐40Advantage Classic Visa ‐ Fly BuysBNZ
‐‐1:1505519.95% ‐NilPurple Visa CardWarehouse Money
‐‐2:15520.95% ‐125hotpoints Pla num MasterCardWestpac
Credit Card Star Ratings 2016 - Page 4Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $24,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
5,000005520.95% ‐125Cashback Pla num MasterCardANZ Bank
9,9995,0000.5
‐9,9991
5,000005520.95% ‐125Cashback Visa Pla numANZ Bank
9,9995,0000.5
‐9,9991
‐‐1:1505520.95% ‐44VisaASB Bank
‐‐1:1305520.95% ‐100Visa GoldASB Bank
‐‐1:1005519.95% ‐150Visa Pla numASB Bank
‐‐1:1505520.95% ‐40Advantage Classic MasterCard ‐ Cash RewardsBNZ
‐‐1:1505520.95% ‐40Advantage Classic Visa ‐ Cash RewardsBNZ
‐‐15520.95% ‐44hotpoints MasterCardWestpac
‐‐15519.95% ‐149Pla num Edge Credit CardAmerican Express
‐‐150Charge Card ‐98Charge CardDiners Club New Zealand
‐‐14419.95% ‐98Personal Credit CardDiners Club New Zealand
Credit Card Star Ratings 2016 - Page 5Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $24,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
‐‐2:10Charge Card ‐1,250Pla num CardAmerican Express
‐‐3:14416.95% 100,000390hotpoints World MasterCardWestpac
Credit Card Star Ratings 2016 - Page 6Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $60,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
"Outstanding Value"
‐‐1:755518.95% ‐145Advantage Visa Pla num ‐ Cash RewardsBNZ
‐‐1:155518.95% ‐145Advantage Visa Pla num ‐ Fly BuysBNZ
‐‐3:14416.95% 100,000390hotpoints World MasterCardWestpac
5,000005520.95% ‐125Cashback Pla num MasterCardANZ Bank
9,9995,0000.5
‐9,9991
5,000005520.95% ‐125Cashback Visa Pla numANZ Bank
9,9995,0000.5
‐9,9991
‐‐1:1005519.95% ‐150Visa Pla numASB Bank
999,99901:105519.99% ‐65Onecard VisaGem
‐‐2:15520.95% ‐125hotpoints Pla num MasterCardWestpac
‐‐1:1505520.95% ‐44VisaASB Bank
‐‐1:1305520.95% ‐100Visa GoldASB Bank
Credit Card Star Ratings 2016 - Page 7Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $60,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
‐‐1:1505520.95% ‐40Advantage Classic MasterCard ‐ Cash RewardsBNZ
‐‐1:405520.95% ‐40Advantage Classic MasterCard ‐ Fly BuysBNZ
‐‐1:1505520.95% ‐40Advantage Classic Visa ‐ Cash RewardsBNZ
‐‐1:405520.95% ‐40Advantage Classic Visa ‐ Fly BuysBNZ
‐‐1:1505519.95% ‐NilPurple Visa CardWarehouse Money
‐‐15519.95% ‐149Pla num Edge Credit CardAmerican Express
5,000005520.95% ‐60Cashback MasterCardANZ Bank
9,9995,0000.5
30,0009,9991
5,000005520.95% ‐60Cashback VisaANZ Bank
9,9995,0000.5
30,0009,9991
‐‐150Charge Card ‐98Charge CardDiners Club New Zealand
‐‐14419.95% ‐98Personal Credit CardDiners Club New Zealand
‐‐15520.95% ‐44hotpoints MasterCardWestpac
Credit Card Star Ratings 2016 - Page 8Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $60,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
‐‐2:10Charge Card ‐1,250Pla num CardAmerican Express
Credit Card Star Ratings 2016 - Page 9Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $120,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
"Outstanding Value"
‐‐1:755518.95% ‐145Advantage Visa Pla num ‐ Cash RewardsBNZ
‐‐1:155518.95% ‐145Advantage Visa Pla num ‐ Fly BuysBNZ
‐‐3:14416.95% 100,000390hotpoints World MasterCardWestpac
5,000005520.95% ‐125Cashback Pla num MasterCardANZ Bank
9,9995,0000.5
‐9,9991
5,000005520.95% ‐125Cashback Visa Pla numANZ Bank
9,9995,0000.5
‐9,9991
‐‐1:1005519.95% ‐150Visa Pla numASB Bank
999,99901:105519.99% ‐65Onecard VisaGem
‐‐2:15520.95% ‐125hotpoints Pla num MasterCardWestpac
‐‐15519.95% ‐149Pla num Edge Credit CardAmerican Express
‐‐1:1505520.95% ‐44VisaASB Bank
Credit Card Star Ratings 2016 - Page 10Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $120,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
‐‐1:1305520.95% ‐100Visa GoldASB Bank
‐‐1:1505520.95% ‐40Advantage Classic MasterCard ‐ Cash RewardsBNZ
‐‐1:405520.95% ‐40Advantage Classic MasterCard ‐ Fly BuysBNZ
‐‐1:1505520.95% ‐40Advantage Classic Visa ‐ Cash RewardsBNZ
‐‐1:405520.95% ‐40Advantage Classic Visa ‐ Fly BuysBNZ
‐‐1:1505519.95% ‐NilPurple Visa CardWarehouse Money
5,000005520.95% ‐60Cashback MasterCardANZ Bank
9,9995,0000.5
30,0009,9991
5,000005520.95% ‐60Cashback VisaANZ Bank
9,9995,0000.5
30,0009,9991
‐‐150Charge Card ‐98Charge CardDiners Club New Zealand
‐‐14419.95% ‐98Personal Credit CardDiners Club New Zealand
‐‐15520.95% ‐44hotpoints MasterCardWestpac
Credit Card Star Ratings 2016 - Page 11Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase Rate p.a*
Spend To Waive Fee
($)
Points Per $1
No Cap
Start ($)
End ($)
Rewards $120,000 Annual Spend
Interest Free Days
Rewards Available
Merch‐andise
Travel Voucher Cashback
‐‐2:10Charge Card ‐1,250Pla num CardAmerican Express
Credit Card Star Ratings 2016 - Page 12Report Date: December 2016. (All information is correct as at December 2016) *Rate as at 15th November, 2016. ^Annualised fee where applicable.
Annual
Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.
This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase
Rate p.a*
Spend To
Waive Fee
($)No Cap
Interest Free
Days
Effec&ve Airline Earn Rates
QantasSingaporeAir New
ZealandMalaysiaVelocity FlyBuys
Flight Rewards $12,000 Annual Spend
"Outstanding Value"�����
American Express Air New Zealand Card 19.95% Nil - 55 1:100✔
American Express Pla�num Edge Credit Card 19.95% 149 - 55 1:175 0.50 0.50 0.50 0.50✔
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Kiwibank Airpoints Low Fee MasterCard 16.90% 25 - 44 1:160✔
Kiwibank Airpoints Standard MasterCard 20.95% 65 - 44 1:120✔
Westpac Airpoints MasterCard 20.95% 55 - 55 1:120✔
���
ANZ Bank Airpoints Visa 20.95% 65 - 44 1:120✔
ANZ Bank Airpoints Visa Pla�num 20.95% 150 - 44 1:75✔
Kiwibank Airpoints Pla�num MasterCard 20.95% 150 - 44 1:75✔
Westpac Airpoints Pla�num MasterCard 20.95% 145 - 44 1:75✔
��
ANZ Bank Qantas Visa 20.95% 75 - 44 1.00✔
Credit Card Star Ratings 2016 - Page 1Report Date: December, 2016. (All information is correct as at November, 2016) *Rate as at 15th Novermber, 2016. ^Annualised fee where applicable.
Annual
Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.
This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase
Rate p.a*
Spend To
Waive Fee
($)No Cap
Interest Free
Days
Effec&ve Airline Earn Rates
QantasSingaporeAir New
ZealandMalaysiaVelocity FlyBuys
Flight Rewards $12,000 Annual Spend
��
BNZ Advantage Classic MasterCard - Fly Buys 20.95% 40 - 55 1:40✔
BNZ Advantage Classic Visa - Fly Buys 20.95% 40 - 55 1:40✔
�
American Express Airpoints Pla�num Card 19.95% 195 - 55 1:59✔
American Express Pla�num Card Charge Card 1,250 - 0 1:87.5 1.00 1.00 1.00 1.00✔
ANZ Bank Qantas Visa Pla�num 20.95% 150 - 44 1.00✔
BNZ Advantage Visa Pla�num - Fly Buys 18.95% 145 - 55 1:15✔
Diners Club New Zealand Charge Card Charge Card 98 - 50 ✔
Diners Club New Zealand Personal Credit Card 19.95% 98 - 44 ✔
Westpac Airpoints World MasterCard 16.95% 390 100,000 44 1:65✔
Credit Card Star Ratings 2016 - Page 2Report Date: December, 2016. (All information is correct as at November, 2016) *Rate as at 15th Novermber, 2016. ^Annualised fee where applicable.
Annual
Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.
This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase
Rate p.a*
Spend To
Waive Fee
($)No Cap
Interest Free
Days
Effec&ve Airline Earn Rates
QantasSingaporeAir New
ZealandMalaysiaVelocity FlyBuys
Flight Rewards $24,000 Annual Spend
"Outstanding Value"�����
American Express Pla�num Edge Credit Card 19.95% 149 - 55 1:175 0.50 0.50 0.50 0.50✔
ANZ Bank Airpoints Visa Pla�num 20.95% 150 - 44 1:75✔
Kiwibank Airpoints Pla�num MasterCard 20.95% 150 - 44 1:75✔
Westpac Airpoints Pla�num MasterCard 20.95% 145 - 44 1:75✔
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American Express Air New Zealand Card 19.95% Nil - 55 1:100✔
American Express Airpoints Pla�num Card 19.95% 195 - 55 1:59✔
Kiwibank Airpoints Standard MasterCard 20.95% 65 - 44 1:120✔
Westpac Airpoints MasterCard 20.95% 55 - 55 1:120✔
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ANZ Bank Airpoints Visa 20.95% 65 - 44 1:120✔
ANZ Bank Qantas Visa Pla�num 20.95% 150 - 44 1.00✔
BNZ Advantage Visa Pla�num - Fly Buys 18.95% 145 - 55 1:15✔
Kiwibank Airpoints Low Fee MasterCard 16.90% 25 - 44 1:160✔
Credit Card Star Ratings 2016 - Page 3Report Date: December, 2016. (All information is correct as at November, 2016) *Rate as at 15th Novermber, 2016. ^Annualised fee where applicable.
Annual
Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.
This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase
Rate p.a*
Spend To
Waive Fee
($)No Cap
Interest Free
Days
Effec&ve Airline Earn Rates
QantasSingaporeAir New
ZealandMalaysiaVelocity FlyBuys
Flight Rewards $24,000 Annual Spend
��
ANZ Bank Qantas Visa 20.95% 75 - 44 1.00✔
BNZ Advantage Classic MasterCard - Fly Buys 20.95% 40 - 55 1:40✔
BNZ Advantage Classic Visa - Fly Buys 20.95% 40 - 55 1:40✔
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American Express Pla�num Card Charge Card 1,250 - 0 1:87.5 1.00 1.00 1.00 1.00✔
Diners Club New Zealand Charge Card Charge Card 98 - 50 ✔
Diners Club New Zealand Personal Credit Card 19.95% 98 - 44 ✔
Westpac Airpoints World MasterCard 16.95% 390 100,000 44 1:65✔
Credit Card Star Ratings 2016 - Page 4Report Date: December, 2016. (All information is correct as at November, 2016) *Rate as at 15th Novermber, 2016. ^Annualised fee where applicable.
Annual
Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.
This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase
Rate p.a*
Spend To
Waive Fee
($)No Cap
Interest Free
Days
Effec&ve Airline Earn Rates
QantasSingaporeAir New
ZealandMalaysiaVelocity FlyBuys
Flight Rewards $60,000 Annual Spend
"Outstanding Value"�����
American Express Airpoints Pla�num Card 19.95% 195 - 55 1:59✔
ANZ Bank Airpoints Visa Pla�num 20.95% 150 - 44 1:75✔
Kiwibank Airpoints Pla�num MasterCard 20.95% 150 - 44 1:75✔
Westpac Airpoints Pla�num MasterCard 20.95% 145 - 44 1:75✔
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American Express Pla�num Edge Credit Card 19.95% 149 - 55 1:175 0.50 0.50 0.50 0.50✔
Westpac Airpoints World MasterCard 16.95% 390 100,000 44 1:65✔
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American Express Air New Zealand Card 19.95% Nil - 55 1:100✔
ANZ Bank Airpoints Visa 20.95% 65 - 44 1:120✔
BNZ Advantage Visa Pla�num - Fly Buys 18.95% 145 - 55 1:15✔
Kiwibank Airpoints Low Fee MasterCard 16.90% 25 - 44 1:160✔
Kiwibank Airpoints Standard MasterCard 20.95% 65 - 44 1:120✔
Westpac Airpoints MasterCard 20.95% 55 - 55 1:120✔
Credit Card Star Ratings 2016 - Page 5Report Date: December, 2016. (All information is correct as at November, 2016) *Rate as at 15th Novermber, 2016. ^Annualised fee where applicable.
Annual
Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.
This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase
Rate p.a*
Spend To
Waive Fee
($)No Cap
Interest Free
Days
Effec&ve Airline Earn Rates
QantasSingaporeAir New
ZealandMalaysiaVelocity FlyBuys
Flight Rewards $60,000 Annual Spend
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ANZ Bank Qantas Visa 20.95% 75 - 44 1.00✔
ANZ Bank Qantas Visa Pla�num 20.95% 150 - 44 1.00✔
BNZ Advantage Classic MasterCard - Fly Buys 20.95% 40 - 55 1:40✔
BNZ Advantage Classic Visa - Fly Buys 20.95% 40 - 55 1:40✔
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American Express Pla�num Card Charge Card 1,250 - 0 1:87.5 1.00 1.00 1.00 1.00✔
Diners Club New Zealand Charge Card Charge Card 98 - 50 ✔
Diners Club New Zealand Personal Credit Card 19.95% 98 - 44 ✔
Credit Card Star Ratings 2016 - Page 6Report Date: December, 2016. (All information is correct as at November, 2016) *Rate as at 15th Novermber, 2016. ^Annualised fee where applicable.
Annual
Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.
This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase
Rate p.a*
Spend To
Waive Fee
($)No Cap
Interest Free
Days
Effec&ve Airline Earn Rates
QantasSingaporeAir New
ZealandMalaysiaVelocity FlyBuys
Flight Rewards $120,000 Annual Spend
"Outstanding Value"�����
American Express Airpoints Pla�num Card 19.95% 195 - 55 1:59✔
ANZ Bank Airpoints Visa Pla�num 20.95% 150 - 44 1:75✔
Kiwibank Airpoints Pla�num MasterCard 20.95% 150 - 44 1:75✔
Westpac Airpoints Pla�num MasterCard 20.95% 145 - 44 1:75✔
Westpac Airpoints World MasterCard 16.95% 390 100,000 44 1:65✔
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American Express Pla�num Edge Credit Card 19.95% 149 - 55 1:175 0.50 0.50 0.50 0.50✔
BNZ Advantage Visa Pla�num - Fly Buys 18.95% 145 - 55 1:15✔
Kiwibank Airpoints Standard MasterCard 20.95% 65 - 44 1:120✔
Westpac Airpoints MasterCard 20.95% 55 - 55 1:120✔
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American Express Air New Zealand Card 19.95% Nil - 55 1:100✔
ANZ Bank Airpoints Visa 20.95% 65 - 44 1:120✔
ANZ Bank Qantas Visa Pla�num 20.95% 150 - 44 1.00✔
Credit Card Star Ratings 2016 - Page 7Report Date: December, 2016. (All information is correct as at November, 2016) *Rate as at 15th Novermber, 2016. ^Annualised fee where applicable.
Annual
Fee^ ($)
Credit Card Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings.
This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
Company ProductPurchase
Rate p.a*
Spend To
Waive Fee
($)No Cap
Interest Free
Days
Effec&ve Airline Earn Rates
QantasSingaporeAir New
ZealandMalaysiaVelocity FlyBuys
Flight Rewards $120,000 Annual Spend
���
Kiwibank Airpoints Low Fee MasterCard 16.90% 25 - 44 1:160✔
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American Express Pla�num Card Charge Card 1,250 - 0 1:87.5 1.00 1.00 1.00 1.00✔
ANZ Bank Qantas Visa 20.95% 75 - 44 1.00✔
BNZ Advantage Classic MasterCard - Fly Buys 20.95% 40 - 55 1:40✔
BNZ Advantage Classic Visa - Fly Buys 20.95% 40 - 55 1:40✔
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Diners Club New Zealand Charge Card Charge Card 98 - 50 ✔
Diners Club New Zealand Personal Credit Card 19.95% 98 - 44 ✔
Credit Card Star Ratings 2016 - Page 8Report Date: December, 2016. (All information is correct as at November, 2016) *Rate as at 15th Novermber, 2016. ^Annualised fee where applicable.