Credit Monitoring Training

Mr. Reco McDaniel McCambry

Smart Credit ReportScoreMaster™ScoreBuilder™ScoreTrackerAction ButtonsMoney ManagerLive ID Alerts$1MM Identity Fraud Insurance3-Bureau Credit Report

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ScoreTrackerScoreTracker is now easier for consumers to follow their own credit history with in-depth data.

ScoreBuilder™Perfect for those with some credit reporting inaccuracies and want to use Action buttons to resolve any issues.

ScoreMaster™The ultimate control over one’s future credit score. Know the best time to apply for credit, how much payments should be for maximum credit score boost and the best way to spend with minimal credit score impact.

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Member Homepage

SmartCredit Report – Easy ViewNovae Credit Monitoring

SmartCredit Report – Advanced ViewNovae Credit Monitoring

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Confidential

Creditor – Summary PageNovae Credit Monitoring

Creditor – Full History Novae Credit Monitoring

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Creditor – TransactionsData only appears if a Money Manager account has been added

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ScoreMaster™ - Learn how you can control your future score

Use the slider to see how your credit score is affected by spending and payments.

This tool will only work with Active Revolving Line of Credit Accounts.

ScoreMaster™ is also a great learning tool for the majority of people who don’t understand how their credit score can change rapidly.

ScoreMaster™ will also help you close more deals with consumers.

The ScoreMaster™ page – dynamic and informative.

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ScoreBuilder™ has a new look and feel.

ScoreBuilder™ analyzes a consumer’s credit report and then creates a unique 120-day plan.

This unique plan includes many tailored videos and possible steps to take. It is a great self-help program.

The ScoreBuilder™ action page.

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ScoreTracker makes it easier for consumers to follow their own credit history with in-depth data.

Consumers can easily drill down to the details of each score provided.

The ScoreTracker homepage gives history at a glance.

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ScoreTracker

The Credit Score Detail gives members detailed insight in to all the Positive and Negative Reasons factoring into their score.

Members can also see the definition of their Score Grade and compare their score to the National Average.

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The Action buttons allow the member to communicate directly with their creditors for anything they need.

In addition, once the creditor makes an update to their system, all the bureaus will be updated automatically. No more contacting all 3 bureaus to resolve one issue!

Each action request has until midnight PST to be cancelled.

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Money Manager allows a member to quickly and easily link their online bank accounts, credit cards, loans, utilities and investment accounts to SmartCredit.

This allows them to then see individual transactions, monthly statements and get payment due notices updated every day.

The details of these linked accounts are shown in Money Manager located on the Member home page and also attached to their creditor on the Smart Credit Report.

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Our Money Manager System Allows members to choose from a list of creditors from the SmartCredit Report.

The member would then input the username / password for the account.

Additional Verification may be required.

IMPORTANT: For security purposes, SmartCredit does not save or store any of the Money Manager usernames or passwords. A token is created instead upon setup that links the customers to their online account.

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Money Manager – Payment Due Inbox

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Money Manager – Spending & Trends

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SmartCredit.com provides alerts for all areas of the membership. These include but are not limited to:

Credit Monitoring: New accounts, change in account status, new inquiries, etc

Money Manager : upcoming bills & possible fraudulent transactions

Membership: Changes to membership status, responses from creditors to actions, etc

The “Not Mine” Action button to quickly notify the creditor of possible identity theft. These alerts are:

1. New Trade Accounts2. Possible Fraudulent Transactions

Note: Linking a smart phone will allow SmartCreditto deliver these alerts with the Action button straight to linked phone

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Live ID Alerts – Link Smart Phone

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Live ID Alerts - Settings

Money Manager Alerts are based on a monetary setting.

All Live ID Alerts will go to the member’s email address.

Live ID Alerts will be sent to the Smart Phone for Transaction Amount Exceeding, Payments Due and New accounts.

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Whole Family Fraud Insurance$1mm Identity Fraud Insurance consumers must opt-in to activate.

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Whole Family Fraud Insurance Activation

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3B Report & ScoresThe 3-Bureau Credit Report & Scores will be offered as an upsell through

SmartCredit.com. Customers will be able to purchase this up to once a day as long as their account is Active.

Once a 3-Bureau Credit Report & Scores have been pulled, it can be viewed until an updated one is pulled. Customers can both view and print the 3-Bureau Credit Report & Scores.

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****Customer can Print or Print to PDF

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3B Report – Summary

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3B Report – Creditor

Equifax only Reports Negative information on the 3B report. All other information will be reported in grey

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Change Login & Security Settings• Change Email

• Change Password

• Change Security Question & Answer

• Change Phone

150

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MEMBER’S LOUNGE IN SHOPPING CART

IT’S ONLY $30/month

EXISTING AFFILIATES CAN GET THIS TODAY!