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The Direct Debit Guarantee

This Guarantee is offered by all Banks and Building Societies that take part in the Direct

Debit Scheme. The efficiency and security of the scheme is monitored and protected by

your own Bank or Building Society.

If the amounts paid or the payment dates change, CREDIT SUISSE ASSET

MANAGEMENT FUNDS (UK) LIMITED will notify you 14 working days in advance of your

account being debited or otherwise agreed.

If an error is made by CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED or

your Bank or Building Society, you are guaranteed a full and immediate refund from your

branch of the amount paid. You can cancel a Direct Debit at any time by writing to your

Bank or Building Society. Please also send a copy of your letter to us.

Please complete, sign and return to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED,

Mellon House, Ingrave Road, Brentwood, Essex CM15 8TG

Please make cheques payable to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED

Subscriptions must be made from the ISA Investor’s own cash.

How to complete this application form

• Please complete both sides of the form and sign the Declaration and Authority.

• Remember to indicate whether you would like to have your dividends (and tax recovered)paid out or reinvested in your ISA.

• Remember to complete the ISA Transfer details if applicable and the Direct Debit instruction if you wish to save monthly.

• If you are applying for a lump sum, please enclose your cheque made payable to CREDIT SUISSE

ASSET MANAGEMENT FUNDS (UK) LIMITED.

• The maximum amount payable in one tax year into a mini stock and shares ISA is £3,000.

If you have any queries at all on how to fill in this application form, please call Guy Dominic

on 020 7426 2318 and he will be happy to help.

Credit Suisse Mini ISAPersonal Details

Application Form

Name of company

managing your ISA

Their ISA Reference No.

ISA Manager’s Address

I hereby authorise you to transfer forthwith the proceeds of the above ISA to

CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED. I hereby authorise

you to provide CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED with

all such relevant information relating to my ISA as it may require.

Please sign here

Date – –

Banks/Building Societies may refuse to accept instructions to pay direct debitsfrom some types of accounts.

ISA Transfer details

Application form continues overleaf

(A separate application form is required for each investor)

CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED isregulated by IMRO and the Personal Investment Authority.

To enable you to transfer your existing ISA to CREDITSUISSE ASSET MANAGEMENT FUNDS (UK)LIMITED please provide details of your existing ISAManager from whom you wish to transfer. (If you wish totransfer ISAs from more than one ISA Manager pleasecontinue on a separate sheet). Please note that youcannot transfer unit trusts or shares. Your existing ISAManager must transfer the proceeds only. Please note ifyou are transferring a current year ISA, you may onlytransfer the proceeds to an ISA of the same type i.e. minito mini, maxi to maxi.

Postcode

Originators Identification No.

To the Bank/Manager Building Society

Address

Name of Account to be debited

Account Number

Sort Code – –

Plan Reference Number

Please pay CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED from

the account detailed in this instruction subject to the safeguards assured

by the Direct Debit Guarantee. I understand that this instruction may

remain with CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED and,

if so, details will be passed electronically to my Bank/Building Society.

Signature

Date – –

(To be completed by Credit Suisse AssetManagement Funds (UK) Limited)

9 3 0 4 7 0

Please complete, sign and return to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED,Mellon House, Ingrave Road, Brentwood, Essex CM15 8TG

Direct Debit Instruction

Postcode

*Tax years run from 6 April one year to 5 April in the next year, ie 6 April 2000 to 5 April 2001 is the tax year 2000/2001.Monthly contributions are taken out of your bank/building society account on the 28th day of each month.

Title (Mr/Mrs/Miss/Other) Surname

Forenames

Permanent residential address

Postcode Daytime Telephone Number

Do you have a National Insurance (NI) number? Please tick one box Yes No

If yes enter it here - -

Date of Birth DAY MONTH YEAR

You should be able to find your NI number on apayslip, form P45 or P60, a letter from the InlandRevenue, a letter from the DSS or pensionorder book.

Investment Details

Lump Sum

(Maximum cheque payable: £3000) I apply to subscribe, for a stocks and shares Mini ISA, for the tax year* 2000/2001 andeach subsequent tax year until further notice.

Please Invest a lump sum of £ in the following Credit Suisse Fund or Funds.Class R shares will be purchased.

INCOME FUNDS OEIC (CM) CS Income Fund £

(CR) CS Monthly Income Fund £

(CV) CS Corporate Bond Monthly Income Fund £

GROWTH FUNDS OEIC (ND) CS Smaller Companies Fund £

(NM) CS Growth Fund £

(NH) CS Fellowship Fund (Ethical/Environmental) £

INTERNATIONAL FUNDS OEIC (BZ) CS Orient Fund £

(BU) CS Transatlantic Fund £

(BD) CS European Fund £

(BH) CS New Japan Fund (Available from 15 May 2000) £

The minimum investment for each fund is £1,000.

Monthly Savings

I apply to subscribe, for a stocks and shares Mini ISA, for the tax year* 2000/2001 and each subsequent tax year until Icancel this instruction in the:









The minimum investment each month is £100 in each fund. The maximum monthly payment you can make is £250 permonth. Monthly savings are not available for the CS Monthly Income Fund, and the CS Corporate Bond Monthly Income fund.

Application Form continued

Agent’s Stamp For office use only

If you do not tick a box, we will assume that you wish to reinvest your income.

■■ I would like all dividends and tax recovered to be reinvested in my ISA.

■■ I would like all dividends and tax recovered to be paid into my bank/building society account:

Bank/Building Society

Branch

Sort Code – –

Account Number

Building Society Roll Number

Account Name

Please tick the box

■■ I confirm that I have received the Key Features section in the Credit Suisse ISA Brochure.

CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, regulated by IMRO and the Personal Investment Authority sells onlyits own Open-Ended Investment Companies, unit trust, PEP and ISA products.

Signed

Date – –

Key Features Document

Declaration and Authority

Income Details

I apply to subscribe for a stocks and shares Mini ISA for the tax year 2000/2001 and each subsequent taxyear until further notice.I declare that• All subscriptions made, and to be made, belong to me;• I am 18 years of age or over;• I have not subscribed and will not subscribe to a maxi ISA or another stocks and shares mini ISA in the

same tax year(s) that I subscribe to this mini ISA; and• I am resident and ordinarily resident in the United Kingdom for tax purposes or, if not so resident, perform

duties which, by virtue of Section 132(4)(a) of the Income and Corporation Taxes Act 1988 (Crown employees serving overseas), are treated as being performed in the United Kingdom, and will inform CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED if I cease to be so resident and ordinarily resident or to perform such duties.I authorise CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED

• To hold my cash subscription, ISA investments, interest, dividends and any other rights or proceeds in respect of those investments and any other cash;

• To make on my behalf any claims to relief from tax in respect of ISA investments; and • On my written request to transfer or pay to me, as the case may be, ISA investments, interest, dividends,

rights or other proceeds in respect of such investments or any cash.I agree that the terms and conditions of the Credit Suisse Individual Savings Account shall apply to this ISA.I declare that this application form has been completed to the best of my knowledge and belief.I understand that if I have not completed all paperwork correctly and forwarded the necessary items with my application, all documentation will be returned for completion or correction and a delay may occur in theapplication being processed.

OEIC MINI ISA 04/00

ISAlink (GM2)17 Plas St Pol de Leon

Agent Code: P18765T

Penarth MarinaVale of Glamorgan

Nil Initial Commission

The Direct Debit Guarantee

This Guarantee is offered by all Banks and Building Societies that take part in the Direct

Debit Scheme. The efficiency and security of the scheme is monitored and protected by

your own Bank or Building Society.

If the amounts paid or the payment dates change, CREDIT SUISSE ASSET

MANAGEMENT FUNDS (UK) LIMITED will notify you 14 working days in advance of your

account being debited or otherwise agreed.

If an error is made by CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED or

your Bank or Building Society, you are guaranteed a full and immediate refund from your

branch of the amount paid. You can cancel a Direct Debit at any time by writing to your

Bank or Building Society. Please also send a copy of your letter to us.

Please complete, sign and return to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED,

Mellon House, Ingrave Road, Brentwood, Essex CM15 8TG

Please make cheques payable to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED

Subscriptions must be made from the ISA Investor’s own cash.

How to complete this application form

• Please complete both sides of the form and sign the Declaration and Authority.

• Remember to indicate whether you would like to have your dividends (and tax recovered)paid out or reinvested in your ISA.

• Remember to complete the ISA Transfer details if applicable and the Direct Debit instruction if you wish to save monthly.

• If you are applying for a lump sum, please enclose your cheque made payable to CREDIT SUISSE

ASSET MANAGEMENT FUNDS (UK) LIMITED.

• The maximum amount payable in one tax year is £7,000 in a Maxi ISA for tax year 2000/2001 and £5,000 for 2001 and beyond.

If you have any queries at all on how to fill in this application form, please call Guy Dominic

on 020 7426 2318 and he will be happy to help.

Credit Suisse Maxi ISA

Personal Details

Application Form

Name of company

managing your ISA

Their ISA Reference No.

ISA Manager’s Address

I hereby authorise you to transfer forthwith the proceeds of the above ISA to

CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED. I hereby authorise

you to provide CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED with

all such relevant information relating to my ISA as it may require.

Please sign here

Date – –

Banks/Building Societies may refuse to accept instructions to pay direct debitsfrom some types of accounts.

ISA Transfer details

Application form continues overleaf

(A separate application form is required for each investor)

CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED isregulated by IMRO and the Personal Investment Authority.

To enable you to transfer your existing ISA to CREDITSUISSE ASSET MANAGEMENT FUNDS (UK)LIMITED please provide details of your existing ISAManager from whom you wish to transfer. (If you wish totransfer ISAs from more than one ISA Manager pleasecontinue on a separate sheet). Please note that youcannot transfer unit trusts or shares. Your existing ISAManager must transfer the proceeds only. Please note ifyou are transferring a current year ISA, you may onlytransfer the proceeds to an ISA of the same type i.e. minito mini, maxi to maxi.

Postcode

Originators Identification No.

To the Bank/Manager Building Society

Address

Name of Account to be debited

Account Number

Sort Code – –

Plan Reference Number

Please pay CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED from

the account detailed in this instruction subject to the safeguards assured

by the Direct Debit Guarantee. I understand that this instruction may

remain with CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED and,

if so, details will be passed electronically to my Bank/Building Society.

Signature

Date – –

(To be completed by Credit Suisse AssetManagement Funds (UK) Limited)

9 3 0 4 7 0

Please complete, sign and return to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED,Mellon House, Ingrave Road, Brentwood, Essex CM15 8TG

Direct Debit Instruction

Investment Details

*Tax years run from 6 April one year to 5 April in the next year, ie 6 April 2000 to 5 April 2001 is the tax year 2000/2001.Monthly contributions are taken out of your bank/building society account on the 28th day of each month.

Postcode

Title (Mr/Mrs/Miss/Other) Surname

Forenames

Permanent residential address

Postcode Daytime Telephone Number

Do you have a National Insurance (NI) number? Please tick one box Yes No

If yes enter it here - -

Date of Birth DAY MONTH YEAR

You should be able to find your NI number on apayslip, form P45 or P60, a letter from the InlandRevenue, a letter from the DSS or pensionorder book.

Lump Sum

I apply to subscribe for a Maxi ISA, for the tax year* 2000/2001 and each subsequent tax year until further notice.Please Invest a lump sum of £ in the following Credit Suisse Fund or Funds. Class R shares will be purchased.







(NU) CS FTSE 100 Tracker Fund (Class C Shares) £





UNIT TRUST (WX) CS Cash Fund £

The maximum amount you can invest is £7,000 in the 2000/2001 tax year and £5,000 in each subsequent tax year.The minimum investment for each fund is £1,000 except for CS FTSE 100 Tracker (CAT share class) where it is £500. The maximum investment in the CS Cash Fund is £3,000 in the 2000/2001 tax year and £1,000 in subsequent years.

Monthly Savings

I apply to subscribe, for a Maxi ISA, for the tax year 2000/2001 and each subsequent tax year until I cancel thisinstruction in the:











The minimum investment each month is £100 in each fund except for the CS Monthly Income Fund and the CSCorporate Bond Monthly Income Fund, where it is £400. The maximum amount you can invest is £583 per month in the 2000/2001 tax year and £416 per month for each subsequent tax year. Monthly savings are not available for theCS FTSE 100 Tracker Fund & the CS Cash Fund.

Application Form continued

Agent’s Stamp For office use only

If you do not tick a box, we will assume that you wish to reinvest your income.

■■ I would like all dividends and tax recovered to be reinvested in my ISA.

■■ I would like all dividends and tax recovered to be paid into my bank/building society account:

Bank/Building Society

Branch

Sort Code – –

Account Number

Building Society Roll Number

Account Name

Please tick the box

■■ I confirm that I have received the Key Features section in the Credit Suisse ISA Brochure.

CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, regulated by IMRO and the Personal Investment Authority sells onlyits own Open-Ended Investment Companies, unit trust, PEP and ISA products.

Signed

Date – –

Key Features Document

Declaration and Authority

Income Details

I apply to subscribe for a Maxi ISA for the tax year 2000/2001 and each subsequent tax year until furthernotice.I declare that• All subscriptions made, and to be made, belong to me;• I am 18 years of age or over;• I have not subscribed and will not subscribe to another ISA other than a TESSA only ISA in the same tax

year(s) that I subscribe to this Maxi ISA; and• I am resident and ordinarily resident in the United Kingdom for tax purposes or, if not so resident, perform

duties which, by virtue of Section 132(4)(a) of the Income and Corporation Taxes Act 1988 (Crown employees serving overseas), are treated as being performed in the United Kingdom, and will inform CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED if I cease to be so resident and ordinarily resident or to perform such duties.I authorise CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED

• To hold my cash subscription, ISA investments, interest, dividends and any other rights or proceeds in respect of those investments and any other cash;

• To make on my behalf any claims to relief from tax in respect of ISA investments; and • On my written request to transfer or pay to me, as the case may be, ISA investments, interest, dividends,

rights or other proceeds in respect of such investments or any cash.I agree that the terms and conditions of the Credit Suisse Individual Savings Account shall apply to this ISA.I declare that this application form has been completed to the best of my knowledge and belief.I understand that if I have not completed all paperwork correctly and forwarded the necessary items with my application, all documentation will be returned for completion or correction and a delay may occur in the application being processed.

OEIC MAXI ISA 04/00

ISAlink (GM2)17 Plas St Pol de Leon

Nil Iitial Commission

Penarth MarinaVale of GlamorganAgent Code: P18765T

These Key Features relate to investments into share

class R (share class C in the case of the Credit Suisse

FTSE 100 Tracker Fund) of the Credit Suisse Income

Funds ICVC, Credit Suisse Growth Funds ICVC and

Credit Suisse International Funds ICVC, UK authorised

open-ended investment companies (OEICs), and into

the Credit Suisse Cash Fund (an authorised unit trust).

Its Aims

Credit Suisse Income Funds OEIC

Credit Suisse Income Fund: to achieve a reasonable and risingincome combined with long term capital growth. The Fund’sinvestment policy is to invest primarily in UK listed companies, but itmay also invest in similar companies overseas and in companiesquoted on the Alternative Investment Market.

Credit Suisse Monthly Income Fund: to provide a good level ofincome payable in monthly instalments. The objective is to provide agood level of income with the prospect of capital growth and risingincome. The Fund’s investment policy is to follow a relatively low riskstrategy with investment in higher yielding equities, convertibles,preference shares and fixed interest stocks.

Credit Suisse Corporate Bond Monthly Income Fund: to provide ahigh income payable in monthly instalments. The Fund’s investmentpolicy is to use a relatively low risk strategy by investingpredominantly in corporate bonds, convertibles, preference sharesand fixed and variable rate securities.

Credit Suisse Growth Funds OEIC

Credit Suisse Smaller Companies Fund: to achieve capitalappreciation. The Fund’s investment policy is to invest in smaller UKbased companies whose activities offer above-average opportunitiesfor growth. The Fund may also invest in similar companies overseasor in companies quoted on the Alternative Investment Market.

Credit Suisse Growth Fund: to maximise total return to investorsover the years. The Fund’s investment policy is to follow a mediumto low risk strategy. The emphasis of the Fund will normally be onequities but from time to time significant proportions may beinvested in fixed interest securities. Most of the shares heldcurrently are in leading UK companies but in the longer term theACD may allocate substantial funds to the major overseas markets.The fund may also invest in companies quoted on the AlternativeInvestment Market and on similar stock markets overseas.

Credit Suisse Fellowship Fund: to achieve capital growth over thelong term. The Fund’s investment policy is to invest in companieswhich meet defined ethical criteria, predominantly in the UK,although the ACD may invest internationally when appropriate. TheFund has an independent Committee of Reference, which has theresponsibility for defining these criteria from time to time, and forensuring that companies selected for the portfolio meet the criteria.

Credit Suisse FTSE 100 Tracker Fund: to seek capital growth overthe long term. The Fund’s investment policy is to invest so that itreplicates the FTSE 100 Index (the 100 largest companies listed onthe London Stock Exchange in terms of value) as far as possiblesubject to the Regulations. The ACD may from time to time invest infinancial futures, in accordance with the rules regarding efficient

portfolio management, in order to achieve the investment objective.There may be occasions when the ACD will be unable to replicatethe Index, for example when a constituent security comes torepresent greater than the level permitted under the FSARegulations for investment in a single security.

Credit Suisse International Funds OEIC

Credit Suisse European Fund: to maximise the total return toinvestors over the years, primarily through capital growth. TheFund’s investment policy is to invest in any or all of the countries inEurope (excluding the UK) west of the Urals. Investment will be inany or all economic sectors.

Credit Suisse Transatlantic Fund: to maximise total return toinvestors over the years, primarily through capital growth. The Fund’sinvestment policy is to invest in the United States of America, Canadaand Mexico. Investment will be in securities which are readilymarketable, although a proportion of the Fund may consist of sharesin smaller companies which are often lightly traded.

Credit Suisse Orient Fund: to achieve capital growth. The Fund’sinvestment policy is to invest in Asian countries (excluding Japan),predominantly in Hong Kong, Singapore, South Korea, Taiwan,Thailand, Malaysia, the Philippines, Indonesia, China, India andVietnam. Investment will be in all or any economic sectors and mayinclude shares in investment trusts and other Funds which arethemselves dedicated to investments in the markets and geographicalareas as set out as above, as well as securities of companies which,whilst listed on established stock exchanges worldwide, conduct asignificant amount of their business in these countries.

Credit Suisse New Japan Fund (available for investment fromMonday 15th May 2000): to achieve long term capital growththrough investment predominantly in Japanese securities listed onany recognised stock exchange.

Investment will be in all or any economic sectors.

Credit Suisse Unit Trust

Credit Suisse Cash Fund: to achieve a high yield, principally throughdeposits, loans and investments in money market instrumentsanywhere in the world.

This document has been designed to help you makesure that you have considered this most important

information before you make your investment decision.Please make sure you have read it carefully.

Credit Suisse Growth Funds ICVC, Credit SuisseIncome Funds ICVC nd Credit Suisse International

Funds ICVC are open-ended investment companies withvariable capital, in the category of an umbrella company.It comprises a range of securities Funds with differing

investment objectives as set out below. Credit Suisse Asset Management Funds (UK) Limited

is the sole director (the Authorised Corporate Director orACD) of each Company.

Credit Suisse Cash Fund is a unit trust.Credit Suisse Asset Management Funds (UK) Limited

is the manager of the Fund.

Before you invest, you should:

Make sure that you have selected a Fund thathas an aim which will help you achieve what

you want with your money.

Consider the risks that you will be taking when youinvest in a Fund whose capital return is not guaranteed.

Make sure that you have understood how charges mighteffect your investment over the longer term.

Key Features of Credit Suisse Individual Savings Account

– OEICs - Class R Shares (Class C Shares ofthe Credit Suisse FTSE 100 Tracker Fund)

– Unit Trust - Credit Suisse Cash Fund

Share Class R (ISA)

Your investment

You may invest a cash lump sum of at least £1,000 (£500 in the caseof Class C Shares in the Credit Suisse FTSE 100 Tracker Fund).

You may top-up your ISA with cash sums of a minimum of £500whenever you wish.

You can invest using a regular savings plan in all Funds except theCredit Suisse FTSE 100 Tracker Fund and Credit Suisse Cash Fund.

If you take out a regular savings plan you can invest a minimumamount of £100 per month (£400 in the Credit Suisse MonthlyIncome Fund and the Credit Suisse Corporate Bond Monthly IncomeFund).

Risk factors

The value of your ISA and income from it can fall as well as rise andis not guaranteed. You may not get back the amount you originallyinvested. Where an initial charge is imposed, if you sell your sharesafter a short period, you may not (even if there has not been a fall inthe value of the underlying investments) get back the amount youoriginally invested. If this risk is not acceptable to you, you shouldnot invest in the Credit Suisse ISA.

If you cancel your investment within the 14 days cancellation period,you may not get back your full investment as the value ofshares/units bought may have fallen.

Where a Fund invests overseas, its value may fluctuate as a result ofcurrency exchange rates. Overseas investments on some Funds mayalso include investments in emerging markets where additional risksmay include dealing difficulties, settlement and custody practices.

The Credit Suisse Corporate Bond Monthly Income Fund and CreditSuisse Cash Fund are not suitable for investors whose objective iscapital growth.

Changes in interest rates could affect the capital value ofinvestments within the Credit Suisse Corporate Bond MonthlyIncome Fund and Credit Suisse Cash Fund.

For each of the Funds in the Credit Suisse Income Funds OEIC, theinvestment objective is to treat the generation of income as a higherpriority than capital growth. It has therefore been decided, with theapproval of the Depositary, that the whole of the ACD’s annualmanagement charge will be charged against capital instead ofagainst income. This treatment of the ACD’s charges will increasethe amount of taxable income available for distribution toshareholders in the Funds concerned but will constrain capitalgrowth. This has the effect of reducing the capital of the Funds by0.1% per month. Current income levels are not guaranteed.

The investment objective for each of the Funds in the Credit SuisseGrowth Funds OEIC and the Credit Suisse International Funds OEICis primarily to achieve long term capital growth. Some of the Fundswill not produce sufficient income, after deduction of fundmanagement charges, to enable income distributions to be made.

The Credit Suisse FTSE 100 Tracker Fund may from time to timeinvest in financial futures, in accordance with the regulations forefficient portfolio management.

Although each Fund of each Company will be treated as beingresponsible for meeting its own liabilities, if it is not able to do this,then the ACD of the Company may reallocate assets, liabilities,charges, expenses and costs between the other Funds of theCompany in a manner which is fair to all the Company’s investorsgenerally. A shareholder is not, however, liable for the debts of theCompany and will never be liable to make any further payment tothe Company after paying the purchase price of the shares.

Investors should note that in certain circumstances a dilution levymay be applied on the purchase or sale of shares - for further detailsplease see “Other dealing information” in this document.

If you have received a projection of future benefit, please note that ifyou do not maintain contributions, you will not meet the targetbenefit projected.

Prevailing tax levels and relief are liable to change and their valuewill depend on your individual circumstances. The favourable taxtreatment for ISAs may not be maintained. From 6th April 1999 thetax credits reclaimable from the Inland Revenue were reduced from20% to 10% and will only continue to be reclaimed until 5th April2004.

If you choose a Maxi ISA with us you cannot invest in a lifeassurance ISA in that tax year.

If you have any doubt that this investment is suitable for you andwish to obtain personal advice you should contact an independentfinancial adviser. You may have to pay for this advice.

General Information

What is an individual savings account (“ISA”)?

An ISA is a way of saving money without having to pay tax on anyprofit made, income or interest received. The account itself is like abasket in which you can put different types of investments. Thereare three types of account: -

■ Maxi ISA - has a stocks and shares component with or without other components; or

■ Mini ISA - has as single component only; and

■ TESSA only ISA - investing in cash component only.

What are the components of an ISA?

There are three components:

■ a stocks and shares component;

■ a cash component;

■ a life assurance component

We offer the first two components for investment in our Maxi ISAand the first only for investment in our Mini ISA. We do not offer anylife assurance component or the TESSA only ISA.

How much can I invest in an ISA?

This depends on the type of ISA you choose. You can choose eithera ‘Maxi’ or a ‘Mini’.

The table below illustrates the maximum limits:

A tax year runs from 6th April one year to 5th April the next. For example, the 2000/2001 tax year runs from 6th April 2000 to5th April 2001.

TAX YEAR 2000/2001

£

TAX YEAR 2001 & BEYOND

£

Maxi ISA

Stocks and shares 7,000 5,000

or

Cash 3,000 1,000

Life assurance 1,000 1,000

Stocks and shares Balance Balance

Mini ISA

Stocks and shares 3,000 3,000

Cash 3,000 1,000

Life assurance 1,000 1,000

Do I have to choose Credit Suisse Asset Management for allmy ISA investments?

Yes, if you choose the Maxi ISA. No, if you choose a mini ISA youcan have up to three ISA managers each year, one for eachcomponent. If you choose this route, you can invest up to £3,000 instocks and shares with us, £1,000 in life assurance and £1,000 incash (£3,000 in 2000/2001) with other ISA managers.

Who can invest in an ISA?

You can invest in an ISA if you are at least 18 years of age andordinarily resident in the UK for tax purposes.

For whom are ISAs suitable?

Anyone who can afford to set aside money, perhaps for a rainy dayor for some long term savings objective.

You should think carefully about the risks before deciding which typeof ISA is right for you. An ISA investing in stock markets may be ableto offer higher returns in the long term, but there is no guarantee ofwhat you might get back; you could get back less than you paid in.

Make sure you read the section headed ‘Risk Factors’.

Is there a maximum I can invest?

You may invest up to £7,000 in the 2000/2001 tax year and £5,000in subsequent years.

How do I invest?

You can invest in a Credit Suisse ISA by completing the applicationform which is enclosed with this document.

What happens if I change my mind?

When you invest with us, we will send you an acknowledgementletter. Once this has been issued if you have had advice from anIFA, you have 14 days to change your mind if you feel that you havenot made the right decision. If this is the case you should notifyCREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED,using the Cancellation Notice that will be sent to you, that you donot wish to continue with your investment. If you exercise yourcancellation rights we will return the amount you have invested, orthe lower value if the share price has fallen in the meantime. Youmay not therefore get back the amount you originally invested.

What happens to my investments?

Your money is invested in shares of your chosen Fund belonging to oneof the Credit Suisse open-ended investment companies (OEICs), (unitsin the case of the Credit Suisse Cash Fund). An open-endedinvestment company (OEIC) is an investment which combines lots ofpeoples’ money and is invested to achieve a defined aim. Your money ispooled and invested in securities by professional managers. It is a wayof participating indirectly in investment in the stockmarket. Rather thanowning shares in individual companies, you will own shares in aninvestment company which itself has a wide range of holdings.

How will I know what my ISA is worth?

Every six months as at 5th April and 5th October you will be sent astatement showing the value of your ISA. You will also receiveannual and interim reports on the Fund(s) you have invested in.

The prices and distribution yields of all Credit Suisse Funds arelisted daily in the Financial Times and Daily Telegraph.

Can I cash in my ISA?

You can sell your ISA at any time by writing with your instructions toCREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED,ISA Administration Centre, Mellon House, Ingrave Road, Brentwood,Essex CM15 8TG.

If you are cashing in part of your ISA, please bear in mind that theminimum sale is £500, except for the Credit Suisse FTSE 100Tracker Fund where the minimum sale is £100. You must leave theminimum £1,000 in each fund (or in the case of the Credit SuisseFTSE 100 Tracker Fund £500).

A cheque for the cash-in value of your ISA will normally be sent toyou within 5 working days (two working days in the case of theCredit Suisse Cash Fund) of receiving your written instruction.

Will I pay tax on my ISA?

There is no liability to income tax or capital gains tax under your ISA.

How long do I have to keep my investment?

There is no obligatory length of time. You are not ‘locked in’ to aCredit Suisse ISA. However, we do recommend that you should aimto hold your investment for at least 5 years.

Can I reinvest income?

Yes. Please tick the box on the application form for Income Details.

Do the funds meet the CAT Standards?

It is only Class C Shares of the Credit Suisse FTSE 100 TrackerFund that meets the CAT Standards.

CAT Standards have been set up to help investors easily identifywhether their ISA investment meets certain criteria. These criteriarelate to Charges, Access and Terms of the investment.

For an investment to meet the CAT Standards, its charges must bereasonable, it has to be easy to invest and the “Terms” must bestraightforward and simple.

It is important to remember however that the CAT Standard is noguarantee of investment performance. Neither does it mean that theproduct is approved or accredited by the Government or theregulators. A product which meets the CAT Standards is notautomatically suitable for all savers.

The following table shows on the left-hand side the CAT Standardrequirements, and the right-hand side the details of Class C Sharesof the Credit Suisse FTSE 100 Tracker Fund so you can see how itmeets the standards.

CAT STANDARD CREDIT SUISSE FTSE 100TRACKER FUND CLASS C SHARES

Charges Total charge no more than 1% of net asset value per year. The annual charge is 1%. There are no other charges

No other charges to be paid by the saver. on Class C Shares of Credit Suisse FTSE 100 Tracker Fund.

Access Minimum saving no more than £500 lump sum Minimum saving you can make is £500 lump sum a year.

a year or £50 per month.

Terms Investment must be in an authorised unit trust, Class C Shares of Credit Suisse FTSE 100 Tracker Fund

open-ended investment company or investment trust. are a component of a single priced authorised open-ended

Fund at least 50% invested in shares and securities investment company which invests in the Top 100 companies

(satisfying the requirements in the tax regulations) which (in terms of what they are worth) listed on the London

are listed on EU Stock Exchanges. Units and shares to be Stock Exchange. Please see the risk factors section for

single priced as in the FSA regulations for authorised funds. the investment risks.

The investment risk must be highlighted in the literature.

How much will any advice cost?

Your adviser will give you details about the cost. The amount will depend on the size of your investment and in the case of regular savings theperiod for which your make them. It will be paid for out of the charges.

How will the charges and expenses affect my investment?

Credit Suisse Income Funds OEIC

There is an initial charge of 5.25% on the purchase of shares in each Fund, with the exception of the Credit Suisse Corporate Bond MonthlyIncome Fund where the initial charge is 4.25%.

There is also an annual management charge of 1.2% p.a. of the value of each Fund to cover the ongoing management and the administrationof the Funds. The annual management charge is reflected in the daily price of shares and is paid to the ACD monthly in arrears. The Funds willalso bear other expenses, including depositary fees and expenses, registrar’s fees, audit fees and FSA fees, which approximately amount intotal to between 0.17% and 0.25% of the value of the Funds. These fees and expenses are also reflected daily in the price of the shares.

Their effect on an investment of £1,000 assuming growth of 7% a year is set out below and on the following pages.

These figures are examples and are not guaranteed and serve only to demonstrate the effect of charges and expenses on an investment.

CREDIT SUISSE INCOME FUNDS OEIC

Credit Suisse Income Fund

Initial charge 5.25%. Annual and administration charges 1.37% (includes the annual management charge of 1.2%, and other expenses suchas depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.17% per annum).

The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to £304 if you have your incomepaid out and £342 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investment growthfrom 7% a year down to 4.9% a year if you have your income paid out and from 7% a year to 5% a year if you have your income reinvested.

Credit Suisse Monthly Income Fund


The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to £319 if you have your incomepaid out and £355 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investment growthfrom 7% a year down to 4.8% a year if you have your income paid out and from 7% a year to 4.9% a year if you have your income reinvested.

INCOME PAID OUT INCOME REINVESTED

At End Investment to Effect of Income to What you might Effect of What you mightof Year Date £ Deductions to Date £ Date £ get back 7% £ Deductions to Date £ get back 7% £

1 1,000 70 37 962 70 1,000

3 109 113 993 111 1,110

5 155 191 1,020 162 1,240

10 304 398 1,100 342 1,620



1 1,000 71 32 967 71 999

3 111 97 1,000 114 1,110

5 160 165 1,040 167 1,230

10 319 347 1,150 355 1,610

Credit Suisse Corporate Bond Monthly Income Fund


The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to £266 if you have yourincome paid out and £336 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investmentgrowth from 7% a year down to 4.8% a year if you have your income paid out and from 7% a year to 5.0% a year if you have your incomereinvested.

CREDIT SUISSE GROWTH FUNDS OEIC

There is an initial charge of 5.25% on the purchase of shares in each Fund with the exception of Class C Shares of Credit Suisse FTSE 100Tracker Fund where there is no initial charge.

There is also an annual management charge of 1.5% p.a. of the value of each Fund, again with the exception of Class C Shares of CreditSuisse FTSE 100 Tracker Fund, the annual management charge for which is 1% p.a. This charge is to cover the ongoing management andthe administration of the Funds. The annual management charge is reflected in the daily price of shares and is paid to the ACD monthly inarrears. The Funds, with the exception of Class C Shares of Credit Suisse FTSE 100 Tracker Fund, will also bear other expenses, includingdepositary fees and expenses, registrar’s fees, audit fees and FSA fees, which approximately amount in total to between 0.08% and 0.18% ofthe value of the Funds. These fees and expenses are also reflected daily in the price of the shares.

Their effect on an investment of £1,000 (£500 for Class C Shares of Credit Suisse FTSE 100 Tracker Fund) assuming growth of 7% a yearis set out below and on the following pages.


Credit Suisse Fellowship Fund

Initial charge 5.25%. Annual and administration charges 1.68% (includes the annual management charge of 1.5% and other expenses suchas depositary, custody, audit, register and sub-register fees, and FSA fees which are estimated to amount to 0.18% per annum).


Credit Suisse Smaller Companies Fund

Initial charge 5.25%. Annual and administration charges 1.58% (includes the annual management charge of 1.5% and other expenses suchas depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.08% per annum).

The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to £372 if you have your incomepaid out and £376 if you have your income reinvested. Putting it another way this would have the same effect as bringing investment growthfrom 7% a year down to 4.7% a year if you have your income paid out and from 7% a year to 4.8% a year if you have your income reinvested.



1 1,000 60 68 940 60 1,010

3 97 201 905 102 1,120

5 138 330 872 153 1,250

10 266 630 794 336 1,630



1 1,000 73 6 991 73 997

3 121 20 1,080 121 1,100

5 179 35 1,180 181 1,220

10 383 78 1,470 392 1,570



1 1,000 72 3 995 72 998

3 118 9 1,090 118 1,100

5 174 16 1,210 175 1,220

10 372 35 1,540 376 1,590

Credit Suisse Growth Fund

Initial charge 5.25%. Annual and administration charges 1.64% (includes the annual management charge of 1.5% and other expenses suchas depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.14% per annum).

The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to £379 if you have yourincome paid out and £385 if you have your income reinvested. Putting it another way this would have the same effect as bringing investmentgrowth from 7% a year down to 4.7% a year if you have your income paid out and from 7% a year to 4.7% a year if you have your incomereinvested.

Credit Suisse FTSE 100 Tracker Fund - Class C Shares

No initial charge. Annual and administrations charges 1%. There are no extra charges.

The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to £88 if you have your incomepaid out and £94 if you have your income reinvested. Putting it another way this would have the same effect as bringing investment growthfrom 7% a year down to 5.9% a year if you have your income paid out and from 7% a year to 5.9% a year if you have your income reinvested.

CREDIT SUISSE INTERNATIONAL FUNDS OEIC

There is an initial charge of 5.25% on the purchase of shares in each Fund.

There is also an annual management charge of 1.5% p.a. of the value of each Fund to cover the ongoing management and the administration ofthe Funds. The annual management charge is reflected in the daily price of shares and is paid to the ACD monthly in arrears. The Funds willalso bear other expenses, including depositary fees and expenses, registrar’s fees, audit fees and FSA fees, which approximately amount in totalto between 0.09% and 0.33% of the value of the Funds. These fees and expenses are also reflected daily in the price of the shares.

Their effect on an investment of £1,000 assuming growth of 7% a year is set out below and on the following pages.


It should be noted that these Funds are not expected to generate any income.

Credit Suisse European Fund


The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to £396 if you have your

income paid out and £396 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investmentgrowth from 7% a year down to 4.6% a year if you have your income paid out and from 7% a year to 4.6% a year if you have your incomereinvested.



1 1,000 73 5 992 73 997

3 120 16 1,080 120 1,100

5 177 29 1,190 178 1,220

10 379 64 1,500 385 1,580



1 500 5 7 522 5 530

3 18 23 569 18 594

5 33 41 621 34 667

10 88 92 770 94 890



1 1,000 73 0 997 73 997

3 122 0 1,100 122 1,100

5 183 0 1,220 183 1,220

10 396 0 1,570 396 1,570

Credit Suisse Transatlantic Fund



Credit Suisse Orient Fund



Credit Suisse New Japan Fund – available from Monday 15th May 2000





1 1,000 72 0 998 72 998

3 118 0 1,100 118 1,100

5 175 0 1,220 175 1,220

10 377 0 1,590 377 1,590



1 1,000 75 0 995 75 995

3 126 0 1,090 126 1,090

5 190 0 1,210 190 1,210

10 415 0 1,550 415 1,550



1 1,000 74 0 996 74 996

3 124 0 1,100 124 1,100

5 186 0 1,210 186 1,210

10 406 0 1,560 406 1,560

CREDIT SUISSE UNIT TRUST

There is no initial spread on the purchase of units in the Fund.

There is an annual management charge of 0.5% p.a. of the value of the Fund to cover the ongoing management and the administration of theFund. The annual management charge is reflected in the daily price of units and is paid to the Manager monthly in arrears. The Fund will alsobear other expenses, including trustee fees and expenses, registrar’s fees, audit fees and FSA fees, which approximately amount in total to0.28% p.a. of the value of the Fund. These fees and expenses are also reflected daily in the price of the units.

Their effect on an investment of £1,000 assuming growth of 7% a year is set out below.


Credit Suisse Cash Fund

Initial spread 0.00%. Annual and administration charges 0.78% (includes the annual management charge of 0.5%, and other expenses suchas trustee, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.28% per annum).

The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to £116 if you have yourincome paid out and £148 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investmentgrowth from 7% a year down to 6.2% a year if you have your income paid out and from 7% a year to 6.2% if you have your incomereinvested.



1 1,000 8 55 1,000 8 1,060

3 27 167 1,010 28 1,190

5 48 279 1,020 54 1,340

10 116 566 1,050 148 1,810

Further Information

Information about your investment

You will receive an acknowledgement letter giving details of thecontract when you invest. You will then receive reports and accountsevery six months giving details of the Fund(s) you have invested in.

Certificates

We do not issue certificates for the Credit Suisse ISA.

Information on the value of your investment

You will receive a six monthly statement as at 5 April and 5 Octobertelling you the value of your ISA.

The prices and yields of all Credit Suisse Funds are listed daily in theFinancial Times and the Daily Telegraph. You should look for theprice under the section applicable to Class R Shares (in the case ofthe Credit Suisse FTSE 100 Tracker Fund Class C Shares).

Buying a Credit Suisse ISA

Applications must be made in writing, using the application formprovided and accompanied by payment in full.

The Funds are valued at 12 noon each business day (valuation point).When you invest in an ISA, we will buy shares on your behalf underthe ISA at the mid-market price, (in the case of the Credit SuisseCash Fund units will be purchased at the buying price), to becalculated at the next valuation point.

If you want to sell all or part of your ISA, we will sell shares at themid-market price, (in the case of the Credit Suisse Cash Fund unitswill be sold at the selling price), to be calculated at the next valuationpoint after receiving your written instructions to cash in all or part ofyour ISA.

Withdrawing an application

Once an acknowledgement letter has been issued, if you have actedon the advice of an independent financial adviser, you have 14 daysto change your mind if you feel that you have not made the rightdecision. If this is the case you should notify CREDIT SUISSEASSET MANAGEMENT FUNDS (UK) LIMITED that you do not wishto continue with your investment on the Cancellation Notice that willbe sent to you. If you exercise your cancellation rights we will returnthe amount you have invested, or the lower value if the share/unitprice has fallen in the meantime. You may not therefore get back theamount you originally invested.

Other dealing information

Under the OEIC structure when you buy or sell shares in the Fund,the price at which you deal is the mid price between the buying andthe selling prices of the underlying stocks and shares in the Fund.Under certain circumstances, the actual costs of dealing in the Fund’sshares may be higher or lower than this mid-market value. This mightbe due to dealing charges, or because the mid price does not reflectthe prices that the Fund has to pay or receive for the underlyingstocks and shares. This effect is called ‘dilution’. The ACD reservesthe right to charge a dilution levy if it feels that this would be in theinterest of the other shareholders. If charged, the dilution levy wouldbe unlikely to be more than 1% of your deal and would be paid intothe fund for the benefit of the other shareholders.The dilution levy may be charged in the following circumstances:

■ on a fund experiencing large levels of net purchases or net salesrelative to its size;

■ on “large deals”, defined as a deal exceeding £250,000 or 1% ofthe size of the Fund whichever is the lesser;

■ where a Fund is an index tracking fund or is otherwise passivelymanaged;

■ in any other case where the ACD is of the opinion that theinterests of existing and continuing shareholders require theimposition of a dilution levy.

The Depositary

The Depositary of Credit Suisse OEICs is Citicorp Trustee CompanyLimited, Lewisham House, 25 Molesworth Street, London SE13 7EX.

The Trustee

The Trustee of the Credit Suisse unit trust is Citicorp TrusteeCompany Limited, Lewisham House, 25 Molesworth Street, LondonSE13 7EX.

Complaints and queries

Please write to us with any complaints and queries at CREDITSUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, BeaufortHouse, 15 St Botolph Street, London EC3A 7JJ. If you feel that wehave failed to deal with any complaint properly, you may contact theInvestment Ombudsman at 6 Fredericks Place, London EC2R 8BT. Astatement of your rights to compensation is available on request.

Selling your investments

If you sell your ISA, the proceeds of sale will be released fivebusiness days (two days in the case of the Credit Suisse Cash Fund)after we have received your instructions in writing to sell the ISA.

Yield

The gross yield is the expected annual income before tax afterexpenses have been deducted. It is expressed as a percentage ofthe mid-market price. For the current yield for your ISA please seethe table in the ISA brochure.

Transfers

You may transfer your ISA at any time to another ISA Manager bygiving us notice in writing. We will make the transfer upon receipt ofsatisfactory written evidence that the ISA Manager to whom it is tobe transferred is approved in line with the regulations. CREDITSUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED does notmake a charge for this.

Switching Funds

In the Stocks and Shares component of your ISA, subject to therestrictions of each class, you may switch your shares in the Fund forshares in another Fund by instructing CREDIT SUISSE ASSETMANAGEMENT FUNDS (UK) LIMITED.

We will sell the shares from one Fund and reinvest the proceeds intothe other Fund(s). Where applicable a discount may be given andthis will be shown on your transaction confirmation as a discount tothe initial charge.

FTSE 100 Index

The shares in the Credit Suisse FTSE 100 Tracker Fund are not inany way sponsored, endorsed, sold or promoted by FTSEInternational Limited (“FTSE”) or by the London Stock ExchangeLimited (the “Exchange”) or by The Financial Times Limited (“FT”) andneither FTSE nor Exchange nor FT makes any warranty orrepresentation whatsoever, expressly or impliedly, either as to theresults to be obtained from the use of the FTSE 100 Index (“theIndex”) and/or the figure at which the said Index stands at anyparticular time on any particular day or otherwise. The index iscompiled and calculated by FTSE. However, neither FTSE norExchange nor FT shall be liable (whether in negligence or otherwise)to any person for any error in the Index and neither FTSE norExchange nor FT shall be under any obligation to advise any personof any error therein.

“FTSE™”, “FT-SE®” and “Footsie®” are trade marks of the LondonStock Exchange Limited and The Financial Times Limited and areused by FTSE International Limited under licence.

Credit Suisse Asset Management Funds (UK) Limited has beenlicensed by FTSE International Limited to use the name “FTSE 100Index”.

Other information

You can obtain copies of the latest interim and annual reports, theProspectus of the Company (in the case of the Credit Suisse CashFund the Scheme Particulars) and any other information on theCompany and its Funds from CREDIT SUISSE ASSETMANAGEMENT FUNDS (UK) LIMITED free of charge. Our addressand telephone number are: Beaufort House, 15 St Botolph Street,London EC3A 7JJ. Telephone 020 7426 2626.

1. Individual Savings AccountsIndividual Savings Accounts (ISAs) can be either maxi, mini, or TESSA only. Amaxi-account ISA may offer cash or insurance components in addition tostocks and shares, whereas a mini-account can only consist of one of thosecomponents. You may only subscribe to one maxi-account ISA or alternativelyone mini-account in each component in each tax year. The investment limitsfor maxi and mini-accounts and for the separate components differ.

2. Definitions2.1 In these Terms and Conditions:‘Account’ means your Credit Suisse Individual Savings Account governed bythese Terms and Conditions.‘Account Investments’ means the assets held from time to time within yourAccount.‘Account Manager’ means CREDIT SUISSE ASSET MANAGEMENTFUNDS (UK) LIMITED.‘Application Form’ means the application form or transfer form (whereappropriate) that you complete when applying to invest in the Account.‘Business Day’ means any day (excluding Saturdays, Sundays and publicholidays) on which banks are open to conduct normal banking business inLondon.‘CAT Standard’ means the voluntary standards set by the government forCharges, Access and Terms. For further details see the Key Featuresdocument.‘Client Account’ means a bank account set up as required by the ClientMoney Rules. The Client Account is with Lloyds Bank plc, but we may changeto another bank if we wish.‘Client Money Rules’ means the Financial Services (Client Money)Regulations 1991 as amended.‘Fund’ means a Credit Suisse unit trust (which will be an authorised unit trust)or a sub-fund of an authorised open-ended investment company operated byCREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED as chosenby you set out on your Application Form.‘IMRO’ means the Investment Management Regulatory Organisation Limitedor the Financial Services Authority (once it assumes IMRO’s functions).‘ISA or Individual Savings Account’ means an Account set up andmanaged under the ISA Regulations.‘ISA Regulations’ means the Individual Savings Account Regulations 1998,as from time to time amended.‘Regular Saver’ is an individual who subscribes a regular monthly amountcollected by direct debit.‘Rules’ means the rules of IMRO as amended from time to time and whichgovern these Terms and Conditions.‘Shares’ means shares in a Credit Suisse OEIC which may be held in anAccount.‘Terms and Conditions’ means these Terms and Conditions and thestatements and declarations made by you in your Application Form.‘Units’ means units in the Credit Suisse Cash Fund which may be held in anAccount.‘we us or our’ means CREDIT SUISSE ASSET MANAGEMENT FUNDS(UK) LIMITED.‘Valuation Dates’ means 5 April and 5 October in each year or, if either dateis not a Business Day, the previous Business Day, or any other dates which wechoose from time to time on which the investments in your Account will bevalued.‘Year’ means a tax year beginning on 6 April in any year and ending on 5April in the following year.‘you’ means an individual who has opened an Account under these Terms andConditions.

3. Introduction3.1 These Terms and Conditions and the Application Form when completedand signed by you and accepted by us form the agreement between you andus for the management of your Account. Please read these Terms andConditions carefully. If there is anything you do not understand please contactus on 020 7426 2626 or contact your financial adviser.3.2 We are regulated by IMRO and the Personal Investment Authority in theconduct of investment business, including acting as manager of IndividualSavings Accounts and are approved by the Inland Revenue as an accountmanager under the ISA Regulations. An Account must comply with therequirements laid down by the Inland Revenue, which may vary from time totime and which are currently set out in the ISA Regulations, and with theseTerms and Conditions.

4. CAT StandardWe will at all times ensure that holdings of Class C Shares in the CreditSuisse FTSE 100 Tracker Fund meet the CAT Standard. No other body hasreviewed this share class to ensure it meets the CAT Standards.

5. Opening an Account5.1 You must subscribe to the Account with your own cash.5.2 To subscribe to an Account, you must complete and sign an ApplicationForm and return it to us with either a cheque or bankers draft for the amountyou want to invest or a completed direct debit instruction.5.3 Your Account will begin (subject to any right you have to cancel) whenwe receive the correctly completed Application Form and relevantaccompanying documents and subscriptions, unless we need to clarify orobtain further information about you. These Terms and Conditions will apply assoon as the Account is accepted. We do not have to accept applications.5.4 We will acknowledge your Application Form.5.5 You can normally only subscribe in the ways stated below, although wemay accept payment in other forms which the ISA Regulations allow.Subscriptions to your Account may be either:(a) Lump sum payments made by cheque or bankers draft;(b) Monthly payments made by direct debit.5.6 The minimum subscription:(a) For lump sum payments it is initially a cash subscription of £1,000 or£500 for Class C Shares of the Credit Suisse FTSE 100 Tracker Fund. Youmay split the lump sum payment between two or more Funds providing thatthe total payment does not exceed the limit contained in the ISA Regulationsand the minimum investment level for each Fund is met.(b) For Regular Savers it is £100 or £400 for the Credit Suisse MonthlyIncome Fund and the Credit Suisse Corporate Bond Monthly Income Fund.There is no regular savings facility for the Credit Suisse FTSE 100 TrackerFund and the Credit Suisse Cash Fund.We may change these minimum amounts from time to time on giving you onemonth’s notice.5.7 The maximum you can invest in your chosen Fund(s) (except the CreditSuisse Cash Fund) is £7,000 in the tax year 2000/2001 and £5,000 in futuretax years in the case of a maxi-account ISA, and £3,000 per tax year in the caseof a stocks and shares mini-account ISA. The maximum you can invest in theCredit Suisse Cash Fund, which is only offered in a maxi-account ISA, is £3,000in the tax year 2000/2001 and £1,000 in future tax years. You can also investthe proceeds of a maturing TESSA into the Credit Suisse Cash Fund in additionto the above limits, within 6 months from the date on which your TESSA matured.5.8 You can apply to transfer an existing ISA to us. When the transfer takesplace the Account must be in the form of cash. This will normally be arrangedwith the existing Account Manager. The sum transferred will be invested atthe next valuation point in the relevant Fund(s) after we receive theApplication Form and cheque from the previous Account Manager for the fullamount transferred. Once the Account has been transferred you will besubject to these Terms and Conditions.5.9 You must tell us immediately in writing if you are no longer eligible toinvest in an ISA.5.10 We will not accept any further amount if the ISA Regulations no longergive you the right to invest in an ISA.

6. Application of lump sum cash 6.1 If you make a cash payment we will use your subscription to buyshares/units in the relevant Fund(s). This will take place by not later than thenext Business Day after we receive your correctly completed Application Formand the appropriate cheque or bankers draft. 6.2 We will send you a Contract Note(s)on the next Business Day.6.3 We may manage the investments in your Account with the investments ofother Individual Savings Accounts that we manage. Any transactions we carryout for you may be added in with those we carry out for other ISA investors.We may also consolidate your holdings with those in any other ISA Accountswhich we manage for you. 6.4 We may keep cash for you in the same bank account as cash held forother investors until it is invested in accordance with the Client Money Rules.We will credit or debit this account with all sums arising from changes in yourAccount and with distributions received or collected by us in respect of yourAccount. We will also debit the account with all charges. No interest willaccrue on the Client Account.

Credit Suisse Individual Savings Accounts – Terms and Conditions

You should make sure that you have the most recent edition of these Terms and Conditions and that you haveread all the clauses. If you have obtained these Terms and Conditions electronically, you should make sureyou have downloaded the document in its entirety.

7. Collection and investment of monthly contributions forregular savers7.1 We will endeavour to collect regular monthly contributions from yournominated bank or building society account on the 28th day of each month(or the next Business Day should the 28th fall on a Saturday, Sunday or publicholiday) and we will normally invest contributions that have been collected onthe day of receipt. Interest will not accrue and will not be paid on monthlycontributions, if any, held in the Client Account between the date of collectionand the date of investment. 7.2 If your bank or building society refuses our initial request for your monthlycontribution, we will not try to collect again. 7.3 You may, in writing and subject to paragraph 5.6(b), choose to increase ordecrease the amount of regular monthly contributions within the annualmaximum permitted by the ISA Regulations or to cease making monthlycontributions. This will take effect not earlier than the seventh Business Dayafter we receive your instruction.7.4 If you cease to make regular monthly contributions, and if the total of allyour contributions or total value of your holding should be less than £1,000,then we may close your Account giving you one month’s notice.

8. Ownership of Shares and/or Units8.1 The shares and/or units in your Account will be placed in the name ofCREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED - A/c TaxFree, or with any other nominee that we may choose. You will be the beneficialowner of the investments in your Account. This means that, although we holdthem in our name or the name of our nominee, they really belong to you. Anydocuments evidencing title to the investments in your Account will be held byCREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED - A/c TaxFree, or as we direct and may not be lent by us as security for a loan. We willbe responsible for the acts and omissions of CREDIT SUISSE ASSETMANAGEMENT FUNDS (UK) LIMITED - A/c Tax Free.8.2 The investments in your Account will be registered collectively in ourname and, although the amount of your holding is recorded and separatelyidentified by us, your entitlement may not be identifiable by separatedocuments of title. In the event of default, any shortfall in the securitiesregistered in the name of the nominee may be shared proportionately amongall clients whose investments are so registered.8.3 We will not borrow money on your behalf. You will not be committed tounderwrite any issue or offer for sale of securities.8.4 You cannot dispose of or otherwise transfer any interest or investments inyour Account or cash sums held in your Account or lend them to a third partyor use them as security for a loan or to create any charge or security overthem.

9. Management of the Investments in Your Account9.1 Subscriptions will be invested in shares/units in the Fund(s) of yourchoice. Where you do not indicate the amount to be invested in the Funds ofyour choice we will invest your subscription equally in the Funds you havechosen.9.2 Unless you elect otherwise by writing to us, we will reinvest dividendincome from shares/units held in your Account, and tax credits we receive foryou, in further shares/units in the relevant Fund(s).9.3 If you have income paid to you, we will supplement the net distributionwith an amount equivalent to any tax credit on those distributions from ourown resources in advance of any tax credit being received from the InlandRevenue. Upon receipt, we will pay the tax credit into your Account and youauthorise us to withdraw the amount of the tax credit in repayment of thesupplement.9.4 We may employ agents in connection with the services we provide andmay delegate all or any of our powers or duties to any delegate(s) of ourchoice in accordance with the ISA Regulations. We will satisfy ourselves thatany person to whom we delegate any of our functions or responsibilitiesunder these Terms and Conditions is competent to carry out those functionsor responsibilities. We will not be liable for the negligence or misconduct ofany such agent or delegate, except where we have been negligent in ourchoice of such agent or delegate. This Clause does not exclude or restrictany liability towards you to which we, by virtue of the ISA Regulations, theFinancial Services Act 1986 or the Rules, may be subject.9.5 All cash balances in your Account (pending investment) will be placed inthe Client Account. No interest will accrue on the Client Account.

10. Charges10.1 The normal charges, both initial and annual, levied by CREDIT SUISSEASSET MANAGEMENT FUNDS (UK) LIMITED as Manager or ACD of theFund(s) will be made. If you are investing in Class C Shares of Credit SuisseFTSE 100 Tracker Fund please see below. You should consult the Fundsinformation brochure and key features for details of the current level ofcharges, or the Funds prospectus (available free on request) for fullinformation. For all Funds except Class C Shares of the Credit Suisse FTSE100 Tracker Fund the deductions for charges and expenses are not madeuniformly throughout the life of the Account Investments but are loadeddisproportionately on to their early years.10.2 There are no additional charges for you in the Account. We may, as long

as we are permitted by the Rules and after giving you three months writtennotice as required by clause 18, vary the amount (if any) of fees, commissionsor expenses payable, the basis on which they are charged or reimbursedand/or the due date for payment.10.3 Investors in Class C Shares of the Credit Suisse FTSE 100 TrackerFund should note that there is no initial charge made on investing in this Fund.The charge you pay for the Fund is 1% of the net asset value of the Fundeach year. You do not have to pay any other charges for investing in the Fund.There are no additional charges for you in the Account.

11. Our RightsWithout giving you prior notice, we may apply any cash or sell or realise anyinvestments held by you in payment of any taxes, fees, commissions and/orexpenses payable by you to us. In the event these liabilities are not met aftersuch action, when we ask you to, you shall promptly on demand pay us inrespect of any loss, damage or cost which might be incurred or arise inrespect of any failure promptly to pay such shortfall.

12. Transfer12.1 At your request and within such time as may be agreed, we will transfereither, part of or your entire Account with all rights and obligations of theparties to it, to another ISA manager who is eligible to so act under the ISARegulations, is approved by the Inland Revenue and who agrees to accept thetransfer (or to that managers nominee, or to you and manager jointly).12.2 The transfer will be subject to us retaining enough to cover our chargesand expenses, and any liabilities for tax.

13. MergerIf, when you subscribe to this Account, the Regulations permit us to merge theinvestments of previous ISA subscriptions belonging to you with those in thisAccount (whether purely for administrative purposes or for any other reason),then these terms and conditions will apply to all those investments for allpurposes for which the Regulations permit. If the subscriptions in this Accountare in future merged with those of another ISA managed by us, then theseTerms and Conditions shall cease to apply in favour of those of that other ISA.

14. Closing your Account 14.1 We may close your Account on giving you written notice if we believe itis impossible to administer your Account under the ISA Regulations or if youare in breach of the ISA Regulations.14.2 Your Account will close automatically with immediate effect if it becomesvoid under the ISA Regulations. We will notify you in writing if the Accountbecomes void.14.3 We may close your Account on one month’s notice if you fail to pay anymoney due under or are in breach of any of these Terms and Conditions.14.4 We may terminate our appointment at any time by giving you threemonths’ notice to that effect. We will not make any additional charges on youif we do this.14.5 You may, by writing to us, ask that your Account be closed immediatelyon receipt and that the investments and cash and rights attaching to them betransferred to you or for the investments in your Account to be realised andthe proceeds paid to you.14.6 Closure will not affect the completion of any transactions already begunand any outstanding fees will remain payable. On termination, we will promptlyaccount to you for all the shares/units and cash held. 14.7 The termination of these arrangements will not affect any outstandingorders or transactions, or any legal rights or obligations which may have alreadyarisen or any provision of these arrangements intended to survive termination.14.8 If you die before the Account is otherwise closed, the Account will closeimmediately upon the receipt by us of written notice of your death. The taxconcessions within the Account will cease (from the date of death) and thevalue of your Account or the shares/units will be available to your estatesubject to any deductions of amounts due to us and the completion of thenecessary formalities to our satisfaction.

15. WithdrawalYou can withdraw any part of the investments in your Account at any timeprovided that the value of the assets remaining within your Account does notas a consequence fall below £1,000, or £500 on the Credit FTSE 100Tracker Fund. You must give us instructions concerning withdrawals from yourAccount in writing at the address set out below or such other address as wemay give to you. We will acknowledge such instruction in writing sent to youraddress as notified by you. We shall comply with your written instructionswithin a reasonable time except where we believe such compliance may beimpracticable or might cause a contravention of any law, rule or regulation.

16. Your Rights 16.1 If you tell us in writing, we will arrange for you to receive copies of theannual report and accounts of the Fund(s).

16.2 If you tell us in writing, we will arrange, when possible, for you to be able to:(1) attend and where possible vote at shareholders’/unitholders’ meetings,(2) receive copies of documents available to holders (other than report andaccounts) and,(3) receive any other entitlements which are available.These arrangements may include lodging proxy forms.16.3 If you do not give us specific instructions, we shall make anyarrangements we think fit to use voting rights, subject to the regulationsissued under the Financial Services Act 1986 or its successors.

17. Periodic reports and accountsWe will send a report in respect of each six month period ending on a ValuationDate (or the period starting on the commencement of your Account and endingon the next Valuation Date). This report will contain a valuation of your Accountat the most recent Valuation Date; and to the extent required by the Rules andISA Regulations, details of all transactions and holdings relating to your Accountduring the relevant period. Each report (which will not contain a measure ofperformance) will also include the information required by the Rules.We will keep copies of all contract notes and other statements of dealing.They will be available for inspection by you at our offices on any Business Daybetween the hours of 9am and 5pm.

18. Changes We may change these Terms and Conditions at any time by giving you aminimum of one month’s notice in writing (except as otherwise stated in theseTerms and Conditions) providing such a change does not result in yourAccount ceasing to qualify under the ISA Regulations. Provided we do nothave to obtain the consent of shareholders/unitholders in the Fund we canalso make changes to these Terms and Conditions which are necessary as aresult of changes to the Funds without obtaining your consent.

19. General19.1 To the extent the ISA Regulations allow us, we may make claims,conduct appeals and agree on your behalf liabilities for the relief from tax inrespect of your Account. 19.2 Whilst we will try the best we can, we are not responsible for loss arisingthrough changes in market conditions or errors of judgement on our part orfor any losses suffered by or arising from any depreciation in the value of yourAccount, save for loss arising as a direct result of the fraud, wilful default ornegligence or gross misconduct or a breach of the Financial Services Act1986 or any regulations made under it of either us or any group company.Save as referred to in paragraph 9.4 we accept no liability in the event of thedefault of any third party.19.3 The value of the investments in your Account and the income from themmay fall as well as rise due to market movements and, where applicable,exchange rate fluctuations. You may not get back the amount invested. Youare reminded that past performance is no guarantee of future returns.19.4 In the case of Class C Shares of Credit Suisse FTSE 100 Tracker Fund,the fact that it meets the CAT Standards does not mean that it is necessarilyan appropriate investment for you, nor that there is any guarantee of futureinvestment performance. If in doubt you should seek personal financialadvice. Please note that you may have to bear the cost of this advice. 19.5 You undertake that, while your Account is open, you will remain theowner of the investments and cash in your Account free of any lien, charge orencumbrance. 19.6 We will not be responsible for any loss or damage suffered by you in thefollowing circumstances:(1) any failure, interruption or delay in the performance of our obligationsresulting from breakdown, failure or malfunction of any telecommunications orcomputer service, industrial disputes, failure of third parties to carry out theirobligations, acts of governmental or supranational authorities; or(2) any other event or circumstance whatsoever not reasonably within ourcontrol.19.7 Nothing in the Terms and Conditions shall restrict our right to provideinvestment services to others.19.8 You will have the right to cancel and we will give notice of your right tocancel within 14 days of receipt of the Application Form. Such notice willexplain how you may exercise your rights. If you exercise your rights to cancelyou will have your subscription returned subject to a deduction of the amount,if any, by which the value of the shares/units in the relevant Fund(s) has fallenat the time we receive the cancellation notice.19.9 No person has been authorised to give any representation on our behalfof as regards the Account other than those set out in these Terms andConditions and the Account brochure and any such representation givenshould not be relied upon.19.10 We will have an interest in all purchases or sales of shares/units for the

Account, because we are also manager or ACD of the Funds. When we buy orsell shares/units for your Account we may have, directly or indirectly, a furtherinterest in that transaction. This may occur, for example, where we dealcollectively for you and for other clients, where other clients already haveholdings in the Fund(s), or where we act for both the buyer and seller in atransaction. We will not inform you of any interest before such a transaction.

20. Restricted CommunicationNeither we nor any person connected with us shall have any duty to discloseto you any fact, matter or thing which comes to our notice, or the notice of anysuch connected person or any employee, director or agent of us or any suchconnected person in the course of carrying on any other business or as aresult of or in connection with services which are provided to other persons.

21. Confidentiality21.1 We may have to disclose any information known to us relating to yourbusiness or affairs to the Inland Revenue or any relevant regulatory authority(including, without limitation, the Financial Services Authority, PIA and IMRO)if we are required to do so by law, by the Rules or by the ISA Regulations. Weshall not be under any liability for any disclosure made in accordance with thisclause in good faith to such authority.21.2 You authorise us to provide the Inland Revenue with all the relevantparticulars of your Account and the investments in your Account which theInland Revenue may reasonably request but only in connection with theAccount.

22. TaxationGrowth within your Account is free of any liability to capital gains tax. Onclosure of your Account you have no liability for capital gains tax or incometax on the proceeds. You will supply us with all information which wereasonably require in respect of the Account and you will inform usimmediately if you cease to qualify to invest in an ISA. The levels and basis oftaxation and reliefs from taxation can change at any time. The value of any taxreliefs will depend on individual circumstances.

23. Complaints23.1 You should refer complaints to our compliance officer at the address atthe foot of this page, who will investigate and take such action as may beconsidered appropriate. You may also refer your complaint direct to ThePersonal Investment Authority Ombudsman, Hertsmere House, HertsmereRoad, London E14 4AB in the case of marketing complaints, otherwise to theInvestment Ombudsman, 6 Frederick’s Place, London EC2R 8BT.23.2 In the event of our default, you may be entitled to compensation underthe Investors Compensation Scheme. A statement summarising the Schemeis available if you ask for it.

24 Governing LawThese Terms and Conditions are under English Law and we and you agreethat the English Courts will have exclusive jurisdiction in respect of anydispute between us.

25. Notices and instructions25.1 Any notice or instruction to be given to us should be sent to CREDITSUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, Mellon House,Ingrave Road, Brentwood, Essex CM15 8TG or to such other address as wemay tell you. We will give you notices by post, at your risk, to the address lastnotified to us. This will be deemed to be received by you 2 Business Daysfollowing the day of posting.25.2 You must normally communicate with us in writing which will not, exceptby prior agreement, include facsimile. We may from time to time accept otherforms of instruction at our discretion.25.3 We will acknowledge in writing and comply with your proper writteninstructions as soon as reasonably practicable.

CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITEDRegulated by the Personal Investment Authority and the InvestmentManagement Regulatory Organisation and Member of the Associationof Unit Trusts and Investment Funds. We only sell our own open-endedinvestment companies, unit trust, PEP and ISA products.

April 2000

CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED

Beaufort House, 15 St Botolph Street, London EC3A 7JJ

Telephone 020 7426 2626

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