INDEX2020

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Contents

Page

Alternative Lending 3

Car Finance 3

Commercial Finance 5

Consumer Credit 6

Credit Card 8

Infl uencers 9

Knowledge & Professional Services 10

Mortgage 11

Trade Credit 13 Utilities & Telecoms 13

Members

3creditstrategy.co.uk

ALTERNATIVE LENDINGNicholas Beal - Amigo LoansJames Benamor - Amigo LoansGed O’Neil - AudenAdam Hughes - AvantcreditChris Jones - Bamboo LoansJohn Lush - Bamboo LoansDavid Poole - BrightHouseKristjan Novistski - Cash On GoJohn Bartley - Elevate CreditSteve Grice - Elevate CreditSteven White - Everyday LoansAngela Clements - Fair For YouJerome Le Luel - Funding Circle UKChris DeBoer - GAIN CreditAlex Woodcraft - GAIN CreditJohn Nichols - H&T PawnbrokersStuart Daniels - JD Williams (N Brown)Daniel Suppey - JL MoneyGeorge Badejo-Adegbenga - Loans 2 GoVim Patel - Loans 2 GoBill Scotney - MoneybarnNatalie Trist - MoneybarnIan Cooper - Morses ClubPaul Smith - Morses ClubAdam Freeman - Mr LenderBecky McCarthy - Mr LenderEmily Nisbet - Mr LenderCaroline Walton - MYJARTomas Hazelton - N26Rob Holt - NewDayPaul Gill - Non-Standard FinanceJohn van Kuffeler - Non-Standard FinanceTara Waite - Premium CreditChris Gillespie - Provident FinancialMalcolm Le May - Provident FinancialMourad Malki - Richmond GroupSteve George Murray - Uncle BuckTim Waterman - Zopa

CAR FINANCESteve Reynolds - AA WarrantySpencer Halil - ALPHERA Financial ServicesSteve Undwerwood - Aston Martin Financial Services

Members

4creditstrategy.co.uk

Ian Plummer - Auto TraderOliver Mackaness - Billing FinanceNagla Thabet - Black HorseRichard Jones - Black Horse & Lex AutoleaseBob Jones - Blue Motor FinanceMike Dennett - BMW Financial ServicesAndrew Brameld - BNP Paribas Personal FinanceLouis Rix - CarFinance247Rebecca McNeil - Close Motor FinanceLaura Jones - DSG FinanceRichard Hoggart - DSG Financial ServicesJeremy Levine - Evolution FundingLee Streets - Evolution FundingAlex Hughes - FCA Automotive ServicesCharles Bilyeu - FCE BankAdrian Dally - Finance & Leasing AssociationDon Brough - First Response FinanceVincent Reboul - Hitachi Capital Consumer FinanceJoe Crump - Honda Finance EuropePaul Elder - Inchcape RetailSam Harvey - Jardine MotorsSimon Barrass - JCT600Paul Harrison - Leasing.ComMartin Goodwin - ListersPaul Bentley - Lookers Motor GroupJohn Hughes - Mann Island FinanceAndrew Marsh - Marsh FinanceChristian Peters - Mercedes-Benz Financial ServicesShamus Hodgson - MoneybarnKarl Werner - MotoNovo FinanceLiam Quegan - NextGear Capital UKJames McGee - Northridge FinanceAlexandre Sorel - Opel Vauxhall FinanceJulian Rance - Paragon BankDavid Johnson - Perrys Motor SalesAdam Goldhagen - PSALee Wheeler - RCI Financial ServicesVik Hill - Santander Consumer Finance UKDavid Mercer - Secure Trust BankPeter Cottle - Startline Motor FinanceRobert Dodson - Sytner GroupDavid Challinor - The Funding CorporationDoug Gillies - Toyota Financial ServicesPascal Brasseur - Vauxhall Opel FinanceErhard Paulat - Vauxhall Opel Finance

Members

5creditstrategy.co.uk

Steve Rowe - Vertu MotorsMike Todd - Volkswagen Financial ServicesJames Wilkinson - Zuto

COMMERCIAL FINANCEJeremy Harrison - ABN AMROCarl D’Ammassa - Aldermore BankJill Zucker - American ExpressNick Simpson - Asset Finance SolutionsSteve Bolton - BarclaysAng Ottaway - BarclaysPaul Wainwright - BarclaysDavid Postings - Bibby Financial ServicesDavid Morris - BNP Paribas Commercial Finance UKKeith Morgan - British Business BankJeremy Harrison - CFA EuropeTom Perkins - Charles & DeanNeil Davies - Close Brothers Asset and Leasing DivisionDavid Hunter - Clydesdale BankSimon Goldie - Finance & Leasing AssociationSamir Desai - Funding CircleAndy Taylor - Haydock FinanceGavin Wraith-Carter - Hitachi Capital Business FinanceTracey Ewen - IGF Invoice FinanceMike Francis - InvestecWesley Harfield - InvestecChristopher Reiche - IwocaPaul Jennings - JCB Finance UKSteve Swift - Kennet Equipment LeasingCarol Roberts - Leasing FoundationAndy Bishop - Lloyds Bank Commercial BankingPaul Gordon - Lloyds Bank Commercial BankingDavid Oldfield - Lloyds Bank Commercial BankingKeith Softly - Lloyds Bank Commercial BankingJo Davies - Locke LordeIan Isaac - LombardNathan Mollett - Metro BankMark Standish - MotoNovo FinancePaul Goodman - NACFBGraham Toy - NACFBChirag Shah - Nucleus Commercial FinanceStuart Sykes - OblixAdrian Taylor - Paragon BankMark Ripley - Premier Asset Finance

Members

6creditstrategy.co.uk

Matt Jones - PropelRhydian Lewis - RateSetterNick Walsh - SantanderGeorge Ashworth - Santander Asset FinanceIan Cowie - Shawbrook BankMark Picken - Shire LeasingJulian Hobbs - Siemens Financial ServicesYlva Oertengren - Simply FinanceMike Randall - Simply FinanceNadia Grys - Starling BankMarc Goldberg - Together MoneyKerry Howells - Tower LeasingAndrew Ribbins - Ultimate FinanceSteven Chait - Wells Fargo

CONSUMER CREDITChristine Palmer - Aldermore BankTamas Kopanyi - Argos Financial ServicesBrian Seal - Atom BankChris Sparks - Atom BankGrant Miles - AvantcreditNeil Fuller - Bank of IrelandRob McQuade - Bank of IrelandAngela Davies - BarclaysMark Gregory - BarclaysSally Moran - BarclaysNeil Gallimore - BarclaysBen Irwin - BarclaysMike Morrison - Barclays Financial AssistanceStephen Roughton-Smith - Belmont GreenChan Bharj - BNP Paribas Personal FinanceClaire Moore - BNP Paribas Personal FinanceVictoria Stubbs - Cambridge Building SocietyFraser McNeill - Coventry Building SocietySteve Round - Ecology Building SocietyJason Bovington - Everyday LoansNick Isaacs - Future FinanceAndrew Slatford - Hitachi Capital Consumer FinanceCarl Warburton - Home Retail GroupGary Jones - HSBCCyrille Salle de Chou - HSBC Retail and Wealth ManagementFeike Brouwers - Kensington MortgagesVivienne Powell - Kensington MortgagesSebastian Siemiatkowski - Klarna

Members

7creditstrategy.co.uk

Andrew Greenwood - Leeds Building SocietyMarc Proctor - Leeds Building SocietyElyn Corfield - Lloyds Banking GroupTasneem Bhamji - Lloyds Banking GroupChris Gowland - Lloyds Banking GroupSimon Green - Lloyds Banking GroupPaul Hammick - Lloyds Banking GroupVim Maru - Lloyds Banking GroupDavid Wishart - Lloyds Banking GroupMatt Handley - M&S BankAileen Gillan - Metro BankDoriana Iovino - Metro BankMark Price - Metro BankAlastair Holmes - Molo FinanceSelen Cagirgan - Monzo BankStuart McFadden - Monzo BankLisa Nowell - Monzo BankTim Trailor - Monzo BankJasper Davy - Nationwide Building SocietyJulia Dunn - Nationwide Building SocietyMatthew Jones - Nationwide Building SocietyJames Tebboth - Nationwide Building SocietyJaki Merrett - OneSavings BankRichard Wilson - OneSavings BankAndy Carswell - Paragon Banking GroupMalcolm Hayes - Paragon Banking GroupJohn Turner - Paragon Banking GroupSteve Fenwick - Premium CreditPeter Behrens - RateSetterBruce Fletcher - RBSChris Laverick - RBSSteve Scott - RBSSimon Bell - Sainsbury’s BankStuart Young - Sainsbury’s BankPatricia Halliday - Santander UKSarah Marshall - Santander UKSean Pape - Santander UKMark Staveley - Santander UKMike Abraham - Secure Trust BankCatharine Allford - Secure Trust BankKevin Hayes - Secure Trust BankLeighton Grew - Shawbrook BankMarie Marsden - Shop Direct Financial ServicesRichard Martin - Skipton Building Society

Members

8creditstrategy.co.uk

Anne Boden - Starling BankLarry Potter - Starling BankDiptendu Khan - Tandem BankRichard Henderson - Tesco BankElaine O’Dwyer - Tesco BankAngharad Collins - The Co-operative BankRichard Lees - The Co-Operative BankAdam Evetts - The West BromSteve Peacock - Think Money GroupMax Griffiths - TogetherSteve Miller - TogetherNisha Babbar - TSBIain Laing - TSBPeter Dockar - Virgin MoneyDave Pickering - Virgin MoneyMark Thundercliffe - Virgin MoneyNick Winterbottom - Virgin MoneyTeresa Tompkins - Volkswagen Financial ServicesAbby Page - Yorkshire Building SocietyRichard Wells - Yorkshire Building SocietyMarie Moffatt - ZopaStephen Paxton - Zopa

CREDIT CARDGuillaume LeFlahec - American ExpressArvind Varadhan - American ExpressDavid Sims - BarclaycardJames Storm - BarclaycardRupert Corder - Capital OneRupert MacInnes - Capital OneJoseph Gordon - First DirectAlison Berryman - John Lewis & PartnersJan Hundertpfund - Lloyds Banking GroupChris Oestrich - Lloyds Banking GroupIan Worthington - Lloyds Banking GroupGary Sharpe - MBNACaroline Haynes - MBNASteve Bevan - New DayMark Eyre - New DayJayne Savage - Post Office MoneyOwen Woodley - Post Office MoneyIan Thompson - SantanderMartin Magnone - TymitJuan Montalvo - Tymit

Members

9creditstrategy.co.uk

Andrew Casson - Vanquis BankChris Daniels - Vanquis Bank

INFLUENCERS Sue Chapple - CICMJonathan Horsman - APPG on Alternative LendingJulian Knight - APPG on Alternative LendingYvonne Fovargue - APPG on Debt and Personal FinanceAndrew Bailey - Bank of EnglandSteven Coppard - Cabinet OfficeJohn Kirkby - Christians Against PovertyMike Haley - CIFASGillian Guy - Citizens AdviceRussell Hamblin-Boone - Civil Enforcement AssociationGreg Stevens Consumer - Credit Trade AssociationJason Wassell - Consumer Finance AssociationJohn Ricketts - CSAKevin Still - Debt Managers Standards AssociationJosef Busuttil - FECMAStephen Hadrill - Finance & Leasing AssociationFiona Hoyle - Finance & Leasing AssociationJonathan Davidson - Financial Conduct AuthorityChristopher Woolard - Financial Conduct AuthorityCaroline Wayman - Financial OmbudsmanSusan Acland-Hood - HM Courts and Tribunals ServiceAndy Briscoe - IndesserCarrie-Ann James - Insolvency Practitioners AssociationStephen Allinson - Insolvency Service BoardBob Pinder - Institute of Chartered Accountants of England and WalesMark Neale - Lending Standards BoardHelen Undy - Money & Mental Health Policy InstituteJoanna Elson - Money Advice TrustJonathan Oxley - OfcomDermot Nolan - OfgemRachel Fletcher - OfwatJeremy Quin - Parliamentary secretary to the Cabinet OfficePaul Smee - Peer 2 Peer Finance AssociationStuart Frith - R3Philip King - Small Business CommissionerPhil Andrew - StepChange Debt CharityStephen Jones - UK FinanceEric Leenders - UK FinanceGraham Peacop - UK PaymentsChris Fitch - University of Bristol

Members

10creditstrategy.co.uk

KNOWLEDGE & PROFESSIONAL SERVICESRobert McDowell - 4mostMark Sommers - 4mostEmma Steeley - AccountScoreLee Rochford - Arrow GlobalOliver Stratton - Arrow GlobalAndrew Pritchard - ArumJamie Waller - ArumCraig Buick - Cabot Credit ManagementDerek Usher - Cabot Credit ManagementWayne Whitford - Court Enforcement ServicesCaroline Burston - Credit Resource SolutionsTim Vine - Dun & BradstreetJohanna Edwards - EquifaxPatricio Remon - EquifaxSarah Jackson - EquinitiMartin Kisby - EquinitiLaurence Venn - Excel Field ServicesTom Blacksell - ExperianCharles Butterworth - ExperianBruce Curry - FICOShannon Faulkner - FiduciaAlex Ellerton - Grant Thornton UKMike Anderson - High Court Enforcement GroupJulian Winfield - Hoist Finance UKNicholas Ross - HuntswoodDave Newcombe - Idem CapitalJeremy Young - Intelligent EnvironmentsEddie Nott - IntrumDenise Crossley - LanternMatthew Barrow - Lester AldridgePaul Burdell - Link FinancialFrank Horvath - Link FinancialJohn Pears - LowellEdward Manson - MERJEJanet Jones - MicrosoftFrances Coulson - Moon BeeverOwen James - PRA GroupBrian Pitt - RocksteadGary Gilburd - Sigma Financial GroupJennifer Baldwin - Slater & GordonRichard Broadbent - SopraIan Larkin - TargetCarlos Osorio - TDX Group

Members

11creditstrategy.co.uk

Dale Williams - TelrockDavid Finch - TransUnionSatty Saha - TransUnionPaul Jenkins - Wescot

MORTGAGEJeremy Duncombe - Accord MortgagesDamian Thompson - Aldermore BankDom Scott - Alexander HallRobert Sinclair - AMIPaula Mercer - Atom BankIain Smith - Bank of IrelandCraig Calder - BarclaysCraig Colton - BarclaysGajendra Gupta - Barclays UKNatasha Kyprianides - Barclays UKPhil Rickards - Birmingham MidshiresSteve Seal - Bluestone MortgagesAndrew Montlake - CorecoPeter Curran - CountrywideKevin Purvey - Coventry Building SocietyKeith Barber - Family Building SocietySteve Cox - Fleet MortgagesBob Young - Fleet MortgagesHans Geberbauer - Foundation Home LoansPaul Stockwell - Gatehouse BankRussell Galley - HalifaxMichelle Andrews - HSBCIan Bartholomew - HSBCRichard Beardshaw - HSBCGareth Evans - HSBCChris Pearson - HSBCKate Davies - IMLAGemma Harle - IntrinsicPeter Izard - InvestecRay Boulger - John CharcolSteve Griffiths - Kensington MortgagesAlex Maddox - Kensington MortgagesDavid Whittaker - Keystone Property Finance.Paul Brett - LandbayPaul Clampin - LandbayMartese Carton - Leeds Building SocietyDanny Belton - Legal & GeneralKevin Roberts - Legal & General

Members

12creditstrategy.co.uk

Matthew Tooth - LendInvestGraham Blair - Lloyds Banking GroupMike Jones - Lloyds Banking GroupEmma Lawrence - Lloyds Banking GroupJasyot Singh - Lloyds Banking GroupPhillip Cartwright - London & Country MortgagesDavid Hollingworth - London & Country MortgagesGeoff Spours - London & Country MortgagesDavid Copland - LSL Financial GroupFrancesca Carlesi - Molo FinancePeter Brodnicki - Money Advice BureauGareth Herbert - Mortgage Advice BureauLarry Banda - Nationwide Building SocietyAndrew Dean - Nationwide Building SocietyAndrew Jackson - Nationwide Building SocietyHenry Jordan - Nationwide Building SocietyPaul Wooton - Nationwide Building SocietyAbi Greenhalgh - Nest Financial SevicesMichael Conville - Newcastle Building SocietyJohn Truswell - Newcastle Building SocietyNikki Warren-Dean - Nottingham Building SocietyAdrian Moloney - OneSavings BankJohn Cupis - OpenworkPaul Shearman - OpenworkMoray Hulme - Paragon GroupAlan Cleary - Precise MortgagesJulie Ann Haines - Principality Building SocietyGraham Felstead - RBSKelly Lyons - RBSDan Salmons - RBSGillian Almond - SantanderHelen Harrison - Santander UKBrad Fordham - Santander UKMiguel Sard - Santander UKRichard Howells - SesameDavid Robinson - Shawbrook BankMartin Reynolds - SimplyBiz MortgagesAlex Beavis - Skipton Building SocietyPaul Fenn - Skipton Building SocietySimon Broadley - TenetLimePaul Broadhead - The BSASusan McCallum - The Mortgage LenderNick Smith - TSBRobert Owen - United Trust Bank

Members

13creditstrategy.co.uk

Louisa Sedgwick - Vida HomeloansAndrew Asaam - Virgin MoneySarah Green - Virgin MoneyFred Sharp - Virgin MoneyRichard Scott - West Bromwich Building SocietyIan Darby - Wren SterlingDavid Morris - Yorkshire Building Society

TRADE CREDITVincent-Bruno Larger - AFDCCPhil Rice - Aggregate IndustriesNick King - AgilityBryony Pettifor - AnixterMark Wood - AvivaAnn Marie McFadyen - Bibby Financial ServicesFlorence Barbera - BPMartin Kirby - Business StreamAtul Vadher - CICM East of England BranchPeter Simmons - Crédit Agricole CIBBen Archer - Gazprom EnergyDiana Keeling - Ian WilliamsAndrea Baker - ImmarsatColin Stringer - Lloyds Banking GroupTeresa Callaghan - Mishcon de ReyaAlessio Pinna - Rockwell AutomationDavid Fisher - Shell TradingSimon Johnson - SIGGuy Thompson - Sun ChemicalSimon Howell - TarmacNick Tiltman - Tech Data UKLara Jolly - Travis PerkinsKatherine Bailey - Valor Hospitality EuropeNigel Birney - Willis Towers Watson

UTILITIES AND TELECOMSJames Tipler - Affinity WaterRachel Male - Avro EnergyTim Hart - Bristol EnergyDouglas Oneil - British GasAndreas Manolis - BTAlexandra Meagher - Bulb EnergyRob Mayer - CentricaTony Smith - Consumer Council for WaterGary McCready - Dixons Carphone

Members

14creditstrategy.co.uk

Sally Gronow - Dwr Cymru Welsh WaterPhilip Shaw - E.ONMartyn Cladingbowl - EcotricityAngela Golightly - EDF EnergyTracy Porter - EEMark Gutteridge - FlipperCharley Maher - FlipperJuliet Davenport - Good EnergyMatthew Lashbrook - Green Star EnergyHenry de Zoete - Look after my billsTim Sheer - Loop/Yorkshire WaterMark Wilkinson - Northumbrian WaterSteve Banks - npowerBarry Forster - npowerMatt Mattock - O2Greg Jackson - Octopus EnergySelina Chadha - OfcomMeghna Tewari - OfgemSteve Crabb - OfwatIan Parry - Orbit EnergyMark Chapman - Ovo EnergyKaren Brocklebank-Lambert - PlusnetMark Fawcitt - Scottish PowerLiv Garfield - Severn TrentMark Ramsey - Severn TrentSimon Bell - Shell Energy RetailElaine Faulkner - SkyAlastair Mitchell - SkySteve George - South East WaterGary Grey - Spark EnergyJohn Hegarty - SSEZoe Ackland - TalkTalkJohn Preston - Tesco MobileStephen Kelly - ThreeMichelle Atkinson - United UtilitiesBen Bolt - Utility PointChristina Renshaw - Valda EnergyAnne Curran - Virgin MediaPenelope Clarke - VodafoneSue Lindsay - Wessex WaterRichard Tang - Zen Internet