cremul d.96a multiple credit advice message recommendation · pdf file ·...

CREMUL D.96A Multiple credit advice message

Recommendation of Swiss Financial Institutions

for the use of the UN/EDIFACT-Message (including an Appendix with mapping of ESR Records Type 3 and Type 4 and

an example for a CREMUL out of an IPI payment)

Version 1.6 from 15.03.2005

CREMUL D.96A Multiple credit advice message Recommendation of Swiss Financial Institutions for the use of the UN/EDIFACT Message

CREMUL16.doc Introduction / Introduction 2 / 141 Document date: 15.03.2005 Document version: 1.6

Table of contents

1 INTRODUCTION 4

1.1 Introduction 5

1.2 Functional Definition 5

1.3 Principles 6

1.4 Data Segment Clarification 6 1.4.1 Content of B- and C-Level 7

2 MESSAGE LAYOUT 8

2.1 Message Structure 8

2.2 Branching Diagram 14

3 SEGMENT LAYOUT 19

3.1 Introduction 19

3.2 Segments Level A (first part) 20

3.3 Segments Level B 30

3.4 Segments Level C 48

3.5 Segments Level A (second part) 80



4 EXAMPLE 84

4.1 Example CREMUL 84

5 APPENDIX A1: MAPPING ESR-RECORD TYPE 3 AND TYPE 4 90

5.1 Introduction 90

5.2 Mapping ESR-Records Type 3 in UN/EDIFACT-CREMUL-Structure 91 5.2.1 Type 3: ESR-Gutschriftsrecord (GR) 91 5.2.2 Type 3: ESR-Totalrecord (TR) 93 5.2.3 Type 3: Example of a CREMUL, coming from an ESR-Reply 94

5.3 Mapping ESR-Records Typ4 in UN/EDIFACT-CREMUL-Structure 97 5.3.1 Type 4: ESR-Gutschriftsrecord (GR) 97 5.3.2 Type 4: ESR-Totalrecord (TR) 100 5.3.3 Type 4: Example of a CREMUL, coming from an ESR-Reply 102

5.4 Branching Diagram CREMUL for ESR Type 3 and Type 4 104

5.5 Segment Layout CREMUL for ESR Type 3 and Type 4 105

6 HISTORY OF CHANGES 141

6.1 History of changes 141



1 INTRODUCTION This document is to be used together with the �Generic Implementation Information, Recommendation of Swiss Financial Institutions for the use of the UN/EDIFACT-Messages�.

This document is based on

Title Version Remarks Source

Generic Implementation Information, Recommendation of Swiss Financial Institutions for the use of the UN/EDIFACT-Messages including Swiss In-terbank Clearing- and Swiss Postfinance UN/EDIFACT Code lists.

Version 1.1 http://www.sic.ch

CREMUL D.96A Multiple credit advice message, Recommendation of D6 Working Group Finance for the use of the UN/EDIFACT Message

Version 1.3.1 Dated 18.11.2001 http://www.unece.org/trade/untdid

UNITED NATIONS TRADE DATA INTERCHANGE DIRECTORY (UNTDID)

D.96A Definition DEBMUL http://www.unece.org/trade/untdid

UNITED NATIONS TRADE DATA INTERCHANGE DIRECTORY (UNTDID)

Latest available code list

UNCL (code list) only http://www.unece.org/trade/untdid

ISO 9735 Electronic data interchange for administration, commerce and transport (EDIFACT) � Application level syntax rules

Syntax version number: 3

http://www.iso.ch/cate/cat.html

ISO 646 Information processing � ISO 7-bit coded character set for informa-tion interchange


D6 Referencing Rules and Recommendations Version 1.1 D6_RefRules_1v01.pdf http://www.edifact-wg.org

Recommended Practice For Message Flow And Security For EDIFACT Payments (D6)

Version 2.03 D6_RecPract_2v03.pdf http://www.edifact-wg.org

http://www.sic.ch/

http://www.unece.org/trade/untdid





http://www.edifact-wg.org/

http://www.edifact-wg.org/



1.1 Introduction This specification provides the definition of the Multiple credit advice message (CREMUL) to be used in Electronic Data Interchange (EDI) between trading partners involved in administration, commerce and transport.

1.2 Functional Definition A Multiple Credit Advice message is sent by an Account Servicing Financial Institution to the Account Owner or to a third party, which has agreed bilaterally in advance, that its account (s) has been or will be credited for specified amount (s) on the date (s) indicated, in settlement of the referenced business transaction (s).


CREMUL16.doc Introduction / Principles 6 / 141 Document date: 15.03.2005 Document version: 1.6

1.3 Principles - A CREMUL may cover the financial settlement of one or more commercial trade transactions, such as invoices, credit notes, debit notes, etc. It is not intended for use in securities trading. - Several credit accounts, value dates, entry dates and currencies may be specified.

1.4 Data Segment Clarification The following semantic principles apply to the message and are intended to facilitate the understanding and implementation of the message:

The Multiple Credit Advice message is structured in three levels: A, B and C.

- Level A Segment Groups 1,2,3 and 28 contains general data related to the whole message.

- Level B Segment Groups 4 to 9 is based on the following rules: Level B contains data which applies to all the dependent C levels, such as,

- Same area Code: When the BUS segment is used, domestic and international items should not be mixed in the same sequence of B and C levels.

- Same currency and same account: The items to be grouped must refer to the same account. The currency to be booked must be the same as that of the account.

- Same value date: The items must have the same value date.

- Same entry date: The items must be booked on the same day.

- Same bank operation code: The items must bear the same bank operation code.

Remark: If, for the same receiver, one of these 5 basic pieces of information changes, a new level B is required.

- Level C Segment Groups 10 to 27 contains the individual transactions, which are related to the data stored on level B.

The structure of the message is designed to allow several B and C levels, each level B being followed by one or several C levels.

Where a choice of code or text is given only the code element should be used wherever possible. Source: Joint development by the Pan American EDIFACT Board and the Western European EDIFACT Board MD4


CREMUL16.doc Introduction / Data Segment Clarification 7 / 141 Document date: 15.03.2005 Document version: 1.6

1.4.1 Content of B- and C-Level Each B-Level of the CREMUL contains one booked item. One B-Level of a CREMUL corresponds to one C-Level of a FINSTA.

Each C-Level of the CREMUL contains details to the credited item in the B-Level.

The payments originated by DIRDEB can be booked in two ways:

1. Advice without details: each B-Level of a DIRDEB is booked and will be credited and adviced in one CREMUL B-Level. The CREMUL contains only one C-Level with the mandatory segments.

2. Advice with details: each B-Level of a DIRDEB (in case of �Totalanzeige�) or each C-Level of a DIRDEB (in case of �Einzelanzeige�) is booked and will be credited and adviced in one CREMUL B-Level. Each DIRDEB C-Level corresponds to one CREMUL C-Level and contains details of the payment.


CREMUL16.doc Message Layout / Message Structure 8 / 141 Document date: 15.03.2005 Document version: 1.6

2 MESSAGE LAYOUT

2.1 Message Structure Multiple credit advice Level A (first part). UNH M 1 MESSAGE HEADER BGM M 1 Beginning of message DTM C 1 Date/time/period BUS C 1 Business function SG1 C 2 RFF-DTM RFF M 1 Reference DTM C 1 Date/time/period SG2 C 5 FII-CTA-COM FII M 1 Financial institution information CTA C 1 Contact information COM C 5 Communication contact SG3 C 3 NAD-CTA-COM NAD M 1 Name and address CTA C 1 Contact information COM C 5 Communication contact



Multiple credit advice Level B. SG4 M 9999 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 LIN M 1 Line item DTM C 2 Date/time/period BUS C 1 Business function MOA M 2 Monetary amount SG5 M 3 RFF-DTM RFF M 1 Reference DTM C 1 Date/time/period SG6 M 1 FII-CTA-COM FII M 1 Financial institution information CTA C 1 Contact information COM C 5 Communication contact SG7 C 5 FCA-MOA-SG8 FCA M 1 Financial charges allocation MOA C 2 Monetary amount SG8 C 6 ALC-PCD-MOA-CUX-DTM-SG9 ALC M 1 Allowance or charge PCD C 1 Percentage details MOA C 2 Monetary amount CUX C 1 Currencies DTM C 1 Date/time/period SG9 C 5 TAX-MOA-CUX-DTM TAX M 1 Duty/tax/fee details MOA C 2 Monetary amount CUX C 1 Currencies DTM C 1 Date/time/period



Multiple credit advice Level C. SG10 M 9999 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SEQ M 1 Sequence details DTM C 3 Date/time/period BUS C 1 Business function FII M 2 Financial institution information SG11 C 5 RFF-DTM RFF M 1 Reference DTM C 1 Date/time/period SG12 C 1 PAI-FTX PAI M 1 Payment instructions FTX C 1 Free text SG13 M 4 MOA-CUX-DTM-RFF MOA M 1 Monetary amount CUX C 1 Currencies DTM C 2 Date/time/period RFF C 1 Reference SG14 C 3 NAD-CTA-COM NAD M 1 Name and address CTA C 1 Contact information COM C 5 Communication contact SG15 C 3 INP-FTX-DTM INP M 1 Parties to instruction FTX C 1 Free text DTM C 1 Date/time/period SG16 C 10 GIS-MOA-LOC-NAD-RCS-FTX GIS M 1 General indicator



MOA C 1 Monetary amount LOC C 2 Place/location identification NAD C 1 Name and address RCS C 1 Requirements and conditions FTX C 10 Free text SG17 C 5 FCA-MOA-SG18 FCA M 1 Financial charges allocation MOA C 2 Monetary amount SG18 C 20 ALC-PCD-MOA-CUX-DTM-SG19 ALC M 1 Allowance or charge PCD C 1 Percentage details MOA C 2 Monetary amount CUX C 1 Currencies DTM C 2 Date/time/period SG19 C 5 TAX-MOA-CUX-DTM TAX M 1 Duty/tax/fee details MOA C 2 Monetary amount CUX C 1 Currencies DTM C 1 Date/time/period SG20 C 1 PRC-FTX-SG21-SG27 PRC M 1 Process identification FTX C 5 Free text SG21 C 9999 DOC-MOA-DTM-RFF-NAD-SG22-SG23-FTX-SG24 DOC M 1 Document/message details MOA C 5 Monetary amount DTM C 5 Date/time/period RFF C 5 Reference NAD C 2 Name and address



SG22 C 5 CUX-DTM CUX M 1 Currencies DTM C 1 Date/time/period SG23 C 100 AJT-MOA-RFF AJT M 1 Adjustment details MOA C 1 Monetary amount RFF C 1 Reference FTX C 5 Free text SG24 C 9999 DLI-MOA-PIA-DTM-SG25-SG26 DLI M 1 Document line identification MOA C 5 Monetary amount PIA C 5 Additional product id DTM C 5 Date/time/period SG25 C 5 CUX-DTM CUX M 1 Currencies DTM C 1 Date/time/period SG26 C 10 AJT-MOA-RFF-FTX AJT M 1 Adjustment details MOA C 1 Monetary amount RFF C 1 Reference FTX C 5 Free text SG27 C 1 GIS-MOA GIS M 1 General indicator MOA C 5 Monetary amount



Multiple credit advice Level A (second part). CNT C 5 Control total SG28 C 5 AUT-DTM AUT M 1 Authentication result DTM C 1 Date/time/period UNT M 1 MESSAGE TRAILER


CREMUL16.doc Message Layout / Branching Diagram 14 / 141 Document date: 15.03.2005 Document version: 1.6

2.2 Branching Diagram The use of the marked segments is not recommended, these segments are not described in the chapter �Segment Layout�.

Segment Group 21: These segments are created by the sender of the original multiple payment order. In cases where it is explicitly stated, the financial institution(s) involved in the payment will pass this segment on, unchanged, in subsequent messages which are created as a result of the original message. These segments are not described in the chapter �Segment Layout� (only the SG21-DOC is described).

0

1

2

3

UNH M 1

BGMM 1

DTMC 1

BUS C 1

SG1 C 2

RFF M 1

DTM C 1

SG2C 5

FIIM 1

CTAC 1

COMC 5

SG3C 3

NADM 1

CTAC 1

COMC 5

SG4M 9999

LINM 1

DTMC 2

BUS C 1

MOAM 2

SG5M 3

RFFM 1

DTMC 1

SG6M 1

FIIM 1

CTAC 1

COMC 5

2

1



2

3

4

5

1 SG7

C 5 FCA

M 1

MOAC 2

SG8C 6

ALCM 1

PCDC 1

MOA C 2

CUX C 1

DTMC 1

SG9C 5

TAXM 1

MOAC 2

CUXC 1

DTMC 1

SG10M 9999

SEQM 1

DTMC 3

BUSC 1

FII M 2

SG11C 5

RFFM 1

DTMC 1

SG12C 1

PAIM 1

FTXC 1

SG13M 4

MOAM 1

CUXC 1

DTMC 2

RFFC 1

3



3

4

5

6

3 SG14

C 3 NAD

M 1

CTAC 1

COMC 5

SG15 C 3

INP M 1

FTX C 1

DTM C 1

SG16C 10

GISM 1

MOAC 1

LOCC 2

NADC 1

RCSC 1

FTXC 10

SG17C 5

FCAM 1

MOAC 2

SG18C 20

ALCM 1

PCDC 1

MOAC 2

CUXC 1

DTMC 2

SG19C 5

TAXM 1

MOAC 2

CUXC 1

DTMC 1

4

CREMUL D.96A Multiple credit advice message Recomm ation of Swiss Financial Institutions for the f the UN/EDIFACT Message

CREMUL1 Message Layout / Branching Diagram 17 / 141 Document date: 15.03.2005 Document version: 1.6

customer to customer information only

3

4

5

6

7

4

SG21C 9999

DOCM 1

MOAC 5

DTM C 5

RFF C 5

NADC 2

SG22C 5

CUXM 1

DTMC 1

SG23C 100

AJTM 1

MOAC 1

RFFC 1

FTXC 5

SG24C 9999

DLIM 1

MOAC 5

PIAC 5

DTMC 5

SG25C 5

CUXM 1

DTMC 1

SG26C 10

AJTM 1

MOAC 1

RFFC 1

FTXC 5

SG27C 1

GISM 1

MOAC 5

There is r in the branching diagram of the UN/EDIFACT message CREMUL: the SG21-FTX should be an SG23(AJT)-FTX (as defined in the message PAYMUL at SG19(A X). If there are customer data in this FTX segment to be mapped at the financial institution from a PAYMUL to a CREMUL, it can occur an error (e.g. the data of the FT ment will not be mapped).

enduse o

6.doc

SG20C 1

PRCM 1

FTXC 5

an erroJT)-FTX seg



0

1

2

2

CNTC 5

SG28C 5

AUTM 1

DTMC 1

UNT M 1


CREMUL16.doc Segment Layout / Introduction 19 / 141 Document date: 15.03.2005 Document version: 1.6

3 SEGMENT LAYOUT

3.1 Introduction This section describes each segment of the UN/EDIFACT message CREMUL. The segments are presented in the sequence in which they appear in the message. • The segment or segment group tag is followed by the (M)andatory / (C)onditional indicator, the maximum number of occurrences and the segment description. • The left side of the following table constitutes information from the original UN/EDIFACT Directory (data element number, description, M/C and format). • In the center are the recommendations of Swiss Financial Institutions and Swiss Post (type, �*� and remarks). • It is planned, that the right side of the table (�Comment�) will consist in a later version additional comments from the different Financial institutions and Swiss Post.

In the column �Type� for simple and composite date elements with a (C)onditional UN/EDIFACT status are the following sub-status defined:

R REQUIRED Indicates that the entity is required and must be sent

D DEPENDENT Indicates, that the entity must be sent in certain conditions, as defined by the relevant explanatory note

O OPTIONAL Indicates that the entity is optional and may be sent at the discretion of the user

N NOT USED Indicates that the entity is not used and should be omitted. Any data placed in an element marked with �N� will be ignored.

If a composite is flagged as �N�, all data elements within that composite will have blank status indicators.

The column �*� indicates • if code values are restricted to the values given in the list (�*�) and • if one specific code out of either an open or restricted code list is required (�R�) • if code values must occur in certain conditions, as defined by the relevant explanatory note

(blank) Open codelist The use of code values which are not preceded by an asterisk (*) are not restricted (open). The available codes are listed in the codelist of the corresponding UN/EDIFACT directory. * Restricted codelist Code values preceded by an asterisk (*) are the only codes available for use in the given context (restricted choice).

R Required code out of open list Codes preceded by an �R� are required and must occur in one repetition of the corresponding segment if it is used. *R Required code out of restricted list Codes preceded by an �R� are required and must occur in one repetition of the corresponding segment if it is used.


CREMUL16.doc Segment Layout / Segments Level A (first part) 20 / 141 Document date: 15.03.2005 Document version: 1.6

3.2 Segments Level A (first part) UNH MESSAGE HEADER Segment No. 1 Segment Level A M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A service segment starting and uniquely identifying a message. The message type code for the Multiple credit advice message is CREMUL. Note: Multiple credit advice messages conforming to this document must contain the following data in segment UNH, composite S009: 0065 CREMUL 0052 D 0054 96A 0051 UN

Number Description M/C Format Type * Description Comment 0062 MESSAGE REFERENCE

NUMBER M an..14 M Identification of a message by a unique reference.

The message reference must be allocated in ascending sequence within an interchange (e.g. the first message sent is 1, the second 2, etc.), but it need not be consecutive.

S009 MESSAGE IDENTIFIER M M

0065 Message type identifier M an..6 M *R "CREMUL" (Multiple credit advice message)

0052 Message type version number M an..3 M *R "D" (Directory)

0054 Message type release number M an..3 M *R "96A" (Version 96A)

0051 Controlling agency M an..2 M *R "UN" (UN/ECE/TRADE/WP.4, United Nations Standard Messages (UNSM))

0057 Association assigned code C an..6 O

0068 COMMON ACCESS REFERENCE

C an..35 N

S010 STATUS OF THE TRANSFER C N

0070 Sequence message transfer number

M n..2



Number Description M/C Format Type * Description Comment 0073 First/last sequence message

transfer indication C a1

Segment Notes:



BGM BEGINNING OF MESSAGE Segment No. 2 Segment Level A M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment by means of which the sender must uniquely identify the CREMUL message using its type and number and its function. It is an information of items advised in advance, of items pending to be booked or of items which have been booked.

Number Description M/C Format Type * Description Comment C002 DOCUMENT/MESSAGE NAME C R

1001 Document/message name, coded C an..3 R * *

"454" (Credit advice) "342" (Pre-advising transactions)

1131 Code list qualifier C an..3 N

3055 Code list responsible agency, coded

C an..3 N

1000 Document/message name C an..35 N

1004 DOCUMENT/MESSAGE NUMBER

C an..35 R Identification of the message by a unique transaction reference assigned by the sender. Note: This reference must be quoted in any queries about the message to the sender of the message.

1225 MESSAGE FUNCTION, CODED C an..3 R * * *

"9" (Original) "31" (Copy) "7" (Duplicate) If code "7" is used, segment group 1 is required.

4343 RESPONSE TYPE, CODED C an..3 N

Segment Notes: DE 1225 (Message function, coded): The code "31" (copy) implies that the message is sent on the account holders request to an address given by the account holder.



DTM DATE/TIME/PERIOD Segment No. 3 Segment Level A C 1 UN/EDIFACT Directory R 1 CH-MIG Comment A segment specifying the date and, if required, the time the message is created.

Number Description M/C Format Type * Description Comment C507 DATE/TIME/PERIOD M M

2005 Date/time/period qualifier M an..3 M *R "137" (Document/message date/time)

2380 Date/time/period C an..35 R

2379 Date/time/period format qualifier C an..3 R * *

"102" (CCYYMMDD) "203" (CCYYMMDDHHMM)

Segment Notes:



SG1 RFF-DTM SegGr.Level A C 2 UN/EDIFACT Directory D 1 CH-MIG Comment A group of segments identifying a previously-sent message. This segment group is used only when element BGM-1225

contains the code 7 (duplicate).

RFF REFERENCE Segment No. 5 Segment Level A M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment specifying the reference of the previously-sent message.

Number Description M/C Format Type * Description Comment C506 REFERENCE M M

1153 Reference qualifier M an..3 M *R "ACW" (Reference number to previous message)

1154 Reference number C an..35 R Reference Number of the original CREMUL message (BGM-1004).

1156 Line number C an..6 N

4000 Reference version number C an..35 N

Segment Notes:



SG1 RFF-DTM SegGr.Level A C 2 UN/EDIFACT Directory D 1 CH-MIG Comment DTM DATE/TIME/PERIOD Segment No. 6 Segment Level A C 1 UN/EDIFACT Directory O 1 CH-MIG Comment A segment identifying the creation date/time of the referenced message.


2005 Date/time/period qualifier M an..3 M *R "171" (Reference date/time)




Segment Notes:



SG2 FII-CTA-COM SegGr.Level A C 5 UN/EDIFACT Directory O 3 CH-MIG Comment A group of segments identifying the financial institutions involved in the multiple credit advice, their function and their contacts.

This segment group is used for routing purposes only.

FII FINANCIAL INSTITUTION INFORMATION Segment No. 7 Segment Level A M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment identifying the financial institutions associated with the transaction, in coded or uncoded form and their function.

Number Description M/C Format Type * Description Comment 3035 PARTY QUALIFIER M an..3 M *

* *

"MS" (Document/message issuer/sender) "AS" (Account servicing financial institution) "MR" (Message recipient)

C078 ACCOUNT IDENTIFICATION C N

3194 Account holder number C an..35

3192 Account holder name C an..35

3192 Account holder name C an..35

6345 Currency, coded C an..3

C088 INSTITUTION IDENTIFICATION

C R

3433 Institution name identification C an..11 D International identification of the financial institution in coded form: ISO-BIC

1131 Code list qualifier C an..3 D *R "25" (Bank identification)


C an..3 D *R "5" (ISO (International Organization for Standardization))

3434 Institution branch number C an..17 D National identification of the financial institution / Swiss Post in coded form: BC-No. ("001996" Swiss Post as a financial institution included)

1131 Code list qualifier C an..3 D *R "157" (Clearing code)



Number Description M/C Format Type * Description Comment 3055 Code list responsible agency,

coded C an..3 D *R "121" (CH, Telekurs AG)

3432 Institution name C an..70 N

3436 Institution branch place C an..70 N

3207 COUNTRY, CODED C an..3 O

Segment Notes: Composite C088 (Institution identification): The financial institution can be identified in one of the two following ways: 1. With the international identification using ISO-BIC in the element 3433 (qualified in the following elements 1131 and 3055) (preferred) 2. With the national identification using BC-No. in the element 3434 (qualified in the following elements 1131 and 3055).



SG3 NAD-CTA-COM SegGr.Level A C 3 UN/EDIFACT Directory O 2 CH-MIG Comment A group of segments identifying the name(s) and address(es) of non-financial parties involved in the transaction, their function and their contacts.

This segment group is used for routing purposes only.

NAD NAME AND ADDRESS Segment No. 10 Segment Level A M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment identifying the names and addresses of the non- financial parties associated with the multiple credit advice, in coded or uncoded form, and their function.

Number Description M/C Format Type * Description Comment 3035 PARTY QUALIFIER M an..3 M *

* "MR" (Message recipient) "HQ" (Account owner)

C082 PARTY IDENTIFICATION DETAILS

C D

3039 Party id. identification M an..35 M

1131 Code list qualifier C an..3 R * * *

If using ISO or EAN identification: "160" (Party identification) If using Telekurs identification: "100" (Enhanced party identification) If bilaterally agreed: "ZZZ" (Mutually defined)


C an..3 R * * * *

"5" (ISO (International Organization for Standardization)) "9" (EAN (International Article Numbering association)) "121" (CH, Telekurs AG) "ZZZ" (Mutually defined)

C058 NAME AND ADDRESS C N

3124 Name and address line M an..35

3124 Name and address line C an..35



Number Description M/C Format Type * Description Comment 3124 Name and address line C an..35



C080 PARTY NAME C D

3036 Party name M an..35 M

3036 Party name C an..35 O


3036 Party name C an..35 N

3036 Party name C an..35 N

3045 Party name format, coded C an..3 N

C059 STREET C D

3042 Street and number/p.o. box M an..35 M

3042 Street and number/p.o. box C an..35 O


3042 Street and number/p.o. box C an..35 N

3164 CITY NAME C an..35 D

3229 COUNTRY SUB-ENTITY IDENTIFICATION

C an..9 D

3251 POSTCODE IDENTIFICATION C an..9 D

3207 COUNTRY, CODED C an..3 D

Segment Notes: This segment can be used in two ways: 1. C080/C059/3164/3229/3251/3207 (Structured name and address), preferred 2. C082 only (Party identification) The use of party identification (variant 2) with a structured name/address (variant 1) will be accepted.


CREMUL16.doc Segment Layout / Segments Level B 30 / 141 Document date: 15.03.2005 Document version: 1.6

3.3 Segments Level B SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment A group of segments containing information details which are relevant to all transactions specified in the message.

One B level corresponds to one entry on the account.

LIN LINE ITEM Segment No. 13 Segment Level B M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment indicating, by a sequential line number, the beginning of the specification of details related to all transactions specified.

Number Description M/C Format Type * Description Comment 1082 LINE ITEM NUMBER C n..6 R Application generated number for each B-

Level. Numbers must be allocated in ascending sequence order within the message without gaps (i.e. the first line is 1, the second line 2, etc.).

1229 ACTION REQUEST/ NOTIFICATION, CODED

C an..3 D * *

"106" (Advice without details) The CREMUL con-tains only one C-Level with the mandatory segments. "107" (Advice with details)

C212 ITEM NUMBER IDENTIFICATION

C N

7140 Item number C an..35

7143 Item number type, coded C an..3

1131 Code list qualifier C an..3


C an..3

C829 SUB-LINE INFORMATION C N

5495 Sub-line indicator, coded C an..3

1082 Line item number C n..6



Number Description M/C Format Type * Description Comment 1222 CONFIGURATION LEVEL C n..2 N

7083 CONFIGURATION, CODED C an..3 N

Segment Notes: Element 1229 (Action request/notification, coded): If element 1229 is not used, the advice is sent as bilaterally agreed.



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment DTM DATE/TIME/PERIOD Segment No. 14 Segment Level B C 2 UN/EDIFACT Directory R 2 CH-MIG Comment A segment specifying the entry and/or value date.


2005 Date/time/period qualifier M an..3 M * * *

"202" (Posting date) "209" (Value date) "455" (Expected value date)


2379 Date/time/period format qualifier C an..3 R *R "102" (CCYYMMDD)

Segment Notes: Element 2005 (Date/time/period qualifier): element 2005 is to be specified depending on the following cases: If BGM-1001 = "342" (Pre-advising transactions): DTM+455



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment BUS BUSINESS FUNCTION Segment No. 15 Segment Level B C 1 UN/EDIFACT Directory O 1 CH-MIG Comment A segment identifying certain characteristics of the credits stored as individual transactions in level C, such as the bank operation, i.e., the method of transferring the funds, in order to sort the dependent credits according to their category.

Number Description M/C Format Type * Description Comment C521 BUSINESS FUNCTION C D This composite is mutually exclusive with the same

composite in SG10-BUS.

4027 Business function qualifier M an..3 M *R "1" (Underlying business function)

4025 Business function, coded M an..3 M "01" (Individuelle Einzelgutschrift) "02" (Einzelgutschrift mit ESR Referenz aus Applikation ESR oder LSV+) "06" (ES mit Image) "11" (IPI strukturiert) "16" (ESR/ESR+) "26" (Giro Direct) "31" (Pay Net) "36" (LSV-Sammelgutschrift) "41" (LSV+ Einzelgutschrift, LSV-Referenz gemäss IPI) "46" (LSV+ Einzelgutschrift, LSV-Referenz gemäss ESR) "49" (LSV+ Einzelgutschrift, Struktur der Referenz ge-mischt (ESR oder IPI))

1131 Code list qualifier C an..3 O * �BFC� (Business function, coded)


C an..3 O * "121" (CH, Telekurs AG)

4022 Business description C an..70 O



Number Description M/C Format Type * Description Comment 3279 GEOGRAPHIC

ENVIRONMENT, CODED C an..3 O

* * *

This element is mutually exclusive with the same ele-ment in SG10-BUS. "DO" (Domestic) "IN" (International) "IS" (European Union � ECBS payments/direct debits compliant with EBS-200 (ECBS))

4487 TYPE OF FINANCIAL TRANSACTION, CODED

C an..3 O * *

"1" (Clean payment) (default) "4" (Documentary payment)

C551 BANK OPERATION C D This composite is mutually exclusive with the same composite in SG10-BUS.

4383 Bank operation, coded M an..3 M

1131 Code list qualifier C an..3 O


C an..3 O

4463 INTRA-COMPANY PAYMENT, CODED

C an..3 O

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment MOA MONETARY AMOUNT Segment No. 16 Segment Level B M 2 UN/EDIFACT Directory M 2 CH-MIG Comment A segment specifying the total amount of all credits stored as individual transactions in level C and/or the total amount of all credits stored in level C plus the total fee amount.

Number Description M/C Format Type * Description Comment C516 MONETARY AMOUNT M M

5025 Monetary amount type qualifier M an..3 M * *

"60" (Final posted amount) "349" (Amount for information) (D6 code) � used only in pre-advising transactions.

5004 Monetary amount C n..18 R

6345 Currency, coded C an..3 R

6343 Currency qualifier C an..3 N

4405 Status, coded C an..3 N

Segment Notes: Element 5025 (Monetary amount type qualifier): Element 5025 is to be specified depending on the following cases: If BGM-1001 = "454" (Credit advice): "60" If BGM-1001 = "342" (Pre-advising transactions): "349"



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG5 RFF-DTM SegGr.Level B M 3 UN/EDIFACT Directory M 2 CH-MIG Comment A segment group containing references related to the payments, as well as relevant dates.

RFF REFERENCE Segment No. 17 Segment Level B M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment specifying reference numbers for the payments involved in the transaction.


1153 Reference qualifier M an..3 M *R *

"ACK" (Bank reference) "AKJ" (Direct debit reference)

1154 Reference number C an..35 R



Segment Notes: Element 1153 (Reference qualifier): At least a RFF+ACK containing the applicational B level reference of the beneficiary's financial institution has to be specified. If the CREMUL was triggered by a DIRDEB, then a RFF+AKJ containing the applicational B level reference of the beneficiary may be specified.



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG5 RFF-DTM SegGr.Level B M 3 UN/EDIFACT Directory M 2 CH-MIG Comment DTM DATE/TIME/PERIOD Segment No. 18 Segment Level B C 1 UN/EDIFACT Directory O 1 CH-MIG Comment A segment specifying dates relevant to the related references.


2005 Date/time/period qualifier M an..3 M *R "171" (Reference date/time)


2379 Date/time/period format qualifier C an..3 R *R "102" (CCYYMMDD)

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG6 FII-CTA-COM SegGr.Level B M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A group of segments identifying the account that has been or will be credited.

FII FINANCIAL INSTITUTION INFORMATION Segment No. 19 Segment Level B M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment identifying the financial institutions and relevant account number associated with the transaction, in coded or uncoded form and their function.

Number Description M/C Format Type * Description Comment 3035 PARTY QUALIFIER M an..3 M *R "BF" (Beneficiary's bank)

C078 ACCOUNT IDENTIFICATION C R

3194 Account holder number C an..35 R

3192 Account holder name C an..35 D Either the element 3192 or an equivalent SG14-NAD has to be used. Name of account holder

3192 Account holder name C an..35 O Postcode, place of account holder

6345 Currency, coded C an..3 O

C088 INSTITUTION IDENTIFICATION C D







Number Description M/C Format Type * Description Comment 3434 Institution branch number C an..17 D National identification of the financial institution in

coded form: BC-No. ("001996" Swiss Post as a financial institution included)

1131 Code list qualifier C an..3 D *R "157" (Clearing code)


C an..3 D *R "121" (CH, Telekurs AG)



3207 COUNTRY, CODED C an..3 D This data element must be used unless an IBAN is included in element 3194.

Segment Notes: Element 3194 (Account holder number): It can be bilaterally agreed that element 3194 contains the account number in the format received by the beneficiary's financial institution in the message that triggered the CREMUL or in the format that the beneficiary wishes (e.g. always IBAN). Composite C088 (Institution identification): Composite C088 is to be specified depending on the following cases: If 3194 contains an IBAN: Composite C088 is not used. If 3194 doesn't contain an IBAN: Either the national identification, in element 3434, or the international identification, in element 3433, has to be specified, but not both.



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG7 FCA-MOA-SG8 SegGr.Level B C 5 UN/EDIFACT Directory D 2 CH-MIG Comment A group of segments providing full details of all charges or allowances, and associated taxes, that apply to the total amount, together with information as to who bears the charges and to which account they have been directed. Where charges are subject to taxation this may also be specified.

Option 1: Neither SG7 nor SG17 are used (no charges or allowances). Option 2: SG7 alone is used when the amount of charges or allowances is calculated from segment SG7-MOA, with qualifier "25" in element 5025. Option 3: SG17 is used. The single amounts in SG17 have to be summed up into SG7 when charges/allowances are not included in the transaction. This option only uses code 7 in DE 4471. This segment group may occur up to two times: one according option 2 and one according option 3.

FCA FINANCIAL CHARGES ALLOCATION Segment No. 22 Segment Level B M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.

Number Description M/C Format Type * Description Comment 4471 SETTLEMENT, CODED M an..3 M *

* * *

"7" (Optional (used only with option 3)) "13" (All charges borne by payee) "14" (Each pay own cost) "15" (All charges borne by payor)

C878 CHARGE/ALLOWANCE ACCOUNT

C O

3434 Institution branch number M an..17 M BIC or BC-No.

1131 Code list qualifier C an..3 R * *

If BC-No.: "157" (Clearing code) If BIC: "25" (Bank identification




coded C an..3 R *

* If BC-No.: "121" (CH, Telekurs AG) If BIC: "5" (ISO (International Organization for Standardization))



Segment Notes: Element C878 (Charge/allowance account): This composite data element is used only when charges are debited to an account different from the account defined in the SG6-FII segment. In this case, C878 can contain an additional account within the same financial institution (e.g. another branch).



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG7 FCA-MOA-SG8 SegGr.Level B C 5 UN/EDIFACT Directory D 1 CH-MIG Comment MOA MONETARY AMOUNT Segment No. 23 Segment Level B C 2 UN/EDIFACT Directory D 2 CH-MIG Comment A segment identifying the basis amount from which charges are calculated, if different from the total amount. It is also giving the total value of charges and/or allowances, and associated taxes.

This segment is only used when the amount of charges or allowances affects the account holder.


5025 Monetary amount type qualifier M an..3 M * * * * *

"488" (Total charges, not included in the transaction amount) "489" (Total allowances, not included in the transaction amount) "259" (Total charges, included in the transaction amount) "260" (Total allowances, included in the transaction amount) "25" (Charge/allowance basis) This code is only used with option 2 in segment SG7-FCA.




4405 Status, coded C an..3 N Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG7 FCA-MOA-SG8 SegGr.Level B C 5 UN/EDIFACT Directory D 1 CH-MIG Comment SG8 ALC-PCD-MOA-CUX-DTM-SG9 SegGr.Level B C 6 UN/EDIFACT Directory D 6 CH-MIG Comment A group of segments providing a detailed breakdown of all charges (or allowances) and associated charges (or allowances).

This segment group can only be used with option 2 in segment, SG7-FCA.

ALC ALLOWANCE OR CHARGE Segment No. 24 Segment Level B M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment used to provide full details of each charge or allowance for which the Payee is liable. Included are full details of the method of calculating the charge.

Number Description M/C Format Type * Description Comment 5463 ALLOWANCE OR CHARGE

QUALIFIER M an..3 M *

* "A" (Allowance) "C" (Charge)

C552 ALLOWANCE/CHARGE INFORMATION

C O Identification of allowance/charge information relating to the amount

1230 Allowance or charge number C an..35 O

5189 Charge/allowance description, coded

C an..3 R

4471 SETTLEMENT, CODED C an..3 N

1227 CALCULATION SEQUENCE INDICATOR, CODED

C an..3 N

C214 SPECIAL SERVICES IDENTIFICATION

C O

7161 Special services, coded C an..3 O





coded C an..3 O

7160 Special service C an..35 O


Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG7 FCA-MOA-SG8 SegGr.Level B C 5 UN/EDIFACT Directory D 1 CH-MIG Comment SG8 ALC-PCD-MOA-CUX-DTM-SG9 SegGr.Level B C 6 UN/EDIFACT Directory D 6 CH-MIG Comment PCD PERCENTAGE DETAILS Segment No. 25 Segment Level B C 1 UN/EDIFACT Directory O 1 CH-MIG Comment A segment specifying the percentage used for calculating the charges (or allowances).

This segment is used if the calculation of amount is based on a percentage.

Number Description M/C Format Type * Description Comment C501 PERCENTAGE DETAILS M M

5245 Percentage qualifier M an..3 M "3" (Allowance or charge)

5482 Percentage C n..10 R Specification of the percentage set; a value of zero is not permitted.

5249 Percentage basis, coded C an..3 N



C an..3 N

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG7 FCA-MOA-SG8 SegGr.Level B C 5 UN/EDIFACT Directory D 1 CH-MIG Comment SG8 ALC-PCD-MOA-CUX-DTM-SG9 SegGr.Level B C 6 UN/EDIFACT Directory D 6 CH-MIG Comment MOA MONETARY AMOUNT Segment No. 26 Segment Level B C 2 UN/EDIFACT Directory R 2 CH-MIG Comment A segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the MOA seg-ment in SG7.


5025 Monetary amount type qualifier M an..3 M * * *

The meaning of the codes must be identical to those in the ALC and PCD segments "23" (Charge amount) "25" (Charge/allowance basis) The basis must be different to the contained in MOA in segment group 7. "204" (Allowance amount)

5004 Monetary amount C n..18 D This data element is mandatory if an amount is calculated or if a basis is quoted. This data element is not used if code 18 (free of charge) is used in element 4405.

6345 Currency, coded C an..3 D This element is only used when element 5004 is used.




Number Description M/C Format Type * Description Comment 4405 Status, coded C an..3 D

* * * * * *

This element must not be used if code "25" is used in element 5025 "6" (Minimum) "7" (Fixed) "8" (Maximum) "9" (Information) This code is not used if code "259" or "260" are used in element SG7-MOA-5025. "18" (Free of charge) There is no amount in data element 5004. "19" (Rounded) The absence of this data element means that the amount is exacly as calculated.

Segment Notes:


CREMUL16.doc Segment Layout / Segments Level C 48 / 141 Document date: 15.03.2005 Document version: 1.6

3.4 Segments Level C SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment A segment group providing details regarding the individual transactions, such as dates, financial institutions, account numbers.

In case of advice without details (code �106� in element SG4-LIN-1229) only the segment FII and MOA of segment group 13 will follow.

SEQ SEQUENCE DETAILS Segment No. 33 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment identifying the beginning of the specification of individual transactions (C level) by a sequential number.

This is a trigger segment specifying the start of each single transaction

Number Description M/C Format Type * Description Comment 1245 STATUS INDICATOR, CODED C an..3 N

C286 SEQUENCE INFORMATION C R

1050 Sequence number M an..6 M Number for each C-Level. Numbers must be allocated in ascending sequence order within the B-Level without gaps (i.e. the first line is 1, the second line 2, etc.).

1159 Sequence number source, coded C an..3 N



C an..3 N

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment BUS BUSINESS FUNCTION Segment No. 35 Segment Level C C 1 UN/EDIFACT Directory O 1 CH-MIG Comment A segment specifying additional details regarding the individual credit, such as its business function.

This segment is bank generated if no data from EDIFACT cus-tomer order is present.

Number Description M/C Format Type * Description Comment C521 BUSINESS FUNCTION C D This composite is mutually exclusive with the same


4027 Business function qualifier M an..3 M *R "1" (Underlying business function) 4025 Business function, coded M an..3 M "01" (Individuelle Einzelgutschrift)

"02" (Einzelgutschrift mit ESR Referenz aus Applikation ESR oder LSV+) "06" (ES mit Image) "11" (IPI strukturiert) "16" (ESR/ESR+) "26" (Giro Direct) "31" (Pay Net) "36" (LSV-Sammelgutschrift) "41" (LSV+ Einzelgutschrift, LSV-Referenz gemäss IPI) "46" (LSV+ Einzelgutschrift, LSV-Referenz gemäss ESR) "49" (LSV+ Einzelgutschrift, Struktur der Referenz ge-mischt (ESR oder IPI))

1131 Code list qualifier C an..3 O * �BFC� (Business function, coded) 3055 Code list responsible agency,

coded C an..3 O * "121" (CH, Telekurs AG)




Number Description M/C Format Type * Description Comment 3279 GEOGRAPHIC


* * *



C an..3 O


4383 Bank operation, coded M an..3 M 1131 Code list qualifier C an..3 O 3055 Code list responsible agency,

coded C an..3 O


C an..3 O

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment FII FINANCIAL INSTITUTION INFORMATION Segment No. 36 Segment Level C M 2 UN/EDIFACT Directory M 2 CH-MIG Comment A segment identifying the financial institutions and relevant account number associated with the transaction, in coded or uncoded form and their function.

In case of advice without details (code �106� in element SG4-LIN-1229) only one SG10-FII segment without information is generated (" FII+ZZZ' ").

Number Description M/C Format Type * Description Comment 3035 PARTY QUALIFIER M an..3 M "OR" (Ordered bank)

"I1" (Intermediary bank 1) "PH" (Payor´s financial institution) �ZZZ" (Bilaterally agreed) � See segment note.

C078 ACCOUNT IDENTIFICATION C O

3194 Account holder number C an..35 O

3192 Account holder name C an..35 O Name of account holder




C D







Number Description M/C Format Type * Description Comment 3434 Institution branch number C an..17 D National identification of the financial institution in

coded form: BC-No. ("001996" Swiss Post as a financial institution included) or "Post- Teilnehmernummer der Bank für BESR" or any national identification based on code combina-tions for 1131 and 3055 to identify a financial institu-tion

1131 Code list qualifier C an..3 D * *

If BC-No.: "157" (Clearing code) If "Post-Teilnehmernummer der Bank für BESR": "25" (Bank identification) If other: any available code listed in the table code combination for 1131 and 3055 to identify a financial institution


C an..3 D * *

If BC-No.: "121" (CH, Telekurs AG) If "Post-Teilnehmernummer der Bank für BESR": "100" (CH, Entreprise des PTT) If other: any available code listed in the table of code combinations for 1131 and 3055 to identify a financial institution.

3432 Institution name C an..70 D Required if the identification of the financial institution in coded form is unknown.

3436 Institution branch place C an..70 D Required if the identification of the financial institution in coded form is unknown.


Segment Notes: Composite C088 (Institution identification): Composite C088 is to be specified depending on the following cases: If 3194 contains an IBAN: Element 3207 is not used. If 3194 doesn't contain an IBAN: Either the national identification, in element 3434, or the international identification, in element 3433, has to be specified, but not both. Furthermore the data element 3207 has to be used.



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG11 RFF-DTM SegGr.Level C C 5 UN/EDIFACT Directory D 5 CH-MIG Comment A group of segments containing references of other messages and transactions, with relevant date(s)/time(s).

Not used in case of advice without details (code "106" in element SG4-LIN-1229), in all other cases required.

RFF REFERENCE Segment No. 37 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment identifying references of other messages or transactions related to this transaction.


1153 Reference qualifier M an..3 M *R * * * * * *

"AIK" (Bank's individual transaction reference number) "CR" (Customer reference number) "AKJ" (Direct debit reference) "AKN" (Third bank's reference) "PQ" (Payment reference) "RA" (Remittance information) "AUI" (Image reference)




Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG11 RFF-DTM SegGr.Level C C 5 UN/EDIFACT Directory D 5 CH-MIG Comment DTM DATE/TIME/PERIOD Segment No. 38 Segment Level C C 1 UN/EDIFACT Directory O 1 CH-MIG Comment A segment specifying the date and/or time of the referenced messages or transactions.


2005 Date/time/period qualifier M an..3 R *R "171" (Reference date/time)




Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG12 PAI-FTX SegGr.Level C 1 UN/EDIFACT Directory O 1 CH-MIG Comment A group of segments specifying conditions, guarantees, method and channel of payment used.

PAI PAYMENT INSTRUCTIONS Segment No. 39 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment specifying the conditions, guarantee, method and channel of payment used.

Number Description M/C Format Type * Description Comment C534 PAYMENT INSTRUCTION

DETAILS M M

4439 Payment conditions, coded C an..3 O

4431 Payment guarantee, coded C an..3 O

4461 Payment means, coded C an..3 O



C an..3 O

4435 Payment channel, coded C an..3 O

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG12 PAI-FTX SegGr.Level C 1 UN/EDIFACT Directory O 1 CH-MIG Comment FTX FREE TEXT Segment No. 40 Segment Level C C 1 UN/EDIFACT Directory O 1 CH-MIG Comment A segment providing free form additional information.

Number Description M/C Format Type * Description Comment 4451 TEXT SUBJECT QUALIFIER M an..3 M *R "PAI" (Payment instruction information)

4453 TEXT FUNCTION, CODED C an..3 N

C107 TEXT REFERENCE C N

4441 Free text, coded M an..3



C an..3

C108 TEXT LITERAL C R

4440 Free text M an..70 M

4440 Free text C an..70 O




3453 LANGUAGE, CODED C an..3 O

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG13 MOA-CUX-DTM-RFF SegGr.Level C M 4 UN/EDIFACT Directory M 4 CH-MIG Comment A group of segments identifying the monetary amounts and, if necessary, the currencies, exchange rate and date for the amount of the transaction.

In case of advice without details (code "106" in element SG4-LIN-1229) only one SG13-MOA segment without detailed information is generated (" MOA+ZZZ' ").

MOA MONETARY AMOUNT Segment No. 41 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment giving the amount of the individual transaction.



*

"98" (Original amount) "143" (Transfer amount) "36" (Converted amount) Usage of this code implies that the CUX segment must follow. "60" (Posted amount) "349" (Amount for information (D6 code)) Used only for pre-advising transactions. Code "60" and "349" are mutually exclusive. �ZZZ� (Mutually agreed) � See segment group note.

5004 Monetary amount C n..18 D Required unless element 5025 = �ZZZ�

6345 Currency, coded C an..3 D Required unless element 5025 = �ZZZ�



Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG13 MOA-CUX-DTM-RFF SegGr.Level C M 4 UN/EDIFACT Directory M 4 CH-MIG Comment CUX CURRENCIES Segment No. 42 Segment Level C C 1 UN/EDIFACT Directory D 1 CH-MIG Comment A segment identifying the source currency and the target currency of the transaction, when they are different.

This segment is used if the code "36" is present in element 5025 in the previous MOA segment. Calculation formula: Case 1) Base rate is indicated next to reference currency: Converted amount = MOA amount * (exchange rate/rate base) Case 2) Base rate is indicated next to target currency: Converted amount = MOA amount / (exchange rate/rate base)

Number Description M/C Format Type * Description Comment C504 CURRENCY DETAILS C R

6347 Currency details qualifier M an..3 M *R "2" (Reference currency)



6348 Currency rate base C n..4 D * * *

This data element is used only when an exchange rate is quoted in data element 5402. It is mutually exclusive with data element 6348 in the following C504. 1 = the rate base is 1 100 = the rate base is 100 1000 = the rate base is 1000



Number Description M/C Format Type * Description Comment C504 CURRENCY DETAILS C R

6347 Currency details qualifier M an..3 M *R "3" (Target currency)



6348 Currency rate base C n..4 D * * *

This data element is used only when an exchange rate is quoted in data element 5402. It is mutually exclusive with data element 6348 in the previous C504. 1 = the rate base is 1 100 = the rate base is 100 1000 = the rate base is 1000

5402 RATE OF EXCHANGE C n..12 O

6341 CURRENCY MARKET EXCHANGE, CODED

C an..3 N

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG13 MOA-CUX-DTM-RFF SegGr.Level C M 4 UN/EDIFACT Directory M 4 CH-MIG Comment DTM DATE/TIME/PERIOD Segment No. 43 Segment Level C C 2 UN/EDIFACT Directory O 2 CH-MIG Comment A segment identifying the effective date and/or time the rate of exchange was fixed.


2005 Date/time/period qualifier M an..3 M * *

"134" (Rate of exchange date/time) This code may only be used if the previous CUX segment exists. "171" (Reference date/time) This code may only be used if the following RFF segment is used.




Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG13 MOA-CUX-DTM-RFF SegGr.Level C M 4 UN/EDIFACT Directory M 4 CH-MIG Comment RFF REFERENCE Segment No. 44 Segment Level C C 1 UN/EDIFACT Directory D 1 CH-MIG Comment A segment identifying other transactions to which funds associated with the transaction is related such as a separate foreign exchange deal.

This segment must be used if the previous DTM segment contains code "171" in element 2005. This segment may be used without the previous DTM segment in case of advice with details (code "106" in element SG4-LIN-1229).


1153 Reference qualifier M an..3 M "FX" (Foreign exchange contract number)




Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG14 NAD-CTA-COM SegGr.Level C C 3 UN/EDIFACT Directory O 3 CH-MIG Comment A group of segments identifying the name and address of non- financial parties involved in the message, their function and their contacts.

This segment group is used when parties are quoted other than the account holder or additional information related to the account holder has to be provided.

NAD NAME AND ADDRESS Segment No. 45 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment identifying the names and addresses of the parties associated with the exchange of the message, in coded or uncoded form, and their function.

.

Number Description M/C Format Type * Description Comment 3035 PARTY QUALIFIER M an..3 M "BE" (Beneficiary)

"HX" (Debitor) Not the account owner. "PE" (Payee) "OY" (Ordering customer) This code is used to enable payments on behalf of subsidiaries. The code OY represents a party behind the account owner on the debit side who does not have relationship with theordered bank. "PL" = Payor "RV" = Receiver of cheque

C082 PARTY IDENTIFICATION DETAILS

C D

3039 Party id. identification M an..35 M



Number Description M/C Format Type * Description Comment 1131 Code list qualifier C an..3 O "160" (Party identification)

"100" (Enhanced party identification)


C an..3 O "5" (ISO (International Organization for Standardization)) "9" (EAN (International Article Numbering association)) "121" (CH, Telekurs AG)

C058 NAME AND ADDRESS C D

3124 Name and address line M an..35 M

3124 Name and address line C an..35 O




C080 PARTY NAME C D

3036 Party name M an..35 M





3045 Party name format, coded C an..3 O

C059 STREET C D

3042 Street and number/p.o. box M an..35 M




3164 CITY NAME C an..35 D



Number Description M/C Format Type * Description Comment 3229 COUNTRY SUB-ENTITY

IDENTIFICATION C an..9 D

3251 POSTCODE IDENTIFICATION C an..9 D

3207 COUNTRY, CODED C an..3 D

Segment Notes: This segment can be used in three ways: 1. C080/C059/3164/3229/3251/3207 (Structured name and address), preferred (at least C080-3036 first line, 3164 and 3251) 2. C058 (Unstructured name and address) 3. C082 only (Party identification)



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG17 FCA-MOA-SG18 SegGr.Level C C 5 UN/EDIFACT Directory D 5 CH-MIG Comment A group of segments providing full details of all charges or allowances, and associated taxes, that apply to a particular transaction, together with information as to who bears the charges and to which account they have been directed. A total value of all charges plus allowances may be given for every account to which charges may be directed. Where charges are subject to taxation this may also be specified

This segment group is only used according to Option 3 described in SG7. In this situation both SG7 and SG17 are used and the single amounts in SG17 have to be summed up into SG7 when charges/allowances are not included in the transaction.

FCA FINANCIAL CHARGES ALLOCATION Segment No. 57 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.

Number Description M/C Format Type * Description Comment 4471 SETTLEMENT, CODED M an..3 M *

* *

"13" (All charges borne by payee) (or beneficiary) "14" (Each pay own cost) "15" (All charges borne by payor)


C O If no account is mentioned, charges will be booked according to bilateral agreement.




Number Description M/C Format Type * Description Comment 1131 Code list qualifier C an..3 R *

* If BC-No.: "157" (Clearing code) If BIC: "25" (Bank identification)


C an..3 R * *

If BC-No.: "121" (CH, Telekurs AG) If BIC: "5" (ISO (International Organisation for Standardization))



Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG17 FCA-MOA-SG18 SegGr.Level C C 5 UN/EDIFACT Directory D 5 CH-MIG Comment MOA MONETARY AMOUNT Segment No. 58 Segment Level C C 2 UN/EDIFACT Directory D 2 CH-MIG Comment A segment identifying the basis amount from which charges are calculated, if different from the overall amount of the original order. It also gives the total value of charges and/or allowances, and associated taxes, that relate to an account for charges/allowances.




"488" (Total charges, not included in the transaction amount) "489" (Total allowances, not included in the transaction amount) "259" (Total charges included in the transaction amount) "260" (Total allowances included in the transaction amount) "25" (Charge/allowance basis) Specification of the basis amount is mandatory if the amount received or converted is not used as the basis for the charges/ allowances calculation.






Number Description M/C Format Type * Description Comment 4405 Status, coded C an..3 N

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG17 FCA-MOA-SG18 SegGr.Level C C 5 UN/EDIFACT Directory D 5 CH-MIG Comment SG18 ALC-PCD-MOA-CUX-DTM-SG19 SegGr.Level C C 20 UN/EDIFACT Directory O 20 CH-MIG Comment A group of segments providing a detailed breakdown of all charges (or allowances) and associated charges (or allowances).

ALC ALLOWANCE OR CHARGE Segment No. 59 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment providing full details of each charge or allowance for which the Payee is liable. Included are full details of the method of calculating the charge.

Number Description M/C Format Type * Description Comment 5463 ALLOWANCE OR CHARGE

QUALIFIER M an..3 M *

* "A" (Allowance) "C" (Charge)

C552 ALLOWANCE/CHARGE INFORMATION

C O

1230 Allowance or charge number C an..35 O

5189 Charge/allowance description, coded

C an..3 R "30" (Bank charges) Charges deducted/claimed by other banks involved in the transaction. "31" (Bank charges information) Charges not included in the total charge amount i.e. the charges are for information only.

4471 SETTLEMENT, CODED C an..3 N

1227 CALCULATION SEQUENCE INDICATOR, CODED

C an..3 N



Number Description M/C Format Type * Description Comment C214 SPECIAL SERVICES

IDENTIFICATION C O

7161 Special services, coded C an..3 O



C an..3 O



Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG17 FCA-MOA-SG18 SegGr.Level C C 5 UN/EDIFACT Directory D 5 CH-MIG Comment SG18 ALC-PCD-MOA-CUX-DTM-SG19 SegGr.Level C C 20 UN/EDIFACT Directory O 20 CH-MIG Comment PCD PERCENTAGE DETAILS Segment No. 60 Segment Level C C 1 UN/EDIFACT Directory O 1 CH-MIG Comment A segment specifying the percentage used for calculating the charges (or allowances).

This segment is used if the calculation of the amount is based on a percentage.

Number Description M/C Format Type * Description Comment C501 PERCENTAGE DETAILS M M

5245 Percentage qualifier M an..3 M "3" (Allowance or charge)

5482 Percentage C n..10 R Specification of the percentage set; a value of zero is not permitted.

5249 Percentage basis, coded C an..3 N



C an..3 N

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG17 FCA-MOA-SG18 SegGr.Level C C 5 UN/EDIFACT Directory D 5 CH-MIG Comment SG18 ALC-PCD-MOA-CUX-DTM-SG19 SegGr.Level C C 20 UN/EDIFACT Directory O 20 CH-MIG Comment MOA MONETARY AMOUNT Segment No. 61 Segment Level C C 2 UN/EDIFACT Directory R 2 CH-MIG Comment A segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the FCA segment.

A segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the MOA segment in SG17.


5025 Monetary amount type qualifier M an..3 M * * *

The meaning of the codes must be identical to those in the ALC and PCD segments. "23" (Charges amount) "25" (Charge/allowance basis) The basis must be different to that contained in MOA, in segmentgroup 17. "204" (Allowance amount)

5004 Monetary amount C n..18 D This data element is mandatory if an amount is calculated or if a basis is quoted. This data element is not used if code 18 (free of charge) is used in element 4405.

6345 Currency, coded C an..3 D This element is only used when element 5004 is used.




Number Description M/C Format Type * Description Comment 4405 Status, coded C an..3 D

* * * * * *

This element must not be used if code "25" is used in element 5025 "6" (Minimum) "7" (Fixed) "8" (Maximum) "9" (Information) This code is not used if code "259" or "260" are used in element 5025, MOA segment, SG7. "18" (Free of charge) There is no amount in data element 5004. "19" (Rounded) The absence of this data element means that the amount is exactly as calculated.

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG20 PRC-FTX-SG21-SG27 SegGr.Level C C 1 UN/EDIFACT Directory O 1 CH-MIG Comment A group of segments containing the details of payment. The content of these segments is passed through the banking chain from the Ordering Customer to the Beneficiary.

If the CREMUL resulted from a payment order sent with an EDIFACT message PAYORD/EXT or PAYMUL, this segment group will be passed on to the creditor. If the CREMUL resulted from a payment order not sent with an EDIFACT message (e.g. with DTA), the advice can be passed on in the segment SG20-FTX. The segment group 21 will not be used. The process type identification in SG20-PRC-7187 will be "11" (Processing of unstructured information). If the CREMUL resulted from a direct debit, this segment group will not be sent back to the ordering customer.

PRC PROCESS IDENTIFICATION Segment No. 68 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment identifying the kind of process at the beneficiary's side.

This segment is also used as a trigger segment for group 21.

Number Description M/C Format Type * Description Comment C242 PROCESS TYPE AND

DESCRIPTION M M



Number Description M/C Format Type * Description Comment 7187 Process type identification M an..17 M *

* * *

"8" (Processing of structured information) Only the DOC segment group must follow. "9" (Processing of identical information in structured and unstructured form) The DOC segment group and FTX segment must follow. "10" (Processing of different information in structured and unstructured form) The DOC segment group and FTX segment must follow. "11" (Processing of unstructured information) Only the FTX segment must follow.



C an..3 N

7186 Process type C an..35 N


Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG20 PRC-FTX-SG21-SG27 SegGr.Level C C 1 UN/EDIFACT Directory O 1 CH-MIG Comment FTX FREE TEXT Segment No. 69 Segment Level C C 5 UN/EDIFACT Directory D 5 CH-MIG Comment A segment providing free text information from the ordering customer to the beneficiary.

This segment is only used for processing of unstructured information (SG20-PRC-7187 = "9" or "10" or "11).

Number Description M/C Format Type * Description Comment 4451 TEXT SUBJECT QUALIFIER M an..3 M *R "PMD" (Payment detail/remittance information)

4453 TEXT FUNCTION, CODED C an..3 N

C107 TEXT REFERENCE C N

4441 Free text, coded M an..3



C an..3

C108 TEXT LITERAL C R

4440 Free text M an..70 M





3453 LANGUAGE, CODED C an..3 O

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG20 PRC-FTX-SG21-SG27 SegGr.Level C C 1 UN/EDIFACT Directory O 1 CH-MIG Comment SG21 DOC-MOA-DTM-RFF-NAD-SG22-SG23-FTX-SG24 SegGr.Level C C 9999 UN/EDIFACT Directory D 9999 CH-MIG Comment A group of segments providing details of all documents, e.g. invoices, statements, despatch advices, etc., to which the multiple credit advice refers. It includes information on the monetary amounts for each document and on any adjustments (with an indication of the reason for adjustments) and discounts. For information purposes an indication of the tax element can be provided.

This segment group is only used for processing of structured information (SG20-PRC-7187 = "8" or "9" or "10"). The content of this segment group (segment groups 21 to 24) are specified by the purchaser's requirements and will not impact the financial institution. The user handbook issuer is not responsible for the content and usage of details of payment specified in this segment group. The usage of codes in this segment group should be in line with those of the remittance advice. In case of ESR (see appendix) and IPI the DOC segment will be created by the sending financial institution.

DOC DOCUMENT/MESSAGE DETAILS Segment No. 70 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment identifying the reference document against which payment is being made.

This description is only valid for bank generated information.

Number Description M/C Format Type * Description Comment C002 DOCUMENT/MESSAGE NAME M M

1001 Document/message name, coded C an..3 D Required if bank generated. It contains the "Transaktionsart" in case of BESR/ESR or the value "IPI" in case of IPI reference in C503-1004.

1131 Code list qualifier C an..3 D * In case of IPI or BESR/ESR: "ZZZ" (mutually defined)




coded C an..3 D *

* In case of IPI: "121" (CH, Telekurs AG) In case of BESR/ESR: "100" (CH, Enterprise des PTT)

1000 Document/message name C an..35 O

C503 DOCUMENT/MESSAGE DETAILS

C O

1004 Document/message number C an..35 O

1373 Document/message status, coded C an..3 O

1366 Document/message source C an..35 O

3453 Language, coded C an..3 O

3153 COMMUNICATION CHANNEL IDENTIFIER, CODED

C an..3 O

1220 NUMBER OF COPIES OF DOCUMENT REQUIRED

C n..2 O

1218 NUMBER OF ORIGINALS OF DOCUMENT REQUIRED

C n..2 O

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG Comment SG20 PRC-FTX-SG21-SG27 SegGr.Level C C 1 UN/EDIFACT Directory O 1 CH-MIG Comment SG27 GIS-MOA SegGr.Level C C 1 UN/EDIFACT Directory D 1 CH-MIG Comment A group of segments indicating the end of the details of payment and specifying hash total amounts for control purposes.

This segment group is required to terminate the PRC segment group (SG20).

GIS GENERAL INDICATOR Segment No. 91 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment identifying the end of the details of payment.

Number Description M/C Format Type * Description Comment C529 PROCESSING INDICATOR M M

7365 Processing indicator, coded M an..3 M "37" (Complete information)



C an..3 N

7187 Process type identification C an..17 N

Segment Notes:


CREMUL16.doc Segment Layout / Segments Level A (second part) 80 / 141 Document date: 15.03.2005 Document version: 1.6

3.5 Segments Level A (second part) CNT CONTROL TOTAL Segment No. 93 Segment Level A C 5 UN/EDIFACT Directory R 2 CH-MIG Comment A segment identifying the kind of control checks and the totals according to the coded form.

Number Description M/C Format Type * Description Comment C270 CONTROL M M

6069 Control qualifier M an..3 M *R *

"2" (Number of line items in message) Total number of occurrences of LIN segments. "39" (Total number of individual transactions) Total number of occurrences of SEQ segments.

6066 Control value M n..18 M

6411 Measure unit qualifier C an..3 N

Segment Notes:



SG28 AUT-DTM SegGr.Level A C 5 UN/EDIFACT Directory D 1 CH-MIG Comment A group of segments specifying the details of any authentication (validation) procedures applied to the CREMUL message.

The segment group 28 (AUT and DTM) is not used when the digital signature is used. In case of digital signature the security header and trailer segments are used. (The use of the segment group 28 or the security header / - trailer segments depends on bilaterally agreements.)

AUT AUTHENTICATION RESULT Segment No. 94 Segment Level A M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A segment specifying details of any authentication (validation) procedures applied to the CREMUL message.

Number Description M/C Format Type * Description Comment 9280 VALIDATION RESULT M an..35 M

9282 VALIDATION KEY IDENTIFICATION

C an..35 R

Segment Notes:



SG28 AUT-DTM SegGr.Level A C 5 UN/EDIFACT Directory D 1 CH-MIG Comment DTM DATE/TIME/PERIOD Segment No. 95 Segment Level A C 1 UN/EDIFACT Directory R 1 CH-MIG Comment A segment identifying the validation date/time.


2005 Date/time/period qualifier M an..3 M *R "218" (Authentication/validation date/time)




Segment Notes:



UNT MESSAGE TRAILER Segment No. 96 Segment Level A M 1 UN/EDIFACT Directory M 1 CH-MIG Comment A service segment ending a message, giving the total number of segments in the message and the control reference number of the message.

Number Description M/C Format Type * Description Comment 0074 NUMBER OF SEGMENTS IN A

MESSAGE M n..6 M The total number of segments in the message.

0062 MESSAGE REFERENCE NUMBER

M an..14 M The same value as UNH-0062.

Segment Notes:


CREMUL16.doc Example / Example CREMUL 84 / 141 Document date: 15.03.2005 Document version: 1.6

4 EXAMPLE

4.1 Example CREMUL The following examples shows only the recommended features of a CREMUL-Message, not its entire possibilities. The example consists of:

Interchange Header

Message Header / A-Level part 1

B-Level 1, Total credit side, value date 17.10.2000, IPI

C-Level 1, Single debit side


B-Level 2, Total credit side, value date 16.10.2000, IPI



B-Level 3, Total credit side, value date 15.10.2000, SWIFT, charges not included in the transaction amount


B-Level 4, Total credit side, value date 16.10.2000, SWIFT, charges included in the transaction amount


Message Trailer / A-Level part 2

Interchange Trailer



Seq. No.

UN/EDIFACT-String Comment

1. UNB+UNOA:2+BANKCHZZXXX:55+ABCD-ZAHLER:ZZ+001016:1159+1' Interchange Header

2. UNH+1+CREMUL:D:96A:UN' Message Header/A-Level part1

3. BGM+454+CM-20001016-01+9'

4. DTM+137:20001016:102'

5. LIN+1+107' B-Level 1, Total credit side, IPI

6. DTM+202:20001016:102' Posting date

7. DTM+209:20001017:102' Value date

8. BUS+1:11:BFC:121' Business source / payment reason: �11� = IPI

9. MOA+60:500:CHF'

10. RFF+ACK:DD-001011-001-00'

11. FII+BF+4711.4711:MUSTER AG:8022 ZUERICH+BANKCHZZXXX:25:5+CH'

12. SEQ+1' C-Level 1, Single debit side

13. FII+OR++BANKZHZZ:25:5+CH'

14. RFF+AIK:DD-001011-001-01'

15. MOA+60:200:CHF'

16. NAD+PL+++CUSTOMER 1++CITY++9999'

17. PRC+8'

18. DOC+IPI:ZZZ:121+51900005678123489012'

19. GIS+37'



Seq. No.



21. FII+OR++:::048358:157:121'

22. RFF+AIK:DD-001011-001-02'

23. MOA+60:300:CHF'


25. PRC+8'

26. DOC+IPI:ZZZ:121+52000005678123489012'

27. GIS+37'

28. LIN+2+107' B-Level 2, Total credit side, IPI

29. DTM+202:20001016:102' Posting date

30. DTM+209:20001016:102' Value date

31. BUS+1:11:BFC:121' Business source / payment reason: �11� = IPI

32. MOA+60:200:CHF'

33. RFF+ACK:DD-001011-002-00'



36. FII+OR++BANKZHZZ:25:5+CH'

37. RFF+AIK:DD-001011-002-01'

38. MOA+60:100:CHF'




Seq. No.


40. PRC+8'

41. DOC+IPI:ZZZ:121+52100005678123489012'

42. GIS+37'


44. FII+OR++:::048358:157:121'

45. RFF+AIK:DD-001011-002-02'

46. MOA+60:100:CHF'


48. PRC+8'

49. DOC+IPI:ZZZ:121+52300005678123489012'

50. GIS+37'

51. LIN+3+107' B-Level 3, Total credit side, SWIFT

52. DTM+202:20001015:102' Posting date

53. DTM+209:20001015:102' Value date

54. MOA+60:18870:CHF'

55. RFF+ACK:SWIFT-001011-001'


57. FCA+7'

58. MOA+488:9.07:CHF' Total charges, not included in the transaction amount



Seq. No.



60. FII+OR++DEUTDEFF:25:5+DE'

61. RFF+AIK:DEUTDEFF-REF-01'

62. MOA+60:18870:CHF'

63. MOA+143:11100:USD' Transfer amount

64. MOA+36:18870:CHF' Converted amount

65. CUX+2:USD::1+3:CHF+1.7' Rate of exchange

66. DTM+134:20001015:102' Rate of exchange date/time

67. NAD+PL++ELECTROINIC-KONZERN GMBH:STUTTGART' Account holder

68. NAD+OY+++RADIO-DETAIL-HANDELS AG+MUSIK-STRASSE:POSTFACH 44+BOEBLINGEN' Actual ordering customer

69. NAD+BE+++MUSTER AG:IMPORT/EXPORT+POSTFACH+ZUERICH++8022+CH' Final beneficiary

70. FCA+14'

71. MOA+488:9.07:CHF' Total charges, not included in the transaction amount

72. PRC+11'

73. FTX+PMD+++RECHNUNG NR. 45 VOM 10.10.2000'

74. GIS+37'

75. LIN+4+107' B-Level 4, Total credit side, SWIFT

76. DTM+202:20001016:102' Posting date

77. DTM+209:20001016:102' Value date



Seq. No.


78. MOA+60:95:CHF'

79. RFF+ACK:SWIFT-001011-002'

80. FII+BF+4711.4711MUSTER AG:8022 ZUERICH+BANKCHZZXXX:25:5+CH'


82. FII+OR++DEUTDEFF:25:5+DE'

83. RFF+AIK:DEUTDEFF-REF-02'

84. MOA+60:95:CHF'

85. MOA+143:100:CHF' Transfer amount

86. NAD+PL+++CUSTOMER 4++CITY++9999' Account holder

87. FCA+14'

88. MOA+259:5:CHF' Total charges, included in the transaction amount

89. PRC+11'

90. FTX+PMD+++MIETE OKTOBER 2000'

91. GIS+37'

92. CNT+2:4' Message Trailer/A-Level part2

93. UNT+92+1'

94. UNZ+1+1' Interchange Trailer


CREMUL16.doc Appendix A1: Mapping ESR-Record Type 3 and Type 4 / Introduction 90 / 141 Document date: 15.03.2005 Document version: 1.6

5 APPENDIX A1: MAPPING ESR-RECORD TYPE 3 AND TYPE 4

5.1 Introduction The payment method �Einzahlungsschein mit Referenznummer (ESR)� is offered by banks as well as by Postfinance. Even though it is the same service, two different expres-sions are used:

• Banks use the term �Banken ESR� �BESR� and �BESR-Rückmeldungen�.

• Postfinance uses the terms �ESR� and �ESR-Gutschriftrecords�.

This document describes how existing �BESR-Rückmeldungen� and �ESR-Gutschriftrecords� look as UN/EDIFACT-CREMUL messages and how they can be transferred to the customer. There are two different record types, ESR Type 3 and ESR Type 4. ESR Type 3 is the well-known common format and ESR Type 4 is an enhanced format that additionally allows EURO.

Until now BESR/ESR could only be transferred as CREADV/CREEXT. See document �BESR-replies / ESR-credit records based on CREADV / CREEXT, version 1.1, 10.98�


CREMUL16.doc Appendix A1: Mapping ESR-Record Type 3 and Type 4 / Mapping ESR-Records Type 3 in UN/EDIFACT-CREMUL-Structure 91 / 141 Document date: 15.03.2005 Document version: 1.6

5.2 Mapping ESR-Records Type 3 in UN/EDIFACT-CREMUL-Structure

5.2.1 Type 3: ESR-Gutschriftsrecord (GR)

Mapping ESR-Gutschriftrecord in UN/EDIFACT-CREMUL-Structure (Version 96 A) ESR-Gutschriftrecord UN/EDIFACT-CREMUL

Field Number

Denotation Size Examples / Comments

Segment / Data Element

Format Typ e

Comments

Field 1 Transaktionsart an3 �002�, �012�, �102�, �112� etc

SG21-DOC C002 1001 1131 3055 1000

an..3 an..3 an..3 an..35

MDDDO

�002�, �012�, �102�, �112� �ZZZ� �100� not used

Field 2 ESR-Kunden-Nr. n9 (see field 2 TR)

Field 3 Referenznummer n27 SG21-DOC C503 1004 1373 1366 3453

an..35 an..3 an..35 an..3

OOOOO

15- to 27-digit �Referenznummer� (see field 10 GR) (see field 9 GR) not used

Field 4 Betrag n10 SG13-MOA C516 5025 5004 6345 6343 4405

an..3 n..18 an..3 an..3 an..3

MMRRNN

�60� �Betrag� �CHF� not used not used

Field 5 Aufgabereferenzen (Post-intern)

an10 SG11-RFF C506 1153 1154 1156 4000

an..3 an..35 an..6 an..35

MMRNN

If Bank: �PQ�, if Postfinance: �AIK� with combination of fields 6,7,5,9 GR not used not used



Mapping ESR-Gutschriftrecord in UN/EDIFACT-CREMUL-Structure (Version 96 A) ESR-Gutschriftrecord UN/EDIFACT-CREMUL

Field Number



Format Typ e

Comments

Field 6 Aufgabedatum n6 YYMMDD SG11-DTM C507 2005 2380 2379

an..3 an..35 an..3

MRRR

�171� �Aufgabedatum� �102�

Field 7 Verarbeitungsdatum (Post)

n6 YYMMDD SG4-DTM-C507 2005 2380 2379

an..3 an..35 an..3

MMRR

�202� �Verarbeitungsdatum� Post �102�

Field 8 Gutschriftsdatum n6 YYMMDD SG4-DTM-C507 2005 2380 2379

an..3 an..35 an..3

MMRR

�209� �Gutschriftsdatum� �102�

Field 9 Mikrofim-Nr. (Post-intern)

n9 SG21-DOC C503 1004 1373 1366 3453

an..35 an..3 an..35 an..3

OOOOO

(see field 3 GR) (see field 10 GR) �Mikrofilm-Nr.� not used

Field 10 Rejectcode (Post-intern)

n1 �0� or �1� (will be recoded into EDI-Codes)

SG21-DOC C503 1004 1373 1366 3453

an..35 an..3 an..35 an..3

OOOOO

(see field 3 GR) �Rejectcode� (�1� or �8�) (see field 9 GR) not used

Field 11 Reserve an9 �000000000� no correspondent in CREMUL

Field 12 Preise für Einzahlungen n4 SG17-MOA C516 5025 5004 6345 6343 4405

an..3 n..18 an..3 an..3 an..3

MMDDND

�488� �Bareinzahlungsspesen Einzelgut-schrift� �CHF� not used not used



5.2.2 Type 3: ESR-Totalrecord (TR)

Mapping ESR-Gutschriftsrecord in UN/EDIFACT-CREMUL-Structure (Version 96 A) ESR-Gutschriftrecord UN/EDIFACT-CREMUL

Field Number



Format Typ e

Comments

Field 1 Transaktionsart an3 �995�, �999� no correspondent in CREMUL

Field 2 ESR-Kunden-Nr. n9 SG6-FII 3035 C078 3194 3192 3192 6345 C088 3433 1131 3055 3434 1131 3055 3432 3436

an..3 an..35 an..35 an..35 an..3 an..11 an..3 an..3 an..17 an..3 an..3 an..70 an..70

MROOODDDDDDNN

�BF� �ESR-Kunden-Nr.� / account num-ber name (from master data) PLZ/Ort (from master data) not used not used not used not used clearing-number(PF = 001996) �157� �121� not used not used

Field 3 Sortierschlüssel n27 no correspondent in CREMUL


an..3 n..18 an..3 an..3 an..3

MMRRNN

�60� �Betrag� �CHF� not used not used

Field 5 Anzahl Transaktionen an12 SG10-SEQ C286 1050 1159 1131 3055

an..6 an..3 an..3 an..3

RMNNN

(latter corresponds to field 5 TR) not used not used not used




Field Number



Format Typ e

Comments

Field 6 Erstellungsdatum Datenträger (Meldung)

n6 YYMMDD DTM-C507 2005 2380 2379

an..3 an..35 an..3

MMRR

�137� �Erstellungsdatum� �203�

Field 7 Preise für Einzahlungen n9 SG7-FCA 4471 SG7-MOA C516 5025 5004 6345 6343 4405

an..3 an..3 n..18 an..3 an..3 an..3

MMMRRNN

�7� 1st occ. SG7-FCA �488� total amount for cash deposit charges �CHF� not used not used

Field 8 Nachbearbeitung ESR+ n9 SG7-FCA 4471 SG7-MOA C516 5025 5004 6345 6343 4405 SG7-MOA C516 5025 5004 6345 6343 4405

an..3 an..3 n..18 an..3 an..3 an..3 an..3 n..18 an..3 an..3 an..3

MMMRRNNMMRRNN

�13� 2nd occ. SG7-FCA �25� �0.04� postprocessing charges �CHF� not used not used �488� total amount postprocessing charges �CHF� not used not used

Field 9 Reserve an13 no correspondent in CREMUL

5.2.3 Type 3: Example of a CREMUL, coming from an ESR-Reply Underlined statements refer to field numbers in ESR-Gutschriftsrecord (GR) resp. ESR-Totalrecord (TR).



Different characteristics between banks and Postfinance are marked with (Bank) (PF), but they both refer to the same segment. UNA:+,? � UNB+UNOA:2+(EDIFACT-identifier of FII):55+(EDIFACT-identifier of customer):ZZ+yymmdd:hhmm+(interchange-run-no.)� UNH+(message-run-no.)+CREMUL:D:96A:UN� BGM+454+(message-reference)+9� DTM+137:Erstellungsdatum (~field 6 TR):203� LIN+(B-level-run-no.)+107� DTM+209:field 8 GR:102� DTM+202:field 7 GR:102� (PF) DTM+202:(booking date):102� (bank) BUS+1:16:BFC:121+DO� MOA+60:field 4 TR:CHF� RFF+ACK:(reference financial institute)� DTM+171:(reference date):102� FII+BF+field 2 GR/TR:(name of account holder):(postal code/city of account holder)+:::001996:157:121� (PF) FII+BF+(bank-account-no):(name of account holder):(postal code/city of account holder)+:::(BC):157:121� (bank) FCA+7� MOA+488:field 7 TR:CHF� FCA+13� MOA+25:0.04:CHF� MOA+488:field 8 TR:CHF� SEQ++(C-level-run-no.)� FII+ZZZ� RFF+AIK:(transaction-reference of FII)� (bank) DTM+171:(reference date):102� (bank) RFF+PQ: combination of field 5 GR� (bank) DTM+171:field 6 GR:102� (bank) RFF+AIK: combination of fields 6,7,5,9 GR� (PF) DTM+171:field 6 GR:102� (PF) MOA+60:field 4 GR:CHF�

total amount of cash deposit charges

postprocessing charges (opt)

latter corresponds to field 5 TR (opt)



FCA+13� MOA+488:field 12 GR:CHF� PRC+8� DOC+field 1 GR:ZZZ:100+field 3 GR:field 10 GR recoded:field 9 GR� GIS+37 CNT+2:(number of B-levels)� CNT+39:(number of C-levels)� UNT+(number of segments in message)+(message-run-no.)� UNZ+(number of messages in interchange)+(interchange-run-no.)�

cash deposit charges single credit advice (opt)

corresponds to field 5 TR (opt)


CREMUL16.doc Appendix A1: Mapping ESR-Record Type 3 and Type 4 / Mapping ESR-Records Typ4 in UN/EDIFACT-CREMUL-Structure 97 / 141 Document date: 15.03.2005 Document version: 1.6

5.3 Mapping ESR-Records Typ4 in UN/EDIFACT-CREMUL-Structure

5.3.1 Type 4: ESR-Gutschriftsrecord (GR)


Field Number



Format Typ e

Comments

Field 1 Transaktionscode n2 �01�, �02�, �11�, �12� etc

field 1 GR and field 2 GR will be recoded (1. position = field 2, 2. and 3. position = field 1)

Field 2 Transaktionsart n1 �1�, �2�, �3� SG21-DOC C002 1001 1131 3055 1000

an..3 an..3 an..3 an..35

MDDDO

�101�, �102�, �211�, �312� �ZZZ� �100� not used

Field 3 Herkunft n2 �01�, �02�, �03�, �04

SG12-PAI C534 4439 4431 4461 1131 3055 4435

an..3 an..3 an..3 an..3 an..3 an..3

MOOOOOO

not used not used �Herkunft� �ZZZ� �100� not used

Field 4 Auslieferart n1 �1�, �2�, �3� see field 4 TR

Field 5 Kunden-Nr. n9 see field 5 TR

Field 6 Referenznummer n27 SG21-DOC C503 1004 1373 1366 3453

an..35 an..3 an..35 an..3

OOOOO

15- to 27-digit �Referenznummer� (see field 13 GR) not used not used

Field 7 Währungscode an3 �CHF�, �EUR� see field 8 GR




Field Number



Format Typ e

Comments


an..3 n..18 an..3 an..3 an..3

MMRRNN

�60� �Betrag� �CHF� or �EUR� (field 7 GR) not used not used

Field 9 Referenz Finanzinstitut (Post-intern)

an35 SG11-RFF C506 1153 1154 1156 4000

an..3 an..35 an..6 an..35

MMRNN

If Postfinance: �AIK�, if Bank: �PQ��Referenz Finanzinstitut� Post not used not used

Field 10 Aufgabedatum n8 CCYYMMDD SG11-DTM C507 2005 2380 2379

an..3 an..35 an..3

MRRR

�171� �Aufgabedatum� �102�

Field 11 Verarbeitungsdatum (Post)

n8 CCYYMMDD SG4-DTM-C507 2005 2380 2379

an..3 an..35 an..3

MMRR

�202� �Verarbeitungsdatum� Post �102�

Field 12 Gutschriftsdatum n6 CCYYMMDD SG4-DTM-C507 2005 2380 2379

an..3 an..35 an..3

MMRR

�209� �Gutschriftsdatum� �102�

Field 13 Rejectcode (Post-intern)

n1 �0�, �1�, �5� (will be recoded into EDI-Codes)

SG21-DOC C503 1004 1373 1366 3453

an..35 an..3 an..35 an..3

OOOOO

(see field 6 GR) Rejectcode (�1� or �8�) not used not used

Field 14 Währungscode an3 �CHF�, �EUR� see field 15 GR




Field Number



Format Typ e

Comments

Field 15 Gebühren n6 SG17-MOA C516 5025 5004 6345 6343 4405

an..3 n..18 an..3 an..3 an..3

MMDDND

�488� �Gebühren� �CHF� or �EUR� (field 14 GR) not used not used




5.3.2 Type 4: ESR-Totalrecord (TR)


Field Number



Format Typ e

Comments

Field 1 Transaktionscode n2 �98�, �99� no correspondent in CREMUL

Field 2 Transaktionsart n1 �1�, �2� no correspondent in CREMUL

Field 3 Herkunft n2 �99� no correspondent in CREMUL

Field 4 Auslieferart n1 �1� / �2� �3�

BGM-1225 UNB-0035

an..3 n1

RO

field 4 TR will be recoded �9� / �31� �1�

Field 5 ESR-Kunden-Nr. n9 SG6-FII 3035 C078 3194 3192 3192 6345 C088 3433 1131 3055 3434 1131 3055 3432 3436

an..3 an..35 an..35 an..35 an..3 an..11 an..3 an..3 an..17 an..3 an..3 an..70 an..70

MROOODDDDDDNN

�BF� �ESR-Kunden-Nr.� / account no. name (from master data) PLZ/Ort (from master data) not used not used not used not used clearing-number (PF = 001996) �157� �121� not used not used

Field 6 Sortierschlüssel n27 no correspondent in CREMUL

Field 7 Währungscode an3 �CHF�, �EUR� see field 8 TR

Field 8 Betrag n12 SG4-MOA C516 5025 5004 6345 6343

an..3 n..18 an..3 an..3

MMRRN

�60� �Betrag� �CHF� or �EUR� (field 7 TR) not used




Field Number



Format Typ e

Comments

4405 an..3 N not used

Field 9 Anzahl Transaktionen an12 SG10-SEQ C286 1050 1159 1131 3055

an..6 an..3 an..3 an..3

RMNNN

(latter corresponds to field 9 TR) not used not used not used

Field 10 Erstellungsdatum Datenträger (Meldung)

n8 CCYYMMDD DTM-C507 2005 2380 2379

an..3 an..35 an..3

MMRR

�137� �Erstellungsdatum� �203�

Field 11 Währungscode an3 �CHF�, �EUR� see field 12 TR

Field 12 Gebühren n11 SG7-FCA 4471 SG7-MOA C516 5025 5004 6345 6343 4405

an..3 n..18 an..3 an..3 an..3

MMMRRNN

�7� �488� total amount of charges �CHF� or �EUR� (field 11 TR) not used not used




5.3.3 Type 4: Example of a CREMUL, coming from an ESR-Reply Underlined statements refer to field numbers in ESR-Gutschriftsrecord (GR) resp. ESR-Totalrecord (TR). Different characteristics between banks and Postfinance are marked with (bank) (PF), but they both refer to the same segment. UNA:+,? � UNB+UNOA:2+(EDIFACT-identifier of FII):55+(EDIFACT-identifier of customer):ZZ+yymmdd:hhmm+(interchange-run-no.)++++++field 4 TR recoded� UNH+(message-run-no.)+CREMUL:D:96A:UN� BGM+454+(message-reference)+field 4 TR recoded � DTM+137:Erstellungsdatum (~Field 10 TR):203� LIN+(B-level-run-no.)+107� DTM+209:field 12 GR:102� DTM+202:field 11 GR:102� (PF) DTM+202:(booking date):102� (bank) BUS+1:16:BFC:121+DO� MOA+60:field 8 TR:field 7 TR� RFF+ACK:(reference financial institute)� DTM+171:(reference date):102� FII+BF+field 5 GR/TR:(name of account holder):(PLZ Ort of account holder)+:::001996:157:121� (PF) FII+BF+(bank account no.):(name of account holder):(PLZ Ort of account holder)+:::(BC):157:121� (bank) FCA+7� MOA+488:field 12 TR:field 11 TR� SEQ++(C-level-run-no.)� FII+ZZZ� RFF+AIK:(transaction-reference of FII)� (bank) DTM+171:(reference date):102� (bank) RFF+PQ:field 9 GR� (bank) DTM+171:field 10 GR:102� (bank) RFF+AIK:field 9 GR� (PF) DTM+171:field 10 GR:102� (PF)

for tests only (opt)

total amount of charges

latter corresponds to field 9 TR



PAI+::field 3 GR:ZZZ:100� MOA+60:field 8 GR:field 7 GR� FCA+13� MOA+488:field 15 GR: field 14 GR� PRC+8� DOC+field 1 GR and 2 GR recoded:ZZZ:100+field 6 GR:field 13 GR recoded� GIS+37 CNT+2:(number of B-levels)� CNT+39:(number of C-levels)� UNT+(number of segments in message)+(message-run-no.)� UNZ+(number of messages in interchange)+(interchange-run-no.)�

charges

corresponds to ~field 9 TR


CREMUL16.doc Appendix A1: Mapping ESR-Record Type 3 and Type 4 / Branching Diagram CREMUL for ESR Type 3 and Type 4 104 / 141 Document date: 15.03.2005 Document version: 1.6

5.4 Branching Diagram CREMUL for ESR Type 3 and Type 4 The following branching diagram shows only the segments used in the CREMUL for ESR Type 3 and Type 4.

0

1

2

3

4

UNH M 1

BGM M 1

DTM C 1

SG4 M 9999

LIN M 1

DTM C 2

BUS C 1

MOA M 2

SG5 M 3

RFF M 1

DTM C 1

SG6 M 1

FII M 1

SG7 C 5

FCA M 1

MOA C 2

SG10M 9999

SEQ M 1

FII M 2

SG11 C 5

RFF M 1

DTM C 1

SG12C 1

PAI M 1

SG13M 4

MOA M 1

SG17C 5

FCA M 1

MOA C 2

SG20C 1

PRC M 1

SG21C 9999

DOC M 1

SG27C 1

GIS M 1

CNT C 5

UNT M 1


CREMUL16.doc Appendix A1: Mapping ESR-Record Type 3 and Type 4 / Segment Layout CREMUL for ESR Type 3 and Type 4 105 / 141 Document date: 15.03.2005 Document version: 1.6

5.5 Segment Layout CREMUL for ESR Type 3 and Type 4 UNH MESSAGE HEADER Segment No. 1 Segment Level A M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A service segment starting and uniquely identifying a message. The message type code for the Multiple credit advice message is CREMUL. Note: Multiple credit advice messages conforming to this document must contain the following data in segment UNH, composite S009:Data element 0065 CREMUL 0052 D 0054 96A 0051 UN

Number Description M/C Format Type * Description ESR Type 3 and Type 4 0062 MESSAGE REFERENCE

NUMBER M an..14 M Identification of a message by a unique reference.

The message reference must be allocated in ascending sequence within an interchange (e.g. the first message sent is 1, the second 2, etc.), but it need not be consecutive.

Message reference number

S009 MESSAGE IDENTIFIER M M

0065 Message type identifier M an..6 M *R "CREMUL" (Multiple credit advice message) "CREMUL" 0052 Message type version number M an..3 M *R "D" (Directory) "D" 0054 Message type release number M an..3 M *R "96A" (Version 96A) "96A" 0051 Controlling agency M an..2 M *R "UN" (UN/ECE/TRADE/WP.4, United Nations

Standard Messages (UNSM)) "UN"

0057 Association assigned code C an..6 O

0068 COMMON ACCESS REFERENCE

C an..35 N

S010 STATUS OF THE TRANSFER C N



Number Description M/C Format Type * Description ESR Type 3 and Type 4 0070 Sequence message transfer

number M n..2

0073 First/last sequence message transfer indication

C a1

Segment Notes:



BGM BEGINNING OF MESSAGE Segment No. 2 Segment Level A M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment by means of which the sender must uniquely identify the CREMUL message using its type and number and its function. It is an information of items advised in advance, of items pending to be booked or of items which have been booked.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 C002 DOCUMENT/MESSAGE NAME C R

1001 Document/message name, coded C an..3 R * *

"454" (Credit advice) "342" (Pre-advising transactions)

"454"



C an..3 N

1000 Document/message name C an..35 N

1004 DOCUMENT/MESSAGE NUMBER

C an..35 R Identification of the message by a unique transaction reference assigned by the sender. Note: This reference must be quoted in any queries about the message to the sender of the message.

Message reference

1225 MESSAGE FUNCTION, CODED C an..3 R * * *

"9" (Original) "31" (Copy) "7" (Duplicate) If code "7" is used, segment group 1 is required.

"9" or "31"

4343 RESPONSE TYPE, CODED C an..3 N

Segment Notes: DE 1225 (Message function, coded): The code "31" (copy) implies that the message is sent on the account holders request to an address given by the account holder.



DTM DATE/TIME/PERIOD Segment No. 3 Segment Level A C 1 UN/EDIFACT Directory R 1 CH-MIG ESR Type 3 and Type 4 A segment specifying the date and, if required, the time the message is created.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 C507 DATE/TIME/PERIOD M M

2005 Date/time/period qualifier M an..3 M *R "137" (Document/message date/time) "137" 2380 Date/time/period C an..35 R Creation date (in case of Postfinance: field 6

TR (Type 3) / field 10 TR (Type 4)). 2379 Date/time/period format qualifier C an..3 R *

* "102" (CCYYMMDD) "203" (CCYYMMDDHHMM)

"203"

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 A group of segments containing information details which are relevant to all transactions specified in the message.

One B level corresponds to one entry on the account.

LIN LINE ITEM Segment No. 13 Segment Level B M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment indicating, by a sequential line number, the beginning of the specification of details related to all transactions specified.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 1082 LINE ITEM NUMBER C n..6 R Application generated number for each B-

Level. Numbers must be allocated in ascending sequence order within the message without gaps (i.e. the first line is 1, the second line 2, etc.).

B-Level line item number.

1229 ACTION REQUEST/ NOTIFICATION, CODED

C an..3 D * *

"106" (Total advice without details) The CREMUL contains only one C-Level with the mandatory seg-ments. "107" (Total advice with details)

"107" (Total advice with details)

C212 ITEM NUMBER IDENTIFICATION

C N

7140 Item number C an..35

7143 Item number type, coded C an..3



C an..3

C829 SUB-LINE INFORMATION C N

5495 Sub-line indicator, coded C an..3

1082 Line item number C n..6

1222 CONFIGURATION LEVEL C n..2 N

7083 CONFIGURATION, CODED C an..3 N



Segment Notes: Element 1229 (Action request/notification, coded): If element 1229 is not used, the advice is sent as bilaterally agreed.



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 DTM DATE/TIME/PERIOD Segment No. 14 Segment Level B C 2 UN/EDIFACT Directory R 2 CH-MIG ESR Type 3 and Type 4 A segment specifying the entry and/or value date.


2005 Date/time/period qualifier M an..3 M * * *

"202" (Posting date) "209" (Value date) "455" (Expected value date)

"209" and "202"

2380 Date/time/period C an..35 R With qualifier "209": field 8 GR (Type 3) / field 12 GR (Type 4). With qualifier "202" in case of Postfinance: field 7 GR (Type 3) / field 11GR (Type 4). With qualifier "202" in case of bank: booking date

2379 Date/time/period format qualifier C an..3 R *R "102" (CCYYMMDD) "102" Segment Notes: Element 2005 (Date/time/period qualifier): element 2005 is to be specified depending on the following cases: If BGM-1001 = "342" (Pre-advising transactions): DTM+455



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 BUS BUSINESS FUNCTION Segment No. 15 Segment Level B C 1 UN/EDIFACT Directory O 1 CH-MIG ESR Type 3 and Type 4 A segment identifying certain characteristics of the credits stored as individual transactions in level C, such as the bank operation, i.e., the method of transferring the funds, in order to sort the dependent credits according to their category.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 C521 BUSINESS FUNCTION C D This composite is mutually exclusive with the same


4027 Business function qualifier M an..3 M *R "1" (Underlying business function) "1" 4025 Business function, coded M an..3 M "01" (Individuelle Einzelgutschrift)

"02" (Einzelgutschrift mit ESR Referenz aus Applikation ESR oder LSV+) "06" (ES mit Image) "11" (IPI strukturiert) "16" (ESR/ESR+) "26" (Giro Direct) "31" (Pay Net) "36" (LSV-Sammelgutschrift) "41" (LSV+ Einzelgutschrift, LSV-Referenz gemäss IPI) "46" (LSV+ Einzelgutschrift, LSV-Referenz gemäss ESR) "49" (LSV+ Einzelgutschrift, Struktur der Referenz ge-mischt (ESR oder IPI))

"16" (ESR)

1131 Code list qualifier C an..3 O * �BFC� (Business function, coded) �BFC� (Business function, coded) 3055 Code list responsible agency,

coded C an..3 O * "121" (CH, Telekurs AG) "121" (CH, Telekurs AG)




Number Description M/C Format Type * Description ESR Type 3 and Type 4 3279 GEOGRAPHIC


* * *


"DO"


C an..3 O * *

"1" (Clean payment) (default) "4" (Documentary payment)


4383 Bank operation, coded M an..3 M



C an..3 O


C an..3 O

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 MOA MONETARY AMOUNT Segment No. 16 Segment Level B M 2 UN/EDIFACT Directory M 2 CH-MIG ESR Type 3 and Type 4 A segment specifying the total amount of all credits stored as individual transactions in level C and/or the total amount of all credits stored in level C plus the total fee amount.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 C516 MONETARY AMOUNT M M

5025 Monetary amount type qualifier M an..3 M * *

"60" (Final posted amount) "349" (Amount for information) (D6 code) � used only in pre-advising transactions.

"60"

5004 Monetary amount C n..18 R Field 4 TR (Type 3) / field 8 TR (Type 4) 6345 Currency, coded C an..3 R "CHF" (Type 3) / field 7 TR (Type 4, "CHF" or

"EUR") 6343 Currency qualifier C an..3 N


Segment Notes: Element 5025 (Monetary amount type qualifier): Element 5025 is to be specified depending on the following cases: If BGM-1001 = "454" (Credit advice): "60" If BGM-1001 = "342" (Pre-advising transactions): "349"



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG5 RFF-DTM SegGr.Level B M 3 UN/EDIFACT Directory M 2 CH-MIG ESR Type 3 and Type 4 A segment group containing references related to the payments, as well as relevant dates.

RFF REFERENCE Segment No. 17 Segment Level B M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment specifying reference numbers for the payments involved in the transaction.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 C506 REFERENCE M M

1153 Reference qualifier M an..3 M *R *

"ACK" (Bank reference) "AKJ" (Direct debit reference)

"ACK"

1154 Reference number C an..35 R Reference financial institution 1156 Line number C an..6 N


Segment Notes: Element 1153 (Reference qualifier): At least a RFF+ACK containing the applicational B level reference of the beneficiary's financial institution has to be specified. If the CREMUL was triggered by a DIRDEB, then a RFF+AKJ containing the applicational B level reference of the beneficiary may be specified.



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG5 RFF-DTM SegGr.Level B M 3 UN/EDIFACT Directory M 2 CH-MIG ESR Type 3 and Type 4 DTM DATE/TIME/PERIOD Segment No. 18 Segment Level B C 1 UN/EDIFACT Directory O 1 CH-MIG ESR Type 3 and Type 4 A segment specifying dates relevant to the related references.


2005 Date/time/period qualifier M an..3 M *R "171" (Reference date/time) "171" 2380 Date/time/period C an..35 R Reference date 2379 Date/time/period format qualifier C an..3 R *R "102" (CCYYMMDD) "102"

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG6 FII-CTA-COM SegGr.Level B M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A group of segments identifying the account that has been or will be credited.

FII FINANCIAL INSTITUTION INFORMATION Segment No. 19 Segment Level B M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment identifying the financial institutions and relevant account number associated with the transaction, in coded or uncoded form and their function.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 3035 PARTY QUALIFIER M an..3 M *R "BF" (Beneficiary's bank) "BF" C078 ACCOUNT IDENTIFICATION C R

3194 Account holder number C an..35 R In case of Postfinance: field 2 GR/TR (Type 3) / field 5 GR/TR (Type 4). In case of bank: bank account number.

3192 Account holder name C an..35 D Either the element 3192 or an equivalent SG14-NAD has to be used. Name of account holder

name of account holder

3192 Account holder name C an..35 O Postal code/city of account holder postal code/city of account holder 6345 Currency, coded C an..3 O


C D







Number Description M/C Format Type * Description ESR Type 3 and Type 4 3434 Institution branch number C an..17 D National identification of the financial institution in

coded form: BC-No. ("001996" Swiss Post as a financial institution included)

In case of Postfinance: "001996" In case of bank: BC-number

1131 Code list qualifier C an..3 D *R "157" (Clearing code) "157" 3055 Code list responsible agency,

coded C an..3 D *R "121" (CH, Telekurs AG) "121"




Segment Notes: Element 3194 (Account holder number): It can be bilaterally agreed that element 3194 contains the account number in the format received by the beneficiary's financial institution in the message that triggered the CREMUL or in the format that the beneficiary wishes (e.g. always IBAN). Composite C088 (Institution identification): Composite C088 is to be specified depending on the following cases: If 3194 contains an IBAN: Composite C088 is not used. If 3194 doesn't contain an IBAN: Either the national identification, in element 3434, or the international identification, in element 3433, has to be specified, but not both.



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG7 FCA-MOA-SG8 SegGr.Level B C 5 UN/EDIFACT Directory D 2 CH-MIG ESR Type 3 and Type 4 A group of segments providing full details of all charges or allowances, and associated taxes, that apply to the total amount, together with information as to who bears the charges and to which account they have been directed. Where charges are subject to taxation this may also be specified.

Option 1: Neither SG7 nor SG17 are used (no charges or allowances). Option 2: SG7 alone is used when the amount of charges or allowances is calculated from segment SG7-MOA, with qualifier "25" in element 5025. Option 3: SG17 is used. The single amounts in SG17 have to be summed up into SG7 when charges/allowances are not included in the transaction. This option only uses code 7 in DE 4471. This segment group may occur up to two times: one according option 2 and one according option 3.

If the CREMUL results from an ESR payment, then a second occurrence of the SG7 with the total ESR+ and other charges will be added together and the sum in segment SG7-MOA+488 or SG7-MOA+259 (Total charges).

FCA FINANCIAL CHARGES ALLOCATION Segment No. 22 Segment Level B M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 4471 SETTLEMENT, CODED M an..3 M *

* * *

"7" (Optional (used only with option 3)) "13" (All charges borne by payee) "14" (Each pay own cost) "15" (All charges borne by payer)

"7" (at Type 3: total amount cash deposit charges, at Type 4: total amount charges) "13" (at Type 3: postprocessing charges)


C O


1131 Code list qualifier C an..3 R * *

If BC-No.: "157" (Clearing code) If BIC: "25" (Bank identification



Number Description M/C Format Type * Description ESR Type 3 and Type 4 3055 Code list responsible agency,

coded C an..3 R *

* If BC-No.: "121" (CH, Telekurs AG) If BIC: "5" (ISO (International Organization for Standardization))



Segment Notes: Element C878 (Charge/allowance account): This composite data element is used only when charges are debited to an account different from the account defined in the SG6-FII segment. In this case, C878 can contain an additional account within the same financial institution (e.g. another branch).



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG7 FCA-MOA-SG8 SegGr.Level B C 5 UN/EDIFACT Directory D 1 CH-MIG ESR Type 3 and Type 4 MOA MONETARY AMOUNT Segment No. 23 Segment Level B C 2 UN/EDIFACT Directory D 2 CH-MIG ESR Type 3 and Type 4 A segment identifying the basis amount from which charges are calculated, if different from the total amount. It is also giving the total value of charges and/or allowances, and associated taxes.


optional



"488" (Total charges, not included in the transaction amount) "489" (Total allowances, not included in the transaction amount) "259" (Total charges, included in the transaction amount) "260" (Total allowances, included in the transaction amount) "25" (Charge/allowance basis) This code is only used with option 2 in segment SG7-FCA.

"488" and "25"

5004 Monetary amount C n..18 R With qualifier "488" and "FCA+7": field 7 TR (Type 3, cash deposit charges) With qualifier "488" and "FCA+7": field 12 TR (Type 4, total amount charges) With qualifier "488" and "FCA+13": field 8 TR (Type 3, postprocessing charges) With qualifier "25" and "FCA+13": "0.04" (Type 3, current rate of postprocessing charges)



Number Description M/C Format Type * Description ESR Type 3 and Type 4 6345 Currency, coded C an..3 R At ESR Type 3: "CHF"

At ESR Type 4: field 11 TR ("CHF" or "EUR") 6343 Currency qualifier C an..3 N


Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 A segment group providing details regarding the individual transactions, such as dates, financial institutions, account numbers.

In case of advice without details (code "106" in element SG4- LIN-1229) only the segment FII and MOA of segment group 13 will follow.

SEQ SEQUENCE DETAILS Segment No. 33 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment identifying the beginning of the specification of individual transactions (C level) by a sequential number.

This is a trigger segment specifying the start of each single transaction

Number Description M/C Format Type * Description ESR Type 3 and Type 4 1245 STATUS INDICATOR, CODED C an..3 N

C286 SEQUENCE INFORMATION C R

1050 Sequence number M an..6 M Number for each C-Level. Numbers must be allocated in ascending sequence order within the B-Level with-out gaps (i.e. the first line is 1, the second line 2, etc.).

C-Level line item number. (last recurrence is equivalent to field 5 TR (Type 3) / field 9 TR (Type 4))

1159 Sequence number source, coded C an..3 N



C an..3 N

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 FII FINANCIAL INSTITUTION INFORMATION Segment No. 36 Segment Level C M 2 UN/EDIFACT Directory M 2 CH-MIG ESR Type 3 and Type 4 A segment identifying the financial institutions and relevant account number associated with the transaction, in coded or uncoded form and their function.

In case of advice without details (code �106� in element SG4-LIN-1229) only one SG10-FII segment without information is generated ("FII+ZZZ' ").

Number Description M/C Format Type * Description ESR Type 3 and Type 4 3035 PARTY QUALIFIER M an..3 M "OR" (Ordered bank)

"I1" (Intermediary bank 1) "PH" (Payor´s financial institution) "ZZZ" (Bilaterally agreed) - See segment note.

"ZZZ"

C078 ACCOUNT IDENTIFICATION C O

3194 Account holder number C an..35 O

3192 Account holder name C an..35 O Name of account holder




C D







Number Description M/C Format Type * Description ESR Type 3 and Type 4 3434 Institution branch number C an..17 D National identification of the financial institution in

coded form: BC-No. ("001996" Swiss Post as a financial institution included) or "Post- Teilnehmernummer der Bank für BESR" or any national identification based on code combina-tion for 1131 an 3055 to identify a financial institu-tion.

1131 Code list qualifier C an..3 D * *

If BC-No.: "157" (Clearing code) If "Post-Teilnehmernummer der Bank für BESR": "25" (Bank identification) If other: any available code listed in the table of code combinations for 1131 and 3055 to identify a financial institution.


C an..3 D * *

If BC-No.: "121" (CH, Telekurs AG) If "Post-Teilnehmernummer der Bank für BESR": "100" (CH, Entreprise des PTT) If other: any available code listed in the table of code combinations for 1131 and 3055 to identify a financial institution.

3432 Institution name C an..70 D Required if the identification of the financial institution in coded form is unknown.

3436 Institution branch place C an..70 D Required if the identification of the financial institution in coded form is unknown.


Segment Notes: Composite C088 (Institution identification): Composite C088 is to be specified depending on the following cases: If 3194 contains an IBAN: Element 3207 is not used. If 3194 doesn't contain an IBAN: Either the national identification, in element 3434, or the international identification, in element 3433, has to be specified, but not both. Furthermore the data element 3207 has to be used.



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG11 RFF-DTM SegGr.Level C C 5 UN/EDIFACT Directory D 5 CH-MIG ESR Type 3 and Type 4 A group of segments containing references of other messages and transactions, with relevant date(s)/time(s).

Not used in case of advice without details (code "106" in element SG4-LIN-1229), in all other cases required.

RFF REFERENCE Segment No. 37 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment identifying references of other messages or transactions related to this transaction.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 C506 REFERENCE M M

1153 Reference qualifier M an..3 M *R * * * * *

"AIK" (Bank's individual transaction reference number) "CR" (Customer reference number) "AKJ" (Direct debit reference) "AKN" (Third bank's reference) "PQ" (Payment reference) "RA" (Remittance information)

*R "AIK" * "PQ"

1154 Reference number C an..35 R In case of "AIK": transaction-reference of FII at Type 3 of Postfinance: combination of fields 6,7,5,9 GR at Type 4 of Postfinance: field 9 GR In case of "PQ": at Type 3 of banks: field 5 GR at Type 4 of banks: field 9 GR



Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG11 RFF-DTM SegGr.Level C C 5 UN/EDIFACT Directory D 5 CH-MIG ESR Type 3 and Type 4 DTM DATE/TIME/PERIOD Segment No. 38 Segment Level C C 1 UN/EDIFACT Directory O 1 CH-MIG ESR Type 3 and Type 4 A segment specifying the date and/or time of the referenced messages or transactions.


2005 Date/time/period qualifier M an..3 R *R "171" (Reference date/time) "171" 2380 Date/time/period C an..35 R In case of "AIK" (in SG11-RFF-1153):

transaction-reference of FII at Type 3 of Postfinance: field 6 GR at Type 4 of Postfinance: field 10 GR In case of "PQ" (in SG11-RFF-1153): at Type 3 of banks: field 6 GR at Type 4 of banks: field 10 GR



"102"

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG12 PAI-FTX SegGr.Level C 1 UN/EDIFACT Directory O 1 CH-MIG ESR Type 3 and Type 4 A group of segments specifying conditions, guarantees, method and channel of payment used.

PAI PAYMENT INSTRUCTIONS Segment No. 39 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment specifying the conditions, guarantee, method and channel of payment used.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 C534 PAYMENT INSTRUCTION

DETAILS M M

4439 Payment conditions, coded C an..3 O

4431 Payment guarantee, coded C an..3 O

4461 Payment means, coded C an..3 O Field 3 GR (Type 4) 1131 Code list qualifier C an..3 O �ZZZ� (Mutually defined) 3055 Code list responsible agency,

coded C an..3 O "100" (CH, enterprise of PTT)

4435 Payment channel, coded C an..3 O

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG13 MOA-CUX-DTM-RFF SegGr.Level C M 4 UN/EDIFACT Directory M 4 CH-MIG ESR Type 3 and Type 4 A group of segments identifying the monetary amounts and, if necessary, the currencies, exchange rate and date for the amount of the transaction.

In case of advice without details (code "106" in element SG4- LIN-1229) only one SG13-MOA segment without detailed information is generated ("MOA+ZZZ' ").

MOA MONETARY AMOUNT Segment No. 41 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment giving the amount of the individual transaction.


5025 Monetary amount type qualifier M an..3 M * * * * * *

"98" (Original amount) "143" (Transfer amount) "36" (Converted amount) Usage of this code implies that the CUX segment must follow. "60" (Posted amount) "349" (Amount for information (D6 code)) Used only for pre-advising transactions. Code "60" and "349" are mutually exclusive. "ZZZ" (Mutually agreed) - See segment group note.

"60"

5004 Monetary amount C n..18 D Required unless element 5025 = "ZZZ" Field 4 GR (Type 3) / field 8 GR (Type 4) 6345 Currency, coded C an..3 D Required unless element 5025 = "ZZZ" At ESR Type 3: "CHF"

At ESR Type 4: field 7 GR ("CHF" or "EUR") 6343 Currency qualifier C an..3 N


Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG17 FCA-MOA-SG18 SegGr.Level C C 5 UN/EDIFACT Directory D 5 CH-MIG ESR Type 3 and Type 4 A group of segments providing full details of all charges or allowances, and associated taxes, that apply to a particular transaction, together with information as to who bears the charges and to which account they have been directed. A total value of all charges plus allowances may be given for every account to which charges may be directed. Where charges are subject to taxation this may also be specified. s, and associated taxes, that apply to a particular transaction, together with information as to who bears the charges and to which account they have been directed. A total value of all charges plus allowances may be given for every account to which charges may be directed. Where

This segment group is only used according to Option 3 described in SG7. In this situation both SG7 and SG17 are used and the single amounts in SG17 have to be summed up into SG7 when charges/allowances are not included in the transaction.

FCA FINANCIAL CHARGES ALLOCATION Segment No. 57 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 4471 SETTLEMENT, CODED M an..3 M *

* *

"13" (All charges borne by payee) (or beneficiary) "14" (Each pay own cost) "15" (All charges borne by payer)

"13" (cash deposit charges single credit advice (Type 3) respective charges (Type 4)


C O If no account is mentioned, charges will be booked according to bilateral agreement.




Number Description M/C Format Type * Description ESR Type 3 and Type 4 1131 Code list qualifier C an..3 R *

* If BC-No.: "157" (Clearing code) If BIC: "25" (Bank identification)


C an..3 R * *

If BC-No.: "121" (CH, Telekurs AG) If BIC: "5" (ISO (International Organisation for Standardization))



Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG17 FCA-MOA-SG18 SegGr.Level C C 5 UN/EDIFACT Directory D 5 CH-MIG ESR Type 3 and Type 4 MOA MONETARY AMOUNT Segment No. 58 Segment Level C C 2 UN/EDIFACT Directory D 2 CH-MIG ESR Type 3 and Type 4 A segment identifying the basis amount from which charges are calculated, if different from the overall amount of the original order. It also gives the total value of charges and/or allowances, and associated taxes, that relate to an account for charges/allowances.




"488" (Total charges, not included in the transaction amount) "489" (Total allowances, not included in the transaction amount) "259" (Total charges included in the transaction amount) "260" (Total allowances included in the transaction amount) "25" (Charge/allowance basis) Specification of the basis amount is mandatory if the amount received or converted is not used as the basis for the charges/ allowances calculation.

"488"

5004 Monetary amount C n..18 R Field 12 GR (Type 3) / field 15 GR (Type 4) 6345 Currency, coded C an..3 R At ESR Type 3: "CHF"

At ESR Type 4: field 14 GR ("CHF" or "EUR")



Number Description M/C Format Type * Description ESR Type 3 and Type 4 6343 Currency qualifier C an..3 N


Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG20 PRC-FTX-SG21-SG27 SegGr.Level C C 1 UN/EDIFACT Directory O 1 CH-MIG ESR Type 3 and Type 4 A group of segments containing the details of payment. The content of these segments is passed through the banking chain from the Ordering Customer to the Beneficiary.

If the CREMUL resulted from a payment order sent with an EDIFACT message PAYORD/EXT or PAYMUL, this segment group will be passed on to the creditor. If the CREMUL resulted from a payment order not sent with an EDIFACT message (e.g. with DTA), the advice can be passed on in the segment SG20-FTX. The segment group 21 will not be used. The process type identification in SG20-PRC-7187 will be "11" (Processing of unstructured information). If the CREMUL resulted from a direct debit, this segment group will not be sent back to the ordering customer.

PRC PROCESS IDENTIFICATION Segment No. 68 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment identifying the kind of process at the beneficiary's side.

This segment is also used as a trigger segment for group 21.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 C242 PROCESS TYPE AND

DESCRIPTION M M



Number Description M/C Format Type * Description ESR Type 3 and Type 4 7187 Process type identification M an..17 M *

* * *

"8" (Processing of structured information) Only the DOC segment group must follow. "9" (Processing of identical information in structured and unstructured form) The DOC segment group and FTX segment must follow. "10" (Processing of different information in structured and unstructured form) The DOC segment group and FTX segment must follow. "11" (Processing of unstructured information) Only the FTX segment must follow.

"8"



C an..3 N



Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG20 PRC-FTX-SG21-SG27 SegGr.Level C C 1 UN/EDIFACT Directory O 1 CH-MIG ESR Type 3 and Type 4 SG21 DOC-MOA-DTM-RFF-NAD-SG22-SG23-FTX-SG24 SegGr.Level C C 9999 UN/EDIFACT Directory D 9999 CH-MIG ESR Type 3 and Type 4 A group of segments providing details of all documents, e.g. invoices, statements, despatch advices, etc., to which the multiple credit advice refers. It includes information on the monetary amounts for each document and on any adjustments (with an indication of the reason for adjustments) and discounts. For information purposes an indication of the tax element can be provided.

This segment group is only used for processing of structured information (SG20-PRC-7187 = "8" or "9" or "10"). The content of this segment group (segment groups 21 to 24) are specified by the purchaser's requirements and will not impact the financial institution. The user handbook issuer is not responsible for the content and usage of details of payment specified in this segment group. The usage of codes in this segment group should be in line with those of the remittance advice. In case of ESR (see appendix) and IPI the DOC segment will be created by the sending financial institution.

DOC DOCUMENT/MESSAGE DETAILS Segment No. 70 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment identifying the reference document against which payment is being made.

This description is only valid for bank generated information.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 C002 DOCUMENT/MESSAGE NAME M M

1001 Document/message name, coded C an..3 D Required if bank generated. It contains the "Transaktionsart" in case of BESR/ESR or the value "IPI" in case of IPI reference in C503-1004.

ESR Type 3: field 1 ESR Type 4: field 2 GR and field 1 GR (in digit 1: field 2 GR, in digit 2 and 3: field 1 GR)

1131 Code list qualifier C an..3 D * In case of IPI or BESR/ESR: "ZZZ" (mutually defined)

"ZZZ"



Number Description M/C Format Type * Description ESR Type 3 and Type 4 3055 Code list responsible agency,

coded C an..3 D *

* In case of IPI: "121" (CH, Telekurs AG) In case of BESR/ESR: "100" (CH, Enterprise des PTT)

"100"

1000 Document/message name C an..35 O

C503 DOCUMENT/MESSAGE DETAILS

C O

1004 Document/message number C an..35 O Field 3 GR (Type 3) / field 6 GR (Type 4) 1373 Document/message status, coded C an..3 O Field 10 GR (Type 3) / field 13 GR (Type 4)

(ESR-codes "0" and "1" will be recoded into EDIFACT-codes: "1" (not rejected) and "8" (rejected))

1366 Document/message source C an..35 O Field 9 GR (Type 3) 3453 Language, coded C an..3 O

3153 COMMUNICATION CHANNEL IDENTIFIER, CODED

C an..3 O

1220 NUMBER OF COPIES OF DOCUMENT REQUIRED

C n..2 O

1218 NUMBER OF ORIGINALS OF DOCUMENT REQUIRED

C n..2 O

Segment Notes:



SG4 LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10 SegGr.Level B M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG10 SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20 SegGr.Level C M 9999 UN/EDIFACT Directory M 9999 CH-MIG ESR Type 3 and Type 4 SG20 PRC-FTX-SG21-SG27 SegGr.Level C C 1 UN/EDIFACT Directory O 1 CH-MIG ESR Type 3 and Type 4 SG27 GIS-MOA SegGr.Level C C 1 UN/EDIFACT Directory D 1 CH-MIG ESR Type 3 and Type 4 A group of segments indicating the end of the details of payment and specifying hash total amounts for control purposes.

This segment group is required to terminate the PRC segment group (SG20).

GIS GENERAL INDICATOR Segment No. 91 Segment Level C M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A segment identifying the end of the details of payment.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 C529 PROCESSING INDICATOR M M

7365 Processing indicator, coded M an..3 M "37" (Complete information) "37" 1131 Code list qualifier C an..3 N


C an..3 N

7187 Process type identification C an..17 N

Segment Notes:



CNT CONTROL TOTAL Segment No. 93 Segment Level A C 5 UN/EDIFACT Directory R 2 CH-MIG ESR Type 3 and Type 4 A segment identifying the kind of control checks and the totals according to the coded form.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 C270 CONTROL M M

6069 Control qualifier M an..3 M *R *

"2" (Number of line items in message) Total number of occurrences of LIN segments. "39" (Total number of individual transactions) Total number of occurrences of SEQ segments.

"2" and "39"

6066 Control value M n..18 M

6411 Measure unit qualifier C an..3 N

Segment Notes:



UNT MESSAGE TRAILER Segment No. 96 Segment Level A M 1 UN/EDIFACT Directory M 1 CH-MIG ESR Type 3 and Type 4 A service segment ending a message, giving the total number of segments in the message and the control reference number of the message.

Number Description M/C Format Type * Description ESR Type 3 and Type 4 0074 NUMBER OF SEGMENTS IN A

MESSAGE M n..6 M The total number of segments in the message. Total amount of messages in interchange.

0062 MESSAGE REFERENCE NUMBER

M an..14 M The same value as UNH-0062. Message reference number

Segment Notes:


CREMUL16.doc History of changes / History of changes 141 / 141 Document date: 15.03.2005 Document version: 1.6

6 HISTORY OF CHANGES

6.1 History of changes This CREMUL MIG, version 1.5 from 12.04.2002 contains the following changes, as compared to the previous version:

• Chapter 6 History of changes New section.

This CREMUL MIG, version 1.6 from 21.02.2005 contains the following changes, as compared to the previous version:

• Chapter Segments Level B, page 33

Segments Level C, page 49

Segment Layout CREMUL for ESR Type 3 and Type 4, page 112

Code values for BUS C521 4025 �Business function, coded� added.

cremul d.96a multiple credit advice message recommendation · pdf file ·...

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