Critical Illness Coverage for Everyone

The health care industry in India has seen tremendous

growth lately reasons being increase in critical illness, cost

effective policies, and most importantly informed masses.

Today, the youths are quite aware of the conditions

surrounding them and amidst inflation they look out at the

best possible ways to secure their health. Considering the

demand of young individuals and keeping in mind their family

needs, health insurance companies have different health

insurance products for each segment. Be it a young

professional who has just kick started his/her career, a newly

married couple, a couple looking forward to secure their and

their children’s health, the health insurance companies have

healthcare plans for everyone.

Of the many health care products the critical illness coverage

is one segment that confuses most of the investors. Though

every now and then we hear people around us being

diagnosed with cancer or going through bypass surgery or

suffering from stroke, we just befool ourselves believing that

we cannot be touched by such Critical Illness. Also, one of the

misconception is that critical illness is encountered post mid-

age but in reality people in their late twenties and early

thirties are being diagnosed with critical illness. The time has

come to lift the veil of ignorance and come to terms with the

reality.

Critical illness’ coverage and its importance in today’s time

Acts as financial lifeline: Some diseases are fatal and are life-

threatening. Not only do they demand immediate medical

attention but also a huge amount to undergo treatment.

These diseases are classified as Critical Illness. Your policy

would help you cope up with medical as well as financial

pressure if diagnosed with one of the illnesses listed under

your policy.

Coverage for self-employed/salaried personnel: For self-

employed people and many salaried personnel, it is easy to

take care of minor health issues but painstaking to arrange

funds for terminal illness treatment. This policy is a boon for

them as the burden of arranging hefty funds for treatment is

taken care of.

Lumpsum disbursement: This Critical Illness Cover offers

lumpsum disbursement to deal with the day to day expenses.

When dealing with life-threatening disease it is tough to

manage other expenses like funding child education, paying

bills, dealing with EMIs and other financial obligations.

Easy purchase options and renewal facility: The online

purchase facility has made it very much convenient for the

tech savvy generation to save time. They can also pay the

renewal premiums online and save their effort and time from

their hectic schedule.

To protect your family needs and save yourself from financial

mess make a decision and act swiftly!