If you buy just enough crop insurance to cover your losses in a bad year, you may not do as well as you could in a good year. A crop-hail policy from your RCIS agent offers flexible, affordable coverage that complements your MPCI plan.

Depending on the crop provisions in your state, crop-hail coverage may give you:

Protection up to actual cash value against specific perils

• ProvideshailprotectionabovetheMPCIdeductible

• Someplansbeginpayingatonepercenthailloss

Bumper crop protection

• Increaseexistingcoverageduringthegrowingseasontocoverhighyieldsorhighmarketprices

Protection against gaps in coverage

• Awiderangeofeligiblecrops

• Hail

• Wind*

• GreenSnapEndorsementforcorn*

• Harvestedstoredgrain*

• Fire/lightning(automaticallyincluded)

• Post-harvesttransit(automaticallyincluded)

BECAUSE THE FIRST THING YOU LOSE IS YOUR PROFIT

Crop-Hail Coverage

*ConfirmstateavailabilitywithyourRCISagent

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Acre-by-acre coverage against isolated damage

• ComplementMPCIenterpriseunitdiscountwithspotlosscrop-hailcoverage

• ProtectacresyouinsurewithAreaRiskProtectionInsurance(ARPI)ifahailstormlossisn’twidespreadacrossthe county

WhenyouchooseRCIS,you’reworkingwithacompanythathasthestrengthandstabilitytobearoundfordecades to come.

• YourRCISagentcanprovideyouwithacustomizedquotetoshowhowyourMPCI,crop-hailand othernamedperilpoliciescanworktogethertoprotectyourprofits.

• RCIShasanationwidenetworkofwell-trainedemployeeadjusters.Ifyouneedtofileaclaim, your local adjuster will explain the process at your first meeting and provide contact information if you haveadditionalquestions.RCIScanalsoassembleadjusterteamstorespondquicklytomajorevents.

Value-added service

We grow stronger every day — together SM

This is a general description of selected coverage provisions. The insurance policy should be consulted for detailed coverage provisions, restrictions and exclusions. Rural Community Insurance Agency, Inc., is a managing general agency representing two risk-bearing insurance companies. Coverage is underwritten in all states by Rural Community Insurance Company, Anoka, MN except in Montana where hail coverage is underwritten by Tri-County Farmers Mutual Insurance Company, Malta, MT. Coverage type may vary by state. Rural Community Insurance Agency, Inc., D/B/A RCIS. RCIS is an equal opportunity provider.

© 2014 Rural Community Insurance Agency, Inc. All rights reserved.

Crop-hail is an annual policy. But with the Auto-crop option from RCIS, your crop-hail coverage renews automaticallyuntilyoudecidetocancel.That’sonelessthingtothinkaboutinthebusygrowingseason.

Auto-crop or annual renewal options

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