csurma orientation
DESCRIPTION
CSURMA Orientation. FOA/PSSOA Costa Mesa March 12, 2014. Presented by:. Zachary Gifford Assoc. Director, Systemwide Risk Mgmt. The California State University 562.951.4580 [email protected]. Daniel J. Howell CSURMA Program Administrators Alliant Insurance Services, Inc. - PowerPoint PPT PresentationTRANSCRIPT
2 0 1 4 F O A / P SS O A C S U B u s i n e s s C o n f e r e n c e2 0 1 4 F O A / P SS O A C S U B u s i n e s s C o n f e r e n c e
CSURMA OrientationFOA/PSSOA Costa Mesa
March 12, 2014Presented by:
Zachary GiffordAssoc. Director, Systemwide Risk Mgmt.The California State [email protected]
Daniel J. HowellCSURMA Program AdministratorsAlliant Insurance Services, Inc.415.403.1426 [email protected]
Presentation Outline
CSURMA OverviewProgram AdministrationCoverage ProgramsClaimsDividendsProgram Funding StatusProgram Services
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CSURMA Overview
California State University Risk Management Authority (CSURMA) – joint powers authority created to provide insurance & risk management services for CSU Campuses and Auxiliary Organizations, including insurance and self-insurance.
Auxiliary Organizations Risk Management Alliance (AORMA) - operates within CSURMA to offer tailored coverage for CSU Auxiliary Organization, including lower deductibles and other special coverage requirements.
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Program Administration
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Program Administration
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Program Administration
Governing Documents: CSURMA Joint Powers Agreement CSURMA Bylaws Bagley Keene Act California Fair Political Practices Commission
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Program Administrators
Daniel HowellProgram Director
D: (415) 403-1426M: (415) [email protected]
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Robert LeongCampus Programs
D: (415) 403-1441M: (619) [email protected]
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Hsan HteinProgram
Administrator(415) 403-1452
Mimi LongAORMA Programs
D: (415) 403-1423M: (415) [email protected]
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Van RinProgram
Administrator(415) 403-1408
Jacki GrafWC Claims Consultant
D: (415) 403-1438
Tevea HimJPA Administrator(415) [email protected]
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Myron LeavellJPA Administrator(415) 403-1404
Stacey WeeksAIME, Foreign Travel(415) 403-1448
Robert FreyClaims ManagerD: (415) 403-
1445M: (415) 518-
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Coverage Programs - Campus
Student Professional Liability Insurance Program (SPLIP) Student Academic Field Experience for Credit Liability Insurance
Program (SAFECLIP) Auto Physical Damage Insurance (APD) Inland Marine Insurance (fine arts, special equipment, scientific
instruments, cameras, laptops, etc.) Blanket Student Travel Accident Foreign Travel Insurance Program (FTIP) Club Sports Insurance Program (CSIP) Builder’s Risk Insurance Program (BRIP) Owner-Controlled Insurance Program (OCIP) Special Liability Insurance Program (SLIP) Vendors / Contractors Liability Program (VCP)
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General / Errors & Omissions Liability, including Directors & Officers Liability, Professional Liability, Liquor Liability, Employment Practices Liability, Fiduciary Liability, etc.
Automobile Liability - owned, non-owned, hired / leased autos. Property / Boiler & Machinery – owned/leased buildings, may include
contents. Workers’ Compensation & Employer’s Liability Crime (Employee Fidelity) Unemployment Insurance Automobile Physical Damage Insurance Inland Marine Insurance (fine arts, special equipment, scientific
instruments, cameras, laptops, etc.)
Coverage Programs - AORMA
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Claims - Campus Liability
Employment Practices
Automobile Damage
Slip & Fall Police Fall from Height0
20
40
60
80
100
120
140
160
180 169
92
83
33 32
Top 5 Claims Category - # ClaimsFive Years: 2007-2013
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Claims - Campus Liability
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Employment Practices Fall From Height Burns CEQA (Environmental Quality) Animal$0
$2,000,000
$4,000,000
$6,000,000
$8,000,000
$10,000,000
$12,000,000
$14,000,000 $13,247,597
$7,729,352
$2,665,596 $2,480,000 $1,898,869
Top 5 Claims Category - $ IncurredFive Years: 2007-2013
Five Years: 2007-2012 at 5/1/13
Claims - Campus WC
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CUSTODIAN
STUDEN
T ASSISTANT
ADMIN SUPPORT COORDIN
ATOR
ADMIN ANALY
ST/ SPECIALIS
T
ADMIN SUPPORT ASS
ISTANT
0100200300400500600700800900
1,000 903
396 368333 293
Top 5 Claims by Occupation - # ClaimsFive Years: 2007-2013
Claims - Campus WC
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CUSTODIAN ADMIN SUPPORT COORDINATOR
ADMIN SUPPORT ASSISTANT
INSTRUCTOR FACULTY
POLICE OFFICER$0
$2,000,000
$4,000,000
$6,000,000
$8,000,000
$10,000,000
$12,000,000
$14,000,000
$12,310,309
$3,996,464 $3,632,355 $3,408,916 $3,236,535
Top 5 Claims by Occupation - $ IncurredFive Years: 2007-2013
Claims - Campus WC
Strain or Injury By Fall, Slip or Trip Injury Struck or Injured By Cut, Puncture, Scrape Striking Against or Stepping On
0
200
400
600
800
1,000
1,200
1,400
1,600
1,800
2,0001,772
1,539
489 484
237
Top 5 Cause of Loss - # Claims5 Years: 2007-2013
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Claims - Campus WC
Strain or Injury By Fall, Slip or Trip Injury
Struck or Injured By
Motor Vehicle Striking Against or Stepping On
$0
$5,000,000
$10,000,000
$15,000,000
$20,000,000
$25,000,000
$19,769,011
$15,055,042
$4,226,158
$2,214,010 $1,607,306
Top 5 Cause of Loss - $ Incurred5 Years: 2007-2013
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Claims - AORMA Liability
Auto Employment Practices Liability
Slip/Trip and Fall All Other$0
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
$3,000,000
$3,500,000
$234,227
$3,024,917
$802,713
$1,984,544
Top 4 Claims Category - $ IncurredFive Years: 2007-2013
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Claims - AORMA WC
Clerica
l
Profesio
nal / Stu
dent Acti
vitiesReta
il
Sports
/ Day Care
Food Serv
ice
Manual La
bor$0
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
$3,000,000
$1,633,243
$450,949 $314,807
$704,224
$2,720,890
$1,777,097
Top 6 Claims by Operations - $ IncurredFive Years: 2007-2013
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Program Expenses
Reinsurance Premiums
16.3%
Claims & Claims Legal18.5%
Claims Adminis-tration7.1%
Insurance Premiums17.8%
Dividend Distri-butions22.0%
Administrative Expenses
1.6%
Miscellaneous Services
0.9%
Reserve Funds15.8%
“Your Premium Dollars at Work”FY 2011-12 Contributions
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Dividends - Campus Programs
2007-08 2008-09 2009-10 2010-11 2011-12 2012-13$0
$2,000,000
$4,000,000
$6,000,000
$8,000,000
$10,000,000
$12,000,000
$14,000,000
$16,000,000
$18,000,000
$15,278,413
$9,867,829
$16,599,342
$9,173,264
$14,038,323
$7,504,717
415861
5470192
Liability Workers' Comp AIME
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Dividends - AORMA Programs
2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13$0
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
$257,097
$252,116 $452,152
$537,000
$508,259
$1,403,847
$1,061,712
638809
1217460
1705800
2182123
815343
640445
AORMA Liability AORMA WC
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Program Funding Status
Liability 6/30/12 Liability 6/30/13 Workers' Comp 6/30/12
Workers' Comp 6/30/13
$0
$10,000,000
$20,000,000
$30,000,000
$40,000,000
$50,000,000
$60,000,000
$70,000,000
$40,724,505 $43,307,583
$43,446,584 $53,874,522
$2,643,431$5,412,233
$15,146,702$9,984,824
Campus Programs - PoolsEstimated Funding Projected to FYE 13 (undiscounted)
O/S Claims & ULAE @70% confidence Reserve Funds
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Program Funding Status
IDL/NDL/UI 6/30/12
IDL/NDL/UI 6/30/13
AIME 6/30/12 AIME 6/30/13$0
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
$3,000,000
$3,500,000
$509,061
$11,469
$657,299$1,049,892
$1,077,709
$2,245,832$2,130,051
Campus Programs - OtherEstimated Funding Projected to FYE 13
(undiscounted)
O/S Claims & ULAE @70% confidenceReserve Funds
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Program Funding Status
Liability 6/30/12 Liability 6/30/13 Workers' Comp 6/30/12
Workers' Comp 6/30/13
$0
$2,000,000
$4,000,000
$6,000,000
$8,000,000
$10,000,000
$12,000,000
$14,000,000
$3,082,180 $3,234,890
$9,852,867
$10,340,477
$5,644,922$4,811,367
$3,148,343 $2,972,707
AORMA ProgramsEstimated Funding Projected to FYE 13
(undiscounted)
O/S Claims & ULAE @80% confidenceReserve Funds
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Program Services
Contract Review Insurance Certificates and Endorsements
– Incoming review– Outgoing issuance
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Program Services
AORMA Members Live HR Consulting On-line access to BNA’s
HR Essentials Access to a staffed HR
Reference Center
Monthly HR newsletter in full digital format. Weekly legal updates for all 50 states. Access to EG’s most popular Compensation &
Benefits Surveys.
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Program Services
AORMA Members Records Management Compliance Management On-line Safety Training Custom Learning Management
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Program Services
Did you know…
Alliant Risk Control provides safety consulting services for all AORMA members at no additional cost.
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Program Services
Risk Reduction Grant ProgramGrants are available for safety related items that lead
to a documentable reduction in claim costs.
Specialized training Safety equipment Physical improvements Other safety related items
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CSU IRIC Manual
1. Log into website – www.CSURMA.org
2. Enter Username & Password
3. Click “Login Now”4. Under “Resources” click
“IRIC Manual”
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AORMA Toolkit
1. Log into website – www.CSURMA.org
2. Enter Username & Password
3. Click “Login Now”4. Under “AORMA” click
“AORMA Toolkit”
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AORMA Toolkit
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How to keep Up to Date
“Fitting the Pieces Together” Conference AOA Conference Program Manual CSURMA website Board meetings Committee meetings
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Thank You!
Questions?Please contact your Program Administrators:
Dan Howell, Program Director415-403-1426 | [email protected]
Rob Leong, Campus Programs415-403-1441 | [email protected]
Mimi Long, AORMA Programs415-403-1423 | [email protected]
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