curriculum vitae - raghu-1

8/13/2019 Curriculum Vitae - Raghu-1

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RESUME

RAGHU G

No: 7/1,

1ST

Main Road, 3RD

Cross, Nanjappa Layout, Adugodi,

Bangalore – 560030.

Karnataka. Mob:+91 9980526299

E-mail: [email protected]

Career Objective:

Seeking a challenging position that will make me to gain and use my knowledge to

develop myself and to achieve organization goal.

Work Experience:

Currently working as an Analyst with ISG Novasoft Technologies Ltd forDefault Services / loan modification with Loss Mitigation since June 2010 to Till

date.

Job Profile:

Loan Origination Closing

A. Document Preparation

Preparing closing documents including custom forms, Reviewing HUD forclearance, Clearing approval conditions.

B. Post-closing Services Forward collateral package to warehouse bank, Combine additional closing

documents with package, Receive closing package, put in stacking order according

to investor's requirements. Scan original closing package and other pertinent documents with the ability for

the Correspondent Lender to download and/or view files.

C. Additional Responsibilities

Preparing Loan for Underwriting. Escrow Analysis and updating the Closing Fees once loan comes for Closing. Performing HUD review and sending final documents to Title Company. Handling Escalation Emails from clients by communicating with the Closers and

Title Company. Apart from daily production, handling the team’s Production Tracker and Time

Consolidation Tracker.

Delivering the daily task to the client with 100% quality and TAT.



Loan Modification

Initial Screening Document Analysis for Loan resolution and Loss Mitigation.

Documenting pertaining to Hardship of the borrower, Financials, Authorizations,

Proof of Income & Tax returns Handling Process updates

Maintaining the loan assignment queue Reviewing Vendor Documents Reviewing borrower documents

Played a Major Role in Loan Processing. Combine additional modification documents with package, Receive Modification

package, put in stacking order according to investor's requirements.

Scan original closing / modification package and other pertinent documents with the

ability for the Correspondent Lender or Underwriter have to download and/or view

files.

Worked in PRINT-X as a ACCOUNTANT ( September 2009 to June 2010)

Job Profile:

Billing, Maintaining Cash/Bank book , Bank Reconciliation, Service Tax, VAT,

PT, Misc Accts. related work as assigned etc.

Worked in HDFC BANK as a Senior Phone Banking Officer in Query Desk

department as an SME(Subject Matter Expertise) from (Oct 2007 to July

2009)

Job Profile:

Accept ownership of work orders routed to calls.

Tried to give 100% Resolution on every call relating to query calls and issues.

Identifying and Escalating to concern shift manager process till resolution.

Each and every calls are logged in CRM tools & given Cent % solution to thecased logged.

Responsible for day to day Activates Mails(Mail Support) & coordinating with

calls.

Preparing & maintaining of daily and monthly call reports.

Closure of calls and Closure of complaints after the resolving the queries.



Worked in Centurion Bank of Punjab as Process Associate.(Dec 2006 to Sept

2007)

Job Profile:

Analyzing all the documents related to the loan Project.

Updating the database of Loan details.

Quality Check of the process.

Processing Personal loan booking.

Computer Knowledge:

Ms-word, Excel, Power point, Tally 6.3 & 7.2

Academic Qualifications:

Course University Institute

B.comBangalore

University

V V Puram

Commerce and ArtsCollege

MBASikkim Manipal

UniversityI.B.M.R

Strengths:

Be able to work under Pressure and manage Stressful situations confidently and

effectively.

A team player who is also able to work independently on problem and issues.

Ready to reach the deadlines with positive attitude and hard work.

Ability to plan, Set priorities, and manage tasks and deadlines.

Ability to quickly assimilate the product and process knowledge.



Personal Profile:

Father’s Name : S U Giddappa Gowdar

Date of Birth : Dec 10th

1983

Sex : Male

Nationality : Indian

Languages : Kannada, English and Hindi

Hobbies : Listening to Music and browsing

Passport : Yes

Date:

Place: Bangalore (Raghu G)