MetLife Auto & Home® is

helping DALRC Retiree

Benefit Trust Members

drive down insurance costs!SEE DETAILS INSIDE!

Fan Mail

"Saved over $800 a year"

I wanted to take this time to make you aware of the excellent service I received from (yourrepresentative) … She asked all the right questions, understood what was important to me, and in the end saved me over $800 a year on my home and car insurance."

— DS

"Was hesitant to change"

Thank you for being so helpful by getting myauto and homeowners insurance off to a goodstart. I was hesitant to change from (anothercarrier) after so many years with (it), but youhave confirmed that it was the correct choiceto make. Hopefully, all of MetLife Auto &Home’s customer service representatives are as efficient as you have been. I look forward to many years with MetLife Auto & Home.

— JD

Lower your costs!

Call 1-800-888-2308 todayfor free, no-obligation quotes

DALRC 9.10 L0910131450[exp0813][All States]

† Home coverage is not a part of the MetLife Auto & Home benefit offering in FL.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company,Metropolitan General Insurance Company, Metropolitan Group Propertyand Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Met P&C®, MetCasSM, and MetDirectSM are licensed in state of MN. Coverage,rates, and discounts are available in most states to those who qualify.

DALRC Retiree Benefit Trust Members:

Potential to shave dollars off your insurance billAs a member of the DALRC Retiree Benefit Trust,you are eligible for special savings with MetLifeAuto & Home®.

Your benefits include:

• Money-saving group discounts

• Payment options include the convenience of monthly billing or recurring credit/debit card payments3

• Outstanding service

• A wide range of policies to suit your needs

• Access to knowledgeable insurance consultantswhose only goal is to give you great customer service

• And much more

See how much you could save.

Products that prepare you forlife's unexpected surprises

With MetLife Auto & Home®, you can be confident you’re covered. That's why our motto is: for the if in life®. MetLife Auto & Home offersauto, home†, boat, personal excess liability, andother insurance products that reduce coveragegaps and prepare you for life's unexpected surprises.

Call 1-800-888-2308 todayfor free, no-obligation quotesMention your Group Program Code: BRC when you call.

Outstanding discounts

Why pay more for auto insurance than you need to? As a member of the DALRC Retiree Benefit Trust, youcould save money and qualify for valuable insurance discounts and benefits with MetLife Auto & Home.

These include:

� Attractive auto insurance group discounts

� Auto insurance Deductible Savings BenefitSM 1

� Superior driver discounts ... up to 12%2

� Glass repairs without a deductible

� Convenient payment options

Claim service every day of the year

MetLife Auto & Home provides professional 24-hour-a-day claim service 365 days a year. In addition, it staffs a National Catastrophe Response Team to help customersin-person.

Enjoy money-saving group discounts that are available to you as a member of the DALRC Retiree Benefit Trust

MetLife Auto & Home has your back

The MetLife Auto & Home companies, subsidiaries ofMetLife, Inc. (NYSE: MET), are, collectively, one of the nation's leading personal lines property and casualty insurance providers, insuring over 3.8 million autos and homes.

You can start saving right away

Go ahead and get your free quotes today, with no obligation. See how much you could save. You don't have to wait until your current policy expires. You can changecarriers at any time, and our consultants can take care of the transition for you.

Footnotes:1 Deductible Savings Benefit is not available in all states. In New York State, drivers

must pay a state-required minimum deductible before using this benefit.2 Discount varies by state.3 Use of credit/debit card is optional. The same insurance is available regardless of the

method of payment. Payments may be made by cash, check, or by credit/debit card.

PROTECT YOUR FAMILY

AND YOURSELF!Get free quotes now

with no obligation.

Call 1-800-888-2308 todayMention your Group Program Code: BRC

when you call.

DALRC Retiree Benefit Trust Members