db direct csv asia 5.2c

Global Integration ASIA CSV (Comma Separated Value) Format Description

CASH MANAGEMENT CORPORATES – PRODUCT MANAGEMENT Global Integration / Customer Access (Asia)

Deutsche Bank AG September 2006

Deutsche Bank Asia CSV Format Description Ver 5.2

CONTENTS

1. Overview............................................................................................................................5

1.1 General Format Layout ...............................................................................................5 1.2 CSV Rules ...................................................................................................................6 1.3 Validations ...................................................................................................................6

2. Generic Payment Format (CSV) ......................................................................................8 2.1 Format Definition .........................................................................................................8

3. FIELDS Values................................................................................................................12 3.1 Clearing Code Type (Field 40)..................................................................................12 3.2 Transaction Instructions (Field 19) ...........................................................................13 3.3 Instruction for Charges (Field 6) ...............................................................................13 3.4 Transaction (Payment / Collection) Modes (Field 5) ................................................14 3.5 Fax Number for Autofax (Field 59) ...........................................................................15 3.6 Invalid characters ......................................................................................................15 3.7 Extended Payment Details (Field 66) .......................................................................16 3.8 Bulk Posting Indicator (Field 8) .................................................................................16

4. Single International Payments......................................................................................18 4.1 Field Mapping............................................................................................................18

5. Single Local Payments ..................................................................................................22 5.1 Field Mapping............................................................................................................22

6. Cheque Bulk Payments .................................................................................................25 6.1 Field Mapping............................................................................................................25

7. Electronic Bulk Payments .............................................................................................28 7.1 Field Mapping............................................................................................................28

8. Electronic Bulk Collections...........................................................................................31 8.1 Field Mapping............................................................................................................31

9. Indonesia specifics .......................................................................................................34 9.1 General Info...............................................................................................................34 9.2 Credit Nota (CNS) .....................................................................................................34 9.3 RTGS (JKH) ..............................................................................................................34

10. Thailand specifics.......................................................................................................35 10.1 General Info ...........................................................................................................35 10.2 Media Clearing Credit Transfer (CTS) ..................................................................35 10.3 BAHTNet (BTH) .....................................................................................................36 10.4 Local Demand Draft (LDD)....................................................................................36 10.5 Media Clearing Debit Transfer (DTS)....................................................................36 10.6 Withholding tax Details – Bangkok (for db-di upload)...........................................37

10.6.1 Withholding Tax information in Payment File ....................................................37 10.6.2 Sample File containing Payment and Withholding Tax details .........................38 10.6.3 Structure of WHT record....................................................................................38 10.6.4 Valid payment type ............................................................................................38

11. Hong Kong specifics ..................................................................................................39 11.1 General Info ...........................................................................................................39 11.2 Auto Credit (ATC) ..................................................................................................39 11.3 Auto Debit (ATD) ...................................................................................................40

12. Malaysia specifics.......................................................................................................41 12.1 General Info ...........................................................................................................41 12.2 Rentas....................................................................................................................41 12.3 Malaysian Giro Direct Credit (MYG)......................................................................41

13. Singapore specifics....................................................................................................44 13.1 General Info ...........................................................................................................44


13.2 MEPS (MEP)..........................................................................................................44 13.3 GIRO Payment (GIR).............................................................................................45 13.4 GIRO Collections (GIC) .........................................................................................46

14. Vietnam specifics........................................................................................................47 14.1 General Info ...........................................................................................................47 14.2 Local Transfer Payments (for transfer to Bene bank residing in VN) ...................47 14.3 Local Cash Disbursements (for cash disbursements at Partner bank counter)...47 14.4 Local Cash Disbursements (for cash disbursements at DB counter)...................48 14.5 Payroll ....................................................................................................................48

15. Taiwan specifics .........................................................................................................50 15.1 General Info ...........................................................................................................50 15.2 Tax Payments via Partner Bank Cheque (ABQ)...................................................50 15.3 TWD Direct Credit (TDC).......................................................................................50 15.4 TWD Direct Debit (TDD)........................................................................................51 15.5 TWD Direct Credit/Debit Transaction Type...........................................................51 15.6 LIRS (LIR) ..............................................................................................................52

16. Philippines specifics ..................................................................................................53 16.1 General Info ...........................................................................................................53 16.2 Electronic Peso Clearing and Settlement (EPCS)................................................53 16.3 Philippines Dollar Domestic Transfer System (PDDTS).......................................54 16.4 Withholding Tax Details - Philippines ....................................................................54

16.4.1 Structure of WHT record....................................................................................54 17. Korea specifics............................................................................................................55

17.1 General Info ...........................................................................................................55 17.2 KFTC (KDC)...........................................................................................................55 17.3 CMS Direct Debit (KDD)........................................................................................55 17.4 BOK Wire Transfer (WT).......................................................................................56

18. India specifics .............................................................................................................57 18.1 General Info ...........................................................................................................57

18.1.1 Payment Advices via email................................................................................57 18.2 ECS Credit (ECC)..................................................................................................57 18.3 ECS Debit (ECD)...................................................................................................58 18.4 Corporate Cheque (ACQ)......................................................................................58 18.5 Local Demand Draft (LDD)....................................................................................59 18.6 RTGS .....................................................................................................................59

19. Sri Lanka specifics .....................................................................................................60 19.1 General Info ...........................................................................................................60 19.2 SLIPS Direct Credit................................................................................................60 19.3 SLIPS Direct Debit.................................................................................................61

20. Japan specifics ...........................................................................................................62 20.1 General Info ...........................................................................................................62 20.2 Anser......................................................................................................................62 20.3 Zengin ....................................................................................................................62

21. China specifics............................................................................................................64 21.1 General Info ...........................................................................................................64 21.2 RMB Giro ...............................................................................................................64 21.3 RMB Giro Transaction Codes (field 63) ................................................................65

22. Pakistan specifics.......................................................................................................66 22.1 General Info ...........................................................................................................66 22.2 Local Demand Draft...............................................................................................66

23. Australia/New Zealand (via Westpac) specifics ......................................................67 23.1 General Info ...........................................................................................................67 23.2 NETS (NET)...........................................................................................................67


23.3 RTGS (RTG)..........................................................................................................68 23.4 CORT (CO)............................................................................................................69

24. Record Structure of Withholding Tax information .................................................71


1. OVERVIEW

Deutsche Bank has devised a common 67 field generic payment CSV format to support all Asia payment types. This document describes the format and the mapping definition for all the payment types. Since the format is generic in nature, there would be fields that have different interpretations for different payment types, fields that are used only for specific payment types, fields that have differing field lengths depending on the payment types and this document aims at detailing the same to enable customers generate CSV file catering to all payment types.

The CSV format can handle both international and domestic payments in a single CSV file unless otherwise stated. Further, the CSV format is applicable for both Payments and Collections and hence the fields need to be interpreted accordingly.

The file can be imported directly into db-direct Internet (db-di) via the ERP module or sent via other access channels e.g. db-Gateway for Deutsche Bank to process. The various access channels will not be covered under this document.

The document covers payment/collection formats for the following countries :

§ Hong Kong § Indonesia § Malaysia

§ Singapore § Thailand § Vietnam

§ Taiwan § Philippines § Korea

§ India § Sri Lanka § China

§ Japan § Pakistan § Australia / New Zealand

1.1 General Format Layout

The CSV format consists of one or more lines of delimited values each line having 67 fields for db-di (db-direct internet) payments and WHT regardless of whether the fields are populated with a value or left empty. field1; field2,..........;field67

. . . field1; field2,..........;field67 Unless otherwise indicated in field 65, each line is assumed to be a payment/collection transaction format. Field 65 of the payment transaction is used to indicate whether there are accompanying payment details for WHT(Withholding Tax) certificate printing purposes.

Line 1

Line n


If field 65 is blank, it indicates that there are no additional payment details. Otherwise, “WHTn” (without quotes) indicates n rows of additional payment details to follow the transaction. WHT is only applicable to Thailand and please refer to Thailand for detailed format. field-1;field-2;............;WHT2;.... WHTTH;WHTTaxPayer;..... WHTTH;WHTTaxPayer;..... field-1;field-2;............;WHT1;.... WHTTH;WHTTaxPayer;..... field-1;field-2;.....;;...... field-1;field-2;.....;;......

1.2 CSV Rules

1. The files have to be ASCII-coded. No control characters are accepted.

2. The delimiter between field is ‘;’ (0x3B)[Semi-Colon].

3. The escape character is ‘\’ (0x5C)[Back Slash]

4. The decimal separator is ‘.’ (0x2E)[Dot].

5. Every record is delimiter by CRLF (0x0D 0x0A)[Carriage Return].

6. All fields should not exceed the indicated max length.

7. Every record must have the same number of fields. If the field is optional, a delimiter is required. E.g. If field 2 is empty, the record will look like this: Field 1;;Field 3.

8. No group delimiter for numeric fields.

9. Sample file is attached DBI2A242002120

1.TXT

1.3 Validations

To enable STP (Straight Through Processing), it is advised that the information for the respective payments to be provided according to specifications. Validations may be provided depending on the access channels (e.g. db-direct Internet ERP import will validate transactions at online front-end)

Some common validations includes:

• Debit account and Charges account must be from the same branch and same customer.

• Amount cannot be zero

• Transaction date (Value Date) should not be earlier than system date

Field 65. ‘WHT2’ = 2 lines of WHT info will follows

Payment Transaction

Additional Details (Withholding Tax)


• Schedule Date should be equal to or less than the value date. If blank, the schedule date is always defaulted to the system date. Depending on the cut-off times specified for certain products, the scheduled time would automatically change to the next working date if files are being uploaded post the cut-off times specified for that product.

• Dates (Value and Schedule Date) should not be a branch weekend or holiday

• If the file is imported via db-direct Internet, a duplicate transaction check will be done based on the Transaction ID (field 64). This value should be unique for each payment transaction. If the field is blank, no check will be provided.

• There is also a file level validation and db-di will not allow import of the same file twice.


2. GENERIC PAYMENT FORM AT (CSV)

2.1 Format Definition

Field Order

Field Name Type (maxlen)

Remarks

1. Order Party Account Char (35) Account to be Debited/ Credited

2. Order Party Account Currency Char (3) Currency Code of the Account to be Debited/ Credited

3. Charge Account Char (35) Account to be Debited/ Credited for charges

4. Charge Account Currency Char (3) Currency Code of the Account to be Debited/ Credited for charges

5. Transaction Mode Char (3) See 3.4

6. Instruction for Charges Char (3) See 3.3

7. Urgent Flag Char (1) Not Used.

8. Bulk Posting Char (1) See 3.8

9. Transaction Currency Char (3) See 3.4

10. Transaction Date DDMMCCYY Date on which the transaction will be carried out. Please refer to the respective branches for the cut-off date and time for each payment mode.

11. Transaction Date Type Char (2) Not used

12. Bulk Reference Char (35) For Bulk Payments, this reference is used to identify Bulk of transactions. If the customer wishes to bulk transactions within a single payment file into several bulks, a unique reference could be assigned to transactions that are to be bulked together.

13. Business Category Char (3) Not used

14. Business Descriptions Char (35) Not used

15. Schedule Date DDMMCCYY For db-di processing, this is the date on which the transaction is sent to DB backend for processing. Prior to this date, transaction could be cancelled via db-di. After this date, instruction for Stop Payment has to be issued.

If left blank, db-di will set the date to date of import or the next business day if date of import falls on a holiday.

16. Restricted Transaction Flag Char (1) A ‘Y/N’ indicator. If set to ‘Y’, it indicates transaction with sensitive information (e.g. Payroll) and viewing of the transaction in db-di is restricted.


Field Order


Remarks

17. Reserved Char (100) Not Used.

Note: Used by E3-Asia to route H2H files to country backend bas ed on DB Swift Code.

18. Transaction Amount Num (15.2)

19. Transaction Instructions Char (8) See 3.2

20. Transaction Details 1/ Applicant Mailing Address 1

Char (35) For non-Cheque, this could be used for Transaction Details.

Applicant Info is used for Cheque delivery purposes in the case of the cheques are to be returned to applicant upon printing.


Char (35) - ditto -


Char (35) - ditto -


Char (35) - ditto -

24. Special Instruction 1 Char (35) Special Instruction to the bank with regards to the transactions e.g. Pre-agreed FOREX rate. Please note that population of the Special Instruction fields will cause the transaction to be processed manually.

25. Special Instruction 2 Char (35) - ditto -

26. Counter-party Code Char(10) This is used to retrieve pre-approved Counter-party information from db-di.

27. Counter-party Name Char(140)

28. Counter-party Account Char(35)

29. Counter-party Account Ccy Char (3) Not Used

30. Counter-party National ID/ Beneficiary Account Type

Char (35)

31. Counter-party Address Line 1 Char (35) Address will be required for mailing purposes.

32. Counter-party Address Line 2 Char (35) - ditto -

33. Counter-party Address Line 3 Char (35) - ditto -

34. Counter-party Country of Residence

Char (2) Not Used

35. Counter-party Bank Branch Code/ Drawee Bank Code

Char (10)

36. Counter-party Bank Branch Name / Account with Intermediary Bank

Char (35)


Field Order


Remarks

37. Counter-party Bank Name/ Applicant Mailing Name

Char (70) For non-Cheque, Counter-party bank name may be populated.

Applicant Info is used for Cheque delivery purposes in the case of the cheques are to be returned to applicant upon printing.

38. Counter-party Bank SWIFT Char (11)

39. Counter-party Bank Clearing Code

Char (17)

40. Counter-party Bank Clearing Code Type

Char (8) It describes the type of clearing code in field 39. See 3.1

41. Counter-party Bank Address line 1

Char (35)


Char (35)


Char (35)

44. Counter-party Bank Country Char (2)

45. Intermediary Bank Name Char(35)

46. Intermediary Bank Address Line 1 / Counter-party Address Line 4

Char (35)


Char (35)

48. Intermediary Bank Address Line 3

Char (35)

49. Intermediary Bank Country Char (2)

50. Intermediary Bank SWIFT Char (11)

51. Intermediary Bank Clearing Code/ Location Code

Char (17)

52. Intermediary Bank Clearing Code Type / Location Name

Char (8)

53. Sender Info/ Special Instr 3 Char (70)

54. Receiver Info/ Special Instr 4 Char (70)

55. Order Info/ Special Instr 5 Char (70)

56. Counter-Party Reference / Special Instr 6/ Drawee Bank Name

Char (70)

57. Order party reference (Customer Ref)

Char (70)

58. Mailing Name Char (70)

59. Fax Number Char (70)

60. Orderer Reference/ Remarks/Your/Sender Reference/ Sender Tax ID

Char (70)


Field Order


Remarks

61. Commercial Reference/ Particulars/Misc/Receiver Ref/ Receiver tax ID

Char (105)

62. Order Date/ Cheque Date DDMMCCYY

63. Transaction Type Char (3)

64. Transaction ID Char (25) A unique transaction reference for validation of transaction duplication. Only applicable to db-di.

65. Additional Transaction Details Count

Char (10)

66. Extended Payment Details (Asia only)

Char (**) See 3.7

67. Reserve Char (100) Not Used

** This field length is unlimited.


3. FIELDS VALUES

3.1 Clearing Code Type (Field 40)

Ctry Code Definition of the national bank code Value Format Code Type

US US ABA Fedwire Code 9 digits 25-19

All Ctry if tnx_ccy is

‘USD’

CHIPS Universal Identifier 6 digits 25-ZZZ

US CHIPS Participant Identifier 4 digits 25-ZZZ

AU Australian Bank State Branch 6 digits 25-ZZZ

AT Austrian Bankleitzahl 5 digits 25-137

BE Belgian Bank Code 3 digits 25-128

BR Brazilian Bank Code Max 17 digits 25-176

CA Canadian Sort Code 9 digits 25-ZZZ

CZ Czech Bank Code 4 digits 25-ZZZ

DK Danish Bank Code 4 digits 25-130

FI Finnish Bank Code 6 digits 25-125

FR French Bank Code 10 digits 25-108

DE German Bankeitzahl 8 digits 25-131

HU Hungary Bank Code 8 digits 25-ZZZ

IE Irish Bank Code 6 digits 154-133

IT Italian Bank Code 10 digits 25-119

NO Norwegian Bank Code 4 digits 25-124

PL Poland Bank Code 8 digits 25-ZZZ

PT Portuguese Bank Code 8 digits 25-ZZZ

ES Spanish Domestic Interbank Code 8 or 9 digits 25-ZZZ

SE Swedish Bank Clearing Number 4 digits 157-118

CH Swiss Bank Clearing Code 3 to 6 digits 157-121

CH Swiss PostBank Clearing Code 6 digits 25-100

GB UK Domestic Sort Code ** 6 digits 154-133

All Ctry SWIFT Code 8 or 11 chars 25-5

Others Other Net Clearing Codes Max 17 digits 25-ZZZ

** SORT code is crucial for GBP payments to banks in Great Britain.


3.2 Transaction Instructions (Field 19)

Transaction Instructions are for Error! Reference source not found. and Demand Draft (Error! Reference source not found.) processing.

DB Branches

Payment Instructions

Cde

Sin

gapo

re

Jap

an

Th

aila

nd

Ind

on

ecia

Ko

rea

Sri

Lan

ka

Taiw

an

Hon

g K

ong

Mal

aysi

a

Ind

ia

Phi

lippi

nes

Pak

ista

n

Vie

tnam

Ch

ina

AU

/ N

Z

By Messenger to Beneficiary (AU/NZ: To print and post cheque for next delivery)

01

P

P

P

P

By Post to Beneficiary

02

P

P

P P P

P

P

P

P

P

By Courier to Beneficiary

03

P

P

P

P

P

P

P

P

P

Hold for Pickup by Applicant

04 P P P P

P

P

P

P

P

P

P

P

P

Hold for Pickup by Beneficiary

05

P

P

P

P

P

P

P

P

P

P

P

By Post to Applicant 06

P

P

P

P

P

P

P

P

P

P

P

By Courier to Applicant

07

P

P

P

P

P

P

The above is a list of all applicable delivery modes for a country. Please note that the delivery modes are further linked to the payment type and hence although a delivery mode is indicated as available for a country, it could be available only for a few payment types

3.3 Instruction for Charges (Field 6)

Instruction Code All Charges to Ben A/C 13

Each Party borne its own charges 14

All Charges to My A/C 15

Each Party borne other’s charges 16

The above is a list of all applicable ‘Charge Instructions’. Please note that this is further linked to the payment type and hence certain ‘Charge Instructions’ may not be applicable

For Collections, only ‘All Charges to my A/c’ (Charge Code – 15) is applicable.


3.4 Transaction (Payment / Collection) Modes (Field 5)

Transaction Mode Code Supported Country Txn Ccy

Single Local Payments

House Transfer APH All Any Ccy

MEPS MEP Singapore SGD

ANSER ANS Japan JPY

Bahtnet BTH Thailand THB

RTGS Pay JKH Indonesia IDR

RTGS Pay RTG Australia/New Zealand AUD/NZD

Cheque Bulk Payments

Bank Cheque ABQ All BaseCcy/USD

Corporate Cheque ACQ All Base Ccy

Bulk Demand Draft BDD All Any Ccy

Promissory Note APN Korea KRW

Local Demand Draft LDD All Base Ccy

Billyet Giro BYG Indonesia IDR

Electronic Bulk Payments

GIRO Payment GIR Singapore SGD

GIRO Direct Credit MYG Malaysia MYR

Auto Credit ATC Hong Kong HKD

Credit Nota Payment CNS Indonesia IDR

Credit Transfer CTS Thailand THB

Zengin Sofuri ZEN Japan JPY

Zengin Salary ZSA Japan JPY

Zengin Bonus ZBO Japan JPY

ECS Credit ECC India INR

SLIPS Direct Credit SDC Sri Lanka SLR

KFTC-EBN (Korea) KDC Korea KRW

Direct Credit (Taiwan) TDC Taiwan TWD

LIRS LIR Taiwan TWD

Nets NET Australia/New Zealand AUD/NZD

Electronic Bulk Collections

GIRO Collection GIC Singapore SGD

Auto Debit ATD Hong Kong HKD

Debit Transfer DTS Thailand THB


Transaction Mode Code Supported Country Txn Ccy

ECS Debit ECD India INR

SLIPS Direct Debit SDD Sri Lanka SLR

Direct Debit(Taiwan) TDD Taiwan TWD

Direct Debit(Korea) KDD Korea KRW

Single International Payments

Wire Transfer WT ALL Any Ccy

Rentas WT Malaysia MYR

Electronic Peso Clearing & Settlement (EPCS)

WT Philippines PHP

Philippines Dollar Domestic Transfer System (PDDTS)

WT Philippines USD

RMB GIRO WT China RMB

Demand Draft DD For VN. The rest encouraged to use BDD which has the same functionality.

Any Ccy

CORT( Westpac) CO Australia/New Zealand Any Ccy

• Please confirm with the respective branches with regards to the availability of the payments mode in the local country.

3.5 Fax Number for Autofax (Field 59)

• The fax numbers provided have to be in the following format Country Code + Area Code + Fax Number e.g. Country Code = 49 (Germany) Area Code = 69 (Frankfurt) Fax Number = 91032781 (fax number)

• The fax number should be formatted as 496991032781 • For local numbers, the country code is not required. • The field is restricted to 35 characters.

• Please confirm with the respective branches with regards to the availability of the Autofax services

3.6 Invalid characters

Due to the limitation in the SWIFT messages, it is recommended that the file does not contain the listed invalid characters. Auto conversion will be done for File Uploads. Below is a list of invalid characters and their replacements if applicable.


Non-Swift Char

~ ! @ # $ % ^ & * = \ _ { } [ ] ;

Replace-ment Char

- (hyphen)

. (dot)

+ Space Space Space ` + x - / - ( ) ( ) ,

3.7 Extended Payment Details (Field 66)

Extended payment details are payment and collection advice to be sent to the beneficiary and customers. The advice could be printed and sent along with the paper based payment instruments or via autofax. Please refer to General Info of each Country Specific section for the availability of this service for each payment format.

A restriction of 9,999 lines is applicable for each advice. Each line could consist of 80 or a maximum of 95 characters. However, the font size would vary from courier 10 to courier 8 respectively. Please discuss the requirements with DB local branches.

An example of the extended payment details is as follows :

S/No Inv No. Inv Date Our Ref Description Curr Amount

----------------------------------------------------------------

0001 UAT2A-TT01 15.10.2002 1000000262 GBP 100.00 +

0002 UAT2A-SP02 30.10.2002 1000000290 GBP 20,000.00 +

Please note that each line is to be delimited to CR-LF to indicate end of line 1 so that each line will be aligned properly.

Please refer to section 1.2 for a sample of how this is incorporated into the payment file.

3.8 Bulk Posting Indicator (Field 8)

The bulking feature is only applicable to Electronic Bulk Payments, Electronic Bulk Collections and Cheque Bulk Payments.

If ‘Y’, bank statement will reflect a single entry comprising the total amount in the bank statement. If ‘N’, bank statement will reflect individual transactions. If blank, DB will assume ‘Y’ – bulk posting is required.

‘N’ is only applicable to the following Transaction Modes

Transaction Mode Description CNS Credit Nota LIR LIRS SDC SLIPS Credit ATC Auto Credit ABQ,ACQ,BDD, APN,LDD, BYG

All Bulk Cheques (Please confirm with the branches on its availability)


When a file consists of multiple transactions, the following fields are used as Bulking Criteria:

CSV Field Number Field Description

1 Orderer Account 2 Orderer Account Ccy 3 Charge Account 4 Charge Account Ccy 5 Transaction Mode 6 Instruction for Charges 7 Urgent Flag 8 Bulk Flag 9 Transaction Ccy 10 Transaction Date 11 Transaction Date Type 12 Bulk Reference 13 Business Category 14 Business Description 15 Schedule Date

The ‘Bulk Reference’ (Field 12) is used to identify the transaction at a bulk level and hence needs to be populated accordingly. The ‘Order Party Reference’ (Field 57) is used to identify an individual transaction and hence needs to be populated accordingly.


4. SINGLE INTERNATIONAL PAYMENTS

This is a generic reference format for Single International payments. Please refer to country specifics for more info.

4.1 Field Mapping

Field Order


Mandatory*

Value Table.Column

1. Order Party Account Char (35) Y Your account with DB to be debited for payments.

2. Order Party Account Currency Char (3) Y Currency Code of your account with DB

3. Charge Account Char (35) N Your account with DB to be debited for charges. Must be blank for CORT – CO.

4. Charge Account Currency Char (3) N Currency Code of your charge account with DB. Must be blank for CORT – CO. Desc Tran

Mode Ctry Ccy

Wire Transfer WT ALL Any Ccy Demand Draft DD VN Any Ccy

5. Transaction Mode Char (3) Y

CORT( Westpac) CO AU/NZ Any Ccy

6. Instruction for Charges Char (3) C Please refer to section 3.3 for the list of valid codes. Must be blank for CORT – CO.

7. Urgent Flag Char (1) N Not Used

8. Bulk Posting Char (1) N Not Used

9. Transaction Currency Char (3) Y Payment Currency

10. Transaction Date DDMMCCYY Y Date on which the transaction will be carried out. Please refer to the respective branches for the cut-off date and time for each payment mode.

11. Transaction Date Type Char (2) N Not Used.

12. Bulk Reference Char (35) N Not Used

13. Business Category Char (3) N Not Used

14. Business Descriptions Char (35) N Not Used

15. Schedule Date DDMMCCYY N Must be a non bank holiday. If the schedule date is blank, db-di will set the schedule date to system date or the next working day.

16. Restricted Transaction Flag Char (1) N ’Y’ if payment is a Restricted Payment (ie. With sensitive information e.g. payroll)

17. Reserved Char (100) N Not Used

18. Transaction Amount Num (15.2) Y Payment Amount in payment currency

19. Transaction Instructions Char (8) N Not Used


Char (35) N For CO/WT : Any Payment Details e.g. invoice numbers and payment descriptions

For DD : to populate Applicant Info if Transaction Instruction is to ‘Return to Applicant’. Transaction Instruction is populated to Field 24 (Special Instruction 1)


Field Order


Mandatory*

Value Table.Column


Char (35) N For CO/WT : Any Payment Details e.g. invoice numbers and payment descriptions

For DD : If the name of the Counter-Party is longer than 35 characters (field 27), to populate the Full Name in Field 21 and Field 22. At the same time, to populate a message ‘/ALERT/See Pmt Details for Bene’ under special instructions.


Char (35) N -ditto-


Char (35) N -ditto-

24. Special Instruction 1 Char (35) C Any special instruction 1 pertaining to the payments. Population into this field will cause the transaction to be processed manually.

For Demand Draft, to populate the transaction instructions descriptions of section 3.2.

25. Special Instruction 2 Char (35) N Any special instruction 2 pertaining to the payments. Population into this field will cause the transaction to be processed manually.

26. Counter-party Code Char(10) N Beneficiary Code. This is used to retrieve pre-approved Counter-party information from db-di.

27. Counter-party Name Char(140) Y Name of the beneficiary.

For CO/WT : If the name is longer than 35 characters, the continuation could be populated at field 31, Counter-party Address Line 1.

For DD : if the beneficiary name is longer than 35 characters, the names could be populated into payment details 2 and 3 (field 21 and 22 respectively) and populate ‘/ALERT/See Pmt Details for Bene’ into Special Instruction 4. (ie, field 54)

28. Counter-party Account Char(35) C Beneficiary Account (WT/CO)

29. Counter-party Account Ccy Char (3) N Not Used


Char (35) N Not Used

31. Counter-party Address Line 1 Char (35) C Beneficiary Address 1

32. Counter-party Address Line 2 Char (35) N Beneficiary Address 2


34. Counter-party Country of Residence Char (2) N Not Used




Char (35) C Account with Intermediary Bank (WT/CO)


Char (70) C Beneficiary Bank Name restricted to 35 characters (WT/CO)

38. Counter-party Bank SWIFT Char (11) C ******* Not used for WT/DD ********

Mandatory for CO.

39. Counter-party Bank Clearing Code Char (17) C Beneficiary Bank Code (WT/CO)


Field Order


Mandatory*

Value Table.Column


Char (8) C Beneficiary Bank Code type of Bank Code. Please refer to section 3.1 for the list of valid codes. Must be blank if field 39 is blank. (WT/CO)

41. Counter-party Bank Address line 1 Char (35) C Beneficiary Bank Address 1. Required for Wire Transfer. The address should include the bank country. (WT/CO)

42. Counter-party Bank Address line 2 Char (35) N Beneficiary Bank Address 2 (WT/CO)

43. Counter-party Bank Address line 3 Char (35) N Beneficiary Bank Address 3 (WT/CO)

44. Counter-party Bank Country Char (2) C Beneficiary Bank Country (WT/CO).

45. Intermediary Bank Name Char(35) N Intermediary Bank Name (WT/CO)


Char (35) N Intermediary Bank Address 1 (WT/CO)


Char (35) N Intermediary Bank Address 2 (WT/CO)

48. Intermediary Bank Address Line 3 Char (35) N Intermediary Bank Address 3 (WT/CO)

49. Intermediary Bank Country Char (2) N Intermediary Bank Country (WT/CO)

50. Intermediary Bank SWIFT Char (11) N Not Used


Char (17) N Intermediary Bank Code (WT/CO)


Char (8) N Intermediary Bank Code Type. Please refer to section 3.1 for the list of valid codes. Must be blank if field 51 is blank. (WT/CO)

53. Sender Info/ Special Instruction 3 Char (35) N Any special instruction 3 pertaining to the payments. Population into this field will cause the transaction to be processed manually. Restricted to 35 characters.

54. Receiver Info/ Special Instruction 4 Char (35) N For DD : To populate message message ‘/ALERT/See Pmt Details for Bene’ under special instructions if requires the bank to refer to Fields 21 and 22 (Payment Details 2 and 3) for full Bene name.

55. Order Info/ Special Instruction 5 Char (35) N Not Used. Can be used for Wire Transfer (WT).



57. Order party reference (Customer Ref) Char (16) N Payment reference to be returned in the bank statement for ERP reconciliation purposes. Restricted to 16 characters. This field is to be same as field 12.

58. Mailing Name Char (70) N Beneficiary Mailing Name

59. Fax Number Char (70) C Beneficiary Fax Number. Required for Auto Fax. Restricted to 35 characters.





62. Order Date/ Cheque Date DDMMCCYY N Not Used

63. Transaction Type Char (3) N Not Used

64. Transaction ID Char (25) N Unique identification of the payments to enable db-di to perform duplication import validation.


Field Order


Mandatory*

Value Table.Column

65. Additional Transaction Details Count Char (10) N Not Used

66. Extended Payment Details (Asia only) Char (*) C Please refer to section 3.7 for further info.

67. Reserve Char (100) N Not Used

(WT/CO) indicates only applicable for Wire Transfer and CORT.


5. SINGLE LOCAL PAYMENTS

This is a generic reference format for single local (non-bulk) payments. Please refer to country specifics for more info.

5.1 Field Mapping

Field Order


Mandatory*

Value Table.Column


2. Order Party Account Currency Char (3) Y Currency Code of your account with DB

3. Charge Account Char (35) N Your account with DB to be debited for charges

4. Charge Account Currency Char (3) N Currency Code of your charge account with DB Desc Tran Mode Ctry Ccy House Transfer

APH All Any Ccy

MEPS MEP SG SGD ANSER ANS JP JPY Bahtnet BTH TH THB RTGS Pay JKH ID IDR


RTGS Pay RTG AU/NZ AUD/NZD

6. Instruction for Charges Char (3) N Please refer to section 3.3 for the list of valid codes

7. Urgent Flag Char (1) N Not Used.

8. Bulk Posting Char (1) N Not Used.

9. Transaction Currency Char (3) Y Payment Currency



12. Bulk Reference Char (35) N Not Used.

13. Business Category Char (3) N Not Used.

14. Business Descriptions Char (35) N Not Used.




18. Transaction Amount Num (15.2) Y Payment Amount in payment currency



Char (35) N Payment Details








Field Order


Mandatory*

Value Table.Column




27. Counter-party Name Char(140) Y Name of the beneficiary.

28. Counter-party Account Char(35) Y Beneficiary Account




31. Counter-party Address Line 1 Char (35) C Beneficiary Address 1





Char (10) C Only applicable to BahtNet and Anser.


Char (35) N


Char (70) N

38. Counter-party Bank SWIFT Char (11) N Not Used

39. Counter-party Bank Clearing Code Char (17) C Beneficiary Bank Code. For House Transfer (APH) and MEPS (MEP), SWIFT Code is to be populated.


Char (8) N Not Used

41. Counter-party Bank Address line 1 Char (35) N Not Used


43. Counter-party Bank Addres s line 3 Char (35) N Not Used

44. Counter-party Bank Country Char (2) N Not Used

45. Intermediary Bank Name Char(35) N Not Used





48. Intermediary Bank Address Line 3 Char (35) N Not Used

49. Intermediary Bank Country Char (2) N Not Used





Char (8) N Not Used


Field Order


Mandatory*

Value Table.Column

53. Sender Info/ Special Instr 3 Char (70) N Special Instruction line 3 applicable for House Transfer (APH)

54. Receiver Info/ Special Instr 4 Char (70) N Special Instruction line 4 applicable for House Transfer (APH)

55. Order Info/ Special Instr 5 Char (70) N Not Used



57. Order party reference (Customer Ref) Char (70)

APH=35chs

MEP=35chs

N Payment reference to be returned in the bank statement for ERP reconciliation purposes. This field is to be same as field 12.


59. Fax Number Char (35) C Beneficiary Fax Number. Required for Auto Fax. Restricted to 35 characters.








65. Additional Transaction Details Count Char (10) N If WHT is applicable (for TH only). The value should be WHTn which n is number of WHT record.




6. CHEQUE BULK PAYMENTS

This is a generic reference format for cheque bulk payments. Please refer to country specifics for more info.

6.1 Field Mapping

Field Order


Mandatory*

Value

Table.Column


2. Order Party Account Currency Char (3) Y Currency Code of your account with DB. Must be local currency of the country. For HK and SG, both local currency and USD are allowed.


4. Charge Account Currency Char (3) N Currency Code of charge account with DB. Must be local currency of the country. For HK and SG, both local currency and USD is allowed. Desc Tran Mode Ctry Ccy Cheque ABQ All Base/ USD Corp Cheque

ACQ All Base Ccy

Demand Draft

BDD All Any Ccy

P. Note APN KR KRW Local DD LDD All Base Ccy


Billyet BYG ID IDR

6. Instruction for Charges Char (3) Y

Set to ‘15’ – All charges to my account


8. Bulk Posting Char (1) N See 3.8

9. Transaction Currency Char (3) Y Payment Currency. See values in item 5.



12. Bulk Reference Char (35) N See 3.8






18. Transaction Amount Num (15.2) Y Payment Amount

19. Transaction Instructions Char (8) Y Please refer to section 3.2 for the list of valid codes.


Char (35) N Applicant’s Mailing Address 1 if payment instruction (field 19) is 06 – Return To Applicant / 07 – By Courier to Applicant#


Field Order


Mandatory*

Value

Table.Column







24. Special Instruction 1 Char (35) N Can be used for Bank Cheque (ABQ)

25. Special Instruction 2 Char (35) N Can be used for Bank Cheque (ABQ)


27. Counter-party Name Char(140) Y Beneficiary Name

28. Counter-party Account Char(35) N Not Used




31. Counter-party Address Line 1 Char (35) C Beneficiary Address. Mandatory if Payment Instruction (field 19) is 02 – By Post to Beneficiary

32. Counter-party Address Line 2 Char (35) N Beneficiary Address




Char (10) N Drawee Bank Code for Local Demand Draft (LDD)




Char (70) N Applicant Mailing Name if payment instruction (field 19) is 06 – Return To Applicant / 07 – By Courier to Applicant


39. Counter-party Bank Clearing Code Char (17) N Not Used


Char (8) N Not Used







Char (35) C Beneficiary Address.

For Westpac Cheque, populate City Code.


Char (35) C Beneficiary Address.

For Westpac Cheque, populate State Code.

48. Intermediary Bank Address Line 3 Char (35) C For Westpac Cheque, populate Postal Code.





Char (17) C Location Code for Local Demand Draft (LDD)


Char (8) N Not Used

53. Sender Info/ Special Instr 3 Char (70) N Special Instruction line 3 applicable for Bank Cheque (ABQ)

54. Receiver Info/ Special Instr 4 Char (70) N Special Instruction line 4 applicable for Bank Cheque (ABQ)

55. Order Info/ Special Instr 5 Char (70) N Not used


Char (70) N Drawee Bank Name for Local Demand Draft (LDD)

57. Order party reference (Customer Ref) Char (35) N Payment reference to be returned in the bank statement for ERP reconciliation purposes. Restricted to 16 characters.


59. Fax Number Char (35) N Beneficiary Fax Number. Required for Auto Fax. Restricted to 35 characters. (only applicable to Thailand)


Char (35) N Your Reference. Restricted to 35 characters. Text will appear on the cheque printout.


Char (35) N Misc Reference. Restricted to 35 characters. Text will appear on the cheque printout.

62. Order Date/ Cheque Date DDMMCCYY N Only applicable to Promissory Note and Corporate Cheque.






# - Only applicable for countries where the ‘Mail to’ option is available in the cheque format (Currently only SG, MY & PH). Please check with branch before confirming to customer


7. ELECTRONIC BULK PAYMENTS

This is a generic reference format for electronic bulk payments. Please refer to country specifics for more info.

7.1 Field Mapping

Field Order


Mandatory*

Value Table.Co lumn

1. Order Party Account Char (35) Y Your account with DB to be debited/credited for payments.

2. Order Party Account Currency Char (3) Y Currency Code of your account with DB. Only local currency is allowed.


4. Charge Account Currency Char (3) N Currency Code of your charge account with DB. Only local currency is allowed. Desc Tran Mode Ctry Ccy GIRO GIR SG SGD Auto Credit

ATC HK HKD

CR Nota CNS ID IDR CR Transfer

CTS TH THB

Zengin Sofuri

ZEN JP JPY

Zengin Salary

ZSA JP JPY

Zengin Bonus

ZBO JP JPY

ECS CR ECC IN INR SLIPS CR SDC LK LKR KFTC KDC KR KRW Direct CR TDC TW TWD LIRS LIR TW TWD


Nets NET AU/NZ AUD/NZD

6. Instruction for Charges Char (3) C Please refer to section 3.3 for the list of valid codes


8. Bulk Posting Char (1) N See 3.8.




12. Bulk Reference Char (35) N See 3.8










Char (35) N Not used for Singapore GIRO (GIR)







24. Special Instruction 1 Char (35) N Not used for Singapore GIRO (GIR)

25. Special Instruction 2 Char (35) N Not used for Singapore GIRO (GIR)


27. Counter-party Name Char(140) N Beneficiary Name.

28. Counter-party Account Char(35) Y Beneficiary Bank Account.









Char (10) C Please refer to the local DB branch for an updated Bank List.


Char (35) N Not required. Will be defaulted by db-di using Field 35.




39. Counter-party Bank Clearing Code Char (17) C Please refer to the local DB branch for an updated Bank List.


Char (8) N Not Used

















Char (8) N Not Used

53. Sender Info/ Special Instr 3 Char (70) N

54. Receiver Info/ Special Instr 4 Char (70) N

55. Order Info/ Special Instr 5 Char (70) N


Char (70) N


GIR=12chs

N Payment reference to be returned in the bank statement for ERP reconciliation purposes. Restricted to 12 character.


59. Fax Number Char (70) N Beneficiary Fax Number. Required for Auto Fax. Restricted to 35 characters.


Char (70) N Payments details e.g. concatenation of invoice numbers. Restricted to 40 characters.

Data in this field will be mapped to Transaction Details Line 2 for Singapore GIRO (GIR)


Char (105) N Data in this field will be mapped to Transaction Details Line 1 for Singapore GIRO (GIR)


63. Transaction Type Char (3) Y Please refer to country specific for details.



66. Extended Payment Details (Asia only) Char (*) N Please refer to section 3.7 for further info.



8. ELECTRONIC BULK COLLECTIONS

This is a generic reference format for electronic bulk collections. Please refer to country specifics for more info.

8.1 Field Mapping

Field Order


Mandatory*

Value Table.Column


2. Order Party Account Currency Char (3) Y Currency Code of your account with DB. Only local currency is allowed.


4. Charge Account Currency Char (3) N Currency Code of your charge account with DB. Only local currency is allowed. Desc Tran Mode Ctry Ccy GIRO GIC SG SGD Auto DR ATD HK HKD DR TRF DTS TH THB ECS DR ECD IN INR SLIPS Direct DR

SDD SL SLR

TW Direct DR

TDD TW TWD


KR Direct DR

KDD KR KRW

6. Instruction for Charges Char (3) C Set to ‘15’ – all charges to my account


8. Bulk Posting Char (1) N Not Used




12. Bulk Reference Char (35) N Reference for Bulking Criteria in dbi for display purposes. Unlike payments, this will not affect Multicash.




16. Restricted Transaction Flag Char (1) N Not Used





Char (35) C Not Used




Field Order


Mandatory*

Value Table.Column





24. Special Instruction 1 Char (35) N Not Used



27. Counter-party Name Char(140) N Beneficiary Name.

28. Counter-party Account Char(35) Y Beneficiary Bank Account.



Char (35) C Not Used






Char (10) C Please refer to the local DB branch for an updated Bank List.






39. Counter-party Bank Clearing Code Char (17) C Please refer to the local DB branch for an updated Bank List.


Char (8) Y Not Used
















Field Order


Mandatory*

Value Table.Column


Char (8) N Not Used

53. Sender Info/ Special Instr 3 Char (70) N

54. Receiver Info/ Special Instr 4 Char (70) N

55. Order Info/ Special Instr 5 Char (70) N


Char (70) C


GIC=12chs

N Payment reference to be returned in the bank statement for ERP reconciliation purposes. Restricted to 12 character.


59. Fax Number Char (70) N Beneficiary Fax Number. Required for Auto Fax. Restricted to 35 characters.


Char (70) N Payments details e.g. concatenation of invoice numbers. Restricted to 40 characters.


Char (105) N


63. Transaction Type Char (3) Y Please refer to country specific for details.


65. Additional Transaction Details Count Char (10) N Not Used

66. Extended Payment Details (Asia only) Char (*) N Please refer to section 3.7 for further info.



9. INDONESIA SPECIFICS

9.1 General Info

Field Order

Transaction Description

Transaction Mode

Payment Currency

Exended Pay Details

WHT Remarks

1. Wire Transfer WT Any ccy N N Refer to Single International Payments

2. Bulk Demand Draft BDD Any ccy Y N Refer to Cheque Bulk Payments

3. House Transfer APH Any ccy Y N Refer to Single Local Payments

4. Bank Cheque ABQ IDR Y N Refer to Cheque Bulk Payments

5. RTGS Pay JKH IDR Y N See RTGS Pay

6. Billyet Giro BYG IDR Y N Refer to Cheque Bulk Payments

7. Credit Nota CNS IDR Y N See Credit Nota

9.2 Credit Nota (CNS)

Same as Electronic Bulk Payments with the following specifics Field Order


Mandatory*

Value Table.Column

6 Instruction for Charges Char (3) C Set to ‘14’ – each party borne it’s own charges

8 Bulk Posting Char (1) N ‘Y’ or ‘N’

12 Bulk Reference Char (35) N Must be same as Customer Ref (field 57) if the Bulk Posting Flag (field 8) is ‘Y’

20 Transaction Details 1/ Applicant Mailing Address 1

Char (35) N For upcountry payment, to populate the Up Country Beneficiary Bank Branch.

27 Counter-party Name Char (35) N Beneficiary Name restricted to 35 characters.

9.3 RTGS (JKH)

Same as Single Local Payments with the following specifics Field Order


Mandatory*

Value Table.Column

18 Transaction Amount Num (15.2) Y Decimal must be zero.

27 Counter-party Name Char (35) N Beneficiary Name restricted to 35 characters.


10. THAILAND SPECIFICS

10.1 General Info

Field Order


Transaction Mode

Payment Currency

Exended Pay

Details

WHT Remarks


2. Bulk Demand Draft BDD Any ccy N N Refer to Cheque Bulk Payments

3. House transfer APH Any ccy N Y# Refer to Single Local Payments

4. Bank Cheque ABQ THB Y Y Refer to Cheque Bulk Payments

5. BahtNet BTH THB N Y# See BahtNet

6. Local Demand Draft LDD THB Y Y See Local Demand Draft

7. Media Clearing CR CTS THB Y Y See Media Clearing Credit Transfer

8. Media Clearing DR DTS THB N N See Media Clearing Debit Transfer*

* - Not yet rendered by Bank of Thailand. Please confirm with branch before offering this payment mode

# - Please confirm with branch before confirming WHT support for these payment modes

10.2 Media Clearing Credit Transfer (CTS)



Mandatory*

Value Table.Column

18 Transaction Amount Num (15.2) Y Payment Amount. Maximum THB 500,000 per transaction.

19-25 Not Used

27 Counter-party Name Char (60) Y Beneficiary Name. Restricted to 60 characters.

28 Counter-party Account Char (11) Y Beneficiary Bank Account. Restricted to 11 characters.

35 Counter-party Bank Branch Code/ Drawee Bank Code Char (4) Y Beneficiary Bank Branch Code. 4 characters.

Please refer to DB local branch for the bank branch list.

39 Counter-party Bank Clearing Code Char (3) Y Beneficiary Bank Code. 3 characters. Please refer to DB local branch for the bank branch list.

40-52 Not Used

53 Sender Info/ Special Instr 3 Char (60) N Sender Info is restricted to 60 characters. To populate Orderer company’s name.

54 Receiver Info/ Special Instr 4 Char (60) N Receiver Info is restricted to 60 characters. To populate Beneficiary Name.

55 Order Info/ Special Instr 5 Char (20) N Order Info is restricted to 20 characters.

61 Commercial Reference/

Particulars/Misc/Receiver Ref/ Receiver tax ID

Char (20) N Receiver Ref is restricted to 20 characters.


Field Order


Mandatory*

Value Table.Column

63 Transaction Type Char (3) Y Valid Transaction (Service) Types are • 01 – Salary, Wage Reward and Pension • 02 – Dividend • 03 – Interest • 04 – Payment of goods/Services • 05 – Sales of securities • 06 – Tax Refund • 59 – others

65 Additional Transaction Details Count Char (10) N If WHT is applicable. The value should be WHTn which n is number of WHT record.

10.3 BAHTNet (BTH)

Same as Single Local Payment the following specifics Field Order


Mandatory*

Value Table.Column

5 Transaction Mode Char (3) Y BTH / WT (If ‘WT’ is used then currency will be used to determine payment mode. If currency is ‘THB”, then it will be treated as BAHTNet)

18 Transaction Amount Num (15.2) Y Decimal must be zero.

27 Counter-party Name Char (35) Y Beneficiary Name. Restricted to 35 characters.

35 Counter-party Bank Branch Code/ Drawee Bank Code

Char (4) Y Beneficiary Bank Branch Code. 4 characters. Please refer to DB local branch for the bank branch list.



10.4 Local Demand Draft (LDD)

Same as Cheque Bulk Payments with the following specifics Field Order


Mandatory*

Value

Table.Column

5 Transaction Mode Char (3) Y LDD


Char (10) Y Drawee Bank Code for Local Demand Draft (LDD). Please check with Local DB branch for the valid codes.

51 Intermediary Bank Clearing Code/ Location Code

Char (17) Y Location Code for Local Demand Draft (LDD). Please check with Local DB branch for the valid codes.


10.5 Media Clearing Debit Transfer (DTS)

Same as Electronic Bulk Collections with the following specifics


Field Order


Mandatory*

Value Table.Column

20-22 Transactions Details 1-3 N Not Used

27 Counter-party Name Char (20) Y Payer Name. Restricted to 20 characters.

28 Counter-party Account Char (20) Y Beneficiary Bank Account. Restricted to 20 characters.

35 Counter-party Bank Branch Code/ Drawee Bank Code Char (4) Y Beneficiary Bank Branch Code. 4 characters.

Please refer to DB local branch for the bank branch list.


50 Order Info/ Special Instruction 5 Char (42) N Order Info restricted to 42 characters.

53 Sender Info/ Special Instr 3 Char (60) N Sender Info is restricted to 60 characters. To populate Orderer company’s name.

54 Receiver Info/ Special Instr 4 Char (60) N Receiver Info is restricted to 60 characters. To populate Beneficiary Name.

55 Order Info/ Special Instr 5 Char (20) N Order Info is restricted to 20 characters.

60 Orderer Reference/ Remarks/Your/Sender Reference/ Sender Tax ID

Char (20) N Sender Ref is restricted to 20 characters.



Char (20) N Receiver Ref is restricted to 20 characters.

63 Transaction Type Char (3) Y Valid Transaction (Service) Types are • 60 – Supplied Water Charges • 61 – Electricity Charges • 62 – Telephone Charges • 63 – Insurance Premium • 64 – Collection of Bills on Credit Card • 65 – Instalment Payment • 66 – Purchase of Securities • 67 – Subcription/Member Fee • 99 – Others

10.6 Withholding tax Details – Bangkok (for db-di upload)

Please note that this is only applicable if the payment file is to be uploaded via db-direct Internet. For transactions that require DB to print Withholding Tax certificates printing, the Withholding Tax information could be integrated into the payment file so that a single import would take care of the Payments as well as the Withholding Tax information.

10.6.1 Withholding Tax information in Payment File The Generic CSV format consists of one or more lines of delimited values, each line having exactly 67 fields, regardless of whether the fields are used or not. field1;field2;field3;field4;field5;.....;field67 field1;field2;field3;field4;field5;.....;field67 . . . field1;field2;field3;field4;field5;.....;field67 Unless otherwise indicated, each line is assumed to be a payment transaction format as specified in the section

Line 1

Line n


The Withholding Tax takes the form of the same 67 field as the payment records. However, it will have a different field structure. An indicator to indicate that there are Withholding Tax information that follows will have to be populated in field 65 of the payment record. Field 65 of the payment transaction is used to indicate whether there are accompanying additional details. If field 65 is blank, it indicates that there are no additional payment details. Otherwise, “WHTn” (without quotes) indicates n rows of additional payment details follow the transaction. debit acct1;debit acct ccy1;.....;WHT2;..... WHTTH;WHTTaxPayer;..... WHTTH;WHTTaxPayer;;..... debit acct2;debit acct ccy2;.....;WHT1;...... WHTTH;WHTTaxPayer;;..... debit acct2;debit acct ccy2;.....;;...... debit acct3;debit acct ccy3;.....;;......

10.6.2 Sample File containing Payment and Withholding Tax details

DBI2A3820021201.TXT

10.6.3 Structure of WHT record

Please refer to Error! Reference source not found. for more information

10.6.4 Valid payment type

Only applicable to the following payment types

• ABQ (Bank chq) ,

• CTS (Media Clearing)

Payment Transaction

Field 65

Additional Details (Withholding Details)


11. HONG KONG SPECIFICS

11.1 General Info

Field Order


Transaction Mode

Payment Currency

Exended Pay Details

WHT Remarks



3. House Transfer APH Any ccy N N Refer to Single Local Payments

4. Bank Cheque ABQ HKD / USD Y N Refer to Cheque Bulk Payments

5. Auto Credit ATC HKD Y N See Auto Credit

6. Auto Debit ATD HKD N N See Auto Debit

11.2 Auto Credit (ATC)



Mandatory*

Value Table.Column

27 Counter-party Name Char (20) N Beneficiary Name. Restricted to 20 characters.

28 Counter-party Account Char (9) Y Beneficiary Account Number – Restricted to 9 Characters


Char (3) Y Beneficiary Bank Branch Code restricted to 3 characters. Please refer to the local DB branch for an updated Bank List.

39 Counter-party Bank Clearing Code Char (3) Y Beneficiary Bank Code restricted to 3 characters. Please refer to the local DB branch for an updated Bank List.

56 Counter-Party Reference / Special Instr 6/ Drawee Bank Name

Char (18) N Beneficiary/Debtor Reference restricted to 18 characters.


Char (40) N Payments details e.g. concatenation of invoice numbers. Restricted to 40 characters. (for db-di, this field is mapped to payment details line 2)

61 Commercial Reference/ Particulars/Misc/Receiver Ref/ Receiver tax ID

Char (6) N Particulars restricted to 6 characters. (for db-di, this field is mapped to payment details line 1)

63 Transaction Type Char (3) Y Valid Transaction (Service) Types are • 20 – Sundry Credit • 21 – Standing Instruction Credit • 22 – Salary Credit • 23 – Dividend Credit • 24 – Process of Bill Credit and Inward

Remittance Credit


11.3 Auto Debit (ATD)

Same as Electronic Bulk Collections with the following specifics Field Order


Mandatory*

Value Table.Column



Char (3) Y Beneficiary Bank Branch Code restricted to 3 characters. Please refer to the local DB branch for an updated Bank List.

39 Counter-party Bank Clearing Code Char (3) Y Beneficiary Bank Branch Code restricted to 3 characters. Please refer to the local DB branch for an updated Bank List.


Char (18) M Payer Reference restricted to 18 characters.


Char (40) N Payments details e.g. concatenation of invoice numbers. Restricted to 40 characters. (for db-di, this field is mapped to payment details line 2)


Char (6) N Particulars restricted to 6 characters. (for db-di, this field is mapped to payment details line 1)

63 Transaction Type Char (3) Y Valid Transaction (Service) Types are • 08 – Direct Debit (only for Auto Debit

transfer)


12. MALAYSIA SPECIFICS

12.1 General Info

Field Order


Transaction Mode

Payment Currency

Exended Pay Details

WHT Remarks




4. Bank Cheque ABQ MYR Y N Refer to Cheque Bulk Payments

5. Rentas WT MYR Y N See Rentas

6. Giro MYG MYR Y N See Giro (MYG)

Excepting for Bank Cheque (ABQ), the extended payment details field (Field 66) is not applicable for any other transaction mode for Malaysia.

12.2 Rentas

Same as Single International Payment – Wire Transfer ‘WT’. DB will recognise Rentas payment if the transaction currency is MYR.

12.3 Malaysian Giro Direct Credit (MYG)

Field Order


Mandatory*

Value Table.Column


2. Order Party Account Currency Char (3) Y Account currency must be MYR

3. Charge Account Char (35) Y Your account with DB to be debited for charges

4. Charge Account Currency Char (3) Y Account currency must be MYR

5. Transaction Mode Char (3) Y MYG For Giro payment

6. Instruction for Charges Char (3) Y Defaulted to ‘15’ – all charges to my account.

7. Urgent Flag Char (1) Y ‘N’

8. Bulk Posting Char (1) N ‘N’

9. Transaction Currency Char (3) Y MYR

10. Transaction Date DDMMCCYY Y Date which the transaction is to be carried out. Must be 2 days later than the schedule date.


12. Bulk Reference Char (35) N Reference for the bulk transaction.




Field Order


Mandatory*

Value Table.Column

15. Schedule Date DDMMCCYY N Must be a non bank holiday. If the schedule date is blank, dbI will set the schedule date to system date or the next working day.

16. Restricted Transaction Flag Char (1) N If blank, defaulted to ‘N’




20. Transaction Details 1/ Applicant Mailing Address 1 Char (35) N Payments details e.g. concatenetaion of invoice

numbers. Restricted to 40 characters.

21. Transaction Details 2/ Applicant Mailing Address 2 Char (35) N Not Used





26. Counter-party Code Char (12) N Beneficiary Code. This is used to retrieve pre-approved Counter-party information from db-di.

27. Counter-party Name Char (40) Y Beneficiary Name (Restricted to 40 Characters)

28. Counter-party Account Char (17) Y Beneficiary Bank Account. Restricted to 17 characters.


30. Counter-party National ID/ Beneficiary Account Type Char (35) N Not Used

31. Counter-party Address Line 1 Char (35) N Beneficiary Address – Line1




35. Counter-party Bank Branch Code/ Drawee Bank Code Char (10) Y Not Used

36. Counter-party Bank / Account with Intermediary Bank Char (35) N Not Used

37. Counter-party Bank Name/ Applicant Mailing Name Char (70) N Not Used

38. Counter-party Bank SWIFT Char (11) N Not used for Local Payments

39. Counter-party Bank Clearing Code Char (17) Y Bank Clearing Code

40. Counter-party Bank Clearing Code Type Char (8) N Not Used











Field Order


Mandatory*

Value Table.Column






52. Intermediary Bank Clearing Code Type Char (8) N Not Used

53. Sender Info/ Special Instr 3 Char (70) Y Sender Info – User account No.

54. Receiver Info/ Special Instr 4 Char (70) N Not Used

55. Order Info/ Special Instr 5 Char (70) N Not Used


Char (70) N Not used

57. Order party reference (Customer Ref) Char (12) N Payment reference to be returned in the bank statement for ERP reconciliation purposes. Restricted to 12 character.


59. Fax Number Char (70) N Not Used

60. Orderer Reference/

Remarks/Your/Sender Reference/ Sender Tax ID

Char (70) N

61. Commercial Reference/


Char (105) N Not used.


63. Transaction Type Char (3) Y Valid Transaction (Service) Types are • 27 – Direct Credit (for GIRO Payment)* • SC – Sundry Credit • SA – Salary • SD – Sundry Debit * applicable only for Host-to-Host Payments

64. Transaction ID Char (25) N Unique identification of the payments to enable dbi to perform duplication import validation.

65. Additional Transaction Details Count Num (10) N Not used

66. Extended Payment Details (Asia only) Char (*) N Not Used.



13. SINGAPORE SPECIFICS

13.1 General Info

Field Order


Transaction Mode

Payment Currency

Exended Pay Details

WHT Remarks

1. Wire Transfer WT Any ccy Y N Refer to Single International Payments



4. Bank Cheque ABQ SGD / USD Y N Refer to Cheque Bulk Payments

5. MEPS MEP SGD Y N See MEPS

6. Giro Payment GIR SGD Y N See Giro Payment

7. Giro Collection GIC SGD Y N See Giro Collection

13.2 MEPS (MEP)



Mandatory*

Value Table.Column

5 Transaction Mode Char (3) Y Default to ‘MEP’

24-25

53-56

Special Instructions All special instruction fields are not used

39 Counter-party Bank Clearing Code Char (17) C SWIFT Code of the Counter-party Bank. Please refer to the DB local branch for a list of valid SWIFT Codes. It must be either 8 or 11 characters.


13.3 GIRO Payment (GIR)



Mandatory*

Value Table.Column

16 Restricted Transaction Flag Char (1) N Default to ‘Y’ for restricted salary payment. Field 63 below must have the value of ‘22’ – Salary Credit.


28 Counter-party Account Char (11) Y Beneficiary Bank Account (Restricted to 11 characters)


Char (3) Y Please refer to the local DB branch for an updated Bank List. Restricted to 3 characters.

39 Counter-party Bank Clearing Code Char (4) C Please refer to the local DB branch for an updated Bank List. Restricted to 4 characters.


Char (40) N Remarks e.g. concatenation of invoice numbers. Restricted to 40 characters. (Data not sent to Bene Bank)


Char (12) N Particulars restricted to 12 characters. (Data is sent to Bene Bank)

63 Transaction Type Char (3) Y Valid Transaction (Service) Types are • 20 – Sundry Credit • 22 – Salary Credit


13.4 GIRO Collections (GIC)



Mandatory*

Value Table.Column




56 Debtor Reference Char (12) M Debtor Reference. Restricted to 12 characters. This reference must be the same as submitted to Payer Bank or it will be rejected by Payer Bank.

57 Order Party Reference (Customer Reference)

Char (12) N Restricted to 12 characters.


Char (40) N Remarks e.g. concatenation of invoice numbers. Restricted to 40 characters.


Char (12) N Particulars restricted to 12 characters

63 Transaction Type Char (3) Y Valid Transaction (Service) Types are • 30 – Direct Debit

The table below shows how the data in the file are mapped to the returned multicash files. This is only applicable for GIRO Collection.

DBI.TXT DB-Direct online screen Multicash File (UMSATZ.TXT)

Field 12 – Bulk Reference Bulk Reference Field 17 – Note to Payee 2

Field 20 – Transaction Details Line 1 Data not displayed

Field 27 – Payer Name Payer Name Field 28 – Note to Payee 13

Field 28 – Payer Account Number Account Number Field 33 – Bank Account of the partner

Field 39 – Payer Bank Code Payer Bank Code Field 32 – Bank Key of the partner bank

Field 56 – Debtor Reference Payer Reference Field 27 – Note to Payee 12 (Their Reference for collections)

Field 57 – Order Party Reference Order Party Reference Field 6 – Note to Payee 1

Field 60 - Orderer Reference/ Remarks Collection Details Line 2 Not Returned

Field 61 – Commercial Reference / Particulars

Collection Details Line 1 Not Returned


14. VIETNAM SPECIFICS

14.1 General Info

Field Order


Transaction Mode

Payment Currency

Exended Pay Details

WHT Remarks


2. Demand Draft DD Any ccy N N Refer to Single International Payments


4. Local Transfer Payments WT Any Ccy N N See Local Transfer Payments.

Applicable to all currencies. They will be processed as local payments as long as the beneficiary bank resides in Vietnam.

5. Local Cash Disbursement WT VND N N See Local Cash Disbursement

6. Payroll WT VND N N See Payroll

14.2 Local Transfer Payments (for transfer to Bene bank residing in VN)

Same as Single International Payments (WT) with the following specifics: Field Order


Mandatory*

Value Table.Column

39 Counter-party Bank Clearing Code Char (17) Swift Code

40 Counter-party Bank Clearing Code Type Char (8) Hardcoded to ‘25-5’

45-52 Intermediary Bank Info Not Used

14.3 Local Cash Disbursements (for cash disbursements at Partner bank counter)

Same as Single International Payment (WT) with the following specifics: Field Order


Mandatory*

Value Table.Column

20-23 Payment Details 1 – 4 Char (35) N To be populated with payment details for the beneficiary

24 Special Instruction 1 Char (35) N Not Required

27 Counter-party Name Char (35) Y To be populated with Beneficiary Name up to 35 characters. Any excess of the 35 characters are to be populated in Field 31 (Counter-party Address 1)

28 Counter-party Account Number Char (35) Y To be populated with text ‘Please issue VND in cash’


Field Order


Mandatory*

Value Table.Column

32-33 Counter-party Address Line 2,3 Char (35) Y To be populated with Beneficiary ID No. , Issue date of the Beneficiary ID and Issuance place of the Beneficiary ID.

37 Counter-party Bank Name/ Applicant Mailing Name Char (70) Y To be populated with the name of the partner

bank in which cash is to be disbursed. E.g. ‘Vietcombank, Branch No….’

14.4 Local Cash Disbursements (for cash disbursements at DB counter)

Same as Single International Payment (DD) with the following specifics: Field Order


Mandatory*

Value Table.Column

20-23 Payment Details 1 – 4 Char (35) N To be populated with payment details for the beneficiary

24 Special Instruction 1 Char (35) N Not Required

27 Counter-party Name Char (35) Y To be populated with Beneficiary Name up to 35 characters. Any excess of the 35 characters are to be populated in Field 31 (Counter-party Address 1)

28 Counter-party Account Number Char (35) Y To be populated with text ‘Please issue VND in cash’

32-33 Counter-party Address Line 2,3 Char (35) Y To be populated with Beneficiary ID No. , Issue date of the Beneficiary ID and Issuance place of the Beneficiary ID.

37 Counter-party Bank Name/ Applicant Mailing Name Char (70) Y to be populated with ‘Deutsche Bank AG,

HCMC Branch’ in which cash is to be disbursed.

14.5 Payroll

For payroll services in Vietnam, DB offers 2 services:

- Pay in cash at customer's premises if required : Two working days before the pay day, payment instruction for total salary amount plus service charge (to be agreed) should be submitted to DB. DB service provider will come to customer's office/factory to pay cash in envelop to the staff.

- Direct Credit into Staff Accounts: Two working days before the pay day, payment instruction for total salary amount plus service charge (to be agreed) should be submitted to DB. DB will credit the salary to the respective staff accounts.


In both methods, the customer will send the lump sum payment instruction via db-di and furnish DB with both a hard copy (with company's stamp and authorizer signature) and softcopy (for DB to transfer via clearing system) of the bene details. Sample of the file is as

attached. bene_salary_deta

ils_VN.xls

The CSV for the lump sum payment should be populated as Single International Payment (DD) with the following specifics. Field Order


Mandatory*

Value Table.Column

20 Transaction Details Char (35) Y To be populated with ‘Staff salary for <month> <year>

27 Counter-party Name Char (140) Y To be populated with ‘Salary. Please refer to Bene details list’

37 Counter-party Bank Name/ Applicant Mailing Name Char (70) Y To be populated with ‘DB and with other Banks’


15. TAIWAN SPECIFICS

15.1 General Info

Field Order


Transaction Mode

Payment Currency

Exended Pay Details

WHT Remarks




4. Bank Cheque ABQ TWD Y N Refer to Cheque Bulk Payments

5. Corporate Cheque ACQ TWD Y N Refer to Cheque Bulk Payments

6. Tax Payments via Partner Bank ABQ TWD N N Refer to Tax Payments via

Corporate Bank

7. LIRS LIR TWD Y N Refer to LIRS

8. TWD Direct Credit TDC TWD N N Refer to TWD Direct Credit

9. TWD Direct Debit TDD TWD N N Refer to TWD Direct Debit

15.2 Tax Payments via Partner Bank Cheque (ABQ)

Since DB Taipei is not able to issue Cheques for Tax Payments, partner bank cheques have to be issued for such purposes.

Same as Electronic Bulk Cheque with the following specifics

Field Order


Mandatory*

Value Table.Column

24 Special Instruction 1 Char (140) N to populate ‘Payment via <name of partner bank>

15.3 TWD Direct Credit (TDC)



Mandatory*

Value Table.Column

27 Counter-Party Name Char (40) N Beneficiary name restricted to 40 characters

39 Counter-party Bank Clearing Code Char (7) Y Bank branch code (7 characters)

53. Sender Info/Special Instruction 3 Char (20) N Sender Info (TCH Remarks 1-20) restricted to 20 characters

55. Order Info/Special Instruction 5 Char (6) N Order Info restricted to 6 characters

57 Order-party Reference (Customer Reference) Char (24) N Customer reference (TCH Remarks 21-44)

restricted to 24 characters

60 Orderer Reference/


Char (10) Y Sender Reference (Sender Tax ID) restricted to 10 characters.


Field Order


Mandatory*

Value Table.Column



Char (10) Y Receiver Reference (Receiver Tax ID) restricted to 10 characters.

63 Transaction Type Char (3) Y Please refer to section 15.5 for the list of transaction ty pes.

15.4 TWD Direct Debit (TDD)



Mandatory*

Value Table.Column


39 Counter-party Bank Clearing Code Char (7) Y Bank branch code (7 characters)

53. Sender Info/Special Instruction 3 Char (20) N Sender Info (TCH Remarks 1-20) restricted to 20 characters

55. Order Info/Special Instruction 5 Char (6) N Order Info restricted to 6 characters

57 Order-party Reference (Customer Reference) Char (24) N Customer reference (TCH Remarks 21-44)

restricted to 24 characters



Char (10) Y Sender Reference (Sender Tax ID) restricted to 10 characters.



Char(10) Y Receiver Reference (Receiver Tax ID) restricted to 10 characters.

63 Transaction Type Char(3) Y Please refer to section 15.5 for the list of transaction types.

15.5 TWD Direct Credit/Debit Transaction Type Valid Transaction (Service) Types for payments are Valid Transaction (Service) Types for collections are

• 101 – Salary

• 199 – Others(Salary)

• 201 – Cash Dividends

• 251 – Tax Refunds

• 299 – Others(Dividends & Tax)

• 301 – Annuity for Seniors

• 306 – Pensions

• 349 – Others(Annuity)

• 351 – Life Insurance Payment

• 352 – Property Insurance Payment

• 399 – Others(Insurance Pay)

• 401 – Misc Transfer

• 449 – Others(Misc Payment)

• 451 – Interbank Transfer

• 452 – Verification Fee

• 501 – Phone bills(ChungHwa telecom)

• 502 – Water bills

• 503 – Electricity bills

• 504 – Gas Bills

• 505 – Cable TV bills

• 506 – ISP bills

• 507 – xDSL bills

• 508 – Mobile Broadcast bills

• 509 – Other communications bills

• 551 – Tuitions

• 599 – Others(Utilities & Bills)

• 601 – Income Tax

• 602 – Sales Tax

• 603 – Business Income Tax

• 604 – Land property Tax


• 499 – Others(Interbank)

• 605 – House property Tax

• 610 – Harbor Service Fee

• 699 – Others(Tax)

• 701 – Premium of Civil Servant's Insurance

• 702 – Premium of Labor Insurance

• 703 – Premium of National Health Insurance

• 704 – Premium of Life Insurance

• 705 – Premium of Property Insurance

• 799 – Others (Insurance)

• 801 – Mortgages

• 802 – Car Loan Payment

• 803 – Consumer Loan Payment

• 851 – Credit Card Payment

• 899 – Others (Loans)

• 901 – Designated Trust Funds

• 902 – Installment

• 999 – Others (Misc Collection)

15.6 LIRS (LIR)



Mandatory*

Value Table.Column

6 Instruction for Charges Char (3) Y Only 13 – All Charges to Ben A/C or 15 – All Charges to My A/C are applicable.

20,21 Transactions Details Char (30) N Payment Details restricted to 30 characters


35. Counter-party Bank Branch Code/ Drawee Bank Code Char (10) N Not Used. Bank branch code (7 characters) is

to be populated at field 39, Clearing code.

24,25,53

Specials Instruction Char (35) N Special Instructions restricted to 35 characters each.

63 Transaction Type Char(03) Y Valid Transaction (Service) Types is • 11 – Customer Payment


16. PHILIPPINES SPECIFICS

16.1 General Info

Field Order


Transaction Mode

Payment Currency

Exended Pay

Details

WHT Remarks

1. Wire Transfer WT Any ccy Y Y Refer to Single International

2. Bulk Demand Draft BDD Any ccy N Y Refer to Cheque Bulk Payments

3. House Transfer APH Any ccy Y Y Refer to Single Local Payments

4. Bank Cheque ABQ PHP Y Y Refer to Cheque Bulk Payments

5. EPCS WT PHP Y Y See Electronic Peso Clearing Settlement

6. PDDTS WT USD Y Y See Philippines Dollar Domestic Transfer System

16.2 Electronic Peso Clearing and Settlement (EPCS)

Same as Single International Payments (WT) with the following specifics Field Order


Mandatory*

Value Table.Column

2,4 Order Party Account Currency/Charge Account Currency Char (3) Y Must be PHP

39 Counter-party Bank Clearing Code Char (17) C Swift Code

40 Counter-party Bank Clearing Code Type Char (8) C Hardcoded to ‘25-5’

44 Counter-party Bank Country Char (2) C Must be ‘PH’



16.3 Philippines Dollar Domestic Transfer System (PDDTS)



Mandatory*

Value Table.Column

9 Transaction Currency Char (3) Y Must be ‘USD’

39 Counter-party Bank Clearing Code Char (17) C ‘CITIPHMX’ – SWIFT Code of Citibank Manila

40 Counter-party Bank Clearing Code Type Char (8) C Hardcoded to ‘25-5’

44 Counter-party Bank Country Char (2) C Must be ‘PH’

45 Intermediary Bank Name Char (35) N Beneficiary Bank Name

49 Intermediary Bank Country Char (2) N Must be ‘PH’


Char (17) N SWIFT Code of the Beneficiary Bank.

52 Intermediary Bank Clearing Code Type Char (8) N Hardcoded to ‘25-5’

16.4 Withholding Tax Details - Philippines

Currently, the Withholding Tax Certificate printing process for Philippines differs from Thailand. The incorporation of the Withholding Tax information into the payment file is not available at the moment. The Withholding Tax files have to be delivered as a separate file from the payment files.

16.4.1 Structure of WHT record

Please refer to Error! Reference source not found. for more information


17. KOREA SPECIFICS

17.1 General Info

Field Order


Transaction Mode

Payment Currency

Exended Pay Details

WHT Remarks




4. Promissory Note APN KRW N N Refer to Cheque Bulk Payments

5. KFTC KDC KRW N N Refer to KFTC Specifics

6. CMS Direct Debit KDD KRW N N Refer to CMS Direct Debit

7. BOK Wire Transfer WT KRW N N Refer to BOK Wire Transfer

17.2 KFTC (KDC)



Mandatory*

Value Table.Column

8 Single Debit Flag / Bulk Posting Char (1) N Set to ‘N’

12 Bulk Reference Char (16) N Restricted to 16 characters


20-22 Transactions Details Char (35) N Payment Details

35. Counter-party Bank Branch Code/ Drawee Bank Code Char (10) N Not Used. Bank code (2 characters) is to be

populated at field 39, Clearing code.

24,25,53

Specials Instruction Char (35) N Special Instructions restricted to 35 characters each.

63 Transaction Type Char(03) N Not used

17.3 CMS Direct Debit (KDD)



Mandatory*

Value Table.Column


20 Transactions Details Char (16) Y Collection Detail is mandatory and restricted to 16 characters.

35. Counter-party Bank Branch Code/ Drawee Bank Code Char (10) N Bank code (2 characters) is to be populated at

field 39, Clearing code.

24,25,53

Specials Instruction Char (35) Y Special Instructions restricted to 35 characters each.

56 Counter-Party Reference Char (13) Y Debtor Reference restricted to 13 characters

63 Transaction Type Char(03) N Not used


17.4 BOK Wire Transfer (WT)

Same as ‘Single International Payments’ with the following specifics:

Field Order


Mandatory*

Value Table.Column

5 Transaction Mode Char (3) Y Should be ‘WT’

9 Transaction Currency Char (3) Y Payment Currency – Should be ‘KRW’

20 Transaction Details 1/ Applicant Mailing Address 1

Char (35) N To populate ‘BOK’ (only if used for Domestic Payments Eg. Loan Settlements)

Please note that this will be processed manually by the branch based on the above identifier in field 20. All other fields need to be populated similar to Single International payments.

Please check with the branch before offering this to customers.

Note: Some destination banks require the amount to be more than a stipulated amount – Please check with the branch for further details


18. INDIA SPECIFICS

18.1 General Info

Field Order


Transaction Mode

Payment Currency

Exended Pay Details

WHT Remarks




4. Bank Cheque ABQ INR Y N Refer to Cheque Bulk Payments

5. Local Demand Draft LDD INR Y N Refer to Local Demand Draft

6. Corporate Cheque ACQ INR Y N Refer to Corporate Cheque

7. ECS Credit ECC INR Y N Refer to ECS Credit

8. ECS Debit ECD INR N N Refer to ECS Debit

9. RTGS WT INR Y N Refer to RTGS

18.1.1 Payment Advices via email.

Apart from autofax, India provides payment advice delivery via email. If such service has been arranged, the email of the beneficiary should be provided in field 53, Special Instruction 3 of the csv format.

18.2 ECS Credit (ECC)



Mandatory*

Value Table.Column

18 Transaction Amount Num (15.2) Y Payment Amount. Not more than INR 5,000,000

20-22 Transaction Details 1-3 Char (35) N Payment Details restricted to 3 * 35 characters

28 Counter-party Account Char (35) Y Beneficiary Bank Account. Must be in the format of <Ledger folio no> + <-> + <Account Number> or C(3) + C(1) + AN(15).

30 Counter-party National ID/ Beneficiary Account Type Char (35) Y Beneficiary Account Type. Valid Accounts

Types are :

• 10 – Saving A/C

• 11 – Current A/C

• 13 – Cash Credit A/C

39 Counter-party Bank Clearing Code Char (17) Y Beneficiary Bank Code restricted to 9 characters.

53 Sender Info/ Special Instr 3 Char (70) N Email address of the Beneficiary.


Field Order


Mandatory*

Value Table.Column


Char (13) Y Counter Party Reference (mapped to Beneficiary Reference in db-di), restricted to 13 characters and must be unique within the bulk (ie. Transactions with the same bulk reference should not have the same User Credit Reference)

18.3 ECS Debit (ECD)



Mandatory*

Value Table.Column

18 Transaction Amount Num (15.2) Y Payment Amount. Not more than INR 5,000,000

20-22 Transaction Details 1-3 Char (35) N Payment Details restricted to 3 * 35 characters

28 Counter-party Account Char(35) Y Beneficiary Bank Account. Must be in the format of <Ledger folio no> + <-> + <Account Number> or C(3) + C(1) + AN(15).

30 Counter-party National ID/ Beneficiary Account Type Char (35) Y Beneficiary Account Type. Valid Accounts

Types are :

• 10 – Saving A/C

• 11 – Current A/C

• 13 – Cash Credit A/C




Char (13) Y Counter Party Reference (mapped to Beneficiary Reference in db-di), restricted to 13 characters and must be unique within the bulk (ie. Transactions with the same bulk reference should not have the same User Credit Reference)

18.4 Corporate Cheque (ACQ)



Mandatory*

Value

Table.Column

10 Transaction Date DDMMCCYY Y System Date


Char (17) N Location code of the partner bank where the cheque is to be drawn on.

52 Intermediary Bank Clearing Code Type / Location Name

Char (8) N Location name if the partner bank where the cheque is to be drawn on.




Char (35) N Your Reference restricted to 35 characters


Field Order


Mandatory*

Value

Table.Column



Char (35) N Misc Reference restricted to 35 characters. To be populated with the date when the transaction is to be carried out. The date format is ‘|’ + Transaction Date e.g. ‘|20/03/2003’

62 Order Date/ Cheque Date DDMMYY N Date to be printed on the Cheque

18.5 Local Demand Draft (LDD)



Mandatory*

Value

Table.Column


Char (10) N Drawee Bank Code for Local Demand Draft (LDD)











Char (35) N Misc. Reference restricted to 35 characters.

18.6 RTGS



Mandatory*

Value Table.Column

2,4 Order Party Account Currency/Charge Account Currency Char(3) Y Must be INR

37 Counter-party Bank Name Char(35) Y Always ‘//RTxxxxx’ where ‘xxxxx’ is the IFSC Code

24 Special Instruction 1 Char(35) Y Always ‘RTGS’



19. SRI LANKA SPECIFICS

19.1 General Info

Field Order


Transaction Mode

Currency Exended Pay Details

WHT Remarks



3. Bank Cheque ABQ LKR Y N Refer to Cheque Bulk Payments

4. Bulk Demand Draft BDD LKR Y N Refer to Cheque Bulk Payments

5. SLIPS Direct Credit SDC LKR Y N Refer to SLIPS Direct Credit

6. SLIPS Direct Debit SDD LKR Y N Refer to SLIPS Direct Debit

19.2 SLIPS Direct Credit



Mandatory*

Value Table.Column

20 Transaction Details Char (15) C Payment Details line 1 restricted to 15 characters


28 Counter-party Account Char (12) Y Beneficiary Bank Account restricted to 12 characters.




56 Counter-Party Reference Char (15) C Beneficiary Reference restricted to 15 characters

63. Transaction Type Char (3) N

Valid codes are 11 – Call Money Lending 12 – Foreign Exchange Settlements 16 – Call Money Settlements 21 – Standing Order 22 – Insurance 23 – Salaries/Staff Emoluments 25 – E.P.F. Refunds 27 – Settlm for Purch of Local Foreign Ccy 28 – Conv Pay for High Value Customer Tran. 29 – Settlement of Foreign Drafts 51 – Outward Bills Proceeds 52 – Cover Pay Cust Trf < 1 mio 53 – Inward Foreign Remittance 54 – Credit Card Settlm 55 – Debenture Int and Divd Payments


19.3 SLIPS Direct Debit



Mandatory*

Value Table.Column

20 Transaction Details Char (15) N Payment Details line 1 restricted to 15 characters


28 Counter-party Account Char (12) Y Beneficiary Bank Account restricted to 12 characters.




56 Counter-Party Reference Char (15) C Beneficiary Reference restricted to 15 characters

63. Transaction Type Char (3) N

Valid codes are 31 – Electricity Bills 32 – Telephone Bills 33 – Water Bills 34 – Insurance 35 – EPF Contribution Receipt 41 – Credit Cards


20. JAPAN SPECIFICS

20.1 General Info

Field Order


Transaction Mode


WHT Remarks


2. House Transfer APH JPY N N Refer to Single Local Payments

3. Anser ANS JPY N N Refer to Anser

4. Zengin ZEN

ZBO

ZSA

JPY N N Refer to Zengin

20.2 Anser



Mandatory*

Value Table.Column

27 Counter-party Name Char(30) Y Beneficiary Name restricted to 30 characters.

28 Counter-party Account Char(7) Y Beneficiary Bank Account. Restricted to 7 characters.

30 Counter-party National ID/ Beneficiary Account Type Char (1) Y Beneficiary Account Type. Valid values are

1 – FUTSU Savings Account

2 – TOUZA Checking Account

4 – CHOCHIKU Supers Saving Accounts

9 – Other Bank Accounts

13 Business Category / Pre-registered Beneficiary Char (1) Y

24 Special Instructions Line 1/ Special Password 1 Number (9) Y Fund Transfer Password

25 Special Instructions Line 2/ Special Password 2 Number (9) C Confirmation Fund Transfer Password

20.3 Zengin

Same as Bulk Electronic Payments with the following specifics Field Order


Mandatory*

Value Table.Column

5 Transaction Mode Char (3) Y ZEN – for Sofuri (General)

ZSA – for Salary Payments

ZBO – for Bonus Payments

27 Counter-party Name Char(30) Y Beneficiary Name restricted to 30 characters.

28 Counter-party Account Char(7) Y Beneficiary Bank Account. Restricted to 7 characters.


Field Order


Mandatory*

Value Table.Column

30 Counter-party National ID/ Beneficiary Account Type Char (2) Y Beneficiary Account Type. Valid values are

1 – FUTSU Savings Account

2 – TOUZA Checking Account

4 – CHOCHIKU Supers Saving Accounts

9 – Other Bank Accounts

35 Counter-party Bank Branch Code/ Drawee Bank Code Char (3) Y Beneficiary Bank Branch Code restricted to 3

characters.


45 Intermediary Bank Name Char(30) N Alternate Name restricted to 30 characters

57 Order party reference (Customer Ref) Char (12) N Payment reference to be returned in the bank statement for ERP reconciliation purposes. Restricted to 12 character. Must be numeric for ZSA and ZBO.

63 Transaction Type Char (2) N Mandatory if Transaction Mode (Field 5) is Zengin Sofuri. Valid value is 7 – Telegraphic Transfer.


21. CHINA SPECIFICS

21.1 General Info

Field Order


Transaction Mode


WHT Remarks

1. Wire Transfer WT Any ccy N N Refer to Single International Payment

(for RMB local payment, please use RMB Giro or RMB BEPS)

2. House Transfer APH Any ccy N N Refer to Single Local Payment

3. RMB Giro RMB RMB Y N There are various RMB GIRO payments types. All uses the payment format ‘RMB’ but the differentiation is done via a code to be populated in the Transaction Type (Field 63). See section RMB Giro for the list of transaction codes and the respective RMB Giro types.

4. RMB BEPS Payment BEP RMB Y N RMB payment which transaction

amount is not exceeded RMB 20K. A Transaction Type (Filed 63) should be set. See section RMB BEPS for the transaction code and the respective type.

21.2 RMB Giro / RMB BEPS



Mandatory*

Value Table.Column

13 Business Category Char (3) C Only used for RMB BEPS

24 Special Instruction 1 Char(35) N To be populated with ‘/CHINESE/? ? ’

25 Special Instruction 2 Char(35) C Beneficiary Bank City (if Beneficiary Bank Code is blank)

27 Counter-party Name Char(60) Y

31 Counter-party Address Line 1 Char (35) C If the beneficiary name is longer than 60 characters (30 Chinese characters), this field is used for the rest characters. Otherwise, this field is not required.

37 Counter-party Bank Name Char(70) N To be populated with Beneficiary Bank Name


Field Order


Mandatory*

Value Table.Column

39 Counter-party Bank Code Char(17) Y

For RMB Giro, DJPZ code should be provided while selecting ‘10’ as Transaction Type; CNAPS code should be provided while selecting ‘20’ as Transaction Type; DJPZ code or CNPAS code should be provided while selecting ‘50’ as Transaction Type.

For RMB BEPS, BEPS code should be provided while selecting ‘11’ as Transaction Type. (For individual bank in China, the BEPS code is the same one of CNAPS code.)

41,42,43

Counter-party Bank Address Line 1,2 and 3

Char(35) Not Used

53 Special Instruction 3 Char(35) C Beneficiary Bank Province (if Beneficiary Bank Code is blank)

63 Transaction Type Char(3) Y

21.3 RMB Giro Transaction Codes (field 63)

Sno Transaction Codes

Description

1. ‘10’ Dai Ji Ping Zeng

2. ‘20’ CNAPS

3. ‘50’ Payroll

21.4 RMB BEPS Transaction Codes (field 63)


Description

1. ‘11’ Normal Transfer

21.5 RMB BEPS Business Category (field 13)


Description

1. ‘00100’ In-city & Cross-city Payment


22. PAKISTAN SPECIFICS

22.1 General Info

Field Order


Transaction Mode


WHT Remarks


2. Local Demand Draft LDD Any ccy Y N Refer to Local Demand Draft


4. Bank Cheque ABQ PKR Y N Refer to Cheque Bulk Payments

5. Corporate Cheque ACQ PKR Y N Refer to Corporate Cheque

22.2 Local Demand Draft



Mandatory*

Value

Table.Column










Char (35) N Misc. Reference restricted to 35 characters.


23. AUSTRALIA/NEW ZEALAND (VIA WESTPAC) SPECIFICS

23.1 General Info

Field Order


Transaction Mode


WHT Remarks

1. CORT CO Any ccy N N Refer to Single International Payments

2. NETS NET AUD / NZD N N Refer to NETS

3. RTGS RTG AUD / NZD N N Refer to RTGS

4. Cheque ABQ AUD / NZD Y N Refer to Cheque Bulk Payments

23.2 NETS (NET)



Mandatory*

Value Table.Column

1 Order Party Account Char (35) Y Your account with Westpac to be debited for payments.

2 Order Party Account Currency Char (3) Y Account currency must be AUD or NZD.

9 Transaction Currency Char (3) Y Payment currency must be AUD or NZD.

16 Restricted Transaction Flag Char(1) N Default to ‘Y’ if payment is a Restricted Payment (ie. With sensitive information e.g. payroll)

18 Transaction Amount Num (11.2) Y Payment Amount must be AUD or NZD.

20 Transaction Details Line 1 Char (35) N Leave this field blank if there is no PPS. PPS is a service by Westpac to send remittance advice to beneficiary.

21 Transaction Details Line 2 Char (35) N Leave this field blank if there is no PPS.



27 Counter-party Name Char(20/24) Y Mandatory and restricted to 24 characters for AUD payments and 20 for NZD payments

28 Counter-party Account Char(35) Y Beneficiary Bank Account

For AU

6-digits BSB (Bank State branch) followed by account number e.g. 123456XXXXXX

For NZ (Must be 18 Characters)

6-digits BSB followed by 8-digit account number and corresponding 4-digit suffix

e.g. BBCCCCXXXXXXXXSSSS

BBCCCC – Bank State Branch Code

XXXXXXXX – Account Number

SSSS - Suffix

31 Counter-party Address Line 1 Char (35) N Leave this field blank if there is no PPS. PPS is a service by Westpac to send remittance advice to beneficiary.

32 Counter-party Address Line 2 Char (35) N Leave this field blank if there is no PPS.


Field Order


Mandatory*

Value Table.Column



Char (10) C Not required as this is incorporated in Field 28 (Counter-party Account)

39 Counter-party Bank Clearing Code Char(17) Y Not required as this is incorporated in Field 28 (Counter-party Account)

57 Order party reference (Customer Ref) Char (15/35) N Payment references. Restricted to 15 characters for AU and 35 characters for NZ.

59 Fax Number Char (70) N Leave this field blank if there is no PPS. PPS is a service by Westpac to send remittance advice to beneficiary.

64 Transaction ID Char (25) N Unique identification of the payments to enable db-di to perform duplication import validation.

66 Extended Payment Details Char ( * ) N Leave this field blank if there is no PPS. PPS is a service by Wes tpac to send remittance advice to beneficiary.

23.3 RTGS (RTG)

Same as Single Local Payment with the following specifics Field Order


Mandatory*

Value Table.Column



9 Transaction Currency Char (3) Y Payment currency must be AUD or NZD.


18 Transaction Amount Num (11.2) Y Payment Amount must be AUD or NZD.







For AU


For NZ (Must be 18 Characters)

6-digits BSB followed by 8-digit account number and corresponding 4-digit suffix

e.g. BBCCCCXXXXXXXXSSSS

BBCCCC – Bank State Branch Code

XXXXXXXX – Account Number

SSSS - Suffix


Field Order


Mandatory*

Value Table.Column





Char (10) C Not required

39 Counter-party Bank Clearing Code Char(10) N




66 Extended Payment Details Char ( * ) N Leave this field blank if there is no PPS. PPS is a service by Westpac to send remittance advice to beneficiary.

23.4 CORT (CO)

Same as Single International Payment with the following specifics Field Order


Mandatory*

Value Table.Column




18 Transaction Amount Num (11.2) Y





24-25 Special Instructions Char (35) N Only the following text is allowed for Special Instruction

• /FX REF/ max 10 numeric

• /EXCH RATE/ N(11,6)



Field Order


Mandatory*

Value Table.Column


For AU


For NZ

6-digits BSB followed by account number and corresponding suffix e.g. 123456XXXXXX00




39 Counter-party Bank Clearing Code Char(17) Y SWIFT Code of Beneficiary Bank

44 Counter-party Bank Country Char(35) Y




66 Extended Payment Details Char ( * ) N Leave this field blank if there is no PPS. PPS is a service by Westpac to send remittance advice to beneficiary.


24. RECORD STRUCTURE OF WITHHOLDING TAX INFORMATION

Field Order


Mandatory* for TH

Mandatory* for PH

Header / Detail

Value

Table.Column

1. Record Identifier Char(5) Y Y H WHTTH for Thailand

WHTPH for Philippines

2. Company Code Char(4) Y Y H Code to indicate the Company

3. Accounting Document Number Char(17) Y Y H Same as Customer Ref (field 57) of Payment Record. This is restricted to 10 characters.

4. Clearing Date Char(10)

DDMMCCYY

Y Y H Same as Transaction Date (Value date) of field 10 of the payment record.

5. Beneficiary Tax Payer ID Char(35) Y Y H

6. Applicant Tax Payer ID Char(35) Y Y H

7. Vendor Title Char(15) N N H

8. Vendor Name 1 Char(35) Y Y H

9. Vendor Name 2 Char(35) N N H



12. Vendor Address 1 Char(35) N N H





17. Vendor Fax Number Char(31) N N H

18. Withholding Tax Code Char(5) Y Y D

19. Description of withholding tax Char(40) N N D

20. Invoice Amount/ Withholding Tax Base Amount

Num (15.2)

Y Y D

21. Withholding Tax Rate Num (15.2)

Y Y D

22. Withholding Tax Amount Num (15.2)

Y Y D

23. Vat Registration Number Char(20) N N D

24. VAT Rate Num (15.2)

N N D

25. VAT Amount Num (15.2)

N N D

26. Income Type Char(4) Y Y D

27. Withholding Tax Lot/Vol No Char(4) N N H

28. Withholding Tax Cert. No Char(10) N N H


Field Order


Mandatory* for TH

Mandatory* for PH

Header / Detail

Value

Table.Column

29. Sequence Number Char(10) N N H Sequence number of the withholding tax Please refer to DB local branch for bank branch list.Certificate.

30. Official Withholding Tax Key/With holding Tax Method

Char(4) N N H The valid w ithholding Method are : • 1 – Tax deducted at

source • 2 – Tax paid for

throughout • 3 – Tax paid only

once • 4 – others

31. BIR Form No (PH) Char(10) N N H Blank

32. From Date (PH) Char(8) N N H Blank

33. To Date (PH) Char(8) N N H Blank

34. Payment Amount / Payment Amount 1st month of Quarter (PH)

Num (11.2)

N N D Blank

35. Payment Amount 2nd month of Quarter (PH)

Num (11.2)

N N D Blank

36. Payment Amount 3rd month of Quarter (PH)

Num (11.2)

N N D Blank

37. Tax Withheld (PH) Num (11.2)

N N D Blank

38. Bank/Master Code Char(10) Y Y H

39. Branch Code Char(10) N N Customer branch code, Optional, Max 10 char

40. Beneficiary Identification Number Char(20) N N Optional, Max 20 char

41. Summary Form ID Char(10) N N Optional, Max 10 char

42. Field 42…. Blank

… …… Blank

67 Field 67… (Field 42 to 67 are blanks) Blank

db direct csv asia 5.2c

Documents

field mapping

autofax field

charges field

transaction instructions

bulk posting indicator

extended payment details

clearing code type field

generic payment format