dedicated to exceeding your expectations … always long term living resources for families m ichele...
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Dedicated to exceeding your expectations … always
Long Term Living Resources for Families
MICHELE MANZO-LEMBO
MARK A. LEMBO
Area Representatives
presented to
City of Tampa
Agenda
Introducing Always Best Care Senior Services (ABC)Long-term Living Services
o What is it?o How to pay for it?
ABC’s solutions for families
Introducing Always Best Care...
Our Mission: We’re local experts in senior care, providing a resource for aging and senior living delivered through locally-owned and operated offices around the country.
Since 1996, Always Best Care has provided non-medical in-home care and senior living finder and referral services.
Tampa/FL West Region Michele and Mark Lembo
Area Representatives
Hillsborough/South Tampa to Sun City Center
Jennifer and Bob Morgan
•
Greater Tampa Bay Team
What does “Long-Term Living” mean to you?
Long-Term Living Services
What? Variety of services which help meet the medical and/or non-medical needs of people with a chronic illness or disability who cannot care for themselves over an extended period of time.
Who? Acute Long-Term Care needs
• Recovering from an accident or surgery• Relatively shorter-term care needs
Chronic Long-Term Care needs• Prolonged illness or disability• Limited physical or cognitive functioning
Long-Term Living Planning is…
Living well as we age
Maintaining independence and control
Knowing our options
Consulting with legal & tax professionals
Communicating with family
Taking action
Personal (and Custodial) Care
• Non-skilled care• Provided in a variety of settings - private
homes, boarding houses, assisted living facilities, or skilled nursing facility (aka nursing home)
• Supervisory care may provide monitoring and support in a controlled environment
• Provides assistance with Activities of Daily Living and Instrumental Activities of Daily Living…
Activities of Daily Living (ADLs)
Six basic actions performed by an independently functioning person on a daily basis…
o Eatingo Bathingo Dressingo Toiletingo Caring for incontinenceo Transferring (moving to and from a bed
or a chair)
Instrumental Activities of Daily Living(IADLs)Activities often performed by a person who is living independently in a community setting during the course of a normal day…
o Shoppingo Preparing mealso Managing moneyo Travel in communityo Housekeeping and laundryo Taking medications correctly
Home and Community-Based ServicesAdult Daycare ServicesVisitor / Companion ServicesHome Care ServicesSkilled/Home Health Care ServicesRespite CareMeal ProgramsSenior CentersTransportation ServicesEmergency Response Systems
Understanding the Impact of Family Caregiving on Work• Most Family Caregivers Juggle Caregiving With
Employment– 61 % of family caregivers age 50-plus work either
full-time (50 %) or part-time (11%).• More Workers Have Eldercare Responsibilities
– 42 % of U.S. employees have cared for an aging relative or friend in the last five years.
– Workers with eldercare responsibilities cut across all racial and ethnic groups.
– Nearly 1 in 4 (22 %) workers (45- to 64-year-olds) care for a parent - largest of any age group.
AARP Public Policy Institute Fact Sheet 271, October, 2012
Understanding the Impact of Family Caregiving on Work
• Costs of Caregiving Affects Both Individual Workers and Employers– U.S. business lose around $33.6 billion annually
in lost productivity from full-time caregivers.– 68 % family caregivers have made work
accommodations.– Research show a link between working
caregivers with eldercare responsibilities and their health care costs.
Understanding the Impact of Family Caregiving on Work
• Eldercare Benefits Help Adults Better Balance Job and Family Caregiving Responsibilities Eldercare programs benefit both employers and
employees – improving productivity, employee retention and health while reducing stress. On-site support groups, discount backup
home care, referrals to community caregiving resources
Flexible work arrangements, family leave, paid sick days
Understanding the Impact of Family Caregiving on Work
• Eldercare Benefits Help Adults Better Balance Job and Family Caregiving Responsibilities Eldercare programs benefit both employers
and employees – improving productivity, employee retention and health while reducing stress
On-site support groups, discount backup home care, referrals to community caregiving resources
Flexible work arrangements, family leave, paid sick days
Paying ForLong-Term Living
Long-Term Living70% of persons over age 65 will need long-term care during their lives.
Medicare (health insurance )covers limited stays in nursing homes when skilled nursing care is required.
Does NOT cover assisted living.
Medicaid (low income & savings)
may cover some assisted living costs, provides nursing home coverage. Facilities NOT required to take Medicaid.
Long-term Care Insurance frequently covers in-home help, assisted living facility costs and nursing homes.
@ 20 hrs/wk for 52 weeks
Source: US Dept of Health and Human Services 17
Dedicated to exceeding your expectations … always
Long-Term Living: Funding Sources
Out-of-pocket / retirement savings Family funds
Home equity loansReverse mortgages
Long-term care (LTC) insuranceMedicaid LTC/Managed Care
ProgramVeterans Administration programs
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Employer, Group and Private Health Plan LTC Coverage
Short-term, skilled care Medically necessary Most health insurance plans will
not cover custodial LTC
We have assisted more than 25,000 seniors.We realize everyone has their own story and preferences.We work with clients to plan needed support and care to achieve the best solution using a variety of services and programs.
About Always Best Care...
Solutions-Based+
Options-Oriented
Comprehensive solutions and an array of options to match a client’s physical and
social needso Always in Touch Telephone Reassuranceo Homemaker/Companion Serviceso Personal Care Serviceso Senior Living Finder Services
Non-MedicalPlacing personal care attendants in the home or senior
communityHomemaker & Companion Services Prepare Meals, Pay Bills, Pet Caring, Run Errands,
Transportation, SitterPersonal Care Assistive/Personal CareSchedules from 1 hour to live-in (24/7)
In-home Care
Medical Home Health CareSkilled services – nursing and specialized therapy: doctor
orders.
Generally limited up to 60 daysChronic Disease Management
Coordinating MedicationsDiabetic Care
Pain Management Post Operative Care
Wound Care22
Exploring Senior Care & Housing AlternativesAging in Place / at Home
In-home CareHome Modifications
Senior Living OptionsIndependent Living / Retirement CommunityAssisted Living CommunityAdult Family Care HomeNursing Home / Skilled Nursing Continuing-Care Retirement Communities (CCRC)
Independent + Assisted Living + Nursing Home care 23
How many ALFs within a 30 Minute Drive of Here?
Answer: approximately 400
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500+ Senior Communities in Tampa Bay Area
Consumers can drown in data from online searches
o Forget which sites they’ve visitedo Limited or no pricing info and no
comparisonsWe ADD VALUE: Inform, simplify, streamline Work to identify best community choices
Senior Living Finder
Always in Touch:Free Daily Phone Calls
When you need someone to reach out to you, Always in Touch provides free daily phone contact and peace of mind for seniors living alone.
It’s a free service from Always Best Care – our way of giving back to the communities we serve.
Personalized PlacementServices - FREE Work with clients on exclusive basis -
– central central point of contact for family and senior communities.
Meet with family to understand care needs, price range, desired location, social needs;
Match client’s needs to communities which best fit requirements based on our personal visits & evaluations;
Arrange guided community tours See client through the entire process All at no charge to the family
Veterans Assistance Program
• Always Best Care can help Veterans get the funds to pay for the care they need through our strategic legal partner – Center for Elder Veterans Rights.
• Our legal partner provides clients with an opinion of eligibility, and tracks the client’s claim status directly with the VA to expedite approval.
Aging & Disability Resource Centers
Elder Helpline1-800-96-ELDER
(1-800-963-5337)
National Clearinghouse forLong-Term Care Information
Dedicated to exceeding your expectations … always
CONTACT US
Michele Manzo-Lembo(813) [email protected]
Mark A. Lembo (813) [email protected]
www.facebook.com/AssistedLivingNavigator
www.AssistedLivingNavigator.wordpress.com
www.AssistedLivingNavigator.com
@AsstdLvngNvgtr
Always Best Care Florida West