8

Delray Beach Community Land Trust

Partners and Affiliates

Phone 561.243.7500 Fax 561.243.7501 www.delraylandtrust.org

Delray Beach Community Land Trust

145 SW 12th Avenue

Delray Beach, FL 33444

GROUNDED SOLUTIONS

NETWORK

1

Building a stronger

community

one home at a time!

The Delray Beach Community Land Trust

Quarterly Newsletter

“Opening Doors to Affordable Housing”

December 31st, 2017

THE COMPLETED NW 5TH AVE

WORKFORCE HOUSING

PROJECT

200 NW 5th Ave A—Under Contract

1,826 Sq. ft.

3 bedrooms, 2 baths

Porcelain tile floors

Wood cabinets

Granite counter tops

Energy Star Appliances One car garage

2

Community Friends, Members, Partners and Affiliates

Proudly

We have completed the NW 5th Ave Project with three newly

constructed single family units

(200 NW 5th Ave A, B and C)

As the Delray Beach Community Land Trust (DBCLT)

ventures into its 13th year of operations, we look forward to an

exciting and productive year ahead, serving dozens of new

first time homebuyers, supporting our existing homeowners,

and growing our stock of permanently affordable units.

We are excited by the possibilities and encouraged by the solid

foundation we have built over the past 12 years that provides

opportunities for very-low to moderate income households to

balance their lives affording them the option to Work, Live

and Grow within the Community. It is the active support of

our board of directors and partner’s contributions through

funding, commitment and capacity building that sustains our

organization.

Thanks to all the volunteers and other supporting partners who

have given of their time and expertise over the years. The

DBCLT continues to focus on community with an emphasis on

providing quality housing that impacts the economic vitality of

the City.

Evelyn S. Dobson

Chief Executive Officer

Preserving

Affordable Housing Gary Eliopoulos

President

Arthur Brown

Vice President

Vicki Hill

Treasurer

Cheryl Haywood

Secretary

Diane Colonna

Polk Cotton

Anthony Holliday, Jr.

Elton McGowan, Jr.

Kimberly Morris

Sheila Townsend

Donna Waldron

Patricia Wright

Evelyn Dobson

Executive Director

Gerecia Edmond

Housing Manager

Ahmed Burton

Homebuyer Coordinator

Snevly Noel

Administrative Asst.

David Schmidt

Board Attorney

BOARD

OF DIRECTORS

Staff

Attorney

Equal Housing Opportunity

7

Insurance tips for

financial fitness and

possession claims

1. Decide what your priorities are. Create a plan and set goals like sending children to college, paying off debt and being able to enjoy retirement. 2 . Calculate your life insurance needs Consider immediate obligations and also the amount of future income necessary to sustain your household. 3. Protect your assets Life insurance proceeds that replace your income can help your family meet their financial obligations, including end-of-life expenses, existing debt and day-to-day living. 4. Have annual checkups Coverage may need to change when financial goals and needs change. A life insurance specialist can help you make adjustments to avoid being under insured or paying for coverage that may not be the best fit for your needs.

HOW TO CREATE AN INVENTORY LIST FOR

YOUR POSSESSIONS FOR INSURANCE CLAIMS

1. Be thorough Move from room to room and write down or digitally record your belongings. Smartphone apps like Encircle and Sortly also can help you document and track your things. 2. Record all big-ticket items Be sure to record your most valuable possessions, such as antiques, art, jewelry, collectibles, tools and electronic equipment. 3. Collect key information Record the manufacturer name, model and serial number for items that have them. Keep receipts and records of purchases, repairs and maintenance with your list. 4. Put the inventory in a safe place Store it in a place somewhere so it won’t be lost. You can even review it with your insurance agent to make sure you’re carrying the correct amount of Insurance.

6

Community Meetings

Activities in

Delray beach January 27th

Sandoway Center

Discovery Center Sharkfest

10:00am - 3:00pm

(561) 574-7263

January 27th

Swim & Surf Runway Show

Old School Square

7:00pm

(561) 243-1077

February 17th - 26th

Delray Beach Tennis Open

(561) 330-6000

10th Annual

Savor the Avenue

March 26th

5:30pm

(reservations begin

2/1/2018)

January 15th

Martin Luther King Jr.

Breakfast

Delray Beach

Golf Club

8:30am - 10:30am

January 15th - 20th

14th Annual Palm Beach

Poetry Festival www.palmbeachpoetryfestival.org

February 10th, 17th & 27th

Delray Beach Green Market

Old School Square

9:00am—2:00pm

February 7th, 14th, 21th &

28th

Music Fest

Delray Market Place

6:00—8:00pm

January 16th & 23rd

City Commission

Regular Meeting

6:00pm

January 25th

CRA Board Workshop

5:00pm

Board Meeting

6:00pm

January 29th

DBCRA Board &

City Commission Joint

Work Session

5:30pm

February 6th & 20th

City Commission

Regular Meeting

6:00pm

February 8th & 22nd

CRA Board Meeting

5:30pm

February 13th—Workshop

March 13th—Special Meeting

City Commission

6:00pm

January 20th & 21st

Delray Beach Arts Festival

Atlantic Avenue

10:00am - 5:00pm

January 24th - 28th

4th Annual Delray Beach

Fashion Week

(561) 243-1077

February 21st

Tennis Bash

(561) 243-1077

3

Properties Managed

DBCLT DBCLT DBCLT

PortfolioPortfolioPortfolio

68 Owner

occupied single

family units

and

Townhomes

1 Pending

contracts for the

purchase of newly

constructed single

family homes

8 Rental units

managed

(owned)

37

Vacant Lots

For Future

Development

Coming soon

5 Newly Constructed

single

family homes 5

4 Rental units

managed

(non-owned)

4

Homebuyer Qualification Criteria

Must be a 1st time Homebuyer or have not

owned a home in three years

Meet the lenders minimum credit score

requirement (600 or better)

Area Median Income (AMI) not to exceed

140%

Must attend the 6 hour first time

homebuyer course

First Time Homebuyer Course

Urban League of Palm Beach

When: 3rd Wednesday and Thursday of the month

(must attend both nights)

Where: 1700 N. Australian Ave,.

West Palm Beach, FL 33407

Time: 5:30PM – 9:30PM (Both nights)

Telephone number: (561) 833-1461

Consumer Credit Counseling Services

of Palm Beach County

Helps families and individuals by providing

financial solutions through counseling and

Community outreach in the areas of housing,

budgeting, credit and debt management.

Mission: Dedicated to delivering professional and

confidential financial and housing counseling,

debt management and consumer credit to all

segments of the community regardless of

ability to pay.

Telephone: 800-330-2227

HOME BUYER information

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Home Improvement and

Maintenance Tips

Roofing- Simple cleaning routines, like removing visible debris or standing water help prevent slogging and

deterioration. Protect your roof, lower your energy bills and eliminate any potential future damage.

Windows– The key to protection and energy efficiency is impact resistant windows and doors that have dou-

ble-pane insulated laminated glass. That laminate interlayer sandwiched between those two panes further

strengthens the glass.

Painting– Quick fix-up is painting. Do it yourself or hire a professional. If you don't paint, at least pressure

clean walls and roof to get a clean look. If you do paint, only use two or three complementary colors— the

basic field color, a trim color and an accent color. Paint the entire house the same color including a garage

door. Use the trim color for the fascia. Use an accent color for the front door. Choose colors that are compati-

ble with the roof color.

Flooring– A good improvement is flooring. Laminate or parquet flooring has good acceptance. Try dry

cleaning carpet to preserve life.

Pressure clean– Pressure clean patios, sidewalk, and roofing. Rented a machine. Again, a clean look Is ap-

pealing.

Get rid of clutter– Move out any extra furniture and personal items. A sparsely furnished home looks more

spacious. Wash the windows.

Replace light fixtures– At the front door, check switches and outlets, no special tools are needed.

Landscaping– Refresh the landscaping. Trim shrubs and trees. Add some border flowers. In general, im-

prove the “curb appeal”.

Thursday

January 18th

6:30PM - 8:00PM LEARN HOW TO BUILD A

STOCKING TOTE TOWER

Saturday

January 20th

10:00AM - 11:30AM LEARN HOW TO

INSTALL TILE FLOORING

Saturday

January 27th

10:00AM - 11:30AM LEARN HOW TO INSTALL

TILE BACKSPLASH

Saturday

February 10th

10:00AM - 11:30AM LEARN HOW TO

DO EASY BATHROOM

UPDATES

IF YOU ARE INTERESTED IN

ATTENDING A FREE HOME

DEPOT WORKSHOP YOU CAN

REGISTER AT

HOMEDEPOT.COM/WORKSHOP

HOME DEPOT

WORKSHOPS