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Analysis of Risk Retention GroupsThird Quarter 2017
Demotech, Inc.
February 2018
www.demotech.com Volume 8 Issue 1
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A review of the reported financial results of risk retention groups (RRGs) reveals insurers that continue to collectively provide specialized coverage to their insureds while remaining financially stable. Based on reported financial information, RRGs have a great deal of
financial stability and remain committed to maintaining adequate capital to handle losses. It is important to note that ownership of RRGs is restricted to the policyholders of the RRG. This unique ownership structure required of RRGs may be a driving force in their strengthened capital position.
Balance Sheet Analysis
Since third quarter 2016, cash and invested assets (2 percent), total admitted assets (2.5 percent), and policyholders’ surplus (2.5 percent) have increased modestly while liabilities increased 2.5 percent. These reported results indicate that RRGs remain adequately capitalized in aggregate and are able to remain solvent if faced with adverse economic conditions or increased losses. The level of policyholders’ surplus becomes increasingly important in times of difficult economic conditions by allowing an insurer to remain solvent when facing uncertain economic conditions.
Liquidity, as measured by liabilities to cash and invested assets, for third quarter 2017 was 68.4 percent. A value less than 100 percent is considered favorable as it indicates that there was more than a dollar of net liquid assets for each dollar of total liabilities.
Loss and loss adjustment expense (LAE) reserves represent the total reserves for unpaid losses and LAE. This includes reserves for any incurred but not reported losses as well as supplemental reserves established by the company. The cash and invested assets to loss and LAE reserves ratio measures liquidity in terms of the carried reserves. The cash and invested assets to loss and LAE
reserves ratio for third quarter 2017 was 213.5 percent. These results indicate that RRGs remain conservative in terms of liquidity.
In evaluating individual RRGs, Demotech, Inc. prefers companies to report leverage of less than 300 percent. Leverage for all RRGs combined, as measured by total liabilities to policyholders’ surplus, for third quarter 2017 was 151 percent. The loss and LAE reserves to policyholders’ surplus ratio for third quarter 2017 was 103.4 percent. The higher the ratio of loss reserves to surplus, the more an insurer’s stability is dependent on having and maintaining reserve adequacy.
Regarding RRGs collectively, the ratios pertaining to the balance sheet appear to be appropriate and conservative.
Premium Written Analysis
Since RRGs are restricted to liability coverage, they tend to insure medical providers, product manufacturers, law enforcement officials, and contractors, as well as other professional industries.
RRGs collectively reported nearly $2.8 billion of direct premium written (DPW) through third quarter 2017, an increase of 3.5 percent over third quarter 2016. RRGs reported nearly $1.7 billion of net premium written (NPW) through third quarter 2017, an increase of approximately 1 percent over third quarter 2016.
The DPW to policyholders’ surplus ratio for RRGs collectively through third quarter 2017 was 76.2 percent. The NPW to policyholders’ surplus ratio for RRGs through third quarter 2017 was 45.6 percent. Please note that these ratios have been adjusted to reflect projected annual DPW and NPW based on third quarter results.
An insurer’s DPW to surplus ratio is indicative of its policyholders’ surplus leverage on a direct basis, without consideration for the effect of reinsurance. An insurer’s NPW to surplus ratio is indicative of its policyholders’ surplus leverage on a net basis. An insurer relying heavily on reinsurance will have a large disparity in these two ratios.
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RRGs Report Net Income in Third Quarter 2017 Financial analysis of Risk Retention Groups based on reported historical results.
Douglas A Powell | Senior Financial Analyst, Demotech, Inc.
A DPW to surplus ratio in excess of 600 percent would subject an individual RRG to greater scrutiny during the financial review process. Likewise, a NPW to surplus ratio greater than 300 percent would subject an individual RRG to greater scrutiny. In certain cases, premium to surplus ratios in excess of those listed would be deemed appropriate if the RRG had demonstrated that a contributing factor to the higher ratio is relative improvement in rate adequacy.
In regards to RRGs collectively, the ratios pertaining to premium written appear to be conservative.
Income Statement Analysis
RRGs collectively reported a $9.8 million underwriting loss through third quarter 2017. However, RRGs collectively reported a net investment gain of nearly $210 million and a net income of $173.5 million. Also of note, RRGs have collectively reported a net income at each year-end since 1996.
The loss ratio for RRGs collectively, as measured by losses and loss adjustment expenses incurred to net premiums earned, through third quarter 2017 was 74.7 percent. This ratio is a measure of an insurer’s underlying profitability on its book of business.
The expense ratio, as measured by other underwriting expenses incurred to net premiums written, through third quarter 2017 was 19.9 percent. This ratio measures an insurer’s operational efficiency in underwriting its book of business.
The combined ratio, loss ratio plus expense ratio, through third quarter 2017 was 94.6 percent. This ratio measures
an insurer’s overall underwriting profitability. A combined ratio of less than 100 percent typically indicates an underwriting profit.
Regarding RRGs collectively, the ratios pertaining to income statement analysis appear to be appropriate. Moreover, these ratios have remained within a profitable range.
Conclusions Based on Third Quarter 2017 Results
Despite political and economic uncertainty, RRGs remain financially stable and continue to provide specialized coverage to their insureds. The financial ratios calculated based on the reported results of RRGs appear to be reasonable, keeping in mind that it is typical and expected that insurers’ financial ratios tend to fluctuate over time.
The results of RRGs indicate that these specialty insurers continue to exhibit financial stability. It is
important to note again that while RRGs have reported net income, they have also continued to maintain adequate loss reserves while increasing premium written year over year. RRGs continue to exhibit a great deal of financial stability.
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The reported results of RRGs indicate that these specialty insurers continue to exhibit financial stability.
Douglas Powell supports the formulation and assignment of Financial Stability Ratings® by providing analysis of statutory financial statements and business information. He also performs financial and operational and peer group analyses, as well as benchmark studies for client companies. Email your questions or comments to [email protected].
The ratios, percentages and calculations contained herein have been compiled from data considered reliable or are expressions of opinion. They are not intended to be complete, and we do not assume responsibility for the accuracy of the data prepared or provided by others. No ratio or other presentation herein constitutes or shall be considered as a recommendation to enter in a contractual relationship, is meant as an offer to sell dispose of any securities, or is a solicitation to buy the securities of any of the companies included in the listing.
ISSN 2168-7013 (online) Published February 9, 2018 COPYRIGHT©
2018 Demotech, Inc.
Special thank you to the following people for their past and current commitment:
James Cutts | Publisher, Risk Retention Reporter
Joseph Deems | Executive Director, National Risk Retention Association
Melissa-Anne Duncan | Executive Director,
Insurance Industry Charitable Foundation
Keith Enslow | Senior Program Manager, SNL Center for Financial Education
Barry Koestler | Chief Ratings Officer, Demotech, Inc.
Mechlin Moore | Communications Director,
National Risk Retention Association
Paul Osborne | Senior Consultant, Demotech, Inc.
®
Company Information and Financial Results
Risk Retention Groups
NAIC # COMPANY FSR
Financial Stability Ratings (FSRs) - Risk Retention Groups®
as of 2/9/2018
12252 AEGIS Healthcare RRG, Inc. A11710 Allied Professionals Insurance Company, RRG A12631 American Builders Insurance Company RRG, Inc. A11598 Applied Medico-Legal Solutions RRG, Inc. A'33677 Attorneys Insurance Mutual of the South, Inc RRG A11825 CARE Risk Retention Group, Inc. A11976 Centurion Medical Liability Protective RRG, Inc. A14388 Cherokee Guarantee Company Inc., RRG A10075 Consumer Specialties Insurance Company RRG A11798 Continuing Care RRG, Inc. A15893 Doctors Professional Liability RRG, Inc. A14163 Emergency Capital Management, LLC, RRG A12003 Emergency Medicine Professional Assurance Company RRG (EMPAC) A11714 Emergency Physicians Insurance Exchange RRG (EPIX) A11832 Health Care Industry Liability Reciprocal Insurance Company, RRG A13014 Lancet Indemnity Risk Retention Group, Inc. A11999 Midwest Insurance Group, Inc., a Risk Retention Group A11806 National Assisted Living RRG, Inc. A44130 Paratransit Insurance Company, RRG A'11973 PCH Mutual Insurance Company, RRG A16088 SeniorsFirst Risk Retention Group, Inc. A13557 Sigma RRG, Inc. A10754 Spirit Mountain Insurance Company RRG, Inc A14026 Sunland Risk Retention Group, Inc. A11958 Trinity Risk Solutions Reciprocal Insurance Company RRG A
The most current FSRs must be verified by visiting www.demotech.com.
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
ACADEMIC MEDICAL PROFESSIONALS INSURANCE EXCHANGE RISK RETENTION GROUP
12934 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
MICHELE DURHAM (802) 264-4705 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ADVANCED PHYSICIANS INS RRG INC12166 2700 NORTH THIRD STREET, SUITE 3050, PHOENIX, AZ 85004-4620
EDWARD LEE CALDWELL (602) 200-6900 AZPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
AEGIS HEALTHCARE RRG, INC.12252 555 FAIRMOUNT AVENUE, BALTIMORE, MD 21286
ANGELA STODDARD 410-339-7263 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
AFFILIATES INSURANCE RECIPROCAL, A RISK RETENTION GROUP13677 30 MAIN STREET, SUITE 330, BURLINGTON, VT 05401-8427
ANNE MARIE BUECHE (802) 658-9405 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
AGGREGATE SECURITY INSURANCE GROUP, A RISK RETENTION GROUP13606 1010 WEST CHARLESTON BOULDEVARD LAS VEGAS, NV 89135
RICK O'BRIEN (702) 938-3175 NVPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
AGRI INSURANCE EXCHANGE RRG28380 5825 LAWTON LOOP EAST DRIVE INDIANAPOLIS, IN 46216-1064
KEVIN MANDEVILLE (317) 541-1800 INPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ALLEGIANT INS CO INC A RRG11965 745 FORT STREET, SUITE 1100, HONOLULU, HI 96813-3800
ANNIE WOO (808) 585-3594 HIPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
ALLIANCE OF NONPROFITS FOR INS RRG10023 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
CINDY L. LYFORD (802) 371-2227 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
ALLIED PREMIER INSURANCE A RRG15639 1130 WEST OLIVE AVENUE, SECOND FLOOR, BURBANK, CA 91506-2214
BRIAN JOHNSTON (215) 805-0272 CTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
ALLIED PROFESSIONALS INSURANCE COMPANY, RRG11710 1100 W. TOWN & COUNTRY RD., STE. 1400, ORANGE, CA 92868
DOUGLAS JOSEPH HAUSER 714-571-1864 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ALLIED SERVICES RISK RETENTION GROUP12013 BUILDING C, 1327 ASHLEY RIVER ROAD, SUITE 200, CHARLESTON, SC 29407-5384
LEN T. LOGAN (877) 872-7475x SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
AMERICAN ASSOC OF OTHODONTISTS RRG10232 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
REBECCA J. AITCHISON (802) 371-2229 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
AMERICAN BUILDERS INSURANCE COMPANY RRG, INC.12631 5151 HAMPSTEAD HIGH STREET, SUITE 200, MONTGOMERY, AL 36116
SCOTT STONE 615-250-7701 ALPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
AMERICAN CONTRACTORS INS CO RRG12300 2600 NORTH CENTRAL EXPRESSWAY, SUITE 800, RICHARDSON, TX 75080-2064
JENNIFER STEUK (800) 563-6051 TXPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
AMERICAN EXCESS INS EXCHANGE RRG10903 12544 HIGH BLUFF DRIVE, SUITE 430, SAN DIEGO, CA 92130-3052
KATHRYN MICHENER BOUCHE (802) 863-4400 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
AMERICAN FOREST CASUALTY COMPANY RRG11590 1605 MAIN STREET, SUIT 800, SARASOTA, FL 34236-5840
TERESA MARIE MATTHEWS (941) 373-1162 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
AMERICAN RISK MGMT RRG INC.15853 263 KING STREET, SUITE C, CHARLESTON, SC 29401-1420
MATTHEW G. WATSON (843) 853-0446 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
AMERICAN SAFETY RRG INC25448 1899 POWERS FERRY ROAD, SUITE 460, ATLANTA, GA 30339-5748
DUSTIN K. PARTLOW (802) 391-3083 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
AMERICAN TRUCKING AND TRANSPORTATION INSURANCE COMPANY, RRG11534 111 NORTH HIGGINS AVENUE, SUITE 300A, MISSOULA, MT 59802-4401
PATRICIA LORRAINE MALONEY- (406) 523-3908 MTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
AMERIGUARD RRG INC12171 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
CINDY L. LYFORD (802) 371-2227 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
A-ONE COMMERCIAL INSURANCE RISK RETENTION GROUP, INC.15597 424 CHURCH STREET, SUITE 1401, NASHVILLE, TN 37219-2392
MARY ELIZABETH GAROFALO (941) 373-1114 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
APPLIED MEDICO-LEGAL SOLUTIONS RRG, INC.11598 2555 E. CAMELBACK RD., PHOENIX, AZ
LEE MILIZIA 623-427-3208 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ARCHITECTS & ENGINEERS INS CO RRG44148 2056 WESTINGS AVENUE, SUITE 20, NAPERVILLE, IL 60563-2495
MICHAEL T. IANNOTTI (800) 437-2342 DEPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ARCOA RISK RETENTION GROUP, INC.13177 5555 KIETZKE LANE, SUITE 100, RENO, NV 89511-2096
MICHAEL JOHN HAGGERTY (602) 263-6582 NVPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
ARISE BOILER INSPECTION AND INSURANCE COMPANY RISK RETENTION GROUP13580 1700 EASTPOINT PARKWAY LOUISVILLE, KY 40223-4140
SUSAN LEDFORD (502) 244-1343 KYPhoneStatement Contact Primary Line of Business Boiler and Machinery Domiciled
ASPEN SPECIALTY RISK RETENTION GROUP, INC.15354 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
DAVID D. GUERINO (802) 264-2060 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ASSET PROTECTION PROGRAM RISK RETENTION GROUP, INC.12224 263 KING STREET, SUITE C, CHARLESTON, SC 29401-1420
MATTHEW G. WATSON (843) 853-0446 SCPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
ASSOCIATION OF CERTIFIED MORTGAGE ORIGINATORS RISK RETENTION GROUP, INC.
14425 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
LINDA VILLANI (941) 373-1116 NVPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC RRG33677 200 INVERNESS PARKWAY, BIRMINGHAM, AL 35242-4813
SANDRA MCDONALD 205-980-0009 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ATTORNEYS INSURANCE MUTUAL RRG INC22670 150 BANK STREET, SECOND FLOOR, BURLINGTON, VT 05401-4411
KAREN M. VENNER (802) 735-0113 HIPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ATTORNEYS LIAB ASSUR SOCIETY INC RRG10639 311 SOUTH WACKER DRIVE, SUITE 5700, CHICAGO, IL 60606-6629
KEITH RUSSELL CRAVEN (312) 697-6950 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ATTORNEYS LIAB PROTECTION SOC RRG32450 FLORENCE BUILDING, 111 NORTH HIGGINS AVENUE, SUITE 200, MISSOULA, MT 59802-4401
MARY PATRICIA NORDHAGEN (406) 728-3113 MTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ATTPRO RRG RECIPROCAL RISK RETENTION GROUP13795 1050 K STREET, NW, SUITE 400, WASHINGTON, DC 20001-4448
GARRETT JAMES DAVENPORT (260) 486-0418 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
AUTOMOTIVE UNDERWRITERS INS CO A RRG11033 5430 WEST SAHARA AVENUE LAS VEGAS, NV 89146-3307NVPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
AVIATION ALLIANCE INSURANCE RISK RETENTION GROUP, INC.13791 111 NORTH HIGGINS AVENUE, SUITE 200, MISSOULA, MT 59802-4401
DANIEL JOHN SEMAN (406) 541-2876 MTPhoneStatement Contact Primary Line of Business Product Liability (Occurrence) Domiciled
BAR VERMONT RISK RETENTION GROUP INC10174 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
ROGER NADEAU (802) 264-4581 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
BAY INSURANCE RISK RETENTION GROUP, INC.15582 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
STEPHEN E. MCCARTHY (802) 652-1569 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
BEACONHARBOR MUTUAL RISK RETENTION GROUP14487 ONE CITY CENTER PORTLAND, ME 04101-4009
BARBARA T. SINCLAIR (207) 775-2791 MEPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
BEDFORD PHYSICIANS RISK RETENTION GROUP, INC.12933 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
ERIN N. DUFFY (802) 264-2067 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
BONDED BUILDERS INSURANCE COMPANY, A RISK RETENTION GROUP13010 9550 SOUTH EASTERN AVENUE LAS VEGAS, NV 89123-8038
MICHAEL T. ROGERS (702) 678-6868 NVPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
BROADLINE RISK RETENTION GROUP, INC.13788 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
AARON P. CIULLO (802) 864-2747 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
BTTS INSURANCE RISK RETENTION GROUP, INC.15591 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
STEPHEN E. MCCARTHY (802) 652-1569 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
C.A.R. RISK RETENTION GROUP, INC.15921 725 COOL SPRINGS BOULEVARD, SUITE 600, FRANKLIN, TN 37067-2716
RAMON ROBERT RAMOS V (802) 371-2275 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
CALIFORNIA HEALTHCARE INS CO INC RRG44504 9229 SIERRA COLLEGE BOULEVARD ROSEVILLE, CA 95661-5919
JEFFREY DUECK (916) 772-5110 HIPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CALIFORNIA MEDICAL GRP INS CO RRG12180 2929 NORTH CENTRAL AVENUE, SUITE 1700, PHOENIX, AZ 85012-2761
MATTHEW D. R. TAKAMINE (808) 521-1121 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CARE RISK RETENTION GROUP, INC.11825 2233 WISCONSIN AVE, N.W., SUITE 310, WASHINGTON, DC 20007
LINDA VILLANI 941-373-1116 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CAREGIVERS UNITED LIAB INS CO RRG11544 BUILDING C, 1327 ASHLEY RIVER ROAD, SUITE 200, CHARLESTON, SC 29407-5384
KIM CONNELLY BLOOMER (802) 371-2251 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CARING COMMUNITIES, A RECIPROCAL RISK RETENTION GROUP12373 1850 WEST WINCHESTER ROAD, SUITE 109, LIBERTYVILLE, IL 60048-5355
CHAD CURTIS SWIGERT (847) 549-8225 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CASSATT RISK RETENTION GROUP INC10808 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
SCOTT ANDREW MAILLE (802) 264-4711 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CENTRAL PA PHYSICIANS RRG INC11694 263 KING STREET, SUITE C, CHARLESTON, SC 29401-1420
MATTHEW G. WATSON (843) 853-0446 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CENTURION MEDICAL LIABILITY PROTECTIVE RRG, INC.11976 2700 N. THIRD STREET, SUITE 3050, PHOENIX, AZ
GEMMA TUANQUI 941-373-1144 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CHEROKEE GUARANTEE COMPANY INC., RRG14388 18835 N. THOMPSON PEAK PARKWAY, SUITE 210, SCOTTSDALE, AZ 85255
TEMPERANCE WICK ROBINS 480-320-2978- AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
CIRCLE STAR INS CO RRG11839 58 EAST VIEW LANE, SUITE TWO, BARRE, VT 05641-5324
RENEE LAGUE (802) 479-7803 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
CLAIM PROFESSIONALS LIAB INS CO RRG12172 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
ANITA M. PERKINS (802) 371-2219 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
CLARIAN HLTH RRG INC11992 340 WEST 10TH STREET, SUITE 3100, INDIANAPOLIS, IN 46202-3082
TONIA A. EPPS (843) 577-1034 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
CMIC RISK RETENTION GROUP13756 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
MICHELE EMMONS (802) 371-2221 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COLLEGE LIABILITY INS CO A RECIP RRG44598 745 FORT STREET, SUITE 1100, HONOLULU, HI 96813-3810
TONI S. KANEHIRA (808) 585-3584 HIPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
COLLEGE RISK RETENTION GROUP, INC.13613 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
JENNIFER L. PETTENGILL (802) 864-2111 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
COLUMBIA NATIONAL RRG INC10803 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
JOHN H. RAYMOND (802) 864-2751 VTPhoneStatement Contact Primary Line of Business Warranty Domiciled
COMCARE PRO INS RECIPROCAL RRG11864 30 MAIN STREET, SUITE 330, BURLINGTON, VT 05401-8427
ANNE MARIE BUECHE (802) 658-9405 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
COMMERCIAL HIRECAR INSURANCE COMPANY, A RISK RETENTION GROUP15836 725 COOL SPRINGS BOULEVARD, SUITE 600, FRANKLIN, TN 37067-2702
ANNE GARLAND VISE (802) 371-2231 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
COMMUNITIES OF FAITH RRG INC11807 2711 MIDDLEBURG DRIVE, SUITE 309-A, COLUMBIA, SC 29204-2475
MARY ELIZABETH GAROFALO (941) 373-1114 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COMMUNITY BLOOD CENTERS EXCH RRG13893 2600 MEIDINGER TOWER, 462 SOUTH FOURTH STREET, LOUISVILLE, KY 40202-3452
JEREMY TODD ROSENBAUM (502) 882-4459 INPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COMMUNITY CARE RISK RETENTION GROUP, INC.15798 711 TROY-SCHENECTADY ROAD, SUITE 201, LATHAM, NY 12110-2461
DAVID D. GUERINO (802) 264-2060 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COMMUNITY HEALTH ALLIANCE RECIP RRG11536 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MELISSA H. LAROSE (802) 864-1716 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COMMUNITY HOSPITAL RRG11259 2551 WASHINGTON ROAD OFFICE, SUITE 810, UPPER SAINT CLAIR, PA 15241-2513
DONNA B. NORMAND (412) 212-3476 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COMPASS SPECIALTY INSURANCE RISK RETENTION GROUP, INC.15867 525 ROUTE 73 NORTH, SUITE 218, MARLTON, NJ 08053-3422
DEBRA GAGLIOTI (888) 305-8889 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
CONSUMER SPECIALTIES INSURANCE COMPANY RRG10075 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641
PAULA FRENCH 802-371-2321 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
CONTINUING CARE RRG, INC.11798 58 EAST VIEW LANE, SUITE 2, BARRE, VT 05641-0000
STEVE BEVINS 802-479-7802 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CONTRACTORS INS CO OF NORTH AMER RRG11603 201 MERCHANT STREET, SUITE 2400, HONOLULU, HI 96813-2929
STACEY GIBBS (802) 264-4588 HIPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
CONTROLLED RISK INS CO OF VT RRG10341 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
BECKI M. MINOLI (802) 264-4576 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COPIC, A RISK RETENTION GROUP14906 263 KING STREET, SUITE C, CHARLESTON, SC 29401-1420
SHELYCE ANDERSON FOSTER (720) 858-6000 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COUNTY HALL INSURANCE COMPANY, INC., A RISK RETENTION GROUP15947 401 NORTH TRYON STREET, 10TH FLOOR, CHARLOTTE, NC 28202-2101
DANIEL ERIC GEORGE (760) 487-7399 NCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
COVERYS RRG, INC.14160 ONE FINANCIAL CENTER BOSTON, MA 02111-2621
MICHAEL RICHARD GABREE (617) 428-9888 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CPA MUTUAL INS CO OF AMERICA RRG10164 4923 NORTHWEST 43RD STREET, SUITE C, GAINESVILLE, FL 32606-4460
DAVID CARLETON TATLOCK (802) 861-3227 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
CROSSFIT RISK RETENTION GROUP, INC.13720 111 NORTH SEPULVEDA BOULEVARD, SUITE 325, MANHATTAN BEACH, CA 90266-6849
TONY JAMES SCHMIDT (808) 988-3215 MTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
CRUDEN BAY RRG INC11676 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
RACHEL REYNOLDS (802) 371-2218 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CRYSTAL RUN RECIPROCAL RISK RETENTION GROUP13655 159 BANK STREET, FOURTH FLOOR, BURLINGTON, VT 05401-4479
DAVID CARLETON TATLOCK (802) 861-3227 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
DAN RISK RETENTION GROUP, INC.15928 1327 ASHLEY RIVER ROAD, SUITE 200C, CHARLESTON, SC 29407-5386
KIM CONNELLY BLOOMER (802) 371-2251 SCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
DOCTORS COMPANY RISK RETENTION GROUP, A RECIPROCAL EXCHANGE14347 185 GREENWOOD ROAD NAPA, CA 94558-6270
DOUGLAS CHARLES WILL (707) 226-0100 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
DOCTORS PROFESSIONAL LIABILITY RRG, INC.15893 1605 MAIN STREET, SUITE 800, SARASOTA, FL 34236
TERESA MATTHEWS 800-226-0793 NCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
DUBOIS MEDICAL RRG11842 1090 VERMONT AVENUE, NW WASHINGTON, DC 20005-4905
BRIAN S. KLINE (814) 375-6377 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
EASTERN DENTISTS INS CO RRG10115 159 BANK STREET, FOURTH FLOOR, BURLINGTON, VT 05401-4479
KAREN L. MAHONEY (802) 383-0419 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ELITE TRANSPORTATION RRG INC10125 58 EAST VIEW LANE, SUITE TWO, BARRE, VT 05641-5324
ANDREW CARLTON (941) 373-1113 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
EMERGENCY CAPITAL MANAGEMENT, LLC, RRG14163 1444 I STREET, NW, SUITE 950, WASHINGTON, DC 20005
MELISSA ANNE HANCOCK 202-802-1439- VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
EMERGENCY MEDICINE PROFESSIONAL ASSURANCE COMPANY RRG (EMPAC)12003 9550 S. EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123
ANDREW CARLTON 941-373-1113 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
EMERGENCY PHYSICIANS INSURANCE EXCHANGE RRG (EPIX)11714 13620 LINCOLN WAY, SUITE 230, AUBURN, CA 95603
MICHAEL ANDREW KOLLATH 916-772-2080 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
EVERGREEN USA RRG INC38466 10 FALCON ROAD LEWISTON, ME 04240-5833
ERIC GILCRIS (802) 264-4577 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
EXCELA RECIPROCAL RRG15337 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MELISSA H. LAROSE (802) 864-1716 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
FIRST MEDICAL INS CO RRG11278 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
AARON P. CIULLO (802) 864-2747 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
FORT WAYNE MEDICAL SURETY COMPANY, RRG12625 2555 EAST CAMELBACK ROAD, SUITE 700, PHOENIX, AZ 85016-4264
STEPHANIE ANN LEFKOWSKI (602) 427-3287 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
FRANKLIN CASUALTY INS CO RRG10842 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
DELISCA A. CHRISTIAN (802) 864-2110 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
FREDERICKSBURG PROFESSIONAL RISK EXC12016 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
SILAS FARRAR (802) 371-2223 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GABLES RISK RETENTION GROUP, INC.14032 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
JOSHUA D. BICKNELL (802) 264-2057 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GEISINGER INS CORP RRG12000 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
MICHELLE MURPHY (802) 862-4400 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GERIC INSURANCE RISK RETENTION GROUP, INC.13782 THREE CALEDON COURT, SUITE A, GREENVILLE, SC 29615-3192
RAMON ROBERT RAMOS V (802) 371-2275 HIPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
GLOBAL HAWK INSURANCE COMPANY RRG11948 CHACE MILL, ONE MILL STREET, SUITE 324, BURLINGTON, VT 05401-1523
STEPHEN MARK BROWN (802) 497-2740 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
GOLDEN INS CO RRG11145 18835 NORTH THOMPSON PEAK PARKWAY, SUITE 210, SCOTTSDALE, AZ 85255-6254
NANCY VELASQUEZ (303) 625-2909 NVPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
GOOD SHEPHERD RECIPROCAL RISK RETENTION GROUP, INC.12512 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
GERGANA N. PENCHEVA (843) 614-3143 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GOVERNMENT TECHNOLOGY INSURANCE COMPANY RISK RETENTION GROUP, INC.13973 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
ANDREW CARLTON (941) 373-1113 NVPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
GRACO RRG INC11581 P.O. BOX 22556 CHARLESTON, SC 29413-2556
COURTNEY CHRISTINE FLYNN (843) 414-9714 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GREEN HILLS INS CO RRG11941 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
JEFFREY M. TUCKER (802) 864-5599 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GUARDIAN RRG INC11696 100 MAIN STREET, SUITE 500, BURLINGTON, VT 05401-8475
HOLLY WAGNER (406) 420-3050 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GUTHRIE RRG12014 151 MEETING STREET, SUITE 301, CHARLESTON, SC 29401-2238
JASON MCMILLAN (843) 577-1031 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
HAMDEN ASSURANCE RRG, INC.13057 30 MAIN STREET, SUITE 330, BURLINGTON, VT 05401-8427
JACQUELINE MARIE COURVILL (802) 658-9405 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
HEALTH CARE CAS RRG INC12236 8725 WEST HIGGINS ROAD, SUITE 810, CHICAGO, IL 60631-2734
JOSEPH ROGER HERMAN (773) 864-8280 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
HEALTH CARE INDUSTRY LIABILITY RECIPROCAL INSURANCE COMPANY, RRG11832 130 S. FIRST STREET, 4TH FLOOR, ANN ARBOR, MI 48104
PETER M FEENEY 734 996-2700 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
HEALTH NETWORK PROVIDERS MUT INS CO11813 2233 WISCONSIN AVENUE, NW, SUITE 310, WASHINGTON, DC 20007-4104
STEVE BEVINS (802) 479-7802 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
HEALTH PROVIDERS INS RECIPROCAL RRG10080 1003 BISHOP STREET, SUITE 1220, HONOLULU, HI 96813-6436
JASON L. PALMER (808) 521-0723 HIPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
HEALTHCARE PROVIDERS INS CO RRG11683 BUILDING C, 1327 ASHLEY RIVER ROAD, SUITE 200, CHARLESTON, SC 29407-5384
GEOFFREY LEWIS SALMON (404) 835-0454 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
HOME CONSTRUCTION INS CO RRG11950 9950 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-0001
MARY ELIZABETH GAROFALO (941) 373-1114 NVPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
HOSPITALITY RISK RETENTION GROUP, INC.16038 58 EAST VIEW LANE, SUITE TWO, BARRE, VT 05641-5324
PAMELA LANESE (941) 373-1147 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
HOUSING AUTHORITY RRG INC26797 189 COMMERCE COURT CHESHIRE, CT 06410-1253
NICOLE M. JORDAN (203) 272-8220x VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
HPIC RISK RETENTION GROUP15866 BUILDING C, 1327 ASHLEY RIVER ROAD, SUITE 200, CHARLESTON, SC 29407-5384
GEOFFREY LEWIS SALMON (404) 835-0454 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ICI MUTUAL INSURANCE COMPANY, A RISK RETENTION GROUP11268 1401 H STREET, NW, SUITE 1000, WASHINGTON, DC 20005-2031
MICHAEL ANTHONY HEISER (202) 326-5360 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
INDIANA HEALTHCARE RECIP RRG11692 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
ALIHAN ALIHAN (802) 658-9466 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
INNOVATIVE PHYSICIAN SOLUTIONS RRG12320 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
AMANDA R. WESCOTT (802) 658-9466 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
IQS INSURANCE RISK RETENTION GROUP, INC.15080 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
ANDREW HAMME (802) 264-4592 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
IRONSHORE RISK RETENTION GROUP, INC.14375 1444 I STREET, NW, SUITE 950, WASHINGTON, DC 20005-2210
MELISSA ANNE HANCOCK (202) 802-1439 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
J.M. WOODWORTH RRG, INC.12594 1100 WEST TOWN & COUNTRY ROAD, SUITE 1400, ORANGE, CA 92868-4655
DOUGLAS JOSEPH HAUSER (714) 571-1864 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
KENTUCKIANA MEDICAL RECIPROCAL RRG11872 201 EAST JEFFERSON STREET, SUITE 201B, LOUISVILLE, KY 40202-1286
TANJA KORFF (802) 864-2752 KYPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
KENTUCKY HOSPITAL INS CO RRG11939 2501 NELSON MILLER PARKWAY LOUISVILLE, KY 40223-2221
APRIL NICOLE SMITH (502) 992-4329 KYPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
LAKE STREET RRG INC11803 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
DANIEL S. SCOTT (802) 862-4400 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
LAMMICO RRG, INC.14444 ONE GALLERIA BOULEVARD, SUITE 700, METAIRIE, LA 70001-7510
THOMAS LANE MCCORMICK (504) 831-3756 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
LANCET INDEMNITY RISK RETENTION GROUP, INC.13014 9550 S. EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123
ANDREW CARLTON 800-226-0793 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
LONE STAR ALLIANCE, INC., A RISK RETENTION GROUP15211 PLAZA V, 901 SOUTH MOPAC EXPRESSWAY, SUITE 500, AUSTIN, TX 78746-5776
BRETT PAUL LAROCK (512) 425-5800 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
LVHN RRG11684 151 MEETING STREET, SUITE 301, CHARLESTON, SC 29401-2238
MANNU LUO (843) 577-1035 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MAKE TRANSPORTATION INSURANCE, INC., A RISK RETENTION GROUP12554 1925 LOVERING AVENUE WILMINGTON, DE 19806-2157
COURTNEY CHRISTINE FLYNN (843) 414-9714 DEPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
MARATHON FIN INS CO INC RRG11117 1476 NORTH GREEN MOUNT ROAD O'FALLON, IL 62269-3465
CHRISTINA GIBSON (800) 205-8988 DEPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
MCIC VERMONT INC RRG10697 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
DIANE M. HANSON (802) 652-1571 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MD RISK RETENTION GROUP, INC.12355 805 MADISON STREET, SUITE 901, SEATTLE, WA 98104-1172
PAUL A. FROMENT (406) 282-0170 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MED MAL RISK RETENTION GROUP, INC.14446 741 COOL SPRINGS BOULEVARD FRANKLIN, TN 37067-2750
JENNIFER MERANDA (615) 375-9002 TNPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MEDAMERICA MUTUAL RRG INC26257 3000 OAK ROAD, SUITE 600, WALNUT CREEK, CA 94597-2071
CHRISTOPHER PAUL MERTES (925) 949-0101 HIPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MEDCHOICE RISK RETENTION GROUP, INC.15738 40 JUNE WAY MILTON, VT 05468-3529
JONATHAN J. MCKENZIE (855) 326-3408 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MEDPRO RRG RISK RETENTION GROUP13589 1050 K STREET, NW, SUITE 400, WASHINGTON, DC 20001-4448
GARRETT JAMES DAVENPORT (260) 486-0418 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MENTAL HEALTH RISK RETENTION GROUP44237 MORRIS CORPORATE CENTER IV, 389 INTERPACE PARKWAY, FOURTH FLOOR, PARSIPPANY, NJ 07054-1132
RICHARD WELLS (802) 863-2398 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
MICA RISK RETENTION GROUP, INC.15527 2602 EAST THOMAS ROAD PHOENIX, AZ 85016-8202
MATTHEW G. WALKER (602) 808-2171 DCPhoneStatement Contact Primary Line of Business Domiciled
MIDWEST INSURANCE GROUP, INC., A RISK RETENTION GROUP11999 148 COLLEGE STREET, SUITE 204, BURLINGTON, VT
THAO T NGUYEN 802-391-3082 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
MLM RISK RETENTION GROUP, INC.16026 333 SOUTH SEVENTH STREET, SUITE 2200, MINNEAPOLIS, MN 55402-2451
SCOTT A. TURNER (612) 341-4530 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
MMIC RRG, INC.14062 7701 FRANCE AVENUE, SOUTH, SUITE 500, MINNEAPOLIS, MN 55435-5288
JON GARY BEHNKEN (952) 838-6766 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MOUNTAIN LAKE RISK RETENTION GROUP, INC.13812 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
PETER A. JOY (802) 862-4400 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
MOUNTAIN LAUREL RRG INC11547 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
JOAN M. HUSSEY (802) 864-2744 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MOUNTAIN STATES HEALTHCARE RECIP RRG11585 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
JARED PALARDY (802) 264-2072 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
NASW RISK RETENTION GROUP, INC.14366 1401 EYE STREET, NW, SUITE 600, WASHINGTON, DC 20005-2225
CATHY A. JOHNSON (303) 996-5448 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
NATIONAL ASSISTED LIVING RRG, INC.11806 3740 DAVINCI COURT, STE. 130, NORCROSS, GA 30092
ROSE PATRICK 770-255-4913 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
NATIONAL BUILDERS & CONTRACTORS INS12235 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
JUTHAMAS LEE EVERETT (800) 226-0793 NVPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
NATIONAL CATHOLIC RRG10083 148 COLLEGE STREET, SUITE 204, BURLINGTON, VT 05401-8476
DUSTIN K. PARTLOW (802) 391-3083 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
NATIONAL GUARDIAN RISK RETENTION GROUP36072 737 BISHOP STREET, SUITE 2100, HONOLULU, HI 96813-3280
JEFFRY M. DELMAS (802) 371-2252 HIPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
NATIONAL HOME INSURANCE CO RRG44016 3025 SOUTH PARKER ROAD, SUITE 711, AURORA, CO 80014-2925
HUGH B. MCCREERY (303) 306-0002 COPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
NATIONAL INDEPENDENT TRUCKERS IC RRG11197 610 WEST SAINT GEORGES AVENUE, SUITE 618, LINDEN, NJ 07036-5646
NICOLE S. HUBLER (802) 371-2249 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
NATIONAL MEDICAL PROFESSIONAL RISK RETENTION GROUP, INC.12529 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
GERGANA N. PENCHEVA (843) 614-3143 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
NATIONAL SERVICE CONTRACT INSURANCE COMPANY (RRG)10234 2233 WISCONSIN AVENUE, NW, SUITE 310, WASHINGTON, DC 20007
RENEE LAGUE 802-479-7803 DCPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
NATIONAL TRANSPORTATION INSURANCE COMPANY RISK RETENTION GROUP, LLC16011 1620 PROVIDENCE ROAD TOWSON, MD 21286-1525
MARY CLAIRE GOFF (877) 587-1763 NCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
NCMIC RISK RETENTION GROUP, INC.14130 148 COLLEGE STREET, SUITE 204, BURLINGTON, VT 05401-8476
DUSTIN K. PARTLOW (802) 391-3083 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
NEW HOME WARRANTY INSURANCE COMPANY, A RISK RETENTION GROUP13792 13900 EAST HARVARD AVENUE AURORA, CO 80014-2324
TINA NGUYEN (720) 747-6119 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
NEW STAR RISK RETENTION GROUP, INC.12532 151 MEETING STREET, SUITE 301, CHARLESTON, SC 29401-2238
TONIA A. EPPS (843) 577-1034 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
NEW YORK HEALTHCARE INSURANCE COMPANY, INC., RRG12275 1001 PENNSYLVANIA AVENUE, NW, SUITE 400 SOUTH, WASHINGTON, DC 20004-2505
LINDA VILLANI (941) 373-1116 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
OASIS RECIPROCAL RISK RETENTION GROUP13644 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
GARY A. GRISWOLD (802) 658-9466 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
OCEANUS INS CO A RRG12189 BUILDING C, 1327 ASHLEY RIVER ROAD, SUITE 200, CHARLESTON, SC 29407-5384
LEN T. LOGAN (877) 872-7475x SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
OMS NATL INS CO RRG44121 6133 NORTH RIVER ROAD, SUITE 650, ROSEMONT, IL 60018-5173
KATHERINE ANN EHMANN (847) 653-8730 ILPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ONYX INSURANCE COMPANY, INC., A RISK RETENTION GROUP15208 575 SOUTH SALIMAN ROAD CARSON CITY, NV 89701-5000
RENEA LOUIE (775) 887-2480 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
OOIDA RISK RETENTION GROUP INC10353 58 EAST VIEW LANE, SUITE TWO, BARRE, VT 05641-5324
STEVE BEVINS (802) 479-7802 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
OPHTHALMIC MUTUAL INS CO RRG44105 655 BEACH STREET SAN FRANCISCO, CA 94109-1336
LES J. SCACCALOSI (415) 202-4618 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ORANGE COUNTY MEDICAL RECIP INS RRG12183 2929 NORTH CENTRAL AVENUE, SUITE 1700, PHOENIX, AZ 85012-2761
MARY ELIZABETH GAROFALO (941) 373-1114 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ORTHOFORUM INSURANCE COMPANY (A RISK RETENTION GROUP)14260 1441 MAIN STREET, SUITE 806, COLUMBIA, SC 29201-2848
THERESA MAE CARPENTER (802) 658-9466 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
P&S INSURANCE RISK RETENTION GROUP, INC.15583 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492
MICHAEL JOHN COULTER (843) 614-3135 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
PACE RRG INC11575 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
GARY P. O'HARE (802) 652-1568 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PALLADIUM RISK RETENTION GROUP, INC.15279 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
GARY P. O'HARE (802) 652-1568 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PARATRANSIT INSURANCE COMPANY, RRG44130 775 RIDGE LAKE BOULEVARD, SUITE 105, MEMPHIS, TN 38120
ANITA M. PERKINS 802-371-2219 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
PCH MUTUAL INSURANCE COMPANY, RRG11973 1605 MAIN STREET, SUITE 800, SARASOTA, FL 34236
TERESA MARIE MATTHEWS 941-955-0793 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
PEACE CHURCH RRG INC11846 148 COLLEGE STREET, SUITE 204, BURLINGTON, VT 05401-8476
MEGAN E. OGDEN (843) 225-7168 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PELICAN INS RRG11587 30 MAIN STREET, SUITE 330, BURLINGTON, VT 05401-8427
STACEY BEAUDOIN (802) 658-9405 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PHOEBE RECIPROCAL RRG12004 263 KING STREET, SUITE C, CHARLESTON, SC 29401-1420
MATTHEW G. WATSON (843) 853-0446 SCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
PHYSICIANS CASUALTY RISK RETENTION GROUP, INC.13995 LAKEVIEW CENTER, 2660 EASTCHASE LANE, SUITE 300, MONTGOMERY, AL 36117-7024
JOHN S. MALONEY (718) 937-2010 ALPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PHYSICIANS INDEMNITY RISK RETENTION GROUP, INC.12746 18835 NORTH THOMPSON PEAK PARKWAY, SUITE 210, SCOTTSDALE, AZ 85255-6254
LAURA LEE DURKIN (480) 848-7664 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PHYSICIANS PROACTIVE PROTECTION, INC. RISK RETENTION GROUP12507 151 MEETING STREET, SUITE 301, CHARLESTON, SC 29401-2238
CHRISTOPHER GLENN (843) 577-1364 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PHYSICIANS PROFESSIONAL LIABILTY RRG11514 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
STACEY GIBBS (802) 264-4588 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
PHYSICIANS REIMBURSEMENT RRG10934 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
MICHELE EMMONS (802) 371-2221 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
PHYSICIANS SPECIALTY LTD RRG11513 4535 DRESSLER ROAD, NW CANTON, OH 44718-2545
JEFFRY M. DELMAS (802) 371-2252 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PIH INSURANCE COMPANY, A RECIPROCAL RISK RETENTION GROUP13582 C/O WILLIS MANAGEMENT (HAWAII), 1003 BISHOP STREET, SUITE 1220, HONOLULU, HI 96813-6436
JASON L. PALMER (808) 521-0723 HIPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PINNACLE CONSORTIUM OF HIGHER ED RRG11980 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MARCY WATERFALL (802) 864-6269 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
PLATINUM TRANSPORT INSURANCE RISK RETENTION GROUP, INC.15796 745 FORT STREET, SUITE 1100, HONOLULU, HI 96813-3800
ANNIE WOO (808) 585-3594 HIPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
PONCE DE LEON LTC RRG, INC.11809 1100 WEST TOWN & COUNTRY ROAD, SUITE 1400, ORANGE, CA 92868-4655
DOUGLAS JOSEPH HAUSER (714) 571-1864 FLPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PREFERRED CONTRACTORS INSURANCE COMPANY RRG, LLC12497 1620 PROVIDENCE ROAD TOWSON, MD 21286-1525
MARY CLAIRE GOFF (877) 587-1763 MTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
PREFERRED PHYSICIANS MEDICAL RRG44083 11880 COLLEGE BOULEVARD, SUITE 300, OVERLAND PARK, KS 66210-2141
DEANNA RENEE OLSON (913) 262-2585 MOPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PREFERRED PROFESSIONAL RRG14919 11605 MIRACLE HILLS DRIVE, SUITE 200, OMAHA, NE 68154-4467
KAREN ANNETTE RILEY (402) 392-1566 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PROASSURANCE AMERICAN MUTUAL, A RISK RETENTION GROUP15647 100 BROOKWOOD PLACE BIRMINGHAM, AL 35209-6811
ELAINE MARIE SPARKS (615) 301-1445 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PROBUILDERS SPECIALTY INS CO RRG11671 3025 SOUTH PARKER ROAD, SUITE 711, AURORA, CO 80014-2925
HUGH B. MCCREERY (303) 306-0002 DCPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
PROFESSIONAL EXCHANGE ASSURANCE COMPANY (A RISK RETENTION GROUP)14461 201 MERCHANT STREET, SUITE 2400, HONOLULU, HI 96813-2929
DUSTIN BLASIUS (808) 540-4318 HIPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
PROFESSIONAL QUALITY LIABILITY INSURANCE COMPANY, A RISK RETENTION GROUP
12608 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MICHAEL A. CZAPLICKE (802) 864-2109 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PROFESSIONALS RISK RETENTION GROUP, INC.13067 108 CRESTVIEW DRIVE, SUITE A, BIGFORK, MT 59911-3557
PAUL A. FROMENT (406) 282-0170 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PROSPECT MEDICAL HOLDINGS RISK RETENTION GROUP, INC. IC15990 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
SCOTT ANDREW MAILLE (802) 264-4711 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PUBLIC UTILITY MUTUAL INSURANCE COMPANY, RRG11350 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MARCY WATERFALL (802) 864-6269 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
RECREATION RISK RETENTION GROUP, INC.15905 159 BANK STREET, FOURTH FLOOR, BURLINGTON, VT 05401-4479
KAREN L. MAHONEY (802) 383-0419 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
RED CLAY RISK RETENTION GROUP, INC.13078 701 EAST BAY STREET, SUITE 514, CHARLESTON, SC 29403-5095
LAURA ROEMER RODRIGO (843) 884-5902 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
RED ROCK RISK RETENTION GROUP, INC.13736 2555 EAST CAMELBACK ROAD, SUITE 700, PHOENIX, AZ 85016-4264
LEE M. MILIZIA (623) 427-3208 AZPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
REPUBLIC RRG12019 1180 SAM RITTENBERG BOULEVARD, SUITE 235, CHARLESTON, SC 29407-3384
ROBERT G. MEETZE (843) 573-4676 SCPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
RESTORATION RISK RETENTION GROUP, INC.12209 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
MATHEW A. ROBINSON (802) 652-1556 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
ROMULUS INSURANCE RISK RETENTION GROUP, INC.15744 1327 ASHLEY RIVER ROAD, SUITE 200C, CHARLESTON, SC 29407-5386
JEFFRY M. DELMAS (802) 371-2252 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
RPX RRG14135 201 MERCHANT STREET, SUITE 2400, HONOLULU, HI 96813-2929
DUSTIN BLASIUS (808) 540-4318 HIPhoneStatement Contact Primary Line of Business Product Liability (Occurrence) Domiciled
SAGE RISK RETENTION GROUP, INC.15631 3651 LINDELL ROAD, SUITE D1152, LAS VEGAS, NV 89103-1254
JONATHAN J. MCKENZIE (855) 326-3408 NVPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
SAINT LUKE'S HLTH SYSTEM RRG11712 1327 ASHLEY RIVER ROAD, SUITE 200, CHARLESTON, SC 29407-5384
ALICIA D. COLELLA (802) 371-2238 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
SAMARITAN RISK RETENTION GROUP, INC.12511 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
SCRUBS MUTUAL ASSURANCE COMPANY RISK RETENTION GROUP12988 3651 LINDELL ROAD, SUITE D1152, LAS VEGAS, NV 89103-1254
JONATHAN J. MCKENZIE (855) 326-3408 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
SECURITY AMERICA RRG INC11267 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
REBECCA K. BUTLER (802) 864-2034 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
SELECT MD RRG14136 108 CRESTVIEW DRIVE, SUITE A, BIGFORK, MT 59911-3557
PAUL A. FROMENT (406) 282-0170 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
SENIORSFIRST RISK RETENTION GROUP, INC.16088 5630 UNIVERSITY PARKWAY, WINSTON-SALEM, NC 27105
LILIA M WHITTEMORE 800-226-0793 NCPhoneStatement Contact Primary Line of Business Domiciled
SIGMA RRG, INC.13557 C/O AON RISK SERVICES, INC., 1120 20TH ST., N.W.,, WASHINGTON, DC 20036
EMI SWAIM 202-862-5339 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
SOUTHWEST PHYSICIANS RISK RETENTION GROUP, INC.12907 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
KELLY BOURNE (843) 614-3132 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
SPIRIT COMMERCIAL AUTO RISK RETENTION GROUP14207 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
TERESA MARIE MATTHEWS (941) 373-1162 NVPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
SPIRIT MOUNTAIN INSURANCE COMPANY RRG, INC10754 2233 WISCONSIN AVE., N.W., SUITE 310, WASHINGTON, DC 20007
JUTHAMAS LEE EVERETT 800-226-0793 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ST CHARLES INS CO RRG11114 38 BROAD STREET, SUITE 210, CHARLESTON, SC 29401-3042
CHARLES A. WANNER (602) 200-6900 SCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
ST LUKES HEALTH NETWORK INS CO RRG11688 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
KYLE ADAM METAYER (802) 264-4710 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
STATES SELF-INSURERS RRG44075 222 SOUTH NINTH STREET, SUITE 2700, MINNEAPOLIS, MN 55402-3332
LYNN MAJIWA (612) 766-3000 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
STICO MUT INS CO RRG10476 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
BECKI M. MINOLI (802) 264-4576 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
SUBURBAN HEALTH ORGANIZATION RISK RETENTION GROUP, LLC13135 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
ELIZABETH J. FORNEY (843) 614-3140 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
SUNLAND RISK RETENTION GROUP, INC.14026 14362 N FRANK LLOYD WRIGHT BLVD., STE 1000, SCOTTSDALE, AZ 85260
CHARLA M SMYSER 800-800-4324- TNPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
TERRA INS CO RRG10113 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
PAULA A. FRENCH (802) 371-2321 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
TERRAFIRMA RISK RETENTION GROUP LLC14395 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MARCY WATERFALL (802) 864-6269 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
THE HEALTHCARE UNDERWRITING CO RRG10152 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MARCY WATERFALL (802) 864-6269 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
TITAN INS CO INC RRG11153 BUILDING C, 1327 ASHLEY RIVER ROAD, SUITE 200, CHARLESTON, SC 29407-5384
WAI-HANG FLORA CHAN (972) 331-1000x SCPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
TITLE INDUSTRY ASSURANCE CO RRG10084 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
KIM FRASCA (802) 264-3538 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
TRANSPORT RISK SOLUTIONS RISK RETENTION GROUP, INC.16025 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
KELLY BOURNE (843) 614-3132 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
TRANSPORTATION INSURANCE SERVICES RISK RETENTION GROUP, INC.15767 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
KELLY BOURNE (843) 614-3132 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
TRINITY RISK SOLUTIONS RECIPROCAL INSURANCE COMPANY RRG11958 2233 WISCONSIN AVENUE, N.W., SUITE 310, WASHINGTON, DC 20007
STEVE BEVINS 802-479-7802 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
UNITED CENTRAL PA RRG11548 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
RONDA LYNN DEVINO (802) 264-4593 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
UNITED EDUCATORS INS RRG INC10020 7700 WISCONSIN AVENUE, SUITE 500, BETHESDA, MD 20814-3556
KAREN LEE VERDON (301) 215-6423 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
UNITED HOME INSURANCE CO A RRG10712 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
JOHN H. RAYMOND (802) 864-2751 VTPhoneStatement Contact Primary Line of Business Warranty Domiciled
URGENT CARE ASSURANCE COMPANY RISK RETENTION GROUP12915 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
ANDREW CARLTON (941) 373-1113 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
URGENT MD RISK RETENTION GROUP, INC.15908 58 EAST VIEW LANE, SUITE TWO, BARRE, VT 05641-5324
ANDREW CARLTON (941) 373-1113 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurence) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
UV INSURANCE RISK RETENTION GROUP, INC.13988 201 MERCHANT STREET, SUITE 2400, HONOLULU, HI 96813-2929
STEPHEN CHONG (808) 540-4323 HIPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
VEHICULAR SERVICE INSURANCE COMPANY, RISK RETENTION GROUP11063 2007 POOLE DRIVE HUNTSVILLE, AL 35810-3891
SUSAN MARIE URIE (843) 640-3170 OKPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
VELOCITY INSURANCE COMPANY, A RISK RETENTION GROUP15956 1327 ASHLEY RIVER ROAD, SUITE 200C, CHARLESTON, SC 29407-5386
JEFFRY M. DELMAS (802) 371-2252 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
VIRGINIA PHYSICIANS RISK RETENTION GROUP, INC.13974 108 CRESTVIEW DRIVE BIGFORK, MT 59911-3557
PAUL A. FROMENT (406) 282-0170 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
WELLSPAN RRG11682 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
JENNIFER L. PETTENGILL (802) 864-2111 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
WESTERN CATHOLIC INSURANCE COMPANY RRG14122 140 KENNEDY DRIVE SOUTH BURLINGTON, VT 05403-6710
TRICIA LYNN ALGER (802) 922-9456 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
WESTERN PACIFIC MUT INS CO RRG40940 9265 MADRAS COURT LITTLETON, CO 80130-4444
SHERLYN WILKINSON FARRELL (303) 263-0311 COPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
YELLOWSTONE INSURANCE EXCHANGE (A RISK RETENTION GROUP)11796 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
ANITA M. PERKINS (802) 371-2219 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
ACADEMIC MEDICAL PROFESSIONALS INSURANCE EXCHANGE RISK RETENTION GROUP
12934 $4,366,185 $0 $5,464,569$1,098,384 $1,152,669 $281,918 $1,894,657$460,070 $3,569,912 ($95)
ADVANCED PHYSICIANS INS RRG INC12166 $1,441,484 $0 $1,526,199$84,715 $21,161 $50,040 $112,906$41,705 $1,413,293 $3
AEGIS HEALTHCARE RRG, INC.12252 $2,048,248 $235,886 $5,572,595$3,288,461 $1,710,335 $242,476 $2,672,436$719,625 $2,900,159 ($259)
AFFILIATES INSURANCE RECIPROCAL, A RISK RETENTION GROUP13677 $6,751,767 $0 $7,831,346$1,079,579 $739,223 $92,053 $2,282,472$1,451,196 $5,548,874 $0
AGGREGATE SECURITY INSURANCE GROUP, A RISK RETENTION GROUP13606 $0 $0 $0$0 $0 $0 $0$0 $0 $0
AGRI INSURANCE EXCHANGE RRG28380 $18,875,552 $0 $18,902,365$26,813 $2,522,000 $237,042 $3,475,739$716,697 $15,426,626 ($313)
ALLEGIANT INS CO INC A RRG11965 $24,371,915 $3,013,539 $29,703,571$2,318,117 $10,938,337 $0 $17,514,440$6,576,103 $12,189,131 $887
ALLIANCE OF NONPROFITS FOR INS RRG10023 $87,877,874 $0 $104,924,435$17,046,561 $47,673,690 $16,514,299 $66,666,811$2,478,822 $38,257,624 $329
ALLIED PREMIER INSURANCE A RRG15639 $2,369,777 $664,770 $3,042,867$8,320 $1,333,356 $0 $1,922,217$588,861 $1,120,651 ($677)
ALLIED PROFESSIONALS INSURANCE COMPANY, RRG11710 $45,581,493 $690,121 $48,837,135$2,565,521 $20,938,063 $5,085,484 $28,027,846$2,004,299 $20,809,289 ($198)
ALLIED SERVICES RISK RETENTION GROUP12013 $6,409,399 $0 $7,296,282$886,883 $1,697,665 $759,164 $2,820,569$363,740 $4,475,713 ($217)
AMERICAN ASSOC OF OTHODONTISTS RRG10232 $46,644,959 $0 $48,464,271$1,819,312 $25,414,517 $3,822,453 $32,479,808$3,242,838 $15,984,463 $121
AMERICAN BUILDERS INSURANCE COMPANY RRG, INC.12631 $604,336 $0 $1,095,691$491,355 $109,423 $453,167 $511,558($51,032) $584,133 $0
AMERICAN CONTRACTORS INS CO RRG12300 $10,427,477 $0 $40,801,273$30,373,796 $0 $0 $30,593,581$30,593,581 $10,207,692 $0
AMERICAN EXCESS INS EXCHANGE RRG10903 $309,380,073 $0 $311,454,260$2,074,187 $120,198,585 $14,447,797 $137,448,658$2,802,276 $174,005,602 ($7,302)
AMERICAN FOREST CASUALTY COMPANY RRG11590 $8,002,759 $0 $8,741,246$738,487 $2,735,912 $966,664 $4,201,456$498,880 $4,539,790 ($278)
AMERICAN RISK MGMT RRG INC.15853 $2,923,507 $0 $3,771,651$848,144 $1,315,604 $769,999 $2,153,785$68,182 $1,617,866 ($35)
AMERICAN SAFETY RRG INC25448 $0 $0 $0$0 $0 $0 $0$0 $0 $0
AMERICAN TRUCKING AND TRANSPORTATION INSURANCE COMPANY, RRG
11534 $35,107,534 $0 $43,944,388$8,836,854 $21,563,956 $7,155,708 $36,848,529$8,128,865 $7,095,859 $1,056
AMERIGUARD RRG INC12171 $15,161,133 $0 $15,212,992$51,859 $4,166,795 $0 $6,390,845$2,224,050 $8,822,147 ($799)
A-ONE COMMERCIAL INSURANCE RISK RETENTION GROUP, INC.15597 $10,590,919 $1,609,581 $16,655,620$4,455,120 $8,334,116 $4,407,651 $13,999,978$1,258,211 $2,655,642 $917
APPLIED MEDICO-LEGAL SOLUTIONS RRG, INC.11598 $115,792,371 $986,662 $154,731,034$37,952,001 $67,030,056 $31,000,671 $110,603,887$12,573,160 $44,127,147 $0
ARCHITECTS & ENGINEERS INS CO RRG44148 $12,325,784 $0 $20,363,346$8,037,562 $3,501,207 $1,958,698 $9,998,587$4,538,682 $10,364,759 ($88)
ARCOA RISK RETENTION GROUP, INC.13177 $17,370,551 $0 $18,472,089$1,101,538 $9,969,628 $0 $10,681,000$711,372 $7,791,089 ($12)
ARISE BOILER INSPECTION AND INSURANCE COMPANY RISK RETENTION GROUP
13580 $3,394,267 $0 $4,547,204$1,152,937 $175,000 $460,646 $945,936$310,290 $3,601,268 $0
ASPEN SPECIALTY RISK RETENTION GROUP, INC.15354 $293,406 $0 $293,406$0 $0 $0 $55,186$55,186 $238,220 $0
ASSET PROTECTION PROGRAM RISK RETENTION GROUP, INC.12224 $1,033,160 $0 $1,049,585$16,425 $62,136 $0 $66,121$3,985 $983,464 ($14)
ASSOCIATION OF CERTIFIED MORTGAGE ORIGINATORS RISK RETENTION GROUP, INC.
14425 $1,322,331 $0 $2,151,742$829,411 $58,526 $0 $1,002,162$943,636 $1,149,580 $0
ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC RRG33677 $10,960,117 $355,556 $11,480,658$164,985 $2,785,925 $1,337,171 $5,266,164$1,143,068 $6,214,494 $49
ATTORNEYS INSURANCE MUTUAL RRG INC22670 $21,207,792 $0 $21,476,563$268,771 $5,529,997 $1,992,732 $12,741,724$5,218,995 $8,734,839 ($29)
ATTORNEYS LIAB ASSUR SOCIETY INC RRG10639 $1,994,072,362 $0 $2,002,656,438$8,584,076 $981,708,047 $50,948,142 $1,318,112,920$285,456,731 $684,543,518 ($77,224)
ATTORNEYS LIAB PROTECTION SOC RRG32450 $121,858,648 $0 $130,243,100$8,384,452 $56,274,186 $16,347,567 $89,154,842$16,533,089 $41,088,258 ($700)
ATTPRO RRG RECIPROCAL RISK RETENTION GROUP13795 $2,151,692 $0 $3,226,137$1,074,445 $123,750 $56,141 $2,159,388$1,979,497 $1,066,750 ($2)
AUTOMOTIVE UNDERWRITERS INS CO A RRG11033 $0 $0 $0$0 $0 $0 $0$0 $0 $0
AVIATION ALLIANCE INSURANCE RISK RETENTION GROUP, INC.13791 $1,441,580 $0 $2,047,298$605,718 $1,232,313 $187,649 $1,534,903$114,941 $512,395 $581
BAR VERMONT RISK RETENTION GROUP INC10174 $28,013,903 $0 $44,043,076$16,029,173 $4,112,303 $0 $25,025,492$20,913,189 $19,017,584 ($151)
BAY INSURANCE RISK RETENTION GROUP, INC.15582 $354,557 $0 $943,813$589,256 $0 $0 $251,432$251,432 $692,381 $0
BEACONHARBOR MUTUAL RISK RETENTION GROUP14487 $50,398 $0 $1,044,977$994,579 $0 $184 $9,293$9,109 $1,035,684 $0
BEDFORD PHYSICIANS RISK RETENTION GROUP, INC.12933 $26,752,211 $0 $44,037,094$17,284,883 $31,999,718 $2,706,432 $34,873,207$167,057 $9,163,887 $766
BONDED BUILDERS INSURANCE COMPANY, A RISK RETENTION GROUP13010 $3,121,616 $0 $3,445,621$324,005 $208,148 $1,248,626 $1,537,260$80,486 $1,908,361 ($80)
BROADLINE RISK RETENTION GROUP, INC.13788 $89,601,357 $0 $104,154,109$14,552,752 $60,711,860 $14,075,656 $75,361,002$573,486 $28,793,107 $469
BTTS INSURANCE RISK RETENTION GROUP, INC.15591 $611,152 $0 $693,217$82,065 $0 $0 $184,088$184,088 $509,128 $0
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
C.A.R. RISK RETENTION GROUP, INC.15921 $362,603 $0 $1,725,242$1,362,639 $318,183 $0 $367,222$49,039 $1,358,020 $199
CALIFORNIA HEALTHCARE INS CO INC RRG44504 $112,065,350 $0 $125,395,176$13,329,826 $53,678,320 $6,548,545 $67,692,087$7,465,222 $57,703,089 ($151)
CALIFORNIA MEDICAL GRP INS CO RRG12180 $13,879,183 $0 $18,579,757$4,700,574 $11,400,696 $3,011,288 $14,493,110$81,126 $4,086,647 $2,174
CARE RISK RETENTION GROUP, INC.11825 $15,243,082 $272,341 $19,102,097$3,586,674 $12,115,490 $3,653,013 $14,096,119($1,672,384) $5,005,978 ($128)
CAREGIVERS UNITED LIAB INS CO RRG11544 $40,233,963 $99,097 $43,232,092$2,899,032 $13,140,124 $1,945,626 $16,796,258$1,710,508 $26,435,834 ($68)
CARING COMMUNITIES, A RECIPROCAL RISK RETENTION GROUP12373 $75,537,781 $0 $87,551,097$12,013,316 $17,619,478 $2,527,249 $34,719,995$14,573,268 $52,831,105 $0
CASSATT RISK RETENTION GROUP INC10808 $4,985,130 $0 $18,577,544$13,592,414 $87,790 $75,000 $14,860,969$14,698,179 $3,716,576 $8
CENTRAL PA PHYSICIANS RRG INC11694 $48,068,550 $0 $52,013,452$3,944,902 $23,925,999 $6,129,674 $31,035,180$979,507 $20,978,272 $1,430
CENTURION MEDICAL LIABILITY PROTECTIVE RRG, INC.11976 $17,381,714 $0 $20,418,416$3,036,702 $3,142,288 $3,458,921 $7,568,715$967,506 $12,849,701 $476
CHEROKEE GUARANTEE COMPANY INC., RRG14388 $18,460,922 $2,429,370 $22,680,287$1,789,995 $15,726,408 $1,841,590 $18,728,084$1,160,086 $3,952,203 $3,760
CIRCLE STAR INS CO RRG11839 $2,799,152 $0 $5,321,574$2,522,422 $749,716 $115,380 $3,628,870$2,763,774 $1,692,704 $0
CLAIM PROFESSIONALS LIAB INS CO RRG12172 $3,634,007 $0 $4,464,226$830,219 $637,095 $291,663 $1,731,345$802,587 $2,732,881 ($10)
CLARIAN HLTH RRG INC11992 $0 $0 $0$0 $0 $0 $0$0 $0 $0
CMIC RISK RETENTION GROUP13756 $3,694,135 $0 $5,375,269$1,681,134 $464,920 $1,019,837 $2,560,708$1,075,951 $2,814,561 $0
COLLEGE LIABILITY INS CO A RECIP RRG44598 $14,715,698 $0 $16,926,727$2,211,029 $6,754,053 $3,139,558 $9,939,290$45,679 $6,987,437 ($238)
COLLEGE RISK RETENTION GROUP, INC.13613 $22,008,932 $0 $31,585,577$9,576,645 $11,981,375 $5,643,444 $21,964,219$4,339,400 $9,621,358 ($46)
COLUMBIA NATIONAL RRG INC10803 $1,778,441 $0 $1,941,742$163,301 $0 $402,322 $674,638$272,316 $1,267,104 $0
COMCARE PRO INS RECIPROCAL RRG11864 $4,691,656 $47 $6,129,216$1,437,513 $830,581 $1,768,674 $2,829,177$229,922 $3,300,039 $727
COMMERCIAL HIRECAR INSURANCE COMPANY, A RISK RETENTION GROUP
15836 $1,578,297 $0 $5,771,655$4,193,358 $908,409 $1,957,548 $4,017,774$1,151,817 $1,753,881 $60
COMMUNITIES OF FAITH RRG INC11807 $14,021,349 $0 $14,822,059$800,710 $1,717,413 $287,363 $2,098,808$94,032 $12,723,251 $0
COMMUNITY BLOOD CENTERS EXCH RRG13893 $17,447,672 $0 $18,430,040$982,368 $2,188,706 $919,900 $4,242,231$1,133,625 $14,187,809 $0
COMMUNITY CARE RISK RETENTION GROUP, INC.15798 $5,183,951 $0 $9,606,787$4,422,836 $4,387,530 $1,663,008 $6,916,979$866,441 $2,689,808 ($46)
COMMUNITY HEALTH ALLIANCE RECIP RRG11536 $40,554,559 $0 $44,646,514$4,091,955 $20,376,673 $0 $33,680,583$13,303,910 $10,965,931 $196
COMMUNITY HOSPITAL RRG11259 $245,689,370 $0 $256,312,207$10,622,837 $115,313,286 $9,220,398 $129,892,846$5,359,162 $126,419,360 $559
COMPASS SPECIALTY INSURANCE RISK RETENTION GROUP, INC.15867 $2,900,983 $0 $4,064,925$1,163,942 $354,918 $1,489,865 $2,360,361$515,578 $1,704,564 $50
CONSUMER SPECIALTIES INSURANCE COMPANY RRG10075 $3,903,282 ($21,562) $3,997,659$115,939 $1,321,455 $154,717 $1,664,715$188,543 $2,332,944 ($120)
CONTINUING CARE RRG, INC.11798 $2,167,215 $9,000 $4,335,974$2,159,759 $1,987,047 $798,669 $3,298,089$512,373 $1,037,885 $536
CONTRACTORS INS CO OF NORTH AMER RRG11603 $27,093,360 $0 $36,380,340$9,286,980 $5,682,912 $332,421 $9,199,390$3,184,057 $27,180,948 ($1,730)
CONTROLLED RISK INS CO OF VT RRG10341 $66,584,064 $0 $67,209,181$625,117 $16,367,162 $5,413,393 $27,891,459$6,110,904 $39,317,718 ($2)
COPIC, A RISK RETENTION GROUP14906 $728,478 $0 $992,366$263,888 $9,000 $19,858 $352,018$323,160 $640,348 $0
COUNTY HALL INSURANCE COMPANY, INC., A RISK RETENTION GROUP15947 $10,022,532 $0 $16,892,033$6,869,501 $3,147,554 $8,393,175 $12,304,717$763,988 $4,587,316 $6
COVERYS RRG, INC.14160 $22,193,182 $0 $28,110,633$5,917,451 $4,764,781 $747,794 $15,137,902$9,625,327 $12,972,731 $305
CPA MUTUAL INS CO OF AMERICA RRG10164 $13,479,978 $0 $17,169,048$3,689,070 $6,518,897 $2,204,318 $11,653,771$2,930,556 $5,515,278 $580
CROSSFIT RISK RETENTION GROUP, INC.13720 $0 $0 $0$0 $0 $0 $0$0 $0 $0
CRUDEN BAY RRG INC11676 $16,609,025 $0 $17,117,524$508,499 $8,372,372 $504,110 $9,576,993$700,511 $7,540,530 $683
CRYSTAL RUN RECIPROCAL RISK RETENTION GROUP13655 $16,168,795 $0 $18,098,055$1,929,260 $9,769,673 $0 $14,838,227$5,068,554 $3,259,828 $0
DAN RISK RETENTION GROUP, INC.15928 $2,366,542 $0 $2,462,794$96,252 $46,821 $53,135 $1,496,718$1,396,762 $966,075 $0
DOCTORS COMPANY RISK RETENTION GROUP, A RECIPROCAL EXCHANGE
14347 $8,100,432 $0 $17,156,006$9,055,574 $3,869,779 $5,526,666 $12,431,853$3,035,408 $4,724,153 $0
DOCTORS PROFESSIONAL LIABILITY RRG, INC.15893 $2,668,766 $288,732 $3,790,238$832,740 $774,740 $950,190 $2,002,719$277,789 $1,787,519 ($13)
DUBOIS MEDICAL RRG11842 $12,849,125 $0 $13,796,172$947,047 $2,780,291 $984,401 $3,874,900$110,208 $9,921,272 ($33)
EASTERN DENTISTS INS CO RRG10115 $52,960,516 $557,695 $59,590,939$6,072,728 $22,865,000 $7,215,718 $33,606,360$3,525,642 $25,984,579 ($1,922)
ELITE TRANSPORTATION RRG INC10125 $6,882,328 $0 $10,461,429$3,579,101 $6,800,798 $1,152,127 $9,283,978$1,331,053 $1,177,451 $762
EMERGENCY CAPITAL MANAGEMENT, LLC, RRG14163 $8,713,186 $422,742 $9,245,182$109,254 $4,957,423 $748,477 $6,183,593$477,693 $3,061,589 ($1)
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
EMERGENCY MEDICINE PROFESSIONAL ASSURANCE COMPANY RRG (EMPAC)
12003 $13,644,334 $1,845,550 $20,351,810$4,861,926 $6,367,035 $2,992,135 $12,204,158$2,844,988 $8,147,652 $1,000
EMERGENCY PHYSICIANS INSURANCE EXCHANGE RRG (EPIX)11714 $21,073,486 $0 $25,129,772$4,056,286 $12,540,062 $1,723,276 $15,495,998$1,232,660 $9,633,774 $0
EVERGREEN USA RRG INC38466 $0 $0 $0$0 $0 $0 $0$0 $0 $0
EXCELA RECIPROCAL RRG15337 $10,881,164 $0 $12,031,483$1,150,319 $8,965,818 $928,280 $9,963,005$68,907 $2,068,478 $426
FIRST MEDICAL INS CO RRG11278 $97,489,569 $0 $108,698,671$11,209,102 $43,261,507 $7,851,929 $53,334,029$2,220,593 $55,364,642 $4,978
FORT WAYNE MEDICAL SURETY COMPANY, RRG12625 $4,125,768 $0 $4,232,319$106,551 $861,753 $594,827 $1,648,147$191,567 $2,584,172 $130
FRANKLIN CASUALTY INS CO RRG10842 $5,069,397 $0 $45,011,070$39,941,673 $7,155,137 $2,614,329 $40,973,523$31,204,057 $4,037,547 $528
FREDERICKSBURG PROFESSIONAL RISK EXC12016 $13,933,035 $0 $19,952,536$6,019,501 $6,255,064 $502,063 $6,961,610$204,483 $12,990,926 ($6)
GABLES RISK RETENTION GROUP, INC.14032 $8,609,942 $0 $9,592,194$982,252 $3,988,691 $1,299,706 $5,466,740$178,343 $4,125,454 $639
GEISINGER INS CORP RRG12000 $2,907,960 $0 $25,868,156$22,960,196 $500,000 $946,223 $14,217,607$12,771,384 $11,650,549 $0
GERIC INSURANCE RISK RETENTION GROUP, INC.13782 $2,927,009 $0 $3,849,686$922,677 $18,695 $103,061 $766,524$644,768 $3,083,162 ($83)
GLOBAL HAWK INSURANCE COMPANY RRG11948 $0 $0 $0$0 $0 $0 $0$0 $0 $0
GOLDEN INS CO RRG11145 $10,306,225 $294,433 $13,572,889$2,972,231 $3,592,569 $6,077,687 $10,476,660$806,404 $3,096,229 $166
GOOD SHEPHERD RECIPROCAL RISK RETENTION GROUP, INC.12512 $10,160,789 $0 $10,836,907$676,118 $2,715,888 $649,000 $3,393,575$28,687 $7,443,332 ($446)
GOVERNMENT TECHNOLOGY INSURANCE COMPANY RISK RETENTION GROUP, INC.
13973 $536,294 $180,738 $1,510,842$793,810 $284,916 $231,878 $892,512$375,718 $618,330 $0
GRACO RRG INC11581 $637,413 $0 $933,664$296,251 $0 $0 $364,632$364,632 $569,032 $0
GREEN HILLS INS CO RRG11941 $9,656,875 $0 $13,317,249$3,660,374 $4,423,765 $3,026,005 $8,523,214$1,073,444 $4,794,035 ($560)
GUARDIAN RRG INC11696 $0 $0 $0$0 $0 $0 $0$0 $0 $0
GUTHRIE RRG12014 $51,722,721 $0 $58,105,203$6,382,482 $34,010,051 $5,811,845 $40,106,978$285,082 $17,998,225 $1,326
HAMDEN ASSURANCE RRG, INC.13057 $1,490,866 $0 $90,056,235$88,565,369 $0 $0 $88,311,057$88,311,057 $1,745,178 $0
HEALTH CARE CAS RRG INC12236 $9,302,153 $0 $10,537,329$1,235,176 $5,700,160 $317,693 $8,357,772$2,339,919 $2,179,557 ($443)
HEALTH CARE INDUSTRY LIABILITY RECIPROCAL INSURANCE COMPANY, RRG
11832 $28,632,642 $209,884 $51,546,887$22,704,361 $9,035,763 $1,960,196 $34,057,826$23,061,867 $17,489,060 $1
HEALTH NETWORK PROVIDERS MUT INS CO11813 $6,493,078 $0 $8,095,329$1,602,251 $3,949,141 $611,168 $5,013,627$453,318 $3,081,702 $1
HEALTH PROVIDERS INS RECIPROCAL RRG10080 $74,435,596 $0 $83,302,986$8,867,390 $16,766,201 $4,307,522 $23,292,558$2,218,835 $60,010,428 ($4,720)
HEALTHCARE PROVIDERS INS CO RRG11683 $78,386,630 $0 $81,316,696$2,930,066 $25,945,882 $5,185,608 $35,269,806$4,138,316 $46,046,890 $0
HOME CONSTRUCTION INS CO RRG11950 $0 $0 $0$0 $0 $0 $0$0 $0 $0
HOSPITALITY RISK RETENTION GROUP, INC.16038 $3,888,429 $287,917 $5,430,220$1,253,874 $775,168 $1,568,776 $2,730,418$386,474 $2,699,802 ($1)
HOUSING AUTHORITY RRG INC26797 $286,226,067 $0 $306,157,173$19,931,106 $97,941,500 $15,163,292 $128,032,088$14,927,296 $178,125,085 ($6,114)
HPIC RISK RETENTION GROUP15866 $950,113 $0 $956,451$6,338 $130,554 $2,076 $395,610$262,980 $560,841 $0
ICI MUTUAL INSURANCE COMPANY, A RISK RETENTION GROUP11268 $343,353,582 $3,658,850 $370,337,769$23,325,337 $60,041,192 $12,068,298 $96,931,259$24,821,769 $273,406,510 ($12,868)
INDIANA HEALTHCARE RECIP RRG11692 $52,568,734 $0 $53,472,016$903,282 $20,256,667 $1,977,284 $23,757,825$1,523,874 $29,714,191 ($95)
INNOVATIVE PHYSICIAN SOLUTIONS RRG12320 $4,190,258 $0 $5,245,169$1,054,911 $3,135,880 $1,051,992 $4,241,906$54,034 $1,003,263 $1
IQS INSURANCE RISK RETENTION GROUP, INC.15080 $689,358 $0 $1,924,473$1,235,115 $333,166 $212,643 $638,204$92,395 $1,286,270 $68
IRONSHORE RISK RETENTION GROUP, INC.14375 $31,611 $0 $1,618,878$1,587,267 $299,171 $7,212 $863,210$556,827 $755,668 ($11)
J.M. WOODWORTH RRG, INC.12594 $4,216,495 $1,728,392 $5,985,047$40,160 $4,628,785 $0 $4,628,785$0 $1,356,262 ($325)
KENTUCKIANA MEDICAL RECIPROCAL RRG11872 $49,676,853 $0 $54,766,249$5,089,396 $16,213,560 $1,485,471 $18,252,878$553,847 $36,513,371 $377
KENTUCKY HOSPITAL INS CO RRG11939 $17,316,286 $0 $18,652,784$1,336,498 $8,346,452 $631,018 $10,148,627$1,171,157 $8,504,156 ($1,341)
LAKE STREET RRG INC11803 $2,059,316 $0 $2,231,363$172,047 $576,499 $102,250 $710,981$32,232 $1,520,382 $0
LAMMICO RRG, INC.14444 $5,790,732 $0 $5,884,370$93,638 $77,512 $9,440 $306,401$219,449 $5,577,969 ($6)
LANCET INDEMNITY RISK RETENTION GROUP, INC.13014 $11,629,383 $962,547 $18,240,974$5,649,044 $9,666,128 $4,017,184 $14,767,828$1,084,516 $3,473,146 $0
LONE STAR ALLIANCE, INC., A RISK RETENTION GROUP15211 $4,991,250 $0 $9,037,958$4,046,708 $1,387,774 $250,440 $5,678,918$4,040,704 $3,359,040 $39
LVHN RRG11684 $62,502,430 $0 $83,047,726$20,545,296 $0 $0 $78,047,726$78,047,726 $5,000,000 $2,813
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
MAKE TRANSPORTATION INSURANCE, INC., A RISK RETENTION GROUP12554 $4,025,974 $0 $8,319,838$4,293,864 $1,718,530 $2,304,043 $5,964,690$1,942,117 $2,355,148 $1
MARATHON FIN INS CO INC RRG11117 $3,036,928 $0 $3,380,364$343,436 $0 $246,114 $1,266,456$1,020,342 $2,113,907 ($35)
MCIC VERMONT INC RRG10697 $1,831,240,800 $0 $1,952,185,272$120,944,472 $1,090,454,341 $81,564,408 $1,356,868,637$184,849,888 $595,316,635 $0
MD RISK RETENTION GROUP, INC.12355 $0 $0 $0$0 $0 $0 $0$0 $0 $0
MED MAL RISK RETENTION GROUP, INC.14446 $2,715,877 $0 $3,098,458$382,581 $689,879 $37,877 $1,682,534$954,778 $1,415,924 $8
MEDAMERICA MUTUAL RRG INC26257 $109,804,048 $0 $120,166,446$10,362,398 $49,125,974 $6,270,221 $68,877,783$13,481,588 $51,288,663 ($2,000)
MEDCHOICE RISK RETENTION GROUP, INC.15738 $0 $0 $0$0 $0 $0 $0$0 $0 $0
MEDPRO RRG RISK RETENTION GROUP13589 $47,245,787 $0 $94,480,754$47,234,967 $7,568,552 $1,327,145 $87,692,922$78,797,225 $6,787,828 ($154)
MENTAL HEALTH RISK RETENTION GROUP44237 $30,594,649 $0 $31,383,626$788,977 $9,341,972 $1,927,968 $13,082,429$1,812,489 $18,301,197 ($1,749)
MICA RISK RETENTION GROUP, INC.15527 $781,457 $0 $781,653$196 $0 $0 $0$0 $781,653 $0
MIDWEST INSURANCE GROUP, INC., A RISK RETENTION GROUP11999 $5,689,740 $0 $7,268,944$1,579,204 $3,351,639 $1,157,484 $5,420,691$911,568 $1,848,253 ($378)
MLM RISK RETENTION GROUP, INC.16026 $968,918 $0 $974,088$5,170 $0 $376 $11,636$11,260 $962,452 $0
MMIC RRG, INC.14062 $175,287 $0 $611,655$436,368 $0 $2,278 $58,386$56,108 $553,269 $0
MOUNTAIN LAKE RISK RETENTION GROUP, INC.13812 $395,788 $0 $1,695,340$1,299,552 $313,678 $133,833 $625,038$177,527 $1,070,302 $34
MOUNTAIN LAUREL RRG INC11547 $22,235,984 $0 $22,882,566$646,582 $9,665,025 $3,575,251 $15,273,167$2,032,891 $7,609,399 $734
MOUNTAIN STATES HEALTHCARE RECIP RRG11585 $103,481,298 $0 $106,224,235$2,742,937 $65,955,620 $7,259,534 $75,359,243$2,144,089 $30,864,992 $3,211
NASW RISK RETENTION GROUP, INC.14366 $13,817,661 $0 $16,106,798$2,289,137 $1,876,452 $2,219,157 $5,357,653$1,262,044 $10,749,145 $396
NATIONAL ASSISTED LIVING RRG, INC.11806 $8,391,907 $0 $8,851,288$459,381 $2,981,386 $1,140,893 $4,414,942$292,663 $4,436,346 ($21)
NATIONAL BUILDERS & CONTRACTORS INS12235 $2,109,572 $0 $2,588,234$478,662 $945,581 $0 $1,078,429$132,848 $1,509,805 ($230)
NATIONAL CATHOLIC RRG10083 $71,241,920 $0 $76,854,196$5,612,276 $44,058,822 $6,916,404 $59,613,591$8,638,365 $17,240,605 ($162)
NATIONAL GUARDIAN RISK RETENTION GROUP36072 $9,019,419 $0 $11,143,591$2,124,172 $3,393,770 ($31,149) $5,129,949$1,767,328 $6,013,642 ($19)
NATIONAL HOME INSURANCE CO RRG44016 $12,466,708 $0 $13,270,768$804,060 $3,920,674 $3,309,946 $8,042,788$812,168 $5,227,980 $402
NATIONAL INDEPENDENT TRUCKERS IC RRG11197 $8,177,776 $212,875 $15,487,961$7,097,310 $3,608,289 $2,303,652 $7,037,534$1,125,593 $8,450,427 ($50)
NATIONAL MEDICAL PROFESSIONAL RISK RETENTION GROUP, INC.12529 $2,336,138 $0 $2,349,523$13,385 $0 $0 $49,235$49,235 $2,300,288 $0
NATIONAL SERVICE CONTRACT INSURANCE COMPANY (RRG)10234 $12,414,652 $0 $12,712,997$298,345 $0 $1,912,896 $2,024,121$111,225 $10,688,876 $0
NATIONAL TRANSPORTATION INSURANCE COMPANY RISK RETENTION GROUP, LLC
16011 $4,060,690 $0 $7,028,913$2,968,223 $505,204 $1,805,807 $4,925,328$2,614,317 $2,103,585 $0
NCMIC RISK RETENTION GROUP, INC.14130 $4,341,780 $0 $7,692,166$3,350,386 $1,099,232 $381,044 $2,970,756$1,490,480 $4,721,410 ($668)
NEW HOME WARRANTY INSURANCE COMPANY, A RISK RETENTION GROUP
13792 $20,156,448 $0 $23,349,387$3,192,939 $769,929 $12,253,899 $16,569,935$3,546,107 $6,779,452 $110
NEW STAR RISK RETENTION GROUP, INC.12532 $0 $0 $0$0 $0 $0 $0$0 $0 $0
NEW YORK HEALTHCARE INSURANCE COMPANY, INC., RRG12275 $15,618,333 $250,000 $26,245,625$10,377,292 $15,542,847 $4,971,171 $21,107,780$593,762 $5,137,845 $1,422
OASIS RECIPROCAL RISK RETENTION GROUP13644 $11,053,618 $0 $15,299,732$4,246,114 $6,162,501 $2,646,707 $9,897,662$1,088,454 $5,402,071 ($62)
OCEANUS INS CO A RRG12189 $0 $0 $0$0 $0 $0 $0$0 $0 $0
OMS NATL INS CO RRG44121 $418,077,540 $20,183 $453,021,345$34,923,622 $141,277,467 $47,360,124 $205,821,042$17,183,451 $247,200,303 $0
ONYX INSURANCE COMPANY, INC., A RISK RETENTION GROUP15208 $19,819,522 $0 $37,694,858$17,875,336 $15,617,878 $10,826,969 $29,969,782$3,524,935 $7,725,076 $1,670
OOIDA RISK RETENTION GROUP INC10353 $58,102,860 $0 $97,282,777$39,179,917 $34,572,455 $10,002,881 $74,143,697$29,568,361 $23,139,080 ($589)
OPHTHALMIC MUTUAL INS CO RRG44105 $280,059,014 $0 $289,549,140$9,490,126 $40,418,324 $23,875,283 $73,489,187$9,195,580 $216,059,953 ($835)
ORANGE COUNTY MEDICAL RECIP INS RRG12183 $5,737,601 $0 $5,923,490$185,889 $963,861 $151,930 $1,248,048$132,257 $4,675,443 $280
ORTHOFORUM INSURANCE COMPANY (A RISK RETENTION GROUP)14260 $15,601,149 $0 $24,506,390$8,905,241 $17,658,937 $3,815,843 $22,004,054$529,274 $2,502,336 $5
P&S INSURANCE RISK RETENTION GROUP, INC.15583 $93,660 $0 $859,711$766,051 $0 $0 $357,553$357,553 $502,158 $0
PACE RRG INC11575 $7,218,798 $156,588 $11,004,814$3,629,428 $725,775 $74,795 $7,852,461$7,051,891 $3,152,353 $8
PALLADIUM RISK RETENTION GROUP, INC.15279 $87,560,576 $0 $94,641,709$7,081,133 $60,618,884 $6,743,166 $81,826,927$14,464,877 $12,814,782 $337
PARATRANSIT INSURANCE COMPANY, RRG44130 $26,689,276 $0 $30,073,244$3,383,968 $9,524,897 $2,897,202 $15,338,945$2,916,846 $14,734,299 $179
PCH MUTUAL INSURANCE COMPANY, RRG11973 $6,658,846 $123 $7,442,588$783,619 $3,062,481 $905,155 $4,408,275$440,639 $3,034,313 $97
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
PEACE CHURCH RRG INC11846 $21,499,767 $0 $22,456,494$956,727 $4,707,919 $679,341 $5,992,603$605,343 $16,463,891 $98
PELICAN INS RRG11587 $16,428,954 $151,900 $16,949,418$368,564 $2,807,624 $967,869 $4,182,452$406,959 $12,766,966 $1,350
PHOEBE RECIPROCAL RRG12004 $4,177,786 $0 $4,293,513$115,727 $1,088,591 $92,648 $1,207,743$26,504 $3,085,770 ($166)
PHYSICIANS CASUALTY RISK RETENTION GROUP, INC.13995 $10,805,557 $380,000 $13,347,362$2,161,805 $6,549,247 $2,277,909 $10,078,205$1,251,049 $3,269,157 $668
PHYSICIANS INDEMNITY RISK RETENTION GROUP, INC.12746 $3,553,519 $348,259 $6,462,822$2,561,044 $2,168,544 $1,327,814 $4,364,369$868,011 $2,098,455 ($94)
PHYSICIANS PROACTIVE PROTECTION, INC. RISK RETENTION GROUP12507 $0 $0 $0$0 $0 $0 $0$0 $0 $0
PHYSICIANS PROFESSIONAL LIABILTY RRG11514 $34,925,375 $0 $37,364,035$2,438,660 $10,213,439 $7,013,055 $17,515,121$288,627 $19,848,914 ($251)
PHYSICIANS REIMBURSEMENT RRG10934 $29,237,874 $0 $30,197,399$959,525 $17,409,376 $511,420 $18,337,943$417,147 $11,859,456 ($3,536)
PHYSICIANS SPECIALTY LTD RRG11513 $10,346,092 $816,300 $11,999,721$837,329 $5,167,381 $250 $6,010,903$843,272 $5,988,818 $1,482
PIH INSURANCE COMPANY, A RECIPROCAL RISK RETENTION GROUP13582 $19,909,353 $0 $21,540,034$1,630,681 $4,045,104 $1,303,383 $5,393,805$45,318 $16,146,229 ($1,422)
PINNACLE CONSORTIUM OF HIGHER ED RRG11980 $68,158,095 $0 $68,692,397$534,302 $34,404,473 $3,883,216 $39,768,957$1,481,268 $28,923,439 ($636)
PLATINUM TRANSPORT INSURANCE RISK RETENTION GROUP, INC.15796 $3,793,562 $0 $7,621,979$3,828,417 $2,730,068 $2,254,926 $6,521,145$1,536,151 $1,100,834 $706
PONCE DE LEON LTC RRG, INC.11809 $5,534,627 $0 $5,632,492$97,865 $1,245,922 $0 $1,267,095$21,173 $4,365,397 $38
PREFERRED CONTRACTORS INSURANCE COMPANY RRG, LLC12497 $52,825,969 $25,523,735 $109,067,268$30,717,564 $65,996,579 $15,903,971 $96,458,159$14,557,609 $12,609,109 $13,473
PREFERRED PHYSICIANS MEDICAL RRG44083 $18,010,380 $0 $24,862,324$6,851,944 $1,451,550 $0 $19,862,324$18,410,774 $5,000,000 ($64,689)
PREFERRED PROFESSIONAL RRG14919 $571,206 $0 $929,393$358,187 $94,217 $28,668 $365,956$243,071 $563,437 $0
PROASSURANCE AMERICAN MUTUAL, A RISK RETENTION GROUP15647 $10,682,577 $0 $12,236,089$1,553,512 $79,667 $90,947 $1,748,026$1,577,412 $10,488,063 $0
PROBUILDERS SPECIALTY INS CO RRG11671 $10,394,767 $0 $12,862,767$2,468,000 $19,776 $0 $620,314$600,538 $12,242,453 $0
PROFESSIONAL EXCHANGE ASSURANCE COMPANY (A RISK RETENTION GROUP)
14461 $13,089,242 $0 $13,226,116$136,874 $7,983,738 $931,799 $8,581,336($334,201) $4,644,780 ($95)
PROFESSIONAL QUALITY LIABILITY INSURANCE COMPANY, A RISK RETENTION GROUP
12608 $1,988,266 $0 $2,011,207$22,941 $110,490 $0 $131,365$20,875 $1,879,841 $0
PROFESSIONALS RISK RETENTION GROUP, INC.13067 $1,829,310 $0 $3,209,576$1,380,266 $751,115 $764,083 $1,997,218$482,020 $1,212,358 $0
PROSPECT MEDICAL HOLDINGS RISK RETENTION GROUP, INC. IC15990 $15,322,790 $0 $25,362,502$10,039,712 $10,708,472 $6,862,570 $21,729,000$4,157,958 $3,633,502 $90
PUBLIC UTILITY MUTUAL INSURANCE COMPANY, RRG11350 $7,550,275 $0 $7,625,551$75,276 $1,087,126 $265,637 $1,395,748$42,985 $6,229,803 $1
RECREATION RISK RETENTION GROUP, INC.15905 $3,531,810 $0 $3,893,594$361,784 $301,135 $386,968 $861,191$173,088 $3,032,403 $0
RED CLAY RISK RETENTION GROUP, INC.13078 $6,899,894 $21,547 $8,929,805$2,008,364 $3,157,532 $168,333 $4,398,094$1,072,229 $4,531,712 $274
RED ROCK RISK RETENTION GROUP, INC.13736 $6,365,115 $0 $6,975,843$610,728 $1,863,369 $352,750 $2,299,799$83,680 $4,676,044 $323
REPUBLIC RRG12019 $0 $0 $0$0 $0 $0 $0$0 $0 $0
RESTORATION RISK RETENTION GROUP, INC.12209 $74,795,536 $0 $86,130,135$11,334,599 $39,214,414 $6,999,092 $50,923,260$4,709,754 $35,206,875 $4,403
ROMULUS INSURANCE RISK RETENTION GROUP, INC.15744 $1,156,406 $0 $2,922,298$1,765,892 $447,500 $499,315 $954,775$7,960 $1,967,523 ($12)
RPX RRG14135 $0 $0 $0$0 $0 $0 $0$0 $0 $0
SAGE RISK RETENTION GROUP, INC.15631 $0 $0 $0$0 $0 $0 $0$0 $0 $0
SAINT LUKE'S HLTH SYSTEM RRG11712 $8,001,771 $0 $15,533,124$7,531,353 $4,376,866 $1,039,759 $5,586,675$170,050 $9,946,449 $5
SAMARITAN RISK RETENTION GROUP, INC.12511 $39,305,505 $0 $41,196,623$1,891,118 $10,925,777 $6,626,462 $19,254,820$1,702,581 $21,941,803 ($766)
SCRUBS MUTUAL ASSURANCE COMPANY RISK RETENTION GROUP12988 $0 $0 $0$0 $0 $0 $0$0 $0 $0
SECURITY AMERICA RRG INC11267 $2,863,754 $0 $4,278,897$1,415,143 $1,988,701 $635,477 $2,789,682$165,504 $1,489,215 $205
SELECT MD RRG14136 $1,314,044 $31,052 $1,887,941$542,845 $639,403 $350,954 $1,190,128$199,771 $697,813 $1
SENIORSFIRST RISK RETENTION GROUP, INC.16088 $0 $0 $1,000,000$1,000,000 $0 $0 $0$0 $1,000,000 $0
SIGMA RRG, INC.13557 $16,739,415 $0 $16,989,328$249,913 $8,992,716 $450,735 $9,645,977$202,526 $7,343,351 ($18)
SOUTHWEST PHYSICIANS RISK RETENTION GROUP, INC.12907 $0 $0 $0$0 $0 $0 $0$0 $0 $0
SPIRIT COMMERCIAL AUTO RISK RETENTION GROUP14207 $48,206,958 $5,158,564 $111,154,100$57,788,578 $61,744,064 $33,318,012 $93,171,516($1,890,560) $17,982,584 $22,015
SPIRIT MOUNTAIN INSURANCE COMPANY RRG, INC10754 $5,818,711 $0 $6,776,814$958,103 $1,463,417 $845,537 $3,854,880$1,545,926 $2,921,934 ($669)
ST CHARLES INS CO RRG11114 $16,905,334 $0 $17,241,392$336,058 $1,778,310 $27,006 $2,702,945$897,629 $14,538,448 ($1,571)
ST LUKES HEALTH NETWORK INS CO RRG11688 $58,090,531 $0 $61,848,485$3,757,954 $40,159,846 $2,137,413 $42,152,581($144,678) $19,695,904 $271
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
STATES SELF-INSURERS RRG44075 $28,303,839 $0 $30,937,429$2,633,590 $14,171,515 $2,756,943 $21,623,248$4,694,790 $9,314,181 ($129)
STICO MUT INS CO RRG10476 $21,352,473 $0 $22,749,555$1,397,082 $4,744,488 $5,331,938 $10,319,800$243,374 $12,429,755 ($1,333)
SUBURBAN HEALTH ORGANIZATION RISK RETENTION GROUP, LLC13135 $195,551 $0 $780,908$585,357 $0 $0 $106,098$106,098 $674,810 $0
SUNLAND RISK RETENTION GROUP, INC.14026 $215,754 $0 $3,674,223$3,458,469 $437,913 $113,144 $2,238,568$1,687,511 $1,435,654 ($25)
TERRA INS CO RRG10113 $22,608,257 $0 $29,645,430$7,037,173 $1,948,914 $1,786,530 $11,705,525$7,970,081 $17,939,905 $0
TERRAFIRMA RISK RETENTION GROUP LLC14395 $6,990,968 $0 $7,039,986$49,018 $1,432,073 $571,514 $2,189,731$186,144 $4,850,255 $109
THE HEALTHCARE UNDERWRITING CO RRG10152 $107,343,448 $0 $160,815,835$53,472,387 $99,457,149 $31,418,158 $137,317,173$6,441,866 $23,498,662 $2,692
TITAN INS CO INC RRG11153 $68,200,802 $0 $72,250,406$4,049,604 $0 $9,358,870 $21,887,989$12,529,119 $50,362,417 $0
TITLE INDUSTRY ASSURANCE CO RRG10084 $6,022,654 $274,832 $7,706,636$1,409,150 $1,737,688 $600,272 $2,776,001$438,041 $4,930,635 $224
TRANSPORT RISK SOLUTIONS RISK RETENTION GROUP, INC.16025 $70,521 $0 $1,000,970$930,449 $0 $0 $446,986$446,986 $553,984 $0
TRANSPORTATION INSURANCE SERVICES RISK RETENTION GROUP, INC.15767 $175,073 $0 $1,698,668$1,523,595 $498,150 $373,500 $1,062,126$190,476 $636,542 $0
TRINITY RISK SOLUTIONS RECIPROCAL INSURANCE COMPANY RRG11958 $7,770,612 $83,681 $8,532,424$678,131 $3,509,830 $546,993 $4,365,847$309,024 $4,166,577 $275
UNITED CENTRAL PA RRG11548 $18,788,638 $0 $21,280,269$2,491,631 $9,518,481 $1,403,562 $11,026,853$104,810 $10,253,416 $508
UNITED EDUCATORS INS RRG INC10020 $849,478,423 $0 $939,102,437$89,624,014 $457,998,160 $94,664,421 $633,944,687$81,282,106 $305,157,750 ($6,977)
UNITED HOME INSURANCE CO A RRG10712 $723,580 $0 $1,338,705$615,125 $0 $198,000 $213,850$15,850 $1,124,855 $0
URGENT CARE ASSURANCE COMPANY RISK RETENTION GROUP12915 $3,182,326 $0 $5,254,092$2,071,766 $1,876,081 $944,338 $3,824,225$1,003,806 $1,429,867 $346
URGENT MD RISK RETENTION GROUP, INC.15908 $3,781,276 $519,365 $10,514,997$6,214,356 $3,910,395 $2,283,913 $7,421,464$1,227,156 $3,093,533 $0
UV INSURANCE RISK RETENTION GROUP, INC.13988 $1,222,051 $0 $1,222,051$0 $255,034 $91,668 $348,267$1,565 $873,784 $14
VEHICULAR SERVICE INSURANCE COMPANY, RISK RETENTION GROUP11063 $2,621,616 $0 $2,663,992$42,376 $0 $0 $23,859$23,859 $2,640,133 $0
VELOCITY INSURANCE COMPANY, A RISK RETENTION GROUP15956 $688,149 $0 $2,701,060$2,012,911 $632,644 $458,082 $1,112,226$21,500 $1,588,834 $0
VIRGINIA PHYSICIANS RISK RETENTION GROUP, INC.13974 $1,872,431 $0 $2,236,863$364,432 $597,159 $333,786 $1,278,486$347,541 $958,376 ($15)
WELLSPAN RRG11682 $21,329,437 $0 $30,740,657$9,411,220 $19,687,055 $2,634,476 $22,389,609$68,078 $8,351,048 ($1,789)
WESTERN CATHOLIC INSURANCE COMPANY RRG14122 $3,273,436 $0 $3,473,684$200,248 $1,799,884 $0 $2,018,261$218,377 $1,455,424 $414
WESTERN PACIFIC MUT INS CO RRG40940 $138,926,046 $0 $140,865,646$1,939,600 $8,086,365 $12,903,173 $25,880,555$4,891,017 $114,985,091 ($2,759)
YELLOWSTONE INSURANCE EXCHANGE (A RISK RETENTION GROUP)11796 $19,654,192 $0 $22,163,852$2,509,660 $7,760,417 $1,067,971 $11,732,802$2,904,414 $10,431,050 $343
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
ACADEMIC MEDICAL PROFESSIONALS INSURANCE EXCHANGE RISK RETENTION GROUP
12934 $1,016,235 $828,150 $300,254$725,072 $223,642 $0 $297,642$201,176
ADVANCED PHYSICIANS INS RRG INC12166 $144,422 $144,422 $4,000$109,699 ($6,286) $1,545 ($4,741)$111,985
AEGIS HEALTHCARE RRG, INC.12252 $1,733,252 $959,963 $459,198$717,485 ($75,079) $16,045 ($40,143)$333,366
AFFILIATES INSURANCE RECIPROCAL, A RISK RETENTION GROUP13677 $1,517,737 $368,211 $225,000$276,159 ($45,058) $354,457 $309,399$96,217
AGGREGATE SECURITY INSURANCE GROUP, A RISK RETENTION GROUP13606 $0 $0 $0$0 $0 $0 $0$0
AGRI INSURANCE EXCHANGE RRG28380 $948,168 $948,168 ($105,937)$711,126 $607,900 $315,135 $682,635$209,163
ALLEGIANT INS CO INC A RRG11965 $13,322,786 $5,329,115 $2,227,389$5,329,115 $2,379,362 $357,323 $1,829,889$722,364
ALLIANCE OF NONPROFITS FOR INS RRG10023 $33,895,427 $24,696,624 $14,830,944$22,839,230 $904,002 $1,346,094 $2,408,209$7,104,284
ALLIED PREMIER INSURANCE A RRG15639 $0 $0 ($2)$0 $348,076 $8,617 $474,886$207,509
ALLIED PROFESSIONALS INSURANCE COMPANY, RRG11710 $11,414,996 $11,414,996 $5,230,873$8,529,990 $215,128 $384,731 $720,853$3,083,990
ALLIED SERVICES RISK RETENTION GROUP12013 $1,023,394 $1,023,394 $407,228$767,559 $164,623 $94,196 $258,819$195,708
AMERICAN ASSOC OF OTHODONTISTS RRG10232 $6,159,801 $5,233,027 $2,967,109$5,057,591 $21,115 $747,118 $628,820$2,069,367
AMERICAN BUILDERS INSURANCE COMPANY RRG, INC.12631 $668,473 $565,528 $54,895$112,361 ($68,041) $3,492 ($64,549)$125,507
AMERICAN CONTRACTORS INS CO RRG12300 $48,938,555 $0 $0$0 $486,524 $84,900 $376,775($486,524)
AMERICAN EXCESS INS EXCHANGE RRG10903 $24,030,468 $21,311,600 $7,682,318$16,258,187 $4,560,535 $12,212,043 $16,772,578$4,015,334
AMERICAN FOREST CASUALTY COMPANY RRG11590 $2,030,982 $1,512,770 $1,117,768$1,405,653 ($235,919) $160,953 ($5,998)$523,804
AMERICAN RISK MGMT RRG INC.15853 $1,134,584 $1,134,584 $1,213,334$2,110,146 $148,273 $6,837 $71,783$748,539
AMERICAN SAFETY RRG INC25448 $0 $0 $0$0 $0 $0 $0$0
AMERICAN TRUCKING AND TRANSPORTATION INSURANCE COMPANY, RRG11534 $18,888,777 $11,568,067 $9,729,176$10,405,377 ($1,908,477) $600,680 ($1,160,734)$2,584,678
AMERIGUARD RRG INC12171 $0 $0 ($798,733)$0 $697,006 $0 $453,054$101,727
A-ONE COMMERCIAL INSURANCE RISK RETENTION GROUP, INC.15597 $8,033,366 $7,013,517 $4,615,680$5,301,705 ($761,975) $123,344 ($690,227)$1,448,000
APPLIED MEDICO-LEGAL SOLUTIONS RRG, INC.11598 $45,205,033 $39,472,784 $20,204,105$28,566,607 ($1,990,731) $3,913,833 $1,382,672$10,353,233
ARCHITECTS & ENGINEERS INS CO RRG44148 $2,587,867 $878,468 $875,583$1,250,833 ($31,977) $286,778 $254,495$407,227
ARCOA RISK RETENTION GROUP, INC.13177 $9,218,315 $9,218,315 $4,029,686$9,218,315 $1,201,767 $236,841 $936,266$3,986,862
ARISE BOILER INSPECTION AND INSURANCE COMPANY RISK RETENTION GROUP13580 $837,812 $776,849 $25,000$688,612 $273,747 $47,921 $320,105$389,865
ASPEN SPECIALTY RISK RETENTION GROUP, INC.15354 $0 $0 $0$0 ($210,959) $0 ($210,959)$210,959
ASSET PROTECTION PROGRAM RISK RETENTION GROUP, INC.12224 $0 $0 ($14,201)$0 ($85,371) $8,783 ($76,588)$99,572
ASSOCIATION OF CERTIFIED MORTGAGE ORIGINATORS RISK RETENTION GROUP, INC.
14425 $1,670,623 $137,543 $30,574$137,543 $72,588 $288 $48,098$34,381
ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC RRG33677 $2,915,100 $2,102,880 $838,534$2,004,527 ($304,024) $161,752 ($142,272)$1,470,017
ATTORNEYS INSURANCE MUTUAL RRG INC22670 $4,482,288 $4,482,288 $1,601,707$2,214,159 ($521,012) $307,739 ($90,466)$1,133,464
ATTORNEYS LIAB ASSUR SOCIETY INC RRG10639 $354,105,684 $199,092,864 $65,347,969$149,410,878 $53,306,131 $30,933,429 $55,132,248$30,756,778
ATTORNEYS LIAB PROTECTION SOC RRG32450 $38,225,623 $25,742,348 $15,281,757$23,467,983 $226,344 $2,509,760 $2,253,093$7,959,882
ATTPRO RRG RECIPROCAL RISK RETENTION GROUP13795 $3,192,831 $63,857 $49,160$63,438 ($11,197) $0 ($7,479)$25,475
AUTOMOTIVE UNDERWRITERS INS CO A RRG11033 $0 $0 $0$0 $0 $0 $0$0
AVIATION ALLIANCE INSURANCE RISK RETENTION GROUP, INC.13791 $760,781 $19,882 $716,609$385,675 ($631,114) $6,122 ($559,938)$300,180
BAR VERMONT RISK RETENTION GROUP INC10174 $0 $0 $660,430$1,510,297 ($473,447) $2,138,581 $1,081,229$1,323,314
BAY INSURANCE RISK RETENTION GROUP, INC.15582 $0 $0 $0$0 ($96,136) $0 $86,465$96,136
BEACONHARBOR MUTUAL RISK RETENTION GROUP14487 $13,581 $245 $0$149 ($3,735) $784 ($2,951)$3,884
BEDFORD PHYSICIANS RISK RETENTION GROUP, INC.12933 $17,017,143 $10,647,810 $7,456,244$7,941,378 $19,963 $287,155 $187,345$465,171
BONDED BUILDERS INSURANCE COMPANY, A RISK RETENTION GROUP13010 $794,650 $675,452 $10,983$578,893 $156,582 $45,556 $139,694$411,328
BROADLINE RISK RETENTION GROUP, INC.13788 $20,926,600 $18,819,100 $13,552,274$13,977,705 ($1,002,775) $2,241,573 $1,380,238$1,428,206
BTTS INSURANCE RISK RETENTION GROUP, INC.15591 $0 $0 $0$0 ($82,357) $0 ($4,782)$82,357
C.A.R. RISK RETENTION GROUP, INC.15921 $557,407 $557,407 $310,104$557,407 $109,017 $0 $109,017$138,286
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
CALIFORNIA HEALTHCARE INS CO INC RRG44504 $20,634,486 $13,820,281 $13,117,564$14,651,478 $96,494 $1,746,924 $1,198,418$1,437,420
CALIFORNIA MEDICAL GRP INS CO RRG12180 $4,991,596 $4,991,596 $3,983,396$3,594,026 ($972,223) $186,759 ($756,358)$582,853
CARE RISK RETENTION GROUP, INC.11825 $6,047,430 $5,279,496 $3,965,060$5,091,132 ($231,255) $199,571 $68,658$1,357,327
CAREGIVERS UNITED LIAB INS CO RRG11544 $4,850,339 $4,486,174 $2,763,437$3,831,414 $443,999 $1,595,077 $1,723,683$623,978
CARING COMMUNITIES, A RECIPROCAL RISK RETENTION GROUP12373 $26,700,113 $10,030,316 $5,307,229$7,581,755 ($88,084) $1,425,856 $1,337,772$2,362,611
CASSATT RISK RETENTION GROUP INC10808 $17,615,966 $17,515,966 $95,852$75,000 $9,547 $28,293 $24,974($30,399)
CENTRAL PA PHYSICIANS RRG INC11694 $10,430,052 $10,430,052 $9,044,584$8,251,502 ($3,896,936) $1,683,542 ($1,356,875)$3,103,854
CENTURION MEDICAL LIABILITY PROTECTIVE RRG, INC.11976 $4,780,544 $4,569,279 $2,361,458$4,538,378 $454,112 $82,686 $356,791$1,722,808
CHEROKEE GUARANTEE COMPANY INC., RRG14388 $8,489,512 $8,489,512 $7,191,956$6,647,922 ($212,888) $295,284 ($120,600)$532,063
CIRCLE STAR INS CO RRG11839 $9,519,075 $475,955 $252,549$360,574 $626,917 ($77) $413,714($518,892)
CLAIM PROFESSIONALS LIAB INS CO RRG12172 $2,107,489 $503,364 $241,257$499,870 ($3,628) $26,528 $32,198$262,241
CLARIAN HLTH RRG INC11992 $0 $0 $0$0 $0 $0 $0$0
CMIC RISK RETENTION GROUP13756 $2,655,930 $103,541 $178,509$63,203 ($37,097) $16,830 ($20,267)($78,209)
COLLEGE LIABILITY INS CO A RECIP RRG44598 $4,197,577 $4,197,577 $2,756,901$2,754,603 ($536,786) $688,748 $152,003$534,488
COLLEGE RISK RETENTION GROUP, INC.13613 $6,662,948 $5,978,697 $3,917,897$4,308,346 ($664,773) $375,875 ($289,198)$1,055,222
COLUMBIA NATIONAL RRG INC10803 $224,580 $224,580 $0$156,993 $81,597 $6,989 $57,581$75,396
COMCARE PRO INS RECIPROCAL RRG11864 $2,723,296 $2,723,296 $1,500,000$1,739,457 ($66,422) $65,645 ($777)$305,879
COMMERCIAL HIRECAR INSURANCE COMPANY, A RISK RETENTION GROUP15836 $3,439,353 $2,277,012 $796,904$1,308,158 $16,389 $3,385 $13,156$494,865
COMMUNITIES OF FAITH RRG INC11807 $1,151,436 $1,151,436 $501,164$864,073 ($46,622) $302,293 $264,398$409,531
COMMUNITY BLOOD CENTERS EXCH RRG13893 $1,823,583 $1,123,851 $752,459$1,440,525 ($80,809) $82,115 $1,306$768,875
COMMUNITY CARE RISK RETENTION GROUP, INC.15798 $2,888,102 $2,144,966 $1,432,553$1,646,200 ($30,564) $52,295 $13,996$244,211
COMMUNITY HEALTH ALLIANCE RECIP RRG11536 $0 $0 $196,176$0 ($1,084,051) $373,722 ($706,292)$887,875
COMMUNITY HOSPITAL RRG11259 $41,179,689 $36,881,593 $19,996,619$27,661,195 $2,742,297 $5,613,522 $8,652,686$4,922,279
COMPASS SPECIALTY INSURANCE RISK RETENTION GROUP, INC.15867 $2,994,998 $2,241,388 $477,444$1,300,463 $343,150 $5,474 $179,114$479,869
CONSUMER SPECIALTIES INSURANCE COMPANY RRG10075 $538,911 $538,911 $235,563$359,686 ($207,613) $132,324 ($244,396)$331,736
CONTINUING CARE RRG, INC.11798 $2,757,386 $2,525,170 $1,366,709$1,760,365 ($404,582) ($705) ($405,287)$798,238
CONTRACTORS INS CO OF NORTH AMER RRG11603 $9,069,657 $1,632,538 ($983,994)$1,653,368 $1,860,363 $128,392 $1,428,835$777,000
CONTROLLED RISK INS CO OF VT RRG10341 $154,668,367 $21,653,571 $5,820,000$16,240,179 ($1,076,213) $1,691,949 $406,387$11,496,392
COPIC, A RISK RETENTION GROUP14906 $372,165 $17,006 $0$8,548 ($4,441) ($14,498) ($18,939)$12,989
COUNTY HALL INSURANCE COMPANY, INC., A RISK RETENTION GROUP15947 $11,779,793 $9,961,855 $3,274,332$4,844,071 ($414,884) $4,376 ($270,935)$1,984,623
COVERYS RRG, INC.14160 $29,041,552 $1,193,273 $2,201,435$917,770 ($424,495) $288,308 ($812,683)($859,170)
CPA MUTUAL INS CO OF AMERICA RRG10164 $6,348,832 $3,034,991 $2,756,840$3,065,918 ($469,446) $495,123 $59,520$778,525
CROSSFIT RISK RETENTION GROUP, INC.13720 $0 $0 $0$0 $0 $0 $0$0
CRUDEN BAY RRG INC11676 $2,000,000 $2,000,000 $1,495,891$1,495,890 ($164,116) $612,884 $448,768$164,116
CRYSTAL RUN RECIPROCAL RISK RETENTION GROUP13655 $0 ($812,324) $0$812,324 $301,831 $54,214 $295,097$510,493
DAN RISK RETENTION GROUP, INC.15928 $868,757 $69,876 $60,822$44,899 ($41,076) $14,972 ($17,234)$25,153
DOCTORS COMPANY RISK RETENTION GROUP, A RECIPROCAL EXCHANGE14347 $18,452,421 $6,647,229 $2,142,771$1,234,405 $1,245,395 ($299,882) $759,827($2,153,761)
DOCTORS PROFESSIONAL LIABILITY RRG, INC.15893 $1,566,481 $1,343,333 $722,315$1,002,443 ($143,617) $3,294 ($92,738)$423,745
DUBOIS MEDICAL RRG11842 $1,133,718 $1,133,718 $583,990$781,490 ($10,141) $99,650 $89,509$207,641
EASTERN DENTISTS INS CO RRG10115 $9,677,433 $8,187,060 $3,654,451$7,859,225 $585,451 $902,808 $1,075,286$3,619,323
ELITE TRANSPORTATION RRG INC10125 $6,511,571 $4,346,311 $3,071,961$3,574,136 ($848,048) $46,903 $102,399$1,350,223
EMERGENCY CAPITAL MANAGEMENT, LLC, RRG14163 $3,759,174 $3,023,636 $1,647,382$2,275,159 $380,233 $68,004 $228,345$247,544
EMERGENCY MEDICINE PROFESSIONAL ASSURANCE COMPANY RRG (EMPAC)12003 $5,710,183 $4,927,531 $3,194,915$4,050,985 ($603,505) $149,383 ($439,749)$1,459,575
EMERGENCY PHYSICIANS INSURANCE EXCHANGE RRG (EPIX)11714 $5,528,415 $4,401,736 $2,959,930$3,785,543 ($316,149) $463,278 ($66,326)$1,141,762
EVERGREEN USA RRG INC38466 $0 $0 $0$0 $0 $0 $0$0
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
EXCELA RECIPROCAL RRG15337 $3,716,486 $3,716,486 $2,580,830$2,788,206 ($45,533) $92,842 $44,787$252,909
FIRST MEDICAL INS CO RRG11278 $10,498,000 $10,498,000 $7,466,608$7,851,929 ($10,497) $5,206,776 $5,196,279$395,818
FORT WAYNE MEDICAL SURETY COMPANY, RRG12625 $873,311 $873,311 $263,460$656,049 $56,831 $43,937 $96,208$335,758
FRANKLIN CASUALTY INS CO RRG10842 $47,464,546 $47,464,546 $1,652,840$2,441,932 ($202,237) $12,578 ($189,659)$991,329
FREDERICKSBURG PROFESSIONAL RISK EXC12016 $2,008,251 $2,008,251 $1,481,073$1,506,188 ($147,702) $1,066,645 $918,943$172,817
GABLES RISK RETENTION GROUP, INC.14032 $3,366,399 $3,366,399 $1,621,307$2,527,724 $656,772 $89,605 $491,802$249,645
GEISINGER INS CORP RRG12000 $18,113,238 $1,261,635 $500,000$930,308 ($18,305) $7,651 ($10,654)$448,613
GERIC INSURANCE RISK RETENTION GROUP, INC.13782 $480,566 $275,977 ($63,998)$445,117 $405,893 $0 $277,711$103,222
GLOBAL HAWK INSURANCE COMPANY RRG11948 $0 $0 $0$0 $0 $0 $0$0
GOLDEN INS CO RRG11145 $3,829,310 $3,229,310 $2,245,335$3,175,827 $23,826 $704,227 $480,121$906,666
GOOD SHEPHERD RECIPROCAL RISK RETENTION GROUP, INC.12512 $2,596,000 $2,596,000 $602,709$1,947,000 $1,125,759 $72,566 $1,198,325$218,532
GOVERNMENT TECHNOLOGY INSURANCE COMPANY RISK RETENTION GROUP, INC.
13973 $1,047,332 $796,957 $425,078$607,397 ($188,197) $3,767 ($184,995)$370,516
GRACO RRG INC11581 $1,456,189 $0 $0$0 $51,983 $1,724 $50,473($51,983)
GREEN HILLS INS CO RRG11941 $4,045,758 $4,045,758 ($70,000)$2,964,387 $2,316,267 $34,969 $1,441,574$718,120
GUARDIAN RRG INC11696 $0 $0 $0$0 $0 $0 $0$0
GUTHRIE RRG12014 $7,763,267 $7,763,267 $4,055,759$5,700,570 $1,269,657 $1,981,469 $3,251,126$375,154
HAMDEN ASSURANCE RRG, INC.13057 $0 $0 $0$0 ($81,469) $8,152 ($73,317)$81,469
HEALTH CARE CAS RRG INC12236 $0 $0 ($103,931)$184,614 ($17,159) $57,999 $21,738$305,704
HEALTH CARE INDUSTRY LIABILITY RECIPROCAL INSURANCE COMPANY, RRG11832 $32,221,020 $2,890,305 $2,195,102$2,765,802 $510,421 $155,671 $477,772($4,724,732)
HEALTH NETWORK PROVIDERS MUT INS CO11813 $1,135,375 $903,918 $401,407$701,478 $106,972 $104,167 $9,480$193,099
HEALTH PROVIDERS INS RECIPROCAL RRG10080 $7,100,926 $5,605,169 $3,899,256$5,574,103 ($863,713) $3,353,878 $2,490,165$2,538,559
HEALTHCARE PROVIDERS INS CO RRG11683 $8,858,739 $8,551,554 $5,645,200$7,202,471 ($1,342,866) $1,003,309 ($309,061)$2,900,137
HOME CONSTRUCTION INS CO RRG11950 $0 $0 $0$0 $0 $0 $0$0
HOSPITALITY RISK RETENTION GROUP, INC.16038 $2,726,996 $2,130,174 $846,890$1,328,345 ($104,739) $21,295 ($60,036)$586,194
HOUSING AUTHORITY RRG INC26797 $27,561,165 $26,268,160 $16,810,855$24,581,052 ($5,683,730) $6,062,154 $377,962$13,453,927
HPIC RISK RETENTION GROUP15866 $10,441 $887 $3,571$1,829 ($121,114) ($1,641) ($122,755)$119,372
ICI MUTUAL INSURANCE COMPANY, A RISK RETENTION GROUP11268 $61,560,769 $21,496,115 $5,381,007$22,808,527 $9,064,507 $7,323,353 $11,183,842$8,363,013
INDIANA HEALTHCARE RECIP RRG11692 $7,909,135 $7,909,135 $4,148,705$5,931,851 $227,011 $769,688 $920,255$1,556,135
INNOVATIVE PHYSICIAN SOLUTIONS RRG12320 $1,358,866 $1,358,866 $622,250$973,981 ($101,897) $16,384 ($85,513)$453,628
IQS INSURANCE RISK RETENTION GROUP, INC.15080 $425,286 $425,286 $151,957$318,838 $35,335 $2,712 $38,048$131,546
IRONSHORE RISK RETENTION GROUP, INC.14375 $266,633 $13,332 $40,831$51,143 ($225,984) $368 ($225,616)$236,296
J.M. WOODWORTH RRG, INC.12594 $0 $0 ($243,380)$184,620 $3,388 $272,606 $275,994$424,612
KENTUCKIANA MEDICAL RECIPROCAL RRG11872 $5,114,233 $5,749,233 $3,862,521$3,387,575 ($1,405,506) $1,642,496 $268,868$930,560
KENTUCKY HOSPITAL INS CO RRG11939 $4,429,090 $2,477,327 $509,129$1,846,324 $588,027 $322,972 $906,705$749,168
LAKE STREET RRG INC11803 $409,000 $409,000 $151,690$306,750 $42,944 $0 $42,944$112,116
LAMMICO RRG, INC.14444 $342,878 $13,013 $24,077$16,683 $20,209 $133,079 $158,086($27,603)
LANCET INDEMNITY RISK RETENTION GROUP, INC.13014 $7,048,103 $5,050,265 $3,926,756$6,213,364 ($243,522) $205,964 $77,288$2,530,130
LONE STAR ALLIANCE, INC., A RISK RETENTION GROUP15211 $15,710,822 $509,434 $519,375$488,443 $459,262 ($111,445) $278,726($490,194)
LVHN RRG11684 $12,195,964 $12,195,964 $2,997,582$0 ($3,417,096) $3,417,096 $0$570,826
MAKE TRANSPORTATION INSURANCE, INC., A RISK RETENTION GROUP12554 $5,015,406 $3,192,012 $1,041,452$1,392,701 $164,600 $29,099 $17,140$186,649
MARATHON FIN INS CO INC RRG11117 $227,916 $227,916 ($35,000)$166,275 ($14,174) $39,638 $16,552$215,449
MCIC VERMONT INC RRG10697 $304,813,823 $293,878,201 $215,328,640$212,388,793 ($33,137,693) $32,918,073 $0$30,197,846
MD RISK RETENTION GROUP, INC.12355 $0 $0 $0$0 $0 $0 $0$0
MED MAL RISK RETENTION GROUP, INC.14446 $2,091,712 $162,108 $74,798$85,671 ($64,933) $20,454 ($2,284)$75,806
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
MEDAMERICA MUTUAL RRG INC26257 $31,328,600 $24,753,251 $12,528,445$18,483,030 $4,673,757 $1,964,078 $1,662,509$1,280,828
MEDCHOICE RISK RETENTION GROUP, INC.15738 $0 $0 $0$0 $0 $0 $0$0
MEDPRO RRG RISK RETENTION GROUP13589 $107,443,013 $2,146,661 $1,905,852$2,261,485 ($330,029) $197,531 ($95,262)$685,662
MENTAL HEALTH RISK RETENTION GROUP44237 $8,496,990 $3,377,555 $699,352$3,000,570 $1,871,576 $314,802 $1,420,587$429,642
MICA RISK RETENTION GROUP, INC.15527 $0 $0 $0$0 ($11,300) $1,339 ($9,961)$11,300
MIDWEST INSURANCE GROUP, INC., A RISK RETENTION GROUP11999 $2,165,572 $1,740,023 $612,662$1,549,105 $13,581 $108,693 $80,701$922,862
MLM RISK RETENTION GROUP, INC.16026 $11,570 $651 $0$325 ($21,567) $1,169 ($20,398)$21,892
MMIC RRG, INC.14062 $47,576 $2,378 $0$3,781 ($3,590) $0 ($3,590)$7,371
MOUNTAIN LAKE RISK RETENTION GROUP, INC.13812 $146,000 $146,000 $110,251$107,833 ($134,277) $0 ($67,781)$134,275
MOUNTAIN LAUREL RRG INC11547 $35,296,006 $4,767,001 $1,321,453$3,511,643 $730,854 $263,215 $994,069$1,459,336
MOUNTAIN STATES HEALTHCARE RECIP RRG11585 $26,229,896 $24,478,136 $20,945,906$18,358,602 ($4,650,955) $1,934,382 ($2,701,379)$2,063,651
NASW RISK RETENTION GROUP, INC.14366 $6,189,166 $3,500,735 $1,344,648$3,161,355 $776,470 $224,588 $659,330$1,040,237
NATIONAL ASSISTED LIVING RRG, INC.11806 $1,841,386 $1,841,386 $1,048,517$1,567,528 ($204,447) $108,907 ($95,540)$723,458
NATIONAL BUILDERS & CONTRACTORS INS12235 $0 ($163,116) ($230,000)($163,116) ($21,378) $23,784 $3,323$88,262
NATIONAL CATHOLIC RRG10083 $19,107,368 $9,345,710 $6,825,623$8,157,167 ($924,932) $843,415 ($56,409)$2,256,476
NATIONAL GUARDIAN RISK RETENTION GROUP36072 $1,977,118 ($227,288) $105,113($169,805) ($631,114) ($26,888) ($406,579)$356,196
NATIONAL HOME INSURANCE CO RRG44016 $0 $0 $2,178,911$1,130,174 ($1,547,969) $255,856 ($1,240,196)$499,232
NATIONAL INDEPENDENT TRUCKERS IC RRG11197 $7,706,827 $3,571,025 $1,608,922$2,993,962 $115,854 $136,705 $167,595$1,269,186
NATIONAL MEDICAL PROFESSIONAL RISK RETENTION GROUP, INC.12529 $0 $0 $84,000$0 ($240,252) $26,810 ($218,757)$156,252
NATIONAL SERVICE CONTRACT INSURANCE COMPANY (RRG)10234 $679,223 $596,723 $0$464,792 ($43,203) $249,400 $206,576$507,995
NATIONAL TRANSPORTATION INSURANCE COMPANY RISK RETENTION GROUP, LLC
16011 $6,215,295 $2,780,690 $558,401$1,326,820 $210,843 $3,799 $139,517$557,577
NCMIC RISK RETENTION GROUP, INC.14130 $6,480,612 $619,258 ($286,538)$583,941 $1,229,150 $14,243 $472,958($358,671)
NEW HOME WARRANTY INSURANCE COMPANY, A RISK RETENTION GROUP13792 $11,640,180 $2,728,808 $827,018$1,341,941 $94,075 $219,462 $96,978$420,848
NEW STAR RISK RETENTION GROUP, INC.12532 $0 $0 $0$0 $0 $0 $0$0
NEW YORK HEALTHCARE INSURANCE COMPANY, INC., RRG12275 $8,187,669 $7,630,194 $4,035,952$5,540,810 ($38,541) $231,415 $143,075$1,543,399
OASIS RECIPROCAL RISK RETENTION GROUP13644 $752,066 $3,640,104 $1,225,812$2,566,496 $573,452 $108,635 $682,087$767,232
OCEANUS INS CO A RRG12189 $0 $0 $0$0 $0 $0 $0$0
OMS NATL INS CO RRG44121 $61,854,556 $58,190,442 $35,705,694$47,336,683 ($5,638,002) $10,051,595 $4,097,072$17,268,991
ONYX INSURANCE COMPANY, INC., A RISK RETENTION GROUP15208 $15,104,516 $12,693,417 $9,751,541$9,447,614 ($2,857,695) $45,826 ($1,837,046)$2,553,768
OOIDA RISK RETENTION GROUP INC10353 $39,916,069 $13,970,624 $10,204,940$13,352,938 ($1,004,403) $695,129 $16,494$4,152,401
OPHTHALMIC MUTUAL INS CO RRG44105 $31,735,988 $29,153,825 $14,649,737$27,111,860 $1,419,071 $6,123,309 $5,538,431$11,043,052
ORANGE COUNTY MEDICAL RECIP INS RRG12183 $629,230 $629,230 $820,245$477,300 ($450,543) $174,181 ($276,362)$107,598
ORTHOFORUM INSURANCE COMPANY (A RISK RETENTION GROUP)14260 $6,197,735 $4,627,877 $5,070,147$4,940,130 ($916,104) $263,277 ($430,866)$786,087
P&S INSURANCE RISK RETENTION GROUP, INC.15583 $0 $0 $0$0 ($156,614) $0 ($64,732)$156,614
PACE RRG INC11575 $6,211,450 $100,000 $150,000$74,794 ($56,075) $30,851 ($16,132)($19,131)
PALLADIUM RISK RETENTION GROUP, INC.15279 $28,199,152 $26,986,073 $18,905,882$20,242,907 ($361,795) $1,171,061 $526,023$1,698,820
PARATRANSIT INSURANCE COMPANY, RRG44130 $6,134,942 $4,246,342 $2,740,333$4,215,897 $260,155 $336,377 $406,202$1,215,409
PCH MUTUAL INSURANCE COMPANY, RRG11973 $2,416,281 $1,322,581 $1,375,789$1,723,339 ($470,619) $165,237 ($97,513)$818,169
PEACE CHURCH RRG INC11846 $2,988,880 $2,764,714 $1,481,487$2,085,373 ($173,787) $397,582 $822,178$777,673
PELICAN INS RRG11587 $3,589,890 $1,766,152 $2,152,966$1,212,058 ($2,031,884) $560,664 ($1,471,220)$1,090,976
PHOEBE RECIPROCAL RRG12004 $370,592 $370,592 $178,523$277,944 ($52,742) $172,965 $120,223$152,163
PHYSICIANS CASUALTY RISK RETENTION GROUP, INC.13995 $4,576,129 $3,702,484 $3,190,219$5,283,703 $239,347 $156,446 $877,672$1,854,137
PHYSICIANS INDEMNITY RISK RETENTION GROUP, INC.12746 $2,383,759 $1,833,759 $557,608$1,591,231 $232,819 $21,970 $254,789$800,804
PHYSICIANS PROACTIVE PROTECTION, INC. RISK RETENTION GROUP12507 $0 $0 $0$0 $0 $0 $0$0
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
PHYSICIANS PROFESSIONAL LIABILTY RRG11514 $4,124,460 $4,257,286 $2,772,079$3,643,571 $120,580 $750,110 $842,185$750,912
PHYSICIANS REIMBURSEMENT RRG10934 $2,519,205 $2,029,005 $81,906$1,517,585 $247,784 $657,181 $704,539$1,187,895
PHYSICIANS SPECIALTY LTD RRG11513 $1,000 $1,481,073 $1,481,724$1,480,823 ($214,130) $246,444 $72,017$213,229
PIH INSURANCE COMPANY, A RECIPROCAL RISK RETENTION GROUP13582 $6,165,283 $5,118,383 $451,023$3,815,000 $2,744,297 $234,870 $2,979,167$619,680
PINNACLE CONSORTIUM OF HIGHER ED RRG11980 $5,191,846 $5,191,846 $4,702,108$3,795,887 ($1,633,252) $1,819,081 $185,829$727,031
PLATINUM TRANSPORT INSURANCE RISK RETENTION GROUP, INC.15796 $5,882,104 $4,093,169 $2,726,000$3,350,186 ($486,605) $2,599 ($484,006)$1,110,791
PONCE DE LEON LTC RRG, INC.11809 ($698) ($698) $50,118$40,511 ($280,669) $94,837 ($180,849)$271,062
PREFERRED CONTRACTORS INSURANCE COMPANY RRG, LLC12497 $27,424,895 $9,154,325 $19,143,456$8,826,712 ($13,598,236) $757,616 ($472,397)$3,281,492
PREFERRED PHYSICIANS MEDICAL RRG44083 $26,871,184 ($73,824,564) ($63,712,104)($64,425,718) ($635,760) $185,198 $2,153,122($77,854)
PREFERRED PROFESSIONAL RRG14919 $401,656 $42,174 $31,839$35,376 ($32,349) $0 ($32,349)$35,886
PROASSURANCE AMERICAN MUTUAL, A RISK RETENTION GROUP15647 $2,809,073 $126,517 $52,860$64,885 $333,225 $99,335 $279,010($321,200)
PROBUILDERS SPECIALTY INS CO RRG11671 $0 $0 $0$0 ($319,273) $91,331 ($232,677)$319,273
PROFESSIONAL EXCHANGE ASSURANCE COMPANY (A RISK RETENTION GROUP)14461 $5,402,196 $3,727,196 $2,028,734$2,795,397 $39,514 $51,403 $2,548$727,149
PROFESSIONAL QUALITY LIABILITY INSURANCE COMPANY, A RISK RETENTION GROUP
12608 $0 $0 $0$0 ($40,438) $0 ($39,026)$40,438
PROFESSIONALS RISK RETENTION GROUP, INC.13067 $3,056,333 $371,450 $191,117$307,587 ($8,817) $11,640 $1,965$125,287
PROSPECT MEDICAL HOLDINGS RISK RETENTION GROUP, INC. IC15990 $12,540,699 $9,050,876 $6,592,109$6,646,305 ($322,352) $172,547 ($97,373)$376,548
PUBLIC UTILITY MUTUAL INSURANCE COMPANY, RRG11350 $1,816,371 $1,053,886 $376,987$788,249 $40,091 $116,498 $156,589$371,171
RECREATION RISK RETENTION GROUP, INC.15905 $771,136 $528,689 $175,758$502,166 $52,650 $15,151 $66,471$273,758
RED CLAY RISK RETENTION GROUP, INC.13078 $1,712,821 $1,288,135 $890,379$939,802 ($360,908) $74,760 ($134,518)$410,330
RED ROCK RISK RETENTION GROUP, INC.13736 $1,411,000 $1,411,000 $945,414$1,058,250 ($134,276) $27,115 ($35,021)$247,112
REPUBLIC RRG12019 $0 $0 $0$0 $0 $0 $0$0
RESTORATION RISK RETENTION GROUP, INC.12209 $13,088,574 $11,184,082 $5,992,643$9,987,739 $1,733,288 $840,140 $1,937,508$2,261,808
ROMULUS INSURANCE RISK RETENTION GROUP, INC.15744 $750,000 $750,000 $47,728$479,047 $325,048 ($23,632) $301,416$106,271
RPX RRG14135 $0 $0 $0$0 $0 $0 $0$0
SAGE RISK RETENTION GROUP, INC.15631 $0 $0 $0$0 $0 $0 $0$0
SAINT LUKE'S HLTH SYSTEM RRG11712 $3,404,247 $2,296,112 $1,325,868$1,805,263 ($976) $244,970 $416,194$480,371
SAMARITAN RISK RETENTION GROUP, INC.12511 $8,057,958 $8,057,958 $4,701,633$7,194,954 $1,465,952 $3,196,895 $3,992,892$1,027,374
SCRUBS MUTUAL ASSURANCE COMPANY RISK RETENTION GROUP12988 $0 $0 $0$0 $0 $0 $0$0
SECURITY AMERICA RRG INC11267 $1,445,620 $1,027,873 $348,588$1,018,714 ($117,276) $24,928 $5,213$787,402
SELECT MD RRG14136 $1,395,190 $225,038 $131,083$163,075 ($70,501) $261 ($66,093)$102,493
SENIORSFIRST RISK RETENTION GROUP, INC.16088 $0 $0 $0$0 $0 $0 $0$0
SIGMA RRG, INC.13557 $0 $0 $1,602,937$1,809,566 ($5,107) $772,001 $515,023$211,736
SOUTHWEST PHYSICIANS RISK RETENTION GROUP, INC.12907 $0 $0 $0$0 $0 $0 $0$0
SPIRIT COMMERCIAL AUTO RISK RETENTION GROUP14207 $59,676,527 $59,750,638 $54,907,984$56,519,426 ($10,839,381) $172,677 ($4,679,738)$12,450,823
SPIRIT MOUNTAIN INSURANCE COMPANY RRG, INC10754 $2,343,378 $1,635,550 $89,602$1,258,142 $314,794 $1,814 ($239,541)$853,746
ST CHARLES INS CO RRG11114 $1,601,663 $1,601,663 $207,189$1,597,163 $1,018,766 $398,503 $1,020,682$371,208
ST LUKES HEALTH NETWORK INS CO RRG11688 $2,078,221 $2,078,221 $7,816,441$8,285,607 ($333,000) $1,323,177 $571,769$802,166
STATES SELF-INSURERS RRG44075 $10,916,486 $3,919,349 $1,933,451$3,270,930 ($21,223) $396,605 $375,382$1,358,702
STICO MUT INS CO RRG10476 $2,536,036 $1,896,917 $850,187$2,018,132 ($161,547) $356,463 $232,213$1,329,492
SUBURBAN HEALTH ORGANIZATION RISK RETENTION GROUP, LLC13135 $2,649,688 $0 $76,224$0 $8,651 $1,996 $9,101($84,875)
SUNLAND RISK RETENTION GROUP, INC.14026 $4,985,252 $498,525 $211,081$385,381 $215,406 ($6,821) $141,779$9,036
TERRA INS CO RRG10113 $10,792,133 $7,239,581 $933,553$5,451,413 $1,564,891 $167,981 $1,441,677$2,952,969
TERRAFIRMA RISK RETENTION GROUP LLC14395 $1,381,474 $1,381,474 $619,279$1,020,133 $34,592 $87,632 $137,874$366,262
THE HEALTHCARE UNDERWRITING CO RRG10152 $47,191,883 $47,191,883 $32,505,064$34,553,592 ($300,264) $348,415 $790,891$2,348,792
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
TITAN INS CO INC RRG11153 $22,508,651 ($1,903,179) $0$2,746,813 $2,358,821 $368,908 $2,914,470$387,992
TITLE INDUSTRY ASSURANCE CO RRG10084 $4,262,642 $3,177,135 $582,851$870,605 $173,387 $79,200 $157,863$114,367
TRANSPORT RISK SOLUTIONS RISK RETENTION GROUP, INC.16025 $0 $0 $0$0 ($189,224) $2,741 $1,593$189,224
TRANSPORTATION INSURANCE SERVICES RISK RETENTION GROUP, INC.15767 $498,000 $498,000 $257,111$385,000 $13,944 $0 $9,046$113,945
TRINITY RISK SOLUTIONS RECIPROCAL INSURANCE COMPANY RRG11958 $1,966,085 $1,982,609 $1,032,425$1,435,616 ($24,433) $65,347 $38,668$427,623
UNITED CENTRAL PA RRG11548 $5,614,244 $5,614,244 $3,439,178$4,210,683 $471,472 $271,010 $742,482$300,033
UNITED EDUCATORS INS RRG INC10020 $153,189,476 $126,603,260 $84,142,541$108,931,623 ($2,210) $15,700,328 $14,752,863$24,791,292
UNITED HOME INSURANCE CO A RRG10712 $0 $0 $0$71,710 ($29,820) $104 ($19,316)$101,530
URGENT CARE ASSURANCE COMPANY RISK RETENTION GROUP12915 $1,644,225 $703,061 $910,069$532,836 ($752,853) $26,363 ($500,899)$375,620
URGENT MD RISK RETENTION GROUP, INC.15908 $5,360,438 $4,686,410 $1,952,115$3,345,044 $661,562 $0 $434,045$731,367
UV INSURANCE RISK RETENTION GROUP, INC.13988 $275,000 $275,000 $55,034$210,415 ($47,663) $0 ($47,663)$203,044
VEHICULAR SERVICE INSURANCE COMPANY, RISK RETENTION GROUP11063 $0 $0 $0$0 ($8,798) $51,869 $43,071$8,798
VELOCITY INSURANCE COMPANY, A RISK RETENTION GROUP15956 $550,000 $550,000 $505,685$730,822 $80,987 $0 $80,987$144,150
VIRGINIA PHYSICIANS RISK RETENTION GROUP, INC.13974 $1,326,028 $261,624 $175,658$158,520 ($128,443) $8,661 ($79,057)$111,305
WELLSPAN RRG11682 $10,452,000 $10,452,000 $5,744,070$7,817,523 $1,695,661 $312,419 $2,008,080$377,792
WESTERN CATHOLIC INSURANCE COMPANY RRG14122 $0 $0 $415,044$628,705 ($45,201) $17,413 ($27,788)$258,862
WESTERN PACIFIC MUT INS CO RRG40940 $3,643,573 $3,013,297 $1,551,380$2,394,190 ($2,021,011) $2,879,998 $794,763$2,863,821
YELLOWSTONE INSURANCE EXCHANGE (A RISK RETENTION GROUP)11796 $7,082,079 $6,188,873 $2,163,422$5,120,902 $932,853 $309,543 $1,243,116$2,024,628
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
ACADEMIC MEDICAL PROFESSIONALS INSURANCE EXCHANGE RISK RETENTION GROUP12934 43.39 378.79 32.2953.07 23.20 41.41 24.2928.47 65.70
ADVANCED PHYSICIANS INS RRG INC12166 7.83 6,811.98 1.507.99 10.22 3.65 77.5410.22 81.19
AEGIS HEALTHCARE RRG, INC.12252 130.47 119.76 58.9792.15 33.10 64.00 34.7359.76 98.73
AFFILIATES INSURANCE RECIPROCAL, A RISK RETENTION GROUP13677 33.81 913.36 13.3241.13 6.64 81.47 26.1327.35 107.61
AGGREGATE SECURITY INSURANCE GROUP, A RISK RETENTION GROUP13606 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
AGRI INSURANCE EXCHANGE RRG28380 18.41 748.44 16.3522.53 6.15 -14.90 22.066.15 7.16
ALLEGIANT INS CO INC A RRG11965 71.86 222.81 89.74143.69 43.72 41.80 13.56109.30 55.35
ALLIANCE OF NONPROFITS FOR INS RRG10023 75.86 184.33 124.61174.26 64.55 64.94 28.7788.60 93.70
ALLIED PREMIER INSURANCE A RRG15639 81.11 177.73 118.98171.53 0.00 0.00 0.000.00 0.00
ALLIED PROFESSIONALS INSURANCE COMPANY, RRG11710 61.49 217.70 100.62134.69 54.86 61.32 27.0254.86 88.34
ALLIED SERVICES RISK RETENTION GROUP12013 44.01 377.54 37.9363.02 22.87 53.05 19.1222.87 72.18
AMERICAN ASSOC OF OTHODONTISTS RRG10232 69.63 183.54 159.00203.20 32.74 58.67 39.5438.54 98.21
AMERICAN BUILDERS INSURANCE COMPANY RRG, INC.12631 84.65 552.29 18.7387.58 96.81 48.86 22.19114.44 71.05
AMERICAN CONTRACTORS INS CO RRG12300 293.39 0.00 0.00299.71 0.00 0.00 0.00479.43 0.00
AMERICAN EXCESS INS EXCHANGE RRG10903 44.43 257.39 69.0878.99 12.25 47.25 18.8413.81 66.09
AMERICAN FOREST CASUALTY COMPANY RRG11590 52.50 292.51 60.2792.55 33.32 79.52 34.6344.74 114.14
AMERICAN RISK MGMT RRG INC.15853 73.67 222.22 81.32133.13 70.13 57.50 65.9770.13 123.47
AMERICAN SAFETY RRG INC25448 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
AMERICAN TRUCKING AND TRANSPORTATION INSURANCE COMPANY, RRG11534 104.96 162.81 303.89519.30 163.03 93.50 22.34266.19 115.84
AMERIGUARD RRG INC12171 42.15 363.86 47.2372.44 0.00 0.00 0.000.00 0.00
A-ONE COMMERCIAL INSURANCE RISK RETENTION GROUP, INC.15597 132.19 127.08 313.83527.18 264.10 87.06 20.65302.50 107.71
APPLIED MEDICO-LEGAL SOLUTIONS RRG, INC.11598 95.52 172.75 151.90250.65 89.45 70.73 26.23102.44 96.96
ARCHITECTS & ENGINEERS INS CO RRG44148 81.12 352.04 33.7896.47 8.48 70.00 46.3624.97 116.36
ARCOA RISK RETENTION GROUP, INC.13177 61.49 174.23 127.96137.09 118.32 43.71 43.25118.32 86.96
ARISE BOILER INSPECTION AND INSURANCE COMPANY RISK RETENTION GROUP13580 27.87 1,939.58 4.8626.27 21.57 3.63 50.1923.26 53.82
ASPEN SPECIALTY RISK RETENTION GROUP, INC.15354 18.81 0.00 0.0023.17 0.00 0.00 0.000.00 0.00
ASSET PROTECTION PROGRAM RISK RETENTION GROUP, INC.12224 6.40 1,662.74 6.326.72 0.00 0.00 0.000.00 0.00
ASSOCIATION OF CERTIFIED MORTGAGE ORIGINATORS RISK RETENTION GROUP, INC.14425 75.79 2,259.39 5.0987.18 11.96 22.23 25.00145.32 47.23
ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC RRG33677 48.05 393.41 44.8384.74 33.84 41.83 69.9046.91 111.74
ATTORNEYS INSURANCE MUTUAL RRG INC22670 60.08 383.50 63.31145.87 51.32 72.34 25.2951.32 97.63
ATTORNEYS LIAB ASSUR SOCIETY INC RRG10639 66.10 203.12 143.41192.55 29.08 43.74 15.4551.73 59.19
ATTORNEYS LIAB PROTECTION SOC RRG32450 73.16 216.54 136.96216.98 62.65 65.12 30.9293.03 96.04
ATTPRO RRG RECIPROCAL RISK RETENTION GROUP13795 100.36 1,738.74 11.60202.43 5.99 77.49 39.89299.30 117.39
AUTOMOTIVE UNDERWRITERS INS CO A RRG11033 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
AVIATION ALLIANCE INSURANCE RISK RETENTION GROUP, INC.13791 106.47 116.98 240.50299.55 3.88 185.81 1,509.81148.48 1,695.61
BAR VERMONT RISK RETENTION GROUP INC10174 89.33 681.22 21.62131.59 0.00 43.73 0.000.00 0.00
BAY INSURANCE RISK RETENTION GROUP, INC.15582 70.91 0.00 0.0036.31 0.00 0.00 0.000.00 0.00
BEACONHARBOR MUTUAL RISK RETENTION GROUP14487 18.44 0.00 0.000.90 0.02 0.00 1,585.311.31 1,585.31
BEDFORD PHYSICIANS RISK RETENTION GROUP, INC.12933 130.36 83.60 349.19380.55 116.19 93.89 4.37185.70 98.26
BONDED BUILDERS INSURANCE COMPANY, A RISK RETENTION GROUP13010 49.25 1,499.71 10.9180.55 35.39 1.90 60.9041.64 62.79
BROADLINE RISK RETENTION GROUP, INC.13788 84.11 147.58 210.86261.73 65.36 96.96 7.5972.68 104.55
BTTS INSURANCE RISK RETENTION GROUP, INC.15591 30.12 0.00 0.0036.16 0.00 0.00 0.000.00 0.00
C.A.R. RISK RETENTION GROUP, INC.15921 101.27 113.96 23.4327.04 41.05 55.63 24.8141.05 80.44
CALIFORNIA HEALTHCARE INS CO INC RRG44504 60.40 208.77 93.03117.31 23.95 89.53 10.4035.76 99.93
CALIFORNIA MEDICAL GRP INS CO RRG12180 104.42 121.74 278.97354.65 122.14 110.83 11.68122.14 122.51
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
CARE RISK RETENTION GROUP, INC.11825 92.48 125.81 242.02281.59 105.46 77.88 25.71120.80 103.59
CAREGIVERS UNITED LIAB INS CO RRG11544 41.75 306.19 49.7163.54 16.97 72.13 13.9118.35 86.03
CARING COMMUNITIES, A RECIPROCAL RISK RETENTION GROUP12373 45.96 428.72 33.3565.72 18.99 70.00 23.5550.54 93.55
CASSATT RISK RETENTION GROUP INC10808 298.11 5,678.47 2.36399.86 471.29 127.80 -0.17473.98 127.63
CENTRAL PA PHYSICIANS RRG INC11694 64.56 200.91 114.05147.94 49.72 109.61 29.7649.72 139.37
CENTURION MEDICAL LIABILITY PROTECTIVE RRG, INC.11976 43.54 553.15 24.4558.90 35.56 52.03 37.7037.20 89.74
CHEROKEE GUARANTEE COMPANY INC., RRG14388 101.45 117.39 397.91473.86 214.80 108.18 6.27214.80 114.45
CIRCLE STAR INS CO RRG11839 129.64 373.36 44.29214.38 28.12 70.04 -109.02562.36 -38.98
CLAIM PROFESSIONALS LIAB INS CO RRG12172 47.64 570.40 23.3163.35 18.42 48.26 52.1077.12 100.36
CLARIAN HLTH RRG INC11992 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
CMIC RISK RETENTION GROUP13756 69.32 794.57 16.5290.98 3.68 282.44 -75.5394.36 206.90
COLLEGE LIABILITY INS CO A RECIP RRG44598 67.54 217.88 96.66142.25 60.07 100.08 12.7360.07 112.82
COLLEGE RISK RETENTION GROUP, INC.13613 99.80 183.69 124.53228.29 62.14 90.94 17.6569.25 108.59
COLUMBIA NATIONAL RRG INC10803 37.93 0.00 0.0053.24 17.72 0.00 33.5717.72 33.57
COMCARE PRO INS RECIPROCAL RRG11864 60.30 564.86 25.1785.73 82.52 86.23 11.2382.52 97.47
COMMERCIAL HIRECAR INSURANCE COMPANY, A RISK RETENTION GROUP15836 254.56 173.74 51.79229.08 129.83 60.92 21.73196.10 82.65
COMMUNITIES OF FAITH RRG INC11807 14.97 816.42 13.5016.50 9.05 58.00 35.579.05 93.57
COMMUNITY BLOOD CENTERS EXCH RRG13893 24.31 797.17 15.4329.90 7.92 52.24 68.4112.85 120.65
COMMUNITY CARE RISK RETENTION GROUP, INC.15798 133.43 118.15 163.12257.16 79.74 87.02 11.39107.37 98.41
COMMUNITY HEALTH ALLIANCE RECIP RRG11536 83.05 199.02 185.82307.14 0.00 0.00 0.000.00 0.00
COMMUNITY HOSPITAL RRG11259 52.87 213.06 91.21102.75 29.17 72.29 13.3532.57 85.64
COMPASS SPECIALTY INSURANCE RISK RETENTION GROUP, INC.15867 81.36 817.37 20.82138.47 131.49 36.71 21.41175.70 58.12
CONSUMER SPECIALTIES INSURANCE COMPANY RRG10075 42.65 295.38 56.6471.36 23.10 65.49 61.5623.10 127.05
CONTINUING CARE RRG, INC.11798 152.18 109.07 191.45317.77 243.30 77.64 31.61265.67 109.25
CONTRACTORS INS CO OF NORTH AMER RRG11603 33.95 476.75 20.9133.84 6.01 -59.51 47.5933.37 -11.92
CONTROLLED RISK INS CO OF VT RRG10341 41.89 406.81 41.6370.94 55.07 35.84 53.09393.38 88.93
COPIC, A RISK RETENTION GROUP14906 48.32 8,094.20 1.4154.97 2.66 0.00 76.3858.12 76.38
COUNTY HALL INSURANCE COMPANY, INC., A RISK RETENTION GROUP15947 122.77 318.42 68.61268.23 217.16 67.59 19.92256.79 87.52
COVERYS RRG, INC.14160 68.21 465.78 36.73116.69 9.20 239.87 -72.00223.87 167.87
CPA MUTUAL INS CO OF AMERICA RRG10164 86.45 206.78 118.20211.30 55.03 89.92 25.65115.11 115.57
CROSSFIT RISK RETENTION GROUP, INC.13720 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
CRUDEN BAY RRG INC11676 57.66 198.38 111.03127.01 26.52 100.00 8.2126.52 108.21
CRYSTAL RUN RECIPROCAL RISK RETENTION GROUP13655 91.77 165.50 299.70455.18 -24.92 0.00 -62.840.00 -62.84
DAN RISK RETENTION GROUP, INC.15928 63.24 5,054.45 4.85154.93 7.23 135.46 36.0089.93 171.46
DOCTORS COMPANY RISK RETENTION GROUP, A RECIPROCAL EXCHANGE14347 153.47 209.33 81.91263.16 140.71 173.59 -32.40390.60 141.19
DOCTORS PROFESSIONAL LIABILITY RRG, INC.15893 75.04 344.47 43.34112.04 75.15 72.06 31.5487.63 103.60
DUBOIS MEDICAL RRG11842 30.16 462.15 28.0239.06 11.43 74.73 18.3211.43 93.04
EASTERN DENTISTS INS CO RRG10115 63.46 231.62 87.99129.33 31.51 46.50 44.2137.24 90.71
ELITE TRANSPORTATION RRG INC10125 134.90 101.20 577.59788.48 369.13 85.95 31.07553.02 117.02
EMERGENCY CAPITAL MANAGEMENT, LLC, RRG14163 70.97 175.76 161.92201.97 98.76 72.41 8.19122.79 80.59
EMERGENCY MEDICINE PROFESSIONAL ASSURANCE COMPANY RRG (EMPAC)12003 89.44 214.30 78.15149.79 60.48 78.87 29.6270.08 108.49
EMERGENCY PHYSICIANS INSURANCE EXCHANGE RRG (EPIX)11714 73.53 168.05 130.17160.85 45.69 78.19 25.9457.39 104.13
EVERGREEN USA RRG INC38466 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
EXCELA RECIPROCAL RRG15337 91.56 121.36 433.45481.66 179.67 92.56 6.81179.67 99.37
FIRST MEDICAL INS CO RRG11278 54.71 225.35 78.1496.33 18.96 95.09 3.7718.96 98.86
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
FORT WAYNE MEDICAL SURETY COMPANY, RRG12625 39.95 478.76 33.3563.78 33.79 40.16 38.4533.79 78.61
FRANKLIN CASUALTY INS CO RRG10842 808.25 70.85 177.211,014.81 1,175.58 67.69 2.091,175.58 69.77
FREDERICKSBURG PROFESSIONAL RISK EXC12016 49.96 222.75 48.1553.59 15.46 98.33 8.6115.46 106.94
GABLES RISK RETENTION GROUP, INC.14032 63.49 215.86 96.68132.51 81.60 64.14 7.4281.60 71.56
GEISINGER INS CORP RRG12000 488.92 581.59 4.29122.03 10.83 53.75 35.56155.47 89.30
GERIC INSURANCE RISK RETENTION GROUP, INC.13782 26.19 15,656.64 0.6124.86 8.95 -14.38 37.4015.59 23.02
GLOBAL HAWK INSURANCE COMPANY RRG11948 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
GOLDEN INS CO RRG11145 101.65 286.88 116.03338.37 104.30 70.70 28.08123.68 98.78
GOOD SHEPHERD RECIPROCAL RISK RETENTION GROUP, INC.12512 33.40 374.12 36.4945.59 34.88 30.96 8.4234.88 39.37
GOVERNMENT TECHNOLOGY INSURANCE COMPANY RISK RETENTION GROUP, INC.13973 166.42 188.23 46.08144.34 128.89 69.98 46.49169.38 116.47
GRACO RRG INC11581 57.20 0.00 0.0064.08 0.00 0.00 0.00255.91 0.00
GREEN HILLS INS CO RRG11941 88.26 218.30 92.28177.79 84.39 -2.36 17.7584.39 15.39
GUARDIAN RRG INC11696 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
GUTHRIE RRG12014 77.54 152.08 188.96222.84 43.13 71.15 4.8343.13 75.98
HAMDEN ASSURANCE RRG, INC.13057 5,923.47 0.00 0.005,060.29 0.00 0.00 0.000.00 0.00
HEALTH CARE CAS RRG INC12236 89.85 163.19 261.53383.46 0.00 -56.30 0.000.00 0.00
HEALTH CARE INDUSTRY LIABILITY RECIPROCAL INSURANCE COMPANY, RRG11832 118.95 316.88 51.67194.74 16.53 79.37 -163.47184.24 -84.10
HEALTH NETWORK PROVIDERS MUT INS CO11813 77.21 164.42 128.15162.69 29.33 57.22 21.3636.84 78.59
HEALTH PROVIDERS INS RECIPROCAL RRG10080 31.29 443.96 27.9438.81 9.34 69.95 45.2911.83 115.24
HEALTHCARE PROVIDERS INS CO RRG11683 44.99 302.12 56.3576.60 18.57 78.38 33.9119.24 112.29
HOME CONSTRUCTION INS CO RRG11950 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
HOSPITALITY RISK RETENTION GROUP, INC.16038 70.22 501.62 28.71101.13 78.90 63.76 27.52101.01 91.27
HOUSING AUTHORITY RRG INC26797 44.73 292.24 54.9871.88 14.75 68.39 51.2215.47 119.61
HPIC RISK RETENTION GROUP15866 41.64 727.75 23.2870.54 0.16 195.24 13,457.951.86 13,653.19
ICI MUTUAL INSURANCE COMPANY, A RISK RETENTION GROUP11268 28.23 571.86 21.9635.45 7.86 23.59 38.9022.52 62.50
INDIANA HEALTHCARE RECIP RRG11692 45.19 259.51 68.1779.95 26.62 69.94 19.6826.62 89.61
INNOVATIVE PHYSICIAN SOLUTIONS RRG12320 101.23 133.62 312.57422.81 135.44 63.89 33.38135.44 97.27
IQS INSURANCE RISK RETENTION GROUP, INC.15080 92.58 206.91 25.9049.62 33.06 47.66 30.9333.06 78.59
IRONSHORE RISK RETENTION GROUP, INC.14375 2,730.73 10.57 39.59114.23 1.76 79.84 1,772.4035.28 1,852.23
J.M. WOODWORTH RRG, INC.12594 109.78 91.09 341.29341.29 0.00 -131.83 0.000.00 0.00
KENTUCKIANA MEDICAL RECIPROCAL RRG11872 36.74 306.39 44.4049.99 15.75 114.02 16.1914.01 130.21
KENTUCKY HOSPITAL INS CO RRG11939 58.61 207.47 98.15119.34 29.13 27.58 30.2452.08 57.82
LAKE STREET RRG INC11803 34.53 357.21 37.9246.76 26.90 49.45 27.4126.90 76.86
LAMMICO RRG, INC.14444 5.29 7,470.76 1.395.49 0.23 144.32 -212.126.15 -67.80
LANCET INDEMNITY RISK RETENTION GROUP, INC.13014 126.99 120.31 278.31425.20 145.41 63.20 50.10202.93 113.30
LONE STAR ALLIANCE, INC., A RISK RETENTION GROUP15211 113.78 359.66 41.31169.06 15.17 106.33 -96.22467.72 10.11
LVHN RRG11684 124.87 0.00 0.001,560.95 243.92 0.00 4.68243.92 0.00
MAKE TRANSPORTATION INSURANCE, INC., A RISK RETENTION GROUP12554 148.16 234.27 72.97253.26 135.53 74.78 5.85212.96 80.63
MARATHON FIN INS CO INC RRG11117 41.70 0.00 0.0059.91 10.78 -21.05 94.5310.78 73.48
MCIC VERMONT INC RRG10697 74.10 167.93 183.17227.92 49.37 101.38 10.2851.20 111.66
MD RISK RETENTION GROUP, INC.12355 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
MED MAL RISK RETENTION GROUP, INC.14446 61.95 393.67 48.72118.83 11.45 87.31 46.76147.73 134.07
MEDAMERICA MUTUAL RRG INC26257 62.73 223.52 95.78134.29 48.26 67.78 5.1761.08 72.96
MEDCHOICE RISK RETENTION GROUP, INC.15738 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
MEDPRO RRG RISK RETENTION GROUP13589 185.61 624.24 111.501,291.91 31.63 84.27 31.941,582.88 116.22
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
MENTAL HEALTH RISK RETENTION GROUP44237 42.76 327.50 51.0571.48 18.46 23.31 12.7246.43 36.03
MICA RISK RETENTION GROUP, INC.15527 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
MIDWEST INSURANCE GROUP, INC., A RISK RETENTION GROUP11999 95.27 169.76 181.34293.29 94.14 39.55 53.04117.17 92.59
MLM RISK RETENTION GROUP, INC.16026 1.20 0.00 0.001.21 0.07 0.00 3,362.831.20 3,362.83
MMIC RRG, INC.14062 33.31 0.00 0.0010.55 0.43 0.00 309.978.60 309.97
MOUNTAIN LAKE RISK RETENTION GROUP, INC.13812 157.92 126.18 29.3158.40 13.64 102.24 91.9713.64 194.21
MOUNTAIN LAUREL RRG INC11547 68.69 230.07 127.01200.71 62.65 37.63 30.61463.85 68.24
MOUNTAIN STATES HEALTHCARE RECIP RRG11585 72.82 156.90 213.69244.16 79.31 114.09 8.4384.98 122.52
NASW RISK RETENTION GROUP, INC.14366 38.77 736.37 17.4649.84 32.57 42.53 29.7157.58 72.25
NATIONAL ASSISTED LIVING RRG, INC.11806 52.61 281.48 67.2099.52 41.51 66.89 39.2941.51 106.18
NATIONAL BUILDERS & CONTRACTORS INS12235 51.12 223.10 62.6371.43 -10.80 141.00 -54.110.00 86.89
NATIONAL CATHOLIC RRG10083 83.68 161.70 255.55345.77 54.21 83.68 24.14110.83 107.82
NATIONAL GUARDIAN RISK RETENTION GROUP36072 56.88 265.76 56.4385.31 -3.78 -61.90 -156.7232.88 -218.62
NATIONAL HOME INSURANCE CO RRG44016 64.51 317.97 74.99153.84 0.00 192.79 0.000.00 0.00
NATIONAL INDEPENDENT TRUCKERS IC RRG11197 86.06 226.64 42.7083.28 42.26 53.74 35.5491.20 89.28
NATIONAL MEDICAL PROFESSIONAL RISK RETENTION GROUP, INC.12529 2.11 0.00 0.002.14 0.00 0.00 0.000.00 0.00
NATIONAL SERVICE CONTRACT INSURANCE COMPANY (RRG)10234 16.30 0.00 0.0018.94 5.58 0.00 85.136.35 85.13
NATIONAL TRANSPORTATION INSURANCE COMPANY RISK RETENTION GROUP, LLC16011 121.29 803.77 24.02234.14 132.19 42.09 20.05295.46 62.14
NCMIC RISK RETENTION GROUP, INC.14130 68.42 394.98 23.2862.92 13.12 -49.07 -57.92137.26 -106.99
NEW HOME WARRANTY INSURANCE COMPANY, A RISK RETENTION GROUP13792 82.21 2,617.96 11.36244.41 40.25 61.63 15.42171.70 77.05
NEW STAR RISK RETENTION GROUP, INC.12532 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
NEW YORK HEALTHCARE INSURANCE COMPANY, INC., RRG12275 135.15 100.49 302.52410.83 148.51 72.84 20.23159.36 93.07
OASIS RECIPROCAL RISK RETENTION GROUP13644 89.54 179.37 114.08183.22 67.38 47.76 21.0813.92 68.84
OCEANUS INS CO A RRG12189 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
OMS NATL INS CO RRG44121 49.23 295.93 57.1583.26 23.54 75.43 29.6825.02 105.11
ONYX INSURANCE COMPANY, INC., A RISK RETENTION GROUP15208 151.21 126.90 202.17387.95 164.31 103.22 20.12195.53 123.34
OOIDA RISK RETENTION GROUP INC10353 127.61 168.06 149.41320.43 60.38 76.42 29.72172.50 106.15
OPHTHALMIC MUTUAL INS CO RRG44105 26.24 692.90 18.7134.01 13.49 54.03 37.8814.69 91.91
ORANGE COUNTY MEDICAL RECIP INS RRG12183 21.75 595.27 20.6226.69 13.46 171.85 17.1013.46 188.95
ORTHOFORUM INSURANCE COMPANY (A RISK RETENTION GROUP)14260 141.04 88.35 705.70879.34 184.94 102.63 16.99247.68 119.62
P&S INSURANCE RISK RETENTION GROUP, INC.15583 381.76 0.00 0.0071.20 0.00 0.00 0.000.00 0.00
PACE RRG INC11575 108.78 994.63 23.02249.10 3.17 200.55 -19.13197.04 181.42
PALLADIUM RISK RETENTION GROUP, INC.15279 93.45 144.44 473.04638.54 210.59 93.40 6.30220.05 99.69
PARATRANSIT INSURANCE COMPANY, RRG44130 57.47 280.21 64.64104.10 28.82 65.00 28.6241.64 93.62
PCH MUTUAL INSURANCE COMPANY, RRG11973 66.20 217.43 100.93145.28 43.59 79.83 61.8679.63 141.69
PEACE CHURCH RRG INC11846 27.87 456.67 28.6036.40 16.79 71.04 28.1318.15 99.17
PELICAN INS RRG11587 25.46 585.16 21.9932.76 13.83 177.63 61.7728.12 239.40
PHOEBE RECIPROCAL RRG12004 28.91 383.78 35.2839.14 12.01 64.23 41.0612.01 105.29
PHYSICIANS CASUALTY RISK RETENTION GROUP, INC.13995 93.27 164.99 200.33308.28 113.26 60.38 50.08139.98 110.46
PHYSICIANS INDEMNITY RISK RETENTION GROUP, INC.12746 122.82 163.87 103.34207.98 87.39 35.04 43.67113.60 78.71
PHYSICIANS PROACTIVE PROTECTION, INC. RISK RETENTION GROUP12507 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
PHYSICIANS PROFESSIONAL LIABILTY RRG11514 50.15 341.96 51.4688.24 21.45 76.08 17.6420.78 93.72
PHYSICIANS REIMBURSEMENT RRG10934 62.72 167.94 146.80154.63 17.11 5.40 58.5521.24 63.94
PHYSICIANS SPECIALTY LTD RRG11513 58.10 200.22 86.28100.37 24.73 100.06 14.400.02 114.46
PIH INSURANCE COMPANY, A RECIPROCAL RISK RETENTION GROUP13582 27.09 492.18 25.0533.41 31.70 11.82 12.1138.18 23.93
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
PINNACLE CONSORTIUM OF HIGHER ED RRG11980 58.35 198.11 118.95137.50 17.95 123.87 14.0017.95 137.88
PLATINUM TRANSPORT INSURANCE RISK RETENTION GROUP, INC.15796 171.90 138.95 248.00592.38 371.82 81.37 27.14534.33 108.51
PONCE DE LEON LTC RRG, INC.11809 22.89 444.22 28.5429.03 -0.02 123.71 -38,834.10-0.02 -38,710.38
PREFERRED CONTRACTORS INSURANCE COMPANY RRG, LLC12497 182.60 80.04 523.40764.99 72.60 216.88 35.85217.50 252.73
PREFERRED PHYSICIANS MEDICAL RRG44083 110.28 1,240.77 29.03397.25 -1,476.49 98.89 0.11537.42 99.00
PREFERRED PROFESSIONAL RRG14919 64.07 606.27 16.7264.95 7.49 90.00 85.0971.29 175.09
PROASSURANCE AMERICAN MUTUAL, A RISK RETENTION GROUP15647 16.36 13,409.04 0.7616.67 1.21 81.47 -253.8826.78 -172.41
PROBUILDERS SPECIALTY INS CO RRG11671 5.97 52,562.54 0.165.07 0.00 0.00 0.000.00 0.00
PROFESSIONAL EXCHANGE ASSURANCE COMPANY (A RISK RETENTION GROUP)14461 65.56 163.95 171.89184.75 80.24 72.57 19.51116.31 92.08
PROFESSIONAL QUALITY LIABILITY INSURANCE COMPANY, A RISK RETENTION GROUP12608 6.61 1,799.50 5.886.99 0.00 0.00 0.000.00 0.00
PROFESSIONALS RISK RETENTION GROUP, INC.13067 109.18 243.55 61.95164.74 30.64 62.13 33.73252.10 95.86
PROSPECT MEDICAL HOLDINGS RISK RETENTION GROUP, INC. IC15990 141.81 143.09 294.71598.02 249.10 99.18 4.16345.14 103.34
PUBLIC UTILITY MUTUAL INSURANCE COMPANY, RRG11350 18.49 694.52 17.4522.40 16.92 47.83 35.2229.16 83.05
RECREATION RISK RETENTION GROUP, INC.15905 24.38 1,172.83 9.9328.40 17.43 35.00 51.7825.43 86.78
RED CLAY RISK RETENTION GROUP, INC.13078 63.74 218.52 69.6897.05 28.42 94.74 31.8537.80 126.60
RED ROCK RISK RETENTION GROUP, INC.13736 36.13 341.59 39.8549.18 30.18 89.34 17.5130.18 106.85
REPUBLIC RRG12019 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
RESTORATION RISK RETENTION GROUP, INC.12209 68.08 190.73 111.38144.64 31.77 60.00 20.2237.18 80.22
ROMULUS INSURANCE RISK RETENTION GROUP, INC.15744 82.56 258.41 22.7448.53 38.12 9.96 14.1738.12 24.13
RPX RRG14135 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
SAGE RISK RETENTION GROUP, INC.15631 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
SAINT LUKE'S HLTH SYSTEM RRG11712 69.82 182.82 44.0056.17 23.08 73.44 20.9234.23 94.37
SAMARITAN RISK RETENTION GROUP, INC.12511 48.99 359.75 49.7987.75 36.72 65.35 12.7536.72 78.10
SCRUBS MUTUAL ASSURANCE COMPANY RISK RETENTION GROUP12988 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
SECURITY AMERICA RRG INC11267 97.41 144.00 133.54187.33 69.02 34.22 76.6097.07 110.82
SELECT MD RRG14136 90.57 205.51 91.63170.55 32.25 80.38 45.54199.94 125.93
SENIORSFIRST RISK RETENTION GROUP, INC.16088 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
SIGMA RRG, INC.13557 57.62 186.14 122.46131.36 0.00 88.58 0.000.00 0.00
SOUTHWEST PHYSICIANS RISK RETENTION GROUP, INC.12907 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
SPIRIT COMMERCIAL AUTO RISK RETENTION GROUP14207 193.27 78.08 343.35518.12 332.27 97.15 20.84331.86 117.99
SPIRIT MOUNTAIN INSURANCE COMPANY RRG, INC10754 66.25 397.61 50.08131.93 55.97 7.12 52.2080.20 59.32
ST CHARLES INS CO RRG11114 15.99 950.64 12.2318.59 11.02 12.97 23.1811.02 36.15
ST LUKES HEALTH NETWORK INS CO RRG11688 72.56 144.65 203.90214.02 10.55 94.34 38.6010.55 132.94
STATES SELF-INSURERS RRG44075 76.40 199.72 152.15232.15 42.08 59.11 34.67117.20 93.78
STICO MUT INS CO RRG10476 48.33 450.05 38.1783.02 15.26 42.13 70.0920.40 112.21
SUBURBAN HEALTH ORGANIZATION RISK RETENTION GROUP, LLC13135 54.26 0.00 0.0015.72 0.00 0.00 0.00392.66 0.00
SUNLAND RISK RETENTION GROUP, INC.14026 1,037.56 49.27 30.50155.93 34.72 54.77 1.81347.25 56.58
TERRA INS CO RRG10113 51.78 1,160.04 10.8665.25 40.35 17.12 40.7960.16 57.91
TERRAFIRMA RISK RETENTION GROUP LLC14395 31.32 488.17 29.5345.15 28.48 60.71 26.5128.48 87.22
THE HEALTHCARE UNDERWRITING CO RRG10152 127.92 107.93 423.25584.36 200.83 94.07 4.98200.83 99.05
TITAN INS CO INC RRG11153 32.09 0.00 0.0043.46 -3.78 0.00 -20.3944.69 -20.39
TITLE INDUSTRY ASSURANCE CO RRG10084 46.09 346.59 35.2456.30 64.44 66.95 3.6086.45 70.55
TRANSPORT RISK SOLUTIONS RISK RETENTION GROUP, INC.16025 633.83 0.00 0.0080.69 0.00 0.00 0.000.00 0.00
TRANSPORTATION INSURANCE SERVICES RISK RETENTION GROUP, INC.15767 606.68 35.14 78.26166.86 78.24 66.78 22.8878.24 89.66
TRINITY RISK SOLUTIONS RECIPROCAL INSURANCE COMPANY RRG11958 56.18 221.40 84.24104.78 47.58 71.92 21.5747.19 93.48
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
UNITED CENTRAL PA RRG11548 58.69 197.39 92.83107.54 54.75 81.68 5.3454.75 87.02
UNITED EDUCATORS INS RRG INC10020 74.63 185.48 150.09207.74 41.49 77.24 19.5850.20 96.83
UNITED HOME INSURANCE CO A RRG10712 29.55 0.00 0.0019.01 0.00 0.00 0.000.00 0.00
URGENT CARE ASSURANCE COMPANY RISK RETENTION GROUP12915 120.17 169.63 131.21267.45 49.17 170.80 53.43114.99 224.22
URGENT MD RISK RETENTION GROUP, INC.15908 196.27 96.70 126.41239.90 151.49 58.36 15.61173.28 73.96
UV INSURANCE RISK RETENTION GROUP, INC.13988 28.50 479.17 29.1939.86 31.47 26.15 73.8331.47 99.99
VEHICULAR SERVICE INSURANCE COMPANY, RISK RETENTION GROUP11063 0.91 0.00 0.000.90 0.00 0.00 0.000.00 0.00
VELOCITY INSURANCE COMPANY, A RISK RETENTION GROUP15956 161.63 108.77 39.8270.00 34.62 69.19 26.2134.62 95.40
VIRGINIA PHYSICIANS RISK RETENTION GROUP, INC.13974 68.28 313.56 62.31133.40 27.30 110.81 42.54138.36 153.36
WELLSPAN RRG11682 104.97 108.34 235.74268.11 125.16 73.48 3.61125.16 77.09
WESTERN CATHOLIC INSURANCE COMPANY RRG14122 61.66 181.87 123.67138.67 0.00 66.02 0.000.00 0.00
WESTERN PACIFIC MUT INS CO RRG40940 18.63 1,718.03 7.0322.51 2.62 64.80 95.043.17 159.84
YELLOWSTONE INSURANCE EXCHANGE (A RISK RETENTION GROUP)11796 59.70 253.26 74.40112.48 59.33 42.25 32.7167.89 74.96
Analysis of Risk Retention Groups
®
®
1985Founded by Joseph L. Petrelli and Sharon M. Romano Petrelli to serve the financial analysis and actuarial services needs of regional and specialty insurers.1986First to issue Financial Stability Ratings® (FSRs) for health maintenance organizations (HMOs).1987First to issue FSRs for public entity liability self-insured pools through the development of our Management Audit Process.1989First to review and rate independent regional and specialty insurance companies.First to have Property & Casualty insurance company rating process formally reviewed and accepted by Fannie Mae. An FSR of A or better eliminates the need for property insurance cut-through endorsements.1990First to have Property & Casualty insurance company rating process formally reviewed and accepted by Freddie Mac.Began offering Property & Casualty insurance companies and Title underwriters loss cost analysis and rate, rule and form filing assistance.Responded to the National Association of Insurance Commissioners requirements for Property & Casualty insurers to submit Statements of Actuarial Opinion related to loss and loss adjustment expense reserves concurrent with the 1990 Property & Casualty annual statement.1992First to analyze the financial position of each Title underwriter in the industry.1993First to have Property & Casualty insurance company rating process formally reviewed and accepted by HUD.1994Fannie Mae issued Title underwriter acceptance guidelines, naming Demotech as an approved Title underwriter rating service.1995First to promulgate Commercial Real Estate Recommendations to provide financial due diligence of Title underwriters involved in larger real estate transactions.1996Contacted by the Florida Office of Insurance Regulation when the property insurance market required newly established insurers to obtain ratings. Demotech developed evaluation procedures for the assignment of FSRs to newly formed companies.Coordinated the first seminar regarding the implementation of statements of actuarial opinion for Title underwriters on behalf of the Conference of Consulting Actuaries.1999Co-authored the Commerce Clearing House publication describing the evolution of the Canadian Title insurance industry.2001Completed the initial loss and loss adjustment expense review of the Iowa Finance Authority – Title Guaranty Division.2002Revitalized the Ohio Title Insurance Rating Bureau, Inc. (OTIRB).2003Auto-Owners Insurance Group made umbrella insurance available to insurers earning an FSR of A or better.Assisted the North Carolina Title Insurance Rating Bureau with the development and filing of Closing Services coverage.Assisted OTIRB with its first rate revision since 1980.2004Published Serious about Solvency – Financial Stability Rating® Survival Rates 1989 through 2004.
Introduced Demotech Performance of Title Insurance Companies and Quarterly Updates, presenting consolidated statutory financial information for the Title insurance industry.2005HUD approved Demotech’s rating process for general and professional liability insurance under Notice H04-15, Professional Liability Insurance for Section 232 and 223(f) Programs.2006Joseph L. Petrelli, ACAS, MAAA, FCA, authored What We’ve Got Here Is a Failure to Communicate – How Traditional Financial Reporting Contributes to Misunderstanding of Title Insurance Loss Activity.2007Demotech introduced its Company Classification System.Demotech designated as the Official Research Partner of Insurance Journal. Expanded operations into a larger facility reflecting our increased capacity to serve our clients.2008Introduced Insurance Agents’ Errors and Omissions Insolvency Gap Legal Defense Coverage.2009Expanded the Insolvency Gap Coverage to include indemnity as well as legal defense.2010Celebrated 25th Anniversary.2011The Florida State University published “A Comprehensive Examination of Insurer Financial Strength Ratings” comparing and contrasting Demotech to A.M. Best, Moody’s, Standard & Poor’s and Fitch.2012Financial Stability Ratings® added to SNL Financial’s products, www.snl.com. 2013A leading insurance agents’ errors and omissions insurance carrier retained Demotech to perform a financial due diligence on the carriers that request an extension of insolvency coverage.Introduced Stakeholder Team Accomplishment Recognition™ Award to identify Property & Casualty insurers that successfully addressed the diverse needs of all corporate stakeholders.2014Achieved the milestone of more than 400 insurance entities being actively reviewed, rated and monitored.Fannie Mae MultiFamily accepted captive insurers and risk retention groups rated A or better by Demotech as regards professional and general liability insurance coverage for senior housing facilities.Nominated for Intelligent Insurer Global Award – Best Rating Agency.ACQ Global Award – Niche Insurer Rating Service – US.ACQ Law Award – Niche Lawyer of the Year – US to W. Burke Coleman, Esquire, Demotech’s Legal Counsel and Compliance Manager.2015Celebrated 30th Anniversary.ACQ Global Award – Niche Insurer Rating Service – US.Financial Monthly – Innovation and Excellence Award for Financial Analysis.ACQ Global Award – US – Gamechanger of the Year (Financial Analysis).On behalf of Demotech, Inc., Joseph Petrelli and Sharon Romano received the Founder’s Award from the Florida Association for Insurance Reform.Nominated as Rating Agency of the Year – Reactions North America Awards Banquet.Published inaugural issue of The Demotech Difference. Corporate Vision – Corporate Excellence Awards 2015 – Best Evaluator of US Regional & Specialty Insurers and Sustained Excellence in Insurer Financial Analysis.
Demotech Milestones
®
Demotech, Inc.2715 Tuller Parkway
Dublin, OH 43017-2310www.demotech.com