department officers · date and place of birth: 1.29.1962, in porto feliz, sp. brief professional...

6.25.2020

Department Officers

Ademir Aparecido Correa Junior

Date and Local of Birth: July 11, 1969, in Wenceslau Braz, PR.

Brief Professional Background: He began his career in 1984 at Banco Bamerindus S.A.,

worked in all positions of the Branch, when, in 1997, the institution was acquired by

HSBC Bank Brasil S.A. – Banco Múltiplo, where he started to perform his activities and,

in 2002, was promoted to the position of Regional Manager. Between 2008 and 2009,

he worked as Head of PFS Mid Segment & Direct Channels at HSBC Indonesia, in Jakarta.

Between January 2010 and October 2016, he worked as Executive Superintendent

Brazil. In July 2016, he was elected Regional Officer of Kirton Bank S.A. (Ex-HSBC Bank

Brasil S.A.). In October 2016, at the time in which the institution was acquired by Banco

Bradesco S.A., he was elected Regional Officer. In June 2019, he was promoted to the

position of Department Officer.

Other Professional Experiences:

Current:

Member of Managing Body of Fundação Bradesco.

Officer of Bram – Bradesco Asset Management S.A. Distribuidora de Títulos e Valores

Mobiliários.

Previous:

Regional Officer of Kirton Bank S.A. – Banco Múltiplo

Degree:

International Trade from Centro Universitário Internacional UNINTER.

Administration for Bank Employees from CIESA - Centro Integrado de Ensino Superior

do Amazonas.

Other Courses:

HSBC 2000 Trainee Project - In Company Training;

Visão Globalizada no Negócio from Fundação Getulio Vargas, São Paulo;

High Performance Sr. Management Program from Fundação Dom Cabral and HSBC

BANK Brasil S/A;

Trade and Sales Negociation from PLI, Vancouver, Canada;

STARS – Strengthening Talent and Rewarding Success from Stars Listings International,

St. Petersburg, Russia;

2008 ASP PFS Sales Through Service, Malaysia;

HSBC High Performance Programme – Manco from Insper - Instituto de Ensino e

Pesquisa;

ALCO Assets and Liabilities Programme, New York, EUA.

PMD - Program for Management Development from IESE - University of Navarra, São

Paulo, SP.

André Bernardino da Cruz Filho

Date and Place of Birth: June 11, 1959, in João Pessoa, PB.

Brief Professional Background: He began his carreer at Banco Banorte S.A. in April

1978, remaining until March 1996, when he joined Banco Alvorada S.A as

Superintendent, current designation of Banco Bilbao Vizcaya Argentaria Brasil S.A. In

September 2003 he was transferred to Banco Bradesco S.A. as Department Manager of

the Share and Custody Department. In April 2008 he was promoted to the position of

Executive Superintendent and, in December 2009, elected Department Officer.


6.25.2020

Current:

Member of the Managing Body of Fundação Bradesco.

Officer of BEM - Distribuidora de Títulos e Valores Mobiliários Ltda.

Chairman of the Regulation and Best Practices Council for Qualified Services to the

Capital Market of ANBIMA - Associação Brasileira das Entidades dos Mercados

Financeiro e de Capitais.

Chairman of the Board of Directors of Galgo Sistemas de Informações S.A.

Previous:

Officer of Kirton Bank S.A. - Banco Múltiplo (Ex-HSBC Bank Brasil S.A. - Banco Múltiplo).

Officer of BEC - Distribuidora de Títulos e Valores Mobiliários Ltda.

Degree:

Graduated in Business Administration from Universidade Paulista – UNIP.

Other Courses:

Graduation Degree “Lato Sensu” in International Relations from Fundação Armando

Álvares Penteado - FAAP.

André Ferreira Gomes

Date and Place of Birth: July 18,1968, in Ribeirão Preto, SP.

Brief Professional Background: He began his career at Banco Bradesco S.A. in March,

being, in July 1998, promoted to the position of Branch Manager, in July 2008,

Department Manager and, in January 2011, Executive Superintendent. In December 2013

he was elected Regional Officer and, in March 2018, Department Officer.

Other Professional Experience:

Current:

Member of Fundação Bradesco’s Managing Body.

Previous:

Officer of Bram - Bradesco Asset Management S.A. Distribuidora de Títulos e Valores

Mobiliário.

Officer of Kirton Gestão de Recursos Ltda.

Degree:

Graduated in Law from UNAERP – Universidade de Ribeirão Preto.

Other Courses:

Graduation Degree qualification “Lato Sensu” MBA in Financial Management and

Controller from Fundação Getulio Vargas.

Program for Management Development (PMD) – IESE/University of Navarra, São Paulo.

Antonio Carlos Melhado

Date and Place of Birth: June 2, 1959, in São Paulo, SP, Brazil.

Brief Professional Background: He began his career in April 1997, at Banco Excel

Econômico S.A., a financial institution acquired by Banco Bilbao Vizcaya Argentaria

Brasil S.A., currently known as Banco Alvorada S.A. In September 2003, he was

transferred to Banco Bradesco S.A. In August 2008, he was promoted to the position

of Executive Superintendent. In August 2010, he was elected Officer and, in June 2011,

Department Officer.


Current:

Member of Managing Body of Fundação Bradesco

Previous:

6.25.2020

Alternate Member of the Board of Directors of Câmara Interbancária de Pagamentos -

CIP.

Graduation:

Business Administration from FMU - Faculdades Metropolitanas Unidas.

Antonio Daissuke Tokuriki

Date and Place of Birth: December 3, 1968, in São Paulo, SP.

Brief Professional Background: He joined Banco Bradesco S.A. in june 2001, as

Manager Corporate II, worked in various sectors of the Bank and, in April 2010, he was

promoted to the position of Executive Superintendent. In March 2014 he was elected

Officer and in February 2017, Department Officer, responsible for Corporate One.

Nowadays is Department Officer responsible for Cash Management Department.


Current


Previous

Accounts Manager of Banks Nacional, Unibanco - União de Bancos Brasileiros and

Santander (Brasil) S.A.

Business Manager of Banks Boavista Interatlântico S.A. and BCN S.A.

Degree:

Economics from Faculdade de Economia, Administração e Contabilidade from

Universidade de São Paulo - FEA/USP

Other Courses:

MBA in Foreign Trade and International Operations from Fundação Instituto de

Pesquisas Econômicas - Fipe - FEA/USP.

Program for Management Development for IESE Business School - University of

Navarra, São Paulo, SP.

Carlos Wagner Firetti

Date and Local of Birth: November 5, 1968, in Jaú, SP.

Brief Professional Background: He joined at Banco Cidade S.A. in January 1993, where

reached the position of Equity Research Manager. From May 1999 to September 2003,

he worked at Banco Bilbao Vizcaya Argentaria Brasil S.A., currently known as Banco

Alvorada S.A., where he reached the position of Officer. In September of the same year,

with the acquisition of Banco Bilbao Viscaya Argentaria Brasil by the Bradesco Group,

he joined Bradesco S.A. Corretora de Títulos e Valores Mobiliários, where he became

Analysis Superintendent, position held until February 2015, when he was elected

Department Officer of Banco Bradesco S.A.


Current:


Member of Managing Body.of Fundação Bradesco

Member of Executive Disclosure Committee

Graduation:

Bachelor Degree in Economics Science from Faculdade de Economia, Administração e

Contabilidade of Universidade de São Paulo - FEA/USP.

Other Courses:

Executive MBA in Finance from Insper – Instituto Brasileiro de Ensino e Pesquisa.

Certificação Chartered Financial Analyst (CFA) from CFA Institute, Virginia, USA.

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Clayton Camacho

Date and Place of Birth: 1.29.1962, in Porto Feliz, SP.

Brief Professional Background: He began his career, in June 1982, as bookkeeper at

Mogi das Cruzes Branch – SP, Centro. In January 1985 he was transferred to the Legal

Department as Lawyer, where he later became a General Manager and then Executive

Superintendent. In March 2005 he was elected Department Officer in charge of the said

Department.


Current

Member of Managing Board of Fundação Bradesco.

Effective Member of the Fiscal Council of Top Club Bradesco, Segurança, Educação e

Assistência Social.

Chairman of the Fiscal Council of Instituto Kirton Solidariedade

Alternate Member of the Executive Committee of Legal Affairs of FEBRABAN - Brazilian

Federation of Banks

Previous

Effective Member of the Fiscal Council of Bradespar S.A.

Effective Chairman of the Fiscal Council of Banco BEA S.A., Banco Bradesco BBI S.A. and

Boavista Prev - Fundo de Pensão Multipatrocinado.

Secretary Officer of Fundação Gastão Vidigal.

Graduation:

Law from Universidade Braz Cubas - UBC.

Other Courses:

Master Degree in Law and postgraduate qualification “Lato Sensu” in Business

Management from Pontifícia Universidade Católica de São Paulo - PUC-SP.

Continuous Education Program in Corporate Finance Focused on Value Generation

from Fundação Getulio Vargas - Escola de Administração de Empresas de São Paulo -

FGV-EAESP.

Advanced Management Program from Fundação Dom Cabral - FDC.

Advanced Management Program from IESE - University of Navarra.

Politcs Studies Course and Strategy by Associação dos Diplomados da Escola Superior

de Guerra.

Edilson Dias dos Reis

Date and Place of Birth: December 26, 1971 in Rio de Janeiro, RJ.

Brief Professional Background: He started to work at Ágora Corretora de Títulos e

Valores Mobiliários S.A. in February 2009 as Superintendent. In February 2012 he was

transferred to Banco Bradesco S.A. as Executive Superintendent and, in January 2017,

he was elected Officer and, in January 2019, Department Officer.


Current:


Degree:

Data Processing from Pontifícia Universidade Católica do Rio de Janeiro - PUC-Rio.

Other Courses:

Program for Management Development (PMD) from IESE - University of Navarra, São

Paulo, SP.

Incomplete Master´s Degree in Distributed and Parallel Computing from Universidade

Federal Fluminense.

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Edilson Wiggers

Date and Place of Birth: August 3, 1968, in Manoel Ribas, PR.

Brief Professional Background: He started his career in November 1986 at Banco

Econômico S.A., a financial institution which was acquired by Banco Excel Econômico

S.A. and, later, by Banco Bilbao Viscaya Argentaria Brasil S.A., current named of Banco

Alvorada S.A., where he reached the position of Branches Executive Superintendent. In

September 2003, he was transferred to Banco Bradesco S.A. being, in August 2010,

elected Officer and in June 2011, Department Officer and, since 2017, is responsible for

the Internal Audit of Bradesco Organization.


Current

Member of the Managing Board of Fundação Bradesco.

Previous:

Member of the Audit Committee of Aquarius Participações S.A.

Degree:

Incomplete Undergraduation, having attended the Accounting Sciences course at the

Faculdades FAFIMAN - Fundação Faculdade Filosofia Ciências e Letras de Mandaguari,

PR and FARGS - Faculdades Rio Grandenses - Porto Alegre, RS.

Executive Programs:

Strategic Management of Products and Services Transactions, and Management and

Financing from Escola de Administração de Empresas de São Paulo (São Paulo School

of Business Management) of Fundação Getulio Vargas - FGV/EAESP.

Excellence in Leadership from Stanford University - Graduate School of Business, in a

partnership with IEL - Instituto Euvaldo Lodi - RS.

Advanced Management Program (AMP) from IESE Business School - University of


Fernando Antônio Tenório

Date and Place of Birth: June 13.1961, in Bom Conselho, PE.

Brief Professional Background: He began his career at Banco Bradesco S.A. in January

1980, where he reached the position of Manager. In February 2000, he was transferred

to Banco Baneb S.A., a financial institution acquired by Bradesco, holding the position

of Branches Superintendent. In July 2002 he returned to Bradesco, as Regional

Manager. In March 2005 he was elected Regional Officer and, in January 2008, Officer.

In December 2009, he was indicated as Officer of Bradesco Administradora de

Consórcios Ltda., acting in this position until September 2012, when he was elected



Current


Chief Executive Officer of Associação dos Bancos do Estado da Bahia.

Deputy Member of the Consigned Credit Committee of Federação Brasileira de Bancos

- FEBRABAN.

Previous

Institutional Relations Officer of Banco BEC S.A.

Officer of Bradesco Administradora de Consórcios Ltda.

Sitting Commissioner Representative of the Conselho da Federação Nacional dos

Bancos-FENABAN.

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Deputy Officer of the Executive Committee on Relations with Public Authorities-

FEBRABAN.

Degree:

Administration from Associação Educacional UNYAHNA.

Other Courses:

Varejo Para Segmentos de Baixa Renda from Fundação Getulio Vargas, Escola de

Administração de Empresas de São Paulo.

Advanced Management Program from Fundação Dom Cabral.

Advanced Management Program (AMP) from IESE Business School - University of

Navarra, São Paulo.

Fernando Freiberger

Date and Local Birth: November 28, 1971, in Curitiba, PR.

Brief Professional Background: He began his career at BankBoston Banco Múltiplo

S.A. in January 1993. In July 1999, he joined HSBC Bank Brasil S.A. - Banco Múltiplo,

reaching the position of Executive Officer - Head of Commercial Banking - Brazil, where

he remained until October 2016, when the institution was acquired by Banco Bradesco

S.A. In January 2019, was elected Department Officer, responsible for Corporate.


Current


Member of the Managing Body of Fundação Bradesco

Previous

Officer of Kirton Bank S.A. - Banco Múltiplo

Senior Relationship Manager of Corporate Banking and Middle Market at BankBoston -

Banco Múltiplo S.A.

Degree:

Economics Science from Faculdade Católica de Administração e Economia (FAE) -

Curitiba, PR.

Other Courses:

Credit Associate Program - Credit Capital Markets Training from Bank Boston

Integrated People Management - Leading Strategy into Action - Duke Coporate

Education

Lider Coach Program - Integrated Coaching Institute

Media Training

High Performance Program from Insper - Instituto de Ensino e Pesquisa (Institute of

Education and Research)

Risk Management - Programme for Leaders - IMD

Fernando Honorato Barbosa

Date and Place of Birth: April 24, 1979, São Paulo, SP.

Brief Professional Background: Between 1998 and 2000, he was a member of

Bankboston’s economic team. In 2001, he worked as an economist at Rosenberg &

Associados until he joined Banco Bilbao Vizcaya Argentaria Brasil S.A., currently Banco

Alvorada S.A., in August 2001. In September 2003, he was transferred to Banco

Bradesco S.A., where he reached the position of Senior Economist. From June 2007 to

December 2008, he worked at Banco Bradesco BBI S.A. In January of the following year,

he returned to Bradesco and, in January 2010, he was promoted to Executive Manager.

In December 2011, he became Executive Superintendent of Bram - Bradesco Asset

6.25.2020

Management S.A. Distribuidora de Títulos e Valores Mobiliários, when he started to hold

the same position at Banco Bradesco S.A., being, in January 2017, elected Officer and,

in January 2019, promoted to the position of Department Officer.


Current

Member of the Managing Board of Fundação Bradesco

Member of the Supreme Council of FUNCEX - Fundação Centro de Estudos do

Comércio Exterior

Effective Member of the Economic Core of the G100-Center for the Study of Business

and Economic Development

President and Member of Permanent Macroeconomic Advisory Group of ANBIMA -

Brazilian Association of Financial and Capital Market Entities

Previous

Vice President of the Macroeconomic Monitoring Committee of ANBIMA - Brazilian

Association of Financial and Capital Market Entities

Degree:

Economics from School of Economics, Administration and Accounting of the University

of São Paulo - FEA-USP.

Other Courses:

Master of Economics from School of Economics, Administration and Accounting of the

University of São Paulo - FEA-USP.

Program for Management Development (PMD) from IESE - University of Navarra, São

Paulo, SP.

José Augusto Ramalho Miranda

Date and Place of Birth: January 28, 1980, São Paulo, SP.

Brief Professional Background:

He started his banking career in October 1999 at Banco Safra S.A., where he held many

positions. In September 2007, he joined the HSBC Group, working at HSBC Corretora de

Valores Ltda., HSBC Private Bank Suisse S.A. and HSBC Bank Brasil S.A. - Banco Múltiplo,

where he remained until October 2016, when the institution was acquired by Banco

Bradesco S.A., and, in December 2017, he was elected as an Officer. In June 2019 he was

elected Department Officer.


Current:


President of the Private Banking Committee of Anbima - Associação Brasileira das

Entidades dos Mercados Financeiro e de Capitais (Brazilian Association of Financial and

Capital Market Entities).

Previous:

Executive Officer of the BRAiN - Brasil Investimentos e Negócios

Graduation:

Business Administration at Pontifícia Universidade Católica de São Paulo - PUC-SP

(Catholic University).

Other Courses:

High Potential Leadership Program at the Harvard Business School

Great Leadership Program at New York University

6.25.2020

José Gomes Fernandes

Date and Place of Birth: March 27, 1960, in Jaguaribe, CE.

Brief Professional Background: He started his career in June 1978, at the Branches

network of Banco Bradesco S.A., where he worked for 9 years. At the Inspectorate

Department (Internal Audit), he performed his activities for 22 years, when he started

to manage the Corporate Security Department, being, in March 2015, promoted to the

position of Executive Superintendent and, in February 2018, elected Officer. In

December 2018 he was promoted to the position of Department Officer.


Current


Officer of Banco Bradesco Financiamento S.A

Officer of Banco Losango S.A – Banco Múltiplo

Officer of Bradesco Administradora de Consórcio LTDA

Officer of Banco Bradesco BBI S.A.

Officer of Banco Bradesco BERJ S.A.

Officer of Bradesco Leasing S.A. - Arrendamento Mercantil

Officer of Bradesco-Kirton Corretora de Câmbio S.A.


Officer of BEC - Distribuidora de Títulos e Valores Mobiliários Ltda.


Mobiliários

Officer of Kirton Bank S.A – Banco Múltiplo

Previous

Officer of Banco Bradesco Cartões S.A

Graduation:

Law from Universidade Bandeirantes de São Paulo - UNIBAN.

Demais Cursos:

PMD - Program for Management Development from IESE Business School - University

of Navarra, São Paulo, SP.

Julio Cardoso Paixão

Date and Local of Birth: December 5, 1977, São Paulo, SP

Brief Professional Background: He began his career at Banco Ibi S.A. (now Banco

Bradescard) in April 2008 as Superintendent of Credit Planning. In 2010, he worked at

Banco Bradesco as Executive Superintendent of Integrated Risk Control. In 2011, he

started working in Banco Bradesco Cartões (Cards) as Executive Superintendent. In

June 2018, he was elected Officer and, in January 2019, he was promoted to the position

of Department Officer of Banco Bradesco S.A.


Current:


Previous:

Alternate Member of the Credit Committee of Elo Servições S.A.

Degree:

Data Processing - UNESP/Fatec São Paulo

Other Courses:

MBA in Business Management - Fundação Instituto de Administração - FIA

6.25.2020

PMD Bradesco - Program for Management Development at IESE - University of Navarra

- São Paulo, SP

Klayton Tomaz dos Santos

Date and Place of Birth: February 22, 1969, in Bambuí, MG.

Brief Professional Background: He started his career in July 1989, at Banco BCN S.A.,

a financial institution that, in December 1997, was acquired by Banco Bradesco S.A. In

January 2004, he was transferred to Bradesco, being, in June 2014, promoted to the

position of Executive Superintendent, in February 2018, he was elected Officer and, in

January 2019, he was promoted to the position of Department Officer of Banco

Bradesco S.A.


Current

Member of the Managing Body of Fundação Bradesco Managing Body.

Degree:

Business Management from Centro Universitário das Faculdades Metropolitanas

Unidas - FMU.

Other Courses:

MBA in Organization Management Processes from Institute of Management Foundation

- FIA.

PMD - Program for Management Development from IESE Business School, University of


MBA in Strategic Business Management from Fundação Getulio Vargas - FGV.

Layette Lamartine Azevedo Junior

Date and Place of Birth: 8.18.1961, in Recife, PE, Brazil.

Brief Professional Background: In June 1996, he joined Banco Bilbao Vizcaya

Argentaria Brasil S.A., currently Banco Alvorada S.A., as Planning Superintendent. In

September 2003, he was transferred to Banco Bradesco S.A. in the position of Executive

Superintendent and, in June 2011, he was elected Department Officer.


Current

Member of the Fundação Bradesco’s Managing Body.

Graduation:

Graduated in Civil Engineering from Universidade Federal de Pernambuco.

Other Courses:

Executive International Programs from Harvard Business School.

AMP - Advanced Management Program from IESE University of Navarra - São Paulo, SP.

Leandro José Diniz

Date and Place of Birth: November 2, 1966, in São Paulo, SP.

Brief Professional Background: He started to work, in March 1997, as Manager at

Banco BCN S.A., a financial institution that Banco Bradesco S.A. acquired in December

1997. In September 2003, he was transferred to Banco Bradesco S.A., as Regional

Manager, being, in June 2011, promoted to the position of Executive Superintendent

and, in January 2012, elected Regional Officer. In December 2016 he was transferred to

Bradesco Administradora de Consórcios Ltda., where he assumed the position of

Officer. In February 2017, he returned to Bradesco as Department Officer.


6.25.2020

Current:

Secretary Officer of Associação Brasileira das Empresas de Leasing – ABEL (Brazilian

Association of Leasing Companies)

Vice Chairman of the Board of Directors of Associação Nacional das Instituições de

Crédito, Financiamento e Investimento – ACREFI (National Association of Credit,

Financing and Investment Institutions)

Sitting Member of the Regional Board of CIESP – Osasco, SP of Centro das Indústrias do

Estado de São Paulo – CIESP (São Paulo Industrial Employers Association)

Deputy Member of the Board of Directors of Companhia Brasileira de Securitização –

CIBRASEC

Alternate Member of the Board of Directors of Conselho Gestor do Fundo Garantidor

Habitacional – CGFGH (Managerial Council of Housing Guarantee Fund)

Officer of Bradesco Leasing S.A. – Arrendamento Mercantil

Member of the Managing Board of Fundação Bradesco

Effective Member of the Executive Committee of Banking Products - BF of Federação

Brasileira de Bancos - FEBRABAN

Member of the Advisory Board of Capítulo Nacional Brasileiro da Federação

Internacional das Profissões Imobiliárias - FIABCI BRASIL (Brazilian National Chapter of

the International Federation of Real Estate Professions)

Alternate Member of Fórum Permanente das Microempresas e Empresas de Pequeno

Porte – FPMPE (Permanent Forum of Small Companies and Businesses)

Previous

Member of the Advisory Board of Associação Comercial de São Paulo – ACSP

(Commercial Association of São Paulo)

Deputy Officer of DEF of Associação de Rede ILPF

Degree:

Business Administration from UNAERP - Universidade de Ribeirão Preto.

Other Courses:

Graduation Degree qualification in specialization level in Economics Analysis from

Centro Universitário Moura Lacerda.

MBA In Company - “Banking Business” from Fundação Getúlio Vargas – Escola de

Administração de Empresas de São Paulo (São Paulo Business Management School) -

FGV/EAESP.

Advanced Management Program (AMP) pelo IESE – University of Navarra, São Paulo, SP

Manoel Guedes de Araujo Neto

Date and Place of Birth: October 1, 1966, Salvador, BA.

Brief Professional Background: He started his career in 1988 at Banco Econômico S.A.,

institution acquired by Banco Excel Econômico S.A. and, later, by Banco Bilbao Vizcaya

Argentaria Brasil S.A. In September 2003 he was transferred to Banco Bradesco S.A.,

being, in April 2010, promoted to the position of Executive Superintendent and, in

January 2017, elected Officer. In January 2019 he was promoted to the position of



Current


Degree:

Business Management from Universidade Salvador - UNIFACS.

Other Courses:

6.25.2020

International Executive MBA from Amana Desenvolvimento & Educação.

Program for Management Development (PMD) from IESE – University of Navarra, São

Paulo, SP.

Marcelo Frontini

Date and Place of Birth: March 14, 1966, in São Paulo, SP.

Brief Professional Background: He worked at Credicard S.A from 1989 to March 2000.

From April 2000 to April 2003 he worked at Atento Brasil S.A. In May 2003, he joined

American Express do Brasil Tempo Ltda., currently Tempo Serviços Ltda., and, in

February 2007, he was transferred with the position of Acquisition Superintendent to

the Banco American Express S.A., currently Banco Bankpar S.A. In October 2008, he

started working at Banco Bradesco Cartões S.A., and in January 2010, he was promoted

to the position of Executive Superintendent, and remained in this position until July

2010, occasion when he was elected General Manager of Scopus, remaining there until

September 2017. Since 2014, he is a Department Officer of Banco Bradesco S.A.


Current positions:

Member of the Management Board of Fundação Bradesco.

Sitting Member of the Executive Innovation Committee of FEBRABAN – Brazilian

Federation Of Banks

Former positions:

Officer of Kirton Serviços e Participações LTDA., Scopus Desenvolvimento de Sistema

LTDA, Scopus Industrial S.A., Scopus Soluções em TI LTDA, Scopus Tecnologia LTDA

and ShopFácil Soluções em Comércio Eletrônico S.A.

Member of the Board of Directors of NCR Brasil - Industria de Equipamentos para

Automação S.A.

Graduation:

Bachelor of Production Engineering – Mechanics Area from Escola Politécnica da

Universidade de São Paulo - Poli/USP.

Bachelor of Economic Sciences from Faculdade de Economia, Administração e

Contabilidade da Universidade de São Paulo - FEA/USP.

Other Courses:

MBA in Marketing from Fundação para Pesquisa e Desenvolvimento da Administração,

Contabilidade e Economia - FUNDACE.

Executive Education Course at ESA - Grenoble II, Kellogg School of Management,

Schulich School of Business and Harvard Business School - AMP.

Marcelo Santos Dall’Occo

Date and Place of Birth: August 11, 1966, in São Paulo, SP.

Brief Professional Background: He was admitted to Banco Bradesco S.A in October

1997, holding the position of Fiscal Audit Supervisor at the Fiscal Audit Department,

being promoted, in July 2012, to the position of Executive Superintendent. In March

2013, was elected Department Officer.


Current


Effective Member of the Fiscal Council of Cielo S.A.

Alternate Member of Fiscal Council of Elo Participações S.A.

Previous

6.25.2020

Deputy Member of the Fiscal Council of Aquarius Participações S.A.

Effective Member of the Fiscal Council of Companhia Brasileira de Soluções e Serviços.

Deputy Member of the Fiscal Council of Fidelity Processadora S.A.

Member of the Supervision Committee of Fundo Garantidor de Créditos - FGC.

Effective Member of Fiscal Council of Elo Participações S.A.

Degree:

Accounting from Pontifícia Universidade Católica de São Paulo.

Other Courses:

Executive MBA in Finance from Instituto Brasileiro de Mercado de Capitais - IBMEC/SP.

Program for Management Development (PMD) - ISE Business School.

Marcio Henrique Araujo Parizotto

Date and Local of Birth: May 5, 1975, in Araçatuba, SP.

Brief Professional Background: He began his career in 1988, at Fahnestock&Company

(current Oppenheimer) – New York, USA, where he remained until January 1999. From

February of the same year until January 2006, he worked for American Express – São

Paulo and at American Express Company, in Miami, USA.

In July 2006 he joined Banco Bankpar S.A. (incorporated by Banco Bradesco Cartões

S.A. in June 2014), as Superintendent of Products and Marketing. In January 2010, he

was appointed Executive Superintendent and, in August of the same year, he was

elected Officer of Banco Bradesco Cartões S.A. He remained until May 2014, when he

was elected Officer of Banco Bradesco S.A. In February 2017, he was elected

Department Officer of Marketing and CRM.


Current:


Previous:

Regional Acquisition Officer of American Express- SP

Marketing Officer at American Express Company, Miami, Florida –USA

Officer of Banco Bankpar S.A.

Officer of Banco Bradesco Cartões S.A.

Chief Executive Officer of MPO - Processadora de Pagamentos Móveis S.A.

Officer of ShopFácil Soluções em Comércio Eletrônico S.A.

Degree:

Architecture and Urbanism from Universidade de São Paulo – USP.

Other Courses:

MBA Executive in Finances from Insper - Instituto de Ensino e Pesquisa.

Advanced Management Program (AMP) from Harvard Business School - Boston, USA.

Marcos Aparecido Galende

Date and Place of Birth: May 9, 1967, in Osasco, SP.

Brief Professional Background: He began his career at Banco Bradesco S.A. in April

1983. In February 2008 he was promoted to the position of Executive Superintendent,

being, in August 2010, elected as Officer and, in June 2011, Department Officer.


Current


Member of the Fiscal Council of Instituto Kirton Solidariedade

6.25.2020

Effective Member of the Fiscal Council of Top Clube Bradesco, Segurança, Educação e

Assistência Social

Previous

Sitting Member of the Fiscal Council of Fidelity Processadora e Serviços S.A.

Sitting Member of the Fiscal Council of Bradespar S.A.

Effective Member of the Fiscal Council of Aquarius Participações S.A

1st Alternate Member of the Fiscal Council of Boavista Prev - Fundo de Pensão

Multipatrocinado

Degree:

Economic and Accounting Sciences from Faculdade de Ciências da Fundação Instituto

Tecnológico de Osasco – FACFITO.

Other Courses:

Executive MBA in Finances from Insper - Instituto de Ensino e Pesquisa.

MBA Controller from Faculdade de Economia, Administração e Contabilidade da

Universidade de São Paulo - FEA - USP.

Advanced Management Program (AMP), given by Fundação Dom Cabral.

Advanced Management Program (AMP), given by IESE Business School - University of

Navarra, São Paulo.

Marlos Francisco de Souza Araujo

Date and Place of Birth: July 26, 1977, in São Paulo, SP, Brazil.

Brief Professional Background: He began his carrier at Banco Bradesco S.A. in April

1999. In December 2009 he was promoted to the position of Executive Superintendent

and, in March 2013, he was elected Department Officer. In September 2017, he was

appointed as Member of the Internal Controls and Compliance Committee and of the

Integrated Risk Management and Capital Allocation Committee.


Current


Alternate Member of the Fiscal Council of Top Clube Bradesco, Segurança, Educação e

Assistência Social.

Officer of 2bCapital S.A.



Mobiliários

Officer of Ágora Gestão de Recursos Ltda. (ex- Kirton Gestão de Recursos Ltda.)

Executive Deputy Officer of Comissão Executiva de Gestão de Riscos da FEBRABAN-

Federação Brasileira de Bancos

Previous

Alternate Member of Bradespar S.A.’ Fiscal Council

Graduation:

Administration from Faculdade de Economia, Administração e Contabilidade da

Universidade de São Paulo – FEA/USP.

Other Courses:

Master’s Degree in Administration from Faculdade de Economia, Administração e

Contabilidade da Universidade de São Paulo - FEA/USP.

Advanced Management Program from Harvard Business School - Boston,

Massachusetts, USA.

6.25.2020

University Extension Courses from Chicago University - Chicago, USA, Harvard Business

School - Boston, Massachusetts, USA

RMA Wharton Advanced Risk Management Program – Wharton – University of

Pennsylvania - Philadelphia – Pennsylvania, USA

Mauricio Gomes Maciel

Date and Local of Birth: June 14, 1967, in São Paulo, SP.

Brief Professional Background: He started his career at Banco Bradesco S.A in August

1982. In June 1992, he started to work at Banco Mercantil de São Paulo S.A., a financial

institution that was acquired by Banco Bradesco S.A. in March 2002. He returned to

Bradesco in May 2003 and, from December 2009 to February 2015 he held the position

of Regional Officer. In February 2015, he became Officer of Bradesco Administradora

de Consórcios Ltda., holding this position until January 2017, when he returned to

Bradesco and was elected Department Officer, position currently held.


Previous:

Officer of Bradesco Administradora de Consórcios.

Technical Officer of Banco Mercantil de São Paulo S.A.

Officer of Kirton Administradora de Consórcio Ltda.

Officer of Association of Banks in the State of Rio de Janeiro – ABERJ and of Union of

Banks of the State of Rio de Janeiro – SBERJ.

Member of the National Council of the Brazilian Association of Consortium

Administrators (ABAC) and of National Union of the Consortium Administrators (SINAC).

Degree:

Economic Sciences from Instituto Municipal de Ensino Superior de São Caetano do Sul

- USCS

Other Courses:

“Lato Sensu” Post-Graduation in Business Administration from Fundação Escola de

Comércio Álvares Penteado.

“Latu Sensu” Post-Graduation - MBA in Banking Business from Fundação Getulio Vargas

– FGV – EAESP (in company).

AMP - Advanced Management Program carried out at IESE - University of Navarra.

Oswaldo Tadeu Fernandes

Date and Place of Birth: October 20, 1970, in São Paulo, SP.

Brief Professional Background: He began his career at Banco Bradesco S.A. in March

1985. In February 2008 he was promoted to the position of Department Manager of the

General Accounting Department and, in June 2011, to the position of Executive

Superintendent, until March 2012, when he started to carry out his functions at Banco

Bradesco BBI S.A., where he was elected Officer in March 2014. Back to Bradesco, he

was elected Officer in March 2018 and, in January 2019, he was promoted to the position

of Department Officer.

Other Financial Experiences:

Current:


Member of the Board of Directors of the RCB Investimentos S.A.

Previous

6.25.2020

Officer of Ágora Corretora de Títulos e Valores Mobiliários S.A., of Bradesco S.A.

Corretora de Títulos e Valores Mobiliários, Banco Bradesco BBI S.A. and of Bradesco-

Kirton Corretora de Câmbio S.A.

Alternate Member of the Fiscal Council of Iochpe‐Maxion S.A. and of Alpargatas S.A.

Degree:

Accounting Sciences from Faculdades Metropolitanas Unidas - FMU

Other Courses:

Graduation course in Controllership from Fundação Armando Alvares Penteado - FAAP

Graduation course in Financial Management from Faculdade de Economia e

Administração - FEA/USP

MBA - Controller from Universidade de São Paulo - USP

Paulo Eduardo Waack

Date and Place of Birth: March 21.1970, in São Paulo, SP, Brazil.

Brief Professional Background: He joined Banco Bradesco BBI S.A. in July 2007, as

Senior Trader. In February 2009, he was transferred to Banco Bradesco S.A. as Senior

Market Operator and, in November of the same year, promoted to the position of

Executive Manager and, in March 2013, Executive Superintendent. In February 2015 he

was elected Officer and, in January 2019, promoted to the position of Department

Officer of Banco Bradesco S.A.


Current


Degree:

Engeneering from Escola Politécnica da Universidade de São Paulo - Poli/USP.

Roberto Medeiros Paula

Date and Place of Birth: July 21, 1968, in Vitória, ES.

Brief Professional Background: In November 1986, he began his career at Banco

Bradesco S.A., at the foreign exchange portfolio, working with the import, export,

financial, interbank, manual exchange, and trading desk sectors. In April 1998, when he

served at the Grand Cayman branch, he was promoted to Operations Manager. In 2001,

still at Grand Cayman, he became General Manager, supervising offshore Private

Banking transactions, Trade Finance, and the Treasury. From October 2007 to May

2012, he worked at the New York branch. In June of the same year, he became the

Executive Superintendent of the International and Foreign Exchange Department, and

was elected Officer in June 2017. In January 2019, he was promoted to the position of



Current:

Member of the Board of Directors of Banco Bradesco Europa S.A.

Officer of Bradesco-Kirton Corretora de Câmbio S.A.

Officer of Bradesco Trade Services Limited


Previous

Member of the Managing Board of Cayman Islands Bankers Association - Grand

Cayman.

Member of the Managing Board of Institute of International Bankers - New York, USA.

6.25.2020

Member of the Managing Board of BAFT - Bankers Association for Finance and Trade -

New York, USA.

Level of Education: High School.

Other Courses:

Program for Management Development (PMD) in IESE Business School - University of


Vinicius Urias Favarão


Brief Professional Background: He entered in April 1997 at Banco Zogbi S.A., financial

institution acquired by Banco Finasa S.A., incorporated by Banco Finasa BMC S.A.,

current Banco Bradesco Financiamentos S.A., remaining there until May 2002, when he

began to hold his functions at Promovel Empreendimentos e Serviços Ltda. From

November 2004 to November 2007, he held the position of Executive Superintendent

at Finasa Promotora de Vendas Ltda., current BF Promotora de Vendas Ltda. From

December 2007 to January 2010, he worked at Banco Bankpar S.A., financial institution

incorporated by Banco Bradesco Cartões S.A., company which he held the position of

Executive Superintendent and, after, Officer, from August 2010 until July 2013, when he

was elected also Officer of Banco Bradesco Financiamentos S.A., position occupied for

him currently. In February 2017, he returned to Bradesco Cartões as Officer. With the

acquisition of Banco Bradesco Cartões S.A., he was promoted to Department Officer of

Banco Bradesco S.A. in August 2019.


Current:

Alternate Member of the Board of Directors of Aquarius Participações S.A.

Member of the Board of Directors of Banco CBSS S.A., Cielo S.A. Companhia Brasileira

de Soluções e Serviços (Alelo), Crediare S.A. – Crédito, Financiamento e Investimento,

Elo Participações S.A. and Livelo S.A.

Member of People Committee of Cielo S.A.

Chairman of Elo Participações S.A.

Vice President of the Board of Directors of Elo Serviços S.A.

Alternate Member of the Board of Directors of Chain Serviços e Contact Center S.A.


Graduation:

Business Administration from UNIP - Universidade Paulista

Other Courses:

Executive MBA - “General Management” from IBMEC - Instituto Brasileiro de Mercado

de Capitais

Executive MBA in Finance from IBMEC - Instituto Brasileiro de Mercado de Capitais

Waldemar Ruggiero Júnior

Date and Local of Birth: March 16, 1958, in São Paulo, SP.

Brief Professional Background: He started his career in January 1982, as Engineer at

Scopus Tecnologia S.A., being, in June 1996, promoted to the position of Division

Manager, where he worked in the area of Systems Development. In September 1998, he

was transferred to Banco Bradesco S.A. in the position of Technical Officer, being

promoted to Executive Superintendent in June, 2003. In March 2011, he was elected

Department Officer, position currently held for him.


6.25.2020

Current:


Degree:

Electric Engineering from Faculdade de Engenharia Industrial - FEI

Other Courses:

Postgraduate qualification in Integrated Circuit Projects from Centro Universitário of

FEI

Master's Degree in Electrical Engineering - area of concentration: Digital Systems from

Universidade de São Paulo – USP

AMP - Advanced Management Program from Wharton School - University of

Pennsylvania, Philadelphia, USA

Officers

Alexandre Cesar Pinheiro Quercia

Date and Place of Birth: June 17, 1972, in São Paulo, SP, Brazil.

Brief Professional Background: He began his career at Banco Bradesco S.A., in

September 1987 and was promoted to Departmental Manager in May 2010. He was

appointed Executive Superintendent in January 2014 and an Executive Officer in July

2016.


Current


Graduation:

Bachelor’s degree in Law from the Metropolitan University of São Paulo (UNIFIG)

Other Courses:

MBA in Business Administration from the Getulio Vargas Foundation (FGV)

MBA in Governança Corporativa from the Getulio Vargas Foundation (FGV)

Program for Management Development (PMD) from IESE Business School - University

of Navarra - 2014

Alexandre Panico

Date and Place of Birth: April 7, 1969 in São Paulo, SP, Brazil.

Brief Professional Background: He began his career at Citibank NA in March 1988,

worked at BankBoston from 1992 to 1993, joined Unibanco in 1994, and Banco CCF Brasil

S.A. in August 1997 as Senior Corporate Bank Manager. In February 2001, he worked at

HSBC Brasil S.A. - Banco Múltiplo as Senior Relationship Manager, going through

different functions and areas until becoming head of major clients staying until June

2016. In October 2016, he joined Banco Bradesco S.A. as Superintendent of Bradesco

Corporate, and in 2019, was elected Officer. In 2020, he takes over the Board of

Bradesco Corporate One.


Current:


Previous:

Head of Large Corporate at Kirton Bank S.A. - Multi-Service Bank

Senior Corporate Bank Manager at Banco Losango S.A. - Multi-Service Bank

Corporate Commercial Superintendent at Banco CCF Brasil

Middle Market Senior Commercial Manager at Banco Nacional/Unibanco

6.25.2020

Cash Management Large Corporate Senior Commercial Manager at Bank of Boston

Middle Market Junior Manager at Citibank NA

Degree:

Business Management from the School of Administration at Universidade São Francisco

- USF

Other Courses:

People Management from the Institute of Education and Research - Insper

Specialization in Corporate Banking from Fundação Getulio Vargas

Training in Credit and Cash Flow at Universidade de São Paulo - USP

André Luís Duarte de Oliveira

Date and Place of Birth: December 17, 1971, Parapuã, SP, Brasil.

Brief Professional Background: He began his career in 1995 as Relationship Manager

at Unibanco S.A., being promoted to Credit Analysis Superintendent and, later, to

Executive Credit and Modeling Superintendent, position in which remained until 2008,

when became Executive Credit Superintendent after the merger between Unibanco and

Itaú. In January 2012, he began at Banco Votorantim as Credit and Collection Officer,

reaching the position of Executive Risk of Credit Officer. In May 2019, he entered at

Banco Bradesco as Officer responsible for CRM Department, as well as Data

Management Department.

Graduation:

Mechanical Engineering from Polytechnic School of University of São Paulo

MBA from Kellogg School of Management – Northwestern University

Carlos Alberto Alástico

Date and Place of Birth: June 9, 1960, in Sud Mennucci, SP.

Brief Professional Background: He started his career in July 1977 at Banco Bradesco

S.A., remaining until February 1995, occasion in which he started to render services at

Banco Boavista S.A., and, later, at Banco Alvorada S.A. (former Banco Bilbao Viscaya

Argentaria S.A.). In September 2003, he returned to Banco Bradesco S.A., as Executive

Manager, and, in January 2004, he was promoted to Regional Manager, in January 2012,

elected Regional Officer, and in June 2018, promoted to Officer.


Current


Degree:

Business Administration from Universidade Paulista - UNIP

Other Courses:

MBA in Company in Banking Business from Fundação Getúlio Vargas - FGV/EAESP

Advanced Management Program (AMP) from IESE - University of Navarra, São Paulo

Carlos Henrique Villela Pedras

Date and Place of Birth: September 20, 1971, Rio de Janeiro, RJ.

Brief Professional Background: Between March 1991 and October 1994, he was a

member of the Planning team at Shell Brasil S.A. From November 1994 to June 1997, he

was an Investment Analyst at Banco FonteCindam S.A. Between October 1998 and

February 2001, he was a Corporate Manager at Banco Itaú S.A. until he joined Banco

Bilbao Vizcaya Argentaria Brasil S.A., currently Banco Alvorada S.A., in March 2001. In

September 2003, he was transferred to Banco Bradesco S.A.; he was promoted to

6.25.2020

Regional Manager in December 2009 and Executive Superintendent in February 2011. In

January 2017, he was elected Officer.


Current


Degree:

Economics from the Federal University of Rio de Janeiro.

Other Courses:

Master of Science in Administrative Studies, concentration: Financial Economics from

Boston University, Boston, Massachusetts.

Program for Management Development (PMD) from IESE Business School, University

of Navarra, São Paulo.

Carlos Leibowicz

Date and place of birth: December 31, 1970, in Mendoza, Argentina.

Brief Professional Background: He began his banking career in 1994, working at ABN

Amro Argentina, where he occupied positions in the commercial and credit analysis

areas. In 1999, he worked on the acquisition of Banco Real S.A. by the ABN Amro Group

and moved to São Paulo, working in several positions in the credit and risk management

areas until 2005. Between 2005 and 2006, he was responsible for managing emerging

market risks in ABN Amro's headquarters in Amsterdam, Netherlands. At the end of

2006, he took over the position of Chief Risk Officer of Banca Antonveneta SpA (ABN

Amro Italy) in Padova, Italy, remaining in this position until 2008, when he returned to

Brazil, as Corporate Banking Officer at Banco Santander (Brasil) S.A., a position he held

until 2011. From 2012 to October 2013, he was responsible for the wholesale area of

Banco Fibra S.A. In November 2013, he joined HSBC Bank Brasil S.A. - Banco Múltiplo as

Head of Corporate Banking, working in this position until October 2016, at the time in

which the institution was acquired by Banco Bradesco S.A., with his election for the

position of Officer.

Degree:

Economics from the Universidad Nacional de Cuyo - Faculdad de Ciencias Económicas.

Edmir José Domingues

Date and Place of Birth: May 29, 1969, in São Paulo, SP, Brazil.

Brief Professional Background: He began his career at Banco Bradesco S.A., in

October 1985, having been promoted to Departmental Manager in 2007. He was

appointed Executive Superintendent in June 2011 and an Executive Officer in July 2016.


Current


Graduation:

Degree in Economics from Mackenzie Presbyterian University

Other Courses:

MBA from the Faculty of Economics, Business Administration and Accounting of the

University of São Paulo (FEA-USP), with specialization in Financial Sector Economics

Francisco José Pereira Terra

Date and Place of Birth: May 25, 1969, in Monte Aprazível, SP

6.25.2020

Brief Professional Background: He started his banking career at Banco Citibank in

1988, going through several different areas. In 2005 he started to work at Banco Ibi S.A.

Banco Múltiplo as Controller and remained in this position until 2008, when he assumed

the position of Controller and Financial Planning Director. In 2009 the bank was

acquired by Banco Bradesco S.A., changing the name to Banco Bradescard S.A.,

occasion when he was promoted to Officer and in 2020 he was reallocated with the

same position to Banco Bradesco S.A., a function he holds cumulatively with by Officer

of Banco Bradescard S.A.


Current

Officer of Banco Bradescard S.A.

Financial Officer of BBC Processadora S.A.

Member of the Board of Management of Bradescard México

Effective Member of the Board of Administration of Cielo S.A.

Effective Member of the Fiscal Council of Companhia Brasileira de Soluções e Serviços

(Alelo) and Banco Digio

Effective Member of the Board of Administration and Officer of Crediare S.A. – Crédito,

Financiamento e Investimento

Officer of ShopFácil Soluções em Comercio Eletrônico S.A.

Former positions:

Officer of Banco Losango S.A. - Banco Múltiplo, Bpar Corretagem de Seguros Ltda.,

Credival – Participações, Administração e Assessoria Ltda. and Kirton Serviços e

Participações Ltda.

Effective Member of the Fiscal Council of da Elo Participações S.A.

Degree:

Economic Science from Pontifícia Universidade Católica de São Paulo – PUC/SP

Gilvandro Matos da Silva

Date and Local of Birth: September 23, 1961, in Ipiaú, BA.

Brief Professional Background: He began his career at Banco Nacional S.A. in 1976,

reaching the position of Regional Officer, position he continued exercising after the

institution was acquired by Unibanco – União de Bancos Brasileiros S.A. In 2000, he

joined Banco Santander S.A., where he worked as Executive Superintendent of Products

& Legal Person Segments and after as Executive Superintendent of Branches. In May

2014, he was hired by HSBC Bank Brasil S.A. – Banco Múltiplo for the position of

Executive Superintendent of Brazil Branches. In July, 2016 he was promoted to Officer,

remaining until September 2016, when the institution was acquired by Banco Bradesco

S.A., where he remained as Officer.

Degree:

Business Administration from Universidade Estácio de Sá.

Other Courses:

MBA in Business Management (UBB Master) from (FDC) - Fundação Dom Cabral

Post MBA in Business Management from Universidade Kellogg School of Management,

Chicago

Corporate Leadership Programme from IESE Business School - Universidad de Navarra

- Spain

APG Advanced Management Program – Extensive Version from Advance Center da

Amana-Key, Cotia, SP

6.25.2020

Leadership High Performance Program – APL from Fundação Dom Cabral and ESADE

Business School, in Nova Lima (Brazil) and in Madrid (Spain)

Jeferson Ricardo Garcia Honorato

Date and Place of Birth: August 31, 1972 in Osasco, São Paulo.

Brief Professional Background: He started his career in September 1988 at Banco

Bradesco S.A. He was promoted, in November 2000, to Chief Executive Manager, in July

2009, to Department Manager of Bradesco Dia e Noite and, in June 2011, to Executive

Superintendent. He was elected Officer in January 2019, a position he currently holds.

Current:

Member of Fundação Bradesco’s Managing Body

Degree:

Law degree from Centro Universitário FIEO - UNIFIEO.

Other Courses:

Specialization in Financial Strategies and Marketing MBA-Bradesco from the Institute

of Management Foundation and School of Economics, Administration and Accounting

at the Universidade de São Paulo - FIA/FEA-USP

Amana-Key Senior APG from the Amana-Key Advance Center, São Paulo

Advanced Negotiation Program from the University of Califórnia Berkeley

PMD - Program for Management Development from the IESE Business School

Jefferson Ricardo Romon

Date and Place of Birth: March 22, 1962, in São Paulo, SP.

Brief Professional Background: He began his career at Fundação Bradesco, in May

1977, and in August 1999, he was promoted to the position of Department Manager. In

May 2011, he was transferred to Banco Bradesco S.A., as Executive Superintendent. In

November 2015, he was elected Officer of Banco Bradesco S.A. and


Current:

Deputy Officer and Member of Fundação Bradesco’s Managing Body.

Deputy Officer of NCD Participações Ltda.

Deputy Officer of ADC Bradesco – Associação Desportiva Classista

Degree:

Business Management from Pontifícia Universidade Católica de São Paulo.

Other Courses:

Course of Accounting and Financial Administration from Fundação Armando Alvares

Penteado – Higher Vocational Training Center – CENAP

Controllership Course from Escola de Administração de Empresas de São Paulo,

Fundação Getúlio Vargas

MBA-Controller from FIPECAFI - Fundação Instituto de Pesquisas Contábeis, Atuariais

e Financeiras - FEA/USP

José Leandro Borges

Date and Place of Birth: April 3, 1970, in Rio de Janeiro, RJ.

Brief Professional History: In June 2010, Mr. Borges was hired by Kirton Bank S.A. -

Banco Múltiplo, former HSBC Bank Brasil S.A. - Banco Múltiplo, acquired in July 2016, by

Banco Bradesco S.A. In October 2016, he was transferred to Bradesco to the position of

Executive Superintendent of Bradesco Corporate and, in January 2019, he was

promoted to Officer, the position which he currently holds.

6.25.2020


Current

Vice President of the Brazil-China Business Council

Previous

Division Head Corporate - CL MGMT MULT SF 1 SPHSBC Bank Brasil S.A. - Banco Múltiplo

Graduation:

Accounting from Universidade de São Paulo - USP.

Other Courses:

Executive MBA in Finance from Instituto de Ensino e Pesquisa (INSPER)

ABN Corporate MBA Senior Lato Senso Postgraduate Degree - Business Executive from

Instituto de Ensino e Pesquisa (INSPER)

Juliano Ribeiro Marcilio

Date and place of birth: April 25, 1973, in Sao Paulo, SP.

Brief Professional Background: He started his career at Citigroup Inc., in 1994,

working at Citibank Brasil - Sao Paulo, NA Bankcards - New York, USA, Citibank Mexico

- Mexico City, Mexico, Citibank Global Corporate & Investment Bank - Milan, Italy and

Banco Citibank S.A. - Sao Paulo. From 2002 to 2012, he worked at UNIBANCO -União de

Bancos Brasileiros S.A. and Teleperformance Brasil and Experian (Serasa Experian). In

November 2013, he joined HSBC Bank Brasil S.A. - Banco Múltiplo, in the position of

Head of Human Resources, working in this position until October 2016, at the time in

which the institution was acquired by Banco Bradesco S.A., with his election for the

position of Officer.


Current

Officer of Associação Recreativa dos Funcionários da Atlântica-Bradesco - ARFAB

Officer of Clube Bradesco de Seguros

Previous

Officer of Bradesco Auto/RE Companhia de Seguros,Bradesco Capitalização

S.A.,Bradesco Saúde S.A.,Bradesco Seguros S.A.,Bradesco Vida e Previdência S.A.

Degree:

Business Administration from the Pontifícia Universidade Católica, Sao Paulo, SP.

Other Courses:

Banking & Financial Services Program from the University of Michigan - Executive

Business School - Ann Arbor, USA.

General Management Program from the Harvard Business School - Boston, USA.

General Management Renewal from the Harvard Business School - Xanghai, China.

Julio Cesar Joaquim

Date and Local of Birth: October 11, 1975, in Itapira, SP

Brief Professional Background: He began his career at Banco BCN in 1996, in Products

and Services Area. In 1998 he changed to the Credit Area. After 2000 and the acquisition

of Banco BCN by Banco Bradesco S.A, he has been worked in all of function in Credit

Department, which he was promoted to Manager in 2010, Executive Superintendent in

2015 and to Officer in January 2020, position held currently.


Current


Degree: Business Administration from Universidade Paulista

6.25.2020

Other Courses:

Post-graduation “Lato Senso” in Master of Executive Business Administration in

Finance from Insper - Instituto de Ensino e Pesquisa.

Oxford Advanced Management and Leadership Programme from University of Oxford

(UK).

PMD Bradesco - Program for Management Development from IESE - University of

Navarra.

Nairo José Martinelli Vidal Júnior

Date and Place of Birth: December 26, 1969, in São Paulo, SP.

Brief Professional Background: He started his career at Banco Bradesco S.A. in

September 1987 at the Branches network, where he worked in several areas, including

Corporate and Retail Segments being, in December 2007, promoted to the position of

Department Manager. Since April 2012, he has been working at the Ombudsman

Department, being, in March 2015, promoted to the position of Executive

Superintendent and, in February 2018, as Officer.


Current:


Previous:

Effective Member of the Fiscal Council of ABRAREC - Brazilian Association of the

Company-Client Relations

Graduation:

Business Management from Universidade Bandeirante de São Paulo - UNIBAN.

Other Courses:

Post Graduate Course “Lato Sensu” in Financing Management from Centro Universitário

Sant’Anna - UniSant`Anna.

MBA in Company in Banking Business from Fundação Getulio Vargas - Escola de

Administração de Empresas de São Paulo - FGV/EAESP.

PMD - Program for Management Development from IESE University of Navarra School

- São Paulo, SP.

Nilton Pereira dos Santos Junior

Date and Place of Birth: May 21, 1975, Curitiba, PR.


He began his career in 1996 as a clerk at Banco Bamerindus. He participated in the

Trainee Program at the HSBC Bank in 1999 and continued his career in the Card,

Companies and Corporate Acquisition segments, having held various positions in these

sectors, becoming responsible for the Upper Companies segment of the HSBC

operation in Brazil. He was transferred to Banco Bradesco S.A. in October 2016 as

Executive Superintendent being elected Officer in October 2018.


Current

Member of Fundação Bradesco’s Managing Body

Degree:

Business Management from Faculdade Católica de Administração e Economia – FAE.

Other Courses:

PMD Bradesco - Program for Management Development from IESE - University of

Navarra.

6.25.2020

Integrated People Management Leading Strategy into Action from Duke Corporate

Education

HSBC High Performance Programme - Manco from Insper - Institute of Education and

Research

Renata Geiser Mantarro

Date and Place of Birth: August 27, 1967 - São Paulo, SP - Brazil

Brief Professional Background: She began her career at Banco Bradesco S.A. in 1983,

achieving the Executive Superintendence in June 2011, where she acted until February

2018, being then transferred to Banco Bradesco BBI S.A. In January 2020, she was

relocated again to Banco Bradesco S.A. as Officer.


Current:

Member of the Managing Board at Fundação Bradesco

Officer at Banco Bradescard S.A.

Officer at Banco Bradesco BERJ S.A.

Officer at Banco Bradesco BBI S.A.

Officer at Banco Bradesco Financiamentos S.A.

Officer at Banco Losango S.A. – Banco Múltiplo

Officer at BEC - Distribuidora de Títulos e Valores Mobiliários Ltda.

Officer at BEM - Distribuidora de Títulos e Valores Mobiliários Ltda.

Officer at Bradesco Leasing S.A. - Arrendamento Mercantil

Officer at Bradesco-Kirton Corretora de Câmbio S.A.

Officer at Bram – Bradesco Asset Management S.A. DTVM

Previous:

Officer of Ágora Corretora de Títulos e Valores Mobiliários S.A.

Officer of Bradesco S.A. Corretora de Títulos e Valores Mobiliários S.A.

Alternate Member of the Fiscal Council of Bradespar S.A.

Member of the Audit Committee at Elo Participações S.A and Elo Serviços S.A.

Degree:

Languages – Bachelor degree from Faculdade Ibero Americana

Translator and Interpreter qualification from Faculdade Ibero Americana

Other Courses (Post Graduation and Specialization):

“Lato Sensu” in Foreign Trade at Universidade Presbiteriana Mackenzie

MBA in Information Technology at Universidade de São Paulo FEA/USP

MBA International Management Program at Euromed Marseille - École de Management

(France) - FEA/USP

“Lato Sensu” in Strategic Business at Faculdade de Administração e Negócios – FIA/USP

Management Development Program at IESE Business School - University of Navarra

Elos Essential Leadership Skills for Organization

MBA Gestão Estratégica de Negócios at Fundação Getulio Vargas

Roberto França

Date and Place of Birth: April 27, 1969, in São Paulo, SP.

Brief Professional Background: He started his career in 1985, working with Treasury

and Investment Funds Management and later in comercial areas of Bancos Noroeste

(current Banco Santander (Brasil) S.A.), BMC (current Banco Bradesco Financiamentos

S.A.), Excel, Excel Econômico, BBVA (current Banco Alvorada S.A.). In September 2003,

it was acquired by Banco Bradesco S.A., where he held positions of Corporate clients

6.25.2020

management, until he was promoted to the position of Regional Manager in 2009. In

February 2012, he took over the position of Executive Superintendent liable for the

legal entities segment in the South of Brazil (Corporate clients). In 2017, he became

responsible, in São Paulo, for the Paper and Pulp, Energy, Education, Telecom sectors

in addition to other clients controlled by international Private Equities that act in Brazil.

In February 2018, he was elected Officer.


Current:


Graduation:

Economic Sciences from Universidade São Judas Tadeu.

Other Courses:

Executive MBA in Finance from IBMEC - Instituto Brasileiro de Mercado de Capitais.

Derivatives and Companies Valuation from IBMEC - Instituto Brasileiro de Mercado de

Capitais.

Business Strategic Vision Program - Fundação Dom Cabral.


Paulo, SP.

Romero Gomes de Albuquerque

Date and Local of Birth: June 4, 1966 – Vitória de Santo Antão, PE

Brief Professional Background: He began his career at Banco Banorte in Pernambuco

in March 1988. In June 1996, he went to Banco Excel Econômico, formerly Banco Bilbao

Vizcaya Argentaria Brasil (now Banco Alvorada S.A.), the bank then acquired by Banco

Bradesco in 2003. In September 2003, he started working at Banco Bradesco as

Regional Manager. In June 2015, as Executive Superintendent of Loans and Financing,

and in June 2018, he was elected Officer, the position he currently holds.


Current:


Alternate Vice-Chairman of the Board of Directors and Alternate Member of the

Deliberative Council of ABECIP - Associação Brasileira das Entidades de Crédito

Imobiliário e Poupança

Previous:

Management Regional Superintendent of Banco Alvorada S.A.

Degree:

Civil Engineering from Universidade Federal de Pernambuco (1988)

Other Courses:

MBA Course in Business Management from Universidade Federal de Pernambuco

Specialization in Economic Engineering from Universidade Católica de Pernambuco

Specialization in Finance from IBMEC – Instituto Brasileiro de Mercado de Capitais

(Brazilian Institute of Capital Market)

MBA Course in Company in Banking Business from Fundação Getulio Vargas –

FGV/EAESP

APG – Advanced Management Program – Amana-Key

PMD – Program Management Development – IESE – University of Navarra, São Paulo, SP

Rubia Becker

Date and Local of Birth: September 23, 1974, in Ibirama, SC

6.25.2020

Brief Professional Background: She began her career at Bank Boston – Banco Múltiplo

S.A. in 1995, passing by Unibanco, ABN AMRO and WestLB, where she acted as Credit

Deputy Officer in New York until 2004. In October of the same year, she entered at

Banco HSBC, remaining there until October 2016, occasion in which the Institution was

acquired by Banco Bradesco S.A, were she was promoted to Officer in January 2020.


Previous:

Executive Superintendent of Kirton Bank S.A. – Banco Múltiplo

Degree:

Business Administration from Faculdade de Ciências Econômicas, Contábeis e de

Administração Professor de Plácido e Silva - FADEPS/UNIANDRADE

Other Courses:

The Soul of Lidership from Kellogg School of Management - Chicago - IL, EUA

Judicial Company Recovery from Insper - Instituto de Ensino e Pesquisa

PMD Bradesco - Program for Management Development pelo IESE - University of

Navarra

Ruy Celso Rosa Filho


Brief Professional History: In January 2001, Mr. Rosa was hired by Banco Bradesco S.A.

In October 2010, he was elected Superintendent of the Capital Markets Trading Desk

and in January 2019, he was elected Officer, the position which he currently holds.


Current


Graduation:

Administration from Universidade Paulista (UNIP)

Other Courses:

Finance MBA from Instituto de Ensino e Pesquisa (INSPER)

Vasco Azevedo

Date and Place of Birth: March 30, 1961, in Rio de Janeiro, RJ.

Brief Professional Background: He joined Banco Bradesco in February 1992, initially

occupying the position of Lawyer. In January 1996, by appointment of Bradesco's Board

of Executive Directors, he has joined the National Confederation of Financial

Institutions (CNF), in the position of Parliamentary Adviser. In April 1998, he returned to

Banco Bradesco in the position of Chief Manager of Institutional Relations. In

September 2009, he became Executive Superintendent in the Institutional Relations

area and, in February 2019, he was promoted to the position of Officer of this same

area.


Current


Chairman of the Board of Directors (Representative of Banco Bradesco) of the

Association of Banks in the Federal District - ASSBAN-DF

Graduation:

Law Degree from de Ensino Unificado de Brasília - UniCEUB.

6.25.2020

Victor Rosa Marinho de Queiroz

Date and Place of Birth: July 17, 1981, Salvador, BA.


He started his career at Banco Bradesco SA in 2008, having previously worked for

Citibank and 3M. He made his initial career in process optimization and project

management, with PMP (Project Management Professional) certification. In 2011 he

started to work in the Training Department, where he managed the implementation

project of UniBrad (Bradesco Corporate University). In 2015 he worked as Departmental

Manager of Compensation and Career, being promoted in 2017 to the position of

Executive Superintendent of HR. In March 2018, he was appointed Officer of Human

Resources of Banco Bradesco S.A. and, since December 2019, he occupies the position

of Officer of Human Resources of Next.


Current:


Previous:

Member of the Remuneration Committee of the Interbank Chamber of Payments

Coordinator of the Remuneration Committee of Tecban - Tecnologia Bancária S.A.

Officer of ADC Bradesco - Associação Desportiva Classista

Graduation:

Electrical Engineering from Universidade Estadual de Campinas.

Other Courses:

Executive MBA in Finance from Insper - Institute of Education and Research.

PMD Bradesco - Program for Management Development by IESE - University of Navarra

School - São Paulo, SP.

Regional Officers

Alberto do Nascimento Lemos

Date and Place of Birth: January 6, 1962, Rio de Janeiro, RJ.

Brief Professional Background: He began his career at Banco Nacional S.A. in June

1983, reaching the position of Branch General Manager. In December 1995, he started

to work at Unibanco - União de Bancos Brasileiros S.A. and, in June 2001, at Banco

Santander S.A. In July 2014, he joined HSBC Bank Brasil S.A. – Banco Múltiplo, as

Executive Superintendent, remaining in this position by October 2016, when the

institution was acquired by Banco Bradesco S.A., with his election for the position of

Regional Officer.


Previous:

Officer of ABERJ - Associação de Bancos no Estado do Rio de Janeiro.

Officer of SBERJ - Sindicato dos Bancos do Estado do Rio de Janeiro.

Degree:

Business Administration from Universidade Estácio de Sá.

Other Courses:

Graduation Degree in Marketing from Escola Superior de Propaganda e Marketing.

MBA in Business from Fundação Dom Cabral.

Almir Rocha

Date and Place of Birth: June 1, 1964, in São Paulo, SP.

6.25.2020

Brief Professional Background: He began his career at Banco Auxiliar S.A. in June

1980. In June 1987, he started to work at Banco Mercantil de São Paulo S.A., a financial

institution that was acquired by Banco Bradesco S.A. in March 2002. In May 2003, he

was transferred to Banco Bradesco S.A. in the position of Branch Manager, being, in

January 2008, promoted to Regional Manager and, in December 2009, elected Regional

Officer.


Current:

Officer of Associação de Bancos no Estado do Rio de Janeiro (ABERJ).

Officer of Sindicato dos Bancos do Estado do Rio de Janeiro (SBERJ).

Degree:

Economic Sciences from Centro Universitário das Faculdades Metropolitanas Unidas.

Other Courses:

MBA In Company in Banking Business from Fundação Getúlio Vargas – FGV/EAESP.

Advanced Management Program (AMP) from IESE University of Navarra, São Paulo.

Altair Luiz Guarda

Date and Local of Birth: April 25, 1967, Caibi, SC

Brief Professional Background: He began his career at Banco Bradesco S.A. in August

1986 as Clerk, passing through all positions, reaching Branch Manager in December

1998, and Regional Manager in February 2014. In April 2018, he was elected Regional

Officer, the position he currently holds.

Degree:

Business Administration at Faculdade de Cascavel – Fadec

Other Courses:

Executive MBA Course in Business Administration – Emphasis on Banking at Fundação

Getulio Vargas – FGV

PGB Bradesco – Class 1 – 2016 at ISE Business School – São Paulo, SP

AMP Advanced Management Program at ISE Business School - São Paulo, SP.

Altair Naumann

Date and Place of Birth: June 26, 1968, in São Miguel do Iguaçu, PR.

Brief Professional Background: He began his career at Banco Bradesco S.A. in March

1985 as a Bank Clerk, being, in March 1993, promoted to the position of Branch Manager,

in December 2003, to Regional Manager and, in February 2012, to Executive

Superintendent. In February 2015 he was elected Regional Officer.


Previous

Executive Vice President, as Alternate Delegate Representative of the National

Federation of the Banks (FENABAN), of the Union of the Banks at the States of Rio

Grande do Sul and Santa Catarina.

First Treasurer Officer at the Banks Association at the state of Rio Grande do Sul

Degree:

Business Administration from Centro Universitário Fundação Assis Gurgacz – FAG.

Other Courses:

Program for Management Development (PMD) from IESE – University of Navarra, São

Paulo, SP.

6.25.2020

Amadeu Emilio Suter Neto

Date and Place of Birth: January 17, 1965, in Ourinhos, SP.


1985, being, in January 1995, promoted to the position of Branch Manager and, in

January 2006, Regional Manager. In February 2015 he was elected as Regional Officer.

Degree:

Business Administration from Faculdades Integradas de Ourinhos.

Other Courses:

Post graduation “Lato Sensu” in Business Strategic Management, Administration as

concentration area from Faculdades Integradas de Ourinhos.

Post graduation “Lato Sensu” in Distance Business Administration - Emphasis on

Banking from Fundação Getulio Vargas - FGV.


Paulo, SP.

André Vital Simoni Wanderley

Date and Local of Birth: September 14, 1965, in Recife, PE.

Brief Professional Background: He began his career at Banco Excel Econômico S.A.

in June 1996. From October 1998 to January 2001, he acted at Banco Alvorada S.A. (ex-

Banco Bilbao Vizcaya Argentaria Brasil S.A.). In September 2003, he entered at Banco

Bradesco S.A., achieving the position of Executive Superintendent where he remained

until June 2019, occasion in which he was elected Regional Officer.


Previous

Manager of Banco Alvorada S.A.

Degree:

Business Administration from Federal de Pernambuco - UFPE..

César Cabús Berenguer Silvany

Date and Place of Birth: December 18, 1964, Salvador, BA.

Brief Professional Background: He started his career in September 1989, at Banco

Econômico S.A., institution acquired by Banco Excel Econômico S.A. and, later, by Banco

Bilbao Vizcaya Argentaria Brasil S.A., currently known as Banco Alvorada S.A. In

September 2003, he was transferred to Banco Bradesco S.A., being, in July 2004,

promoted to the position of Regional Manager and, in December 2016, elected Regional

Officer.


Previous

Deputy Officer of Management Unity of Banco Alvorada S.A..

Degree:

Business Administration from Faculdade AIEC.

Other Courses:

Post graduation in Banking Business from Fundação Getulio Vargas - FGV / EAESP

“PGB Bradesco - Turma 1-2016” Program from ISE Business School – São Paulo

PMD Bradesco - Program for Management Development from IESE University of Navarra

Deborah D’Avila Pereira Campani Santana

Date and Place of Birth: January 27, 1970, in Rio Grande, RS.

6.25.2020

Brief Professional Background: She began her career in July 1988 at Kirton Bank S.A.

- Banco Múltiplo (formerly HSBC Bank Brasil S.A. - Banco Múltiplo) as Clerk, working in

various positions and Branches, until it was acquired in July 2016 by Banco Bradesco

S.A., when she was transferred to Bradesco as Regional Manager. In April 2019, she was

promoted to the position of Regional Officer, the position she currently occupies.

Degree:

Business Management from Universidade Gama Filho.

Other Courses:

HSBC High Performance Program Retail Managers by Insper - Instituto de Ensino e

Pesquisa (Institute for Teaching and Research).

Management Program Bradesco - PGB (class 3) by ISE Business School, São Paulo.

MBA in Strategic Management of People by Fundação Getulio Vargas – FGV

AMP – Advanced Management Program – ISE – University Of Navarra

Delvair Fidêncio de Lima

Date and Place of Birth: December 16, 1959, in Guaimbê, SP.

Brief Professional Background: In April 1977, he began his career at Banco Bradesco

S.A. In April 1987, he was promoted to the position of Branch Manager, and, in December

2003, to the position of Regional Manager. In December 2009, he was elected Regional

Officer, position current holds.


Previous

Member of the Board of Directors of Banks Association of the States of Goiás, Tocantins

and Maranhão - ASBAN/GO/TO/MA.

Degree:

Graduated in Accounting Sciences from Faculdade de Administração e Ciências

Contábeis Luzwell.

Other Courses:

Lato Sensu postgraduation– MBA in Company – “Banking Business” from Fundação

Getulio Vargas - Escola de Administração de Empresas de São Paulo - FGV/EAESP.

PMD Bradesco - Program for Management Development from IESE University of Navarra

Francisco Henrique França Fernandes

Date and Place of Birth: September 23, 1966, in São Miguel, RN.

Brief Professional Background: He began his career at Banco Bradesco S.A. in August

1985. In March 2015, he was promoted to the position of Executive Superintendent and,

in November 2017, he was elected Regional Officer.


Previous

CEO and Representative in FENABAN of Sindicato dos Bancos dos Estados de

Pernambuco, Alagoas, Paraíba e Rio Grande do Norte (Union of Banks of the States of

Pernambuco, Alagoas, Paraíba and Rio Grande do Norte).

Degree:

Accounting Sciences from Faculdade de Ciências da Administração de Petrolina

Other Courses:

Online Executive MBA in Business Management - Banking from Fundação Getulio

Vargas

PMD - Program for Management Development pela IESE - University Of Navarra, São

Paulo, SP

6.25.2020

Geraldo Dias Pacheco

Date and Place of Birth: November 30, 1959, in São João do Caiuá, PR.

Brief Professional Background: In March 1979, he began his career at Banco Bradesco

S.A. In February 1990, he became Branch Manager and, in May 2002, he was promoted

to the position of Regional Manager. In January 2009, he was appointed Executive

General Manager and, in December 2009, was elected Regional Officer.


Previous

President of the Sindicato dos Bancos dos Estados de Pernambuco, Alagoas, Paraíba e

Rio Grande do Norte and Representative in the Federação Nacional dos Bancos

(FENABAN).

Degree: He is graduated in Business Administration from - UNICEUMA.

Other Courses:

Distance Learning Executive MBA in Business Administration - Focus on Banking from

Escola Brasileira de Administração Pública e de Empresas da Fundação Getúlio Vargas

EBAPE/FGV.

José Flávio Ferreira Clemente

Date and Place of Birth: March 19, 1966, in Guarulhos, SP.

Brief Professional Background: He began his career at Banco Bradesco S.A. in July

1981, being, in February 1996, promoted to the position of Branch Manager. In October

2003, he became Regional Manager and, in February 2015, he was elected Regional

Officer.


Current

Officer of ASBEB - Association of the Banks of the State of Bahia

Effective Member in the Representative Council of FENABAN - National Federation of

the Banks, representing SBEBS - Union of the Banks of the States of Bahia and Sergipe

CEO and Effective Representative in FENABAN of SBEBS

Degree:

Law from Universidade do Grande ABC - UniABC.

Other Courses:

MBA In Company in Banking Business from Fundação Getulio Vargas - FGV/EAESP.

Program for Management Development (PMD) from IESE University of Navarra

Disney Customer Service and Loyalty, Disney Style Business Programs

International Seminar - Evolution of Electronic Payments - Orlando

José Roberto Guzela

Date and Place of Birth: February 7, 1967, in Floraí, PR.


1985 as Bank Clerk, being, in January 1997, promoted to the position of Branch Manager

and, in January 2010, Regional Manager. In December 2016, he was elected as Regional

Officer.

Degree:

Accounting Sciences from Fundação Faculdade Municipal de Educação, Ciências e

Letras de Paranavaí.

Other Courses:

Distance Executive MBA in Business Administration - Emphasis in Banking from

Fundação Getulio Vargas.

6.25.2020

Marcos Daniel Boll

Date and Place of Birth: April 11, 1972, in Nova Santa Rosa, PR.

Brief Professional Background: He began his career in 1992 at Banco Bamerindus S.A.,

acting in Human Resources, Finance, Segments and Stategic Planning areas, when, in

1997, the institution was acquired by HSBC Bank Brasil S.A. - Banco Múltiplo, where, in

2010, he was promoted to the position of Regional Manager and then to Products

Superintendent. In October 2016, occasion in which the institution was acquired by

Banco Bradesco S.A., he acted as Regional Manager and, in January 2019, he was elected

Regional Officer, position he currently holds.


Previous:

Regional Manager at Kirton Bank S.A. – Banco Múltiplo

Products Superintendent at Kirton Bank S.A. – Banco Múltiplo

Degree:

Business Administration from Faculdade Católica de Administração e Economia – FAE,

PR

Other Courses:

Post-graduation in Planning and Strategic Management from Pontifícia Universidade

Católica do Paraná – PUCPR

HSBC High Performance Programme – Retail Managers from Insper - Instituto de Ensino

e Pesquisa - São Paulo, SP;

HSBC Project 2000 - Trainee Project;

Global View of the Business from FGV - Fundação Getúlio Vargas - São Paulo, SP;

Bradesco Management Program from ISE Business School - São Paulo, SP.

AMP – Advanced Management Program from ISE Business School - University of


Nelson Veiga Neto

Date and place of birth: March 1,1976, in Rio de Janeiro, RJ.

Brief Professional Background: He joined Bradesco Vida e Previdência S.A. in 2002.

From 2005 to June 2008, he worked at Bradesco Promotora de Vendas as Regional

Superintendent and, from 2008 to 2014, at Banco Santander Brasil, also as Regional

Superintendent, working in the areas of Consigned Credit, Retail and, finally, in the

development of the High-Income Segment as Executive Superintendent of SELECT. In

December 2014, he joined HSBC Bank Brasil S.A. - Banco Múltiplo, as Executive

Superintendent, working in this position until October 2016, at the time in which the

institution was acquired by Banco Bradesco S.A., with his election for the position of

Regional Officer.


Previous:

Regional Superintendent of Banco Santander (La Banca de Particulares) - Madrid, Spain.

Degree:

Production Engineering from CEFET/RJ - Centro Federal de Educação Tecnológica

Celso Suckow da Fonseca.

Other Courses:

Graduate Degree MBA "Latu Sensu" in Business Management from the Fundação

Instituto de Administração - FIA (FEA/USP).

6.25.2020

Master in Business Management in Banking from Insper - Instituto Brasileiro de Ensino

e Pesquisa.

PMD BRADESCO - Program for Management Development - IESE - University of Navarra

Osmar Sanches Biscuola

Date and Place of Birth: March 31, 1962, in Nova Esperança, PR.

Brief Professional Background: He began his career in September 1977 at Banco

Mercantil de São Paulo S.A., a financial institution that, in March 2002, was acquired by

Banco Bradesco S.A. In May 2003, he was transferred to Banco Bradesco S.A., being, in

July 2003, promoted to the position of Regional Manager and, in January 2014, elected

Regional Officer.


Degree:

Administration from Faculdade AIEC.

Other Courses:

Graduation degree “Lato Sensu” in Business Banking from Fundação Getulio Vargas -

FGV.

PMD Bradesco - Program for Management Development

Paulo Roberto Andrade de Aguiar

Date and Local of Birth: September 12, 1973, Rio de Janeiro, RJ.

Brief Professional Background: He began his career at Banco Real S.A. in 1989. From

2007 to 2010 he worked at Banco Santander S.A. as Branch Regional Superintendent,

when he joined HSBC Bank Brasil S.A. – Banco Múltiplo, in the same position. In July 2016,

he was elected Regional Officer of Kirton Bank S.A. (Ex-HSBC Bank Brasil S.A.). In

October 2016, at the time in which the institution was acquired by Banco Bradesco S.A.,

he was elected Regional Officer, position currently held.

Other Experiences:

Previous:

Regional Officer of Kirton Bank S.A. – Banco Múltiplo

Degree:

Mathematics from Centro Universitário Moacyr Sreder Bastos – UNIMSB.

Other Courses:

High Performance Program for Retail Managers from Insper Instituto de Ensino e

Pesquisa

Advanced Management Program – AMP BRADESCO – IESE University of Navarra

Rogério Huffenbaecher

Date and Local of Birth: November 5, 1972, in Jaú, SP.

Brief Professional Background: He began his career at Banco Bradesco S.A. in

September 1990, as clerk. From June 1991 to October 2011, he acted in the branchs in

countryside of São Paulo and in the capital, and also in Brasilia, from 2014 to 2016 he

acted as Regional manager in city of Fortaleza –CE, achieving the position of Executive

Superintendent in July 2016, remaining until December 2019, occasion in which he was

elected Regional Officer.

Degree:

Business Administration from Faculdade de Ciência Contábeis de Itapetininga - FCCI

Other Courses:

6.25.2020

Post Graduation “Lato Sensu” in Specialization in Business Management and Human

Resources from Faculdade FAFIT- FACIC

MBA in Banking Business from Escola de Administração de Empresas de São Paulo da

Fundação Getulio Vargas - EAESP/FGV

PMD BRADESCO - Program for Management Development from IESE - University of

Navarra

Telma Maria dos Santos Calura

Date and Place of Birth: July 12, 1969 in Frutal, Minas Gerais.


She started her career in April 1997 at Banco Excel Econômico S.A., serving in all of the

Agency’s departments with a special focus on People Management. Afterwards, she

held positions at Bancos Nacional (acquired by Unibanco), Unibanco (now Itaú Unibanco

Multiple Service Bank), Banco Excel-Econômico and Banco Bilbao Vizcaya (acquired in

1998 by Banco Bilbao Vizcaya Argentaria), which was acquired in September 2003 by

Banco Bradesco S.A., and is where she was promoted to Regional Manager in January

2009. She was promoted to Regional Officer in January 2019, a position she currently

holds.

Degree:

Law degree from the Universidade de Ribeirão Preto - UNAERP

Other Courses:

Postgraduate MBA course in Business Management from the Fundação Getulio Vargas

- FGV

Postgraduate Executive MBA correspondence course in Business Administration

- Specializing in Banking from the Fundação Getulio Vargas - FGV

AMP Bradesco - Advanced Management Program from IESE - University of Navarra

department officers · date and place of birth: 1.29.1962, in porto feliz, sp. brief professional...

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