digital differences and money
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Digital Differences and Money. Center for Financial Services Innovation/NYSE – Financial Literacy Week April 13, 2012 Lee Rainie: Director, Pew Internet Project Email: [email protected]. Tech landscape. Income Educational attainment Age Race/ethnicity ---- - PowerPoint PPT PresentationTRANSCRIPT
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PewInternet.org
Digital Differences and Money
Center for Financial Services Innovation/NYSE – Financial Literacy WeekApril 13, 2012Lee Rainie: Director, Pew Internet ProjectEmail: [email protected]
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Tech landscape
• Income• Educational attainment• Age• Race/ethnicity----• Internet / broadband at home• Mobile• Social networking
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Internet users and HH income – 80%
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Internet users and education – 80%
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Internet users and age – 80%
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Internet users and race/ethnicity – 80%
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Broadband at home and HH income – 64%
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Broadband at home and education – 64%
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Broadband at home and age – 64%
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Bband at home, race/ethnicity – 64%
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Cell phones and HH income – 88%
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Cell phones and education – 88%
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Cell phones and age – 88%
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Cell phones and race/ethnicity – 88%
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Smartphone tipping point -- 46%
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Smartphones and HH income – 46%
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Smartphones and education – 46%
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Smartphones and age – 46%
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Smartphones and race/ethnicity – 46%
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The demographics of smartphone users who go online mostly using their cell phone (May 2011)
All smartphone owners (age 18+ n=688) 25%Men (n=349) 24Women (n=339) 26Race/EthnicityWhite, non-Hispanic (n=417) 17Black/Hispanic (n=206) 38Age18-29 (n=177) 4230-49 (n=256) 2150+ (n=240) 10Household IncomeLess than $30,000/yr (n=131) 40$30,000-$49,999 (n=118) 29$50,000+ (n=334) 17Education levelHigh school grad (n=169) 33Some college (n=171) 27College+ (n=308) 13
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Download apps– 46%
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White, non-Hispanic (n=1343)
Black, non-Hispanic (n=232)
Hispanic (n=196)
Send or receive text messages 70 76 83*
Take a picture 71 70 79*
Access the internet 39 56* 51*
Send a photo or video to someone 52 58 61*
Send or receive email 34 46* 43*
Download an app 28 36* 36*
Play a game 31 43* 40*
Play music 27 45* 47*
Record a video 30 41* 42*
Access a social networking site 25 39* 35*
Post a photo or video online 18 30* 28*
Check bank balance or do online banking 15 27* 25*
Mean (out of 14) 4.7 6.1 6.2
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Federal Reserve http://www.federalreserve.gov/econresdata/mobile-device-report-201203.pdf “Consumers and Mobile Financial Services”
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Federal Reserve http://www.federalreserve.gov/econresdata/mobile-device-report-201203.pdf “Consumers and Mobile Financial Services”
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Federal Reserve http://www.federalreserve.gov/econresdata/mobile-device-report-201203.pdf “Consumers and Mobile Financial Services”
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Federal Reserve http://www.federalreserve.gov/econresdata/mobile-device-report-201203.pdf “Consumers and Mobile Financial Services”
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Just-in-time commerce
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SNS and HH income – 52%
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SNS and education – 52%
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SNS and race/ethnicity – 52%
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SNS and age – 52%
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Mean side of SNS network
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Thank you!