The tools to help you

MIND YOUR

OWN BUSINESS

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Transworld Systems Inc.

– We’re in the business of profit recovery. We lead the industry in providing businesses with better tools for recovering bad debt and accounts receivables. We’ve been proving it to our customers, including many Fortune 500 companies, since 1970. Let us prove it to you.

– Last year, we recovered $700 Million for an average of $10.00 per account.*

– Our success rate ismore than triple thatof the industryaverage.**

– Providing local impactwith over 150 officescoast to coast.

*Company average.

**Based on ACA statistics.

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Conventional Collection Approach

Day 30 Day 60 Day 90 Day 120 Day 150Statement Statement Statement

Letter #1Phone Calls

StatementLetter #2Phone Calls

StatementLetter #3Phone Calls

*According to the Dartnell Institute, the average cost of working anaccount internally over a six month period is $31.60 per account.

Day 180

Intensive Telephone Contact and/or Legal Action at a cost of 25-50%of recovered amounts.

Typical In-House Collection Efforts

Conventional Contingency Collection Agency or Attorney

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GreenFlag Three Phase Service

Phase 1 - Written Demands

We contact your debtors every 10-14 days, at your direction, intensity increasing with each demand. You control the entire process. You choose the approach: diplomatic or firm. All recovered money is paid directly to you. You gain the added benefit of third party intervention.

Day 0-60

Day 60-75

Day 90 Day 105 Day 120 Day 135

Internal efforts

GreenFlag First Demand - Courtesy Notice

Second Demand

Third Demand

Fourth Demand

Fifth and Final Demand

Special Feature: When the account is paid in full, a courtesy Thank You letter can be sent on your behalf at no charge to you.

Phase 2 - Verbal Demands Phase 3 - Legal Options

Turns up the heat on overdue accounts Brings direct communication to bear on those that owe you money.

Value added assistance in tough legal cases.

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What Our Clients Have in Common

• They extend credit and/or accept checks.

• They most likely have an individual or an entire department devoted to collecting past due accounts internally.

• They all use GreenFlag Profit Recovery service to minimize bad debt losses.

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Experts Agree “Transworld Systems has the highest recovery rate in the

industry”.

– “The numbers speak for themselves -- recovery of over $290 million with a 50 percent recovery rate and an ROI of almost 3,400 percent with a collection cost of 2.9 percent."

» Steve Hellebush, MGMA's Vice President of Business Development

– “Transworld gets credit for the highest recovery rate in the industry.”

» Barron’s

– “The Company has a collection rate of well over 50%. The typical collection firm gets only 20% and keeps 25% to 50% of recovered funds.”

» Fortune Magazine

– “Transworld charges a fixed fee and the response rate is significantly better than in-house efforts.”

» National Rural Health Association

Some of Our Clients Nationally Are:

WASTE MANAGEMENT * CERIDIAN INC * YMCA * JIFFY LUBE INTERNATIONAL * SERVPRO * ACADEMY SPORTS AND OUTDOORS * FIRST FEDERAL BANK * MUSEUM OF MODERN ARTS * GENESIS HEALTH VENTURES * COCA COLA BOTTLING CO * CAPITAL BLUE CROSS * BOY SCOUTS OF AMERICA * VAL-PAK * CINTAS * LOCKHARD INDUSTRIES * AIRGUARD CORP * DIRECT TV * CLEAR CHANNEL COMMUNICATIONS * SYSCO FOODS * HILTON HOTELS * PEARLE VISION CTRS * SOUTHER UNION GAS * BIO TECH INC * MINUTEMAN PRESS * ROOMS TO GO * USA TODAY * MGMA * AMERICOM * TIRE KINGDOM * MARRIOTT HOTEL * CULLIGAN WATER * TRU-GREEN * SYLVAN LEARNING CNTRS * UNIV OF MISSISSIPPI * UNIV OF PHEONIX * SEAL MASTER * BLOCKBUSTER VIDEO * GOLD’S GYM * GOLF AMERICA * ASTRON CORPORATION

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Some of Our Local Medical Clients are:

CENTRAL FLORIDA PHYSICANS ALLIANCE * MGMA * DR. RAHIM * MAINSAIL MEDICAL * BARTOW MEDICAL CLINIC * WINTER PARK UROLOGY * TAMPA BAY UROLOGY * PLANT CITY ALLERGY PA * SURGERY CENTER OF OCALA * DR. GARY JOHNSON * HEARTLAND CARDIOLOGY * LAKELAND DERMATOLOGY * BEST OPEN MRI * CLINICAL PET OF OCALA * DERMATOLOGY ASSOCATIES OF CENTRAL FL * BERRY PATCH PEDIATRICS * KINDER CLINIC * KEVIN HENNE OD * EYE SPECIALIST OF MID-FLORIDA * EYE EXPRESS * ORLANDO FOOT & ANKLE * WEST BAY SURGERY CENTER * ORLANDO SURGERY CENTER * WOMEN FIRST CENTER * BON SECOURES INC * SUNCOAST COMMUNITY HEALTH * A PLACE FOR WOMEN * MARTIN DRUGS INC * ALOMA PARK OB/GYN * AMBU VAN INC * ST LUKES CATARACT & LASER

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What We Do For You

• For an average of less than $10.00 per account, we provide the impact of third party intervention.

• Minimize internal efforts, dramatically reducing our clients’ costs.

• Preserve your valued customer relationships.

• Minimize the risk of accidental violations of state and federal collection laws and/or harassment suits through the use of a hold harmless agreement.

• Provide complete monthly reporting on all accounts, including 24/7 web access on our secure website.

* Before we can determine that we can do the same great job for you

as we doing for over 60,000 clients nationwide, let’s look at your situation to determine if we can be of help!

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Start Early – Recover MoreAccording to the U.S. Department of Commerce,

the older an account, the harder it is to collect.

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National Statistics Prove It

– According to the ACA International, the average collection agency collects less than 11% of all debts assigned at an average cost of 33% per dollar collected.

– Our clients experience a 56% recovery rate at about a cost of approximately 7 cents per dollar collected.

TSI Collected 56%

(company average)

TSI Cost:

7¢ per dollar collected

(Company Average)

Average Agency

Collected 11%(ACA

Average)

Average Agency Cost:

33%(ACA

Average)

Client controls all starts and stops

Ability to access, update, and manage accounts online Real-time, web-based account reporting

24/7 access to account information

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Why do GreenFlag written demands work so well?

• Return address is from one of the 130 offices nationwide

• You choose the tone of the demand: diplomatic and more intense

• You have

messaging options

• We’ll send Thank You notices upon request to help you retain valued customers

* Based on ACA statistics

The Power of Written Demands

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Client Options Flow

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Getting Better Results• We recover more

because we start earlier.– We recover more than traditional

agencies because:• We work ALL of the accounts the same

way, regardless of the size or the balance.

• Most percentage-based agencies work only the accounts with higher balances that are the most cost effective for them, leaving the smaller balances uncollected.

• Our fixed fee, diplomatic service allows you to have us get started early in the process with the increased impact of third party intervention.

“…studies by the American Collectors Association, Inc. show that 80% of all monies which are ever collected by agencies are collected as a result of letters.”

-American Collectors Association, Inc.

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Verbal Demands• When intensive recovery

efforts are required• GreenFlag Verbal Demands employs a

team of highly trained recovery specialists operating from nationwide call centers.– Verbal Demands Phase:

• Turns up the heat on overdue accounts• You pay only for what is recovered• Offers legal recourse for tough cases• Handles the types of accounts other agencies

ignore as un-collectable.