distributor/wholesaler supplemental application sppapp 1215 3 of 5 complete below for all applicable...

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Distributor/Wholesaler SUPP-APP 12/15 1 of 5 Carrier: A Berkshire Hathaway Company Distributor/Wholesaler Supplemental Application Complete in addition to Acord Applications NAME OF APPLICANT Location Address: Website Address: I. GENERAL INFORMATION 1. Applicant operates as a: (check all that apply) q Wholesaler q Distributor q Retailer 2. Does the Applicant engage in any business operations at another location other than those disclosed on this application? If "Yes," explain: q Yes q No 3. Are there any other persons or organizations, subsidiaries, affiliates or other entities related to the Applicant (including DBAs) for which coverage is desired? q Yes q No If "Yes," please list and describe the relationship to the Applicant: Note: There is no coverage for any such person, organization or entities unless endorsed to the policy. The following questions relate to Applicant only. 4. How many years has Applicant operated under present ownership? 5. How many years has Applicant operated at the above location? 6. Does Applicant now handle or, in the next twelve (12) months, does Applicant expect to handle raw materials, petroleum, gases, chemicals or related flammable or combustible substances other than common household substances? q Yes q No 7. Does Applicant now sell, distribute or store or, in the next twelve (12) months does Applicant expect to sell, distribute or store, fireworks, pyrotechnics, firearms or other weapons? q Yes q No 8. Is Applicant a freight forwarder? q Yes q No 9. Does Applicant now sell or distribute or, in the next twelve (12) months, does Applicant expect to sell or distribute used, salvaged, antique or collectible merchandise? q Yes q No 10. Does Applicant now operate or, in the next twelve (12) months, does Applicant expect to operate a merchandise liquidation facility at the above location? q Yes q No 11. Does Applicant currently maintain and, in the next twelve (12) months, will Applicant continue to maintain functioning and operational smoke and/or heat detectors in the above location? q Yes q No 12. For any building built prior to 1978, is 100 percent of the electric connected to functioning and operational circuit breakers and without any aluminum or knob and tube wiring? q Yes q No 13. Indicate which of the following products you distribute or sell: (check all that apply) q Appliances (large household) q Arts and crafts/ Artwork q Automobiles q Automobile parts and supplies q Barber or beauty supplies q Bed linens q Beverages (alcoholic, other than beer) q Beverages (non- alcoholic and beer) q Boats q Books, newspapers, magazines and periodicals q Candles and aromatherapy q Canned food q Clothing, wearing or footwear q Cosmetics, fragrances or both q Dollar store inventory q Dried foods q Electrical equipment q Fabrics q Floor coverings q Frozen foods q Fruits, vegetables or flowers q Gardening and light farming supplies q Gift basket and gift basket supplies q Groceries q Hardware and tools q Health and nutrition items q Hearing aids and optical goods q Home furniture q Ice q Jewelry or gemstones q Luggage q Marketing and promotional items q Mobile equipment q Office machines and supplies q Paper and stationery products q Pet supplies q Plumbing supplies and fixtures q Printer supplies q Seasonal and holiday items q Sporting goods q Toys and games q Other Carrier:

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Distributor/Wholesaler SUPP-APP 12/15 1 of 5

Carrier:

A Berkshire Hathaway Company

Distributor/Wholesaler Supplemental ApplicationComplete in addition to Acord Applications

NAME OF APPLICANT 

Location Address: 

Website Address: 

I. GENERAL INFORMATION

1. Applicant operates as a: (check all that apply) q Wholesaler q Distributor q Retailer

2. DoestheApplicantengageinanybusinessoperationsatanotherlocationother than those disclosed on this application? If "Yes," explain: q Yes  q No

3. Arethereanyotherpersonsororganizations,subsidiaries,affiliatesorother entitiesrelatedtotheApplicant(includingDBAs)forwhichcoverageisdesired? q Yes  q No

If"Yes,"pleaselistanddescribetherelationshiptotheApplicant:

Note: There is no coverage for any such person, organization or entities unless endorsed to the policy. The following questions relate to Applicant only.

4. HowmanyyearshasApplicantoperatedunderpresentownership?

5. HowmanyyearshasApplicantoperatedattheabovelocation?

6. DoesApplicantnowhandleor,inthenexttwelve(12)months,doesApplicantexpectto handlerawmaterials,petroleum,gases,chemicalsorrelatedflammableorcombustible substancesotherthancommonhouseholdsubstances? q Yes  q No

7. DoesApplicantnowsell,distributeorstoreor,inthenexttwelve(12)monthsdoes Applicantexpecttosell,distributeorstore,fireworks,pyrotechnics,firearmsorotherweapons? q Yes  q No

8. IsApplicantafreightforwarder? q Yes  q No

9. DoesApplicantnowsellordistributeor,inthenexttwelve(12)months,does Applicantexpecttosellordistributeused,salvaged,antiqueorcollectiblemerchandise? q Yes  q No

10.DoesApplicantnowoperateor,inthenexttwelve(12)months,doesApplicantexpectto operateamerchandiseliquidationfacilityattheabovelocation? q Yes  q No

11.DoesApplicantcurrentlymaintainand,inthenexttwelve(12)months,willApplicant continuetomaintainfunctioningandoperationalsmokeand/orheatdetectorsintheabovelocation? q Yes  q No

12.Foranybuildingbuiltpriorto1978,is100percentoftheelectricconnectedto functioningandoperationalcircuitbreakersandwithoutanyaluminumorknobandtubewiring? q Yes  q No

13. Indicatewhichofthefollowingproductsyoudistributeorsell:(checkallthatapply)

q Appliances(largehousehold)

q Artsandcrafts/Artwork

q Automobilesq Automobileparts

andsuppliesq Barberorbeauty

suppliesq Bedlinensq Beverages

(alcoholic, other thanbeer)

q Beverages(non-alcoholicandbeer)

q Boats

q Books,newspapers,magazinesandperiodicals

q Candles and aromatherapy

q Canned foodq Clothing,wearing

orfootwearq Cosmetics,

fragrancesorbothq Dollarstore

inventoryq Driedfoodsq Electrical

equipment

q Fabricsq Floorcoveringsq Frozenfoodsq Fruits,vegetables

orflowersq Gardeningand

lightfarmingsupplies

q Giftbasketandgiftbasketsupplies

q Groceriesq Hardwareand

toolsq Health and

nutritionitems

q Hearingaidsandopticalgoods

q Homefurnitureq Iceq Jewelryor

gemstonesq Luggageq Marketingand

promotional itemsq Mobileequipmentq Office machines

andsuppliesq Paper and

stationeryproductsq Petsupplies

q Plumbingsuppliesandfixtures

q Printersuppliesq Seasonal and

holiday items

q Sportinggoods

q Toysandgames

q Other

Carrier:

2 of 5Distributor/Wholesaler SUPP-APP 12/15

II. GENERAL LIABILITY

14.DoestheApplicantrequireandverifythatallmanufacturersforwhichApplicantsells, distributesorhandlesgoods:

a.Maintainproducts/completedoperationsliabilitycoverage? q Yes  q No

b. ListtheApplicantasanadditionalinsured? q Yes  q No

15.Whatpercentageofgoodsareimporteddirectlyfromforeigncountries?       %

a. Indicatetypesofproductsimported:

16.DoesApplicantmanufacture,design,alter,assemble,enhance,repackage,labelorre-labelanyproducts? q Yes  q No

17. Isthereanyinstallation,servicingorrepairofproducts? q Yes  q No

a. If"Yes,"providedetails:

18.DoesApplicantcurrentlyengageinretailoperationsordoesApplicantexpecttoengage insuchoperationsinthenexttwelve(12)months? q Yes  q No

a. If"Yes,"providetype(s)ofproductsandtotalannualsalesbyproducttype: $      

19.Arecustomerspermittedinanywarehouse/storageareas? q Yes  q No

20.DoesApplicantuseforkliftsorothermobileequipmenttohandlegoodsattheabove locationoratcustomers’locations?If"Yes": q Yes  q No

a.Howmanyforklifts? #      

b.Areallemployeesandotherswhooperatetheequipmentfullytrainedtodoso? q Yes  q No

c. Arecustomersandnon-employeesprohibitedfromareaswheresuchequipmentisoperated? q Yes  q No

d. Isallsuchequipmentequippedwithback-upalarmsorsimilardevices? q Yes  q No

21.DoesApplicantmakeoff-sitedeliveries?If"Yes": q Yes  q No

a.DoestheApplicantstockshelvesorsetupanymerchandisedisplaysoncustomerpremises? q Yes  q No

b.Aredeliveriesgenerallymadethroughthesameentranceusedbycustomers? q Yes  q No

22.DoesApplicantrentanyequipmenttoothers? q Yes  q No

23. IsApplicantresponsibleforbuildingmaintenance? q Yes  q No

a. If"Yes,"whoisthemaintenanceperformedby? q Employees  q Subcontractors

(ifcheckingemployees,skipquestionb.)

b. Ifsubcontractors:

i. Iswrittencontractinplaceforservices? q Yes  q No

ii. IsApplicantnamedasanadditionalinsuredonthesubcontractor'spolicy? q Yes  q No

iii.Doessubcontractorcarrygeneralliabilitylimitsofatleast$1,000,000? q Yes  q No

iv.Arecertificatesofinsuranceobtainedfromallsubcontractors? q Yes  q No

24. IstheApplicantresponsibleforsnowandiceremoval? q Yes  q No

a. If"Yes,"whoisthemaintenanceperformedby? q Employees  q Subcontractors

(ifcheckingemployees,skipquestionb.)

b. Ifsubcontractors:

i. Iswrittencontractinplaceforservices? q Yes  q No

ii. IsApplicantnamedasanadditionalinsuredonthesubcontractor'spolicy? q Yes  q No

iii.Doessubcontractorcarrygeneralliabilitylimitsofatleast$1,000,000? q Yes  q No

iv.Arecertificatesofinsuranceobtainedfromallsubcontractors? q Yes  q No

25.DoesApplicantnowuse,orinthenexttwelve(12)months,doesApplicantexpect tousearmedsecurityattheabovelocation? q Yes  q No(If "Yes," Firearms and Assault or Battery exclusions will apply)

3 of 5Distributor/Wholesaler SUPP-APP 12/15

Complete below for all applicable products:

ApplianceDistributor  q N/A

26.DoesApplicantdisposeoforrecycleoldappliancesorelectronicequipmentin accordancewithapplicablestatutes,regulationsorordinances? q Yes  q No

Clothing,Wearing,ApparelorFootwear  q N/A

27. Isthereanysaleofchildren'sclothing? q Yes  q No

28.DoesApplicantsellorstorefursorcostumes? q Yes  q No

Fruits,VegetablesorFlowers  q N/A

29. IsApplicantinvolvedinfarming,harvestingortreatingfruitsorvegetablesinanyway? q Yes  q No

GardeningandLightFarmingSupplies  q N/A

30.Arethereanynurseryoperations? q Yes  q No

Seasonal and Holiday  q N/A

31.Arethereanysalesorstorageoffursorcostumes? q Yes  q No

III. BUILDING INFORMATION (IF APPLICABLE)

32.DoestheApplicantownthebuilding?If"Yes": q Yes  q No

a.Whatisthetotalsquarefootageofthebuilding?       sq.ft.

b. Isanyportionofthebuildingvacant?If"Yes,"providesquarefootage: q Yes  q No

      sq.ft.  q Unknown

c. Is any portion leased to others? If "Yes": q Yes  q No

i. Providealistoftenantsandsquarefootageoccupiedbyeach.

       sq.ft.          sq.ft.

       sq.ft.          sq.ft.

ii. Istherealeaseagreementinplacewithalltenants? q Yes  q No

iii.Doestheleaserequireallcommercialtenantstomaintaingeneral liabilitycoveragewithlimitsofatleast$1,000,000? q Yes  q No

iv.AretenantsrequiredtonameApplicantasanadditionalinsured? q Yes  q No

v. DoesapplicantobtaincertificatesofInsurancefromallcommercialtenants? q Yes  q No

vi.Aretenantspermittedtosubleasetoothers? q Yes  q No

d. Isthereanyexistingdamagetothebuilding? q Yes  q No

33.Whattypeofplumbingiswithinthebuilding?(checkallthatapply)

q Copper q Galvanized q Iron q Lead q PVC q Other

34. Istheentirebuildingattheabovelocationequippedwithafunctioningand operationalsprinklerorfiresuppressantsystem?If"Yes": q Yes  q No

a.Whattypeofsprinklersystem? q Wetsystem q Drysystem q Other q Unknown

b.Wasthesprinklersystemdesignedforthecurrenttypeofoccupant? q Yes  q No

c. Isacertifiedcontractorresponsibleforthesprinklersysteminspection,testingandmaintenance? q Yes  q No

d.Howoftenisthesprinklersystemmaintenanceandinspectionperformed?

q Monthly q Quarterly q Semi-Annual q Annual q Unknown

e. Is the sprinkler system tied to a central station alarm? q Yes  q No  q Unknown

35.Whattypeofsecurityiswithinthebuilding?(checkallthatapply)

q Local alarm q Centralstationburglaralarm q Centralstationfirealarm q 24-hoursecurity

q Smoke detection q Fireextinguisher(s) q Other q Unknown

36.Whatisthesmokingpolicyforthepremise?

37.DoesApplicantuseanyportionoftheabovelocationforwarehousingorstorageofgoods?If"Yes": q Yes  q No

a.Whatisthemaximumheightofstorage?        ft.

b.Arestoragerackspositionedsothatthegoodsstoredatthehighestlevelsareatleast 18inchesbelowanyoverheadsprinklers? q N/A  q Yes  q No

4 of 5Distributor/Wholesaler SUPP-APP 12/15

c. Issolidshelvingusedinrackstorage? q Yes q No

d. Isthereanycoldstoragewarehousing?If"Yes": q Yes q No

i. Totalsquarefootageofcoldstoragewarehouse: sq.ft.

ii. Arethetemperaturecontrolvalvestiedtoacentralstationalarm? q Yes q No

iii. DoestheApplicantuseammonia-basedrefrigerants? q Yes q No

1) If "Yes," is there an ammonia detection system? q Yes q No

iv. DoestheApplicanthavebackupgeneratorstoprovideacontinuouspowersourceforrefrigerationandfreezerequipmentintheeventofapowerfailure? q Yes q No

1) If"Yes,"whenwasitlastinspected/tested?   /  /

e. DoestheApplicantstoreanygoodsofothers? q Yes q No

i. If"Yes,"providetypeofgoodsstoredandtotalvalues: $

38. Isanycommercialcookingdoneattheabovelocation? q Yes q No

IV. HIRED AND NON-OWNED AUTO INFORMATION (IF COVERAGE IS DESIRED)

39. DoestheApplicanthaveacommercialautomobilepolicyinplace? q Yes q No

40. DoestheApplicantownanyautos,orleaseanyautosinexcessof30days? q Yes q No

41. DoestheApplicantregularlydelivergoodsorproducts? q Yes q No

FRAUD STATEMENTSAlabama, Arkansas, District of Columbia, New Mexico, Rhode Island and West Virginia:Anypersonwhoknowinglypresentsafalseorfraudulentclaimforpaymentofalossorbenefitorknowinglypresentsfalseinformationinanapplicationforinsuranceisguiltyofacrimeandmaybesubjecttofinesandconfinementinprison.Colorado Fraud Statement:Itisunlawfultoknowinglyprovidefalse,incomplete,ormisleadingfactsorinformationtoaninsurancecompanyforthepurposeofdefraudingorattemptingtodefraudthecompany.Penaltiesmayincludeimprisonment,fines,denialofinsuranceandcivildamages.Anyinsurancecompanyoragentofaninsurancecompanywhoknowinglyprovidesfalse,incomplete,ormisleadingfactsorinformationtoapolicyholderorclaimantforthepurposeofdefraudingorattemptingtodefraudthepolicyholderorclaimantwithregardtoasettlementorawardpayablefrominsuranceproceedsshallbereportedtotheColoradodivisionofinsurancewithinthedepartmentofregulatoryagencies.Florida Fraud Statement:Anypersonwhoknowinglyandwithintenttoinjure,defraud,ordeceiveanyinsurerfilesastatementofclaimoranapplicationcontaininganyfalse,incomplete,ormisleadinginformationisguiltyofafelonyofthethirddegree.Kansas Fraud Statement:Anypersonwho,knowinglyandwithintenttodefraud,presents,causestobepresentedorprepareswithknowledgeorbeliefthatitwillbepresent-edtoorbyaninsurer,purportedinsurer,brokeroranyagentthereof,anywrittenstatementaspartof,orinsupportof,anapplicationfortheissuanceof,ortheratingofaninsurancepolicyforpersonalorcommercialinsurance,oraclaimforpaymentorotherbenefitpursuanttoaninsurancepolicyforcommercialorpersonalinsurancewhichsuchpersonknowstocontainmateriallyfalseinformationconcerninganyfactmaterialthereto;orconceals,forthepurposeofmisleading,informationconcerninganyfactmaterialtheretocommitsafraudulentinsuranceact.Maine Fraud Statement:Itisacrimetoknowinglyprovidefalse,incompleteormisleadinginformationtoaninsurancecompanyforthepurposeofdefraudingthecompany.Penaltiesmayincludeimprisonment,finesoradenialofinsurancebenefitsMaryland Fraud Statement:Anypersonwhoknowinglyorwillfullypresentsafalseorfraudulentclaimforpaymentofalossorbenefitorwhoknowinglyorwillfullypresentsfalseinformationinanapplicationforinsuranceisguiltyofacrimeandmaybesubjecttofinesandconfinementinprison.New Jersey Fraud Statement:Anypersonwhoincludesanyfalseormisleadinginformationonanapplicationforaninsurancepolicyissubjecttocriminalandcivilpenalties.New York Fraud Statement:Anypersonwhoknowinglyandwithintenttodefraudanyinsurancecompanyorotherpersonfilesanapplicationforinsuranceorstatementofclaimcontaininganymateriallyfalseinformation,orconcealsforthepurposeofmisleading,informationconcerninganyfactmaterialthereto,commitsafraudulentinsuranceact,whichisacrimeandshallalsobesubjecttoacivilpenaltynottoexceedfivethousanddollarsandthestatedvalueoftheclaimforeachsuchviolation.Oklahoma Fraud Statement:WARNING:Anypersonwhoknowingly,andwithintenttoinjure,defraudordeceiveanyinsurer,makesanyclaimfortheproceedsofaninsur-ancepolicycontaininganyfalse,incompleteormisleadinginformationisguiltyofafelony.Oregon Fraud Statement:NoticetoOregonapplicants:Anypersonwho,withintenttodefraudorknowingthatheisfacilitationafraudagainstaninsurer,submitsanapplica-tionorfilesaclaimcontainingafalseordeceptivestatementmaybeguiltyofinsurancefraud.Kentucky, Pennsylvania AND Ohio Fraud Statement:Anypersonwhoknowinglyandwithintenttodefraudanyinsurancecompanyorotherpersonfilesanapplicationforinsuranceorstatementofclaimcontaininganymateriallyfalseinformationorconcealsforthepurposeofmisleading,informationconcerninganyfactmaterialtheretocommitsafraudulentinsuranceact,whichisacrimeandsubjectssuchpersontocriminalandcivilpenalties.Tennessee, Virginia and Washington Fraud Statement:Itisacrimetoknowinglyprovidefalse,incompleteormisleadinginformationtoaninsurancecompanyforthepur-poseofdefraudingthecompany.Penaltiesincludeimprisonment,finesanddenialofinsurancebenefits.Fraud Statement (All Other States):Anypersonwhoknowinglypresentsafalseorfraudulentclaimforpaymentofalossorbenefitorknowinglypresentsfalseinformationinanapplicationforinsuranceisguiltyofacrimeandmaybesubjecttofinesandconfinementinprison.

STATE NOTICESArizona Notice:Misrepresentations,omissions,concealmentoffactsandincorrectstatementsshallpreventrecoveryunderthepolicyonlyifthemisrepresentations,omissions,concealmentoffactsorincorrectstatementsare;fraudulentormaterialeithertotheacceptanceoftherisk,ortothehazardassumedbytheinsurerortheinsureringoodfaithwouldeithernothaveissuedthepolicy,orwouldnothaveissuedapolicyinaslargeanamount,orwouldnothaveprovidedcoveragewithrespecttothehazardresultingintheloss,ifthetruefactshadbeenmadeknowntotheinsurerasrequiredeitherbytheapplicationforthepolicyorotherwise.Florida Surplus Lines Notice:(Appliesonlyifpolicyisnon-admitted)Youareagreeingtoplacecoverageinthesurpluslinesmarket.Superiorcoveragemaybeavailableintheadmittedmarketandatalessercost.PersonsinsuredbysurpluslinescarriersarenotprotectedundertheFloridaInsuranceGuarantyActwithrespecttoanyrightofrecoveryfortheobligationofaninsolventunlicensedinsurer.Florida and Illinois Punitive Damage Notice:IunderstandthatthereisnocoverageforpunitivedamagesassesseddirectlyagainstaninsuredunderFloridaandIllinoislaw.However,Ialsounderstandthatpunitivedamagesthatarenotassesseddirectlyagainstaninsured,alsoknownas“vicariouslyassessedpunitivedamages”,areinsurableunderFloridaandIllinoislaw.Therefore,ifanyPolicyisissuedtotheApplicantasaresultofthisApplicationandsuchPolicyprovidescoverageforpunitivedamages,IunderstandandacknowledgethatthecoverageforClaimsbroughtintheStateofFloridaandIllinoisislimitedto“vicariouslyassessedpunitivedamages”andthatthereisnocoveragefordirectlyassessedpunitivedamages.Maine Notice:Theinsurerisnotpermittedtowithdrawanybinderonceissued,butaprospectivenoticeofcancellationmaybesentandcoveragedeniedforfraudormaterialmisrepresentationinobtainingcoverage.Apolicymaynotbeunilaterallyrescindedorvoided.

5 of 5Distributor/Wholesaler SUPP-APP 12/15

Minnesota Notice:Authorizationoragreementtobindtheinsurancemaybewithdrawnormodifiedonlybasedonchangestotheinformationcontainedinthisapplicationpriortotheeffectivedateoftheinsuranceappliedforthatmayrenderinaccurate,untrueorincompleteanystatementmadewithaminimumof10days’noticegiventotheinsuredpriortotheeffectivedateofcancellationwhenthecontracthasbeenineffectforlessthan90daysorisbeingcanceledfornonpaymentofpremium.Ohio Representation Statement:Byacceptanceofthispolicy,theInsuredagreesthestatementsintheapplication(neworrenewal)submittedtothecompanyaretrueandcorrect.Itisunderstoodandagreedthat,totheextentpermittedbylaw,theCompanyreservestherighttorescindthispolicy,oranycoverageprovidedherein,formaterialmisrepresentationsmadebytheInsured.Itisunderstoodandagreedthatthestatementsmadeintheinsuranceapplicationsareincorporatedinto,andshallformpartof,thispolicy. THE INSURED UNDERSTANDS AND AGREES THAT ANY MATERIAL MISREPRESENTATION OR OMISSION ON THIS APPLICATION WILL ACT TO RENDER ANY CON-TRACT OF INSURANCE NULL AND WITHOUT EFFECT OR PROVIDE THE COMPANY THE RIGHT TO RESCIND IT.

Utah Punitive Damages Notice:IunderstandthatPunitiveDamagesarenotinsurableinthestateofUtah.TherewillbenocoverageaffordedforPunitiveDamagesforanyClaimbroughtintheStateofUtah.AnycoverageforPunitiveDamageswillonlyapplyifaClaimisfiledinastatewhichallowspunitiveorexemplarydamagestobeinsurable.ThismayapplyifaClaimisbroughtinanotherstatebyasubsidiaryoradditionallocation(s)oftheNamedInsured,outsidethestateofUtah,forwhichcoverageissoughtunderthe same policy.

IfyourstaterequiresthatwehaveinformationregardingyourAuthorizedRetailAgentorBroker,pleaseprovidebelow.

Retailagencyname:  License#:

Agent’ssignature:  Mainagencyphonenumber:

(RequiredinNewHampshire)

Agencymailingaddress:

City:  State:  Zip

ThesignerofthisapplicationacknowledgesandunderstandsthattheinformationprovidedinthisApplicationismaterialtotheInsurer’sdecisiontoprovidetherequestedin-suranceandisreliedonbytheInsurerinprovidingsuchinsurance.ThesignerofthisapplicationrepresentsthattheinformationprovidedinthisApplicationistrueandcorrectinallmatters.ThesignerofthisApplicationfurtherrepresentsthatanychangesinmattersinquiredaboutinthisApplicationoccurringpriortotheeffectivedateofcoverage,whichrendertheinformationprovidedhereinuntrue,incorrectorinaccurateinanywaywillbereportedtotheInsurerimmediatelyinwriting.TheInsurerreservestherighttomodifyorwithdrawanyquoteorbinderissuedifsuchchangesarematerialtotheinsurabilityorpremiumcharged,basedontheInsurer’sunderwritingguides.TheInsurerisherebyauthorized,butnotrequired,tomakeanyinvestigationandinquiryinconnectionwiththeinformation,statementsanddisclosuresprovidedinthisApplication.ThedecisionoftheInsurernottomakeortolimitanyinvestigationorinquiryshallnotbedeemedawaiverofanyrightsbytheInsurerandshallnotestoptheInsurerfromrelyingonanystatementinthisApplicationintheeventthePolicyisissued.ItisagreedthatthisApplicationshallbethebasisofthecontractshouldapolicybeissuedanditwillbeattachedandbecomeapartofthePolicy.

Applicant’ssignature: Title:

President,ChairpersonoftheBoard,ManagingMember,orExecutiveDirector

Date: