Open a new business checking account and receive a $250 welcome bonus1

Take advantage of all the benefits a Union Bank®

business checking account has to offer• Flexible account features

• Cash management solutions

• Big-bank resources, local bank service

Required Address Area

Required Bar Code Area

Bring this card in today. Welcome bonus ends March 31, 2016.Bring this card to the branch nearest you: [Branch Name][Branch Address Line 1][Branch Address Line 2]

P.O. Box 512380Los Angeles, CA 90051-0380

1 Offer available to businesses located in CA, OR, or WA. New business customer must present this postcard at the time of account opening. Offer valid through 3/31/16. $250 welcome bonus for businesses that have not been a Union Bank business customer in the past six months and that do not have funds presently on deposit at Union Bank when they open any Union Bank business checking account (minimum to open: $100), maintain it in good standing for 90 days, AND meet the qualifying requirements. Excludes IOLTA accounts. Qualifying requirements include all of the following: (a) maintain an average monthly balance of at least $1,000 in the account each statement period after account opening, and (b) perform at least five account transactions each month after account opening. Eligible transactions include each debit or paid item, each credit or deposit, and each item deposited (excludes checks deposited through Remote Deposit Service). Bank transactions, such as fees or adjustments, are excluded. If qualifying requirements are not met, or your account is not active and in good standing as of 90 days after opening, you will not receive the bonus. The bonus will be deposited within 120 days of account opening into the Union Bank business checking account. Limit one offer per business. Bonus may be subject to tax reporting, and Form 1099 may be sent for tax purposes. See our All About Business Accounts & Services Disclosure and Agreement and applicable Business Deposit Fee Schedule for account details.

For Bank Use Only: Use MTS Code “New Business Filer.“ ©2015 MUFG Union Bank, N.A. All rights reserved. Member FDIC. Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A.

Box Cover

Inside Box Lid

Box Open:Contents In Top Down Order:

Hand Personalized OE with Letter and Reputation Insert, Safe with Tag nestled in Red Wood Shavings Shred

Premium: Metal Safe Bank with Tag

Safe Hanging Tag 4.75” x 2.25”: Front

Safe Hanging Tag 4.75” x 2.25”: Back

Reveal Card Inside Safe 4”x 4”

Letter: 5x10, folded in half

Hand Personlized Envelope: 5.5“ x 5.5”

Reputation Insert Front: 5x10, folded in half

Reputation Insert Back: 5x10, folded in half

Call Me for the right CoMbination.Call me by Month 00, 2014 to schedule a meeting. You’ll receive the combination to unlock your safe – and discover the surprise gift that’s inside waiting for you.

ryan baderian, regional Vice President1-949-553-4346 | ryan.baderian@unionbank.com

Sample A. Prospect ABC Company 1234 Anystreet City, CA 00000

Dear Sample:

As a business owner, you know the value of doing right by your customers. Putting their interests first, meeting their needs better than anyone else…these are the keystones of your success.

And mine as well. I spend my days safeguarding the best interests of customers just like you – helping them make the right decisions on a variety of issues, from loans to equipment leasing. And providing customized guidance on everything from growth strategies and seasonal cash flow challenges to improving business operations. “Big enough to matter. Small enough to care.” is an internal Union Bank saying that I take seriously.

I know you have a banking relationship. Simply for your future consideration, I’d welcome the opportunity to meet and tell you more. How I’d be your single contact, leading a team of people with deep expertise in your industry. How I’m passionate about understanding your unique business and why my background is a good fit with yours.

Just phone or email me by Month 00, 2014 to schedule a meeting. I’ll give you the combination for the enclosed safe, so you can discover what valuable gift is waiting for you. I look forward to meeting you.

Best,

Ryan Baderian Regional Vice President

1-949-553-4346 ryan.baderian@unionbank.com https://www.unionbank.com/ryanbaderian

Industry ExpertiseBusiness FinancingEquipment LeasingBusiness CheckingRemote DepositOnline Payment SolutionsPayroll ServicesMerchant ServicesGlobal Banking

You must have an in-person meeting with a Union Bank advisor to qualify for the gift. Gift will be delivered after the in-person meeting.© 2014 MUFG Union Bank, N.A. All rights reserved. Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A.

ReputatIon scoRes on a 100-poInt scale

coMpany naMe custoMeR non-custoMeR Gap

unIon Bank 78.15 57.09 21.06

Bank of the West 74.40 57.97 16.44

US Bank 72.14 50.70 21.44

Chase 67.53 48.04 19.45

Citibank 63.25 42.38 20.87

Wells Fargo 55.75 50.54 5.21

Bank of America 52.55 35.09 17.45

Source: American Banker Magazine/Reputation InstituteNote: Scores are based on answers to survey questions measuring trust, admiration and respect, good feeling and overall esteem for specific brands.

What ouR custoMeRs have to say:

“ Banks sometimes move at the speed of slow. That was not the case here. Union Bank moves at the speed of business.”

– amannda schneider, Franchisee, Five Guys

“ I wrote a plan, going into minute detail about my business, including in-depth financial statements. And Union Bank explained banking to me in a language I understood.”

– John Jackson, president and ceo, harris electric

Our customers trust us to protect their best interests.

custoMeRs Rated us the Most ReputaBle Bank In the natIon.

Q: Who “owns” reputation management at union Bank, and how do you harmonize the feedback you get from top executives in risk, marketing, business line roles and other areas with a stake in this issue?

a: We’re a very collaborative organization. I consider that a strength that improves how we make our decisions – and our decision outcomes. That applies to reputation; it’s everyone’s business at Union Bank. Every employee is a reputation ambassador, and this mindset permeates every level of our organization. We all understand that banking is about trust. We all know that building and upholding a reputation is at the heart of our responsibilities. We take it seriously, professionally and personally. And that’s really the essence of how we build and protect our reputation.

If you’re asking how we approach reputation systemically, well, we sort of do it the same way. Every business unit, every customer-facing area, every key support group gets involved. This includes compliance, risk, corporate social responsibility, communi-cations, marketing, legal and other disciplines. Earning and protecting our reputation is built into our business – our plans, our behavior, our metrics. We monitor and synthesize perceptions and facts. We assess our reputation from all sorts of perspectives. And we take initiatives to build and protect what I consider our greatest asset – customers’ opinions of us.

an InteRvIeW WIth FoRMeR ceo MasashI okaExcerpt from American Banker Magazine, July 2013

LEARN WHY UNION BANK HAS THE RIGHT COMBINATION OF PRODUCTS AND SERVICES FOR YOUR BUSINESS.Schedule a meeting with us and then choose your gift!

VISA® GIFT CARD ($250 value)

LOCKSTATE LS-50D 1 HOUR FIREPROOF ELECTRONIC SAFE*

($319 value)

* The brand and style of the safe may change based on product availability at the time of the meeting.

SMALL BUSINESSIS BIG BUSINESS HERE. We’ve increased business lending by more than 300% since 2010.

Not a commitment to lend. Financing subject to credit and collateral approval by Union Bank. Small Business Administration financing is subject to credit and collateral approval by the Small Business Administration. A due diligence fee may be required upon approval. Other fees and restrictions may apply. Terms and conditions subject to change. Financing available for businesses and collateral located in CA, OR, or WA. Small business lending volume 2010 $170 Million, 2011 $305 Million, 2012 $598 Million.

©2014 Union Bank, N.A. All rights reserved.

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We’ve increased business lending by more than 300% since 2010.

Not a commitment to lend. Financing subject to credit and collateral approval by Union Bank. Small Business Administration financing is subject to credit and collateral approval by the Small Business Administration. A due diligence fee may be required upon approval. Other fees and restrictions may apply. Terms and conditions subject to change. Financing available for businesses and collateral located in CA, OR, or WA. Small business lending volume 2010 $170 Million, 2011 $305 Million, 2012 $598 Million.

©2014 Union Bank, N.A. All rights reserved.

SMALLBUSINESS IS BIg BUSINESS hErE.

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