donnia trent irsc main campus, tomeu center, ged, lab 311 fort pierce, fl
DESCRIPTION
Hello. Donnia Trent IRSC Main Campus, Tomeu Center, GED, Lab 311 Fort Pierce, FL. What is Elluminate Elluminate , Inc. is a web-based avenue for providing on-line classes in real time. Welcome to elluminate. The Participant Interface. Whiteboard Tools. Participants Window. - PowerPoint PPT PresentationTRANSCRIPT
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DONNIA TRENTIRSCMAIN CAMPUS, TOMEU CENTER, GED, LAB 311FORT PIERCE, FL
Hello
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WELCOME TO ELLUMINATE
What is Elluminate
Elluminate, Inc. is a web-based avenue for providing on-line classes in real time.
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Whiteboard Tools
The Participant Interface
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PARTICIPANTS WINDOW Raise/Lower Hand
Emoticons
Step Away
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CHAT WINDOW Permission to use Chat
Send a Text Message Public Private
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POLLING
Types Yes/No Multiple Choice Slowdown/Speedup Class Pace
Responses will appear in the Participants window if the moderator has selected to show them
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SOCIAL STUDIES
1. World History2. U. S. History3. Civics and Government4. Economics (Workers & Consumers)5. Geography
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WORKERS & CONSUMERS
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DISCUSSION TOPICS
Labor and Wages Supply and Demand
Labor Unions
Consumer Spending and Debt
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LABOR AND WAGES Sell our labor as workers - which we
are paid wages or earnings We work a certain number of hours and are
paid a hourly wage Use our wages or earnings to buy
goods and services – which makes us consumers Consumers determine the supply and
demand for labor based on their demand for goods and services
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Question What are wages?
1) Cost of necessities2) Money invested in business3) The price paid for labor4) Dues paid by union members5) The balance carried on a credit card
LABOR AND WAGES
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Is your hourly wage/ salary appropriate or competitive for your area.
You may use a salary calculator that will compare ‘position’ in a particular ‘location/city’
http://www.payscale.com/salary-calculator
LABOR AND WAGES
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SUPPLY & DEMAND Example – if consumers want
restaurant meals and take-out food Then, the demand for food service workers
will increase
The supply of labor is also effected by geography, population figures, education, economy, etc.
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LABOR UNIONS
Some industries, workers ban together to increase their power to negotiate:
fair and competitive wages, benefits, and working conditions.
Sometimes, This is done through Labor
Unions
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Through a process called collective bargaining Representatives of the union (workers) and
management agree on pay and working conditions
Union and management make agreement & sign a contract for a set period of time
Examples – car industry, manufacturing industry, medical industry, etc.
Positive & Negative
LABOR UNIONS - CONTINUED
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QuestionFor representatives of labor and
management to successfully negotiate a contract, what must they value most?
1) Financial benefits for the union2) Financial benefits for management3) Victory over an opponent4) The power to go out on strike5) The give and take of compromise
LABOR UNIONS - CONTINUED
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CONSUMER SPENDING AND DEBT Workers are consumers Most consumers can not afford to buy
everything they want, must make choices Spending decisions depend on personal
preferences and prices Generally, buy necessities such as: shelter,
food, clothing, medical care, and utilities first Leftover income – buy luxuries (DVD players,
vacations, etc.) or savings or retirement
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Consumers also make purchases by borrowing
This is called consumer credit
Question: What are some purchases (items) that you or
someone that you know have purchased on credit?
CONSUMER SPENDING AND DEBT - CONTINUED
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EXAMPLES - CONSUMER CREDIT ITEMS Mortgages
Cars
Vacations
Business
Household Items Appliances, TVs, etc.
May be WISE to research item before purchasing at a site such as:
http://web.consumerreports.org/test/SEM/version2.htm?EXTKEY=SG72CR0&CMP=KNC-CROBRANDG&HBX_OU=50&HBX_PK=consumerreports.org
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Most credit spending is done by credit cards Buy now, pay later, usually on a monthly
basis
Consumer pay a fee for this – monthly interest Unless entire balance is paid off Interest rates on credit cards tend to be
HIGH Many consumers carry high balance at
high rates
CONSUMER SPENDING AND DEBT - CONTINUED
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Since your interest rates, on loans and credit cards, are determine by your credit, it is a good idea to pay close attention to your credit rating.
This rate is determined on how promptly or not so promptly you pay your bills.
You may order copies of your credit reports by visiting this website: www.annualcreditreport.com
CONSUMER SPENDING AND DEBT - CONTINUED
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SUMMARY People work to earn a wage/salary With the wage/salary, we make purchases
This makes us consumers Labor unions exist to protect our wages
and benefits Collective bargaining between labors &
management Consumers must decide to make
purchase on CREDIT or by CASH
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ELLUMINATE – SOCIAL STUDIES
Thanks for joining the Elluminate Classroom. We hope to see you again soon.
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THANKS FOR JOINING THIS CLASS
Watch for other Elluminate Breakout ClassesM – TH; 11 A.M. and 7 P.M. dailyRL #8.6FL Stds: 02.05, 02.15, 02.15, 02.13
Donnia Trent, [email protected]