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Monthly Factsheet | March 2016

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IndexInformation 01

Glossary Page 02

Investment Outlook 03

All Product Labeling Disclosures 05

Adhoc Dividend – Equity Schemes 09

Schemes 11

Wealth Creation Solutions 13

Birla Sun Life Balanced ‘95 Fund 14

Birla Sun Life Frontline Equity Fund 15

Birla Sun Life Top 100 Fund 16

Birla Sun Life Equity Fund 17

Birla Sun Life MNC Fund 18

Birla Sun Life Dividend Yield Plus 19

Birla Sun Life Midcap Fund 20

Birla Sun Life Small & Midcap Fund 21

Birla Sun Life Advantage Fund 22

Birla Sun Life India GenNext Fund 23

Birla Sun Life Banking and Financial Services Fund 24

Birla Sun Life Infrastructure Fund 25

Birla Sun Life Pure Value Fund 26

Birla Sun Life India Reforms Fund 27

Birla Sun Life New Millennium Fund 28

Birla Sun Life India Opportunities Fund 29

Birla Sun Life Special Situations Fund 30

Birla Sun Life Dynamic Asset Allocation Fund 31

Birla Sun Life International Equity Fund - Plan A 32

Birla Sun Life International Equity Fund - Plan B 33

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP) 34

Birla Sun Life Global Commodities Fund 35

Birla Sun Life Global Real Estate Fund 36

Birla Sun Life Index Fund 37

Birla Sun Life Gold ETF 38

Birla Sun Life Gold Fund 39

Birla Sun Life Asset Allocator Multi Manager FoF Scheme 40

Birla Sun Life Financial Planning FOF-Aggressive Plan 41

Birla Sun Life Financial Planning FOF-Conservative Plan 42

Birla Sun Life Financial Planning FOF-Prudent Plan 43

Birla Sun Life Equity Savings Fund 44

Tax Savings Solutions 45

Tax Reckoner 46

Birla Sun Life Tax Relief ‘96 48

Birla Sun Life Tax Plan 49

Birla Sun Life Tax Savings Fund 50

Regular Income Solutions 51

Birla Sun Life Monthly Income 52

Birla Sun Life MIP 53

Birla Sun Life MIP II - Wealth 25 Plan 54

Birla Sun Life MIP II - Savings 5 Plan 55

Savings Solutions 56

Birla Sun Life Cash Plus 57

Birla Sun Life Cash Manager 58

Birla Sun Life Savings Fund 59

Birla Sun Life Treasury Optimizer Plan 60

Birla Sun Life Dynamic Bond Fund 61

Birla Sun Life Short Term Opportunities Fund 62

Birla Sun Life Medium Term Plan 63

Birla Sun Life Short Term Fund 64

Birla Sun Life Income Plus 65

Birla Sun Life Floating Rate Fund - Short Term Plan 66

Birla Sun Life Floating Rate Fund - Long Term Plan 67

Birla Sun Life Gilt Plus - PF Plan 68

Birla Sun Life Constant Maturity 10 Year Gilt Fund 69

Birla Sun Life Government Securities Fund - Long Term Plan 70

Birla Sun Life Enhanced Arbitrage Fund 71

Birla Sun Life Active Debt Multi Manager FoF Scheme 72

Portfolios 73

Dividend 86

Close Ended Scheme Performance 90

Fund Manager Wise Scheme Performance 92

Funds at a Glance 93

Investment Objective 98

Industry Allocation 101

01

Information

To provide you with ease while you glance through the Empower booklet, we have structured the important information in an organised way.

Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme.

Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme.

Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.

NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.

Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent.

Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs 101.

Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.

Glossary Page

Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit load. For instance if the NAV is Rs 100 and the exit load is 1%, the investor will receive Rs 99.

Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield

Standard Deviation : Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

Beta : Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Holdings : The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.

Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

02

The most important and keenly awaited event of the month was the Union Budget. In our view, it has struck a balance between growth and fiscal prudence. There have been no big bang ideas & announcements from the government especially the negative ones that the markets were anticipating in the run up to the budget. The focus was clearly to ride the course it has chartered over the past 18 months through Make in India, Ease of doing business, Creating job opportunities, Efficient direct benefit transfer among other things. Additionally, it has rightfully focused on supporting rural economy, agriculture and infrastructure. The allocation to MGNREGA at ` 38,500 crores, roads & highways (including PMGSY) at over ` 100,000 crores, agriculture & farmer welfare at nearly ` 36,000 crores are a testimony to that. Most importantly, it has stuck to the fiscal deficit target of 3.5% of GDP even at a time it could have taken liberty to miss it. Now this puts pressure on RBI to do its bit on monetary easing. The lowering of rates and focus on transmission would ease interest payouts for corporate and individuals. (Source: http://www.unionbudget.nic.in/ )

The fiscal arithmetic which the government assumed is quite achievable. It estimates tax revenues to grow at 11.7% and expenditure by 10.8% - both with a nominal GDP growth of 11%. The expenditure assumes most of the implementation of seventh pay commission and OROP (One Rank One Pension) to be done in this fiscal. However, we should keenly watch the targets on divestment (pegged at ` 56,500 crores) and revenues from telecom spectrum (assumed to be ` 70,000 crores). These seem a little optimistic considering the market conditions. (Source: http://www.unionbudget.nic.in/)

To recapitalize the PSU banks, the budget has an allocation of ̀ 25,000 crores which is in line with the proposal of scheme “Indradhanush” announced last year. The Finance Minister also promised more if required. Just a day after the budget, RBI has allowed banks to revalue their assets which would increase their Tier 1 capital by over ` 35,000 crores. So, we are on the path to bring PSU banks back on track. (Source: Business Standard)

The thing that stands out in the budget is the exemption of dividend distribution tax given on the distribution of income from SPV to ReITs & InvITs. This will pave the way for the listing of these trusts and offer a new investment vehicle for retail investors. Overall, it’s a well balanced budget from economy and markets point of view.Specifically in the month of February, Indian equity markets corrected the most – 7.6% on the large cap index (NSE Nifty 50) underperforming almost all indices across the world. This was the largest monthly fall in over four years. The midcap index (NSE Midcap) has corrected by similar amount but the small index (BSE Small Cap) has corrected by 5% more. The correction got compounded by domestic concerns on what negative could come from the budget and a weak global background. The month saw the CDS spreads on one of the known banks spike up due to fear of default. There was uncertainty around the cooperation between OPEC and Russia to cut oil production. Finally as they announced a production freeze, the oil rallied 20% leading to some what of a risk-on trade. In terms of flows, the FPIs sold over USD 1,160 mn worth of shares in the cash market while the mutual funds continued their purchasing spree for 22 months in a row as they bought over ` 6,000 crores. (Source: Bloomberg)

If one were to look at India as an investment case, it provides the right recipe of 3 R’s – lowering Rates & continuing Reforms to get Reflation. We are positive on the market from a medium term view and advise investors to invest in our balanced, large cap and multi cap funds.

USD: United States Dollar; GDP: Gross Domestic Product; FPI: Foreign Portfolio Investors; MGNREGA: Mahatma Gandhi National Rural Employment Guarantee Act; PMGSY: Pradhan Mantri Gram Sadak Yojana; OROP: One Rank One Pension; OPEC: Organization of Petroleum Exporting Countries; CDS: Credit Default Swaps; SPV: Special Purpose Vehicle; ReITs: Real Estate Investment Trusts; InvITs: Infrastructure Investment Trusts; PSU: Public Sector Undertaking

Investment Outlook

Equity Investment Outlook

03

The shortest month of the year had too many events that kept market participants on their toes. Starting with the RBI policy, which in terms of action was a non-event, but it continued to emphasize on the accommodative stance of the central bank. All eyes after this were on the union budget which adhered to fiscal discipline, bringing some cheer to the bond market.Growth outlookCSO released the GDP and GVA numbers for Q3FY16, the advance estimates for FY16 were also released. Real GDP grew @ 7.3% in Q3 while, GVA growth stood at 7.1%. While growth rates declined from Q2, they were better than expected as manufacturing growth shot up to 12.6% from 9% in Q2, on account of higher margins for India Inc, while the top line growth stagnated. The growth for FY16 was pegged at 7.6% in terms of GDP, marginally up from 7.2% in FY15. GVA on the other hand is expected to improve only by 20bps in FY16 @ 7.3%. (Source: CSO)

While the GDP data got some comfort with respect to economic activity, the IIP continued to be a dampener. IIP de-grew @ -1.3% in Dec-2015, though better than -3.4% print it clocked in Nov-2015. The continued double digit de-growth in capital goods component was the driver of this de-growth in the headline. (Source: Bloomberg)

The data for Jan has shown some improvement, core IP growth is up from 0.9% in Dec – 2015 to 2.9% in Jan-2016, both PMI manufacturing and Services expanded @ 51.1 and 54.3. Early signs suggest that there has been some moderation in activity in Feb as manufacturing PMI remained unchanged and services PMI expanded at a slower pace. (Source: Bloomberg)

Going forward, we think that growth may be tepid at best as large gains from value add component could be behind us. Though normal monsoon and some improvement in rural demand on account of this and urban demand on account of 7th pay commission could offset this to some extent.Inflation outlookContrary to market expectation of moderation, CPI inflation inched up in Jan-16 from 5.6% in Dec-15 to 5.7%. This increase was largely food led as core inflation moved a tad lower. The upward pressure on account of high pulses inflation persisted, add to this was a jump in prices of eggs and other protein items, which resulted in a 40bps increase in food inflation in Jan-16. Since then, there has been some moderation in prices of vegetables and pulses. Add to this, the return of normalcy to base is likely to result in some moderation in headline inflation in the coming months. (Source: MoSPI)

While the CPI inflation moved up on account of higher food inflation, reverse was visible in case of WPI. WPI continued to deflate @ -0.9%, down from -0.7% in Dec-15. This was on account of lower food inflation, down from 8.2% in Dec-15 to 6% in Jan-16. The persistent deflation in fuel and manufactured products, down ~10bps each in Jan also kept the headline lower. Going forward, we expect WPI to move out of the deflation trajectory in FY17 as commodity prices stabilize at lower prices, instead of plummeting, which was visible in the series throughout FY16. (Source: Bloomberg)

Fiscal frontThe Union Budget 2016-17 adhered to fiscal consolidation roadmap by sticking to a fiscal deficit target of 3.5% of GDP. Also, the revised estimates suggest that FY16 fiscal deficit would be maintained at 3.9% of GDP, as budgeted. The budget saw a much needed thrust on reviving rural infra by means of investment in irrigation, rural roads, crop insurance scheme etc. While walking the tightrope in terms of pushing growth and maintaining fiscal

discipline, the Finance minister had a challenging task to provide for OROP and the award for 7th pay commission in this budget. However, through a mix of some cesses (Krishi Yojana Cess @ 0.5% on taxable services), increase in surcharge on super rich (from 12% to 15%), divestment proceeds, strategic stake sale and spectrum auctions etc, the govt was able to provide for this increase in revenue expenditure, while allowing for a 4% Increase in capex in FY17. The principle of budget governance saw continued adherence to and a budgeted nominal GDP growth rate of 11% seems realistic. As the new fiscal year unfolds, the credibility of the fiscal math would be keenly watched, especially in the backdrop of a meagre sum allocated for bank recapitalization (@ ` 25000 crs) in this budget, which seems small, given the size of the stressed assets problem. (Source: Ministry of finance)

External Equation Trade deficit moderated to 7.6bn$ in Jan-16, smartly down from 11.7bn$ in Dec-15. This was largely on account of lower oil and gold imports. However, the continued de-growth in the non-oil, non-gold imports is an important concern with respect to overall growth outlook. While lower commodity prices have allayed CAD concerns, but this year the drying up of FII flows has been a major concern. In light of reversal of FII flows, we think that BoP surplus could be lower than earlier estimated. (Source- Bloomberg)

Portfolio positioningThe month of February proved to be quite a volatile one with bonds being sold off steadily in the run on to the Budget. Market was in a vicious circle as sell off led to loss and which led to further selling in the markets. At one point the 10 y benchmark was higher by almost 20 bps from the month start levels. The malaise in the bond market spread to the short end bonds with 5-9y bonds selling off the most with yields hardening up by almost 30 bps there. (Source: Bloomberg)

Market seems to be geared for one number and that was the FD announcement in the Budget which came in line with the FRBM target of 3.5. Market and economist also looked to examine the credibility of such a number and satisfied with it gave it a thumbs up with bond rallying up by around 15-20 bps on an average on that day. RBI also seemed concerned about the sell-off in G-Sec markets without any fundamental basis and looked to announce an OMO couple of days before budget and followed it up with another OMO announcement on 3rd March. Govt and RBI made a concerted effort to arrest the slide in yields by doing a debt switch with RBI and also doing near end bonds buyback to ease pressure. (Source: Bloomberg)

We remain constructive on rates due to our prognosis of lower inflation, headwinds to local growth and uncertainty over global growth providing disinflationary pressure to our economy. The actions of both RBI and Govt as they sought to calm the debt markets and tried to arrest the hardening in yields will in our opinion provide a ceiling on yields in absence of any change in fundamentals. Thus we would suggest investors to stay put in duration.

GDP : Gross domestic Product, GVA: Gross Value Add, CSO: Centre for statistical Organisation, IIP: Index of Industrial Production, PMI: Purchasing Manager’s Index, CPI: Consumer Price Index, WPI: Wholesale Price Index, MoSPI: Ministry of Statistics and Program Implementation, CAD: Current Account Deficit, FD: Fiscal Deficit, OMO: Open Market Operation, FRBM: Fiscal Responsibility and Budgetary Management, OROP: One Rank One Pension, FII: Foreign Institutional Investor, BoP: Balance of Payment

Investment Outlook

Debt Investment Outlook

04

All Product Labeling Disclosures

05

Name of Scheme This product is suitable for investors who are seeking*: RiskometerBirla Sun Life Banking and Financial Services Fund(An Open ended Banking & Financial Services Sector Scheme)

long term capital growth•Investments in equity and equity related securities of companies engaged in banking and •financial services

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP)(An Open ended Growth Scheme)

long term capital growth•investments in stocks of Agri commodity companies, i.e., companies engaged in or •focusing on the Agri business, whether issued in India or overseas

Birla Sun Life Global Commodities Fund(An Open ended Fund of FundsScheme)

Capital appreciation in the long term•Investment in units of global mutual funds which invest in commodity related securities•

Birla Sun Life Global RealEstate Fund(An Open ended Fund of FundsScheme)

Capital appreciation in the long term•Investment predominantly in units of Global Fund investing in Companies engaged in Real •Estate Sector

Birla Sun Life India GenNext Fund (An Open ended Growth scheme)

long term capital growth•investments in equity and equity related securities of companies that are expected to •benefit from the rising consumption patterns in India fuelled by high disposable incomes

Birla Sun Life India Opportunities Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities of companies that seek to leverage •India’s competitive advantages in global outsourcing theme.

Birla Sun Life Infrastructure Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities of companies that are participating in •the growth and development of Infrastructure in India

Birla Sun Life International Equity Fund-Plan A (An Open ended Diversified Equity Scheme)

long term capital growth•investments predominantly in equity and equity related securities in the international •markets

Birla Sun Life International Equity Fund-Plan B (An Open ended Diversified Equity Scheme)

long term capital growth•investments in equity and equity related securities in the domestic market (65 to 75%) and •in international markets (25 to 35%)

Birla Sun Life New Millennium Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities with a focus on investing in IT, media, •telecom related and other technology enabled companies

Birla Sun Life Special Situations Fund (An Open ended Diversified Equity Scheme)

long term capital growth•investments in equity and equity related securities by following investment strategy that •would take advantage of Special Situations like buy backs, open offers, demerger etc. & contrarian investment style.

Birla Sun Life India Reforms Fund (An Open ended Equity Scheme)

long term capital growth•investments in equity and equity related securities of companies expected to benefit from •the economic reforms, PSU divestment and increased government spending

Birla Sun Life Balanced ‘95 Fund (An Open ended Balanced Scheme)

long term capital growth and income•investment predominantly in equity and equity related securities as well as debt and •money market instruments

Birla Sun Life Advantage Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities•

Birla Sun Life Asset AllocatorMulti Manager FoF Scheme(An Open ended Fund of Funds Scheme)

Capital appreciation in the long term•Investment in portfolio of equity and debt funds•

Birla Sun Life Dynamic AssetAllocation Fund(An Open ended Asset Allocation Scheme)

Capital appreciation and regular income in the long term•Investment in equity & equity related securities as well as fixed income securities (Debt & •Money Market securities)

Birla Sun Life Equity Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities•

Birla Sun Life FinancialPlanning FOF - AggressivePlan(An Open ended Fund of Funds Scheme)

Capital appreciation through strategic asset allocation which is based on satisfying the •needs to a specific risk-return profile (Aggressive) of investors in the long termInvestment in portfolio of mutual fund schemes (predominantly in equity funds)•

Birla Sun Life FinancialPlanning FOF - Prudent Plan(An Open ended Fund of Funds Scheme)

Capital appreciation through strategic asset allocation which is based on satisfying the •needs to a specific risk-return profile (Prudent) of investors in the long termInvestment in portfolio of mutual fund schemes (predominantly in a combination of equity •funds, liquid / money market funds & debt funds)

Birla Sun Life Frontline Equity Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities, diversified across various industries in •line with the benchmark index, S&P BSE 200

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

Investors understand that theirprincipal will be at High risk

Investors understand that theirprincipal will be at Moderately High risk

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh


06

Name of Scheme This product is suitable for investors who are seeking*: RiskometerBirla Sun Life Gold ETF (An Open ended Gold Exchange Traded Fund)

returns that are in line with the performance of gold over long term, subject to tracking •errors.investments in physical gold of 99.5% purity (fineness)•

Birla Sun Life Gold Fund (An Open ended Fund of Fund Scheme)

returns in line with performance of Birla Sun Life Gold ETF (BSL GETF) over long term•investments predominantly in units of Birla Sun Life Gold ETF. BSL GETF invests in •physical gold of 99.5% purity (fineness)

Birla Sun Life Index Fund (An Open ended Index Linked Scheme)

long term capital growth•investments in stocks in line with Nifty 50 and / or in exchange traded derivatives on the •Nifty 50 to generate comparable returns, subject to tracking errors.

Birla Sun Life Midcap Fund (An Open ended Growth Scheme)

long term capital growth•investments primarily in mid cap stocks•

Birla Sun Life Pure Value Fund (An Open ended Diversified Equity Scheme)

long term capital growth•investments in equity and equity related securities by following value investing strategy.•

Birla Sun Life Small & Midcap Fund (An Open ended Small and Mid Cap Equity Scheme)

long term capital growth•investments predominantly in equity and equity related securities of companies •considered to be small and midcap.

Birla Sun Life Tax Relief ‘96 (An Open Ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years)

long term capital growth•investments in equity and equity related securities, with tax benefit under section 80C, •subject to eligibility

Birla Sun Life Tax Plan (An Open ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years)

long term capital growth•investments in equity and equity related securities, with tax benefit under section 80C, •subject to eligibility

Birla Sun Life Tax SavingsFund(An Open ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years)

Investment in equity linked savings scheme (lock in period of 3 years) which aims to •provide medium to long term capital appreciation along with income tax rebateInvestment predominantly in equity and equity related securities •

Birla Sun Life Top 100 Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities of top 100 companies as measured by •market capitalisation

Birla Sun Life Dividend Yield Plus (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities of companies having relatively high •dividend yield

Birla Sun Life MNC Fund (An Open ended Growth Scheme)

long term capital growth•investments primarily in equity and equity related securities of multinational companies •(MNCs)

Birla Sun Life MIP II - Wealth 25 Plan (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term•investments in debt and money market instruments as well as equity and equity related •securities [20-30%]

Birla Sun Life Equity Savings Fund(An Open ended Equity Scheme)

long term capital growth and income•An open ended equity scheme investing in equity and equity related securities including •the use of equity derivatives strategies and arbitrage opportunities with balance exposure in debt and money market instruments

Birla Sun Life Active DebtMulti Manager FoF Scheme(An Open ended Fund of Funds Scheme)

Capital appreciation in the long term•Investment in a dynamically managed portfolio of debt funds•

Birla Sun Life Enhanced Arbitrage Fund (An Open ended Equity Scheme)

income over short term•investments in equity and equity related securities including derivatives for taking •advantage from the price differentials/mis-pricing prevailing for stock/index in various segments (Cash & Futures)

Birla Sun Life FinancialPlanning FOF - ConservativePlan(An Open ended Fund of Funds Scheme)

Capital appreciation through strategic asset allocation which is based on satisfying the •needs to a specific risk-return profile (Conservative) of investors in the long termInvestment in portfolio of mutual fund schemes (predominantly in liquid / money market •funds & debt funds)

Birla Sun Life Treasury Optimizer Plan (erstwhile Birla Sun Life Ultra Short Term Fund) (An Open ended Short Term Income Scheme)

reasonable returns with convenience of liquidity over short term•investments in debt and money market securities with relatively low levels of interest rate •risk


Investors understand that theirprincipal will be at Moderately High risk

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh

Investors understand that theirprincipal will be at Moderate risk


07

Name of Scheme This product is suitable for investors who are seeking*: RiskometerBirla Sun Life Dynamic Bond Fund (An Open ended Income Scheme)

income with capital growth over short term•investments in actively managed portfolio of high quality debt and money market •instruments including government securities.

Birla Sun Life Short Term Opportunities Fund (An Open ended Income Scheme)

income with capital growth over short to medium term•investments in debt and money market instruments with short to medium term maturities •across the credit spectrum within the investment grade

Birla Sun Life Medium Term Plan (An Open ended Income Scheme)

income with capital growth over medium to long term•investments in debt and money market instruments•

Birla Sun Life Income Plus(An Open ended Income Scheme)

income with capital growth over medium to long term•investments in a combination of debt and money market instruments including •government securities of varying maturities

Birla Sun Life Gilt Plus - PF Plan (An Open ended Government Securities Scheme)

income with capital growth over medium to long term•investments exclusively in Government Securities•

Birla Sun Life Constant Maturity 10 Year Gilt Fund (erstwhile Birla Sun Life Gilt Plus – Regular Plan) (An Open ended Government Securities Scheme)

credit risk-free returns based on their own view on interest rate scenario over short to •medium term investments in a portfolio of Central Government securities of around 10 year average •maturity.

Birla Sun Life Government Securities Fund - Long Term Plan (An Open ended Gilt Scheme)

income with capital growth over medium to long term•investments exclusively in Government Securities•

Birla Sun Life Monthly Income (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term•investments in debt and money market instruments as well as equity and equity related •securities [upto 15%]

Birla Sun Life MIP (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term.•investments in debt and money market instruments as well as equity and equity related •securities [upto 15%]

Birla Sun Life MIP II - Savings 5 Plan (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term•investments in debt and money market instruments as well as equity and equity related •securities [0-10%]

Birla Sun Life Cash Manager (An Open ended Income Scheme)

reasonable returns with convenience of liquidity over short term•investments in a basket of debt and money market instruments of very short maturities•

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh

Birla Sun Life Savings Fund (An Open ended Short Term Income Scheme)

reasonable returns with convenience of liquidity over short term•investments in debt and money market instruments•

Birla Sun Life Floating Rate Fund - Long Term Plan (An Open ended Income Scheme)

income with capital growth over short term•investments in a mix of fixed and floating rate debt and money market instruments•

Birla Sun Life Short Term Fund (An Open ended Income Scheme)

income with capital growth over short term•investments in debt and money market instruments.•

Birla Sun Life Capital Protection Oriented Fund - Series 25 & 26(A Close ended Capital Protection Oriented Scheme)

capital protection and capital appreciation linked to equity market at the end of medium / •long term tenureinvestments in highest rated debt and money market instruments maturing on or before •the tenure of the scheme and exposure to derivative instruments (long call options)

Birla Sun Life Capital Protection Oriented Fund - Series 16, 17, 18, 19, 20, 21, 22 & 23(A Close ended Capital Protection Oriented Scheme)

capital protection and capital appreciation linked to equity market at the end of medium / •long term tenureinvestments in highest rates debt and money market instruments maturing on or before •the tenure of the scheme and equity and equity related securities


Investors understand that theirprincipal will be at Moderate risk

Investors understand that theirprincipal will be at Moderately Low risk

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh


08

Name of Scheme This product is suitable for investors who are seeking*: RiskometerBirla Sun Life Cash Plus (An Open ended Liquid Scheme)

reasonable returns with high levels of safety and convenience of liquidity over short term•investments in high quality debt and money market instruments with maturity of upto 91 •days only

Birla Sun Life Floating Rate Fund - Short Term Plan(An Open ended Income Scheme)

reasonable returns with convenience of liquidity over short term•investments in debt and money market instruments with maturity of upto 91 days only•


Investors understand that theirprincipal will be at Low risk

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh

Adhoc Dividend – Equity Schemes – April 2015 – February 2016

Serial No. Scheme Name Record Date

Dividend Rate

(` per unit)

CumDividend

NAV(` per unit)

Face Value (`) per unit of

Scheme

1 Birla Sun Life MNC Fund - Regular Plan - Dividend 22-Apr-15 10.00 156.22 10.00

2 Birla Sun Life Frontline Equity Fund - Regular Plan - Dividend 24-Apr-15 1.75 27.69 10.00

3 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 30-Apr-15 0.067 10.96 10.00

4 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 30-Apr-15 0.067 10.86 10.00

5 Birla Sun Life Commodity Equities Fund - Global Agri Plan - Regular Plan - Dividend 21-May-15 2.0 17.26 10.00

6 Birla Sun Life Commodity Equities Fund - Global Agri Plan - Direct Plan - Dividend 21-May-15 2.0 17.51 10.00

7 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 29-May-15 0.067 10.98 10.00

8 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 29-May-15 0.067 10.88 10.00

9 Birla Sun Life Infrastructure Fund - Regular Plan - Dividend 11-Jun-15 1.6 13.67 10.00

10 Birla Sun Life India GenNext Fund - Regular Plan - Dividend 18-Jun-15 2.6 20.82 10.00

11 Birla Sun Life India GenNext Fund - Direct Plan - Dividend 18-Jun-15 2.6 23.03 10.00

12 Birla Sun Life Dividend Yield Plus - Regular Plan - Dividend 19-Jun-15 0.4 15.70 10.00

13 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 26-Jun-15 0.067 11.00 10.00

14 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 26-Jun-15 0.067 10.90 10.00

15 Birla Sun Life Balanced ‘95 Fund - Regular Plan - Dividend 26-Jun-15 7.5 144.82 10.00

16 Birla Sun Life Top 100 Fund - Regular Plan - Dividend 24-Jul-15 2.30 19.1387 10.00

17 Birla Sun Life Pure Value Fund - Regular Plan - Dividend 24-Jul-15 3.00 28.8725 10.00

18 Birla Sun Life New Millennium Fund - Regular Plan - Dividend 31-Jul-15 2.00 19.78 10.00

19 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 31-Jul-15 0.067 11.0418 10.00

20 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 31-Jul-15 0.067 10.9316 10.00

21 Birla Sun Life Midcap Fund - Regular Plan - Dividend 28-Aug-15 3.75 35.51 10.00

22 Birla Sun Life Small & Midcap Fund - Regular Plan - Dividend 28-Aug-15 2.30 21.7342 10.00

23 Birla Sun Life Advantage Fund - Regular Plan - Dividend 31-Aug-15 20.00 103.07 10.00

24 Birla Sun Life Advantage Fund - Direct Plan - Dividend 31-Aug-15 10.00 104.38 10.00

25 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 31-Aug-15 0.067 11.0518 10.00

26 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 31-Aug-15 0.067 10.9352 10.00

27 Birla Sun Life Balanced ‘95 Fund - Regular Plan - Dividend 22-Sep-15 7.50 142.06 10.00

NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Declaration of dividend is at the discretion of the trustees and subject to availability of distributable surplus. Past Performance may or may not be sustained in the future.

09

NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Declaration of dividend is at the discretion of the trustees and subject to availability of distributable surplus. Past Performance may or may not be sustained in the future.

Serial No. Scheme Name Record Date

Dividend Rate

(` per unit)

CumDividend

NAV(` per unit)

Face Value (`) per unit of

Scheme

28 Birla Sun Life Dividend Yield Plus - Regular Plan - Dividend 24-Sep-15 0.35 15.46 10.00

29 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 29-Sep-15 0.060 11.0458 10.00

30 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 29-Sep-15 0.060 10.9234 10.00

31 Birla Sun Life Special Situations Fund - Regular Plan - Dividend 29-Sep-15 1.30 15.7014 10.00

32 Birla Sun Life MNC Fund - Regular Plan - Dividend 09-Oct-15 10.00 158.0700 10.00

33 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 30-Oct-15 0.06 11.0557 10.00

34 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 30-Oct-15 0.06 10.9257 10.00

35 Birla Sun Life Frontline Equity Fund - Regular Plan - Dividend 30-Oct-15 3.50 27.8400 10.00

36 Birla Sun Life Index Fund - Regular Plan - Dividend 02-Nov-15 3.20 15.5220 10.00

37 Birla Sun Life Index Fund - Direct Plan - Dividend 02-Nov-15 3.20 15.7054 10.00

38 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 30-Nov-15 0.06 11.0321 10.00

39 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 30-Nov-15 0.06 10.8962 10.00

40 Birla Sun Life India Opportunities Fund - Regular Plan - Dividend 30-Nov-15 3.00 28.9000 10.00

41 Birla Sun Life Equity Fund - Regular Plan - Dividend 30-Nov-15 10.00 93.1500 10.00

42 Birla Sun Life Equity Fund - Direct Plan - Dividend 30-Nov-15 9.00 102.7700 10.00

43 Birla Sun Life India Reforms Fund - Regular Plan - Dividend 30-Nov-15 1.30 12.8000 10.00

44 Birla Sun Life Dividend Yield Plus - Regular Plan - Dividend 23-Dec-15 0.20 15.0400 10.00

45 Birla Sun Life Balanced ‘95 Fund - Regular Plan - Dividend 23-Dec-15 2.85 137.6700 10.00

46 Birla Sun Life Balanced ‘95 Fund - Direct Plan - Dividend 23-Dec-15 3.60 174.2300 10.00

47 Birla Sun Life Banking and Financial Services Fund - Regular Plan - Dividend 29-Dec-15 1.10 13.8700 10.00

48 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 29-Dec-15 0.055 11.0298 10.00

49 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 29-Dec-15 0.054 10.8878 10.00

50 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 29-Jan-16 0.050 10.8809 10.00

51 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 29-Jan-16 0.051 11.0281 10.00

52 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 26-Feb-16 0.050 10.8642 10.00

53 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 26-Feb-16 0.051 11.0158 10.00

10

Adhoc Dividend – Equity Schemes – April 2015 – February 2016

11

It is our constant endeavour to only offer you schemes that best suit your needs, thus we have classified our schemes under four broad solutions.

Schemes

12

Wealth Creation SolutionsWhat are Wealth Creation Solutions?

Our Wealth Creation Solutions aim to grow your money through equity/gold investments and are available in a range of conservative to aggressive options.

Who can benefit from Wealth Creation Solutions?

These solutions can be ideal for investors who are planning for future expenses, like higher education of children, marriage, buying a home etc.These solutions are available in the range of aggressive to conservative options to suit the needs of the investor.

Tax Savings SolutionsWhat are Tax Savings Solutions?

Our Tax Savings Solutions help to reduce your tax burden and at the same time, aim to grow your money through equity investments.

Who can benefit from Tax Savings Solutions?

Tax saving is important, especially when investors can save up to ` 51,912 in taxes! Section 80C of the Income Tax Act, 1961 provides options to save tax by reducing the taxable income by up to ` 1.5 lakh. But, wealth creation is also important. Isn’t it?

That’s why this solution is ideal for investors who would like to create wealth along with tax saving.

Tax savings of ` 51,912 is calculated assuming qualifying amount of deduction is ` 1.5 lakh & investor falls in the top income tax slab of 34.608% & includes applicable cess & surcharge. Investors are advised to consult their tax advisor in view of individual nature of tax benefits. Further, Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein. Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

The rates are applicable for the financial year 2015-16.

Savings SolutionsWhat are Saving Solutions?

Our Savings Solutions are aimed at preserving your money, providing you with liquidity and giving you tax-efficient returns.

Who can benefit from Saving Solutions?

This is an ideal solutions for investors who have low - medium propensity for risk and high liquidity. These can be ideal for first time investors in mutual funds.

The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

Regular Income SolutionsWhat are Regular Income Solutions?

Our Regular Income Solutions aim to preserve your money and provide regular income.

Who can benefit from Regular Income Solutions?

This is an ideal solutions for investors who are interested in alternative modes of regular income, either in present of after retirement stage, and have low propensity for risk. (Regular income is not assured & is subject to availability of distributable surplus.)

13

Benefits of Wealth Creation Solutions:

Tax Free Returns: No capital gains tax (on withdrawal) if you stay invested for over a year as per current tax laws. Invest in the long-term to overcome short-term ups and downs.

Risk is lowered: Mutual funds invest in many companies and funds are managed by experts; which can be considered as an alternative to direct investment in shares.

Investors are requested to consult their tax advisor before investing for individual nature of tax benefit. The Financial Solution (Wealth Creation Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

What are Wealth Creation Solutions?

Our Wealth Creation Solutions aim to grow your money through equity/gold investments and are available in a range of conservative to aggressive options.

Who can benefit from Wealth Creation Solutions?

Equity may be considered as an ideal option to give attractive long term returns and hence may be used for funding long-term needs (like child's education, buying a home etc.)

Wealth Creation Solutions

Fund Manager: Mr. Mahesh Patil & Mr. Pranay SinhaManaging Fund Since: January 16, 2014 & August 26, 2015Total Experience: 24 years & 10 yearsDate of Allotment: February 10, 1995Type of Scheme: An Open-ended Balanced SchemeApplication Amount for fresh subscription*: ` 5,000 (plus in multiplies of ` 1)Min. Addl. Investment: ` 1,000 (plus in multiplies of ` 1)

SIP: Monthly: Minimum ` 1,000/-

NAV of Plans / Options (`)Regular PlanGrowth: 508.40Dividend: 122.63

For redemption/switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterModified Duration: 8.15 yearsAverage Maturity: 17.65 years Yield to Maturity: 8.35%Standard Deviation: 12.16%Sharpe Ratio##: 0.65 Beta: 1.15Portfolio Turnover: 1.81Expense Ratio: Regular 2.51Direct 1.21

Issuer % to net Assets Rating Issuer % to net Assets Rating

Government of India 20.38% SOV Sun Pharmaceuticals Industries Limited 2.40%

HDFC Bank Limited 3.68% NTPC Limited 1.99%

Infosys Limited 3.64% FAG Bearings India Limited 1.77%

ICICI Bank Limited 3.19% Lupin Limited 1.70%

Reliance Industries Limited 2.55% Yes Bank Limited 1.59%

Top Ten Portfolio Holdings

Date of Inception: Feb 10, 1995 NAV Per Unit. *

(`)

Birla Sun Life

Balanced ‘95 Fund (%)

CRISIL Balanced

Fund Index # (%)

Nifty 50 ## (%)

Value of Standard Investment of ` 10000 in

Birla Sun Life Balanced ‘95 Fund

(`)

CRISIL Balanced

Fund Index # (`)

Nifty 50## (`)

Since inception till December 31, 2015 (CAGR) 10.00 21.28 N/A 10.23 563810 N/A 76616

December 31, 2014 to December 31, 2015 (Absolute) 545.50 3.36 0.48 -4.06 10336 10048 9594

December 31, 2013 toDecember 31, 2014 (Absolute) 367.19 48.56 25.34 31.39 14856 12534 13139


Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 563.81# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 8. Total Schemes managed by Mr. Pranay Sinha is 6. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com

Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns.## Risk Free Rate assumed to be 6.96% (FBIL Overnight MIBOR for 29th Feb 2016) for calculating Sharpe Ratio

Fund Details

Birla Sun Life Balanced ‘95 Fund(erstwhile Birla Sun Life ‘95 Fund. Name changed w.e.f January 01, 2016)

What is it?

A fund that seeks to achieve long-term growth of your investment at moderate levels of risk by striking a balance between potential growth of equity and relative safety of debt.


As on February 29, 2016

14

Direct Plan$

Growth: 522.57Dividend: 155.56

Benchmark: CRISIL Balanced Fund Index

Monthly Average AUM: ` 2275.51 Crores

AUM as on last day: ` 2254.24 Crores(as on 29th February 2016)

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV

Rating Profile of Portfolio

71.00%

21.02%

4.71% 1.97% 1.30%

Equity SovereignCash & Current Assets AAABelow AA

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV.CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered.

SIP Performance – Regular Plan - Growth (assuming SIP of ` 10000 per month)

Particulars Since Inception last 5 years last 3 years last 1 year

Total Amount Invested (`) 2500000 600000 360000 120000

Market Value of amount Invested 34388727 915858 474678 120638

Scheme Returns (CAGR) 21.29 16.94 18.82 0.99

CRISIL Balanced Fund Index returns# (CAGR) NA 9.73 9.13 -2.79

Nifty 50 returns## (CAGR) 12.34 9.67 8.47 -8.43

Date of First Installment: March 01, 1995 & Scheme Inception Date: February 10, 1995. Past Performance may or may not be sustained in future.This scheme is jointly managed with Mr. Pranay Sinha.

Note: The exit load rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 / 1800-22-7000 or from any of our Investor Service Centers.

Fund Manager: Mr. Mahesh Patil Managing Fund Since: November 17, 2005Total Experience: 24 yearsDate of Allotment: August 30, 2002Type of Scheme: An Open-ended Growth Scheme

Application Amount for fresh subscription*: ` 5,000 (plus in multiplies of ` 1)Min. Addl. Investment: ` 1,000 (plus in multiplies of ` 1)

SIP: Monthly: Minimum ` 1,000/- NAV of Plans / Options (`)Regular PlanGrowth: 140.69Dividend: 21.36

Direct Plan$


Benchmark: S&P BSE 200



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from

the date of allotment. Nil if redeemed /switched after 365 days from the date of allotment **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 14.82%Sharpe Ratio##: 0.47Beta: 1.01Portfolio Turnover: 0.74Expense Ratio: Regular 2.26Direct 1.10

Issuer % to net Assets Issuer % to net AssetsHDFC Bank Limited 6.56% Sun Pharmaceuticals Industries Limited 3.20%

Infosys Limited 6.16% Larsen & Toubro Limited 2.82%

Reliance Industries Limited 3.94% NTPC Limited 2.72%

ITC Limited 3.90% HCL Technologies Limited 2.68%

ICICI Bank Limited 3.73% IndusInd Bank Limited 2.47%


What is it?

A diversified equity fund that invests across sectors in line with S&P BSE 200 Index, with a bias for large caps but not exclusively focused on them.

Fund Details

15


Date of Inception: Aug 30, 2002

NAV Per Unit. *

(`)

Birla Sun Life Frontline Equity Fund

(%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Frontline

Equity Fund (`)

S&P BSE 200 # (`)

Nifty 50## (`)

Since inception till December 31, 2015 (CAGR) 10.00 23.02 17.84 16.71 158770 89423 78630

December 31, 2014 to December 31, 2015 (Absolute) 157.04 1.10 -1.48 -4.06 10110 9852 9594



Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 158.77# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Mahesh Patil is 8. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.

$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV.CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of re-turn).Where Benchmark returns are not available, they have not been shown.Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered.





Scheme Returns (CAGR) 19.41 16.66 16.51 -4.30

S&P BSE 200 returns# (CAGR) 13.66 11.37 11.40 -5.92


Date of First Installment: September 01, 2002 & Scheme Inception Date: August 30, 2002. Past Performance may or may not be sustained in future.

Birla Sun Life Frontline Equity FundWealth Creation Solutions


Fund Manager: Mr. Mahesh Patil Managing Fund Since: July 29, 2010Total Experience: 24 yearsDate of Allotment: October 24, 2005Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: Nifty 50





Infosys Limited 5.77% ICICI Bank Limited 3.48%

Reliance Industries Limited 3.70% NTPC Limited 3.04%

ITC Limited 3.52% Indian Oil Corporation Limited 2.74%

HCL Technologies Limited 3.51% Larsen & Toubro Limited 2.67%


Birla Sun Life Top 100 Fund

What is it?

A large cap focused fund that invests in equity and equity related securities of top 100 companies in India as measured by market capitalization.


For redemption/switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterStandard Deviation: 15.39%Sharpe Ratio##: 0.51 Beta: 1.04Portfolio Turnover: 0.83Expense Ratio: Regular 2.44Direct 1.26

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Mahesh Patil is 8. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.

Date of Inception: Oct 24, 2005 NAV Per Unit. *

(`)

Birla Sun Life Top 100

Fund (%)

Nifty 50 # (%)

S&P BSE SENSEX ##

(%)



(`)

Nifty 50 # (`)

S&P BSE SENSEX

## (`)


December 31, 2014 to December 31, 2015 (Absolute) 42.19 -0.05 -4.06 -5.03 9995 9594 9497



Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 42.1734




Fund Details

16







Nifty 50 returns# (CAGR) 9.33 9.67 8.47 -8.43

S&P BSE SENSEX returns## (CAGR) 9.02 9.22 7.60 -9.18

Date of First Installment: November 01, 2005 & Scheme Inception Date: October 24, 2005. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Anil ShahManaging Fund Since: October 03, 2012Total Experience: 26 yearsDate of Allotment: August 27, 1998Type of Scheme: An Open-ended Growth Scheme

Application Amount for fresh subscription*:` 5,000 (plus in multiplies of ` 1)Min. Addl. Investment: ` 1,000 (plus in multiplies of ` 1)



Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV For redemption/switch out

of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.


Date of Inception: Aug 27,1998 NAV Per Unit. *

(`)

Birla Sun Life Equity Fund (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Equity

Fund (`)

S&P BSE 200 # (`)

Nifty 50 ## (`)






Issuer % to net Assets Issuer % to net AssetsHDFC Bank Limited 6.30% IndusInd Bank Limited 3.73%

Sun Pharmaceuticals Industries Limited 4.80% HCL Technologies Limited 3.46%

ITC Limited 4.53% Tech Mahindra Limited 3.19%

Maruti Suzuki India Limited 4.36% Dr. Reddy's Laboratories Limited 2.98%

Tata Chemicals Limited 3.74% Yes Bank Limited 2.96%


Birla Sun Life Equity Fund

What is it?

A Diversified Equity Fund that looks for opportunities without any sectoral or market cap bias with the aim to give you long term growth of capital.


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Anil Shah is 9. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.




Fund Details

17


SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)





S&P BSE 200# (CAGR) 14.39 11.37 11.40 -5.92




Fund Manager: Mr. Ajay GargManaging Fund Since: June 18, 2009Total Experience: 22 yearsDate of Allotment: December 27, 1999Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: Nifty MNC



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment.Nil if redeemed /switched after

365 days from the date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life MNC Fund

What is it?

The fund that invests in securities of multinational companies in order to achieve long-term growth of capital with relatively moderate levels of risk.



Issuer % to net Assets Issuer % to net AssetsBayer Cropscience Limited 8.29% Maruti Suzuki India Limited 6.83%

Bosch Limited 8.14% Honeywell Automation India Limited 6.42%

GlaxoSmithKline Pharmaceuticals Limited 7.39% Pfizer Limited 5.92%

Gillette India Limited 7.31% Hindustan Unilever Limited 5.36%

ICRA Limited 7.09% Kotak Mahindra Bank Limited 4.79%


Fund Details

18


Date of Inception: Dec 27, 1999 NAV Per Unit. *

(`)

Birla Sun Life MNC Fund (%)

Nifty MNC # (%)

Nifty 50 ## (%)


Birla Sun Life MNC Fund (`)

Nifty MNC # (`)

Nifty 50## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 591.40# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Ajay Garg is 7. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.








Nifty MNC returns# (CAGR) 15.17 17.83 19.84 -3.64


Date of First Installment: January 01, 2000 & Scheme Inception Date: December 27, 1999. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Satyabrata Mohanty & Mr. Vineet MalooManaging Fund Since: July 16, 2015 & January 16, 2014Total Experience: 16 years & 11 yearsDate of Allotment: February 26, 2003Type of Scheme: An Open-ended Growth Scheme



NAV of Plans / Options (`)

Regular PlanGrowth: 114.55

Dividend: 12.69Direct Plan$


Benchmark: Nifty 500



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment. Nil if redeemed /switched after 365 days from the date of

allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life Dividend Yield Plus

What is it?

A fund that invests in high dividend paying companies across market cap which typically have steady cash flow generation.



Issuer % to net Assets Issuer % to net AssetsInfosys Limited 5.78% Sanofi India Ltd 3.69%

ICICI Bank Limited 5.27% ITC Limited 3.36%

Pfizer Limited 4.56% Orient Cement Ltd 2.91%

Cummins India Limited 4.14% Akzo Nobel India Limited 2.80%

Axis Bank Limited 3.75% Sundaram Finance Limited 2.79%


Fund Details

19



(`)

Birla Sun Life Dividend

Yield Plus (%)

Nifty 500 # (%)

Nifty 50 ## (%)



(`)

Nifty 500 # (`)

Nifty 50 ## (`)




December 31, 2012 toDecember 31, 2013 (Absolute) 94.60 -3.00 3.61 6.76 9700 10361 10676

Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 135.12# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future.Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Satyabrata Mohanty is 10. Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 92 to know more on performance ofschemes managed by Fund Managers.










Date of First Installment: March 01, 2003 & Scheme Inception Date: February 26, 2003. Past Performance may or may not be sustained in future.This scheme is jointly managed with Mr. Vineet Maloo.


Fund Manager: Mr. Jayesh GandhiManaging Fund Since: January 01, 2015Total Experience: 15 yearsDate of Allotment: October 03, 2002Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: Nifty Midcap 100







(`)

Birla Sun Life Midcap

Fund (%)

Nifty Midcap 100

# (%)

Nifty 50 ## (%)


Birla Sun Life Midcap Fund (`)

Nifty Midcap 100

# (`)

Nifty 50 ## (`)




December 31, 2012 toDecember 31, 2013 (Absolute) 118.94 -2.02 -5.10 6.76 9798 9490 10676


Birla Sun Life Midcap Fund

What is it?

A fund that provides an opportunity to invest in midsized companies which can be potential leaders of tomorrow.


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Jayesh Gandhi is 5. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



Issuer % to net Assets Issuer % to net AssetsGujarat State Petronet Limited 3.49% Voltas Limited 2.56%

PNC Infratech Limited 3.02% SKS Microfinance Limited 2.39%

Yes Bank Limited 2.95% Divi's Laboratories Limited 2.39%

Solar Industries India Limited 2.60% IRB Infrastructure Developers Limited 2.30%

Crompton Greaves Limited 2.58% The Federal Bank Limited 2.29%



Fund Details

20







Nifty Midcap 100 returns# (CAGR) 16.92 17.49 22.62 3.57




Fund Manager: Mr. Jayesh GandhiManaging Fund Since: December 15, 2014Total Experience: 15 yearsDate of Allotment: May 31, 2007Type of Scheme: An Open-ended Small & Mid Cap Equity Scheme




Direct Plan$


Benchmark: Nifty Midcap 100



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment. Nil if redeemed /switched after

365 days from the date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 18.55%Sharpe Ratio##: 0.77 Beta: 0.97Portfolio Turnover: 0.82Expense Ratio: Regular 2.96Direct 2.08

Birla Sun Life Small & Midcap Fund

What is it?

An Equity fund that aims to generate growth and capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and mid cap.


Note:Standard Deviation & Sharpe Ratio are calculated on Annualised basis using 3 years history of monthly returns.## Risk Free Rate assumed to be 6.96% (FBIL Overnight MIBOR for 29th Feb 2016) for calculating Sharpe Ratio

Issuer % to net Assets Issuer % to net AssetsKansai Nerolac Paints Limited 3.37% IRB Infrastructure Developers Limited 2.70%

Yes Bank Limited 3.23% Tube Investments of India Limited 2.66%

Gujarat State Petronet Limited 2.78% Granules India Limited 2.66%

SKS Microfinance Limited 2.72% Sanofi India Ltd 2.57%

Pennar Engineered Building Systems Ltd 2.70% Natco Pharma Limited 2.52%


Fund Details

21


Date of Inception: May 31, 2007 NAV Per Unit. *

(`)


(%)

Nifty Midcap 100

# (%)

Nifty 50 ## (%)


Birla Sun Life Small & Midcap Fund (`)

Nifty Midcap 100

# (`)

Nifty 50## (`)




December 31, 2012 toDecember 31, 2013 (Absolute) 13.18 4.83 -5.10 6.76 10483 9490 10676

Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 26.0678# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Jayesh Gandhi is 5. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.








Nifty Midcap 100 returns# (CAGR) 13.80 17.49 22.62 3.57


Date of First Installment: June 01, 2007 & Scheme Inception Date: May 31, 2007. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Satyabrata MohantyManaging Fund Since: October 17, 2011Total Experience: 16 yearsDate of Allotment: February 24, 1995Type of Scheme: An Open-ended Growth Scheme




Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch- out of units within 365 days from the date of allotment: 1.00% of

applicable NAV. For redemption / switch- out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 17.39%Sharpe Ratio##: 0.71Beta: 1.13Portfolio Turnover: 0.70Expense Ratio: Regular 2.68Direct 1.44


(`)

Birla Sun Life

Advantage Fund (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life

Advantage Fund (`)

S&P BSE 200 # (`)

Nifty 50 ## (`)






Birla Sun Life Advantage Fund

What is it?

A Diversified Equity Fund that aims to achieve long-term growth of capital, at relatively moderate levels of risk through a research-based investment approach.


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Satyabrata Mohanty is 10. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.




Infosys Limited 6.43% ICICI Bank Limited 3.73%

Eicher Motors Limited 5.65% Natco Pharma Limited 3.16%

Reliance Industries Limited 5.62% IndusInd Bank Limited 3.08%

Yes Bank Limited 5.36% TVS Motor Company Limited 2.70%



Fund Details

22









Date of First Installment: March 01, 1995 & Scheme Inception Date: February 24, 1995. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Anil Shah & Mr. Chanchal KhandelwalManaging Fund Since: September 23, 2013 & August 26, 2015Total Experience: 26 years & 10 yearsDate of Allotment: August 05, 2005Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: Nifty 50



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment. Nil if redeemed /switched after 365 days from the date of allotment.

**Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life India GenNext Fund

What is it?

A Fund that strives to benefit from the rising consumption pattern in India, fuelled by high disposable incomes of the young generation (Generation Next).




ITC Limited 3.88% Kotak Mahindra Bank Limited 3.14%

IndusInd Bank Limited 3.87% Axis Bank Limited 2.89%

Eicher Motors Limited 3.50% Britannia Industries Limited 2.55%

Maruti Suzuki India Limited 3.43% Housing Development Finance Corporation Limited 2.47%


Fund Details

23


Date of Inception: Aug 05, 2005

NAV Per Unit. *

(`)

Birla Sun Life India GenNext Fund (%)

Nifty 50 # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life India GenNext Fund (`)

Nifty 50 # (`)

S&P BSE SENSEX

## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 54.22# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Anil Shah is 9. Total Schemes managed by Mr. Chanchal Khandelwal is 1. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.












Fund Manager: Mr. Satyabrata Mohanty & Mr. Dhaval GalaManaging Fund Since: Since Inception & August 26, 2015Total Experience: 16 years & 9 yearsDate of Allotment: December 14, 2013Type of Scheme: An Open ended Banking & Financial Services Sector Scheme



NAV of Plans / Options (`)Regular PlanGrowth: 14.21



Benchmark: Nifty Financial Services




of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterPortfolio Turnover: 0.24Expense Ratio: Regular 3.00Direct 2.50

Birla Sun Life Banking and Financial Services Fund

What is it?

A fund that aims to generate growth and capital appreciation by building a portfolio that predominantly invest in the Banking and Financial Services related companies in India.


Issuer % to net Assets Issuer % to net Assets

HDFC Bank Limited 15.99% Bank of Baroda 6.66%

Yes Bank Limited 10.58% Axis Bank Limited 5.91%

Bajaj Finance Limited 8.67% ICICI Bank Limited 5.73%

IndusInd Bank Limited 7.93% LIC Housing Finance Limited 5.26%

Repco Home Finance Ltd 7.38% SKS Microfinance Limited 4.78%


Fund Details

24



(`)

Birla Sun Life Banking and Financial

Services Fund (%)

Nifty Financial Services

# (%)

Nifty 50 ## (%)


Birla Sun Life Banking

and Financial Services Fund (`)

Nifty Financial Services

# (`)

Nifty 50 ## (`)




Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 16.42# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Satyabrata Mohanty is 10. Total Schemes managed by Mr. Dhaval Gala is 1. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.




Particulars Since Inception last 1 year

Total Amount Invested (`) 250000 120000

Market Value of amount Invested 295965 117082

Scheme Returns (CAGR) 16.47 -4.48

Nifty Financial Services returns# (CAGR) 10.15 -9.59

Nifty 50 returns## (CAGR) 3.71 -8.43



Fund Manager: Mr. Mahesh PatilManaging Fund Since: July 16, 2015 Total Experience: 24 yearsDate of Allotment: March 17, 2006Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: Nifty 50



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment. Nil if redeemed /switched after 365 days from the

date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 23.05%Sharpe Ratio##: 0.29 Beta: 1.43Portfolio Turnover: 0.52Expense Ratio: Regular 2.70Direct 2.12

Date of Inception: Mar 17, 2006 NAV Per Unit. *

(`)

Birla Sun Life Infrastructure

Fund (%)

Nifty 50 # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Infrastructure

Fund (`)

Nifty 50 # (`)

S&P BSE SENSEX

## (`)






Birla Sun Life Infrastructure Fund

What is it?

A fund that seeks to participate in growth and development of infrastructure in India by investing in equity and equity related securities of companies in the infra sector.


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Mahesh Patil is 8. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



Issuer % to net Assets Issuer % to net AssetsHDFC Bank Limited 5.41% Multi Commodity Exchange of India Limited 3.32%

Cummins India Limited 4.65% ICICI Bank Limited 3.31%

WABCO India Limited 4.43% Reliance Industries Limited 3.23%

Crompton Greaves Limited 4.16% Honeywell Automation India Limited 3.20%

Orient Cement Ltd 3.71% PTC India Limited 3.09%



Fund Details

25









Date of First Installment: April 01, 2006 & Scheme Inception Date: March 17, 2006. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Mahesh Patil & Mr. Milind BafnaManaging Fund Since: January 16, 2014Total Experience: 24 years & 15 yearsDate of Allotment: March 27, 2008Type of Scheme: An Open-ended Diversified Equity Scheme


SIP: Monthly: Minimum ` 1,000/- NAV of Plans / Options (`)Regular PlanGrowth: 33.2405Dividend: 21.5005

Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment:

1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 23.38%Sharpe Ratio##: 0.75Beta: 1.28Portfolio Turnover: 1.81Expense Ratio: Regular 2.90Direct 1.98


(`)

Birla Sun Life Pure

Value Fund (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Pure

Value Fund (`)

S&P BSE 200 # (`)

Nifty 50 ## (`)






Birla Sun Life Pure Value Fund

What is it?

An Open ended Diversified Equity fund that follows value investing strategy to generate consistent long-term capital appreciation.


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Mahesh Patil is 8. Total Schemes managed by Mr. Milind Bafna is 4. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



Issuer % to net Assets Issuer % to net AssetsGAIL (India) Limited 6.08% Yes Bank Limited 3.37%

Kaveri Seed Company Limited 4.62% Chennai Petroleum Corporation Limited 3.33%

Gulf Oil Lubricants India Ltd 4.30% Gujarat Fluorochemicals Limited 3.32%

Hindustan Petroleum Corporation Limited 4.28% Tata Chemicals Limited 3.08%

Dishman Pharmaceuticals and Chemicals Limited 3.42% J.Kumar Infraprojects Limited 2.85%



Fund Details

26









Date of First Installment: April 01, 2008 & Scheme Inception Date: March 27, 2008. Past Performance may or may not be sustained in future.This scheme is jointly managed with Mr. Milind Bafna.


Fund Manager: Mr. Satyabrata MohantyManaging Fund Since: July 16, 2015Total Experience: 16 yearsDate of Allotment: June 25, 2010Type of Scheme: An Open-ended Equity Scheme


SIP: Monthly: Minimum ` 1,000/- NAV of Plans / Options (`)

Regular PlanGrowth: 12.09Dividend: 10.13

Direct Plan$






of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterStandard Deviation: 22.03%Sharpe Ratio##: 0.22Beta: 1.35Portfolio Turnover: 0.47Expense Ratio: Regular 2.84Direct 2.34

Birla Sun Life India Reforms Fund

What is it?

An Equity fund that aims to generate growth and capital appreciation by building a portfolio of companies that are expected to benefit from the economic reforms, PSU divestment and increased government spending.




Government of India 30.64% SOV Bajaj Auto Limited 3.26%

HDFC Bank Limited 6.00% Cummins India Limited 3.20%

Eicher Motors Limited 5.78% Kotak Mahindra Bank Limited 3.11%

Maruti Suzuki India Limited 3.99% ICICI Bank Limited 2.81%

Yes Bank Limited 3.67% Capital First Limited 2.46%


Fund Details

27


Date of Inception: June 25, 2010 NAV Per Unit. *

(`)

Birla Sun Life India Reforms Fund (%)

Nifty 500 # (%)

Nifty 50 ## (%)


Birla Sun Life India Reforms Fund (`)

Nifty 500 # (`)

Nifty 50 ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 13.70# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Satyabrata Mohanty is 10. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.










Date of First Installment: July 01, 2010 & Scheme Inception Date: June 25, 2010. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Kunal SangoiManaging Fund Since: January 16, 2014Total Experience: 8 yearsDate of Allotment: January 15, 2000Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: S&P BSE Teck



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment. Nil if redeemed / switched after 365 days from the

date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterStandard Deviation: 19.74%Sharpe Ratio##: 0.47Beta: 1.04Portfolio Turnover: 0.70Expense Ratio: Regular 2.94Direct 2.19

Birla Sun Life New Millennium Fund

What is it?

A thematic fund that invests in companies related to the IT sector like hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies.



Issuer % to net Assets Issuer % to net AssetsInfosys Limited 34.26% Cyient Limited 5.00%

HCL Technologies Limited 10.28% Dish TV India Limited 4.82%

Tata Consultancy Services Limited 9.97% Sonata Software Limited 4.44%

Tech Mahindra Limited 8.40% Persistent Systems Limited 3.36%

Tata Communications Limited 6.27% KPIT Cummins Infosystems Limited 3.17%


Fund Details

28


Date of Inception: Jan 15, 2000 NAV Per Unit. *

(`)

Birla Sun Life New

Millennium Fund (%)

S&P BSE Teck # (%)

Nifty 50 ## (%)


Birla Sun Life New

Millennium Fund (`)

S&P BSE Teck # (`)

Nifty 50 ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 36.57# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Kunal Sangoi is 2. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.








S&P BSE Teck returns# (CAGR) NA 14.05 12.92 -1.37


Date of First Installment: February 01, 2000 & Scheme Inception Date: January 15, 2000. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Kunal SangoiManaging Fund Since: July 16, 2015Total Experience: 8 yearsDate of Allotment: December 27, 1999Type of Scheme: An Open-ended Growth Scheme




Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch- out of units within 365 days from the date of allotment: 1.00% of

applicable NAV. For redemption / switch-out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 14.29%Sharpe Ratio##: 1.40 Beta: 0.65Portfolio Turnover: 0.41Expense Ratio: Regular 3.23Direct 2.33

Birla Sun Life India Opportunities Fund

What is it?

A fund that allows investors to participate in India’s global outsourcing theme by identifying companies that seek to utilize India’s low cost and high quality resources to service the needs of global customers.



Issuer % to net Assets Issuer % to net AssetsSanofi India Ltd 7.04% Sun Pharmaceuticals Industries Limited 5.50%

Cummins India Limited 6.60% WABCO India Limited 5.28%

Reliance Industries Limited 6.57% Hindustan Zinc Limited 5.09%

Infosys Limited 6.29% Tech Mahindra Limited 4.82%

Honeywell Automation India Limited 5.94% HCL Technologies Limited 4.05%


Fund Details

29



(`)

Birla Sun Life India

Opportunities Fund (%)

Nifty 500 # (%)

Nifty 50 ## (%)


Birla Sun Life India

Opportunities Fund (`)

Nifty 500 #

(`)

Nifty 50 ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 116.45# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Kunal Sangoi is 2. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.












Fund Manager: Mr. Anil ShahManaging Fund Since: January 04, 2013Total Experience: 26 yearsDate of Allotment: January 31, 2008Type of Scheme: An Open-ended Diversified Equity Scheme



NAV of Plans / Options (`)Regular PlanGrowth: 14.4711






Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from

the date of allotment. Nil if redeemed /switched after 365 days from the date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 19.42%Sharpe Ratio##: 0.44 Beta: 1.19Portfolio Turnover: 0.50Expense Ratio: Regular 2.94Direct 2.33

Birla Sun Life Special Situations Fund

What is it?

A Fund that endeavors to generate longterm growth by identifying stocks that may have the potential for special situation like buy backs, open offers, demerger, etc. and a contrarian investment style.



Issuer % to net Assets Issuer % to net AssetsMaruti Suzuki India Limited 7.60% HCL Technologies Limited 3.49%

IndusInd Bank Limited 6.86% Kotak Mahindra Bank Limited 3.10%

HDFC Bank Limited 4.56% Infosys Limited 3.05%

ITC Limited 4.16% Yes Bank Limited 2.91%

LIC Housing Finance Limited 3.96% Hindustan Petroleum Corporation Limited 2.84%


Fund Details

30


Date of Inception: Jan 31, 2008 NAV Per Unit. *

(`)

Birla Sun Life Special Situations Fund (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Special

Situations Fund (`)

S&P BSE 200 # (`)

Nifty 50 ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 17.8267# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Anil Shah is 9. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.









Nifty 50 returns#(CAGR) 9.59 9.67 8.47 -8.43

Date of First Installment: February 01, 2008 & Scheme Inception Date: January 31, 2008. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Prasad Dhonde & Mr. Vineet MalooManaging Fund Since: October 11, 2014 & August 26, 2015Total Experience: 16 years & 11 yearsDate of Allotment: April 25, 2000Type of Scheme: An Open ended Asset Allocation Scheme




Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/ switch-out of units on or before 365 days from the date of allotment: 1% of applicable NAV. For redemption/ switch-out of units after 365 days from the date of allotment: Nil

**Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life Dynamic Asset Allocation Fund(erstwhile ING Balanced Fund. Name changed w.e.f October 11, 2014)

What is it?

An open ended Asset allocation scheme which balances the portfolio between Equity and Fixed income securities based on market valuations to generate long term wealth at a relatively low volatility.



Eicher Motors Limited 3.71% Axis Bank Limited 2.86%

Infosys Limited 3.50% Dalmia Bharat Ltd 2.62%

Bajaj Finance Limited 3.42% HDFC Bank Limited 2.47%

Reliance Industries Limited 3.01% ICICI Bank Limited 2.19%

Repco Home Finance Ltd 2.88% Tata Motors Limited 2.07%


Fund Details

31


Date of Inception: Apr 25, 2000 NAV Per Unit. *

(`)

Birla Sun Life Dynamic

Asset Allocation

Fund (%)

CRISIL Balanced

Fund Index # (%)

S&P BSE SENSEX ##

(%)



Asset Allocation Fund (`)

CRISIL Balanced

Fund Index # (`)

S&P BSE SENSEX

## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 38.13# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 10. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers..









CRISIL Balanced Fund Index returns# (CAGR) NA 9.73 9.13 -2.79


Date of First Installment: May 01, 2000 & Scheme Inception Date: April 25, 2000 . Past Performance may or may not be sustained in future.


Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 11 yearsDate of Allotment: October 31, 2007Type of Scheme: An Open-ended Diversified Equity Scheme


SIP: Monthly: Minimum ` 1,000/- NAV of Plans / Options (`)Regular PlanGrowth: 15.4687Dividend: 14.2322Direct Plan$

Growth: 15.7360

Dividend: 15.7476

Benchmark: S&P Global 1200



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch- out of units after 365 days from the date of allotment:

Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterPortfolio Turnover: 0.35Expense Ratio: Regular 2.97Direct 2.46

Birla Sun Life International Equity Fund - Plan A

What is it?

A fund that provides an opportunity to grow your money by investing in worldclass companies across the globe.


Issuer % to net Assets Issuer % to net AssetsAetna Inc New 5.16% TYSON FOODS INC 2.98%

McKesson Corp. 4.97% Delta Air Lines Inc 2.98%

Valero Energy Corporation Ltd 3.50% Apple Inc. 2.96%

THE BOEING CO 3.05% Fedex Corp 2.90%

Westfield Corporation 2.99% Japan Airlines Co Ltd 2.90%


Fund Details

32



(`)

Birla Sun Life

International Equity Fund -

Plan A (%)

S&P Global 1200 #

(%)

Nifty 50 ## (%)


Birla Sun Life International Equity Fund -

Plan A (`)

S&P Global 1200 # (`)

Nifty 50## (`)


December 31, 2014 to December 31, 2015 (Absolute) 16.38 -0.02 1.28 -4.06 9998 10128 9594



Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 16.3724# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.








S&P Global 1200 returns# (CAGR) 11.72 12.27 6.98 0.18




Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 11 yearsDate of Allotment: October 31, 2007Type of Scheme: An Open-ended Diversified Equity Scheme




Direct Plan$


Benchmark: Customised Index †† A customized benchmark created using S&P BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to the extent of 35% of portfolio.



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched

out within 365 days from the date of allotment. Nil if redeemed /switched after 365 days from the date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterPortfolio Turnover: 0.56Expense Ratio: Regular 2.96Direct 2.41

Birla Sun Life International Equity Fund - Plan B

What is it?

A fund that provides an opportunity to grow your money by investing in worldclass companies across the globe, with at least 65% exposure to domestic markets.


Issuer % to net Assets Issuer % to net AssetsInfosys Limited 3.66% Axis Bank Limited 2.37%

Repco Home Finance Ltd 3.21% IndusInd Bank Limited 2.34%

ICICI Bank Limited 2.93% Cairn India Limited 2.31%

HDFC Bank Limited 2.84% Eicher Motors Limited 2.23%

Bajaj Finance Limited 2.67% Cummins India Limited 1.82%


Fund Details

33



(`)

Birla Sun Life

International Equity Fund -

Plan B (%)

Customised Index † #

(%)

Nifty 50 ## (%)


Birla Sun Life International Equity Fund -

Plan B (`)

Customised Index †

# (`)

Nifty 50 ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 13.9253# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.† A customized benchmark created using S&P BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to the extent of 35% of portfolio.








Customised Index † returns# (CAGR) 11.20 12.05 10.14 -3.54




Fund Manager: Mr. Milind BafnaManaging Fund Since: August 26, 2015Total Experience: 15 yearsDate of Allotment: November 07, 2008Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: S&P Global Agribusiness Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment:

1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterPortfolio Turnover: 0.03Expense Ratio: Regular 1.77Direct 1.32

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP)

What is it?

A Fund that provides exposure to commodities, by investing in handpicked commodity companies worldwide, that have business exposure to Agricultural commodities.


Issuer % to net Assets Issuer % to net AssetsTYSON FOODS INC 10.25% ARCHER-DANIELS-MIDLAND CO 7.12%

Syngenta Ltd Reg Shs 9.45% BRF SA 5.20%

Monsanto Co 8.59% BUNGE LTD 5.07%

Deere And Co Ltd 8.48% AGRIUM ORD 4.37%

ASSOCIATED BRITISH FOODS PLC 8.47% Wilmar International Ltd 4.02%


Fund Details

34


Date of Inception: Nov 07, 2008 NAV Per Unit. *

(`)

Birla Sun Life Commodity

Equities Fund - Global Agri

Plan - Regular Growth (%)

S&P Global Agribusiness Index # (%)

Nifty 50 ## (%)


Birla Sun Life Commodity

Equities Fund - Global Agri

Plan - Regular Growth (`)

S&P Global Agribusiness

Index # (`)

Nifty 50## (`)





Investment Performance - Global Agri Plan - Regular Plan - Growth NAV as on December 31, 2015: ` 19.9068 # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Milind Bafna is 4. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.








S&P Global Agribusiness Index returns# (CAGR) 11.95 8.45 2.71 -9.16


Date of First Installment: December 01, 2008 & Scheme Inception Date: November 07, 2008. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Shravan Sreenivasula Managing Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: September 17, 2008Type of Scheme: An Open-ended Fund of Funds Scheme



NAV of Plans / Options (`)Regular PlanGrowth: 9.8257 Dividend: 9.8282Direct Plan$

Growth: 9.9264

Dividend: -

Benchmark: 40% Dow Jones World Basic Materials Index + 40% Dow Jones World Oil and Gas Index + 20% MSCI AC World in INR terms



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/ switch-out of units on or before 365 days from the date of allotment: 1% of applicable

NAV. For redemption/ switch-out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterExpense Ratio: Regular 0.85Direct 0.74

What is it?

An open ended fund-of-funds Scheme that invests in global funds that primarily invest in commodity securities. It aims to provide long term capital growth.

Fund Details

35


Issuer % to net Assets

Martin Currie Global Resources Fund 47.29%

First State Glob Umbrella Fund Global Res Fund - I 36.73%

Cash & Current Assets 15.85%

Net receivables / payables 0.12%

Top Portfolio Holdings

Date of Inception: Sep 17, 2008

NAV Per

Unit. *(`)

Birla Sun Life Global

Commodities Fund (%)

40% Dow Jones World Basic

Materials Index + 40% Dow

Jones World Oil and Gas Index + 20% MSCI AC

World in INR terms # (%)

S&P BSE

SENSEX ## (%)



Commodities Fund (`)

40% Dow Jones

World Basic Materials

Index + 40% Dow Jones World Oil and Gas

Index + 20% MSCI AC

World in INR terms # (`)

S&P BSE SENSEX

## (`)

Since inception till December 31, 2015 (CAGR) 10.00 -0.43 2.98 9.74 9692 12385 19692


December 31, 2013 toDecember 31, 2014 (Absolute) 13.63 -10.35 -7.87 29.89 8965 9213 12989


Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 9.6920# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Shravan Sreenivasula is 6. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



“The investors are bearing the recurring expenses of the scheme, in addition to the expenses of other schemes in which the Fund of Funds Scheme makes investments.”





Scheme Returns (CAGR) -5.42 -10.84 -15.62 -24.38

40% Dow Jones World Basic Materials Index + 40% Dow Jones World Oil and Gas Index + 20% MSCI AC World in INR terms# (CAGR)

2.10 -2.15 -8.26 -16.92

S&P BSE SENSEX ## (CAGR) 9.90 9.21 7.59 -9.18

Date of First Installment: October 01, 2008 & Scheme Inception Date: September 17, 2008. Past Performance may or may not be sustained in future.

Birla Sun Life Global Commodities Fund(erstwhile ING Global Commodities Fund. Name changed w.e.f October 11, 2014)



Fund Manager: Mr. Shravan Sreenivasula Managing Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: December 31, 2007Type of Scheme: An Open-ended Fund of Funds SchemeApplication Amount for fresh subscription*: ` 5,000 (plus in multiplies of ` 1)Min. Addl. Investment: ` 1,000 (plus in multiplies of ` 1)


NAV of Plans / Options (`)Regular PlanGrowth: 17.40 Dividend: 17.41

Direct Plan$


Benchmark: 10/40 GPR 250 Global Net Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/ switch-out of units on or before 365 days from the date of

Birla Sun Life Global Real Estate Fund(erstwhile ING Global Real Estate Fund. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme that predominantly invests in “ING (L) Invest Global Real Estate Fund”, a global real estate fund that has flexibility to invest in real estate securities across the world. It aims to provider capital appreciation.


allotment: 1% of applicable NAV. For redemption/ switch-out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterExpense Ratio: Regular 1.92Direct 1.46

Fund Details

36


Issuer % to net AssetsING (L) Invest Global Real Estate - I Cap USD 98.80%


Net receivables / payables -0.33%


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Shravan Sreenivasula is 6. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.


(`)

Birla Sun Life Global Real Estate

Fund (%)

10/40 GPR 250 Global Net Index

# (%)

S&P BSE SENSEX ##

(%)



Real Estate

Fund (`)

10/40 GPR 250 Global Net Index

# (`)

S&P BSE SENSEX

## (`)














10/40 GPR 250 Global Net Index returns# (CAGR) -3.08 14.20 9.57 5.73




Fund Manager: Mr. Ajay GargManaging Fund Since: October 01, 2006Total Experience: 22 yearsDate of Allotment: September 18, 2002Type of Scheme: An Open-ended Index Linked Growth Scheme




Direct Plan$


Benchmark: Nifty 50



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterStandard Deviation: 14.06%Sharpe Ratio##: 0.02 Beta: 0.98Portfolio Turnover: 4.77Expense Ratio: Regular 0.80Direct 0.50Tracking Error: 0.55%

Birla Sun Life Index Fund

What is it?

A fund that is designed to mirror the market performance of the 50 companies in the Nifty Index.


Issuer % to net Assets Issuer % to net AssetsNifty Index 26.86% Reliance Industries Limited 4.61%

Infosys Limited 6.28% Tata Consultancy Services Limited 3.23%

HDFC Bank Limited 5.48% ICICI Bank Limited 3.19%

Housing Development Finance Corporation Limited 4.83% Sun Pharmaceuticals Industries Limited 2.70%

ITC Limited 4.79% Larsen & Toubro Limited 2.55%


Fund Details

37


Date of Inception: Sept 18, 2002 NAV Per Unit. *

(`)

Birla Sun Life Index Fund (%)

Nifty 50 # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Index Fund (`)

Nifty 50 # (`)

S&P BSE SENSEX

## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 77.8352# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Ajay Garg is 7. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers



Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns.## Risk Free Rate assumed to be 6.96% (FBIL Overnight MIBOR for 29th Feb 2016) for calculating Sharpe RatioTracking Ratio for BSL Index Fund is computed based on Nifty TR Index








Date of First Installment: October 01, 2002, & Scheme Inception Date: September 18, 2002. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Prasad DhondeManaging Fund Since: October 03, 2012Total Experience: 16 yearsDate of Allotment: May 13, 2011Type of Scheme: An Open ended Gold Exchange Traded Fund



NAV (`): 2,908.4993

Benchmark: Domestic price of physical gold



Load Structure (as % of NAV)Entry Load: NilExit Load**(Includingfractional units, if any): Nil; ++The units of the scheme are compulsorily traded in dematerialized form, and hence, there shall be no entry/exit load for the units purchased or sold through stock exchanges. However,the investor shall have to bear costs in form of bid/ask spread and brokerage or such

other cost as charged by his broker for transacting in units of the scheme through secondary market. **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterStandard Deviation: 21.35%Sharpe Ratio##: -0.33Beta: 1.03Expense Ratio: Regular 1.01 Tracking Error: 8.34%

Birla Sun Life Gold ETF

What is it?

An ETF that invests in physical gold of 99.5% purity to generate returns in line with performance of gold, subject to tracking errors.


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 year history of monthly returns.## Risk Free Rate assumed to be 6.96% (FBIL Overnight MIBOR for 29th Feb 2016) for calculating Sharpe Ratio

Investment Performance NAV as on December 31, 2015: ` 2428.9528

Date of Inception: May 13, 2011 NAV Per Unit. *(`)

Birla Sun Life Gold ETF (%)

Domestic price of physical gold # (%)


Birla Sun Life Gold ETF (`)

Domestic price of physical gold # (`)

Since inception till December 31, 2015 (CAGR) 2227.8530 1.88 3.14 10903 11537

December 31, 2014 to December 31, 2015 (Absolute) 2641.2988 -8.04 -7.25 9196 9275

December 31, 2013 toDecember 31, 2014 (Absolute) 2688.4249 -1.75 -6.09 9825 9391


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Prasad Dhonde is 22. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.

Issuer % to net AssetsGold 99.78%


Net receivables / payables 0.10%


Fund Details

38



Fund Manager: Mr. Shravan SreenivasulaManaging Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: March 20, 2012Type of Scheme: An Open ended Fund of Fund Scheme




Direct Plan$


Benchmark: Domestic price of physical gold





Other ParameterStandard Deviation: 19.16%Sharpe Ratio##: -0.46Beta: 0.91Expense Ratio: Regular 0.50Direct 0.23 Tracking Error: 8.11%

Birla Sun Life Gold Fund

What is it?

An open ended fund of fund scheme that predominantly invests in units of Birla Sun Life Gold ETF (underlying scheme) and one doesn’t require a Demat Account to invest in it.


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 year history of monthly returns.## Risk Free Rate assumed to be 6.96% (FBIL Overnight MIBOR for 29th Feb 2016) for calculating Sharpe Ratio

Fund Details

Date of Inception: Mar 20, 2012 NAV Per Unit. *(`)

Birla Sun Life Gold Fund (%)

Domestic price of physical gold # (%)


Birla Sun Life Gold Fund (`)

Domestic price of physical gold # (`)

Since inception till December 31, 2015 (CAGR) 10.0000 -4.54 -2.24 8388 9178

December 31, 2014 to December 31, 2015 (Absolute) 9.0401 -7.22 -7.25 9278 9275



Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 8.3878# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Shravan Sreenivasula is 6. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.


Investors should note that, Birla Sun Life Gold Fund being an open ended fund of fund scheme invests in Birla Sun Life Gold ETF which invests in physical gold of 99.5% purity and they shall bear the recurring expenses of the underlying scheme (i.e. Birla Sun Life Gold ETF) in addition to the recurring expenses of the Scheme.

Issuer % to net AssetsBirla Sun Life Gold ETF 97.53%


Net receivables / payables -0.25%


Fund Details

39




Fund Manager: Mr. Shravan SreenivasulaManaging Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: August 17, 2006Type of Scheme: An Open ended Fund of Funds Scheme




Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)

Entry Load: NilExit Load**: if redeemed on or before 365 days from the date of allotment: 1% if redeemed

after 365 days from the date of allotment: NIL **Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life Asset Allocator Multi Manager FoF Scheme (erstwhile ING Asset Allocator Multi Manager FoF Scheme. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme that invests in equity and debt funds having diverse investment styles. These funds are selected using the BSLAMC process. It is actively managed by changing asset allocation of equity and debt categories. It aims to provide long term capital appreciation.



SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 20.69% Mirae Asset India Opp'ties Fund-Direct Plan-Growth 5.98%

Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 16.59% Birla Sun Life Cash Plus - Growth - Direct Plan 0.01%

SBI Blue Chip Fund-Direct Plan -Growth 15.92% Cash & Current Assets 6.61%

MOSt Focused Multicap 35-Direct Plan-Growth Option 12.74% Net receivables / payables 11.57%

IDFC Dynamic Bond Fund-Direct Plan-Growth 9.90%


Fund Details

40


Date of Inception: Aug 17, 2006 NAV Per Unit. *

(`)

Birla Sun Life Asset Allocator

Multi Manager FoF

Scheme (%)

CRISIL Balanced

Fund Index # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Asset Allocator

Multi Manager

FoF Scheme

(`)

CRISIL Balanced

Fund Index # (`)

S&P BSE SENSEX

## (`)














CRISIL Balanced Fund Index# (CAGR) 9.08 9.72 9.10 -2.88

S&P BSE SENSEX## (CAGR) 8.57 9.20 7.55 -9.29

Date of First Installment: September 01, 2006 & Scheme Inception Date: August 17, 2006 . Past Performance may or may not be sustained in future.



SBI Blue Chip Fund-Direct Plan -Growth 14.98% SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 5.97%

Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 14.27% IDFC Dynamic Bond Fund-Direct Plan-Growth 5.96%

MOSt Focused Multicap 35-Direct Plan-Growth Option 13.37% Birla Sun Life Cash Plus - Growth - Direct Plan 3.56%

Birla Sun Life Advantage Fund - Gr - Dir Pl 13.28% Goldman Sachs Gold ETF (Gold Bees) 2.92%

Mirae Asset India Opp'ties Fund-Direct Plan-Growth 11.59% Kotak MF Gold ETF 1.98%


Birla Sun Life Financial Planning FOF - Aggressive Plan (erstwhile ING Financial Planning Fund - Aggressive Plan. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme following the financial planning discipline with exposure to equity, debt and gold funds. It is suitable for investors with aggressive risk profile. It aims to provide long term capital appreciation. (Please consult your financial advisor for your risk profile)


Fund Manager: Mr. Shravan SreenivasulaManaging Fund Since: December 15, 2014Total Experience: 14 years Date of Allotment: May 09, 2011Type of Scheme: An Open ended Fund of Funds Scheme





Direct Plan$


Benchmark: 70% Nifty 50 + 15% CRISIL Liquid Fund index + 10% CRISIL Composite Bond Fund index + 5% INR price of Gold



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out

of units within 365 days from the date of allotment: 1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterExpense Ratio: Regular 1.30Direct 0.55


Fund Details

41


Date of Inception: May 09, 2011

NAV Per

Unit. *(`)

Birla Sun Life Financial Planning

FOF Aggressive

Plan (%)

70% Nifty 50 + 15% CRISIL

Liquid Fund index + 10%

CRISILComposite Bond Fund

index +5% INR price of

Gold # (%)

CRISIL 10 Year

Gilt Index ## (%)

S&P BSE

SENSEX ## (%)



FOF Aggressive

Plan (`)

70% Nifty 50 + 15% CRISILLiquid Fund index + 10%


index +5% INR price of Gold # (`)

CRISIL 10

Year Gilt

Index ## (`)

S&P BSE

SENSEX ## (`)

Since inception till December 31, 2015 (CAGR) 10.00 11.43 7.97 7.15 7.66 16539 14286 13788 14096

December 31, 2014 to December 31, 2015 (Absolute) 15.84 4.45 -1.27 7.39 -5.03 10445 9873 10739 9497

December 31, 2013 toDecember 31, 2014 (Absolute) 11.55 37.10 23.97 14.14 29.89 13710 12397 11414 12989

December 31, 2012 toDecember 31, 2013 (Absolute) 11.41 1.18 6.09 -0.68 8.98 10118 10609 9932 10898





Particulars Since Inception last 3 years last 1 year

Total Amount Invested (`) 560000 360000 120000

Market Value of amount Invested 781842 451409 120473

Scheme Returns (CAGR) 14.32 15.27 0.73

70% Nifty 50 + 15% CRISIL Liquid Fund index + 10% CRISIL Composite Bond Fund index + 5% INR price of Gold# (CAGR) 8.96 7.69 -4.81

CRISIL 10 Year Gilt Index ## (CAGR) 7.70 8.20 6.63

S&P BSE SENSEX## (CAGR) 9.64 7.55 -9.29

Date of First Installment: June 01, 2011 & Scheme Inception Date: May 09, 2011 . Past Performance may or may not be sustained in future.


Birla Sun Life Financial Planning FOF - Conservative Plan (erstwhile ING Financial Planning Fund - Conservative Plan. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme following the financial planning discipline with exposure to equity, debt and gold funds. It is suitable for investors with conservative risk profile. It aims to provide income through limited exposure to equity. (Please consult your financial advisor for your risk profile)



Birla Sun Life Cash Plus - Growth - Direct Plan 37.14% MOSt Focused Multicap 35-Direct Plan-Growth Option 4.51%

SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 11.93% SBI Blue Chip Fund-Direct Plan -Growth 4.47%

IDFC Dynamic Bond Fund-Direct Plan-Growth 11.86% Birla Sun Life Advantage Fund - Gr - Dir Pl 4.03%

Kotak MF Gold ETF 6.05% Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 3.08%

Goldman Sachs Gold ETF (Gold Bees) 5.49% Mirae Asset India Opp'ties Fund-Direct Plan-Growth 1.93%


Fund Details

42





NAV of Plans / Options (`)Regular PlanGrowth: 14.43Dividend: 13.13Direct Plan$

Growth: 14.66

Dividend: 9.95




Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/ switch- out of units within and including 1 year from the date of allotment: 1% of

applicable NAV. For redemption/ switch-out of units after 1 year from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.



NAV Per

Unit. *(`)


FOF Conservative

Plan (%)





Gold # (%)

CRISIL 10 Year

Gilt Index ## (%)

S&P BSE

SENSEX ## (%)


Birla Sun Life Financial

Planning FOF

Conservative Plan (`)




CRISIL 10

Year Gilt

Index ## (`)

S&P BSE

SENSEX ## (`)


December 31, 2014 to December 31, 2015 (Absolute) 13.88 4.62 3.98 7.39 -5.03 10462 10398 10739 9497











Scheme Returns (CAGR) 8.32 8.20 2.52

20% Nifty 50 + 44% CRISIL Liquid Fund index + 24% CRISIL Composite Bond Fund index + 12% INR price of Gold# (CAGR) 7.50 6.98 2.40


S&P BSE SENSEX ## (CAGR) 9.64 7.55 -9.29








Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days

from the date of allotment: 1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life Financial Planning FOF - Prudent Plan (erstwhile ING Financial Planning Fund - Prudent Plan. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme following the financial planning discipline with exposure to equity, debt and gold funds. It is suitable for investors with prudent risk profile. It aims to provide long term capital appreciation. (Please consult your financial advisor for your risk profile)



Birla Sun Life Cash Plus - Growth - Direct Plan 23.81% Birla Sun Life Advantage Fund - Gr - Dir Pl 7.50%

IDFC Dynamic Bond Fund-Direct Plan-Growth 10.70% Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 7.15%

SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 10.60% Goldman Sachs Gold ETF (Gold Bees) 4.98%

SBI Blue Chip Fund-Direct Plan -Growth 8.50% Mirae Asset India Opp'ties Fund-Direct Plan-Growth 4.98%

MOSt Focused Multicap 35-Direct Plan-Growth Option 7.72% Kotak MF Gold ETF 4.57%


Fund Details

43




NAV Per

Unit. *(`)


FOF Prudent Plan (%)





Gold # (%)

CRISIL 10

Year Gilt

Index ## (%)

S&P BSE

SENSEX ## (%)



FOF Prudent Plan (`)




CRISIL 10

Year Gilt

Index ## (`)

S&P BSE

SENSEX ## (`)












Scheme Returns (CAGR) 10.67 10.84 1.5740% Nifty 50 Index + 30% CRISIL Liquid Fund Index +20% CRISIL Composite Bond Fund Index + 10% INR price of Gold # (CAGR) 7.95 7.11 -0.74


S&P BSE SENSEX ## (CAGR) 9.64 7.55 -9.29



Fund Manager: Mr. Satyabrata Mohanty, Mr. Pranay Sinha & Mr. Lovelish Solanki Managing Fund Since: Since Inception, August 26, 2015 & August 26, 2015 respectivelyTotal Experience: 16 years, 10 Years & 7 yearsDate of Allotment: November 28, 2014Type of Scheme: An Open ended Equity Scheme




Direct Plan$


Benchmark: 30% S&P BSE 200 + 30% Crisil Short Term Bond Fund Index + 40% Crisil Liquid Fund Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out


Government of India 19.59% SOV Natco Pharma Limited 1.30%

Yes Bank Limited 2.17% Sun Pharmaceuticals Industries Limited 1.19%

Eicher Motors Limited 1.99% Berger Paints (I) Limited 0.91%

Repco Home Finance Ltd 1.71% Bajaj Finance Limited 0.81%

Infosys Limited 1.49% WABCO India Limited 0.81%


Birla Sun Life Equity Savings Fund

What is it?

Birla Sun Life Equity Savings Fund uses a unique combination of equity derivative strategies, arbitrage opportunities, pure equity investments, debt & money market instruments which together intends to deliver Tax Efficient Growth with Low Volatility.


of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterModified Duration: 4.94 yearsAverage Maturity: 2.36 years Yield to Maturity: 7.00% Portfolio Turnover: 5.01Expense Ratio: Regular 3.01Direct 1.71

Fund Details

44


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Satyabrata Mohanty is 10. Total Schemes managed by Mr. Pranay Sinha is 6. Total Schemes managed by Mr. Mr. Lovelish Solanki is 3. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers



Date of Inception: Nov 28, 2014

NAV Per

Unit. *(`)

Birla Sun Life

Equity Savings

Fund (%)

30% S&P BSE 200 + 30% Crisil Short Term Bond Fund Index + 40% Crisil Liquid Fund Index

# (%)

CRISIL10

YearGilt

Index ## (%)

Nifty 50 ## (%)


Birla Sun Life Equity

Savings Fund (`)

30% S&P BSE 200 + 30%

Crisil Short Term Bond Fund Index + 40% Crisil Liquid Fund Index # (`)

CRISIL10 Year

GiltIndex ## (`)

Nifty 50 ## (`)

Since inception till December 31, 2015 (CAGR) 10.00 4.39 5.00 8.91 -6.88 10480 10546 10975 9253




Particulars Since Inception last 1 year

Total Amount Invested (`) 140000 120000

Market Value of amount Invested 141915 120955

Scheme Returns (CAGR) 2.22 1.48

30% S&P BSE 200 + 30% Crisil Short Term Bond Fund Index + 40% Crisil Liquid Fund Index returns # (CAGR)

4.10 3.94

CRISIL 10 Year Gilt Index returns## (CAGR) 7.22 6.66

Nifty 50 returns## (CAGR) -8.01 -8.43

Date of First Installment: December 01, 2014 & Scheme Inception Date: November 28, 2014. Past Performance may or may not be sustained in future.


45

Benefits of Tax Savings Solutions:

Low lock-in period: Your money is locked-in for just 3 years, as against the much longer lock-in periods in other options.

Potential to earn dividends: While your money is locked-in for 3 years, you may opt for the dividend option and can receive returns in the form of tax-free dividends during this time. This feature is unique only to tax saving solutions from mutual funds. Earn market linked returns: Since investments are made in stocks of Indian companies, the value of your investment moves with the stock market. Although it comes with market related risks, your money is diversified i.e. spread out across stocks of multiple companies and is being monitored by an investment expert with an aim to minimize such risks.

Tax-free returns: When you withdraw your investment after 3 years, the returns are totally tax free. Yes, you save taxes on both, your initial investment and also on the returns.

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

What are Tax Savings Solutions?

Our Tax Savings Solutions help to reduce your tax burden and at the same time, aim to grow your money through equity investments.

Who can benefit from Tax Savings Solutions?

Tax saving is important, especially when investors can save up to ` 51,912 in taxes! Section 80C of the Income Tax Act, 1961 provides options to save tax by reducing the taxable income by up to ` 1.5 lakh.

But, wealth creation is also important. Isn’t it?

That’s why this solution is ideal for investors who would like to create wealth along with tax saving.

Tax savings of ` 51,912 is calculated assuming qualifying amount of deduction is ` 1.5 lakh & investor falls in the top income tax slab of 34.608% & includes applicable cess & surcharge. Investors are advised to consult their tax advisor in view of individual nature of tax benefits. Further, Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein. Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

The rates are applicable for the financial year 2015-16.

Tax Savings Solutions

Snapshot of Tax rates specific to Mutual FundsTax Implication on Dividend received by Unitholders.

Tax Reckoner 2015-16

Capital Gains Taxation

Individual/ HUF Domestic Company NRI

Dividend

Equity oriented schemes Nil Nil Nil

Debt oriented schemes Nil Nil Nil

Long Term Capital Gains Nil Nil Nil

Short Term Capital Gains 15% 15% 15%

Individual/ HUF$ Domestic Corporates@ NRI$ / #

Equity Oriented Schemes

* Securities transaction tax (STT) will be deducted on equity funds at the time of redemption/ switch to the other schemes/ sale of units.

** The Finance (No. 2) Bill, 2014 proposes that for the purpose of determining the tax payable, the amount of distributed income be increased to such amount as would, after reduction of tax from such increased amount, be equal to the income distributed by the Mutual Fund. The proposed change is effective from 1 October 2014.

Long Term Capital Gains 20% + 10% 20% + 10% Listed - 20% or 10% whichever is low whichever is low whichever is low Unlisted - 10%

Short Term Capital Gains 30%^ 30% 30%^

Long Term Capital Gains 20%^ 20% Listed - 20% Unlisted - 10%

Short Term Capital Gains 30%^ 30% 30%^

Equity oriented schemes 15% Nil

Other than equity oriented schemes 30% 10% (for unlisted) & - 20% (for listed)

$ Surcharge at 12% to be levied in case of individual/ HUF unit holders where their income exceeds ` 1 crore.

@ Surcharge at 7% to be levied for domestic corporate unit holders where the income exceeds ` 1 crore but less than 10 crores and at 12%, where income exceeds ` 10 crores.

# Short term/long term capital gain tax will be deducted at the time of redemption of units in case of NRI investors only.

$ After providing indexation.

# Without indexation

^ Assuming the investor falls into highest tax bracket.

Education Cess at the rate 3% will continue to apply on tax plus surcharge

The loss due to sale of units in the schemes (where dividend is tax free) will not be available for set off to the extent of the tax free dividend declared; if units are:(A) bought within

The loss due to sale of original units in the schemes, where bonus units are issued, will not be available for set off; if original units are: (A) bought within three months prior to the

be the cost of purchase or acquisition of such unsold bonus units.

Money market and Liquid schemes 25% + 12% Surcharge + 3% Cess 30% + 12% Surcharge + 3% Cess 25% + 12% Surcharge + 3% Cess = 28.84% = 34.608% = 28.84%

Debt schemes 25% + 12% Surcharge + 3% Cess 30% +12% Surcharge + 3% Cess 25% + 12% Surcharge + 3% Cess (other than Infrastructure Debt Fund) = 28.84% = 34.608% = 28.84%

Infra Debt fund 25% + 12% Surcharge + 3% Cess 30% + 12% Surcharge + 3% Cess 5% + 12% Surcharge + 3% Cess = 28.84% = 34.608% = 5.768%

Equity oriented schemes* Nil Nil Nil

46


The tax rates mentioned above are those provided in the Income tax Act, 1961 and amended as per Finance Act, relevant to assessment year . In the event of any change, we do not assume any responsibility to update the tax rates consequent to such changes. The tax rates mentioned above may not be exhaustive rates applicable to all types of assesses /taxpayers.The tax rates mentioned above are only intended to provide general information and are neither designed nor intended to be a substitute for professional tax advice. Applicability of the tax rates would depend upon nature of the transaction, the

The information set out above is included for general information purposes only and does not constitute legal or tax advice. In view of the individual nature of the tax consequences, each investor is advised to consult his or her own

consultant. Any action taken by you on the basis of the information contained herein is your responsibility alone. Birla Sun Life Mutual Fund will not be liable in any manner for the consequences of such action taken by you. The information contained herein is not intended as an offer or solicitation for the purchase and sales of any schemes of Birla Sun Life Mutual Fund.

(a) In the case of a resident individual of the age of 60 years or above but below 80 years, the basic exemption limit is `3,00,000.

(b) In the case of a resident individual of the age of 80 years or above, the basic exemption limit is `5,00,000.

(c) Surcharge @ 12% is applicable on income exceeding ` 1 Crore; marginal relief for such person is available.

(d) Education cess is applicable @ 3% on income tax plus surcharge.

(a) These rates will further increase by surcharge, as applicable & education cess.

(1) The following incomes in the case of non-resident are taxed at special rates on gross basis:

income @ 20% plus applicable surcharge and education cess.

(a) These rate will further increase by applicable surcharge and education cess.

(b) Other than dividends on which DDT has been paid. (c) In case the non-resident has a Permanent Establisment(PE) in

India and the royalty/fees for technical services paid is effectively connected with such PE , the same could be taxed at 40%(plus applicable surcharge and education cess) on net basis.

Total Income Tax Rates

Up to ` 2,50,000(a)(b)(d) NIL

` 2,50,001 to ` 5,00,000(d) 10%

` 5,00,001 to ` 10,00,000(d) 20%

` 10,00,001 and above(c)(d) 30%

Transaction RatesDividend(b) 20%

Interested received on loans given in foriegn currency 20%to Indian concern or Government of India

Income received in respect of units purchased in 20%

Royalty or fees for technical services 10%

Interest on FCCB, FCEB / Dividend on GDRs(b) 10%

Purchase/Sale of equity shares 0.1% Purchaser/ Seller

Purchase of units of equity oriented Nil Purchasermutual fund (delivery based)

Sale of units of equity oriented 0.001% Sellermutual fund (delivery based)

Sale of equity shares, units of equity oriented 0.025% Sellermutual fund (non-delivery based)

Sale of an option in securities 0.017% Seller

Sale of an option in securities, 0.125% Purchaserwhere option is exercised

Sale of a future in securities 0.010% Seller

Sale of unit of an equity oriented scheme 0.001% Sellerto the Mutual Fund

Capital Gains Capital Gains 15% Nil

Sale transaction other than

Individuals (resident and Progressivenon-resident) slab rates

Partnerships (resident and 30% 20% / 10%non-resident)

Resident companies 30%

in section 115AB corporate)

FIIs 30% 10%

Other Foreign companies 40% 20% / 10%

Local authority 30% 20% / 10%

Co-operative society rates Progressive slab

Individual

Tax in FY 2014-15 25,750 1,364,750 3,540,625

Tax in FY 2015-16 25,750 1,364,750 3,605,000

Effective Tax Savings NA NA NA


Additional Tax Burden NA NA 64,375

Additional Tax Burden NA NA 1.82%

`

Tax in FY 2014-15 20,600 1,359,600 3,534,960

Tax in FY 2015-16 20,600 1,359,600 3,599,232





Resident senior citizen

Tax in FY 2014-15 - 1,339,000 3,512,300

Tax in FY 2015-16 - 1,339,000 3,576,160





Resident very senior

Marginal relief as applicable would be available.

Mutual Fund: Birla Sun Life Mutual Fund. Asset Management Company / Investment Manager: Birla Sun Life Asset Management Company Ltd. CIN: U65991MH1994PLC080811. Registered Office: One Indiabulls Centre, Tower - 1, 17th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013.

47

Fund Manager: Mr. Ajay GargManaging Fund Since: October 01, 2006Total Experience: 22 yearsDate of Allotment: March 29, 1996Type of Scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.

Application Amount for fresh subscription*: ` 500 (plus in multiplies of ` 1)Min. Addl. Investment: ` 500 (plus in multiplies of ` 1)

SIP: Monthly: Minimum ` 500/- .

NAV of Plans / Options (`)Regular PlanGrowth (w.e.f. 06/03/08): 19.00Dividend: 119.08Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load: Nil



(`)

Birla Sun Life Tax

Relief ‘96 (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Tax

Relief ‘96 (`)

S&P BSE 200# (`)

Nifty 50 ## (`)






Birla Sun Life Tax Relief ‘96

What is it?

A fund that provides an opportunity to save tax while growing your money through Equity investments.

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 7. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.


Issuer % to net Assets Issuer % to net AssetsSundaram Clayton Ltd 6.52% MRF Limited 3.30%

Honeywell Automation India Limited 5.85% Zee Entertainment Enterprises Limited 3.21%

Bayer Cropscience Limited 4.81% Reliance Industries Limited 3.13%

ICRA Limited 4.46% Thomas Cook (India) Limited 2.98%

Kotak Mahindra Bank Limited 4.29% Pfizer Limited 2.77%


Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.



# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.

Fund Details

48


The Dividend Reinvestment Facility under the scheme have been discontinued w.e.f. February 12, 2015. Please refer addendum no. 07/2015 dated February 09, 2015 for further details.








Date of First Installment: April 01, 2008 & Scheme Inception Date: March 06, 2008. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Ajay GargManaging Fund Since: October 17, 2011Total Experience: 22 yearsDate of Allotment: February 16, 1999Type of Scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.

Application Amount for fresh subscription*: ` 500 (plus in multiplies of ` 1)Min. Addl. Investment: ` 500 (plus in multiplies of ` 1)

SIP: Monthly: Minimum ` 500/-

.



Benchmark: S&P BSE SENSEX






(`)

Birla Sun Life Tax Plan

(%)

S&P BSE SENSEX

# (%)

Nifty 50 ## (%)


Birla Sun Life Tax Plan (`)

S&P BSE SENSEX

# (`)

Nifty 50## (`)







What is it?

A fund that provides an opportunity to save tax while growing your money through Equity investments.


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 7. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



Issuer % to net Assets Issuer % to net AssetsSundaram Clayton Ltd 6.36% MRF Limited 3.26%

Honeywell Automation India Limited 5.83% Zee Entertainment Enterprises Limited 3.16%

Bayer Cropscience Limited 4.79% Reliance Industries Limited 3.09%

ICRA Limited 4.44% Thomas Cook (India) Limited 2.93%

Kotak Mahindra Bank Limited 4.23% Pfizer Limited 2.74%


Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.


Fund Details

49


The Dividend Reinvestment Facility under the scheme have been discontinued w.e.f. February 12, 2015. Please refer addendum no. 07/2015 dated February 09, 2015 for further details.






S&P BSE SENSEX returns# (CAGR) 8.59 9.22 7.60 -9.18


Date of First Installment: March 01, 1999 & Scheme Inception Date: February 16, 1999. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Ajay GargManaging Fund Since: October 11, 2014Total Experience: 22 yearsDate of Allotment: March 28, 2004Type of Scheme: An Open-ended Equity Linked Savings Scheme

NAV of Plans / Options (`)Regular PlanGrowth: 43.44Dividend: 21.43Bonus: 43.50Direct Plan$

Growth: 44.63Dividend: 21.93Bonus: 44.59

Application Amount for fresh subscription*: NA as the scheme does not accept fresh subscriptions / Switch-inMin. Addl. Investment: NA as the scheme does not accept fresh subscriptions / Switch-inBenchmark: S&P BSE 100





Issuer % to net Assets Issuer % to net AssetsSundaram Clayton Ltd 6.57% Zee Entertainment Enterprises Limited 3.37%Honeywell Automation India Limited 6.11% MRF Limited 3.36%Bayer Cropscience Limited 4.73% Reliance Industries Limited 3.28%Kotak Mahindra Bank Limited 4.50% Shoppers Stop Limited 3.12%ICRA Limited 4.34% Thomas Cook (India) Limited 2.87%



Fund Details

Birla Sun Life Tax Savings Fund(erstwhile ING Tax Savings Fund. Name changed w.e.f October 11, 2014)

What is it?

A fund that provides an opportunity to save tax and aims to create wealth through Equity investments.



50


(`)

Birla Sun Life Tax Savings Fund (%)

S&P BSE 100 # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Tax Savings Fund (`)

S&P BSE 100 # (`)

S&P BSE SENSEX

## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 50.12# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Ajay Garg is 7. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.








S&P BSE 100 # (CAGR) 11.23 10.20 9.32 -7.65

S&P BSE SENSEX ## (CAGR) 10.94 9.22 7.60 -9.18

Date of First Installment: April 01, 2004 & Scheme Inception Date: March 28, 2004 . Past Performance may or may not be sustained in future.


51

Benefits of Regular Income Solutions:

They aim to preserve your money & provide regular income: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds) issued by the Government of India which are considered relatively safe in order to generate regular income for you. They aim to fight Inflation: A small part is invested in equity i.e. stocks of Indian companies to help you stay ahead of inflation.

Tax-efficient Returns: You may opt for a monthly dividend option where, in addition to the growth of your invested amount, a portion of the same comes to you as monthly income which is given in the form of dividends. These dividends are completely tax-free in your hands!

A dividend distribution tax of 28.325% is applicable and is deducted by the fund house.

The DDT rate of 28.325% is effective June 01, 2013 and further, upto May 31, 2013 DDT rate applicable shall be 14.1625% as amended by Finance Bill/Act 2013. Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

Investors are advised to consult their tax advisor in view of individual nature of tax benefits

Wherever mentioned, Regular Income / Second Income / Monthly Dividend is not assured and is subject to availability of distributable surplus. The Financial Solution (Regular Income Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

What are Regular Income Solutions? Our Regular Income Solutions aim to preserve your money and provide regular income.

Who can benefit from Regular Income Solutions? This is an ideal solutions for investors who are interested in alternative modes of regular income, either in present of after retirement stage, and have low propensity for risk.

(Regular income is not assured & is subject to availability of distributable surplus.)

Regular Income Solutions

Fund Manager: Mr. Vineet Maloo & Mr. Pranay SinhaManaging Fund Since: August 26, 2015Total Experience: 11 years & 10 yearsDate of Allotment: July 14, 1999Type of Scheme: An Open-ended Income Scheme


SIP:Monthly: Minimum ` 1,000/-

NAV of Plans / Options (`)Regular Plan Growth : 53.9933 Monthly Dividend: 11.9116Quarterly Dividend: 11.9670

Direct Plan$ Growth : 55.1591 Monthly Dividend: 12.8430Quarterly Dividend: 12.3959 Benchmark: CRISIL MIP Blended Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 540 days from the date of allotment: 1.00% of the applicable NAV. For redemption/switch out of units after 540 days

from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 5.86 yearsAverage Maturity: 11.12 yearsYield to Maturity: 8.69%(for Debt Component)Portfolio Turnover: 1.92(for Equity Component)Expense Ratio:Regular 2.59Direct 1.87

Issuer % to net Assets Rating Issuer % to net Assets RatingGovernment of India 50.70% SOV Eicher Motors Limited 1.22%

Power Finance Corporation Limited 13.99% CRISIL AAA Bajaj Finance Limited 1.10%

IDBI Bank Limited 12.99% CRISIL AA- State Government Securities 0.85% SOV

Repco Home Finance Ltd 2.17% HDFC Bank Limited 0.79%

Power Grid Corporation of India Limited 1.65% CRISIL AAA Reliance Industries Limited 0.78%


Birla Sun Life Monthly Income (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)

What is it?

A fund that seeks to provide you regular income with an opportunity to grow your money through fixed income investments and a limited exposure to the equity markets.


Fund Details

52


Date of Inception: July 14, 1999 NAV Per Unit. *

(`)

Birla Sun Life Monthly Income (%)

CRISIL MIP Blended Index #

(%)

CRISIL 10Year GiltIndex ##

(%)


Birla Sun Life Monthly

Income (`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index## (`)

Since inception till December 31, 2015 (CAGR) 10.0000 10.92 N/A N/A 55154 N/A N/A

December 31, 2014 to December 31, 2015 (Absolute) 52.1865 5.69 6.79 7.39 10569 10679 10739


December 31, 2012 toDecember 31, 2013 (Absolute) 41.8167 4.61 4.41 -0.68 10461 10441 9932

Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 55.1537# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Vineet Maloo is 17. Total Schemes managed by Mr. Pranay Sinha is 6. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



51.55%

15.64%

14.09%

12.99%5.73%

Sovereign AAAEquity Below AACash & Current Assets


Fund Manager: Mr. Vineet Maloo & Mr. Pranay SinhaManaging Fund Since: August 26, 2015Total Experience: 11 years & 10 yearsDate of Allotment: November 20, 2000Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)Regular Plan Growth : 38.1752 Monthly Dividend: 11.5735

Direct Plan$ Growth : 38.8111 Monthly Dividend: 12.7795

Benchmark: CRISIL MIP Blended Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 1095 days from the date of allotment: 1.00% of the applicable NAV. For redemption/switch out of units after 1095 days from the date of allotment: Nil. **Exit Load is NIL for units

issued in Dividend Reinvestment.

Other ParameterModified Duration: 5.24 yearsAverage Maturity: 11.07 yearsYield to Maturity: 8.50%(for Debt Component)Portfolio Turnover: 1.06(for Equity Component)Expense Ratio:Regular 2.78Direct 2.14

Birla Sun Life MIP (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)

What is it?



Government of India 48.48% SOV Repco Home Finance Ltd 1.01%

IDBI Bank Limited 14.43% CRISIL AA-,ICRA AA Bajaj Finance Limited 1.00%

Power Finance Corporation Limited 7.63% CRISIL AAA HDFC Bank Limited 0.86%

State Government Securities 5.20% SOV Reliance Industries Limited 0.78%

Eicher Motors Limited 1.07% Kewal Kiran Clothing Limited 0.69%



Fund Details

53



(`)

Birla Sun Life MIP (%)


(%)


(%)


Birla Sun Life MIP

(`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 38.9606# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Vineet Maloo is 17. Total Schemes managed by Mr. Pranay Sinha is 6. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.

$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.comRating Profile of Portfolio

53.68%

14.67%

9.60%

7.69%

7.63% 6.74%

Sovereign EquityCash & Current Assets Below AAAAA AA


Fund Manager: Mr. Satyabrata Mohanty, Mr. Pranay Sinha & Mr. Vineet MalooManaging Fund Since: June 18, 2009, August 26, 2015 & August 26, 2015 respectivelyTotal Experience: 16 years, 10 years & 11 years respectivelyDate of Allotment: May 22, 2004Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)Regular Plan Growth : 28.4088 Monthly Dividend: 12.7545Direct Plan$ Growth : 29.0212 Monthly Dividend: 15.7289




Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 1095 days from the date of allotment: 1.00%

of the applicable NAV. For redemption/switch out of units after 1095 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterModified Duration: 7.69 yearsAverage Maturity: 15.47 yearsYield to Maturity: 8.32%(for Debt Component) Portfolio Turnover: 4.93(for Equity Component)Expense Ratio:Regular 2.18Direct 1.13

What is it?


Birla Sun Life MIP II - Wealth 25 Plan (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.) Regular Income Solutions

Fund Details

54



(`)

Birla Sun Life MIP II - Wealth 25 Plan (%)


(%)


(%)


Birla Sun Life MIP

II - Wealth 25 Plan

(`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 29.8991# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Satyabrata Mohanty is 10. Total Schemes managed by Mr. Pranay Sinha is 6. Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



65.20%

29.06%

3.23% 1.10%0.89%

0.52%

Sovereign EquityBelow AA Cash & Current AssetsAA AAA


Government of India 60.23% SOV Natco Pharma Limited 1.53%

State Government Securities 4.97% SOV Repco Home Finance Ltd 1.51%

Bharat Aluminium Co Ltd. 2.44% CRISIL A Sun Pharmaceuticals Industries Limited 1.49%

Yes Bank Limited 2.38% ICRA AA+ Hindustan Petroleum Corporation Limited 1.39%

Eicher Motors Limited 2.14% Bank of Baroda 1.10%



Fund Manager: Mr. Satyabrata Mohanty, Mr. Pranay Sinha & Mr. Vineet MalooManaging Fund Since: June 18, 2009, August 26, 2015 & August 26, 2015 respectively Total Experience: 16 years, 10 years & 11 years respectivelyDate of Allotment: May 22, 2004Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)Regular Plan Growth : 27.2029

Monthly Dividend: 12.3419Direct Plan$ Growth : 27.5588 Monthly Dividend: 12.9318




Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 540 days from the date of allotment: 1.00% of the applicable NAV. For redemption/ switch out of units after 540 days from the date of

allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 6.29 yearsAverage Maturity: 13.80 yearsYield to Maturity: 8.56%(for Debt Component) Portfolio Turnover: 1.83(for Equity Component)Expense Ratio:Regular 1.42Direct 1.02

What is it?


Issuer % to net Assets Rating Issuer % to net Assets RatingGovernment of India 55.77% SOV Yes Bank Limited 1.29% ICRA AA+Power Finance Corporation Limited 14.98% CRISIL AAA Eicher Motors Limited 0.79%IDBI Bank Limited 8.52% CRISIL AA- Bajaj Finance Limited 0.59%State Government Securities 1.59% SOV HDFC Bank Limited 0.53%Repco Home Finance Ltd 1.41% Reliance Industries Limited 0.52%


Birla Sun Life MIP II - Savings 5 Plan (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.) Regular Income Solutions

Fund Details

55



(`)

Birla Sun Life MIP

II - Savings 5 Plan (%)

CRISIL MIP Blended

Index # (%)


(%)


Birla Sun Life MIP II

- Savings 5 Plan (`)


(`)

CRISIL 10Year Gilt

Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 27.6141# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Satyabrata Mohanty is 10. Total Schemes managed by Mr. Pranay Sinha is 6. Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



57.35%

14.98%

9.31%

8.55%

8.52% 1.29%

Sovereign AAAEquity Cash & Current AssetsBelow AA AA


56

Benefits of Savings Solutions:

Make Inflation work in your favour: Inflation affects your returns from any investment including mutual funds. But, in case of savings solutions, you can use it to your advantage - through indexation - which can help you reduce the amount on which you have to pay tax. You can benefit from indexation, if investing for more than 1 year. Please consult your tax advisor on how to take advantage of index-ation.

Aim to preserve your money: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds) issued by the Government of India which are considered relatively safe.

Aim to provide Liquidity: If you need to withdraw your money, all you have to do is submit a redemption slip and your money is normally credited to your bank account within one working day. You may also opt for an online redemption facility offered by many fund houses for added convenience.

Tax-efficient returns: You can earn returns in the form of monthly / quarterly dividends etc. which are completely tax-free in your hands. A dividend distribution tax of 28.325% is applicable and is deducted by the fund house.

There are various savings solutions available depending on the time period that you would like to invest for: a. 1 day to 3 months b. 3 to 6 months c. 6 months to 1 year d. 1 year +

The DDT rate of 28.325% is effective June 01, 2013 and further, upto May 31, 2013 DDT rate applicable shall be 14.1625% as amended by Finance Bill/Act 2013. Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

Investors are advised to consult their tax advisor in view of individual nature of tax benefits

The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply,either the quality of any particular Scheme or guarantee any specific performance/returns.stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

What are Saving Solutions?

Our Savings Solutions are aimed at preserving your money, providing you with liquidity and giving you tax - efficient returns.

Who can benefit from Saving Solutions? This is an ideal solution for investors who have low - medium propensity for risk and high liquidity. These can be ideal for first time investors in mutual funds.

Savings Solutions

Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 9 years & 11 yearsDate of Allotment: June 16, 1997Type of Scheme: An Open-ended Liquid Scheme


NAV of Plans / Options (`)^Retail Plan Growth : 390.9779 Daily Dividend: 163.6940Institutional Plan Growth : 401.2240 Daily Dividend: 108.0230Weekly Dividend: 108.1450

Regular Plan$ Growth : 240.9329 Daily Dividend: 100.1950Weekly Dividend: 100.2964Dividend: 100.7074Direct Plan$ Growth : 241.4565 Daily Dividend: 100.1950Weekly Dividend: 100.2969Dividend: 130.6263^The Face Value per unit of all the plans/ options under Birla Sun Life Cash Plus has been changed from ̀ .10/- to ̀ .100/- effective from October 07, 2011 Benchmark: CRISIL Liquid Fund Index



Load Structure (as % of NAV)Entry Load: NilExit Load**: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 0.09 yearsAverage Maturity: 0.10 yearsYield to Maturity: 8.05%Expense Ratio:Regular 0.16Direct 0.10

Birla Sun Life Cash Plus

What is it?

A fund that aims to provide the convenience of a savings account with the opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)

Savings Solutions


Vedanta Ltd 5.55% CRISIL A1+ IDBI Bank Limited 3.41% CRISIL A1+

Kotak Mahindra Bank Limited 5.50% CRISIL A1+ Housing Development Finance Corporation Limited 3.38% CRISIL AAA,

ICRA A1+

Government of India 5.38% SOV Reliance Capital Limited 3.20% CARE AAA,CRISIL A1+

Export Import Bank of India 4.37% CRISIL A1+ Steel Authority of India Limited 2.85% IND A1+

ICICI Bank Limited 3.82% Small Industries Dev Bank of India 2.77% CARE A1+


Fund Details

57



(`)

Birla Sun Life Cash Plus (%)

CRISIL Liquid

Fund Index # (%)

CRISIL 1Year T-BillIndex ##

(%)


Birla Sun Life Cash Plus (`)

CRISIL Liquid

Fund Index # (`)

CRISIL 1Year T-BillIndex ## (`)





Investment Performance - Retail Plan - Growth NAV as on December 31, 2015: ` 386.1952# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Kaustubh Gupta is 99. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.

$‘These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase / subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


80.47%

7.43%

5.38%

4.31% 2.41%

AAA Unrated

Sovereign Cash & Current Assets

AA


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 9 years & 11 yearsDate of Allotment Retail Plan: May 14, 1998Institutional Plan: September 27, 2004Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)^Regular Plan$ Growth : 359.3340Daily Dividend: 100.2933

Weekly Dividend: 100.1589Institutional Plan Growth : 251.9435 Daily Dividend: 100.2105Weekly Dividend: 100.1589Direct Plan$ Growth : 368.7188 Daily Dividend: 100.3629Weekly Dividend: 100.1720^The Face Value per unit of all the plans/ options under Birla Sun Life Cash Manager has been changed from `.10/- to `.100/- effective from October 07, 2011 Benchmark: CRISIL Short Term Bond Fund Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 0.72 yearsAverage Maturity: 0.77 yearsYield to Maturity: 9.02%Expense Ratio:Regular 0.95Direct 0.15

Birla Sun Life Cash Manager

What is it?

A fund that aims to provide the convenience of a savings account with the opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)


Small Industries Dev Bank of India 9.92% CARE A1+,CARE AAA Piramal Enterprises Ltd 5.38% ICRA A1+,

ICRA AACholamandalam Investment and Finance Company Limited 7.11% ICRA A1+,

ICRA AA State Government Securities 5.22% SOV

Tata Capital Financial Services Ltd 5.86% CRISIL AA+ IndusInd Bank Limited 4.60% CRISIL A1+

Indiabulls Housing Finance Ltd 5.70% CARE AAA TATA Realty & Infrastructure Ltd 4.40% ICRA A1+

Shriram Transport Finance Company Limited 5.66% CARE AA+,

CRISIL AA+,IND AA+ Sundaram Finance Limited 3.51% CRISIL AA+,ICRA AA+


Savings Solutions

Fund Details

58



(`)

Birla Sun Life Cash

Manager (%)

CRISIL Short Term Bond Fund

Index # (%)


(%)



(`)

CRISIL Short Term Bond Fund Index # (`)

CRISIL 1 Year

T-Bill Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 355.5057# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Kaustubh Gupta is 99. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



53.18%

32.09%

6.32%

5.22% 3.18%

AAA AABelow AA SovereignCash & Current Assets


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011 & June 20, 2014Total Experience: 9 years & 11 yearsDate of Allotment Retail Plan: November 27, 2001Institutional Plan: April 16, 2003Type of Scheme: An Open-ended Short Term Income Scheme



NAV of Plans / Options (`)^Retail Plan Growth : 280.3206Daily Dividend: 100.2963

Weekly Dividend: 100.1423Regular Plan$ Growth : 289.7038 Daily Dividend: 100.2970Weekly Dividend: 100.1422Direct Plan$ Growth : 290.6262 Daily Dividend: 100.2972Weekly Dividend: 100.1450^The Face Value per unit of all the plans/ options under Birla Sun Life Savings Fund has been changed from `.10/- to `.100/- effective from October 07, 2011 Benchmark: CRISIL Short Term Bond Fund Index




Birla Sun Life Savings Fund

What is it?

A fund that aims to provide the convenience of a savings account with the opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view ofindividual nature of tax benefits.)


Small Industries Dev Bank of India 8.39% CARE A1+,CARE AAA Dewan Housing Finance Corporation Ltd 4.70% CARE AAA

Government of India 7.70% SOV Religare Finvest Ltd 4.34% IND A1+,IND AA-

Cholamandalam Investment and Finance Company Limited 7.30% ICRA A1+,ICRA AA Indiabulls Housing Finance Ltd 3.93% CARE AAA

State Government Securities 6.47% SOV Pune Solapur Expressway Pvt Ltd 3.24% ICRA A(SO)

Talwandi Sabo Power Ltd 5.36% CRISIL A1+(SO),CRISIL AA- (SO) Tata Motors Finance Ltd 3.05% CRISIL AA,ICRA A1+


Savings Solutions

Fund Details

59



(`)

Birla Sun Life Savings

Fund (%)


Index # (%)


(%)


Birla Sun Life Savings Fund (`)







Investment Performance - Retail Plan - Growth NAV as on December 31, 2015: ` 277.2297# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Kaustubh Gupta is 99. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



57.09%

14.17%

13.68%

8.55%6.55% -0.03%

AAA SovereignAA Below AACash & Current Assets Unrated


Fund Manager: Mr. Kaustubh Gupta & Mr. Prasad DhondeManaging Fund Since: September 29, 2009Total Experience: 9 years & 16 yearsDate of Allotment: April 19, 2002 Type of Scheme: An Open-ended Short Term Income Scheme



NAV of Plans / Options (`)^Retail Plan Growth : 278.1034 Monthly Dividend: 103.5849

Quarterly Dividend: 106.8015Regular Plan$ Growth : 185.2609 Monthly Dividend: 103.6271Quarterly Dividend: 104.1542Dividend: 125.4674Direct Plan$ Growth : 186.5268 Monthly Dividend: 104.2251Quarterly Dividend: 104.6274Dividend: 126.2203^The Face Value per unit of all the plans/ options under Ultra Short Term Fund has been changed from `.10/- to `.100/- effective from October 07, 2011 Benchmark: CRISIL Short Term Bond Fund Index




Birla Sun Life Treasury Optimizer Plan (erstwhile Birla Sun Life Ultra Short Term Fund)

What is it?

A fund that aims to provide the convenience of parking your savings with an opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits)


Government of India 55.04% SOV Cholamandalam Investment and Finance Company Limited 3.92% ICRA A1+,

ICRA AA

Indiabulls Housing Finance Ltd 4.83% CARE AAA State Government Securities 3.77% SOV

Reliance Jio Infocomm Limited 4.07% CRISIL AAA Tata Capital Financial Services Ltd 2.53% CRISIL AA+,ICRA AA+

SP Jammu Udhampur Highway Ltd 4.06% ICRA AAA(SO) Power Finance Corporation Limited 1.84% CRISIL AAA

Shriram Transport Finance Company Limited 3.96% CRISIL AA+,IND AA+ IOT Utkal Energy Services Limited 1.72% CRISIL AAA (SO)


Savings Solutions

Fund Details

60


Date of Inception: April 19, 2002 NAV Per Unit. *

(`)

Birla Sun Life Treasury

Optimizer Plan (%)


Index # (%)


(%)


Birla Sun Life Treasury Optimizer

Plan (`)


CRISIL 1 Year

T-Bill Index ## (`)





Investment Performance - Retail Plan - Growth NAV as on December 31, 2015: ` 275.9954# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Kaustubh Gupta is 99. Total Schemes managed by Mr. Prasad Dhonde is 22. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.$‘These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase / subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


58.82%27.64%

9.46%4.09% -0.01%

Sovereign AAAAA Cash & Current AssetsUnrated


Fund Manager: Mr. Maneesh DangiManaging Fund Since: September 12, 2007Total Experience: 15 yearsDate of Allotment: September 27, 2004 Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)^Regular Plan Growth : 25.5347 Monthly Dividend: 10.5988Quarterly Dividend: 10.5617Dividend: 11.0927

Direct Plan$ Growth : 25.9489 Monthly Dividend: 10.6671Quarterly Dividend: 10.7643Dividend: 11.1872^The dividend option under the scheme have been introduced w.e.f October 29 2014. Please refer addendum no 44/2014 dated October 12, 2014 for further details. Benchmark: CRISIL Short Term Bond Fund Index (w.e.f 27 May, 2013)



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: Nil

Exit Load**: For redemption / switch-out of units within 90 days from the date of allotment: 0.50% of applicable NAV. For redemption / switch-out of units after 90 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 8.47 yearsAverage Maturity: 18.31 yearsYield to Maturity: 8.34%Expense Ratio:Regular 1.62Direct 0.85

Birla Sun Life Dynamic Bond Fund

What is it?

An income solution that aims to generate optimal returns through active management by capturing positive price and credit spread movements.


Government of India 82.67% SOV Indiabulls Housing Finance Ltd 0.68% CARE AAA

Tata Motors Finance Solutions Ltd 7.20% CRISIL AA ECL Finance Ltd 0.52% ICRA AA

Edelweiss Commodities Services Ltd 1.87% ICRA AA Bahadur Chand Investments Pvt Ltd 0.51% ICRA AA

State Government Securities 1.41% SOV Reliance Jio Infocomm Limited 0.44% CRISIL AAA

Edelweiss Finance & Investments Ltd 0.94% ICRA AA Cholamandalam Investment and Finance Company Limited 0.34% ICRA AA


Savings Solutions

Fund Details

61


Date of Inception: Sept 27, 2004 NAV Per Unit. *

(`)


(%)


Index # (%)

CRISIL 10Year Gilt

Index ## (%)



Bond Fund (`)


CRISIL 10Year Gilt

Index ## (`)







# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Maneesh Dangi is 3. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.


84.08%

11.54%

3.09% 1.21%0.08%

0.001%

Sovereign AACash & Current Assets AAAUnrated Below AA


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: September 11, 2014 & July 15, 2011 Total Experience: 9 years & 11 yearsDate of Allotment: May 09, 2003Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)^Regular Plan$ Growth : 24.3827 Dividend: 15.5939

Quarterly Dividend: 10.4320Institutional Plan Growth : - Dividend: -Direct Plan$ Growth : 24.7702 Dividend: 15.8358Quarterly Dividend: 10.6263t̂he dividend options under the scheme have been

renamed w.e.f July 02, 2012. Please refer addendum no. 28/2012 dated June 29, 2012 for further details. Benchmark: CRISIL AA Short Term Bond Fund Index (w.e.f May 27, 2013)



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switchout of units within 365 days from the date of allotment:1.00% of applicable NAV. For redemption /switch-out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 3.67 yearsAverage Maturity: 5.60 yearsYield to Maturity: 8.84%Expense Ratio:Regular 1.36Direct 0.66

Birla Sun Life Short Term Opportunities Fund

What is it?

A scheme that focuses on enhancing the portfolio returns by identifying and selectively investing in mispriced credit opportunities in the market.

Savings Solutions


Government of India 34.85% SOV L&T Vrindavan Properties Ltd 3.71% CARE AA+(SO)

Tata Motors Finance Solutions Ltd 11.72% CRISIL AA Piramal Enterprises Ltd 3.67% ICRA AA

Cholamandalam Investment and Finance Company Limited 9.00% ICRA AA S.D. Corporation Pvt. Ltd 3.31% ICRA AA+(SO)

Reliance Utilities & Power Pvt Ltd 6.56% CRISIL AAA Tata Motors Finance Ltd 2.22% CRISIL AA

Indiabulls Housing Finance Ltd 3.86% CARE AAA Power Finance Corporation Limited 2.21% CRISIL AAA


Fund Details

62



(`)

Birla Sun LifeShort Term

OpportunitiesFund (%)

CRISIL AA Short

Term Bond Fund Index

# (%)

CRISIL 1Year T - Bill

Index ## (%)


Birla Sun LifeShort Term

OpportunitiesFund (`)

CRISIL AA Short Term Bond Fund

Index # (`)

CRISIL 1Year T -

BillIndex## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 24.1852# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Kaustubh Gupta is 99. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.$‘These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase / subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


39.18%

34.85%

13.45%

10.76%1.76%

AA SovereignAAA Cash & Current AssetsBelow AA


Fund Manager: Mr. Maneesh DangiManaging Fund Since: September 01, 2014Total Experience: 15 yearsDate of Allotment: March 25, 2009Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)Regular Plan$ Growth : 18.3196Quarterly Dividend: 10.4346Half Yearly Dividend: 11.1605Dividend: 13.5799Institutional Plan Growth : 17.7855Quarterly Dividend: -

Half Yearly Dividend: - Direct Plan$ Growth : 18.6429Quarterly Dividend: 10.5534Half Yearly Dividend: 11.4930Dividend: 13.8156

Benchmark: CRISIL AA Short Term Bond Fund Index (w.e.f May 27, 2013)



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: Nil

Exit Load**: For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV.

For redemption / switchout of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 4.04 yearsAverage Maturity: 6.04 yearsYield to Maturity: 9.99%Expense Ratio:Regular 1.67Direct 1.00

Birla Sun Life Medium Term Plan

What is it?

An income scheme that aims to optimize returns by identifying mispriced credit opportunities in medium term securities in the market and then selectively investing in them.

Savings Solutions


Government of India 32.57% SOV Reliance Jio Infocomm Limited 5.85% CRISIL AAA

RHC Holding Pvt Ltd 8.94% CARE A(SO) Adani Power Limited 5.66% BWR AA-(SO)

ECL Finance Ltd 8.58% ICRA AA Relationships Properties Pvt Ltd 4.41% CARE AA-(SO)

RKN Retail Pvt. Ltd 7.51% BWR A-(SO) Hero Realty Ltd 2.42% ICRA A+(SO)

IL & FS Education and Technology Services Ltd 6.36% IND AA-(SO) IL&FS Transportation Networks Limited 1.97% ICRA A


Fund Details

63



(`)


(%)


Index # (%)


(%)


Birla Sun Life Medium

Term Plan (`)


Index # (`)

CRISIL 10Year Gilt

Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 18.1829# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Maneesh Dangi is 3. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



43.11%

33.05%

11.39%

7.76% 4.68% 0.01%

Below AA SovereignAA AAACash & Current Assets Unrated


Fund Manager: Mr. Prasad DhondeManaging Fund Since: July 01, 2011Total Experience: 16 yearsDate of Allotment: March 3, 1997 Type of scheme: An Open-ended Income Scheme




Dividend: 10.5357Monthly Dividend: 11.7058Direct Plan$ Growth : 56.4259 Dividend: 10.5111Monthly Dividend: 11.7240 Benchmark: CRISIL Short Term Bond Fund Index (w.e.f May 27, 2013)




Birla Sun Life Short Term Fund (erstwhile Birla Sun Life Income Fund. Name changed w.e.f February 01, 2012)

What is it?

A moderate income scheme that invests in diversified portfolio of debt and money market instruments of short to medium term maturity which can offer superior levels of yields at relatively lower levels of risk.

Savings Solutions



Government of India 21.19% SOV Power Finance Corporation Limited 3.81% CRISIL AAA

State Government Securities 12.76% SOV IDFC Bank Ltd 2.68% ICRA AAA

Small Industries Dev Bank of India 7.22% CARE AAA Indiabulls Housing Finance Ltd 2.48% CARE AAA

Housing Development Finance Corporation Limited 5.49% CRISIL AAA,

ICRA A1+ L&T Fincorp Limited 2.30% CARE A1+

Steel Authority of India Limited 4.13% IND A1+ Nabha Power Ltd 2.08% ICRA AAA(SO)

Fund Details

64


Date of Inception: March 3, 1997 NAV Per Unit. *

(`)

Birla Sun Life Short Term Fund

(%)


Index # (%)

CRISIL 10Year Gilt

Index ## (%)



(`)


CRISIL 10Year Gilt

Index ## (`)







# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Prasad Dhonde is 22. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.


46.52%

33.96%

11.76%

7.74% 0.02%

AAA SovereignCash & Current Assets AAUnrated


Fund Manager: Mr. Prasad DhondeManaging Fund Since: January 11, 2010Total Experience: 16 yearsDate of Allotment: October 21, 1995Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)^Regular Plan Growth : 63.9078Quarterly Dividend: 12.5584

Dividend: 10.1639 Direct Plan$ Growth : 65.2604 Quarterly Dividend: 12.9008Dividend: 10.2646^the dividend option under the scheme have been renamed w.e.f December 26, 2014. Please refer addendum no, 59/2014 dated December 17, 2014 for further details.

Benchmark: CRISIL Composite Bond Fund Index




Other ParameterModified Duration: 8.79 yearsAverage Maturity: 19.41 yearsYield to Maturity: 8.07%Expense Ratio:Regular 1.86Direct 0.86

Birla Sun Life Income Plus

What is it?

A fund that invests in a combination of bonds and Government securities of varying maturities from time to time with an aim to optimize returns.

Savings Solutions



7.59% GOI (MD 20/03/2029) 36.81% SOV 7.35% GOI (MD 22/06/2024) 2.62% SOV

8.17% GOI (MD 01/12/2044) 30.35% SOV India Infradebt Ltd 1.22% CRISIL AAA

8.13% GOI (MD 22/06/2045) 12.32% SOV Power Finance Corporation Limited 0.66% CRISIL AAA


7.59% GOI(MD 11/01/2026) 4.69% SOV ICICI Bank Limited 0.08% CRISIL AAA

Fund Details

65



(`)

Birla Sun Life Income

Plus (%)

CRISIL Composite Bond Fund

Index # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life Income Plus (`)

CRISIL Composite Bond Fund Index # (`)

CRISIL 10Year Gilt

Index## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 64.2685# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When additional benchmark returns are not available, they have not been shown. Total Schemes managed by Mr. Prasad Dhonde is 22. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



94.69%

3.35% 1.96%

Sovereign Cash & Current Assets AAA


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 9 years & 11 yearsDate of Allotment: June 05, 2003Type of Scheme: An Open-ended Income Scheme


NAV of Plans / Options (`)^Retail Plan Growth : 246.3389 Daily Dividend: 100.0150Weekly Dividend: 103.8154

Regular Plan$ Growth : 199.8969 Daily Dividend: 100.0200Weekly Dividend: 100.1440Direct Plan$ Growth : 200.3021 Daily Dividend: 100.0200Weekly Dividend: 100.1445^The Face Value per unit of all the plans/ options under Birla Sun Life Floating Rate Fund – Short Term Plan has been changed from `.10/- to `.100/- effective from October 07, 2011

Benchmark: CRISIL Liquid Fund Index




Birla Sun Life Floating Rate Fund - Short Term Plan

What is it?

A fund that provides the convenience of parking your savings with an opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)

Savings Solutions



Government of India 15.50% SOV Citicorp Finance India Ltd 4.62% ICRA A1+

Tata Capital Financial Services Ltd 8.67% ICRA A1+ Tata Motors Limited 3.99% ICRA A1+

Vijaya Bank 6.66% CARE A1+ STCI Finance Limited 3.99% CRISIL A1+

Andhra Bank 6.50% CARE A1+ TATA Realty & Infrastructure Ltd 3.94% ICRA A1+

National Bank For Agriculture and Rural Development 5.35% CRISIL A1+,

CRISIL AAAMahindra & Mahindra Financial Services Limited 2.67% CRISIL A1+

Fund Details

66



(`)

Birla Sun Life Floating Rate Fund - Short Term

Plan (%)

CRISIL Liquid

Fund Index # (%)


Index ## (%)


Birla Sun Life Floating

Rate Fund - Short

Term Plan (`)

CRISIL Liquid

Fund Index # (`)

CRISIL 1Year T - BillIndex ## (`)





Investment Performance - Retail Plan - Growth NAV as on December 31, 2015: ` 243.3391# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Kaustubh Gupta is 99. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.



71.68%

15.50%

9.89% 2.66% 0.27%

AAA Sovereign

Cash & Current Assets Unrated

AA


Fund Manager: Mr. Prasad Dhonde & Mr. Kaustubh GuptaManaging Fund Since: July 15, 2011 & June 20, 2014Total Experience: 16 years & 9 yearsDate of Allotment: June 05, 2003Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)^Retail Plan Growth : 260.4311 Weekly Dividend: 100.1628

Regular Plan$ Growth : 180.0610 Daily Dividend: 100.3952Weekly Dividend: 100.1628 Direct Plan$ Growth : 181.2907 Daily Dividend: 100.3918Weekly Dividend: 100.1670^The Face Value per unit of all the plans/ options under Birla Sun Life Floating Rate Fund – Long Term Plan has been changed from `.10/- to `.100/- effective from October 07, 2011 Benchmark: CRISIL Liquid Fund Index



Birla Sun Life Floating Rate Fund - Long Term Plan

What is it?

A fund that aims to generate income by investing substantially into floating rate debt/money market instruments.


Other ParameterModified Duration: 0.56 yearsAverage Maturity: 0.65 yearsYield to Maturity: 8.26%Expense Ratio:Regular 0.35Direct 0.10

Savings Solutions



Government of India 21.84% SOV Power Finance Corporation Limited 6.18% CRISIL AAA

Small Industries Dev Bank of India 15.10% CARE AAA Bajaj Finance Limited 5.02% ICRA AA+

Shriram Transport Finance Company Limited 10.79% CRISIL AA+,IND AA+ Sundaram Finance Limited 5.01% CRISIL AA+

State Government Securities 7.99% SOV Indiabulls Housing Finance Ltd 3.93% CARE AAA

National Bank For Agriculture and Rural Development 7.18% CRISIL AAA Tata Capital Financial Services Ltd 3.58% CRISIL AA+

Fund Details

67



(`)

Birla Sun Life Floating Rate Fund - Long Term Plan (%)

CRISIL Liquid

Fund Index # (%)


Index ## (%)


Birla Sun Life Floating

Rate Fund - Long

Term Plan (`)

CRISIL Liquid

Fund Index # (`)


Index ## (`)





Investment Performance - Retail Plan - Growth NAV as on December 31, 2015: ` 258.1322# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Kaustubh Gupta is 99. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.$‘These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase / subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


39.07%

29.84%

24.39%

6.94% -0.23%

AAA SovereignAA Cash & Current AssetsUnrated


Fund Manager: Mr. Prasad Dhonde & Mr. Kaustubh GuptaManaging Fund Since: July 01, 2011 & June 20, 2014Total Experience: 16 years & 9 yearsDate of Allotment: October 12, 1999Type of Scheme: An Open-ended Government Securities Scheme




Quarterly Dividend: 10.0259 Direct Plan$ Growth: 39.7691Quarterly Dividend: 10.0765 Benchmark: I-Sec LI-BEX



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 90 days from the date of allotment: 0.50% of applicable NAV For redemption /switch-out of

units after 90 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 9.68 yearsAverage Maturity: 23.76 yearsYield to Maturity: 8.13%Expense Ratio:Regular 1.51Direct 0.86

Birla Sun Life Gilt Plus - PF Plan

What is it?

A fund that aims to generate income and capital appreciation by investing exclusively in Government Securities.

Savings Solutions


Issuer % to net Assets Rating

8.17% GOI (MD 01/12/2044) 41.61% SOV

8.13% GOI (MD 22/06/2045) 25.96% SOV

7.73% GOI (MD 19/12/2034) 20.12% SOV

8.27% GOI (MD 09/06/2020) 8.95% SOV


Fund Details

68



(`)

Birla Sun Life Gilt Plus- PF

Plan (%)

I-Sec LI-BEX # (%)

CRISIL 10 Year

Gilt Index ## (%)


Birla Sun Life Gilt Plus- PF Plan (`)

I-Sec LI-BEX # (`)

CRISIL 10 Year

Gilt Index ## (`)





Investment Performance - PF Plan - Regular Plan - Growth NAV as on December 31, 2015: ` 39.3222# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Kaustubh Gupta is 99. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.

$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.comRating Profile of Portfolio

96.64%

3.36%



Fund Manager: Mr. Prasad Dhonde & Mr. Kaustubh GuptaManaging Fund Since: July 01, 2011 & June 20, 2014Total Experience: 16 years & 9 yearsDate of Allotment: October 12, 1999Type of Scheme: An Open-ended Government Securities Scheme



NAV of Plans / Options (`)Regular Plan Growth : 43.9597 Quarterly Dividend: 12.3475Direct Plan$ Growth: 44.3131Quarterly Dividend: 11.1575 Benchmark: I-Sec LI-BEX




Birla Sun Life Constant Maturity 10 Year Gilt Fund (erstwhile Birla Sun Life Gilt Plus – Regular Plan. Name changed w.e.f August 06, 2015)

What is it?

A fund that aims to generate income and capital appreciation by investing exclusively in Government Securities.

Savings Solutions


Issuer % to net Assets Rating

7.59% GOI(MD 11/01/2026) 94.32% SOV

8.40% GOI (MD 28/07/2024) 1.41% SOV


Fund Details

69



(`)

Birla Sun Life Constant Maturity 10

Year Gilt Fund (%)

I-Sec LI-BEX # (%)

CRISIL 10 Year

Gilt Index ## (%)


Birla Sun Life Constant

Maturity 10 Year Gilt Fund (`)

I-Sec LI-BEX # (`)

CRISIL 10 Year

Gilt Index ## (`)




December 31, 2012 toDecember 31, 2013 (Absolute) 36.1003 -0.11 1.38 -0.68 9989 10138 9932



# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Kaustubh Gupta is 99. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.


95.73%

4.27%



Fund Manager: Mr. Prasad Dhonde & Mr. Kaustubh GuptaManaging Fund Since: October 03, 2012 & June 20, 2014Total Experience: 16 years & 9 yearsDate of Allotment: October 28, 1999Type of Scheme: An Open-ended Gilt Scheme



NAV of Plans / Options (`)^Regular Plan Growth : 42.4063

Half Yearly Dividend: 10.4684Dividend: 10.5085Direct Plan$ Growth: 43.0610Half Yearly Dividend: 10.9679Dividend: 10.5936^ the dividend option under the scheme have been renamed w.e.f December 26, 2014. Please refer addendum no, 59/2014 dated December 17, 2014 for further details. Benchmark: I-Sec LI-BEX



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: Nil **Exit Load is NIL for units issued in Dividend Reinvestment Other ParameterModified Duration: 9.17 yearsAverage Maturity: 20.62 yearsYield to Maturity: 8.13%Expense Ratio:Regular 1.49Direct 0.74

Birla Sun Life Government Securities Fund - Long Term Plan

What is it?

A fund that aims to generate current income consistent with the portfolio invested exclusively in Government Securities.

Savings Solutions

Fund Details

70





7.73% GOI (MD 19/12/2034) 18.75% SOV Cash & Current Assets 5.47%

8.82% Bihar SDL (MD 24/02/2026) 6.99% SOV

8.13% GOI (MD 22/06/2045) 1.57% SOV



(`)

Birla Sun Life

Government Securities

Fund - Long Term Plan

(%)

I-Sec LI-BEX # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life

Government Securities

Fund - Long Term Plan

(`)

I-Sec LI-BEX # (`)


(`)





Investment Performance - Long Term Plan - Regular Plan - Growth NAV as on December 31, 2015: ` 42.6423


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Kaustubh Gupta is 99. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.


94.53%

5.47%



Fund Manager: Mr. Lovelish SolankiManaging Fund Since: December 15, 2014Total Experience: 7 yearsDate of Allotment: July 24, 2009Type of Scheme: An Open-ended Equity Scheme



NAV of Plans / Options (`)Regular Plan Growth : 15.7532 Dividend: 10.8164

Direct Plan$ Growth: 15.9812Dividend: 10.9676

Benchmark: CRISIL Liquid Fund Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 30 days from the date of allotment: 0.50% of applicable NAV For redemption/switch out of

units after 30 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. (w.e.f. August 03, 2015)Other ParameterPortfolio Turnover: 8.92Expense Ratio:Regular 0.93Direct 0.33

Birla Sun Life Enhanced Arbitrage Fund

What is it?

A fund that aims to generate income by investing in equity and equity related instruments and take advantage of the price differentials or mis-pricing prevailing in a stock or index.

Date of Inception: July 24, 2009 NAV Per Unit. *

(`)

Birla Sun Life

Enhanced Arbitrage Fund (%)

CRISIL Liquid

Fund Index # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life

Enhanced Arbitrage Fund (`)

CRISIL Liquid

Fund Index # (`)

S&P BSE SENSEX

## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 15.6479# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Lovelish Solanki is 3. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com

Savings Solutions


Reliance Industries Ltd 9.14% Tata Capital Housing Finance Ltd 4.63% CRISIL AA+

Yes Bank Limited 6.96% Cholamandalam Investment and Finance Company Limited 4.53% ICRA A1+

Housing Development Finance Corporation Ltd 5.46% Axis Bank Ltd 4.43%

HDFC Bank Ltd 4.82% ITC Ltd 3.33%

Allahabad Bank 4.64% UNRATED Aurobindo Pharma Ltd 3.08%


Fund Details

71



Fund Manager: Mr. Shravan SreenivasulaManaging Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: December 29, 2006Type of Scheme: An Open ended Fund of Funds Scheme




Growth: 19.8382

Dividend: 12.4269

Benchmark: CRISIL Composite Bond Fund Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment:

Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterExpense Ratio:Regular 1.18Direct 0.68

Birla Sun Life Active Debt Multi Manager FoF Scheme (erstwhile ING Active Debt Multi Manager FoF Scheme . Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme that invests in debt funds having diverse investment styles. These funds are selected using the BSLAMC process. It is actively managed to capture duration and credit opportunities.

Savings Solutions


(`)

Birla Sun Life Active Debt Multi

Manager FoF Scheme

(%)

CRISIL Composite Bond Fund

Index # (%)

CRISIL 10 Year Gilt Index ##

(%)


Birla Sun Life Active Debt Multi Manager

FoF Scheme

(`)

CRISIL Composite Bond Fund Index # (`)

CRISIL 10 Year Gilt

Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 19.5890# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Shravan Sreenivasula is 6. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


IDFC Dynamic Bond Fund-Direct Plan-Growth 30.55% Net receivables / payables -0.31%

Birla Sun Life Govt Sec. Long Term Grwth Direct 24.62%

ICICI Prude Gilt Fund Inv Plan PF Opt-Dir Plan-Grw 23.28%

SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 20.68%



Fund Details

72




73

To ensure that you strategically make all your investment moves, we provide you with the complete portfolio holdings of our funds.

Portfolios

Portfolio

74



Allocation as a % of Net Assets Rating %

7.59% GOI (MD 20/03/2029) SOV 6.66%8.13% GOI (MD 22/06/2045) SOV 6.14%HDFC Bank Ltd 3.68%Infosys Ltd 3.64%ICICI Bank Ltd 2.71%Reliance Industries Ltd 2.55%Sun Pharmaceuticals Industries Ltd 2.40%8.17% GOI (MD 01/12/2044) SOV 2.20%NTPC Ltd 1.99%9.20% GOI (MD 30/09/2030) SOV 1.91%7.73% GOI (MD 19/12/2034) SOV 1.91%FAG Bearings India Ltd 1.77%Lupin Ltd 1.70%Yes Bank Ltd 1.59%HCL Technologies Ltd 1.50%Indian Oil Corporation Ltd 1.44%Tata Chemicals Ltd 1.35%Sun TV Network Ltd 1.34%Indusind Bank Ltd 1.31%Kaveri Seed Company Ltd 1.30%IDBI Bank Limited CRISIL AA- 1.30%Crompton Greaves Ltd 1.29%ITC Ltd 1.29%Hindustan Petroleum Corporation Ltd 1.25%Tech Mahindra Ltd 1.25%Axis Bank Ltd 1.25%Zee Entertainment Enterprises Ltd 1.24%Hero MotoCorp Ltd 1.24%Tata Motors Ltd 1.15%8.12% GOI (MD 10/12/2020) SOV 1.13%Larsen & Toubro Ltd 1.09%Inox Wind Ltd 1.08%Aurobindo Pharma Ltd 1.05%Power Finance Corporation Limited CRISIL AAA 1.05%Coal India Ltd 1.04%Federal Bank Ltd 0.98%Dish TV India Ltd 0.97%SKS Microfinance Ltd 0.95%Kotak Mahindra Bank Ltd 0.93%India Infradebt Ltd CRISIL AAA 0.93%Divis Laboratories Ltd 0.89%Maruti Suzuki India Ltd 0.86%Finolex Cables Ltd 0.81%Pfizer Ltd 0.80%Bajaj Finance Ltd 0.79%Muthoot Finance Ltd 0.79%PTC India Ltd 0.78%Natco Pharma Ltd 0.76%Cummins India Ltd 0.74%Gujarat State Petronet Ltd 0.71%Sundaram Finance Ltd 0.67%Glaxosmithkline Consumer Healthcare Ltd 0.67%

Bank Of Baroda 0.64%Repco Home Finance Ltd 0.61%Ashoka Buildcon Ltd 0.59%MRF Ltd 0.58%Whirlpool of India Ltd 0.58%Hindustan Zinc Ltd 0.57%Bharat Electronics Ltd 0.57%Mangalore Refinery & Petrochemicals Ltd 0.56%

Shoppers Stop Ltd 0.55%Bayer Cropscience Ltd 0.55%Jagran Prakashan Ltd 0.53%ICICIBANK_31/03/2016 0.48%LIC Housing Finance Ltd 0.44%Eicher Motors Ltd 0.41%Raymond Ltd 0.40%Bosch Ltd 0.39%Blue Star Ltd 0.39%Colgate Palmolive India Ltd 0.36%Tata Communications Ltd 0.36%8.27% Karnataka SDL(MD 23/12/2025) SOV 0.35%Edelweiss Financial Services Ltd 0.35%Cyient Limited 0.34%Procter & Gamble Hygiene and Health Care Ltd 0.32%

GRANULES INDIA LIMITED 0.32%Titan Company Limited 0.31%Orient Cement Ltd 0.30%Persistent Systems Ltd 0.29%8.26% Maharashtra SDL(MD 23/12/2025) SOV 0.28%

Housing Development Finance Corporation Limited 0.28%

Vedanta Ltd 0.26%8.40% GOI (MD 28/07/2024) SOV 0.23%7.68% GOI (MD 15/12/2023) SOV 0.22%Bata India Ltd 0.22%Petronet LNG Ltd 0.20%

Berger Paints India Ltd 0.19%NCC Ltd 0.15%Cairn India Ltd 0.13%Coffee Day Enterprises Limited 0.10%Unichem Laboratories Ltd 0.03%J.Kumar Infraprojects Ltd 0.02%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.02%

Globsyn Technologies Ltd 0.00%Brillio Technologies Pvt Ltd 0.00%Magnasound (I) Ltd 0.00%Cash & Current Assets 4.71%Total 100.00%



HDFC Bank Ltd 6.56%Infosys Ltd 6.16%Reliance Industries Ltd 3.94%ITC Ltd 3.90%ICICI Bank Ltd 3.22%Sun Pharmaceuticals Industries Ltd

3.20%

Larsen & Toubro Ltd 2.82%HCL Technologies Ltd 2.68%NTPC Ltd 2.67%Indusind Bank Ltd 2.47%Tech Mahindra Ltd 2.23%Dr Reddys Laboratories Ltd 2.18%Grasim Industries Ltd 2.10%Axis Bank Ltd 2.03%Power Grid Corporation of India Ltd

2.02%

Crompton Greaves Ltd 1.99%Coal India Ltd 1.99%Tata Motors Ltd 1.93%Kotak Mahindra Bank Ltd 1.84%Hero MotoCorp Ltd 1.82%Yes Bank Ltd 1.78%Zee Entertainment Enterprises Ltd

1.76%

Maruti Suzuki India Ltd 1.65%Cummins India Ltd 1.64%Indian Oil Corporation Ltd 1.60%Tata Consultancy Services Ltd 1.58%Lupin Ltd 1.38%Housing Development Finance Corporation Ltd

1.33%

Bajaj Finance Ltd 1.23%Hindustan Petroleum Corporation Ltd

1.14%

Federal Bank Ltd 1.13%Sanofi India Ltd 1.05%Godrej Consumer Products Ltd 1.03%LIC Housing Finance Ltd 1.03%Muthoot Finance Ltd 1.01%State Bank of India 0.96%DLF Ltd 0.96%Britannia Industries Ltd 0.91%Bharti Airtel Ltd 0.85%Bank Of Baroda 0.84%Hindustan Zinc Ltd 0.82%Bosch Ltd 0.78%Reliance Capital Ltd 0.65%ACC Ltd 0.65%United Spirits Ltd 0.63%Bayer Cropscience Ltd 0.62%Glaxosmithkline Pharmaceuticals Ltd

0.59%

Glaxosmithkline Consumer Healthcare Ltd

0.55%

Alstom India Limited 0.53%Corporation Bank 0.53%ICICIBANK_31/03/2016 0.52%Mahindra & Mahindra Ltd 0.48%IRB Infrastructure Developers Ltd 0.42%Vedanta Ltd 0.42%Akzo India Nobel Ltd 0.42%Gail (India) Ltd 0.41%Oil & Natural Gas Corporation Ltd 0.40%Coromandel International Ltd 0.39%Divis Laboratories Ltd 0.38%Motherson Sumi Systems Ltd 0.37%Bajaj Auto Ltd 0.33%Jagran Prakashan Ltd 0.32%Housing Development Finance Corporation Limited

0.29%

IDFC Bank Ltd 0.25%Titan Company Limited 0.25%Glenmark Pharmaceuticals Ltd 0.24%D.B.Corp Ltd 0.23%Procter & Gamble Hygiene and Health Care Ltd

0.23%

Sun TV Network Ltd 0.23%IDFC Ltd. 0.21%Oberoi Realty Ltd 0.19%Ultratech Cement Ltd 0.18%

Dish TV India Ltd 0.13%Hindalco Industries Ltd 0.12%Bharat Petroleum Corp Ltd 0.12%Tata Motors Ltd DVR Shares 0.12%Hindustan Unilever Ltd 0.11%Eicher Motors Ltd 0.07%Cairn India Ltd 0.07%NTPC Limited CRISIL AAA 0.05%IL&FS Transportation Networks Ltd

0.03%

6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd

0.02%

Cash & Current Assets 3.59%Net receivables / payables -0.55%Total 100.00%



HDFC Bank Ltd 6.64%Infosys Ltd 5.77%Reliance Industries Ltd 3.70%ITC Ltd 3.52%HCL Technologies Ltd 3.51%Sun Pharmaceuticals Industries Ltd 3.51%ICICI Bank Ltd 3.09%NTPC Ltd 2.95%Indian Oil Corporation Ltd 2.74%Larsen & Toubro Ltd 2.67%Indusind Bank Ltd 2.56%Grasim Industries Ltd 2.29%Dr Reddys Laboratories Ltd 2.26%Tech Mahindra Ltd 2.18%Power Grid Corporation of India Ltd 2.09%Crompton Greaves Ltd 2.00%Coal India Ltd 1.99%Kotak Mahindra Bank Ltd 1.95%Tata Consultancy Services Ltd 1.91%Yes Bank Ltd 1.83%Axis Bank Ltd 1.81%Tata Motors Ltd 1.71%Lupin Ltd 1.66%Maruti Suzuki India Ltd 1.63%Cummins India Ltd 1.52%Hero MotoCorp Ltd 1.43%Bharat Electronics Ltd 1.38%Zee Entertainment Enterprises Ltd 1.37%Sanofi India Ltd 1.28%Bharti Airtel Ltd 1.11%Federal Bank Ltd 1.09%MRF Ltd 1.09%DLF Ltd 1.08%Cognizant Technology Solutions Corp 1.07%Housing Development Finance Corporation Ltd 1.02%

Muthoot Finance Ltd 1.00%Gujarat State Petronet Ltd 0.99%PTC India Ltd 0.95%Bank Of Baroda 0.86%Tata Chemicals Ltd 0.83%Bajaj Finserv Ltd 0.77%Vedanta Ltd 0.72%LIC Housing Finance Ltd 0.69%Tata Communications Ltd 0.69%Hindustan Petroleum Corporation Ltd 0.67%Pfizer Ltd 0.56%Colgate Palmolive India Ltd 0.50%Britannia Industries Ltd 0.50%Mahindra & Mahindra Ltd 0.48%Hindalco Industries Ltd 0.45%Oracle Financial Services Software Ltd 0.43%Glaxosmithkline Consumer Healthcare Ltd 0.41%

Bata India Ltd 0.41%Hindustan Zinc Ltd 0.41%ICICIBANK_31/03/2016 0.39%Shoppers Stop Ltd 0.38%ACC Ltd 0.35%Ultratech Cement Ltd 0.32%IDFC Bank Ltd 0.30%Akzo India Nobel Ltd 0.30%Sun TV Network Ltd 0.29%Housing Development Finance Corporation Limited 0.29%

Glaxosmithkline Pharmaceuticals Ltd 0.29%Coromandel International Ltd 0.28%Motherson Sumi Systems Ltd 0.26%IDFC Ltd. 0.25%Bosch Ltd 0.23%Oberoi Realty Ltd 0.21%Oil India Ltd 0.17%

75

PortfolioTata Motors Ltd DVR Shares 0.11%NTPC Limited CRISIL AAA 0.09%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.01%

Cash & Current Assets 3.37%Net receivables / payables 0.38%Total 100.00%


Allocation as a % of Net Assets %

HDFC Bank Ltd 6.30%Sun Pharmaceuticals Industries Ltd 4.80%ITC Ltd 4.53%Maruti Suzuki India Ltd 4.36%Tata Chemicals Ltd 3.74%Indusind Bank Ltd 3.73%HCL Technologies Ltd 3.46%Tech Mahindra Ltd 3.19%Dr Reddys Laboratories Ltd 2.98%Yes Bank Ltd 2.96%Tata Communications Ltd 2.71%Infosys Ltd 2.59%Tata Motors Ltd 2.57%Dishman Pharma & Chemicals Ltd 2.34%Axis Bank Ltd 2.15%Reliance Industries Ltd 2.13%Bank Of Baroda 2.05%Bajaj Finance Ltd 2.00%LIC Housing Finance Ltd 1.76%Kansai Nerolac Paints Ltd 1.67%Cairn India Ltd 1.41%Piramal Enterprises Ltd 1.39%Cholamandalam Investment and Finance Company Ltd 1.37%Eicher Motors Ltd 1.35%Kotak Mahindra Bank Ltd 1.33%Blue Star Ltd 1.16%Century Textiles & Industries Ltd 1.15%Dalmia Bharat Limited 1.14%Strides Shasun Ltd 1.13%United Spirits Ltd 1.11%Bharat Forge Ltd 1.07%Indian Oil Corporation Ltd 1.05%Larsen & Toubro Ltd 1.03%Cummins India Ltd 0.97%Glaxosmithkline Consumer Healthcare Ltd 0.97%Vedanta Ltd 0.95%Karur Vysya Bank Ltd 0.95%Aurobindo Pharma Ltd 0.94%MRF Ltd 0.93%UPL Limited 0.90%Hexaware Technologies Ltd 0.90%Hero MotoCorp Ltd 0.89%Radico Khaitan Ltd 0.87%DLF Ltd 0.85%Zee Entertainment Enterprises Ltd 0.80%Grasim Industries Ltd 0.79%VA Tech Wabag Ltd 0.68%Cox and Kings Ltd 0.66%Lupin Ltd 0.63%Kewal Kiran Clothing Limited 0.58%Glenmark Pharmaceuticals Ltd 0.56%Bata India Ltd 0.54%AIA Engineering Ltd 0.50%IDFC Ltd. 0.47%SKS Microfinance Ltd 0.46%Indian Bank 0.44%Bajaj Auto Ltd 0.42%The Jammu and Kashmir Bank Ltd 0.40%IDFC Bank Ltd 0.31%Torrent Pharmaceuticals Ltd 0.28%Ultratech Cement Ltd 0.14%DQ Entertainment International Ltd 0.08%Megasoft Ltd 0.00%Mms Infrastr Ltd 0.00%MAESTROS MEDILINE SYSTEMS LIMITED 0.00%Magnasound (I) Ltd 0.00%Cash & Current Assets 3.22%Net receivables / payables 0.20%Total 100.00%



Bayer Cropscience Ltd 8.29%Bosch Ltd 8.14%Glaxosmithkline Pharmaceuticals Ltd 7.39%Gillette India Ltd 7.31%ICRA Ltd 7.09%Maruti Suzuki India Ltd 6.83%Honeywell Automation India Ltd 6.42%Pfizer Ltd 5.92%Hindustan Unilever Ltd 5.36%

Kotak Mahindra Bank Ltd 4.79%Thomas Cook India Ltd 4.05%Hitachi Home and Life Solution India Ltd 3.48%

Jet Airways India Ltd 2.89%Kansai Nerolac Paints Ltd 2.75%Procter & Gamble Hygiene and Health Care Ltd 2.64%

Capital First Limited 2.61%Cummins India Ltd 2.05%FAG Bearings India Ltd 1.85%Wabco India Ltd 1.21%Crisil Ltd 1.18%Bata India Ltd 0.88%ACC Ltd 0.64%Colgate Palmolive India Ltd 0.57%Oracle Financial Services Software Ltd 0.52%Ambuja Cements Ltd 0.35%SML Isuzu Ltd 0.35%Nestle India Ltd 0.31%ITC Ltd 0.30%Sanofi India Ltd 0.28%Blue Dart Express Ltd 0.25%ITD Cementation India Ltd 0.24%Siemens Ltd 0.24%Alstom T&D India Ltd 0.23%Alstom India Limited 0.23%Akzo India Nobel Ltd 0.22%Federal-Mogul Goetze (India) Ltd 0.22%Disa India Ltd 0.20%ABB India Ltd 0.16%Castrol India Ltd (FV Rs. 5/-) 0.16%Schneider Electric Infrastructure Ltd 0.08%Mphasis Ltd 0.04%Blue Dart Express Limited ICRA AA 0.00%Blue Dart Express Limited ICRA AA 0.00%Blue Dart Express Limited ICRA AA 0.00%Jainpur Straw Brd and Paper Ltd 0.00%Maruti Cottex Ltd 0.00%Sree Jayalakshmi Autospin Ltd 0.00%Sri Venkatesha Mill Ltd 0.00%Visakha Aqua Farm Ltd 0.00%Cash & Current Assets 1.62%Net receivables / payables -0.32%Total 100.00%



Infosys Ltd 5.78%ICICI Bank Ltd 5.27%Pfizer Ltd 4.56%Cummins India Ltd 4.14%Axis Bank Ltd 3.75%Sanofi India Ltd 3.69%ITC Ltd 3.36%Orient Cement Ltd 2.91%Akzo India Nobel Ltd 2.80%Sundaram Finance Ltd 2.79%Hindustan Petroleum Corporation Ltd 2.76%Oracle Financial Services Software Ltd 2.75%Bharat Petroleum Corp Ltd 2.64%Hindustan Zinc Ltd 2.63%Hero MotoCorp Ltd 2.53%Kewal Kiran Clothing Limited 2.30%HCL Technologies Ltd 2.26%Greaves Cotton Ltd 2.22%Kaveri Seed Company Ltd 2.14%Crompton Greaves Ltd 2.04%Jagran Prakashan Ltd 1.73%Cairn India Ltd 1.71%Sun TV Network Ltd 1.71%Procter & Gamble Hygiene and Health Care Ltd 1.54%Alstom India Limited 1.54%Vedanta Ltd 1.43%Bank Of Baroda 1.34%Multi Commodity Exchange of India Ltd 1.30%Apar Industries Ltd 1.29%Atul Auto Ltd 1.27%State Bank of India 1.23%ACC Ltd 1.18%D.B.Corp Ltd 1.18%Gateway Distriparks Ltd 1.14%Coal India Ltd 1.09%The Jammu and Kashmir Bank Ltd 1.02%Kotak Mahindra Bank Ltd 0.98%PTC India Ltd 0.95%Orient Refractories Limited 0.91%Credit Analysis and Research Limited 0.91%BANKBARODA_31/03/2016 0.88%Dalmia Bharat Limited 0.87%Sonata Software Ltd 0.81%Gujarat Mineral Development Ltd 0.80%Automotive Axles Ltd 0.76%

Gail (India) Ltd 0.71%Oil India Ltd 0.69%Oriental Hotels Ltd 0.64%Bajaj Corp Ltd 0.61%Cognizant Technology Solutions Corp 0.58%VRL Logistic Ltd 0.58%Karur Vysya Bank Ltd 0.54%Havells India Ltd 0.48%Orbit Exports Ltd 0.44%Indian Bank 0.42%Castrol India Ltd (FV Rs. 5/-) 0.25%Aditya Birla Nuvo Ltd 0.21%Aditya Birla Fashion and Retail Limited 0.19%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.10%Birla Corporation Ltd 0.10%Cash & Current Assets 1.15%Net receivables / payables -0.64%Total 100.00%



Gujarat State Petronet Ltd 3.49%PNC Infratech Limited 3.02%Yes Bank Ltd 2.95%Solar Industries (I) Ltd 2.60%Crompton Greaves Ltd 2.58%Voltas Ltd 2.56%SKS Microfinance Ltd 2.39%Divis Laboratories Ltd 2.39%IRB Infrastructure Developers Ltd 2.30%Federal Bank Ltd 2.29%LIC Housing Finance Ltd 2.25%Indian Oil Corporation Ltd 2.24%Britannia Industries Ltd 2.18%Mahindra CIE Automotive Ltd 2.17%Petronet LNG Ltd 2.15%Hindustan Petroleum Corporation Ltd 2.10%Bayer Cropscience Ltd 1.96%MRF Ltd 1.89%Aurobindo Pharma Ltd 1.87%KEC International Ltd 1.82%Finolex Cables Ltd 1.81%Grasim Industries Ltd 1.78%Emami Ltd 1.76%Tech Mahindra Ltd 1.74%Firstsource Solutions Ltd 1.72%Hitachi Home and Life Solution India Ltd 1.69%Apollo Tyres Ltd 1.55%Dish TV India Ltd 1.55%Glaxosmithkline Consumer Healthcare Ltd 1.52%Karur Vysya Bank Ltd 1.51%Union Bank of India 1.47%Tube Investments of India Ltd 1.46%FAG Bearings India Ltd 1.45%Aditya Birla Nuvo Ltd 1.36%Bajaj Finserv Ltd 1.35%Cyient Limited 1.29%J.Kumar Infraprojects Ltd 1.26%Hexaware Technologies Ltd 1.25%KPIT Technologies Limited 1.23%Gujarat Fluorochemicals Ltd 1.19%Edelweiss Financial Services Ltd 1.18%IDFC Ltd. 1.14%Capital First Limited 1.10%HSIL Ltd 1.10%Pfizer Ltd 1.10%Natco Pharma Ltd 1.03%Aditya Birla Fashion and Retail Limited 1.02%Colgate Palmolive India Ltd 1.00%Jyothy Laboratories Ltd 0.98%Torrent Pharmaceuticals Ltd 0.96%Monte Carlo Fashions Ltd 0.94%Sundaram Finance Ltd 0.93%Oberoi Realty Ltd 0.92%TeamLease Services Limited 0.87%Akzo India Nobel Ltd 0.87%Hinduja Global Solutions Ltd 0.79%Narayana Hrudayalaya Limited 0.79%Simplex Infrastructures Ltd 0.77%Kalpataru Power Transmission Ltd 0.76%SANGHI INDUSTRIES LTD 0.69%Bharat Electronics Ltd 0.61%Dewan Housing Finance Corporation Ltd 0.50%Prabhat Dairy Ltd 0.50%Pennar Engineered Building Systems Ltd 0.32%Cash & Current Assets 3.08%Net receivables / payables -1.10%Total 100.00%

76

PortfolioBirla Sun Life Small & Midcap Fund


Kansai Nerolac Paints Ltd 3.37%Yes Bank Ltd 3.23%Gujarat State Petronet Ltd 2.78%SKS Microfinance Ltd 2.72%Pennar Engineered Building Systems Ltd 2.70%IRB Infrastructure Developers Ltd 2.70%Tube Investments of India Ltd 2.66%GRANULES INDIA LIMITED 2.66%Sanofi India Ltd 2.57%Natco Pharma Ltd 2.52%Crompton Greaves Ltd 2.44%Repco Home Finance Ltd 2.41%Divis Laboratories Ltd 2.38%PNC Infratech Limited 2.36%Firstsource Solutions Ltd 2.35%IDFC Ltd. 2.35%Sterlite Technologies Ltd 2.30%Capital First Limited 2.28%Finolex Cables Ltd 2.28%KEC International Ltd 2.18%SANGHI INDUSTRIES LTD 2.16%Dish TV India Ltd 2.12%Mangalore Refinery & Petrochemicals Ltd 2.04%KPR Mill Ltd 2.00%Relaxo Footwears Limited 1.98%Dewan Housing Finance Corporation Ltd 1.92%Solar Industries (I) Ltd 1.89%Cyient Limited 1.80%Federal Bank Ltd 1.74%Karur Vysya Bank Ltd 1.71%Dalmia Bharat Limited 1.66%Wabco India Ltd 1.66%Jyothy Laboratories Ltd 1.61%Jet Airways India Ltd 1.60%Precision Camshafts Ltd 1.56%Mahindra CIE Automotive Ltd 1.51%Monte Carlo Fashions Ltd 1.46%V-Mart Retail Limited 1.45%Ashok Leyland Ltd 1.37%Birla Corporation Ltd 1.35%Deepak Fertilizers & Petro Corp Ltd 1.34%Union Bank of India 1.34%Kaveri Seed Company Ltd 1.32%Tata Global Beverages Ltd 1.30%Apollo Tyres Ltd 1.26%Hexaware Technologies Ltd 1.18%HSIL Ltd 1.13%S H Kelkar & Company Ltd 1.04%Prabhat Dairy Ltd 0.99%Disa India Ltd 0.84%Cash & Current Assets 5.85%Net receivables / payables -3.40%Total 100.00%



HDFC Bank Ltd 6.49%Infosys Ltd 6.43%Eicher Motors Ltd 5.65%Reliance Industries Ltd 5.62%Yes Bank Ltd 5.36%Sun Pharmaceuticals Industries Ltd 5.19%ICICI Bank Ltd 3.73%Natco Pharma Ltd 3.16%Indusind Bank Ltd 3.08%TVS Motor Company Ltd 2.70%Hindustan Petroleum Corporation Ltd 2.24%Dalmia Bharat Limited 2.22%Berger Paints India Ltd 2.21%Emami Ltd 2.18%State Bank of India 2.08%BANKBARODA_31/03/2016 2.04%Repco Home Finance Ltd 2.02%Bajaj Finance Ltd 2.01%Lupin Ltd 1.98%Bharat Electronics Ltd 1.94%Kotak Mahindra Bank Ltd 1.71%Cummins India Ltd 1.66%Voltas Ltd 1.46%Bajaj Finserv Ltd 1.34%Orient Cement Ltd 1.33%KPR Mill Ltd 1.28%Aurobindo Pharma Ltd 1.27%Bosch Ltd 1.17%Kaveri Seed Company Ltd 1.08%Wabco India Ltd 1.06%Cyient Limited 1.05%Torrent Pharmaceuticals Ltd 0.98%Thomas Cook India Ltd 0.97%Narayana Hrudayalaya Limited 0.96%Mangalore Refinery & Petrochemicals Ltd 0.93%Capital First Limited 0.87%

Alstom T&D India Ltd 0.84%VA Tech Wabag Ltd 0.80%Crompton Greaves Ltd 0.79%SKS Microfinance Ltd 0.79%Divis Laboratories Ltd 0.75%Astra Microwave Products Ltd 0.72%V GUARD INDUSTRIES LIMITED 0.71%PI Industries Ltd 0.63%Persistent Systems Ltd 0.62%GRANULES INDIA LIMITED 0.62%Atul Auto Ltd 0.61%AIA Engineering Ltd 0.59%Astral Poly Technik Ltd 0.54%Bayer Cropscience Ltd 0.49%Kalpataru Power Transmission Ltd 0.36%Dr. Lal Pathlabs Limited 0.21%Muthoot Finance Ltd 0.14%Dharti Dredging 0.13%Coromandel International Ltd 0.11%Shoppers Stop Ltd 0.11%J.Kumar Infraprojects Ltd 0.07%Chennai Petroleum Corporation Ltd 0.02%Karrox Technologies Ltd 0.00%Cash & Current Assets 2.84%Net receivables / payables -0.95%Total 100.00%



HDFC Bank Ltd 4.95%ITC Ltd 3.88%Indusind Bank Ltd 3.87%Eicher Motors Ltd 3.50%Maruti Suzuki India Ltd 3.43%Sun Pharmaceuticals Industries Ltd 3.43%Kotak Mahindra Bank Ltd 3.14%Axis Bank Ltd 2.89%Britannia Industries Ltd 2.55%Housing Development Finance Corporation Ltd 2.47%Bajaj Corp Ltd 2.36%Asian Paints Ltd 2.30%Emami Ltd 2.25%Tata Motors Ltd 2.22%United Spirits Ltd 2.05%Repco Home Finance Ltd 1.93%ICICI Bank Ltd 1.85%Jyothy Laboratories Ltd 1.85%Colgate Palmolive India Ltd 1.77%Zee Entertainment Enterprises Ltd 1.75%Whirlpool of India Ltd 1.58%Lupin Ltd 1.52%Dr Reddys Laboratories Ltd 1.49%Glaxosmithkline Consumer Healthcare Ltd 1.45%Voltas Ltd 1.38%Hindustan Unilever Ltd 1.36%Muthoot Finance Ltd 1.35%Bata India Ltd 1.32%Bajaj Finance Ltd 1.28%Karur Vysya Bank Ltd 1.27%Jubilant Foodworks Ltd 1.23%Bajaj Auto Ltd 1.22%Alkem Laboratories Limited 1.21%Blue Star Ltd 1.20%Marico Ltd 1.17%Dr. Lal Pathlabs Limited 1.16%Hero MotoCorp Ltd 1.16%Federal Bank Ltd 1.14%Nestle India Ltd 1.08%Yes Bank Ltd 1.08%Phoenix Mills Ltd 1.08%Sanofi India Ltd 1.07%Cox and Kings Ltd 1.00%Havells India Ltd 0.97%Cholamandalam Investment and Finance Company Ltd 0.94%

ACC Ltd 0.92%Relaxo Footwears Limited 0.89%HEIDELBERGCEMENT INDIA LIMITED 0.88%Capital First Limited 0.84%Aditya Birla Nuvo Ltd 0.80%Radico Khaitan Ltd 0.71%Monte Carlo Fashions Ltd 0.64%Aditya Birla Fashion and Retail Limited 0.60%DLF Ltd 0.51%Trent Ltd 0.44%Titan Company Limited 0.24%Glenmark Pharmaceuticals Ltd 0.21%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.20%Magnasound (I) Ltd 0.00%

Cash & Current Assets 7.28%Net receivables / payables -0.30%Total 100.00%

Birla Sun Life Banking And Financial Services Fund


HDFC Bank Ltd 15.99%Yes Bank Ltd 10.58%Bajaj Finance Ltd 8.67%Indusind Bank Ltd 7.93%Repco Home Finance Ltd 7.38%Axis Bank Ltd 5.91%ICICI Bank Ltd 5.73%LIC Housing Finance Ltd 5.26%Bank Of Baroda 4.84%SKS Microfinance Ltd 4.78%Cholamandalam Investment and Finance Company Ltd 2.83%

Capital First Limited 2.65%Dewan Housing Finance Corporation Ltd 2.49%Muthoot Finance Ltd 2.11%ICRA Ltd 2.05%Bajaj Finserv Ltd 1.96%Housing Development Finance Corporation Ltd 1.87%BANKBARODA_31/03/2016 1.82%Federal Bank Ltd 1.45%Karur Vysya Bank Ltd 1.25%City Union Bank Ltd 0.81%Edelweiss Financial Services Ltd 0.36%Tourism Finance Corporation of India Ltd 0.25%Cash & Current Assets 2.43%Net receivables / payables -1.39%Total 100.00%



HDFC Bank Ltd 5.41%Cummins India Ltd 4.65%Wabco India Ltd 4.43%Crompton Greaves Ltd 4.16%Orient Cement Ltd 3.71%Multi Commodity Exchange of India Ltd 3.32%Reliance Industries Ltd 3.23%Honeywell Automation India Ltd 3.20%PTC India Ltd 3.09%Larsen & Toubro Ltd 2.72%ICICI Bank Ltd 2.66%Ashoka Buildcon Ltd 2.60%Federal Bank Ltd 2.57%The Jammu and Kashmir Bank Ltd 1.99%FAG Bearings India Ltd 1.83%Tata Motors Ltd 1.81%NTPC Ltd 1.77%Hindustan Zinc Ltd 1.71%Blue Star Ltd 1.60%Gujarat Industries Power Company Ltd 1.60%Greaves Cotton Ltd 1.52%J.Kumar Infraprojects Ltd 1.51%Birla Corporation Ltd 1.50%Bharat Electronics Ltd 1.48%Inox Wind Ltd 1.47%Capital First Limited 1.41%Axis Bank Ltd 1.40%Bajaj Finance Ltd 1.37%Finolex Cables Ltd 1.37%VA Tech Wabag Ltd 1.34%IRB Infrastructure Developers Ltd 1.30%Muthoot Finance Ltd 1.29%Kalpataru Power Transmission Ltd 1.24%Kaveri Seed Company Ltd 1.24%Indusind Bank Ltd 1.18%Alstom India Limited 1.15%ACC Ltd 1.11%Tata Communications Ltd 1.11%Somany Ceramics Ltd 1.08%ICRA Ltd 1.03%Indian Oil Corporation Ltd 1.02%Orient Refractories Limited 1.01%TD Power Systems Ltd 0.99%Gujarat Mineral Development Ltd 0.94%Credit Analysis and Research Limited 0.90%Gujarat State Petronet Ltd 0.88%Automotive Axles Ltd 0.87%Oberoi Realty Ltd 0.77%Oil India Ltd 0.75%Indian Bank 0.71%Coal India Ltd 0.68%ICICIBANK_31/03/2016 0.65%Hindustan Petroleum Corporation Ltd 0.64%Hindalco Industries Ltd 0.61%

77

PortfolioAstra Microwave Products Ltd 0.60%PNC Infratech Limited 0.55%Power Grid Corporation of India Ltd 0.54%Disa India Ltd 0.45%Sobha Ltd 0.44%Housing Development Finance Corporation Limited 0.39%STATE BANK OF BIKANER AND JAIPUR LTD 0.35%Jaiprakash Power Ventures Ltd 0.10%Cash & Current Assets 0.52%Net receivables / payables 0.49%Total 100.00%



Gail (India) Ltd 6.08%Kaveri Seed Company Ltd 4.62%Gulf Oil Lubricants India Ltd 4.30%Hindustan Petroleum Corporation Ltd 4.28%Dishman Pharma & Chemicals Ltd 3.42%Yes Bank Ltd 3.37%Chennai Petroleum Corporation Ltd 3.33%Gujarat Fluorochemicals Ltd 3.32%Tata Chemicals Ltd 3.08%J.Kumar Infraprojects Ltd 2.85%Sun TV Network Ltd 2.78%UPL Limited 2.56%Pfizer Ltd 2.38%Muthoot Finance Ltd 2.36%KPR Mill Ltd 2.34%OMKAR SPECIALITY CHEMICALS LIMITED 2.31%Federal Bank Ltd 2.26%Mangalore Refinery & Petrochemicals Ltd 2.13%NTPC Ltd 2.09%MRF Ltd 1.88%Bank Of Baroda 1.84%Orient Cement Ltd 1.83%ITC Ltd 1.82%Coromandel International Ltd 1.71%Sonata Software Ltd 1.63%Coal India Ltd 1.63%Vedanta Ltd 1.58%Hindalco Industries Ltd 1.54%Jet Airways India Ltd 1.50%Bajaj Finserv Ltd 1.40%Banco Products India Ltd 1.37%HCL Technologies Ltd 1.36%Cyient Limited 1.29%Ashoka Buildcon Ltd 1.21%HSIL Ltd 1.21%Edelweiss Financial Services Ltd 1.20%PTC India Ltd 1.14%GRANULES INDIA LIMITED 1.09%ICICI Bank Ltd 1.06%Axis Bank Ltd 1.05%Deepak Fertilizers & Petro Corp Ltd 1.04%Indian Oil Corporation Ltd 1.03%Gujarat Gas Ltd 0.98%Reliance Industries Ltd 0.95%Gujarat Mineral Development Ltd 0.92%Monte Carlo Fashions Ltd 0.87%Inox Wind Ltd 0.77%PNC Infratech Limited 0.68%Aditya Birla Nuvo Ltd 0.54%Shemaroo Entertainment Ltd 0.44%Unichem Laboratories Ltd 0.28%Indian Bank 0.08%HBL POWER SYSTEMS LIMITED 0.06%Cash & Current Assets 5.01%Net receivables / payables -3.86%Total 100.00%



8.60% GOI (MD 02/06/2028) SOV 12.85%8.83% GOI (MD 12/12/2041) SOV 7.81%HDFC Bank Ltd 6.00%Eicher Motors Ltd 5.78%9.20% GOI (MD 30/09/2030) SOV 5.33%Maruti Suzuki India Ltd 3.99%Yes Bank Ltd 3.67%Bajaj Auto Ltd 3.26%Cummins India Ltd 3.20%Kotak Mahindra Bank Ltd 3.11%ICICI Bank Ltd 2.81%8.30% GOI (MD 31/12/2042) SOV 2.47%Capital First Limited 2.46%Indusind Bank Ltd 2.42%Ultratech Cement Ltd 2.32%Voltas Ltd 2.32%Bharat Electronics Ltd 2.29%9.23% GOI (MD 23/12/2043) SOV 2.17%Karur Vysya Bank Ltd 2.10%

Repco Home Finance Ltd 2.02%Crompton Greaves Ltd 1.92%Ashoka Buildcon Ltd 1.74%Muthoot Finance Ltd 1.72%Dalmia Bharat Limited 1.69%Larsen & Toubro Ltd 1.59%Bajaj Finserv Ltd 1.59%Tourism Finance Corporation of India Ltd 1.24%Bosch Ltd 1.24%Sundaram Finance Ltd 1.20%IRB Infrastructure Developers Ltd 1.15%Orient Cement Ltd 0.99%Atul Auto Ltd 0.80%Alstom India Limited 0.73%Torrent Power Ltd 0.59%J.Kumar Infraprojects Ltd 0.47%Indian Bank 0.47%PTC India Ltd 0.37%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.06%

Cash & Current Assets 2.01%Net receivables / payables 0.00%Total 100.00%



Infosys Ltd 34.26%HCL Technologies Ltd 10.28%Tata Consultancy Services Ltd 9.97%Tech Mahindra Ltd 8.40%Tata Communications Ltd 6.27%Cyient Limited 5.00%Dish TV India Ltd 4.82%Sonata Software Ltd 4.44%Persistent Systems Ltd 3.36%KPIT Technologies Limited 3.17%Firstsource Solutions Ltd 3.06%NIIT Technologies Ltd 2.65%Sasken Communication Technologies Ltd 1.78%Shemaroo Entertainment Ltd 1.32%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.25%Magnasound (I) Ltd 0.00%Cash & Current Assets 1.12%Net receivables / payables -0.17%Total 100.00%



Sanofi India Ltd 7.04%Cummins India Ltd 6.60%Reliance Industries Ltd 6.57%Infosys Ltd 6.29%Honeywell Automation India Ltd 5.94%Sun Pharmaceuticals Industries Ltd 5.50%Wabco India Ltd 5.28%Hindustan Zinc Ltd 5.09%Tech Mahindra Ltd 4.82%HCL Technologies Ltd 4.05%Oracle Financial Services Software Ltd 3.50%KPIT Technologies Limited 3.40%Aurobindo Pharma Ltd 3.33%Bajaj Auto Ltd 3.09%Firstsource Solutions Ltd 2.86%Divis Laboratories Ltd 2.67%Crisil Ltd 2.50%Dishman Pharma & Chemicals Ltd 2.29%Persistent Systems Ltd 2.20%AIA Engineering Ltd 2.19%Sonata Software Ltd 1.85%KPR Mill Ltd 1.62%Hexaware Technologies Ltd 1.60%Tata Consultancy Services Ltd 1.38%Orbit Exports Ltd 1.14%GRANULES INDIA LIMITED 0.96%Brillio Technologies Pvt Ltd 0.00%Jainpur Straw Brd and Paper Ltd 0.00%Magnasound (I) Ltd 0.00%Oriqua Ltd 0.00%Sree Rama Polymer 0.00%Cash & Current Assets 6.21%Net receivables / payables 0.00%Total 100.00%

Birla Sun Life Special Situations Fund


Maruti Suzuki India Ltd 7.60%Indusind Bank Ltd 6.86%HDFC Bank Ltd 4.56%ITC Ltd 4.16%

LIC Housing Finance Ltd 3.96%HCL Technologies Ltd 3.49%Kotak Mahindra Bank Ltd 3.10%Infosys Ltd 3.05%Yes Bank Ltd 2.91%Hindustan Petroleum Corporation Ltd 2.84%Birla Corporation Ltd 2.60%Cummins India Ltd 2.55%Sun Pharmaceuticals Industries Ltd 2.40%Tech Mahindra Ltd 2.34%Motherson Sumi Systems Ltd 2.13%Tata Motors Ltd 2.11%Bharat Forge Ltd 2.10%Dishman Pharma & Chemicals Ltd 2.10%Strides Shasun Ltd 2.07%Chennai Petroleum Corporation Ltd 2.02%Tata Communications Ltd 1.99%Gail (India) Ltd 1.83%ICICI Bank Ltd 1.78%United Spirits Ltd 1.62%Vedanta Ltd 1.52%Crompton Greaves Ltd 1.52%Hindalco Industries Ltd 1.52%Karur Vysya Bank Ltd 1.50%Muthoot Finance Ltd 1.08%Lupin Ltd 1.07%Jaiprakash Power Ventures Ltd 0.97%Godrej Consumer Products Ltd 0.91%Aurobindo Pharma Ltd 0.86%United Breweries Holdings Ltd 0.39%Firstsource Solutions Ltd 0.33%Mangalore Refinery & Petrochemicals Ltd 0.12%Cyient Limited 0.07%Cash & Current Assets 8.77%Net receivables / payables 7.19%Total 100.00%

Birla Sun Life Dynamic Asset Allocation Fund


Eicher Motors Ltd 3.71%Infosys Ltd 3.50%Bajaj Finance Ltd 3.42%Reliance Industries Ltd 3.01%Repco Home Finance Ltd 2.88%Axis Bank Ltd 2.86%Dalmia Bharat Limited 2.62%HDFC Bank Ltd 2.47%ICICI Bank Ltd 2.19%Tata Motors Ltd 2.07%PTC India Ltd 2.06%Kewal Kiran Clothing Limited 2.05%Sanofi India Ltd 1.99%Hero MotoCorp Ltd 1.96%Somany Ceramics Ltd 1.93%Atul Auto Ltd 1.77%Sonata Software Ltd 1.77%Cairn India Ltd 1.63%Indusind Bank Ltd 1.59%Indian Terrain Fashions Ltd 1.52%HEIDELBERGCEMENT INDIA LIMITED 1.48%Vedanta Ltd 1.47%State Bank of India 1.47%Coal India Ltd 1.44%ACC Ltd 1.38%Kaveri Seed Company Ltd 1.30%IFGL REFRACTORIES LTD 1.29%KPR Mill Ltd 1.28%Inox Wind Ltd 1.26%Orbit Exports Ltd 1.24%Bank Of Baroda 1.22%Orient Refractories Limited 1.22%V-Mart Retail Limited 1.19%Federal Bank Ltd 0.99%Indian Bank 0.88%Pfizer Ltd 0.85%Crompton Greaves Ltd 0.81%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.76%

Hindalco Industries Ltd 0.71%Bharat Electronics Ltd 0.71%Oracle Financial Services Software Ltd 0.71%Tourism Finance Corporation of India Ltd 0.66%

Century Textiles & Industries Ltd 0.58%Hindustan Zinc Ltd 0.56%India Cements Ltd 0.46%VRL Logistic Ltd 0.33%Dr. Lal Pathlabs Limited 0.25%NTPC Limited CRISIL AAA 0.09%Cash & Current Assets 28.15%Net receivables / payables -1.74%Total 100.00%

78

PortfolioBirla Sun Life International Equity

Fund - Plan AAllocation as a % of Net Assets %

Aetna Inc New 5.16%McKesson Corp 4.97%VALERO ENERGY CORP 3.50%The Boeing Co 3.05%Westfield Corporation 2.99%TYSON FOODS INC 2.98%Delta Air Lines Inc 2.98%APPLE INC 2.96%FEDEX CORP 2.90%Japan Airlines Co Ltd 2.90%AXA SA 2.83%EMC CORP 2.81%Koninklijke AHOLD NV 2.67%T ROWE PRICE GROUP I 2.62%SWISS RE AG 2.60%NEXT PLC 2.53%EXPEDIA INC 2.47%Allianz SE 2.47%SANOFI 2.45%HARMAN INTERNATIONAL 2.37%Telstra Corporation Ltd 2.35%NORDEA BANK AB 2.35%INTERNATIONAL BUSINESS MACHINES CORP IBM 2.32%AMERISOURCE BERGEN CORP 2.26%CVS CAREMARK CORP 2.18%GILEAD SCIENCES INC 2.17%TELENOR 2.11%EASTMAN CHEMICAL CO 2.06%CenturyLink Inc 1.91%PING AN INS GRP-H 1.84%MARKS & SPENCER GROUP PLC 1.76%XEROX CORP 1.70%TOYOTA MOTOR CORP 1.53%PUBLICIS GROUPE SA 1.51%BEIERSDORF AG 1.44%HEWLETT PACKARD CO 0.67%Cash & Current Assets 3.02%Net receivables / payables 6.61%Total 100.00%

Birla Sun Life International EquityFund - Plan B


Infosys Ltd 3.66%Repco Home Finance Ltd 3.21%ICICI Bank Ltd 2.93%HDFC Bank Ltd 2.84%Bajaj Finance Ltd 2.67%Axis Bank Ltd 2.37%Indusind Bank Ltd 2.34%Cairn India Ltd 2.31%Eicher Motors Ltd 2.23%Cummins India Ltd 1.82%Cognizant Technology Solutions Corp 1.76%Tata Motors Ltd 1.69%ITC Ltd 1.66%Shriram City Union Finance Limited 1.64%Kewal Kiran Clothing Limited 1.62%Hindustan Zinc Ltd 1.58%Federal Bank Ltd 1.56%Bank Of Baroda 1.49%Atul Auto Ltd 1.44%LIC Housing Finance Ltd 1.43%J.Kumar Infraprojects Ltd 1.39%Emami Ltd 1.38%D.B.Corp Ltd 1.37%Aetna Inc New 1.35%McKesson Corp 1.33%State Bank of India 1.25%Sanofi India Ltd 1.22%PTC India Ltd 1.16%Hero MotoCorp Ltd 1.13%OMKAR SPECIALITY CHEMICALS LIMITED 1.11%Hindalco Industries Ltd 1.06%Thomas Cook India Ltd 1.03%VALERO ENERGY CORP 1.01%Vedanta Ltd 1.01%Sun Pharmaceuticals Industries Ltd 1.01%FEDEX CORP 0.95%Indian Terrain Fashions Ltd 0.93%Orient Cement Ltd 0.93%VST Industries Ltd 0.93%TYSON FOODS INC 0.90%Orient Refractories Limited 0.89%Sonata Software Ltd 0.86%Crompton Greaves Ltd 0.86%Cyient Limited 0.86%Delta Air Lines Inc 0.85%EMC CORP 0.84%Oracle Financial Services Software Ltd 0.83%APPLE INC 0.82%SWISS RE AG 0.82%The Boeing Co 0.82%

Koninklijke AHOLD NV 0.81%NEXT PLC 0.79%Westfield Corporation 0.78%V-Mart Retail Limited 0.76%AXA SA 0.75%IFGL REFRACTORIES LTD 0.75%Japan Airlines Co Ltd 0.74%HCL Technologies Ltd 0.73%EXPEDIA INC 0.73%Kaveri Seed Company Ltd 0.71%Century Textiles & Industries Ltd 0.71%Coal India Ltd 0.70%Allianz SE 0.70%ACC Ltd 0.69%Automotive Axles Ltd 0.69%SANOFI 0.68%GILEAD SCIENCES INC 0.68%CVS CAREMARK CORP 0.68%NORDEA BANK AB 0.66%EASTMAN CHEMICAL CO 0.65%T ROWE PRICE GROUP I 0.64%TELENOR 0.62%INTERNATIONAL BUSINESS MACHINES CORP IBM 0.61%Telstra Corporation Ltd 0.61%HARMAN INTERNATIONAL 0.60%Tourism Finance Corporation of India Ltd 0.59%CenturyLink Inc 0.58%MARKS & SPENCER GROUP PLC 0.57%AMERISOURCE BERGEN CORP 0.54%PING AN INS GRP-H 0.52%XEROX CORP 0.52%Orbit Exports Ltd 0.51%TOYOTA MOTOR CORP 0.48%The Jammu and Kashmir Bank Ltd 0.43%PUBLICIS GROUPE SA 0.43%BEIERSDORF AG 0.41%KPR Mill Ltd 0.40%India Cements Ltd 0.37%Just Dial Limited 0.36%HEIDELBERGCEMENT INDIA LIMITED 0.33%Dalmia Bharat Limited 0.24%HEWLETT PACKARD CO 0.20%Inox Wind Ltd 0.08%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.05%Cash & Current Assets 2.70%Net receivables / payables -0.98%Total 100.00%

Birla Sun Life Commodity Equities Fund -Global Agri Plan (GAP)


TYSON FOODS INC 10.25%SYNGENTA LTD REG SHS 9.45%MONSANTO CO 8.59%DEERE & CO 8.48%ASSOCIATED BRITISH FOODS PLC 8.47%ARCHER-DANIELS-MIDLAND CO 7.12%BRF SA 5.20%BUNGE LTD 5.07%AGRIUM INC 4.37%WILMAR INTERNATIONAL LTD 4.02%INGREDION INC 3.71%Kubota Corp 3.54%Potash Corp Of Saskatchewan Inc USD 3.43%The Mosaic Company Limited 2.86%CF INDUSTRIES HOLDINGS INC ORD SHS 2.76%Marine Harvest ASA 2.38%YARA INTERNATIONAL ASA 1.89%GOLDEN AGRI-RESOURCES LTD 1.83%Uralkaliy OJSC SHS GDR 1.13%Sociedad Quimica yMinera de Chile SA 0.89%Israel Chemicals Ltd 0.44%Nippon Meat Pack Ord 0.33%Cash & Current Assets 4.16%Net receivables / payables -0.37%Total 100.00%

Birla Sun Life Global Commodities Fund


Martin Currie Global Resources Fund 47.29%First State Glob Umbrella Fund Global Res Fund - I 36.73%Cash & Current Assets 15.85%Net receivables / payables 0.12%Total 100.00%

Birla Sun Life Global Real Estate Fund


ING (L) Invest Global Real Estate - I Cap USD 98.80%Cash & Current Assets 1.52%Net receivables / payables -0.33%Total 100.00%



NIFTY_31/03/2016 26.86%Infosys Ltd 6.28%HDFC Bank Ltd 5.48%Housing Development Finance Corporation Ltd 4.83%ITC Ltd 4.79%Reliance Industries Ltd 4.61%Tata Consultancy Services Ltd 3.23%ICICI Bank Ltd 3.19%Sun Pharmaceuticals Industries Ltd 2.70%Larsen & Toubro Ltd 2.55%Axis Bank Ltd 1.93%Kotak Mahindra Bank Ltd 1.85%Hindustan Unilever Ltd 1.71%Mahindra & Mahindra Ltd 1.65%Tata Motors Ltd 1.63%State Bank of India 1.48%HCL Technologies Ltd 1.31%Bharti Airtel Ltd 1.26%Maruti Suzuki India Ltd 1.24%Lupin Ltd 1.22%Coal India Ltd 1.16%Indusind Bank Ltd 1.14%Dr Reddys Laboratories Ltd 1.11%Asian Paints Ltd 1.11%Hero MotoCorp Ltd 1.07%Wipro Ltd 1.04%Oil & Natural Gas Corporation Ltd 1.01%Bajaj Auto Ltd 0.87%Power Grid Corporation of India Ltd 0.83%Ultratech Cement Ltd 0.82%Cipla Ltd 0.76%Tech Mahindra Ltd 0.73%NTPC Ltd 0.72%Yes Bank Ltd 0.65%Grasim Industries Ltd 0.62%Zee Entertainment Enterprises Ltd 0.59%Bharat Petroleum Corp Ltd 0.58%Adani Ports and Special Economic Zone Ltd 0.52%Tata Steel Ltd 0.48%Bosch Ltd 0.44%Ambuja Cements Ltd 0.42%Gail (India) Ltd 0.41%Bank Of Baroda 0.36%Idea Cellular Ltd 0.34%ACC Ltd 0.32%Tata Power Co Ltd 0.30%Hindalco Industries Ltd 0.26%Bharat Heavy Electricals Ltd 0.24%Vedanta Ltd 0.23%Cairn India Ltd 0.19%Punjab National Bank 0.15%Cash & Current Assets 23.57%Net receivables / payables -22.88%Total 100.00%

Birla Sun Life Asset Allocator Multi Manager FoF Scheme


SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 20.69%Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 16.59%SBI Blue Chip Fund-Direct Plan -Growth 15.92%MOSt Focused Multicap 35-Direct Plan-Growth Option 12.74%IDFC Dynamic Bond Fund-Direct Plan-Growth 9.90%Mirae Asset India Opp'ties Fund-Direct Plan-Growth 5.98%Birla Sun Life Cash Plus - Growth - Direct Plan 0.01%Cash & Current Assets 6.61%Net receivables / payables 11.57%Total 100.00%

Birla Sun Life Financial Planning FOF - Aggressive Plan


SBI Blue Chip Fund-Direct Plan -Growth 14.98%Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 14.27%MOSt Focused Multicap 35-Direct Plan-Growth Option 13.37%Birla Sun Life Advantage Fund - Gr - Dir Pl 13.28%Mirae Asset India Opp'ties Fund-Direct Plan-Growth 11.59%SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 5.97%IDFC Dynamic Bond Fund-Direct Plan-Growth 5.96%Birla Sun Life Cash Plus - Growth - Direct Plan 3.56%Goldman Sachs Gold ETF (Gold Bees) 2.92%Kotak MF Gold ETF 1.98%Cash & Current Assets 1.85%Net receivables / payables 10.28%Total 100.00%

79

PortfolioBirla Sun Life Financial Planning

FOF - Conservative PlanAllocation as a % of Net Assets %

Birla Sun Life Cash Plus - Growth - Direct Plan 37.14%SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 11.93%IDFC Dynamic Bond Fund-Direct Plan-Growth 11.86%Kotak MF Gold ETF 6.05%Goldman Sachs Gold ETF (Gold Bees) 5.49%MOSt Focused Multicap 35-Direct Plan-Growth Option 4.51%SBI Blue Chip Fund-Direct Plan -Growth 4.47%Birla Sun Life Advantage Fund - Gr - Dir Pl 4.03%Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 3.08%Mirae Asset India Opp'ties Fund-Direct Plan-Growth 1.93%Cash & Current Assets 8.39%Net receivables / payables 1.11%Total 100.00%

Birla Sun Life Financial Planning FOF - Prudent Plan


Birla Sun Life Cash Plus - Growth - Direct Plan 23.81%IDFC Dynamic Bond Fund-Direct Plan-Growth 10.70%SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 10.60%SBI Blue Chip Fund-Direct Plan -Growth 8.50%MOSt Focused Multicap 35-Direct Plan-Growth Option 7.72%Birla Sun Life Advantage Fund - Gr - Dir Pl 7.50%Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 7.15%Goldman Sachs Gold ETF (Gold Bees) 4.98%Mirae Asset India Opp'ties Fund-Direct Plan-Growth 4.98%Kotak MF Gold ETF 4.57%Cash & Current Assets 6.41%Net receivables / payables 3.08%Total 100.00%



Reliance Industries Ltd 7.90%HDFC Bank Ltd 6.27%8.15% GOI (MD 24/11/2026) SOV 5.52%9.20% GOI (MD 30/09/2030) SOV 4.44%Axis Bank Ltd 4.40%8.12% GOI (MD 10/12/2020) SOV 4.18%Maruti Suzuki India Ltd 4.18%LIC Housing Finance Ltd 3.54%ITC Ltd 3.25%Eicher Motors Ltd 2.77%7.59% GOI (MD 20/03/2029) SOV 2.66%Sun Pharmaceuticals Industries Ltd 2.39%Housing Development Finance Corporation Ltd 2.21%

MRF Ltd 2.18%Yes Bank Ltd 2.17%Repco Home Finance Ltd 1.71%Oil & Natural Gas Corporation Ltd 1.60%Infosys Ltd 1.49%8.60% GOI (MD 02/06/2028) SOV 1.43%8.17% GOI (MD 01/12/2044) SOV 1.36%Lupin Ltd 1.34%Natco Pharma Ltd 1.30%Berger Paints India Ltd 0.91%Bajaj Finance Ltd 0.81%Wabco India Ltd 0.81%Dalmia Bharat Limited 0.66%TVS Motor Company Ltd 0.66%Godrej Consumer Products Ltd 0.65%Capital First Limited 0.53%Orient Cement Ltd 0.52%Bharat Electronics Ltd 0.51%Emami Ltd 0.51%Voltas Ltd 0.49%Indusind Bank Ltd 0.49%Bosch Ltd 0.46%AIA Engineering Ltd 0.45%Bajaj Finserv Ltd 0.41%Alstom T&D India Ltd 0.40%V GUARD INDUSTRIES LIMITED 0.40%Bayer Cropscience Ltd 0.38%VA Tech Wabag Ltd 0.37%Hindustan Petroleum Corporation Ltd 0.36%Torrent Pharmaceuticals Ltd 0.35%Gulf Oil Lubricants India Ltd 0.34%IDFC Ltd. 0.33%Cyient Limited 0.32%Page Industries Ltd 0.29%Gail (India) Ltd 0.29%Gujarat Fluorochemicals Ltd 0.28%

Atul Auto Ltd 0.28%Siemens Ltd 0.27%Cummins India Ltd 0.27%State Bank of India 0.26%KPR Mill Ltd 0.26%PI Industries Ltd 0.22%Havells India Ltd 0.21%Glenmark Pharmaceuticals Ltd 0.20%Pidilite Industries Ltd 0.19%Kalpataru Power Transmission Ltd 0.17%V-Mart Retail Limited 0.16%HCL Technologies Ltd 0.14%Castrol India Ltd (FV Rs. 5/-) 0.12%ICICI Bank Ltd 0.12%Federal Bank Ltd 0.09%Whirlpool of India Ltd 0.08%Narayana Hrudayalaya Limited 0.07%Oracle Financial Services Software Ltd 0.07%JK Cements Ltd 0.07%IDFC Bank Ltd 0.07%Raymond Ltd 0.06%Bharat Forge Ltd 0.06%The South Indian Bank Ltd 0.04%UPL Limited 0.04%IDFC_31/03/2016 -0.28%LUPIN_31/03/2016 -0.65%EICHERMOT_31/03/2016 -0.78%SUNPHARMA_31/03/2016 -1.20%ONGC_31/03/2016 -1.59%MRF_31/03/2016 -2.02%HDFC_31/03/2016 -2.23%LICHSGFIN_31/03/2016 -2.94%ITC_31/03/2016 -3.27%MARUTI_31/03/2016 -3.50%AXISBANK_31/03/2016 -3.64%HDFCBANK_31/03/2016 -5.76%RELIANCE_31/03/2016 -7.41%Cash & Current Assets 7.85%Net receivables / payables 42.64%Total 100.00%




Sundaram Clayton Ltd 6.52%Honeywell Automation India Ltd 5.85%Bayer Cropscience Ltd 4.81%ICRA Ltd 4.46%Kotak Mahindra Bank Ltd 4.29%MRF Ltd 3.30%Zee Entertainment Enterprises Ltd 3.21%Reliance Industries Ltd 3.13%Thomas Cook India Ltd 2.98%Pfizer Ltd 2.77%Shoppers Stop Ltd 2.74%Jet Airways India Ltd 2.73%Tata Consultancy Services Ltd 2.59%Housing Development Finance Corporation Ltd 2.43%Indusind Bank Ltd 2.36%HDFC Bank Ltd 2.27%Biocon Ltd 2.25%Bosch Ltd 2.23%ICICI Bank Ltd 1.97%Gillette India Ltd 1.94%Glaxosmithkline Pharmaceuticals Ltd 1.92%Cummins India Ltd 1.89%Larsen & Toubro Ltd 1.89%Grasim Industries Ltd 1.88%Shree Cement Ltd 1.83%Sun Pharmaceuticals Industries Ltd 1.72%Yes Bank Ltd 1.69%Axis Bank Ltd 1.66%Hitachi Home and Life Solution India Ltd 1.62%Infosys Ltd 1.49%HCL Technologies Ltd 1.44%Hindustan Unilever Ltd 1.34%Tata Motors Ltd 1.26%Maruti Suzuki India Ltd 1.22%Procter & Gamble Hygiene and Health Care Ltd 1.15%Kansai Nerolac Paints Ltd 1.03%Century Textiles & Industries Ltd 1.02%Capital First Limited 0.98%Tech Mahindra Ltd 0.84%ITC Ltd 0.72%Ashok Leyland Ltd 0.57%Mahindra & Mahindra Ltd 0.55%SKS Microfinance Ltd 0.44%Colgate Palmolive India Ltd 0.38%Container Corporation of India Ltd 0.38%

IDFC Bank Ltd 0.29%IDFC Ltd. 0.24%Vedanta Ltd 0.20%United Breweries Holdings Ltd 0.17%Bharat Bijlee Ltd 0.16%Magnasound (I) Ltd 0.00%Cash & Current Assets 3.53%Net receivables / payables -0.32%Total 100.00%



Sundaram Clayton Ltd 6.36%Honeywell Automation India Ltd 5.83%Bayer Cropscience Ltd 4.79%ICRA Ltd 4.44%Kotak Mahindra Bank Ltd 4.23%MRF Ltd 3.26%Zee Entertainment Enterprises Ltd 3.16%Reliance Industries Ltd 3.09%Thomas Cook India Ltd 2.93%Pfizer Ltd 2.74%Shoppers Stop Ltd 2.73%Jet Airways India Ltd 2.69%Tata Consultancy Services Ltd 2.55%Housing Development Finance Corporation Ltd 2.40%Indusind Bank Ltd 2.33%HDFC Bank Ltd 2.23%Biocon Ltd 2.22%Bosch Ltd 2.21%ICICI Bank Ltd 1.95%Gillette India Ltd 1.94%Glaxosmithkline Pharmaceuticals Ltd 1.91%Cummins India Ltd 1.86%Larsen & Toubro Ltd 1.86%Grasim Industries Ltd 1.85%Shree Cement Ltd 1.81%Sun Pharmaceuticals Industries Ltd 1.70%Yes Bank Ltd 1.66%Axis Bank Ltd 1.65%Hitachi Home and Life Solution India Ltd 1.62%Infosys Ltd 1.47%HCL Technologies Ltd 1.42%Hindustan Unilever Ltd 1.31%Tata Motors Ltd 1.24%Maruti Suzuki India Ltd 1.20%Procter & Gamble Hygiene and Health Care Ltd 1.11%Century Textiles & Industries Ltd 1.03%Kansai Nerolac Paints Ltd 1.01%Capital First Limited 0.97%Tech Mahindra Ltd 0.83%ITC Ltd 0.71%Mahindra & Mahindra Ltd 0.54%Ashok Leyland Ltd 0.53%SKS Microfinance Ltd 0.44%Container Corporation of India Ltd 0.37%Colgate Palmolive India Ltd 0.35%IDFC Bank Ltd 0.26%IDFC Ltd. 0.21%Vedanta Ltd 0.18%United Breweries Holdings Ltd 0.16%Bharat Bijlee Ltd 0.14%Magnasound (I) Ltd 0.00%Cash & Current Assets 4.76%Net receivables / payables -0.26%Total 100.00%

Birla Sun Life Tax Savings Fund


Sundaram Clayton Ltd 6.57%Honeywell Automation India Ltd 6.11%Bayer Cropscience Ltd 4.73%Kotak Mahindra Bank Ltd 4.50%ICRA Ltd 4.34%Zee Entertainment Enterprises Ltd 3.37%MRF Ltd 3.36%Reliance Industries Ltd 3.28%Shoppers Stop Ltd 3.12%Thomas Cook India Ltd 2.87%Jet Airways India Ltd 2.86%Tata Consultancy Services Ltd 2.71%Pfizer Ltd 2.67%Housing Development Finance Corporation Ltd 2.56%Indusind Bank Ltd 2.48%HDFC Bank Ltd 2.38%Bosch Ltd 2.35%Biocon Ltd 2.29%ICICI Bank Ltd 2.07%Larsen & Toubro Ltd 1.98%Cummins India Ltd 1.97%Grasim Industries Ltd 1.97%Shree Cement Ltd 1.92%Sun Pharmaceuticals Industries Ltd 1.84%

80

PortfolioYes Bank Ltd 1.81%Axis Bank Ltd 1.74%Gillette India Ltd 1.68%Glaxosmithkline Pharmaceuticals Ltd 1.66%Infosys Ltd 1.60%HCL Technologies Ltd 1.55%Hitachi Home and Life Solution India Ltd 1.49%Hindustan Unilever Ltd 1.38%Tata Motors Ltd 1.31%Maruti Suzuki India Ltd 1.30%Procter & Gamble Hygiene and Health Care Ltd 1.13%Kansai Nerolac Paints Ltd 1.04%Capital First Limited 1.01%Tech Mahindra Ltd 0.90%Century Textiles & Industries Ltd 0.89%ITC Ltd 0.77%Ashok Leyland Ltd 0.62%Mahindra & Mahindra Ltd 0.56%SKS Microfinance Ltd 0.43%Colgate Palmolive India Ltd 0.41%Container Corporation of India Ltd 0.37%IDFC Bank Ltd 0.31%IDFC Ltd. 0.24%Vedanta Ltd 0.23%Bharat Bijlee Ltd 0.18%United Breweries Holdings Ltd 0.17%Cash & Current Assets 1.66%Net receivables / payables -0.71%Total 100.00%


Birla Sun Life Monthly Income


7.59% GOI (MD 20/03/2029) SOV 17.60%7.73% GOI (MD 19/12/2034) SOV 15.47%Power Finance Corporation Limited CRISIL AAA 13.70%IDBI Bank Limited CRISIL AA- 12.99%8.12% GOI (MD 10/12/2020) SOV 6.15%9.20% GOI (MD 30/09/2030) SOV 4.36%Repco Home Finance Ltd 2.17%8.17% GOI (MD 01/12/2044) SOV 2.00%8.15% GOI (MD 24/11/2026) SOV 1.87%8.28% GOI (M/D 21/09/2027) SOV 1.64%8.13% GOI (MD 22/06/2045) SOV 1.60%Eicher Motors Ltd 1.22%Bajaj Finance Ltd 1.10%Power Grid Corporation of India Limited CRISIL AAA 1.03%9.40% Andhra Pradesh SDL (MD 30/01/2024) SOV 0.85%

HDFC Bank Ltd 0.79%Reliance Industries Ltd 0.78%V-Mart Retail Limited 0.70%Kewal Kiran Clothing Limited 0.65%Power Grid Corporation of India Limited CRISIL AAA 0.62%Indusind Bank Ltd 0.54%Axis Bank Ltd 0.50%Tata Motors Ltd 0.43%Hindustan Petroleum Corporation Ltd 0.32%Dr. Lal Pathlabs Limited 0.31%ICICI Bank Ltd 0.31%LIC Housing Finance Ltd 0.31%Hero MotoCorp Ltd 0.30%Power Finance Corporation Limited CRISIL AAA 0.29%KPR Mill Ltd 0.28%VRL Logistic Ltd 0.27%Shriram City Union Finance Limited 0.27%OMKAR SPECIALITY CHEMICALS LIMITED 0.27%

City Union Bank Ltd 0.27%Cyient Limited 0.26%Inox Wind Ltd 0.23%Orbit Exports Ltd 0.22%Crompton Greaves Ltd 0.21%TeamLease Services Limited 0.21%Emami Ltd 0.20%Sun Pharmaceuticals Industries Ltd 0.19%Monte Carlo Fashions Ltd 0.18%Cairn India Ltd 0.14%Oriental Hotels Ltd 0.14%Cummins India Ltd 0.12%Vedanta Ltd 0.10%Atul Auto Ltd 0.08%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.03%

Magnasound (I) Ltd 0.00%


Total 100.00%

Birla Sun Life MIP


8.15% GOI (MD 24/11/2026) SOV 19.85%8.12% GOI (MD 10/12/2020) SOV 10.02%8.13% GOI (MD 22/06/2045) SOV 9.76%IDBI Bank Limited CRISIL AA- 7.69%Power Finance Corporation Limited CRISIL AAA 7.10%IDBI Bank Limited ICRA AA 6.74%9.40% Andhra Pradesh SDL (MD 30/01/2024) SOV 5.20%

8.17% GOI (MD 01/12/2044) SOV 4.89%6.90% GOI (MD 13/07/2019) SOV 2.95%Eicher Motors Ltd 1.07%8.40% GOI (MD 28/07/2024) SOV 1.01%Repco Home Finance Ltd 1.01%Bajaj Finance Ltd 1.00%HDFC Bank Ltd 0.86%Reliance Industries Ltd 0.78%Kewal Kiran Clothing Limited 0.69%LIC Housing Finance Ltd 0.66%V-Mart Retail Limited 0.63%Infosys Ltd 0.58%ITC Ltd 0.55%Indusind Bank Ltd 0.54%Power Finance Corporation Limited CRISIL AAA 0.53%HCL Technologies Ltd 0.47%ICICI Bank Ltd 0.43%Tata Motors Ltd 0.43%

Axis Bank Ltd 0.42%

Sun Pharmaceuticals Industries Ltd 0.36%Hindustan Petroleum Corporation Ltd 0.32%Dr. Lal Pathlabs Limited 0.30%Hero MotoCorp Ltd 0.30%KPR Mill Ltd 0.30%VRL Logistic Ltd 0.29%Shriram City Union Finance Limited 0.27%TeamLease Services Limited 0.27%Inox Wind Ltd 0.24%Crompton Greaves Ltd 0.22%Cyient Limited 0.21%Federal Bank Ltd 0.18%Emami Ltd 0.15%Hindustan Zinc Ltd 0.14%Cairn India Ltd 0.14%Cummins India Ltd 0.12%Oracle Financial Services Software Ltd 0.10%Alstom India Limited 0.10%Grasim Industries Ltd 0.10%Monte Carlo Fashions Ltd 0.10%Vedanta Ltd 0.09%Atul Auto Ltd 0.09%Orbit Exports Ltd 0.05%D.B.Corp Ltd 0.05%Jagran Prakashan Ltd 0.04%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.01%

NTPC Limited CRISIL AAA 0.00%Cash & Current Assets 9.60%Total 100.00%

Birla Sun Life MIP II - Wealth 25 Plan


7.59% GOI (MD 20/03/2029) SOV 28.41%8.17% GOI (MD 01/12/2044) SOV 11.17%7.35% GOI (MD 22/06/2024) SOV 6.33%7.73% GOI (MD 19/12/2034) SOV 6.27%8.13% GOI (MD 22/06/2045) SOV 4.68%8.27% Karnataka SDL(MD 23/12/2025) SOV 2.48%8.26% Maharashtra SDL(MD 23/12/2025) SOV 2.48%

Bharat Aluminium Co Ltd. CRISIL A 2.44%Eicher Motors Ltd 2.14%Yes Bank Ltd 1.58%8.12% GOI (MD 10/12/2020) SOV 1.53%Natco Pharma Ltd 1.53%Repco Home Finance Ltd 1.51%Sun Pharmaceuticals Industries Ltd 1.49%Hindustan Petroleum Corporation Ltd 1.39%BANKBARODA_31/03/2016 1.10%Bajaj Finance Ltd 0.96%Berger Paints India Ltd 0.84%IDBI Bank Limited CRISIL AA- 0.79%GRANULES INDIA LIMITED 0.77%Dalmia Bharat Limited 0.73%Yes Bank Limited ICRA AA+ 0.73%Bharat Electronics Ltd 0.68%SKS Microfinance Ltd 0.68%Orient Cement Ltd 0.66%

Bajaj Finserv Ltd 0.65%Wabco India Ltd 0.63%TVS Motor Company Ltd 0.61%Capital First Limited 0.58%Infosys Ltd 0.55%KPR Mill Ltd 0.53%Power Finance Corporation Limited CRISIL AAA 0.52%8.27% GOI (MD 09/06/2020) SOV 0.51%8.35% GOI (MD 14/05/2022) SOV 0.51%8.15% GOI (MD 24/11/2026) SOV 0.51%Indusind Bank Ltd 0.51%Godrej Consumer Products Ltd 0.48%Voltas Ltd 0.48%Narayana Hrudayalaya Limited 0.44%Bayer Cropscience Ltd 0.43%PI Industries Ltd 0.37%Emami Ltd 0.36%VA Tech Wabag Ltd 0.36%Thomas Cook India Ltd 0.35%AIA Engineering Ltd 0.34%V GUARD INDUSTRIES LIMITED 0.33%Alstom T&D India Ltd 0.33%V-Mart Retail Limited 0.31%Cummins India Ltd 0.31%8.24% GOI (MD 10/11/2033) SOV 0.31%Page Industries Ltd 0.30%Dr. Lal Pathlabs Limited 0.29%Kalpataru Power Transmission Ltd 0.29%Kaveri Seed Company Ltd 0.28%Gujarat Fluorochemicals Ltd 0.28%Bosch Ltd 0.25%Cyient Limited 0.25%TeamLease Services Limited 0.24%Pidilite Industries Ltd 0.24%Atul Auto Ltd 0.23%VRL Logistic Ltd 0.22%Oracle Financial Services Software Ltd 0.19%MRF Ltd 0.19%J.Kumar Infraprojects Ltd 0.19%Hitachi Home and Life Solution India Ltd 0.16%Monte Carlo Fashions Ltd 0.14%Astra Microwave Products Ltd 0.14%Ramkrishna Forgings Ltd 0.11%IDBI Bank Limited ICRA AA 0.10%Whirlpool of India Ltd 0.09%Yes Bank Limited ICRA AA+ 0.07%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.01%

6.9175% Pay Fix & Rec Mibor (26/11/17) HDFCBK -0.02%

Cash & Current Assets 1.10%Total 100.00%

Birla Sun Life MIP - Savings 5 Plan


7.59% GOI (MD 20/03/2029) SOV 24.20%Power Finance Corporation Limited CRISIL AAA 14.98%7.73% GOI (MD 19/12/2034) SOV 11.96%8.13% GOI (MD 22/06/2045) SOV 9.88%IDBI Bank Limited CRISIL AA- 8.52%8.17% GOI (MD 01/12/2044) SOV 5.36%9.20% GOI (MD 30/09/2030) SOV 2.25%8.12% GOI (MD 10/12/2020) SOV 2.12%Repco Home Finance Ltd 1.41%9.40% Andhra Pradesh SDL (MD 30/01/2024) SOV 1.32%

Yes Bank Limited ICRA AA+ 1.29%Eicher Motors Ltd 0.79%Bajaj Finance Ltd 0.59%HDFC Bank Ltd 0.53%Reliance Industries Ltd 0.52%V-Mart Retail Limited 0.49%Kewal Kiran Clothing Limited 0.43%Indusind Bank Ltd 0.36%Axis Bank Ltd 0.31%Dr. Lal Pathlabs Limited 0.31%Tata Motors Ltd 0.29%VRL Logistic Ltd 0.26%City Union Bank Ltd 0.25%LIC Housing Finance Ltd 0.24%9.41% Kerala SDL (MD 30/01/2024) SOV 0.22%Hindustan Petroleum Corporation Ltd 0.21%Inox Wind Ltd 0.21%ICICI Bank Ltd 0.20%KPR Mill Ltd 0.19%Shriram City Union Finance Limited 0.18%OMKAR SPECIALITY CHEMICALS LIMITED 0.16%

Orbit Exports Ltd 0.15%Crompton Greaves Ltd 0.14%Emami Ltd 0.13%Sun Pharmaceuticals Industries Ltd 0.13%Monte Carlo Fashions Ltd 0.11%Cyient Limited 0.11%Hero MotoCorp Ltd 0.10%Cairn India Ltd 0.10%

81

PortfolioTeamLease Services Limited 0.10%Grasim Industries Ltd 0.08%Oriental Hotels Ltd 0.08%Cummins India Ltd 0.08%Atul Auto Ltd 0.05%8.62% Tamil Nadu SDL (MD 20/02/2023) SOV 0.05%

Vedanta Ltd 0.03%Cash & Current Assets 8.55%Total 100.00%

Savings Solutions

Birla Sun Life Cash Plus


ICICI Bank Limited 3.82%Kotak Mahindra Bank Limited CRISIL A1+ 3.33%Housing Development Finance Corporation Limited ICRA A1+ 3.26%

91 Days Tbill (MD 31/03/2016) SOV 3.13%Vedanta Ltd CRISIL A1+ 3.07%Vedanta Ltd CRISIL A1+ 2.48%IDBI Bank Limited CRISIL A1+ 2.35%Small Industries Dev Bank of India CARE A1+ 2.29%Export Import Bank of India CRISIL A1+ 2.27%Kotak Mahindra Bank Limited 2.16%Steel Authority of India Limited IND A1+ 1.90%Tata Power Company Limited ICRA A1+ 1.89%Axis Bank Limited 1.44%JSW Steel Limited CARE A1+ 1.44%Reliance Capital Limited CRISIL A1+ 1.42%Export Import Bank of India CRISIL A1+ 1.42%Larsen & Toubro Limited CRISIL A1+ 1.32%

GSPC Distribution Networks Ltd. CARE AA+(SO) 1.26%

91 Days Tbill (MD 17/03/2016) SOV 1.20%National Fertilizers Limited CRISIL A1+ 1.20%Dewan Housing Finance Corporation Ltd CARE AAA 1.18%

Adani Ports and Special Economic Zone Limited ICRA A1+ 1.08%

PNB Housing Finance Ltd CARE A1+ 1.06%IDBI Bank Limited CRISIL A1+ 1.05%Indian Railway Finance Corp Ltd CRISIL A1+ 1.03%Cholamandalam Investment and Finance Company Limited ICRA A1+ 0.96%

Indian Bank IND A1+ 0.96%Mahindra & Mahindra Financial Services Limited CRISIL A1+ 0.96%

Sundaram Finance Limited ICRA A1+ 0.96%National Bank For Agriculture and Rural Development CRISIL A1+ 0.96%

RBL Bank Limited ICRA A1+ 0.96%Sundaram Finance Limited CRISIL A1+ 0.96%Dewan Housing Finance Corporation Ltd CRISIL A1+ 0.96%

Tata Capital Housing Finance Ltd CRISIL A1+ 0.96%HDB Financial Services Ltd CARE A1+ 0.96%Coromandel International Limited CRISIL A1+ 0.96%National Fertilizers Limited CRISIL A1+ 0.96%Steel Authority of India Limited IND A1+ 0.95%Edelweiss Commodities Services Ltd CRISIL A1+ 0.94%Tata Capital Financial Services Ltd ICRA A1+ 0.94%

Talwandi Sabo Power Ltd CRISIL A1+(SO) 0.87%

Adani Ports and Special Economic Zone Limited ICRA A1+ 0.84%

91 Days Tbill (MD 19/05/2016) SOV 0.76%L and T Fincorp Limited CARE A1+ 0.72%Vijaya Bank CARE A1+ 0.72%ONGC Mangalore Petrochemicals Ltd ICRA A1+ 0.72%Reliance Jio Infocomm Limited CARE A1+ 0.72%Tata Motors Limited ICRA A1+ 0.72%Chennai Petroleum Corporation Limited ICRA A1+ 0.72%Tata Capital Financial Services Ltd ICRA A1+ 0.71%RBL Bank Limited ICRA A1+ 0.71%Reliance Capital Limited CRISIL A1+ 0.70%Export Import Bank of India CRISIL A1+ 0.67%Reliance Capital Limited CARE AAA 0.60%STCI Finance Limited CRISIL A1+ 0.60%Credila Financial Services Pvt Ltd ICRA A1+ 0.59%STCI Finance Limited CRISIL A1+ 0.59%Deutsche Investments India Pvt Ltd CRISIL A1+ 0.56%Vijaya Bank CARE A1+ 0.48%TATA Realty & Infrastructure Ltd ICRA A1+ 0.48%Small Industries Dev Bank of India CARE A1+ 0.48%Adani Ports and Special Economic Zone Limited ICRA A1+ 0.48%

Shapoorji Pallonji and Company Private Ltd ICRA A1+ 0.48%

Mahindra & Mahindra Financial Services Limited CRISIL A1+ 0.48%

Axis Finance Limited IND A1+ 0.48%CESC Limited CARE A1+ 0.48%Tata Capital Ltd CRISIL A1+ 0.48%

Bank of Maharashtra CRISIL A1+ 0.48%Mahindra & Mahindra Financial Services Limited CRISIL A1+ 0.48%

Tata Capital Housing Finance Ltd CRISIL A1+ 0.48%JM Financial Products Ltd ICRA A1+ 0.47%Deutsche Investments India Pvt Ltd CRISIL A1+ 0.47%IL&FS Financial Services Ltd IND A1+ 0.47%Reliance Capital Limited CRISIL A1+ 0.47%IL&FS Financial Services Ltd ICRA A1+ 0.47%Adani Transmission Ltd IND A1+ 0.47%Adani Transmission Ltd IND A1+ 0.47%India Infoline Finance Ltd ICRA A1+ 0.47%Deutsche Investments India Pvt Ltd CRISIL A1+ 0.46%Godrej Industries Limited ICRA A1+ 0.45%Tata Motors Finance Ltd CRISIL AA 0.40%ICICI Securities Ltd CRISIL A1+ 0.39%Raymond Limited CRISIL A1+ 0.38%Hero Fincorp Limited CRISIL A1+ 0.36%GIC Housing Finance Limited ICRA A1+ 0.36%RBL Bank Limited ICRA A1+ 0.36%JM Financial Products Ltd ICRA A1+ 0.36%Larsen & Toubro Limited CRISIL A1+ 0.36%Tata Motors Finance Ltd ICRA A1+ 0.35%Cholamandalam Investment and Finance Company Limited ICRA AA 0.34%

Axis Bank Limited CRISIL A1+ 0.34%SBI Global Factors Ltd ICRA A1+ 0.34%Power Grid Corporation of India Limited CRISIL AAA 0.24%National Bank For Agriculture and Rural Development CRISIL A1+ 0.24%

Tata Housing Development Co Ltd CARE A1+ 0.24%Indian Bank IND A1+ 0.24%Tata Housing Development Co Ltd CARE A1+ 0.24%Tata Housing Development Co Ltd CARE A1+ 0.24%MAHINDRA RURAL HOUSING FINANCE IND A1+ 0.24%

Cholamandalam Investment and Finance Company Limited ICRA A1+ 0.24%

Toyota Financial Services India Ltd. CRISIL A1+ 0.24%91 Days Tbill (MD 28/03/2016) SOV 0.24%DCB Bank Ltd CRISIL A1+ 0.24%Tata Housing Development Co Ltd CARE A1+ 0.24%Aditya Birla Fashion and Retail Limited ICRA AA 0.20%MAHINDRA RURAL HOUSING FINANCE IND A1+ 0.19%

Punjab National Bank CARE A1+ 0.16%

Network18 Media & Investments Limited ICRA A1+(SO) 0.12%

RBL Bank Limited ICRA A1+ 0.12%Citicorp Finance India Ltd ICRA A1+ 0.12%Kotak Mahindra Prime Ltd CRISIL AAA 0.12%Tata Motors Limited ICRA AA 0.12%Godrej Agrovet Ltd ICRA A1+ 0.12%Power Finance Corporation Limited CRISIL AAA 0.12%Reliance Jio Infocomm Limited CARE A1+ 0.12%Network18 Media & Investments Limited ICRA A1+ 0.12%Tata Motors Finance Ltd ICRA A1+ 0.12%Network18 Media & Investments Limited ICRA A1+ 0.12%Godrej Consumer Products Limited ICRA A1+ 0.12%Network18 Media & Investments Limited ICRA A1+ 0.12%Network18 Media & Investments Limited ICRA A1+ 0.12%Credila Financial Services Pvt Ltd ICRA A1+ 0.12%

Karvy Stock Broking Ltd ICRA A1+(SO) 0.12%

Karvy Stock Broking Ltd ICRA A1+(SO) 0.12%

Tata Motors Finance Ltd CRISIL AA 0.10%Housing Development Finance Corporation Limited CRISIL AAA 0.10%

JM Financial Limited ICRA A1+ 0.10%364 Days Tbill (MD 17/03/2016) SOV 0.05%Housing Development Finance Corporation Limited CRISIL AAA 0.02%

Tata Capital Financial Services Ltd ICRA A1+ 0.02%Power Finance Corporation Limited CARE A1+ 0.02%Sundaram Finance Limited CRISIL A1+ 0.02%Cash & Current Assets 4.31%Total 100.00%



Small Industries Dev Bank of India CARE A1+ 5.35%Small Industries Dev Bank of India CARE AAA 3.12%

S.D. Corporation Pvt. Ltd ICRA AA+(SO) 3.05%

TATA Realty & Infrastructure Ltd ICRA A1+ 2.93%Family Credit Ltd CARE AA+ 2.82%Tata Capital Financial Services Ltd CRISIL AA+ 2.81%IndusInd Bank Limited CRISIL A1+ 2.68%Indiabulls Housing Finance Ltd CARE AAA 2.58%8.40% Rajasthan SDL (MD 27/03/2018) SOV 2.37%National Bank For Agriculture and Rural Development CRISIL AAA 2.34%

Piramal Enterprises Ltd ICRA A1+ 2.30%Vodafone India Ltd CRISIL A1+ 2.21%Export Import Bank of India CRISIL AAA 2.17%

Shriram Transport Finance Company Limited IND AA+ 2.11%

Tata Capital Financial Services Ltd CRISIL AA+ 1.95%Sundaram Finance Limited ICRA AA+ 1.95%IndusInd Bank Limited CRISIL A1+ 1.92%Shriram Transport Finance Company Limited CARE AA+ 1.73%

Indiabulls Housing Finance Ltd CARE AAA 1.71%Kotak Mahindra Bank Limited CRISIL A1+ 1.63%Piramal Enterprises Ltd ICRA AA 1.56%Sundaram Finance Limited CRISIL AA+ 1.56%Cholamandalam Investment and Finance Company Limited ICRA A1+ 1.56%

Power Finance Corporation Limited ICRA AAA 1.56%


Cholamandalam Investment and Finance Company Limited ICRA AA 1.55%

Tata Motors Finance Ltd ICRA A1+ 1.53%Piramal Enterprises Ltd ICRA A1+ 1.52%Axis Bank Limited CRISIL A1+ 1.51%TATA Realty & Infrastructure Ltd ICRA A1+ 1.47%Shapoorji Pallonji and Company Private Ltd ICRA A1+ 1.46%

IDBI Bank Limited CRISIL A1+ 1.45%Small Industries Dev Bank of India CARE A1+ 1.44%Tata Housing Development Co Ltd ICRA AA 1.41%Indiabulls Housing Finance Ltd CARE AAA 1.41%Shriram Transport Finance Company Limited CRISIL AA+ 1.35%


RKN RETAIL PVT. LTD BWR A-(SO) 1.28%Fullerton India Credit Co Ltd ICRA A1+ 1.11%Housing Development Finance Corporation Limited CRISIL AAA 1.10%

Tata Capital Financial Services Ltd CRISIL AA+ 1.09%Cholamandalam Investment and Finance Company Limited ICRA AA 1.05%

Grand View Estates Pvt Ltd ICRA AA(SO) 1.02%RHC Holding Pvt Ltd CARE A(SO) 0.90%

Talwandi Sabo Power Ltd CRISIL AA- (SO) 0.89%


8.39% Gujarat SDL (MD 27/03/2018) SOV 0.79%Cholamandalam Investment and Finance Company Limited ICRA AA 0.79%

Hero Realty Ltd ICRA A+(SO) 0.79%Hinduja Ventures Limited IND A+(SO) 0.78%

Satin Creditcare Network Ltd ICRA A1+(SO) 0.75%


ICICI Home Finance Company Ltd CARE AAA 0.71%Cholamandalam Investment and Finance Company Limited ICRA AA 0.67%

8.67% Karnataka SDL (MD 18/07/2017) SOV 0.63%Tata Housing Development Co Ltd ICRA AA 0.63%Tata Motors Finance Ltd CRISIL AA 0.55%Jyothy Laboratories Limited CARE AA- 0.48%Shriram Transport Finance Company Limited CRISIL AA+ 0.47%

Adani Ports and Special Economic Zone Limited ICRA AA+ 0.47%

Rural Electrification Corporation Limited CRISIL AAA 0.40%8.00% Maharastra SDL (MD 18/02/2018) SOV 0.39%

LIC Housing Finance Limited CRISIL AAA 0.39%8.68% Karnatka SDL (MD 07/11/2017) SOV 0.39%Shapoorji Pallonji and Company Private Ltd ICRA A1+ 0.38%

9.60% Gujarat SDL(MD 12/03/2018) SOV 0.32%Sterlite Technologies Limited CRISIL A+ 0.31%8.12% Tamilnadu SDL(MD 25/02/2018) SOV 0.16%Cholamandalam Investment and Finance Company Limited ICRA AA 0.16%

Andhra Bank CARE A1+ 0.09%9.86% Kerala SDL (MD 01/08/2018) SOV 0.08%9.90% West Bangal SDL (MD 01/08/2018) SOV 0.08%

Tata Sons Ltd CRISIL AAA 0.08%Punjab & Sind Bank ICRA A1+ 0.02%182 Days Tbill (MD 10/03/2016) SOV 0.01%Cash & Current Assets 3.18%Total 100.00%

Birla Sun Life Savings Fund


Small Industries Dev Bank of India CARE A1+ 5.28%8.12% GOI (MD 10/12/2020) SOV 4.86%


Dewan Housing Finance Corporation Ltd CARE AAA 3.29%

Pune Solapur Expressway Pvt Ltd ICRA A(SO) 2.91%

82

PortfolioIndiabulls Housing Finance Ltd CARE AAA 2.66%Power Finance Corporation Limited CRISIL AAA 2.54%ICICI Bank Limited ICRA A1+ 2.48%South Indian Bank Ltd CARE A1+ 2.45%Hinduja Leyland Finance Ltd CARE A+ 2.07%Vedanta Ltd CRISIL A1+ 2.07%National Bank For Agriculture and Rural Development CRISIL AAA 1.86%

Religare Finvest Ltd IND AA- 1.75%7.83% GOI (MD 11/04/2018) SOV 1.72%ONGC Mangalore Petrochemicals Ltd ICRA A1+ 1.62%TATA Realty & Infrastructure Ltd ICRA A1+ 1.60%Small Industries Dev Bank of India CARE A1+ 1.53%Religare Finvest Ltd IND AA- 1.41%Dewan Housing Finance Corporation Ltd CARE AAA 1.41%




Religare Finvest Ltd IND A1+ 1.18%ICICI Home Finance Company Ltd ICRA AAA 1.15%Housing Development Finance Corporation Limited ICRA A1+ 1.15%

8.78% Haryana SDL (MD 23/07/2017) SOV 1.14%Shriram Transport Finance Company Limited IND AA+ 1.04%


Small Industries Dev Bank of India CARE AAA 0.96%ECL Finance Ltd ICRA AA 0.92%Cholamandalam Investment and Finance Company Limited ICRA AA 0.88%

8.39% TAMIL NADU SDL (MD 19/12/2017) SOV 0.84%

Tata Motors Finance Ltd CRISIL AA 0.83%Cholamandalam Investment and Finance Company Limited ICRA A1+ 0.83%


Piramal Enterprises Ltd ICRA A1+ 0.81%Cholamandalam Investment and Finance Company Limited ICRA A1+ 0.81%

Tata Motors Finance Ltd ICRA A1+ 0.81%Axis Bank Limited CRISIL A1+ 0.80%IDBI Bank Limited CRISIL A1+ 0.77%Kotak Mahindra Prime Ltd CRISIL AAA 0.75%ICICI Home Finance Company Ltd ICRA A1+ 0.73%Indiabulls Housing Finance Ltd CARE AAA 0.68%Sundaram Finance Limited ICRA AA+ 0.66%8.67% Karnataka SDL (MD 18/07/2017) SOV 0.63%Tata Motors Finance Ltd CRISIL AA 0.62%Tata Capital Financial Services Ltd CRISIL AA+ 0.62%Small Industries Dev Bank of India CARE A1+ 0.62%IndusInd Bank Limited CRISIL A1+ 0.61%Indiabulls Housing Finance Ltd CARE AAA 0.59%

S.D. Corporation Pvt. Ltd CARE A1+(SO) 0.58%

Axis Bank Limited CRISIL A1+ 0.58%8.52% Andhra Pradesh SDL (MD 27/10/2020) SOV 0.52%

Tata Capital Housing Finance Ltd CRISIL AA+ 0.52%7.80% GOI (MD 03/05/2020). SOV 0.50%Cholamandalam Investment and Finance Company Limited ICRA AA 0.50%



8.55% Uttar Pradesh SDL (MD 27/10/2020) SOV 0.46%

8.51% Gujarat SDL(MD 27/10/2020) SOV 0.45%

Vodafone India Ltd CRISIL A1+ 0.45%

LIC Housing Finance Limited CRISIL AAA 0.44%8.37% Uttar Prades SDL (MD 04/08/2020) SOV 0.42%

Shriram Transport Finance Company Limited CRISIL AA+ 0.42%

8.39% Punjab SDL (MD 05/01/2021) SOV 0.42%Shriram Transport Finance Company Limited IND AA+ 0.42%


Fullerton India Credit Co Ltd ICRA A1+ 0.42%Axis Bank Limited CRISIL A1+ 0.42%Vijaya Bank CARE A1+ 0.42%91 Days Tbill (MD 31/03/2016) SOV 0.41%Tata Motors Finance Ltd CRISIL AA 0.41%DCB Bank Ltd CRISIL A1+ 0.41%IndusInd Bank Limited CRISIL A1+ 0.41%ONGC Mangalore Petrochemicals Ltd ICRA A1+ 0.41%Vodafone India Ltd CRISIL A1+ 0.40%


Barclays Invest & Loans India Ltd ICRA A1+ 0.39%Tata Motors Finance Ltd CRISIL AA 0.37%Pune Solapur Expressway Pvt Ltd ICRA A(SO) 0.33%IDBI Bank Limited CRISIL A1+ 0.32%8.53% Maharashtra SDL (MD 27/10/2020) SOV 0.24%

SP Jammu Udhampur Highway Ltd ICRA AAA(SO) 0.21%


8.19% GOI (MD 16/01/2020) SOV 0.21%8.48% Andhra Pradesh SDL (MD 24/02/2020) SOV 0.21%

8.35% Gujarat SDL (MD 06/10/2020) SOV 0.21%Sundaram Finance Limited ICRA AA+ 0.21%Indian Bank IND A1+ 0.21%Canara Bank CRISIL A1+ 0.21%Shriram Transport Finance Company Limited IND AA+ 0.21%



Sundaram BNP Paribas Home Finance Ltd CARE AA+ 0.20%


Axis Bank Limited CRISIL A1+ 0.20%IDBI Bank Limited CRISIL A1+ 0.19%8.51% Haryana SDL(MD 27/10/2020) SOV 0.18%8.48% Odisha SDL (MD 24/02/2021) SOV 0.18%8.54% Haryana SDL (MD 10/03/2020) SOV 0.17%8.44% Punjab SDL (MD 10/11/2020) SOV 0.15%Tata Capital Financial Services Ltd CRISIL AA+ 0.14%Hero Fincorp Limited CRISIL AA+ 0.13%Power Grid Corporation of India Limited ICRA AAA 0.12%Housing Development Finance Corporation Limited CRISIL AAA 0.12%

Axis Bank Limited ICRA AAA 0.12%National Bank For Agriculture and Rural Development CRISIL AAA 0.12%


8.49% Bihar SDL (MD 07/10/2019) SOV 0.08%8.52% Himachal Pradesh SDL (MD 10/03/2020) SOV 0.08%

8.57% West Bengal SDL (MD 16/02/2020) SOV 0.08%

Kotak Mahindra Investments Ltd CRISIL AAA 0.08%


Rural Electrification Corporation Limited CRISIL AAA 0.04%IDFC Bank Ltd ICRA AAA 0.04%Canara Bank CRISIL A1+ 0.00%6.635% Pay Fix & Rec Mibor (12/02/20)HSBC BK 0.00%

6.71% Pay Fix & Rec Mibor (01/02/20)HSBC BK 0.00%

6.73% Pay Fix & Rec Mibor (21/10/20) HSBCBK 0.00%



6.9025% Pay Fix & Rec Mibor (21/09/20) ICICIBK 0.00%

6.9525% Pay Fix & Rec Mibor (MD10/09/20) HDFCBK 0.00%

6.9550% Pay Fix & Rec Mibor (MD09/09/20) HSBCBK 0.00%







6.96% Pay Fix & Rec Mibor (MD09/09/20) HSBCBK 0.00%



Birla Sun Life Treasury Optimizer Plan(erstwhile Birla Sun Life Ultra

Short Term Fund)Allocation as a % of Net Assets Rating %

8.40% GOI (MD 28/07/2024) SOV 12.87%7.59% GOI (MD 20/03/2029) SOV 11.04%7.80% GOI (MD 03/05/2020). SOV 7.66%8.15% GOI (MD 24/11/2026) SOV 6.02%8.83% GOI (MD 25/11/2023) SOV 4.25%Reliance Jio Infocomm Limited CRISIL AAA 4.07%7.88% GOI (MD 19/03/2030) SOV 3.37%Indiabulls Housing Finance Ltd CARE AAA 2.75%9.20% GOI (MD 30/09/2030) SOV 2.61%8.60% GOI (MD 02/06/2028) SOV 2.21%Shriram Transport Finance Company Limited IND AA+ 1.93%

Indiabulls Housing Finance Ltd CARE AAA 1.56%Tata Capital Financial Services Ltd ICRA AA+ 1.54%Cholamandalam Investment and Finance Company Limited ICRA AA 1.51%

8.12% GOI (MD 10/12/2020) SOV 1.47%Power Finance Corporation Limited CRISIL AAA 1.45%8.24% GOI (MD 10/11/2033) SOV 1.45%Kotak Securities Ltd ICRA A1+ 1.42%Reliance Utilities & Power Pvt Ltd CRISIL AAA 1.38%8.51% Haryana SDL(MD 27/10/2020) SOV 1.29%Shriram Transport Finance Company Limited CRISIL AA+ 1.16%

7.35% GOI (MD 22/06/2024) SOV 1.03%Tata Capital Financial Services Ltd CRISIL AA+ 0.98%8.50% Punjab SDL(MD 27/10/2020) SOV 0.98%Kotak Mahindra Prime Ltd CRISIL AAA 0.96%Cholamandalam Investment and Finance Company Limited ICRA AA 0.96%

Kotak Mahindra Investments Ltd CRISIL A1+ 0.95%Cholamandalam Investment and Finance Company Limited ICRA A1+ 0.94%

Housing Development Finance Corpora-tion Limited ICRA A1+ 0.89%

Powergrid Vizag Transmission Limited CRISIL AAA (SO) 0.87%


Nabha Power Ltd ICRA AAA(SO) 0.62%

IDFC Bank Ltd ICRA AAA 0.61%







India Infradebt Ltd CRISIL AAA 0.54%Indiabulls Housing Finance Ltd CARE AAA 0.53%Cholamandalam Investment and Finance Company Limited ICRA AA 0.50%

8.19% GOI (MD 16/01/2020) SOV 0.49%8.70% Uttar Pradesh SDL (MD 04/10/2020) SOV 0.49%

8.37% Punjab SDL (MD 22/09/2020) SOV 0.49%Shriram Transport Finance Company Limited IND AA+ 0.48%

ICICI Home Finance Company Ltd ICRA AAA 0.48%8.53% Maharashtra SDL (MD 27/10/2020) SOV 0.48%

7.73% GOI (MD 19/12/2034) SOV 0.46%Rural Electrification Corporation Limited CRISIL AAA 0.39%Power Finance Corporation Limited CRISIL AAA 0.39%ICICI Home Finance Company Ltd CARE AAA 0.35%IDFC Bank Ltd ICRA AAA 0.26%Shriram Transport Finance Company Limited IND AA+ 0.19%

Rural Electrification Corporation Limited CRISIL AAA 0.19%

IOT Utkal Energy Services Limited CRISIL AAA (SO) 0.11%

8.33% GOI 2026 (M/D 09/07/2026) SOV 0.10%Shriram Transport Finance Company Limited CRISIL AA+ 0.10%


L & T Housing Finance CARE A1+ 0.10%






83

PortfolioIOT Utkal Energy Services Limited CRISIL AAA

(SO) 0.08%
















LIC Housing Finance Limited CRISIL AAA 0.05%Rural Electrification Corporation Limited CRISIL AAA 0.05%Housing Development Finance Corporation Limited CRISIL AAA 0.04%


8.83% Uttar Pradesh SDL (MD 24/02/2026) SOV 0.03%

Tata Sons Ltd CRISIL AAA 0.02%8.82% Bihar SDL (MD 24/02/2026) SOV 0.02%7.59% GOI(MD 11/01/2026) SOV 0.00%6.76% Pay Fix & Rec Mibor (19/10/20) HSBCBK 0.00%








8.13% GOI (MD 22/06/2045) SOV 38.33%7.59% GOI (MD 20/03/2029) SOV 33.86%Tata Motors Finance Solutions Ltd CRISIL AA 7.20%9.23% GOI (MD 23/12/2043) SOV 4.72%8.83% GOI (MD 25/11/2023) SOV 3.60%Edelweiss Commodities Services Ltd ICRA AA 1.87%9.20% GOI (MD 30/09/2030) SOV 1.75%Edelweiss Finance & Investments LTD ICRA AA 0.94%7.96% Gujarat SDL (14/10/2025) SOV 0.68%ECL Finance Ltd ICRA AA 0.52%Indiabulls Housing Finance Ltd CARE AAA 0.51%Bahadur Chand Investments Pvt Ltd ICRA AA 0.51%Reliance Jio Infocomm Limited CRISIL AAA 0.44%8.89% Maharashtra SDL (MD 05/10/2021) SOV 0.35%

6.96% Rec Fix & Pay Mibor (01/01/21) HSBC 0.34%


8.30% GOI (MD 02/07/2040) SOV 0.30%8.62% Gujarat SDL (MD 07/09/2021) SOV 0.17%Indiabulls Housing Finance Ltd CARE AAA 0.17%Tata Capital Financial Services Ltd CRISIL AA+ 0.17%8.82% Bihar SDL (MD 24/02/2026) SOV 0.14%8.29% Rajasthan SDL (MD 13/05/2025) SOV 0.04%8.79% Maharashtra SDL (MD 21/12/2021) SOV 0.03%

Power Grid Corporation of India Limited CRISIL AAA 0.03%Tata Sons Ltd CRISIL AAA 0.03%8.08% GOI (MD 02/08/2022) SOV 0.02%8.15% GOI (MD 24/11/2026) SOV 0.02%7.1575% Rec Fix & Pay Mibor (MD09/07/20) ICICISEC 0.02%

8.32% GOI (MD 02/08/2032) SOV 0.02%7.68% GOI (MD 15/12/2023) SOV 0.02%LIC Housing Finance Limited CRISIL AAA 0.02%8.35% GOI (MD 14/05/2022) SOV 0.01%7.26% Rec Fix & Pay Mibor (MD30/06/19) HSBCBK 0.01%

6.94% Rec Fix & Pay Mibor (MD13/11/20) HSBCBK 0.01%

Rural Electrification Corporation Limited CRISIL AAA 0.01%6.9425% Rec Fix & Pay Mibor (MD13/11/20) HDFCBK 0.01%

6.94% Rec Fix & Pay Mibor (MD13/11/20) HDFCBK 0.01%


6.9025% Rec Fix & Pay Mibor (25/02/21)HSBC BK 0.01%

6.8875% Rec Fix & Pay Mibor (25/02/21)HDFC BK 0.01%

Housing Development Finance Corporation Limited CRISIL AAA 0.00%

9.40% Madhya Pradesh SDL (MD 30/01/2024) SOV 0.00%

7.255% Rec Fix & Pay Mibor (MD30/06/17) ICICISECPD 0.00%

8.60% GOI (MD 02/06/2028) SOV 0.00%8.33% GOI 2036 (07/06/2036) SOV 0.00%7.96% Maharashtra SDL (14/10/2025) SOV 0.00%Forbes & Company Ltd CRISIL AA- 0.00%7.35% GOI (MD 22/06/2024) SOV 0.00%8.40% GOI (MD 28/07/2024) SOV 0.00%7.88% GOI (MD 19/03/2030) SOV 0.00%7.8% Pay Fixed & Rec Mibor (MD11/07/2016) ICICIBK 0.00%

7.4550% Rec Mibor & Pay Fix (MD29/12/2016) ICICIBK 0.00%

6.96% Rec Fix & Pay Mibor (MD01/01/21) HSBC -0.34%




Tata Motors Finance Solutions Ltd CRISIL AA 11.72%8.40% GOI (MD 28/07/2024) SOV 10.57%7.88% GOI (MD 19/03/2030) SOV 10.29%7.59% GOI (MD 20/03/2029) SOV 7.27%Reliance Utilities & Power Pvt Ltd CRISIL AAA 5.40%Indiabulls Housing Finance Ltd CARE AAA 3.86%

L&T Vrindavan Properties Ltd CARE AA+(SO) 3.71%



Piramal Enterprises Ltd ICRA AA 2.93%8.83% GOI (MD 25/11/2023) SOV 2.31%Power Finance Corporation Limited CRISIL AAA 2.18%Securities Trading Corp Ind Ltd ICRA AA 2.16%Tata Housing Development Co Ltd ICRA AA 1.91%SREI Equipment Finance Ltd CARE AA- 1.76%Cholamandalam Investment and Finance Company Limited ICRA AA 1.54%


Tata Motors Finance Ltd CRISIL AA 1.48%Shriram Transport Finance Company Limited CRISIL AA+ 1.48%

Reliance Utilities & Power Pvt Ltd CRISIL AAA 1.15%7.35% GOI (MD 22/06/2024) SOV 1.14%7.73% GOI (MD 19/12/2034) SOV 0.99%Cholamandalam Investment and Finance Company Limited ICRA AA 0.77%

8.60% GOI (MD 02/06/2028) SOV 0.77%Cholamandalam Investment and Finance Company Limited ICRA AA 0.75%

Tata Motors Finance Ltd CRISIL AA 0.74%Piramal Enterprises Ltd ICRA AA 0.73%9.20% GOI (MD 30/09/2030) SOV 0.64%7.72% GOI (MD 25/05/2025) SOV 0.59%Cholamandalam Investment and Finance Company Limited ICRA AA 0.46%



8.15% GOI (MD 24/11/2026) SOV 0.30%Reliance Jio Infocomm Limited CRISIL AAA 0.29%Reliance Ports and Terminals Ltd CARE AAA 0.16%Housing Development Finance Corporation Limited CRISIL AAA 0.15%


India Infradebt Ltd CRISIL AAA 0.06%Power Finance Corporation Limited CRISIL AAA 0.03%Rural Electrification Corporation Limited CRISIL AAA 0.02%Cash & Current Assets 10.76%Total 100.00%



7.59% GOI (MD 20/03/2029) SOV 29.06%ECL Finance Ltd ICRA AA 8.58%RKN RETAIL PVT. LTD BWR A-(SO) 7.51%Reliance Jio Infocomm Limited CRISIL AAA 5.85%Adani Power Limited BWR AA-(SO) 5.66%RHC Holding Pvt Ltd CARE A(SO) 5.08%

Relationships Properties Pvt Ltd CARE AA-(SO) 4.41%

IL & FS Education and Technology Services Ltd IND AA-(SO) 3.87%

RHC Holding Pvt Ltd CARE A(SO) 3.86%IL & FS Education and Technology Services Ltd IND AA-(SO) 2.49%

IL&FS Transportation Networks Limited ICRA A 1.97%Coffee Day Natural Resources Private Limited BWR A-(SO) 1.94%

Hero Realty Ltd ICRA A+(SO) 1.93%8.24% GOI (MD 10/11/2033) SOV 1.46%Securities Trading Corp Ind Ltd ICRA AA 1.43%


8.60% GOI (MD 02/06/2028) SOV 1.21%Coffee Day Enterprises Limited BWR AA-(SO) 1.16%Pune Solapur Expressway Pvt Ltd ICRA A(SO) 0.86%Coffee Day Enterprises Limited BWR AA-(SO) 0.68%Hero Fincorp Limited CRISIL AA+ 0.61%Sahyadri Agencies Ltd BWR A(SO) 0.59%7.73% GOI (MD 19/12/2034) SOV 0.56%Cholamandalam Investment and Finance Company Limited ICRA AA 0.49%

8.46% Gujarat SDL (MD 03/03/2021) SOV 0.49%Sterlite Technologies Limited CRISIL A+ 0.49%Hero Realty Ltd ICRA A+(SO) 0.49%Reliance Gas Transportation Infrastructure Ltd CARE AAA 0.40%


7.35% GOI (MD 22/06/2024) SOV 0.28%Power Finance Corporation Limited CRISIL AAA 0.14%Pune Solapur Expressway Pvt Ltd ICRA A(SO) 0.11%Kotak Mahindra Prime Ltd CRISIL AAA 0.01%6.86% Rec Fix & Pay Mibor (19/01/21)HDFC BK 0.01%




8.27% GOI (MD 09/06/2020) SOV 9.26%Steel Authority of India Limited IND A1+ 4.13%7.80% GOI (MD 03/05/2020). SOV 3.89%8.12% GOI (MD 10/12/2020) SOV 3.88%Small Industries Dev Bank of India CARE AAA 3.04%6.35%GOI 2020 (MD 2/01/2020 ) SOV 2.61%Indiabulls Housing Finance Ltd CARE AAA 2.48%L and T Fincorp Limited CARE A1+ 2.30%8.51% Gujarat SDL(MD 27/10/2020) SOV 2.13%Small Industries Dev Bank of India CARE AAA 2.09%Small Industries Dev Bank of India CARE AAA 2.09%Housing Development Finance Corporation Limited ICRA A1+ 1.94%

8.41% Andhra Pradesh SDL (MD 27/03/2018) SOV 1.75%

Power Finance Corporation Limited CRISIL AAA 1.69%Reliance Jio Infocomm Limited CRISIL AAA 1.68%8.53% Maharashtra SDL (MD 27/10/2020) SOV 1.59%

Kotak Mahindra Investments Ltd CRISIL A1+ 1.53%Bajaj Finance Limited CRISIL AA+ 1.30%Housing Development Finance Corporation Limited CRISIL AAA 1.30%

Axis Bank Limited CRISIL A1+ 1.28%Rural Electrification Corporation Limited CRISIL AAA 1.20%



Fullerton India Credit Co Ltd ICRA A1+ 1.03%6.90% GOI (MD 13/07/2019) SOV 1.03%Kotak Mahindra Prime Ltd CRISIL A1+ 1.03%Tata Motors Finance Ltd ICRA A1+ 1.02%Housing Development Finance Corporation Limited CRISIL AAA 0.99%

IDBI Bank Limited CRISIL A1+ 0.97%Power Finance Corporation Limited CRISIL AAA 0.95%Aditya Birla Nuvo Limited ICRA AA+ 0.95%IL&FS Financial Services Ltd IND AAA 0.95%IDFC Bank Ltd ICRA AAA 0.94%8.52% Punjab SDL (MD 17/02/2021) SOV 0.92%8.53% Andhra Pradesh SDL (MD 19/01/2021) SOV 0.79%

PNB Housing Finance Ltd CARE AAA 0.79%Sundaram Finance Limited ICRA AA+ 0.78%

84

PortfolioICICI Home Finance Company Ltd ICRA AAA 0.78%8.58% Karnataka SDL (MD 25/10/2016) SOV 0.77%Sundaram Finance Limited ICRA AA+ 0.76%Housing Development Finance Corpora-tion Limited ICRA A1+ 0.73%

IDFC Bank Ltd ICRA AAA 0.66%Tata Capital Financial Services Ltd ICRA AA+ 0.66%IDFC Bank Ltd ICRA AAA 0.65%Power Finance Corporation Limited CRISIL AAA 0.58%


8.75% Himmachal Pradesh SDL (MD 03/10/2017) SOV 0.53%

8.19% GOI (MD 16/01/2020) SOV 0.53%8.48% Maharashtra SDL (MD 24/02/2020) SOV 0.53%

8.32% Gujrat SDL (MD 04/08/2020) SOV 0.53%National Bank For Agriculture and Rural Development CRISIL AAA 0.52%

ICICI Home Finance Company Ltd ICRA AAA 0.52%Kotak Mahindra Prime Ltd CRISIL A1+ 0.51%Tata Motors Finance Ltd ICRA A1+ 0.50%Tata Capital Financial Services Ltd CRISIL AA+ 0.47%8.42% Himachal Pradesh SDL (MD 16/03/2021) SOV 0.42%

8.78% Haryana SDL (MD 23/07/2017) SOV 0.40%8.39% MAHARASHTRA SDL (08/09/2020) SOV 0.40%

8.75% Gujarat SDL(MD 03/10/2016) SOV 0.38%Tata Capital Financial Services Ltd CRISIL AA+ 0.33%Tata Sons Ltd CRISIL AAA 0.31%Tata Capital Financial Services Ltd CRISIL AA+ 0.31%Bajaj Finance Limited ICRA AA+ 0.31%8.40% Gujarat SDL (MD 24/11/2020) SOV 0.30%ICICI Home Finance Company Ltd ICRA AAA 0.29%IDFC Bank Ltd ICRA AAA 0.28%Power Finance Corporation Limited CRISIL AAA 0.26%8.42% Maharashtra SDL (MD 25/08/2020) SOV 0.26%


Power Finance Corporation Limited CRISIL AAA 0.26%8.38% Gujarat SDL (MD 05/01/2021) SOV 0.26%Tata Capital Housing Finance Ltd CRISIL AA+ 0.26%IDBI Bank Limited CRISIL A1+ 0.26%ICICI Bank Limited ICRA A1+ 0.26%Housing Development Finance Corporation Limited ICRA A1+ 0.26%

8.38% Gujarat SDL (MD 22/09/2020) SOV 0.25%8.44% Rajasthan SDL (25/08/2020) SOV 0.21%Tata Sons Ltd CRISIL AAA 0.21%Sundaram Finance Limited ICRA AA+ 0.21%ICICI Bank Limited ICRA A1+ 0.20%Tata Motors Finance Ltd CRISIL AA 0.19%8.08% Odisha SDL ( MD 11/03/2020) SOV 0.16%



Kotak Mahindra Prime Ltd CRISIL AAA 0.16%IDFC Bank Ltd ICRA AAA 0.16%Tata Capital Financial Services Ltd ICRA AA+ 0.14%8.39% Punjab SDL (MD 05/01/2021) SOV 0.13%LIC Housing Finance Limited CRISIL AAA 0.12%Housing Development Finance Corporation Limited CRISIL AAA 0.10%

8.43% Madhya Pradesh SDL (MD 19/12/2017) SOV 0.05%

Rural Electrification Corporation Limited CRISIL AAA 0.05%Power Grid Corporation of India Limited CRISIL AAA 0.05%Dena Bank CRISIL A1+ 0.05%Power Finance Corporation Limited CRISIL AAA 0.05%LIC Housing Finance Limited CARE AAA 0.03%Rural Electrification Corporation Limited CRISIL AAA 0.02%HDB Financial Services Ltd CRISIL AAA 0.02%


Power Finance Corporation Limited CRISIL AAA 0.01%Housing Development Finance Corporation Limited CRISIL AAA 0.01%

6.85% Rec Fix & Pay Mibor (20/01/21)ICICI BK 0.01%

Tata Motors Finance Ltd CRISIL AA 0.01%6.9525% Rec Fix & Pay Mibor (MD10/11/20) HDFCBK 0.01%


6.85% Rec Fix & Pay Mibor (20/01/21)HDFC BK 0.00%

6.94% Rec Fix & Pay Mibor (26/11/20)HSBCBK 0.00%

Power Finance Corporation Limited CRISIL AAA 0.00%6.68% Pay Fix & Rec Mibor (01/02/18)HSBC BK 0.00%


Birla Sun Life Income Plus


7.59% GOI (MD 20/03/2029) SOV 36.81%8.17% GOI (MD 01/12/2044) SOV 30.35%8.13% GOI (MD 22/06/2045) SOV 12.32%7.73% GOI (MD 19/12/2034) SOV 7.66%7.59% GOI(MD 11/01/2026) SOV 4.69%7.35% GOI (MD 22/06/2024) SOV 2.62%India Infradebt Ltd CRISIL AAA 1.22%Power Finance Corporation Limited CRISIL AAA 0.66%8.60% GOI (MD 02/06/2028) SOV 0.13%ICICI Bank Limited CRISIL AAA 0.08%8.24% GOI (MD 10/11/2033) SOV 0.04%9.56% Maharashtra SDL (MD 28/08/2023) SOV 0.03%

9.45% Rahasthan SDL (MD 26/03/2024) SOV 0.02%8.51% Punjab SDL (MD 10/04/2023) SOV 0.01%8.64% Jharkhand SDL (MD 06/03/2023) SOV 0.01%Cash & Current Assets 3.35%Total 100.00%

Birla Sun Life Floating Rate Fund -Short Term Plan


91 Days Tbill (MD 28/03/2016) SOV 11.11%Andhra Bank CARE A1+ 6.50%Vijaya Bank CARE A1+ 5.99%Tata Capital Financial Services Ltd ICRA A1+ 5.34%Citicorp Finance India Ltd ICRA A1+ 4.62%National Bank For Agriculture and Rural Development CRISIL AAA 4.01%

Tata Motors Limited ICRA A1+ 3.99%TATA Realty & Infrastructure Ltd ICRA A1+ 3.94%STCI Finance Limited CRISIL A1+ 3.33%Mahindra & Mahindra Financial Services Limited CRISIL A1+ 2.67%

Tata Capital Financial Services Ltd ICRA A1+ 2.67%91 Days Tbill (MD 17/03/2016) SOV 2.67%Gruh Finance Limited ICRA A1+ 2.66%RBL Bank Limited 2.66%Piramal Enterprises Ltd ICRA A1+ 2.63%Jhajjar Power Ltd IND A1+ 2.63%Chennai Petroleum Corporation Limited ICRA A1+ 2.26%Kotak Mahindra Prime Ltd CRISIL A1+ 1.98%Godrej Industries Limited ICRA A1+ 1.84%91 Days Tbill (MD 31/03/2016) SOV 1.73%Housing Development Finance Corporation Limited CRISIL AAA 1.34%

DCB Bank Ltd CRISIL A1+ 1.34%National Bank For Agriculture and Rural Development CRISIL A1+ 1.33%

Fedbank Financial Services Ltd CRISIL A1+ 1.33%Rabo Bank (INDIA) CRISIL A1+ 1.33%Tata Housing Development Co Ltd CARE A1+ 1.32%Kotak Mahindra Investments Ltd CRISIL A1+ 1.31%Godrej Agrovet Ltd ICRA A1+ 1.05%Tata Capital Financial Services Ltd ICRA A1+ 0.67%Network18 Media & Investments Limited ICRA A1+ 0.67%

Vijaya Bank CARE A1+ 0.67%TV18 Broadcast Limited ICRA A1+ 0.67%TV18 Broadcast Limited ICRA A1+ 0.67%STCI Finance Limited CRISIL A1+ 0.66%Adani Ports and Special Economic Zone Limited ICRA AA+ 0.27%


Small Industries Dev Bank of India CARE A1+ 0.13%Cash & Current Assets 9.89%Total 100.00%

Birla Sun Life Floating Rate Fund -Long Term Plan


8.12% GOI (MD 10/12/2020) SOV 18.25%Small Industries Dev Bank of India CARE AAA 15.10%Shriram Transport Finance Company Limited IND AA+ 7.20%

National Bank For Agriculture and Rural Development CRISIL AAA 7.18%

8.40% Gujarat SDL (MD 24/11/2020) SOV 5.45%Bajaj Finance Limited ICRA AA+ 5.02%Sundaram Finance Limited CRISIL AA+ 5.01%Power Finance Corporation Limited CRISIL AAA 4.36%Indiabulls Housing Finance Ltd CARE AAA 3.93%7.8% GOI (MD 11/04/2021) SOV 3.60%Shriram Transport Finance Company Limited CRISIL AA+ 3.59%

Tata Capital Financial Services Ltd CRISIL AA+ 3.58%Barclays Invest & Loans India Ltd ICRA A1+ 3.38%8.41% Andhra Pradesh SDL (MD 27/03/2018) SOV 2.18%

Kotak Mahindra Prime Ltd CRISIL AAA 2.16%Power Finance Corporation Limited CRISIL AAA 1.82%Kotak Mahindra Prime Ltd CRISIL AAA 0.72%8.7% GUJARATSDL (MD 20/09/2016) SOV 0.36%Tata Sons Ltd CRISIL AAA 0.36%LIC Housing Finance Limited CRISIL AAA 0.06%6.83% Pay Fix & Rec Mibor (11/01/21)HSBCBK -0.01%

6.89% Pay Fix & Rec Mibor (22/09/20) ICICIBK -0.01%

6.90% Pay Fix & Rec Mibor (22/09/20)ICICISECPD -0.01%

6.9550% Pay Fix & Rec Mibor (17/11/20)HSBCBK -0.02%

6.9575% Pay Fix & Rec Mibor (17/11/20) ICICISECPD -0.02%

6.9575% Pay Fix & Rec Mibor (17/11/20)HDFCBK -0.02%

6.9375% Pay Fix & Rec Mibor (MD08/09/20) HDFCBK -0.03%

6.9525% Pay Fix & Rec Mibor (MD09/09/20) HDFCBK -0.03%

6.9775% Pay Fix & Rec Mibor (15/09/20) ICICISECPD -0.04%

6.91% Pay Fix & Rec Mibor (21/09/20) ICICIBK -0.04%


Birla Sun Life Gilt Plus - PF Plan


8.17% GOI (MD 01/12/2044) SOV 41.61%8.13% GOI (MD 22/06/2045) SOV 25.96%7.73% GOI (MD 19/12/2034) SOV 20.12%8.27% GOI (MD 09/06/2020) SOV 8.95%Cash & Current Assets 3.36%Total Net Assets 100.00%

Birla Sun Life Constant Maturity 10 Year Gilt Fund (erstwhile Birla Sun Life Gilt

Plus – Regular Plan)


7.59% GOI(MD 11/01/2026) SOV 94.32%8.40% GOI (MD 28/07/2024) SOV 1.41%Cash & Current Assets 4.27%Total 100.00%



8.17% GOI (MD 01/12/2044) SOV 45.52%7.59% GOI (MD 20/03/2029) SOV 21.46%7.73% GOI (MD 19/12/2034) SOV 18.75%8.82% Bihar SDL (MD 24/02/2026) SOV 6.99%8.13% GOI (MD 22/06/2045) SOV 1.57%8.60% GOI (MD 02/06/2028) SOV 0.22%8.30% GOI (MD 02/07/2040) SOV 0.01%


Total 100.00%



Reliance Industries Ltd 9.14%Yes Bank Limited 6.96%Housing Development Finance Corporation Ltd 5.46%

HDFC Bank Ltd 4.82%Allahabad Bank UNRATED 4.64%Tata Capital Housing Finance Ltd CRISIL AA+ 4.63%Cholamandalam Investment and Finance Company Limited ICRA A1+ 4.53%

Axis Bank Ltd 4.43%ITC Ltd 3.33%Aurobindo Pharma Ltd 3.08%Lupin Ltd 2.97%Sun Pharmaceuticals Industries Ltd 2.56%Corporation Bank 2.32%Kotak Mahindra Prime Ltd CRISIL A1+ 2.29%Tata Motors Ltd 2.13%Yes Bank Ltd 2.07%Reliance Infrastructure Ltd 1.99%Adani Ports and Special Economic Zone Ltd 1.81%

Eicher Motors Ltd 1.68%Maruti Suzuki India Ltd 1.52%

85

PortfolioBank Of Baroda 1.36%DLF Ltd 1.34%Hindustan Petroleum Corporation Ltd 1.31%GMR Infrastructure Ltd 1.16%Britannia Industries Ltd 1.16%Hindalco Industries Ltd 1.03%Hindustan Unilever Ltd 0.90%Sun TV Network Ltd 0.83%Bosch Ltd 0.76%Ashok Leyland Ltd 0.73%Indiabulls Real Estate Ltd 0.72%Dish TV India Ltd 0.63%Reliance Capital Ltd 0.60%Tata Motors Ltd DVR Shares 0.52%Federal Bank Ltd 0.51%Century Textiles & Industries Ltd 0.46%IDFC Ltd. 0.41%Coal India Ltd 0.40%UPL Limited 0.39%Tata Global Beverages Ltd 0.37%Oil & Natural Gas Corporation Ltd 0.36%Tech Mahindra Ltd 0.30%Tata Power Co Ltd 0.28%Glenmark Pharmaceuticals Ltd 0.27%Cairn India Ltd 0.23%Jaiprakash Associates Ltd 0.18%TVS Motor Company Ltd 0.16%Reliance Power Ltd 0.15%Bharat Petroleum Corp Ltd 0.13%MRF Ltd 0.13%Housing Development and Infrastruc-ture Ltd 0.05%

Jindal Steel and Power Ltd 0.00%JINDALSTEL_31/03/2016 0.00%HDIL_31/03/2016 -0.06%MRF_31/03/2016 -0.13%BPCL_31/03/2016 -0.13%RPOWER_31/03/2016 -0.15%TVSMOTOR_31/03/2016 -0.16%JPASSOCIAT_31/03/2016 -0.18%CAIRN_31/03/2016 -0.23%GLENMARK_31/03/2016 -0.27%TATAPOWER_31/03/2016 -0.28%TECHM_31/03/2016 -0.31%ONGC_31/03/2016 -0.36%TATAGLOBAL_31/03/2016 -0.38%COALINDIA_31/03/2016 -0.38%UPL_31/03/2016 -0.39%IDFC_31/03/2016 -0.41%CENTURYTEX_31/03/2016 -0.46%FEDERALBNK_31/03/2016 -0.52%TATAMTRDVR_31/03/2016 -0.53%RELCAPITAL_31/03/2016 -0.61%DISHTV_31/03/2016 -0.63%IBREALEST_31/03/2016 -0.72%ASHOKLEY_31/03/2016 -0.73%BOSCHLTD_31/03/2016 -0.76%SUNTV_31/03/2016 -0.83%HINDUNILVR_31/03/2016 -0.91%HINDALCO_31/03/2016 -1.03%BRITANNIA_31/03/2016 -1.17%GMRINFRA_31/03/2016 -1.17%HINDPETRO_31/03/2016 -1.32%DLF_31/03/2016 -1.35%BANKBARODA_31/03/2016 -1.37%MARUTI_31/03/2016 -1.53%EICHERMOT_31/03/2016 -1.69%ADANIPORTS_31/03/2016 -1.82%RELINFRA_31/03/2016 -2.00%YESBANK_31/03/2016 -2.08%TATAMOTORS_31/03/2016 -2.15%SUNPHARMA_31/03/2016 -2.58%LUPIN_31/03/2016 -2.98%AUROPHARMA_31/03/2016 -3.09%ITC_31/03/2016 -3.36%AXISBANK_31/03/2016 -4.46%HDFCBANK_31/03/2016 -4.84%HDFC_31/03/2016 -5.50%RELIANCE_31/03/2016 -9.20%Cash & Current Assets 12.14%Net receivables / payables 62.85%Total 100.00%

Birla Sun Life Active Debt Multi Manager FoF Scheme


IDFC Dynamic Bond Fund-Direct Plan-Growth

30.55%

Birla Sun Life Govt Sec. Long Term Grwth Direct

24.62%

ICICI Prude Gilt Fund Inv Plan PF Opt-Dir Plan-Grw

23.28%

SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth

20.68%


Net receivables / payables -0.31%Total 100.00%

86

Here’s a platform for you to check your dividend declaration, history and all the other vital information on dividends.

Dividend

Dividend


WEALTH CREATION SOLUTIONS

87

EQUITY SCHEMES Declared on date Non Corporate Dividend# (` per unit)

Dividend# (` per unit) Face value (`) Cum Dividend NAV

(` per unit)

Birla Sun Life Equity Fund - Regular Plan30-Nov-1517-Mar-1516-Oct-14

10.003.804.50

10.003.804.50

10.0010.0010.00

93.15101.1689.18

Birla Sun Life Equity Fund - Direct Plan30-Nov-15 17-Mar-15 16-Oct-14

9.002.004.50

9.002.004.50

10.0010.0010.00

102.77108.7595.17

Birla Sun Life Advantage Fund - Regular Plan31-Aug-1505-Sep-14 23-May-14

20.0015.000.00

20.0015.007.20

10.0010.00 10.00

106.68104.59101.29

Birla Sun Life Advantage Fund - Direct Plan31-Aug-15 05-Sep-14 23-May-14

10.0015.00 0.00

10.0015.00 7.20

10.0010.0010.00

108.05105.26101.77

Birla Sun Life Midcap Fund - Regular Plan28-Aug-1524-Jul-1419-Jul-13

3.752.501.50

3.752.501.50

10.0010.0010.00

34.2928.6720.01

Birla Sun Life Small & Midcap Fund - Regular Plan28-Aug-15 24-Jul-14 19-Jul-13

2.300.000.00

2.301.500.35

10.0010.0010.00

21.1018.2011.79

Birla Sun Life Frontline Equity Fund - Regular Plan30-Oct-1524-Apr-1505-Nov-14

3.501.751.20

3.501.751.20

10.0010.0010.00

27.8429.4429.41

Birla Sun Life India GenNext Fund - Regular Plan18-Jun-1527-Jun-1428-Jun-13

2.600.000.00

2.602.001.00

10.0010.0010.00

23.4219.5716.47

Birla Sun Life India GenNext Fund - Direct Plan 18-Jun-15 27-Jun-14

2.600.00

2.602.00

10.0010.00

25.6321.07

Birla Sun Life New Millennium Fund - Regular Plan31-Jul-1511-Sep-1427-Sep-13

2.001.600.00

2.001.600.85

10.0010.0010.00

19.9619.9015.20

Birla Sun Life Top 100 Fund - Regular Plan24-Jul-1522-Jan-1527-Jun-14

2.300.850.00

2.300.850.85

10.0010.0010.00

19.0119.7317.16

Birla Sun Life MNC Fund - Regular Plan09-Oct-1522-Apr-1520-Nov-14

10.0010.005.50

10.0010.005.50

10.0010.0010.00

158.07166.22141.24

Birla Sun Life Index Fund - Regular Plan 02-Nov-1525-Feb-1507-Oct-14

3.205.206.00

3.205.206.00

10.0010.0010.00

15.5222.0625.83

Birla Sun Life Index Fund - Direct Plan02-Nov-15 25-Feb-15 07-Oct-14

3.205.206.00

3.205.206.00

10.0010.0010.00

15.7122.2325.97

Birla Sun Life India Opportunities Fund - Regular Plan 30-Nov-1513-Nov-1427-Dec-13

3.002.760.00

3.002.761.50

10.0010.0010.00

28.9028.1319.86

Birla Sun Life Dividend Yield Plus - Regular Plan23-Dec-1524-Sep-1519-Jun-15

0.200.350.40

0.200.350.40

10.0010.0010.00

15.0415.7716.10

Birla Sun Life Balanced ‘95 Fund - Regular Plan23-Dec-1522-Sep-1526-Jun-15

2.857.507.50

2.857.507.50

10.0010.0010.00

137.67142.58152.32

Birla Sun Life Balanced ‘95 Fund - Direct Plan23-Dec-15 01-Oct-14 21-Mar-14

3.607.000.00

3.607.003.00

10.0010.0010.00

174.23159.03124.74

Birla Sun Life Pure Value Fund - Regular Plan24-Jul-1531-Jul-1423-Aug-13

3.002.800.00

3.002.801.00

10.0010.0010.00

28.7526.1913.44

Birla Sun Life Enhanced Arbitrage Fund - Dividend - Regular Plan26-Feb-1629-Jan-16 29-Dec-15

0.050.050.05

0.050.050.05

10.0010.0010.00

10.8610.8810.89

Birla Sun Life Enhanced Arbitrage Fund - Dividend - Direct Plan26-Feb-16 29-Jan-16 29-Dec-15

0.050.050.06

0.050.050.06

10.0010.0010.00

11.0211.0311.03

BSL CEF - Global Agri Plan - Dividend- Regular Plan 21-May-15 23-May-14

1.441.50

1.341.12

10.0010.00

19.2618.20

BSL CEF - Global Agri Plan - Dividend- Direct Plan 21-May-15 23-May-14

1.441.50

1.341.12

10.0010.00

19.5118.32

Birla Sun Life Infrastructure Fund - Dividend - Regular Plan 11-Jun-1527-Jun-14

1.600.00

1.601.75

10.0010.00

15.2715.48

Birla Sun Life Special Situations Fund - Dividend - Regular Plan 29-Sep-1528-Aug-14

1.301.30

1.301.30

10.0010.00

15.9114.57

Birla Sun Life India Reforms Fund - Dividend - Regular Plan 30-Nov-1508-Aug-14

1.300.80

1.300.80

10.0010.00

12.8011.90

Birla Sun Life International Equity - Plan A -Dividend - Regular Plan 27-Nov-14 1.30 0.88 10.00 16.15

Birla Sun Life Financial Planning FOF Aggressive Plan - Quarterly - Regular Plan

25-Sep-14 0.19 0.19 10.00 13.761725-Jun-14 0.16 0.15 10.00 13.196920-Mar-14 0.12 0.11 10.00 11.3962

Birla Sun Life Financial Planning FOF Aggressive Plan - Quarterly - Direct Plan25-Sep-14 0.19 0.19 10.00 13.872425-Jun-14 0.16 0.15 10.00 13.285020-Mar-14 0.12 0.11 10.00 11.4450

Birla Sun Life Financial Planning FOF Conservative Plan - Quarterly - Regular Plan

25-Sep-14 0.12 0.11 10.00 12.252925-Jun-14 0.08 0.07 10.00 12.072120-Mar-14 0.08 0.07 10.00 11.5070

Birla Sun Life Financial Planning FOF Conservative Plan - Quarterly - Direct Plan

25-Sep-14 0.12 0.11 10.00 12.360725-Jun-14 0.08 0.07 10.00 12.162520-Mar-14 0.08 0.07 10.00 11.5772

Birla Sun Life Financial Planning FOF Prudent Plan - Quarterly - Regular Plan25-Sep-14 0.16 0.15 10.00 12.690025-Jun-14 0.12 0.11 10.00 12.384520-Mar-14 0.10 0.09 10.00 11.3392

Birla Sun Life Financial Planning FOF Prudent Plan - Quarterly - Direct Plan25-Sep-14 0.16 0.15 10.00 12.901725-Jun-14 0.12 0.11 10.00 12.573020-Mar-14 0.10 0.09 10.00 11.3818

Birla Sun Life Dynamic Asset Allocation Fund - Dividend 22-Mar-1326-Dec-05

6.004.50

6.004.50

10.0010.00

18.460015.0000

Birla Sun Life Dynamic Asset Allocation Fund - Dividend - Direct Plan 22-Mar-13 6.00 6.00 10.00 18.5100

Birla Sun Life Banking And Financial Services Fund - Regular Plan 29-Dec-15 1.10 1.10 10.00 13.8700

Note: The NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Past performance may or may not be sustained in future.



88

DividendTAX SAVINGS SOLUTIONS

DEBT Schemes Declared on date Face ValueNon Corporate Corporate Cum Dividend NAV#

(` per unit)Dividend#


(` per unit)

Birla Sun Life Savings Fund – Institutional Monthly Dividend11-Feb-1128-Jan-1131-Dec-10

10.0010.0010.00

0.03500.04970.0587

0.02870.06070.0547

10.309910.338410.3413

Birla Sun Life Savings Fund – Retail Monthly Dividend11-Feb-1128-Jan-1131-Dec-10

10.0010.0010.00

0.03500.04690.0529

0.02870.05730.0493

10.284810.310810.3105

Birla Sun Life Treasury Optimizer Plan - Retail - Quarterly Dividend

15-Dec-1515-Sep-1515-Jun-15

10.0010.0010.00

1.70791.72421.7218

1.58241.59741.5952

107.9199108.0607107.9067

Birla Sun Life Treasury Optimizer Plan - Retail - Monthly Dividend

26-Feb-1629-Jan-1628-Dec-1527-Nov-15

10.0010.0010.0010.00

0.45990.52580.51020.4628

0.42610.48720.47270.4287

103.3222104.7692104.7853104.8850

Birla Sun Life Treasury Optimizer Plan - Monthly Dividend - Regular Plan

26-Feb-16 29-Jan-16 28-Dec-15 27-Nov-15

10.0010.0010.0010.00

0.46010.52600.51040.4628

0.42630.48740.47280.4288

103.3643104.8119104.8279104.9274

Birla Sun Life Treasury Optimizer Plan - Monthly Dividend - Direct Plan

26-Feb-16 29-Jan-16 28-Dec-15 27-Nov-15

10.0010.0010.0010.00

0.46260.52880.51300.4651

0.42860.48990.47520.4309

103.9580105.3895105.3778105.4510

Birla Sun Life Treasury Optimizer Plan - Quarterly Dividend - Regular Plan

15-Dec-15 15-Sep-1515-Jun-15

10.0010.0010.00

1.66551.68151.6791

1.54311.55791.5557

105.2448105.3822105.2320

Birla Sun Life Treasury Optimizer Plan - Quarterly Dividend - Direct Plan

15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

1.67081.68551.6818

1.54801.56161.5581

105.6555105.7126105.4802

Birla Sun Life Dynamic Bond Fund - Retail Plan - Monthly Dividend - Regular Plan

26-Feb-1629-Jan-1628-Dec-1527-Nov-15

10.0010.0010.0010.00

0.04710.05430.05300.0483

0.04360.05030.04910.0448

10.521110.725610.831610.8945

Birla Sun Life Dynamic Bond Fund - Retail Plan - Monthly Dividend - Direct Plan

26-Feb-16 29-Jan-16 28-Dec-15 27-Nov-15

10.0010.0010.00 10.00

0.04740.05460.05320.0485

0.04390.05060.04930.0450

10.588310.787810.886810.9428

Birla Sun Life Dynamic Bond Fund - Retail - Quarterly Dividend - Regular Plan

31-Dec-1530-Sep-15 30-Jun-15

10.00 10.0010.00

0.23780.23550.2407

0.22040.21810.2230

10.901111.244311.1423

SAVINGS SOLUTIONS

DEBT Schemes Declared on date Face ValueNon Corporate Corporate Cum Dividend NAV#



(` per unit)Birla Sun Life Monthly Income - Monthly Dividend - Regular Plan

29-Feb-1629-Jan-1631-Dec-15

10.0010.0010.00

0.05180.04900.0522

0.04800.04540.0484

11.911612.158612.3080

Birla Sun Life Monthly Income - Monthly Dividend - Direct Plan29-Feb-16 29-Jan-16 31-Dec-15

10.0010.0010.00

0.05580.05280.0562

0.05170.04890.0521

12.843013.101313.2548

Birla Sun Life Monthly Income - Quarterly Dividend - Regular Plan

31-Dec-15 30-Sep-1530-Jun-15

10.0010.0010.00

0.20350.20220.2055

0.18860.18740.1904

12.505312.735612.6629

Birla Sun Life Monthly Income - Quarterly Dividend - Direct Plan

31-Dec-15 30-Sep-1530-Jun-15

10.0010.0010.00

0.21020.20840.2113

0.19470.19310.1958

12.937813.150713.0477

Birla Sun Life MIP - Monthly Dividend Plan - Regular Plan

26-Feb-1629-Jan-1628-Dec-1527-Nov-15

10.0010.0010.0010.00

0.04570.05270.05110.0466

0.04240.04880.04730.0432

11.547211.886412.000411.9824

Birla Sun Life MIP - Monthly Dividend Plan - Direct Plan

26-Feb-16 29-Jan-16 28-Dec-15 27-Nov-15

10.0010.0010.0010.00

0.05040.05810.05630.0514

0.04670.05390.05210.0476

12.749413.117813.237013.2096

Birla Sun Life MIP II - Wealth 25 Plan Monthly Dividend Plan - Regular Plan

26-Feb-16 29-Jan-16 28-Dec-15 27-Nov-15

10.0010.0010.0010.00

0.05120.05980.05810.0530

0.04740.05540.05390.0491

12.707013.313513.616313.6536

Birla Sun Life MIP II - Wealth 25 Plan Monthly Dividend Plan - Direct Plan

31-Jul-15 26-Jun-15 29-May-15

10.0010.0010.00

0.03070.06320.0780

0.02840.05860.0723

16.488716.223816.4496

Birla Sun Life MIP II - Savings 5 Plan Monthly Dividend Plan - Regular Plan

26-Feb-1629-Jan-16 28-Dec-15 27-Nov-15

10.0010.0010.00 10.00

0.04850.05600.05410.0493

0.04490.05190.05010.0457

12.292312.611612.731912.7078

Birla Sun Life MIP II - Savings 5 Plan Monthly Dividend Plan - Direct Plan

26-Feb-16 29-Jan-16 28-Dec-15 27-Nov-15

10.0010.0010.00 10.00

0.05080.05860.05660.0516

0.04700.05430.05250.0478

12.879413.209913.331213.3002


REGULAR INCOME SOLUTIONS

EQUITY SCHEMES Declared on date Non Corporate Dividend# (` per unit)

Dividend# (` per unit) Face value (`) Cum Dividend NAV

(` per unit)

Birla Sun Life Tax Relief ‘9613-Mar-1507-Feb-1408-Mar-13

2.750.000.00

2.753.003.00

10.0010.0010.00

139.5281.54 78.66

Birla Sun Life Tax Plan20-Mar-1521-Mar-1415-Mar-13

4.500.000.00

4.504.251.50

10.0010.0010.00

81.4554.1248.00


TAX SAVINGS SOLUTIONS


89

DividendBirla Sun Life Dynamic Bond Fund - Quarterly Dividend - Direct Plan

31-Dec-1530-Sep-1530-Jun-15

10.0010.0010.00

0.24170.23880.2435

0.22390.22120.2256

11.095711.422611.2969

Birla Sun Life Short Term Opportunities Fund - Quarterly Dividend - Regular Plan

15-Dec-1515-Sep-1515-Jun-15

10.0010.0010.00

0.18580.18890.1884

0.17220.17500.1745

10.568510.610910.6650

Birla Sun Life Short Term Opportunities Fund - Quarterly Dividend - Direct Plan

15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.18880.19170.1910

0.17490.17760.1769

10.749210.777110.8208

Birla Sun Life Medium Term Plan - Dividend - Regular Plan 25-Mar-13 10.00 0.8000 0.6040 10.9834

Birla Sun Life Medium Term Plan - Dividend -Direct Plan 25-Mar-13 10.00 0.8000 0.6040 10.9909

Birla Sun Life Medium Term Plan - Half Yearly Dividend - Regular Plan

15-Sep-1516-Mar-1515-Sep-14

10.0010.0010.00

0.29440.41860.5019

0.27280.38820.3746

11.201611.297411.1487

Birla Sun Life Medium Term Plan - Half Yearly Dividend - Direct Plan

15-Sep-15 16-Mar-1515-Sep-14

10.0010.0010.00

0.31550.45000.5512

0.29230.41730.4114

11.522711.627311.4790

Birla Sun Life Medium Term Plan - Quarterly Dividend - Regular Plan

15-Dec-1515-Sep-15 15-Jun-15

10.0010.0010.00

0.18460.16660.1781

0.17100.15430.1650

10.579310.572010.5550

Birla Sun Life Medium Term Plan - Quarterly Dividend - Direct Plan

15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.22590.14370.1847

0.20930.13320.1711

10.739310.683510.6623

Birla Sun Life Medium Term Plan -Institutional - Half Yearly Dividend

18-Mar-1417-Sep-13 17-May-13

10.0010.00 10.00

0.49800.17160.2151

0.37170.12810.1605

11.064210.639710.6706

Birla Sun Life Medium Term Plan -Institutional - Quarterly Dividend

16-Dec-1317-Sep-13 17-May-13

10.00 10.00 10.00

0.30430.13730.2106

0.22710.10250.1572

10.592510.417010.4473

Birla Sun Life Short Term Fund - Monthly Dividend - Regular Plan

15-Feb-1615-Jan-1615-Dec-15

10.0010.0010.00

0.06440.06440.0605

0.05970.05970.0560

11.767511.784511.7875

Birla Sun Life Short Term Fund - Monthly Dividend - Direct Plan15-Feb-16 15-Jan-16 15-Dec-15

10.0010.0010.00

0.06450.06450.0606

0.05980.05980.0561

11.785411.801411.8035

Birla Sun Life Short Term Fund- Half Yearly Dividend15-Mar-1016-Mar-0917-Mar-08

10.0010.0010.00

0.24530.44670.4752

0.22830.41580.4423

11.555711.949611.6359

Birla Sun Life Short Term Fund - Quarterly Dividend15-Dec-1115-Sep-1115-Jun-11

10.0010.0010.00

0.11310.08560.1443

0.08540.06460.1090

11.660611.620111.4526

Birla Sun Life Short Term Fund -Dividend-Regular Plan22-Sep-1529-Dec-1405-Sep-14

10.0010.0010.00

0.46950.16690.7000

0.43500.15480.5224

10.825910.395210.8741

Birla Sun Life Short Term Fund -Dividend-Direct Plan22-Sep-1529-Dec-1405-Sep-14

10.0010.0010.00

0.46950.18870.7000

0.43500.17500.5224

10.797810.391510.9668

Birla Sun Life Income Plus - Quarterly Dividend - Regular Plan15-Dec-1515-Sep-1515-Jun-15

10.0010.0010.00

0.20710.20820.2131

0.19180.19290.1974

12.918013.099913.0399

Birla Sun Life Income Plus - Quarterly Dividend - Direct Plan15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.21170.21240.2170

0.19610.19680.2010

13.240313.392613.3024

Birla Sun Life Gilt Plus - PF Plan Quarterly Dividend - Regular Plan

15-Dec-1515-Sep-15 15-Jun-15

10.0010.0010.00

0.18170.21300.2875

0.16840.19730.2664

10.324810.444410.5074

Birla Sun Life Gilt Plus - PF Plan Quarterly Dividend - Direct Plan

15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.25390.28040.2924

0.23530.25980.2709

10.461710.655410.7017

Birla Sun Life Constant Maturity 10 Year Gilt Fund - Quarterly Dividend - Regular Plan

15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.23610.26870.0608

0.21870.24890.0563

12.478212.656912.4179

Birla Sun Life Constant Maturity 10 Year Gilt Fund - Quarterly Dividend - Direct Plan

15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.23960.24300.2469

0.22200.22520.2287

11.303911.455611.4971

Birla Sun Life Government Securities Fund - Long Term Dividend - Regular Plan - Half Yearly Dividend

15-Sep-15 16-Mar-15 15-Sep-14

10.0010.0010.00

0.47070.44620.6119

0.43610.41380.4567

11.076511.476910.8844

Birla Sun Life Government Securities Fund - Long Term Dividend - Direct Plan - Half Yearly Dividend

15-Sep-15 16-Mar-15 15-Sep-14

10.0010.0010.00

0.48960.46270.6339

0.45360.42910.4731

11.563111.934411.2875

Birla Sun Life Active Debt Multi Manager FoF Scheme - Dividend

25-Sep-14 10.00 0.1559 0.1493 11.166925-Jun-14 10.00 0.0312 0.0299 11.009720-Mar-14 10.00 0.0623 0.0597 10.7957

Birla Sun Life Active Debt Multi Manager FoF Scheme - Quar-terly - Direct Plan

25-Sep-14 10.00 0.1559 0.1493 11.219625-Jun-14 10.00 0.0312 0.0299 11.047520-Mar-14 10.00 0.0623 0.0597 10.8183


Close Ended Scheme Performance

Performance details for close ended Capital Protection Oriented Schemes with less than 1 year of existence have not been disclosed.

90

Birla Sun Life Capital Protection Oriented Fund - Series 16 - Regular Plan

Date of Inception: Nov 05, 2013 Fund Manager: Mr. Prasad Dhonde & Vineet MalooNAV (as on 31st December 2015): ` 12.2574

NAV Per Unit. *

(`)

Birla Sunlife CapitalProtectionOriented- Series 16 (%)


(%)

CRISIL 1Year T-Bill

Index ##(%)


Birla Sunlife CapitalProtectionOriented

- Series 16 (`)

CRISIL MIP Blended

Index # (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 10. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.


Date of Inception: Dec 04, 2013 Fund Manager: Mr. Prasad Dhonde & Vineet MalooNAV (as on 31st December 2015): ` 12.2165

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 17 (`)

CRISIL MIP Blended

Index # (`)







Date of Inception: Feb 03, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 12.0478

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 18 (`)

CRISIL MIP Blended

Index # (`)






Date of Inception: Mar 06, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 11.7378

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 19 (`)

CRISIL MIP Blended

Index # (`)






Date of Inception: Apr 30, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 11.5344

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 20 (`)

CRISIL MIP Blended

Index # (`)






Date of Inception: Jun 09, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 11.1197

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 21 (`)

CRISIL MIP Blended

Index # (`)





Close Ended Scheme Performance

Performance details for close ended Capital Protection Oriented Schemes with less than 1 year of existence have not been disclosed.

91


Date of Inception: Aug 13, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 11.0286

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 22 (`)

CRISIL MIP Blended

Index # (`)






Date of Inception: Sep 18, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 10.8778

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 23 (`)

CRISIL MIP Blended

Index # (`)






Date of Inception: Nov 26, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Ajay GargNAV (as on 31st December 2015): ` 9.8715

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 25 (`)

CRISIL MIP Blended

Index # (`)


Since inception till December 31, 2015 (CAGR) 10.0000 -1.17 7.05 8.29 9872 10776 10912


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Ajay Garg is 7. Refer annexure on page no. 92 to know more on performance of schemes managed by Fund Managers.The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.

Fund Manager-wise Scheme Details

Schemes mentioned in order of performance for the period December 31, 2014 - December 31, 2015. Due to inherent difference in nature of schemes above (i.e. equity, hybrid, debt schemes) as may be managed by Fund Manager, performance of such schemes may not be strictly comparable. Further, for the schemes in existence for less than a year, the past performance details have not been provided. Further, performance of Fixed Term Plans (FTPs) / Fixed Maturity Plans (FMP) / Interval Income Schemes are not considered above, as FMPs / FTPs / Interval Income Schemes are close ended / interval schemes of varying maturities and performance of such schemes may not be strictly comparable with open ended schemes managed by Fund Managers.

The Fund Manager-wise Scheme Details appearing above are As on January 29, 2016.

92

Sr.no

Funds Managed By Mr. Maneesh Dangi Refer page No

1 Birla Sun Life Medium Term Plan 632 Birla Sun Life Dynamic Bond Fund 61

Sr.no Funds Managed By Mr. Kaustubh Gupta Refer

page No1 Birla Sun Life Floating Rate Fund - Long Term Plan$ 672 Birla Sun Life Savings Fund# 593 Birla Sun Life Treasury Optimizer Plan$

(erstwhile Birla Sun Life Ultra Short Term Fund) 604 Birla Sun Life Short Term Opportunities Fund# 625 Birla Sun Life Floating Rate Fund - Short Term Plan# 666 Birla Sun Life Cash Plus# 577 Birla Sun Life Cash Manager# 588 Birla Sun Life Constant Maturity 10 Year Gilt Fund$

(erstwhile Birla Sun Life Gilt Plus – Regular Plan) 699 Birla Sun Life Gilt Plus - PF Plan$ 68

10 Birla Sun Life Government Securities Fund -Long Term Plan$ 70# Funds co-managed by Ms. Sunaina Da Cunha $ Funds co-managed by Mr. Prasad Dhonde

Sr.no Funds Managed By Mr. Ajay Garg Refer

page No1 Birla Sun Life MNC Fund 182 Birla Sun Life Tax Relief ‘96 483 Birla Sun Life Tax Savings Fund 504 Birla Sun Life Tax Plan 495 Birla Sun Life Capital Protection Oriented Fund - Series 25# 916 Birla Sun Life Index Fund 37

# Funds co-managed by Mr. Prasad Dhonde

Sr.no

Funds Managed By Mr. Prasad Dhonde Refer page No

1 Birla Sun Life Floating Rate Fund - Long Term Plan@ 672 Birla Sun Life Short Term Fund 64

3 Birla Sun Life Treasury Optimizer Plan@

(erstwhile Birla Sun Life Ultra Short Term Fund) 60

4 Birla Sun Life Constant Maturity 10 Year Gilt Fund@

(erstwhile Birla Sun Life Gilt Plus – Regular Plan)69

5 Birla Sun Life Gilt Plus - PF Plan@ 68

6 Birla Sun Life Government Securities Fund -Long Term Plan@

70

7 Birla Sun Life Capital Protection Oriented Fund - Series 22$ 918 Birla Sun Life Capital Protection Oriented Fund - Series 18$ 909 Birla Sun Life Capital Protection Oriented Fund - Series 20$ 9010 Birla Sun Life Capital Protection Oriented Fund - Series 21$ 9011 Birla Sun Life Capital Protection Oriented Fund - Series 23$ 9112 Birla Sun Life Capital Protection Oriented Fund - Series 16$ 9013 Birla Sun Life Capital Protection Oriented Fund - Series 17$ 9014 Birla Sun Life Capital Protection Oriented Fund - Series 19$ 9015 Birla Sun Life Income Plus 6516 Birla Sun Life Dynamic Asset Allocation Fund$ 3117 Birla Sun Life Capital Protection Oriented Fund - Series 25# 9118 Birla Sun Life Gold ETF 38

# Funds co-managed by Mr. Ajay Garg$ Funds co-managed by Mr. Vineet Maloo@ Funds co-managed by Mr. Kaustubh Gupta

Sr.no

Funds Managed By Mr. Shravan Sreenivasula Refer page No

1 Birla Sun Life Active Debt Multi Manager FoF Scheme 722 Birla Sun Life Asset Allocator Multi Manager FoF Scheme 403 Birla Sun Life Financial Planning FOF - Conservative Plan 424 Birla Sun Life Financial Planning FOF - Aggressive Plan 415 Birla Sun Life Financial Planning FOF - Prudent Plan 436 Birla Sun Life Global Real Estate Fund 367 Birla Sun Life Gold Fund 398 Birla Sun Life Global Commodities Fund 35

Sr.no

Funds Managed By Mr. Chanchal Khandelwal Refer page No

1 Birla Sun Life India GenNext Fund* 23*Funds co-managed by Mr. Anil Shah

Sr.no

Funds Managed By Mr. Mahesh Patil Refer page No

1 Birla Sun Life Pure Value Fund@ 262 Birla Sun Life Balanced ‘95 Fund# 143 Birla Sun Life Frontline Equity Fund 154 Birla Sun Life Top 100 Fund 165 Birla Sun Life Infrastructure Fund 25

# Funds co-managed by Mr. Pranay Sinha@ Funds co-managed by Mr. Milind Bafna

Sr.no

Funds Managed By Mr. Satyabrata Mohanty Refer page No

1 Birla Sun Life MIP II - Savings 5 Plan*# 552 Birla Sun Life MIP II - Wealth 25 Plan*# 543 Birla Sun Life Advantage Fund 224 Birla Sun Life Equity Savings Fund*^ 445 Birla Sun Life Banking and Financial Services Fund@ 246 Birla Sun Life India Reforms Fund 277 Birla Sun Life Dividend Yield Plus# 19

* Funds co-managed by Mr. Pranay Sinha # Funds co-managed by Mr. Vineet Maloo^ Funds co-managed by Mr. Lovelish Solanki@ Funds co-managed by Mr. Dhaval Gala

Sr.no

Funds Managed By Mr. Jayesh Gandhi Refer page No

1 Birla Sun Life Small & Midcap Fund 212 Birla Sun Life Midcap Fund 20

Sr.no

Funds Managed By Mr. Vineet Maloo Refer page No

1 Birla Sun Life MIP II - Savings 5 Plan*@ 552 Birla Sun Life Monthly Income@ 523 Birla Sun Life MIP II - Wealth 25 Plan*@ 544 Birla Sun Life MIP@ 535 Birla Sun Life Capital Protection Oriented Fund - Series 22# 916 Birla Sun Life Capital Protection Oriented Fund - Series 18# 907 Birla Sun Life Capital Protection Oriented Fund - Series 20# 908 Birla Sun Life Capital Protection Oriented Fund - Series 21# 909 Birla Sun Life Capital Protection Oriented Fund - Series 23# 9110 Birla Sun Life Capital Protection Oriented Fund - Series 16# 9011 Birla Sun Life Capital Protection Oriented Fund - Series 17# 9012 Birla Sun Life Capital Protection Oriented Fund - Series 19# 9013 Birla Sun Life Dynamic Asset Allocation Fund# 3114 Birla Sun Life International Equity Fund - Plan A 3215 Birla Sun Life International Equity Fund - Plan B 3316 Birla Sun Life Dividend Yield Plus* 19

* Funds co-managed by Mr. Satyabrata Mohanty# Funds co-managed by Mr. Prasad Dhonde@ Funds co-managed by Mr. Pranay Sinha

Sr.no

Funds Managed By Mr. Kunal Sangoi Refer page No

1 Birla Sun Life India Opportunities Fund 292 Birla Sun Life New Millennium Fund 28

Sr.no

Funds Managed By Mr. Milind Bafna Refer page No

1 Birla Sun Life Pure Value Fund* 26

2 Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP) 34

* Funds co-managed by Mr. Mahesh Patil

Sr.no

Funds Managed By Ms. Sunaina Da Cunha Refer page No

1 Birla Sun Life Savings Fund* 592 Birla Sun Life Short Term Opportunities Fund* 623 Birla Sun Life Floating Rate Fund - Short Term Plan* 664 Birla Sun Life Cash Plus* 575 Birla Sun Life Cash Manager* 58

* Funds co-managed by Mr. Kaustubh Gupta

Sr.no

Funds Managed By Mr. Lovelish Solanki Refer page No

1 Birla Sun Life Enhanced Arbitrage Fund 712 Birla Sun Life Equity Savings Fund*@ 44

* Funds co-managed by Mr. Satyabrata Mohanty@ Funds co-managed by Mr. Pranay Sinha

Sr.no

Funds Managed By Mr. Dhaval Gala Refer page No

1 Birla Sun Life Banking and Financial Services Fund@ 24@ Funds co-managed by Mr. Satyabrata Mohanty

Sr.no

Funds Managed By Mr. Pranay Sinha Refer page No

1 Birla Sun Life MIP II - Savings 5 Plan*# 552 Birla Sun Life Monthly Income* 523 Birla Sun Life MIP II - Wealth 25 Plan*# 544 Birla Sun Life MIP* 535 Birla Sun Life Equity Savings Fund#^ 446 Birla Sun Life Balanced ‘95 Fund@ 14

* Funds co-managed by Mr. Vineet Maloo @ Funds co-managed by Mr. Mahesh Patil# Funds co-managed by Mr. Satyabrata Mohanty^ Funds co-managed by Mr. Lovelish Solanki

Sr.no

Funds Managed By Mr. Anil Shah Refer page No

1 Birla Sun Life Special Situations Fund 302 Birla Sun Life India GenNext Fund* 233 Birla Sun Life Equity Fund 17

* Funds co-managed by Mr. Chanchal Khandelwal

Funds at a Glance

SCHEME PLAN/ OPTION DEFAULT OPTION** MINIMUMINVESTMENTAMOUNT

EXIT LOADFor redemption-switch out consider from the date of allotment.PLAN^ OPTION

Birla Sun Life Equity Fund Regular Plan Dividend (Payout/Reinvestment/Sweep) Dividend Reinvestment FP: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: NilDirect Plan Growth

Birla Sun Life Advantage Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 days from the date of allotment: 1.00% of applicable NAV. after 365 days from the date of allotment: NilDirect Plan Growth

Birla Sun Life Midcap Fund Regular Plan Dividend (Payout / Reinvestment / Sweep)

Growth (Growth with Triggered Facility)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: NilDirect Plan

Birla Sun Life Frontline Equity Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Growth

Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/-

within 365 days/1% of applicable NAV.Direct Plan

Birla Sun Life Infrastructure Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Growth


within 365 days/1% of applicable NAV.Direct Plan

Birla Sun Life India GenNext Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 days/1% of applicable NAV.Direct Plan Growth

Birla Sun Life New Millennium Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Top 100 Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life MNC Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Index Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan Growth

Birla Sun Life India Opportunities Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

365 days from the date of allotment: 1.00% of applicable NAV. after 365 days from the date of allotment: Nil.Direct Plan Growth

Birla Sun Life Small & Midcap Fund Regular Plan Dividend (Payout / Reinvestment)Dividend Payout

FP: ` 5,000/-AP : ` 1,000/-


Birla Sun Life India Reforms Fund Regular Plan Dividend (Payout / Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP : ` 1,000/-


Birla Sun Life Dividend Yield Plus Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Balanced ‘95 Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: Nil.Direct Plan Growth

Birla Sun Life Special Situations Fund Regular Plan Dividend (Payout/Reinvestment/Sweep) • Choice of Plan : Growth• Choice of Option : Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Dynamic Asset Allocation Fund Regular PlanDividend (Payout/Reinvestment)

GrowthDividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

For redemption / switch-out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 365 days from the date of allotment: Nil.Direct Plan


Regular Plan Dividend (Payout / Reinvestment /Sweep)

GrowthGrowth / Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allot-ment: NilDirect Plan

Birla Sun Life International Equity Fund (Plan A) Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 daysfrom the date of allotment: 1.00% ofapplicable NAV. after 365 days from the date of allotment: Nil.Direct Plan Growth

Birla Sun Life International Equity Fund (Plan B) Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Pure Value Fund Regular Plan Dividend (Payout/Reinvestment)• Choice of Plan : Growth• Choice of Option : Reinvestment

FP : ` 5,000/-AP : ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: Nil

Direct Plan Growth

Birla Sun Life Global Commodities Fund Regular Plan Dividend (Payout/Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

If redeemed on or before 365 days from the date of allotment - 1% - if redeemed after 365 days from the date of allotment - NilDirect Plan Growth

Birla Sun Life Global Real Estate Fund Regular Plan Dividend (Payout / Reinvestment)


FP: ` 5,000/-AP: ` 1,000/-

If redeemed on or before 365 days from the date of allotment - 1% - if redeemed after 365 days from the date of allotment - NilDirect Plan


Regular Plan Dividend (Payout/Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

If redeemed on or before 365 days from the date of allotment - 1% - if redeemed after 365 days from the date of allotment - NilDirect Plan Growth

Birla Sun Life Financial Planning FOF - Aggressive Plan


FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Financial Planning FOF -Conservative Plan


FP: ` 5,000/-AP: ` 1,000/-

If redeemed within and including 1 year from the date of allotment: 1% If redeemed after 1 year from the date of allotment : NilDirect Plan Growth


^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor.**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.


93

Funds at a GlanceWEALTH CREATION SOLUTIONS

94

Birla Sun Life Financial Planning FOF - Prudent Plan


FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Banking and Financial Services Fund Regular Plan Dividend (Payout/Reinvestment)Growth



Birla Sun Life Gold Fund Regular Plan

N/A N/AFP: ` 5,000/-@

AP: ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment

Direct Plan

Birla Sun Life Equity Savings Fund Regular Plan Dividend (Payout, Reinvestment & Sweep)Growth


For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: Nil.Direct Plan

SCHEME PLAN/ OPTION DEFAULT OPTION** MINIMUMINVESTMENT AMOUNT



^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor.**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.

#The Dividend Reinvestment Facility under the scheme have been discontinued w.e.f. February 12, 2015. Please refer addendum no. 07/2015 dated February 09, 2015 for further details.

@ For Subscription / Redemption of units directly with Mutual Fund: Subscription / Redemption facility directly with the Mutual Fund would be restricted to Authorized Participants and Large Investors. Units of scheme may be subscribed to / redeemed only in Creation Unit size & in multiples thereof. Authorised Participants and Large Investors may subscribe to/redeem the units of the scheme on any business day directly with the Mutual Fund at applicable NAV and transaction charges, if any, by depositing/receiving physical gold of defined purity (fineness) and quantity and/or cash, value of which is equivalent to Creation Unit size. The Creation Unit size in case of Birla Sun Life Gold ETF shall be 1,000 units and in multiples thereof For Purchase / Sale of units through Stock Exchange: All categories of Investors may purchase/sell the units of the scheme through the Stock exchange on which the units of the scheme are listed on any trading day in round lot of 1 (one) Unit at the prevailing listed price.

*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further subscriptions w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.

SCHEME PLAN OPTION EXIT LOADFor redemption-switch out consider from the date of allotment.

Birla Sun Life Dividend Yield Plus*PF Plan*

DividendGrowth

within 365 days/1% of applicable NAV.

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP) Institutional Plan*

DividendGrowth

within 30 days/3% of applicable NAV.after 30 days but before 365 days/1% of applicable NAV.

LIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012




Birla Sun Life Tax Relief ‘96# Regular Plan Dividend (Payout/Sweep)Dividend Payout

FP: ` 500/-AP : ` 500/-


Birla Sun Life Tax Plan# Regular Plan Dividend (Payout/Sweep)Dividend Payout

FP: ` 500/-AP: ` 500/-


Birla Sun Life Tax Savings Fund Regular Plan Dividend (Payout)N.A as the scheme does not accept fresh subscriptions / Switch-in NilGrowth

Direct Plan Bonus




Birla Sun Life Monthly IncomeRegular Plan

Monthly Dividend (Payout/Reinvestment/Sweep)Quarterly Dividend (Payout/Reinvestment/Sweep)

• Choice of Plan : Growth• Choice of Option within Monthly Dividend : Dividend Reinvestment• Choice of Plan within Quarterly Dividend : Dividend Reinvestment

FP: ` 25,000/-AP: ` 5,000/- For redemption/switch out of units within 540 days from

the date of allotment: 1.00% of the applicable NAV.For redemption/switch out of units after 540 days from the date of allotment: Nil. Direct Plan Growth

FP: ` 5,000/-AP: ` 1,000/-


Funds at a Glance


^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor.

**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.

95

SCHEME PLAN/OPTION(which continue for fresh subscription)

DEFAULT OPTION** MINIMUMINVESTMENTAMOUNT

EXIT LOADFor redemption-switch out consider from the date of allotment.

PLAN^ OPTION

Birla Sun Life Cash PlusRegular Plan

Daily Dividend (Reinvestment) Daily Dividend Reinvestment

NilWeekly Dividend (Payout / Reinvestment) FP: ` 5,000/-

Direct PlanDividend (Payout / Reinvestment) AP: ` 1,000/-

Growth

Birla Sun Life Cash Manager Regular Plan Daily Dividend (Reinvestment) Daily Dividend Reinvestment FP: ` 5,000/-

NilDirect Plan

Weekly Dividend (Reinvestment) AP: ` 1,000/-

Growth

Birla Sun Life Savings Fund Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Payout / Reinvestment)

Growth

Daily Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/- Nil

Direct Plan


Regular Plan Monthly Dividend (Payout / Reinvestment)Quarterly Dividend (Payout / Reinvestment)

Dividend (Payout / Reinvestment)Growth

Monthly Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/-

Nil

Direct Plan

Birla Sun Life Dynamic Bond FundRegular Plan

Monthly Dividend Sweep

• Choice of Option : Quarterly Dividend• Choice of Sub-Option : Dividend Reinvestment

FP: ` 5,00,000/- AP: ` 1,000/-

For redemption/switch out of units within 90 days from the date of allotment: 0.50% of the applicable NAV. For redemption/switch out of units after 90 days from the date of allotment: Nil

Monthly Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-

Direct Plan

Quarterly Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-

Growth FP: ` 5,000/- AP: ` 1,000/-

Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-


Regular PlanQuarterly Dividend (Payout / Reinvestment)

Dividend (Payout / Reinvestment)Growth

Growth FP: ` 5,000/-AP: ` 1000/-Max Amt : ` 25 Crore $

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of the applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: Nil

Direct Plan

Birla Sun Life Medium Term Plan Regular PlanQuarterly Dividend (Payout / Reinvestment)

Half Yearly Dividend (Payout / Reinvestment)Dividend (Payout / Reinvestment /Sweep)

Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-Max Amt : ` 25 Crore $

For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV. For redemption / switch-out of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil.Direct Plan

Birla Sun Life Short Term Fund(erstwhile Birla Sun Life Income Fund)

Regular Plan Monthly Dividend (Payout/Reinvestment/Sweep)Dividend (Payout/Reinvestment/Sweep)


FP: ` 5,000/-AP: ` 1,000/-

Nil

Direct Plan

Birla Sun Life Income Plus Regular PlanQuarterly Dividend (Payout / Reinvestment)


FP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan

Birla Sun Life Floating Rate Fund - Short Term Plan

Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Reinvestment)

GrowthDaily Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan

Birla Sun Life Floating Rate Fund - Long Term Plan

Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Reinvestment)

GrowthDaily Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan

SAVINGS SOLUTIONS



Birla Sun Life MIP Regular Plan Monthly Dividend (Payout/Reinvestment/Sweep)Monthly Payment (Instant / Deferred)

Growth

• Choice of Option within Monthly Dividend : Dividend Reinvestment• Choice of Option within Monthly Payment Plan : Instant

FP: Dividend & Payment Option ` 25,000/- Growth: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 1095 days from the date of allotment: 1.00% of the applicable NAV.For redemption/switch out of units after 1095 days from the date of allotment: Nil. Direct Plan

Birla Sun Life MIP II - Savings 5 Plan Regular PlanMonthly Dividend (Payout / Reinvestment /Sweep)

Monthly PaymentGrowth

• Choice of Option : Growth• Choice of Sub-Option within Monthly DividendOption : Dividend Reinvestment

FP: Dividend & Payment Option ` 25,000/-Growth ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 1095 days from the date of allotment: 1.00% of the applicable NAV.For redemption/switch out of units after 1095 days from the date of allotment: Nil.Direct Plan

Birla Sun Life MIP II - Wealth 25 PlanRegular Plan

Monthly Dividend (Payout / Reinvestment /Sweep)Monthly Payment

Growth

For redemption/switch out of units within 540 days from the date of allotment: 1.00% of the applicable NAV.For redemption/switch out of units after 540 days from the date of allotment: Nil. Direct Plan

Funds at a Glance

SCHEME PLAN/OPTION(which continue for fresh subscription)

DEFAULT OPTION** MINIMUMINVESTMENTAMOUNT

EXIT LOADFor redemption-switch out consider from the date of allotment.

PLAN^ OPTION

SAVINGS SOLUTIONS


^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor.

**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.$ per investor per day across all subscription transactions (i.e. fresh purchases, additional purchases, switch-in and trigger transactions such as SIP, STP and RSP trigger), as available under the scheme.

96

Birla Sun Life Constant Maturity 10 Year Gilt Fund (erstwhile Birla Sun Life Gilt Plus – Regular Plan)

Regular Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan

Birla Sun Life Gilt Plus - PF Plan Regular Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Growth (Quarterly Gain / Annual Gain)

GrowthFP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan

Birla Sun Life Government Securities Fund- Long Term Plan

Regular Plan Half Yearly Dividend (Payout / Reinvestment)Growth

Growth FP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan


Regular Plan Dividend (Payout / Reinvestment /Sweep)Growth

Dividend Reinvestment FP: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 30 days from the date of allotment: 0.50% of applicable NAV For redemption/switch out of units after 30 days from the date of allotment: Nil (w.e.f. August 03, 2015)Direct Plan


Regular Plan Dividend (Payout/Reinvestment)Growth



Funds at a GlanceLIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012

SCHEME PLAN OPTION

Birla Sun Life Cash Plus Retail Plan Daily Dividend

Growth

Daily Dividend

Institutional Plan Weekly Dividend

Growth

Birla Sun Life Cash ManagerInstitutional Plan

Daily DividendWeekly Dividend

Growth

Birla Sun Life Savings FundRetail Plan

Daily DividendWeekly Dividend

Growth

Birla Sun Life Treasury Optimizer Plan (erstwhile Birla Sun Life Ultra Short Term Fund) Retail Plan

Daily DividendFortnightly Dividend

Growth

Birla Sun Life Short Term Opportunities FundInstitutional Plan

Quarterly DividendDividendGrowth


Institutional Plan

Quarterly DividendHalf Yearly Dividend

DividendGrowth

Birla Sun Life Floating Rate Fund - Short Term Plan Retail Plan

Daily Dividend Weekly Dividend

Growth

Birla Sun Life Floating Rate Fund - Long Term Plan Retail Plan

Weekly DividendGrowth

Birla Sun Life Enhanced Arbitrage FundInstitutional Plan*

DividendGrowth

*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further subscriptions w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.


97

Investment Objective

Birla Sun Life Balanced ‘95 Fund An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Birla Sun Life Frontline Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity by aiming at being as diversified across various industries and or sectors as its chosen benchmark index, S&P BSE 200.

Birla Sun Life Top 100 Fund An Open-ended growth scheme with the objective to provide medium to long term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of top 100 companies as measured by market capitalization.

Birla Sun Life Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt and money market securities.

Birla Sun Life MNC Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk by making investments in securities of multi-national companies through a research based investment approach.

Birla Sun Life Dividend Yield Plus An Open-ended growth scheme with the objective to provide capital growth and income by investing primarily in a well-diversified portfolio of dividend paying companies that have a relatively high dividend yield.

Birla Sun Life Midcap Fund An Open ended Growth Scheme with the objective to achieve long term growth of capital at controlled level of risk by investing primarily in ‘Mid-Cap’ Stocks. The level of risk is somewhat higher than a fund focused on large and liquid stocks. Concomitantly, the aim is to generate higher returns than a fund focused on large and liquid stocks.

Birla Sun Life Small & Midcap Fund An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.

Birla Sun Life Advantage Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk through a diversified research based investment approach.

Birla Sun Life India GenNext Fund An Open-ended growth scheme with the objective to target growth of capital by investing in equity/equity related instruments of companies that are expected to benefit from the rising consumption patterns in India, which in turn is getting fuelled by high disposable incomes of the young generation (Generation Next). The scheme will invest in companies that have the following characteristics: 1. Companies that seek growth in revenues arising out of demand from the younger generation (GenNext) for their products or services. 2. They should be engaged in manufacturing of products or rendering of services that go directly to the consumer. 3. The products and services should have distinct brand identity, thereby enabling choice.

Birla Sun Life Banking and Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved

Birla Sun Life Infrastructure Fund An Open-ended growth scheme with the objective to providing for medium to long-term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of companies that are participating in the growth and development of Infrastructure in India.

Birla Sun Life Pure Value Fund An Open ended Diversified Equity Scheme with the objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities by following value investing strategy.

Birla Sun Life India Reforms Fund An Open ended Equity Scheme with an investment objective is to generate growth and capital appreciation by building a portfolio of companies that are expected to benefit from the economic reforms, PSU divestment and increased government spending.

Birla Sun Life New Millennium Fund A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Birla Sun Life India Opportunities Fund An Open ended Growth Scheme with the objective to achieve superior long-term growth of capital by investing in shares of companies that do one or more of the following: 1. Leverage India’s intellectual capital for providing services, research and creative inputs. 2. Seek to use current and impending changes in patent laws / import tariffs / quotas to supply goods and services. 3. Leverage India’s lower labour costs for providing services and manufactured goods. 4. Leverage India’s large population of English speaking people for providing services.

Birla Sun Life Special Situations Fund An Open-ended diversified equity scheme with an objective of the scheme is to generate long-term growth of capital by investing in a portfolio of equity and equity related securities. The Scheme would follow an investment strategy that would take advantage of Special Situations & Contrarian investment style.


The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities.


An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the international markets.


An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the domestic and international markets.


The objective of the Scheme is to offer long term growth of capital, by investing in (1) stocks of Agri commodity companies, i.e., companies engaged in or focusing on the Agri business and/or (2) overseas mutual fund scheme(s) that have similar investment objectives. These securities could be issued in India or overseas.


The primary objective of the Scheme is to achieve long-term capital growth by investing primarily in units of global mutual funds which invest in commodity related securities. There can be no assurance that the investment objective of the Scheme will be realized.

Birla Sun Life Global Real Estate Fund The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in ING (L) Invest Global Real Estate. The Scheme may also invest a certain portion of its corpus in Money Market Instruments / liquid funds / money market mutual funds, in order to meet liquidity requirements from time to time. There can be no assurance that the investment objective of the Scheme will be realized.

Birla Sun Life Index Fund An Open-ended index-linked growth scheme with the objective to generate returns commensurate with the performance of Nifty subject to tracking errors.

Birla Sun Life Gold ETF An Open ended Gold Exchange Traded Fund with the investment objective to generate returns that are in line with the performance of gold, subject to tracking errors.

Birla Sun Life Gold Fund An Open ended Fund of Fund Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).


The primary objective of the Scheme is to generate capital appreciation primarily from a portfolio of equity and debt funds accessed through the diversified investment styles of underlying schemes selected in accordance with the BSLAMC process. There can be no assurance that the investment objective of the Scheme will be realized.



98


99

Birla Sun Life Financial Planning FOF-Aggressive Plan

The Scheme aims to generate returns by investing in mutual fund schemes selected in accordance with the BSLAMC process, as per the risk-return profile of investors. Each of the 3 plans under the Scheme has a strategic asset allocation which is based on satisfying the needs to a specific risk-return profile of investors. There can be no assurance that the investment objective of the Scheme will be realized

Birla Sun Life Financial Planning FOF-Conservative Plan


Birla Sun Life Financial Planning FOF-Prudent Plan


Birla Sun Life Equity Savings Fund To provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments.The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.


Birla Sun Life Tax Relief ‘96 An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities

Birla Sun Life Tax Plan An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for investment.

Birla Sun Life Tax Savings Fund Birla Sun Life Tax Savings Fund is an open ended equity linked savings scheme which aims to provide medium to long term growth of capital along with income tax rebate.


Birla Sun Life Monthly Income An Open-ended income scheme with the primary investment objective to generate regular income so as to make monthly and quarterly distributions to Unit holders and the secondary objective as growth of capital. Monthly income is not assured and is subject to availability of distributable surplus

Birla Sun Life MIP The primary objective of the scheme is to generate regular income so as to make monthly distributions to unit holders with the secondary objective being growth of capital. Income may be generated through the receipt of coupon payments, the amortization of the discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets primarily in fixed income securities, money market instruments, cash and cash equivalents while at the same time maintaining a small exposure to equity markets. (Monthly income is not assured and is subject to availability of distributable surplus.)

Birla Sun Life MIP II - Wealth 25 Plan An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Birla Sun Life MIP II - Savings 5 Plan An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.


SAVINGS SOLUTIONS

Birla Sun Life Cash Plus An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Birla Sun Life Cash Manager An Open ended Income scheme with the objective to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of very short maturities with a view to provide reasonable returns.

Birla Sun Life Savings Fund The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.


An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.

Birla Sun Life Dynamic Bond Fund An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Birla Sun Life Short Term Opportunties Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Birla Sun Life Medium Term Plan The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Birla Sun Life Short Term Fund(erstwhile Birla Sun Life Income Fund) Name change (w.e.f. 01 Feb, 2012)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Birla Sun Life Income Plus An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Birla Sun Life Floating Rate Fund Short Term Plan

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Birla Sun Life Gilt Plus - PF Plan An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities.



Birla Sun Life Constant Maturity 10 Year Gilt Fund (erstwhile Birla Sun Life Gilt Plus – Regular Plan)

The investment objective of the scheme is to enable investors to invest in Central Government Securities, based on their own view on the interest rate scenario & generate credit risk-free returns.


An Open-ended Gilt scheme with the objective to provide investors current income consistent with a portfolio invested 100% in securities issued by the Government of India or the State Governments, and the secondary objective is capital appreciation.


An Open ended Equity Scheme with an investment objective to generate income by investing predominantly in equity and equity related instruments. Scheme intends to take advantage from the price differentials / mis-pricing prevailing for stock / index in various market segments (Cash & Futures).


The primary objective of the Scheme is to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process. There can be no assurance that the investment objective of the Scheme will be realized.

100

Industry Allocation


Allocation as a % of Net Assets %Banks 20.63%Pharmaceuticals 15.05%Software 10.13%Auto 9.59%Consumer Non Durables 9.15%Finance 6.05%Chemicals 3.74%Cement 3.22%Petroleum Products 3.19%Telecom - Services 2.71%Industrial Products 2.54%Consumer Durables 1.70%Oil 1.41%Construction Project 1.03%Non - Ferrous Metals 0.95%Auto Ancillaries 0.93%Pesticides 0.90%Media & Entertainment 0.89%Construction 0.85%Engineering Services 0.68%Transportation 0.66%Textile Products 0.58%Miscellaneous 0.00%Cash & Current Assets 3.22%Net receivables / payables 0.20%Total Net Assets 100.00%



Allocation as a % of Net Assets %Banks 22.46%Pharmaceuticals 13.94%Auto 8.96%Petroleum Products 8.81%Software 8.10%Finance 7.18%Consumer Non Durables 5.47%Industrial Capital Goods 4.28%Cement 3.56%Industrial Products 2.79%Auto Ancillaries 2.23%Futures and Options 2.04%Construction Project 1.46%Textile Products 1.28%Healthcare Services 1.17%Pesticides 1.12%Services 0.97%Engineering Services 0.80%Telecom - Equipment & Accessories 0.72%

Power 0.36%Miscellaneous 0.13%Fertilisers 0.11%Retailing 0.11%Construction 0.07%Cash & Current Assets 2.84%Net receivables / payables -0.95%Total Net Assets 100.00%



Finance 10.86%Consumer Non Durables 8.80%Construction 8.29%Banks 8.22%Software 8.03%Pharmaceuticals 7.35%Gas 5.64%Industrial Products 5.43%Auto Ancillaries 4.90%Construction Project 4.37%Petroleum Products 4.34%Chemicals 3.79%Industrial Capital Goods 3.19%Consumer Durables 2.79%Cement 2.46%Pesticides 1.96%Media & Entertainment 1.55%Services 1.36%Retailing 1.02%Textile Products 0.94%Commercial Services 0.87%Healthcare Services 0.79%Power 0.76%Ferrous Metals 0.32%Cash & Current Assets 3.08%Net receivables / payables -1.10%Total Net Assets 100.00%


Allocation as a % of Net Assets %Banks 21.08%Software 12.63%Pharmaceuticals 9.02%Consumer Non Durables 7.79%Petroleum Products 6.80%Auto 6.39%Finance 5.46%Power 4.69%Cement 2.93%Construction Project 2.82%Media & Entertainment 2.70%Industrial Capital Goods 2.53%Minerals/Mining 1.99%Industrial Products 1.64%Construction 1.58%Non - Ferrous Metals 1.36%Auto Ancillaries 1.16%Telecom - Services 0.85%Pesticides 0.62%Margin Fixed Deposit 0.53%Futures and Options 0.52%Oil 0.46%Gas 0.41%Fertilisers 0.39%WARRANT 0.29%Consumer Durables 0.25%Corporate Debt 0.05%Transportation 0.03%Cash & Current Assets 3.59%Net receivables / payables -0.55%Total Net Assets 100.00%


Allocation as a % of Net Assets %Banks 16.27%Industrial Capital Goods 12.89%Industrial Products 10.39%Finance 9.33%Power 8.34%Cement 6.32%Construction 5.65%Construction Project 5.32%Auto Ancillaries 5.29%Petroleum Products 4.89%Non - Ferrous Metals 2.32%Auto 1.81%Minerals/Mining 1.61%Consumer Durables 1.60%Engineering Services 1.34%Consumer Non Durables 1.24%Telecom - Services 1.11%Gas 0.88%Oil 0.75%Futures and Options 0.65%Telecom - Equipment & Accessories 0.60%

WARRANT 0.39%Cash & Current Assets 0.52%Net receivables / payables 0.49%Total Net Assets 100.00%


Allocation as a % of Net Assets %Consumer Non Durables 26.01%Banks 20.19%Auto 11.54%Pharmaceuticals 8.92%Finance 8.81%Consumer Durables 6.20%Media & Entertainment 1.95%Cement 1.80%Construction 1.58%Construction Project 1.38%Healthcare Services 1.16%Retailing 1.05%Transportation 1.00%Services 0.80%Textile Products 0.64%Miscellaneous 0.00%Cash & Current Assets 7.28%Net receivables / payables -0.30%

Total Net Assets 100.00%


Allocation as a % of Net Assets %Banks 20.14%Software 13.80%Pharmaceuticals 9.55%Petroleum Products 7.11%Power 6.00%Auto 5.36%Consumer Non Durables 5.23%Finance 3.73%Industrial Capital Goods 3.38%Cement 2.97%Construction Project 2.67%Minerals/Mining 1.99%Telecom - Services 1.80%Media & Entertainment 1.68%Non - Ferrous Metals 1.57%Auto Ancillaries 1.57%Industrial Products 1.52%Construction 1.29%International Equity 1.07%Gas 0.99%Chemicals 0.83%Consumer Durables 0.41%Futures and Options 0.39%Retailing 0.38%WARRANT 0.29%Fertilisers 0.28%Oil 0.17%Corporate Debt 0.09%Cash & Current Assets 3.37%Net receivables / payables 0.38%Total Net Assets 100.00%



Allocation as a % of Net Assets %Software 86.38%Media & Entertainment 6.39%Telecom - Services 6.27%Miscellaneous 0.00%Cash & Current Assets 1.12%Net receivables / payables -0.17%Total Net Assets 100.00%

Note: The above Allocation is As on February 29, 2016 as per Industry classification as recommended by AMFI.

101

Industry Allocation




Allocation as a % of Net Assets %Consumer Non Durables 19.46%Pharmaceuticals 13.58%Finance 10.89%Auto Ancillaries 9.56%Pesticides 8.29%Industrial Capital Goods 7.56%Auto 7.18%Banks 4.79%Consumer Durables 4.35%Services 4.05%Industrial Products 3.90%Transportation 3.14%Cement 1.00%Software 0.56%Construction 0.24%Petroleum Products 0.16%Corporate Debt 0.01%Miscellaneous 0.00%Cash & Current Assets 1.62%Net receivables / payables -0.32%Total Net Assets 100.00%


Allocation as a % of Net Assets %Futures and Options 26.86%Banks 16.23%Software 12.59%Consumer Non Durables 7.61%Auto 6.46%Pharmaceuticals 5.80%Petroleum Products 5.19%Finance 4.83%Construction Project 2.55%Cement 2.18%Power 1.85%Telecom - Services 1.60%Oil 1.21%Minerals/Mining 1.16%Media & Entertainment 0.59%Transportation 0.52%Non - Ferrous Metals 0.48%Ferrous Metals 0.48%Auto Ancillaries 0.44%Gas 0.41%Industrial Capital Goods 0.24%Cash & Current Assets 23.57%Net receivables / payables -22.88%Total Net Assets 100.00%


Allocation as a % of Net Assets %Software 31.95%Pharmaceuticals 21.80%Industrial Products 8.80%Petroleum Products 6.57%Industrial Capital Goods 5.94%Auto Ancillaries 5.28%Non - Ferrous Metals 5.09%Auto 3.09%Textile Products 2.76%Finance 2.50%Miscellaneous 0.00%Cash & Current Assets 6.21%Net receivables / payables 0.00%Total Net Assets 100.00%


Allocation as a % of Net Assets %Banks 14.55%Software 11.60%Consumer Non Durables 10.45%Pharmaceuticals 8.24%Industrial Products 7.28%Petroleum Products 5.66%Cement 5.06%Finance 5.00%Industrial Capital Goods 4.87%Media & Entertainment 4.72%Non - Ferrous Metals 4.07%Auto 3.81%Textile Products 2.75%Oil 2.41%Minerals/Mining 1.90%Transportation 1.72%Power 0.95%Futures and Options 0.88%Auto Ancillaries 0.76%Gas 0.71%Hotels, Resorts And Other Recreational Activities 0.64%

International Equity 0.58%Consumer Durables 0.48%Services 0.21%Retailing 0.19%Cash & Current Assets 1.15%Net receivables / payables -0.64%

Total Net Assets 100.00%


Allocation as a % of Net Assets %Government Bond 20.38%Banks 13.09%Pharmaceuticals 7.95%Software 7.02%Petroleum Products 5.80%Finance 4.60%Consumer Non Durables 4.24%Media & Entertainment 4.09%Auto 3.66%Industrial Products 3.32%Industrial Capital Goods 2.94%Power 2.77%Corporate Debt 2.22%Construction Project 1.82%Consumer Durables 1.51%Chemicals 1.35%Floating Rate Note 1.05%Minerals/Mining 1.04%Auto Ancillaries 0.98%Gas 0.90%Non - Ferrous Metals 0.83%State Government Bond 0.63%Retailing 0.55%Pesticides 0.55%Futures and Options 0.48%Textile Products 0.40%Telecom - Services 0.36%Cement 0.30%WARRANT 0.28%Oil 0.13%Construction 0.02%Miscellaneous 0.00%Cash & Current Assets 4.71%Total Net Assets 100.00%


Allocation as a % of Net Assets %Finance 11.68%Pharmaceuticals 10.13%Consumer Non Durables 9.63%Banks 8.02%Auto Ancillaries 7.14%Industrial Products 6.08%Software 5.32%Cement 5.17%Construction 5.07%Textile Products 3.45%Industrial Capital Goods 3.27%Chemicals 3.24%Consumer Durables 3.11%Gas 2.78%Ferrous Metals 2.70%Construction Project 2.18%Media & Entertainment 2.12%Petroleum Products 2.04%Transportation 1.60%Retailing 1.45%Auto 1.37%Cash & Current Assets 5.85%Net receivables / payables -3.40%Total Net Assets 100.00%


Allocation as a % of Net Assets %Government Bond 30.64%Banks 20.59%Auto 13.84%Finance 10.23%Construction Project 5.65%Cement 5.01%Industrial Capital Goods 4.94%Industrial Products 3.20%Construction 1.62%Auto Ancillaries 1.24%Power 0.96%Media & Entertainment 0.06%Cash & Current Assets 2.01%Net receivables / payables 0.00%Total Net Assets 100.00%


Allocation as a % of Net Assets %Petroleum Products 16.01%Chemicals 9.74%Banks 9.66%Pharmaceuticals 7.18%Gas 7.06%Consumer Non Durables 6.50%Finance 4.96%Software 4.29%Construction 3.53%Auto Ancillaries 3.25%Power 3.23%Media & Entertainment 3.22%Textile Products 3.21%Non - Ferrous Metals 3.12%Pesticides 2.56%Minerals/Mining 2.56%Cement 1.83%Fertilisers 1.71%Transportation 1.50%Construction Project 1.21%Consumer Durables 1.21%Industrial Capital Goods 0.77%Services 0.54%Cash & Current Assets 5.01%Net receivables / payables -3.86%Total Net Assets 100.00%

102

Industry Allocation




Allocation as a % of Net Assets %Banks 13.66%Auto 9.51%Finance 6.97%Cement 6.52%Textile Products 6.09%Software 5.97%Petroleum Products 3.01%Pharmaceuticals 2.84%Industrial Capital Goods 2.78%Non - Ferrous Metals 2.74%Industrial Products 2.51%Power 2.06%Construction 1.93%Oil 1.63%Minerals/Mining 1.44%Consumer Non Durables 1.30%Retailing 1.19%Media & Entertainment 0.76%Transportation 0.33%Healthcare Services 0.25%Corporate Debt 0.09%Cash & Current Assets 28.15%Net receivables / payables -1.74%Total Net Assets 100.00%


Allocation as a % of Net Assets %I_Mutual_Fund_Units 84.03%Cash & Current Assets 15.85%Net receivables / payables 0.12%Total Net Assets 100.00%

Birla Sun Life Global Real Estate Fund

Allocation as a % of Net Assets %I_Mutual_Fund_Units 98.80%Cash & Current Assets 1.52%Net receivables / payables -0.33%Total Net Assets 100.00%

103


Allocation as a % of Net Assets %United States 17.83%Banks 15.21%Finance 9.55%Software 7.31%Auto 6.48%Consumer Non Durables 4.69%Non - Ferrous Metals 3.65%Textile Products 3.47%Industrial Products 3.45%Cement 3.27%Oil 2.31%Pharmaceuticals 2.22%Media & Entertainment 1.42%Construction 1.39%Australia 1.39%United Kingdom 1.36%Japan 1.23%Power 1.16%Chemicals 1.11%France 1.11%Germany 1.10%Services 1.03%Industrial Capital Goods 0.94%Swaziland 0.82%Netherlands 0.81%Retailing 0.76%Minerals/Mining 0.70%Auto Ancillaries 0.69%Sweden 0.66%Norway 0.62%Hong Kong 0.52%

Birla Sun Life CommodityEquities Fund - Global Agri Plan

(GAP)Allocation as a % of Net Assets %United States 57.91%Switzerland 17.92%Mauritius 5.85%Canada 4.37%Norway 4.26%Japan 3.88%Russian Federation 1.13%Chile 0.89%Cash & Current Assets 4.16%Net receivables / payables -0.37%Total Net Assets 100.00%


Allocation as a % of Net Assets %United States 56.87%Australia 5.34%Japan 4.43%United Kingdom 4.29%France 3.96%Germany 3.91%Netherlands 2.67%Swaziland 2.60%Sweden 2.35%Norway 2.11%Hong Kong 1.84%Cash & Current Assets 3.02%Net receivables / payables 6.61%Total Net Assets 100.00%

Country/Industry AllocationBirla Sun Life International

Equity Fund - Plan BAllocation as a % of Net Assets %Cash & Current Assets 2.70%Net receivables / payables -0.98%Total Net Assets 100.00%


Allocation as a % of Net Assets %Government Bond 19.59%Banks 13.91%Finance 9.55%Petroleum Products 8.71%Auto 7.89%Pharmaceuticals 5.58%Consumer Non Durables 5.32%Auto Ancillaries 3.45%Software 2.02%Oil 1.60%Industrial Capital Goods 1.58%Cement 1.25%Industrial Products 0.77%Pesticides 0.64%Textile Products 0.61%Construction Project 0.49%Chemicals 0.47%Engineering Services 0.37%Consumer Durables 0.29%Gas 0.29%Power 0.17%Retailing 0.16%Healthcare Services 0.07%Futures and Options -35.29%Cash & Current Assets 7.85%Net receivables / payables 42.64%Total Net Assets 100.00%

Industry Allocation


Birla Sun Life EnhancedArbitrage Fund

Allocation as a % of Net Assets %Margin Fixed Deposit 13.91%Banks 13.20%Petroleum Products 10.59%Pharmaceuticals 8.88%Money Market Instruments 6.82%Auto 6.74%Finance 6.48%Consumer Non Durables 5.76%Corporate Debt 4.63%Power 2.42%Construction 2.12%Transportation 1.81%Media & Entertainment 1.46%Construction Project 1.16%Non - Ferrous Metals 1.03%Auto Ancillaries 0.88%Cement 0.63%Oil 0.59%Minerals/Mining 0.40%Pesticides 0.39%Software 0.30%Ferrous Metals 0.00%Futures and Options -65.22%Cash & Current Assets 12.14%Net receivables / payables 62.85%Total Net Assets 100.00%

SAVINGS SOLUTIONS



Banks 14.31%

Auto Ancillaries 11.83%

Finance 8.62%

Pharmaceuticals 8.57%

Consumer Non Durables 6.43%

Software 6.27%

Industrial Capital Goods 5.97%

Pesticides 4.79%

Cement 4.69%

Auto 3.52%

Media & Entertainment 3.16%

Petroleum Products 3.09%

Transportation 3.07%

Services 2.93%

Retailing 2.73%

Industrial Products 1.86%

Construction Project 1.86%

Consumer Durables 1.62%

Non - Ferrous Metals 0.18%

Miscellaneous 0.00%


Net receivables / payables -0.26%Total Net Assets 100.00%



Banks 14.53%


Finance 8.72%



Software 6.35%


Pesticides 4.81%

Cement 4.73%

Auto 3.59%




Services 2.98%

Retailing 2.74%





Miscellaneous 0.00%





Birla Sun Life Tax Savings Fund


Banks 15.28%


Finance 8.75%


Software 6.75%



Cement 4.78%

Pesticides 4.73%

Auto 3.79%




Retailing 3.12%

Services 2.87%







104

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Birla Sun Life Asset Management Company Limited (Investment manager for Birla Sun Life Mutual Fund) CIN: U65991MH1994PLC080811One Indiabulls Centre, Tower 1, 17th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013.

BRANCHES IDEA Toll Free No. 1800-270-7000 & the centralised TOLL no. 022-66917777

South Branches East Branches West Branches North BranchesChennai Kottayam Kolkata Bhillai Madgaon Valsad Mumbai - India Bulls Jammu Jaipur UdaipurMadurai Bangalore Durgapur Raipur Panaji Vapi Mumbai - Industry House Ludhiana Jalandhar VaranasiTrichy Mysore Siliguri Cuttack Ahmedabad Bhopal Mumbai - Thane Shimla JodhpurCoimbatore Belgaum Guwahati Anand Gwalior Mumbai - Vashi Agra KanpurSalem Hubli Patna Bharuch Indore Mumbai - Borivali Ajmer LucknowPondicherry Mangalore Dhanbad Bhavnagar Jabalpur Nagpur Allahabad MeerutCochin Hyderabad Ranchi Jamnagar Amrawati Nashik Amritsar MoradabadCalicut Vijayawada Jamshedpur Navsari Aurangabad Pune Chandigarh New DelhiTrivandrum Vishakapatnam Bhubaneswar Rajkot Kolhapur Jalgaon Dehradun NoidaTrichur Rourkela Surat Mumbai - Ghatkopar Gorakhpur Panipat

Vadodara Gurgaon Patiala

Disclaimer: This document has been prepared by Birla Sun Life Asset Management Co. Ltd. (BSLAMC) for information purposes only and should not at any point of time be construed as an offer or solicitation of an offer for purchase of any securities/ instruments or to the units of Birla Sun Life Mutual Fund. Views/ outlook expressed herein are for general information only and do not have regards to specific investment objectives, financial situation and/or the particular needs of any specific person who may have receive this information. Investors are requested to note that Fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future. Investors are advised to consult their tax advisor in view of individual nature of tax implication. The data contained in this document maybe based on certain assumptions and/or compiled from sources, which BSLAMC believes to be reliable, but cannot guarantee its accuracy or completeness. Further the opinions, estimates and facts referred to in this document constitute our view as of current date and are subject to change without notice and BSLAMC is under no obligation to update the same. These views/outlook alone are not sufficient and should not be used for the development or implementation of an investment strategy and should not be construed as investment advice to any party.

The Material provided in the Empower cannot be reproduced or quoted anywhere without express permission from Birla Sun Life Asset Management Company Ltd.


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