!
2014 Guide to California Teacher Assistance Programs
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Buyer Assistance Programs
★ CalSTRS Home Loan Program Update
★ BCA Community Access + CHDAP
★ Extra Credit Teacher Program
★ CalHFA FHA, CalPLUS w/ ZIP, CHDAP
★ 3 CHF Platinum Grants - Updated 2/2014
★ SCHFA OC & LA Homebuyer Grant
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
2014 California Teacher Loans
CalSTRS Home Loan Update
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
2014 California Teacher Loans
Broadview Community Access
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ FHA Alternative ★ 5% Down Payment ★ Can use w\ CHDAP ★ Reduced PMI Rate ★ Reduced Closing Costs ★ Refinance Ok ★ 30 Year Fixed Only
Broadview Community Access
BCA Program Highlights
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Discount Mortgage Insurance
★ Must be Primary Home ★ Not First Time Buyer Loan ★ Duplexes Allowed ★ 620 to 85.01 - 90% LTV
★ 660 to 90.01 - 95% LTV
★ 680 to 95.01 - 97% LTV
Broadview Community Access
Homebuyer Qualifying
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Discount Mortgage Insurance
★ $417,000 Maximum Loan Amount ★ 140% Area Median Income ★ LA & Orange County $93,520 ★ Riverside / San Bernardino $87,640 ★ San Diego $102,260 ★ Contact us for More Limits
Community Access
2014 Loan and Income Limits
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Discount Mortgage Insurance
California Housing Finance Agency
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Buyer Assistance Loans
CalPLUS ZIP - CalHFA FHA - ECTP - CHDAP
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Educating and Empowering since 1988
★ No Principle Residence for 3 Years
★ Can Own Other Properties (Tax Returns)
★ Qualified Veterans Exempt
★ Federally Designated Target Area Exempt
★ Boomerang Buyers OK after 3 Years
First Time Homebuyer Requirement
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Must Be Owner Occupied within 60 Days ★ Must Not Exceed CalHFA Income Limits ★ Maximum 43% Debt to Income ★ Minimum 640 FICO ★ 8 Hours Homebuyer Education Class ★ Non-Occupant Co-Signers Allowed
Borrower Requirements
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Must NOT Occupy the Property
★ Must Not be on Title or Have Interest in Home
★ Will have Income, Assets, Liabilities & Credit
History Considered by Underwriters
Non-Occupant Co-Signer Rules
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Sales Price Limits by County
★ Single Family, One-Unit Residence Only
★ Condominiums Must Be FHA Approved
★ Lot Size Cannot Exceed 5 Acres
★ Must Carry 2 Year Home Warranty
Property Requirements
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Extra Credit Teacher Program
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
“The Extra Credit Teacher Home Purchase Program (ECTP) is a deferred payment, simple interest rate subordinate loan.” !- CalHFA
Silent Second Mortgage
California Housing Finance Agency
CalHFA Extra Credit Teacher Program
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Borrower Eligibility Requirements
California Housing Finance Agency
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
CalHFA Extra Credit Teacher Program
Teachers, Administrators, classified employees and staff members working in either a county/continuation schools or high priority schools*
★ *Academic Performance Index (API) 1-5 ★ “If it’s ranked (API 1-5) it’s eligible” ★ Emergency Teaching Credential ineligible
★ Fixed Rate* - Deferred Payments
★ Greater of $7,500 or 3% Sales Price
★ Greater of $15,000 or 3% - High Cost Area
★ 0% Interest after 3 Years*
★ Must Use CalHFA First Mortgage
Calculating Buyer Assistance
California Housing Finance Agency
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
CalHFA Extra Credit Teacher Program
CalHFA First Mortgage Programs
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ CalHFA FHA & CalPLUS
★ Both are FHA Insured Mortgages
★ Same Income Limits all Programs
★ Sales Price Limits by County
★ Rates & Fees set by CalHFA
CalHFA First Mortgage Loans
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ CalPLUS Interest Rate is Higher
★ Zero Interest Program (ZIP) CalPLUS Only
★ Silent Second, Deferred for Life of Loan
★ 3.5% of Total Loan Amount inc. UFMIP
★ Automatic Approval with CalPLUS
CalPLUS with ZIP
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
CalHFA CHDAP
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ 3% of Purchase Price ★ Can be used with Non-CalHFA First Mtg ★ Silent Second, Deferred for Life of Loan ★ Income & Sales Price Limits ★ Can be Used in Any Lien Position ★ Cannot be used with ECTP
CalHFA CHDAP
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
CHF Platinum Grant
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Must Use Program First Mortgage ★ 30 Year Fixed FHA, VA, USDA ★ Less of $417,000 or FHA Loan Limit ★ Duplexes Ok ★ Qualify for 1st is Grant Eligible
Program Highlights
CHF Platinum Grant
Qualifying Overview
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Equal to 3% or 5% of 1st Loan ★ Interest Rate Increases at 5% Grant ★ Can be Used for Closing or Down ★ No Cash Back Allowed ★ Lender Requests Grant at Closing ★ Can use with CHDAP - Income Limits
CHF Platinum Grant
CHF Grant Facts
California Homebuyer Grant
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Must be Primary Residence
★ Income Limit 115% AMI / County
★ 640 Minimum Credit Score
★ Maximum DTI 45%
★ Meet all FHA, VA, USDA Guidelines
CHF Platinum Grant
California Homebuyer Grant
Borrower Requirements
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Equal to 4% of 1st Loan
★ Can be Used for Closing or Down
★ 140% Area Median Income Limit
★ Discount Mortgage Insurance
★ Can use with CHDAP
CHF Conventional Grant
Conventional Grant Facts
California Homebuyer Grant
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
SCHFA Homebuyer Grant
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
SCHFA Homebuyer Grant
SCHFA Grant Facts
California Homebuyer Grant
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Equal to 4% of 1st Loan
★ First Time Buyer = No Primary 3 Yrs
★ Max First Mortgage = $417,000
★ LA – 1-2 = $99,360 / 3+ = $111,515
★ OC – 1-2 = $109,800 / 3+ = $128,100
SCHFA Homebuyer Grant
SCHFA Grant Facts
California Homebuyer Grant
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Use for Down Payment or Closing Costs
★ Lender Orders Grant at Closing
★ Use with CHDAP - CalHFA Limits Apply
★ Must be Primary Residence
★ 640 Minimum Credit Score
★ Maximum DTI 45%
★ Meet all FHA, VA, USDA Guidelines
SCHFA Homebuyer Grant
California Homebuyer Grant
Borrower Requirements
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Mix & Match Assistance Programs
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ CalHFA FHA or CalPLUS + ZIP + ECTP
★ CalHFA FHA or CalPLUS + ZIP + CHDAP
★ CHF Platinum Grant + CHDAP
★ Broadview Community Access + CHDAP
★ Any FHA or Conventional Loan + CHDAP
Stacking Options
Always Use Most Restrictive Rules
Mix & Match Assistance Programs
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Wrap Up & Take Aways
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Community Access + CHDAP = CalSTRS
★ CalHFA FHA or CalPLUS ZIP
★ CalPLUS + ZIP + ECTP = 3.5% LA + 3% SP
★ CHF & SCHFA Grants - Not Paid Back
★ Approved Lender CalHFA,CHF, SCHFA
Quick Review
Teachers and Home Buyers
California Homebuyer Assistance
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Community Programs are Back
★ Offered on Level Playing Field
★ More From CalHFA This Year
★ Creative Solutions are Available
★ Creative Lender is Key
Wrap Up & Take Aways
California Homebuyer Assistance
Community Programs
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
!
Thank You for Attending! Links to check eligibility and additional resources below
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
