1 | The New England Mortgage Expo
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3 | The New England Mortgage Expo
Schedule at a Glance7:30 a.m. Registration
8:00 a.m. Exhibit Hall Opens
9:15 a.m. - 10:00 a.m. Concurrent Sessions
10:30 a.m. - 11:15 a.m. Concurrent Sessions
11:45 a.m. - 12:30 p.m. Concurrent Sessions
12:00 p.m. - 1:30 p.m. Buffet Lunch Inside The Exhibit Hall
1:45 a.m. - 2:30 p.m. Concurrent Sessions
2:45 p.m. Raffle Announcements
3:00 p.m.Exhibit Hall Closes
Platinum Sponsor
Gold Sponsors
Bronze Sponsor
Event Partners
RHODE ISLANDM O R T G A G E B A N K E R S A S S O C I A T I O N
Silver Sponsors
Supporting SponsorsMedia Sponsors
4 | The New England Mortgage Expo
BE SURE TO GET YOURGRAND PRIZE RAFFLE TICKET!
I am delighted to welcome you to the
2017 New England Mortgage Expo. The
Expo presents a world of opportunity
for the entire mortgage community, both
residential and commercial. We have
the largest attendee roster, the largest
exhibitor lineup, top industry speakers
and industry-leading event partners all
coming together for a spectacular day at
the Mohegan Sun. We have created a strong agenda with
ample networking opportunities and will deliver excitement
to the hall with live broadcasting, raffle prizes and more.
The coming year will likely be another one full of
challenges and opportunities for the mortgage industry.
As we move into what is likely to be a new economic
environment, I remain more committed than ever to the
importance of our industry and its ability to have a positive
impact on the lives of our consumers and the communities
that we serve. Mortgage lending is a noble enterprise and
one that all of us should be proud to be part of. It is critically
important that we continue be informed on industry and
regulatory trends and best practices. With that in mind,
the Expo has a terrific schedule of keynote addresses and
concurrent sessions focused on priorities for the coming
year and beyond. Our list of speakers include nationally
know subject matter experts.
Make sure to leave time for networking opportunities
at the Expo. It’s always a great venue to reconnect with
old friends and associates and to make new and valuable
professional connections. Of course, don’t forget to enjoy
all the wonderful dining and entertainment options available
at the Mohegan Sun – and by that I mean have fun!
I want to extend my sincere thanks to The Warren Group
for sponsoring this great event. I want to also extend
my heartfelt thanks to our Executive Director Barbara
Goodrich and her tireless staff, Denise and Patty, and to
all of the volunteers from the CMBA for all they do day
in and day out to support our mission and for helping to
make the New England Mortgage Expo the premiere event
of its kind in our region.
KEVIN MORAN
President, CT Mortgage Bankers Association, Inc.
WELCOME TO THE NEW ENGLAND MORTGAGE EXPO!
Sponsored by
ENTER TO WIN $500 CASH
5 | The New England Mortgage Expo
9:00 a.m. – 10:15 a.m.
THE COMMODITY CONUNDRUM: FINDING DIFFERENTIATORS IN A MARKET ASKING FOR SCALABILITY AND REPEATABILITY – PEQUOT/PAUGUSSETT
Steve Richman
In the ever changing market, you need a solid foundation to be able to compete, but you need unique
offerings and services to surpass the competition. In this session, we will explore the required foundation
(market, environment, product, customer and self-analysis) and then discover how to apply new ideas,
technologies and value adds to distance yourself from the competition. Additionally, we will discuss
making business partners “friends” and how to get your customers to think about you even when you are
not right there in front of them.
Presented by: Steve Richman, Genworth Financial
CLOSING YOUR MORTGAGE LOANS – YOU BETTER BE CAREFUL WHO YOU USE - SHINNECOCK/NIPMUC
Mike Krone
With CFPB imposing downstream liability on lenders as well as loan officers, you now need to be sure to
select attorneys and settlement companies that meet the minimum standards imposed by the ALTA and
CFPB. This session will discuss the new standards and how you will know if your settlement agent meets
them. We’ll discuss what to ask your current providers and what to be careful of in selecting closing
attorneys and settlement companies in New England. You will learn how the wrong selection can
adversely affect your closings and you. Remember, their failures and mistakes are now your liability!
Presented by: Mike Krone, Attorney, Kriss Law/Atlantic Closing & Escrow
Sponsored by:
ADDING VALUE TO OUR COMMUNITIES AND REAL ESTATE PARTNERS THROUGH RENOVATION FINANCING – ABENAKI
Eamon McKeon
An in-depth review of FHA 203(k) and Fannie Mae Home Style products.
Presented by: Eamon McKeon, Home Mortgage Consultant, Renovation Specialist,
Wells Fargo Home Mortgage
Sponsored by:
AGENDA
6 | The New England Mortgage Expo
10:30 a.m. – 11:15 a.m
RAISE THE BAR! LEAD AND COACH YOUR TEAM TO NEW HEIGHTS IN 2017 – PEQUOT/PAUGUSSETT
Doug Fleener
In this highly engaging program from customer experience and leadership performance expert Doug
Fleener, sales and operational managers will learn how to drive higher levels of performance in the coming
year. No fluffy theory here, just real world methodology you can apply – and benefit from – immediately.
Come prepared to learn, apply, and create a wildly successful 2017.
During this session, you will learn:
• The key to differentiation in a competitive market.
• The interconnectivity between standards, expectations, accountability, and results.
• The number one reason employees fall short of expectations, and the impact of raising the bar.
• The role leaders have in guiding their staff to higher levels of performance.
• Easy to learn and apply everyday coaching tools to raise your team’s bar and results.
Presented by: Doug Fleener, President & Managing Partner, Sixth Star Consulting
Sponsored by:
DAY 1 CERTAINTY™ – SHINNECOCK/NIPMUC
Sean Habron
Day 1 Certainty™ from Fannie Mae gives lenders freedom from reps and warrants plus greater speed and
simplicity, and enables an improved borrower experience. Fannie Mae delivers Day 1 Certainty with three
exciting new capabilities: the DU validation service, enhanced Property Inspection Waiver (PIW), and rep
and warrant relief on property value.
This session designed for Fannie Mae customer will provide an overview on these Day 1 Certainty
opportunities. The session will focus on details about the DU validation service, with brief descriptions of
the enhanced PIW and how to get property value accepted at submission to receive rep and warrant relief.
Presented by: Sean Habron, Relationship Manager, Fannie Mae
Sponsored by:
CMBA LEGISLATIVE UPDATE–THE CMBA PRESENTS: COPING WITH THE AFTERMATH OF DODD-FRANK WHILE CONTEMPLATING THE “AGE OF TRUMP”–THE MORTGAGE INDUSTRY IN A STATE OF FLUX? – SCHAGHTICOKE
What is in store for the mortgage industry in 2017? How will you need to change the way you do business going forward? Will
the onslaught of post-crash laws, regulations, and heightened enforcement activity finally abate? What should you focus on
at the federal and state level? This session will give you the information you need to know and will cover CT, MA and RI.
AGENDA continued
7 | The New England Mortgage Expo
Presented by: Norman Roos, Robinson & Cole, LLP, Ruth Dillingham, First American Title Insurance Co.,
David Pellegrino, Partridge Snow & Hahn, LLP, James Morin, Norcom Mortgage, Lawrence Garfinkel,
Hunt Leibert & Jacobson, PC
Sponsored by:
11:45 a.m. – 12:30 p.m.
TURN TRASH INTO TREASURE – PRODUCING PROFITS WITH PRIVATE LENDERS – PEQUOT/PAUGUSSETT
Jeffrey Tesch
Stop throwing money in the trash! With private lending, you have profitable solutions for deals that don’t fit
traditional guidelines. Jeffrey Tesch, Managing Director of RCN Capital® and a renowned authority on
private lending, will show you how to make money from your most commonly overlooked leads.
• Learn how private lenders can turn your simple referrals into thousands of extra dollars.
• See real life scenarios of brokers that have transformed commercial loan inquiries into cash with little to
no effort.
You won’t want to miss this breakout session!
Presented by: Jeffrey Tesch, Managing Director of RCN Capital®
Sponsored by:
COMPLIANCE WITH FEDERAL LENDING REGULATIONS AND MASTERING HMDA – SHINNECOCK/NIPMUC
With increased regulatory scrutiny of HMDA data for fair lending purposes
and the potential penalties associated with technical errors, it is crucial that
lenders are ready for the CFPB HMDA regulations. Please join our panel as they
provide a comprehensive review of the impact of Home Mortgage Disclosure
Act (HMDA) and the Consumer Financial Protection Bureau’s Regulation C on
the lending industry. Whether you are new to HMDA or have been reporting for
years, you will receive benefits from this seminar’s practical, “real world” approach to HMDA compliance.
Moderator by: Rich Hogan, Chief Compliance Officer, CATIC
Presented by: Sue Quilty, Vice President Loan Operations, Residential Mortgage Services, Inc. & Seth Bogden,
Vice President of Lending Technology for Specialized Data Systems (SDS)
Co-Sponsored by:
Rich Hogan Sue Quilt Seth Bogden
8 | The New England Mortgage Expo
12:00 p.m. – 1:30 p.m
BUFFET LUNCH IN THE EXHIBIT HALL
1:45 p.m. – 2:30 p.m
US RESIDENTIAL CONSTRUCTION OUTLOOK – PEQUOT/PAUGUSSETT
Bernard Markstein
Dr. Bernard Markstein’s presentation will provide a brief overview of the United States economy and the
housing market. He will address the following questions. How healthy is the U.S. economy? What does
the new administration mean for the economy and housing? What can be expected from Congress? What
is the Federal Reserve likely to do? What is the outlook for funding for infrastructure projects by the
federal government? Where are energy prices headed? What effect do problems abroad have on the U.S.
economy and the outlook?
From there, Dr. Markstein will turn to the outlook for housing and residential construction. He will discuss how
developments in the general economy drive residential construction. What are the factors driving demand for housing?
What forces are affecting the mix between demand for single-family housing and multifamily housing?
Presented by: Dr. Bernard Markstein, President and Chief Economist, Markstein Advisors
THE SECRET SHORTCUT TO DIGITAL TRANSFORMATION – SHINNECOCK/NIPMUC
Join Pavaso’s Nancy Pratt to learn about the most overlooked and unnecessarily feared step in making
the transformation to digital mortgages. You’ll be amazed to see that most in our industry have dragged
their heels on taking this step on the basis of pure misinformation – in spite of the acknowledged benefits!
In taking this proven approach, lenders and service providers alike will NOT experience significant
operational disruption; will NOT shut the door on secondary market investors and, in fact, will be able
to continue on, business as usual, wherever they deem it necessary. Be sure to attend this session for
practical tips on choosing the most flexible platform; a clear roadmap to easy implementation and real-life case studies
of businesses that have already made the change.
Presented by: Nancy Pratt, Vice President of Partner Relations and Government Affairs, Pavaso
Sponsored by:
AGENDA continued
Nancy Pratt
9 | The New England Mortgage Expo
FRAUD AND CONSEQUENCES – LESSONS FROM A MORTGAGE FELON – ABENAKI
Jerome Mayne
Vulnerabilities exist for everyone in today’s business world. While checklists, policies and fraud prevention
technologies are invaluable, they do not account for the human factor. Following policies and procedures,
and completing checklists isn’t enough. Side stepping the instinct to inquire and investigate is a product
of ethical complacency, indecision, and the lack of confidence in making tough choices in difficult
situations. The consequences lead to a lack of trust of an industry, a tarnished reputation of a company,
and the complete psychological collapse and loss of freedom of good people.
Jerome’s intimate story will help you identify your vulnerabilities. You’ll take away all the lessons you need to make the
best decisions in impossible situations and save everything you’ve worked for.
In his presentation you will understand:
CONNECTICUT CHAPTER APPRAISAL INSTITUTE PRESENTS: MEET THE APPRAISERS – SCHAGHTICOKE
A panel of appraisers will be doing Q&A with attendees.
Sponsored by:
• Where your vulnerabilities lie
• How easy it is to join a conspiracy – even if you didn’t intend to
• That real con men are out there and how they will recruit you
• How the phrases, “no harm, no foul” and “it’s not my job” are absolutely ridiculous
• The devastating effects committing fraud has on the
victims, your profession and your family
• How to maintain a relationship with your kids through snail mail and collect phone calls
• Once and for all whether or not there really is, in fact, a big guy named Bubba
10 | The New England Mortgage Expo
FLOORPLAN, EXHIBITORS & RAFFLE PRIZES20 1st Alliance Lending, LLC ����������������������������������������������������������
800 Apex Mortgage Corp �����������������������������������������������������������������
400 Asset Based Lending �����������������������������������������������������������������
560 Avantus �������������������������������������������������������������������������������������
180 Baillie & Hershman P�C���������������������������������������������������������������
90 Bankers Advisory ���������������������������������������������� Kindle E-Reader
600 Birchwood Credit Services, Inc� �������������������������������������������������
220 BSI Financial ������������������������������������������������������������������������������
430 Builder Finance Inc� ����������������������������� Omaha Steaks Gift Card
190 CalyxSoftware ����������������������������������������������������������������������������
780 CATIC ����������������������������������������������������������������������������������������
100 Cherrywood Commercial Lending, LLC �������$100 Visa Gift Card
390 CMA ������������������������������������������������������������������������������������������
890 CMBA ����������������������������������������������������������������������������������������
880 Colony American Finance ����������������������������������������������������������
740 Connecticut Housing Finance Authority �������������������������������������
440 Country Living From Farm Credit East ��������������Romotic Vacuum
210 Credit Plus ���������������������������������������������������������������������������������
280 CT Chapter of the Appraisal Institute������������������������������������������
960 Dalton & Finegold LLP ���������������������������������������������������������������
610 Ditech Home Loans �������������������������������������������������������������������
50 DocMagic, Inc� ��������������������������������������������������������������������������
870 Docu Prep, Inc� ��������������������������������������������������������������������������
150 Embrace Home Loans ���������������������������������������������������������������
650 Emerald Capital �������������������������������������������������������������������������
360 Emigrant Mortgage Company ����������������������������������������������������
670 EMM Wholesale �������������������������������������������������������������������������
530 Equity National Title �������������������������������������������������������������������
460 Equity Prime Mortgage ��� Stress balls, waterbottles, drawstring bags
70 Ernst Information Services ���������������������������������������������������������
320 Factual Data ����������������Bose SoundLink Mini Bluetooth Speaker
410 Fannie Mae ��������������������������������������������������������������������������������
580 First Guaranty Mortgage Corporation �����������������������������������������
620 First National Bank of America ���������������������������������������������������
520 First Rehab Lending ��������������������������������������������� Bottle of Wine
110 Flagstar Bank�����������������������������������������������������������������������������
940 Franklin American Mortgage Company ��������������������������������������
420 Freedom Mortgage ��������������������������������������������������������������������
850 Home Point Financial �����������������������������������������������������������������
340 IDS, Inc� �������������������������������������������������������������������������������������
550 Key Capital Mortgage ����������������������������������������������������������������
710 Kriss Law �����������������������������������������������������������������������������������
60 Land Home Financial Services, Inc���������������������������������������������
490 Law Offices of Sonja B� Selami, P� C� �����������������������������������������
370 LDWholesale���������������������������������������������������������� Apple Watch
130 Lee & Mason Financial Services, Inc ���������������������� Apple Watch
200 LendingQB ��������������������������������������������������������������������������������
640 Liberty Title & Escrow, LLC �����������������������������������������10” Tablet
920 LoanScorecard ��������������������������������������������������������������������������
760 LPC Services �����������������������������������������������������������������������������
270 Mass Mortgage Bankers Association �����������������������������������������
900 Merrimack Mortgage Company, LLC �����������������������������������������
840 Miniter Group �����������������������������������������������������������������������������
540 MortgageFlex Systems ��������������������������������������������������������������
10 National Credit Fixers �����������������������������������������������������������������
970 National Mortgage Insurance �����������������������������������������������������
660 New Penn Financial �������������������������������������������������������������������
720 & 730 Norcom Mortgage ���������������������������������������������������������������������
950 Optimal Blue ������������������������������������������������������������������������������
250 Parkside Lending ��������������������������������������������������������� Gift Card
910 PathSoftware �����������������������������������������������������������������������������
820 & 830 Pavaso ��������������������������������������������������������������������������������������
860 PerfectLO�com ��������������������������������������������������������������������������
300 Planet Home Lending Wholesale �����������������������������������������������
480 Planet Home Lending Correspondent Division ��������������������������
350 Plaza Home Mortgage, Inc���������������������������������������������������������
570 Pro-Mac Appraisals, LLC �����������������������������������������������������������
230 QuestSoft Corporation ���������������������������$100 Amazon Gift Card
770 QuickSilva ����� 4 day, 3 night all expenses paid trip to Hawaii for two
380 R�I� Mortgage Bankers Association ��������������������������������������������
330 Radian Guaranty ������������������������������������������������������������������������
590 RCN Capital �������������������������������������������������������������������������������
450 REMN Wholesale �����������������������������������������������������������������������
160 Res/Title� Inc� �����������������������������������������������������������������������������
170 Residential Home Funding ���������������������������������������������������������
630 Reverse Mortgage Funding, LLC �����������������������������������������������
930 Sabal �����������������������������������������������������������������������������������������
700 Scotsman Guide Media �������������������������������������������������������������
690 Sierra Pacific Mortgage ��� OGIO Endurance Cruz Soft Shell Jacket
790 Silver Hill Funding�����������������������������������������������������������������������
30 SIOR ������������������������������������������������������������������������������������������
260 Southwest Bank ������������������������������������������������������������������������
680 Strategic Information Resources ������������������������������������������������
290 The Warren Group ���������������������������������������������������������������������
500 U�S� Bank Home Mortgage ��������������������������������������������������������
240 United Wholesale Mortgage �������������������������������������������������������
470 Universal Credit Services �����������������������������������������������������������
140 ValueQuest Appraisal �����������������������������������������������������������������
120 Velocity ����������������������������������������������������������������������������� Tablet
310 XINNIX Inc ����������������������������������������������������������� Amazon Echo
11 | The New England Mortgage Expo
FLOORPLAN, EXHIBITORS & RAFFLE PRIZES
ENTRANCE
ENTRANCE
10
National Credit Fixers
201st Alliance
Lending, LLC
30
SIOR
860
PerfectLO
870
Docu Prep, Inc.
880Colony
American
Finance
890
CMBA
900M
errimack
Mortgage
Company
910
Path Softw
are
920
Loan Scorecard
930
Sabal
940Franklin
American
Mortgage Co.
950
Optimal
Blue
960
Dalton & Finegold LLP
970National
Mortgage
Insurance
5090
Bankers Advisory
DocMagic, Inc.
60100
Cherrywood Commercial Lending, LLC
Land Home Financial
Services, Inc
70110
Flagstar Bank
Ernst Information
Services
Virtual Golf
130
Lee & Mason Financial
Services, Inc
170Residential
Home Funding
140
ValueQuest Appraisal
180Baillie &
Hershman P.C.
150
Embrace Home Loans
190
Calyx Software
120160
Velocity
Res/Title. Inc.
250
Parkside Lending
260
Southwest Bank
270MA Mortgage
Bankers Association
280CT Chapter of the Appraisal
Institute
290
The Warren Group
410
Fannie Mae
420
Freedom Mortgage
430
Builder Finance Inc.
440Country Living
From Farm Credit East
450
REMN Wholesale
200
LendingQB
210
Credit Plus
220
BSI Financial
230
QuestSoft Corporation
240
United Wholesale Mortgage
360
Emigrant Mortgage Company
370
LDWholesale
380
R.I. Mortgage Bankers
Association
390
CMA
400
Asset Based Lending
FLOOR PLAN 2017PO
DCAS
T
330300
Radian Guaranty
Planet Home Lending
Wholesale
340310
IDS, Inc.
XINNIX Inc.
350320
Plaza Home Mortgage,
Inc.
Factual Data
830820 840 850
470
Universal Credit
Services
510
TBD
480
Planet Home Lending
Correspondent
520
First Rehab Lending
490
Law Offices of Sonja B.
Selami, P. C.
530Equity
National Title
460500
Equity Prime Mortgage
U.S. Bank Home
Mortgage
650
Emerald Capital
690
Sierra Pacific Mortgage
660
New Penn Financial
700
Scotsman Guide Media
670
EMM Wholesale
710
Kriss Law
640680
Liberty Title & Escrow,
LLC
Strategic Information Resources
Pavaso
590
RCN Capital
600Birchwood
Credit Services, Inc.
610
Ditech Home Loans
620First National
Bank of America
630Reverse
Mortgage Funding, LLC
770
QuickSilva
780
CATIC
790
Silver Hill Funding
800Apex
Mortgage Corp
Miniter Group
810
TBD
Home Point Financial
540
Mortgage Flex
Systems
550
Key Capital Mortgage
560
Avantus
570
Pro-Mac Appraisals,
LLC
580
First Guaranty Mortgage
Corporation
720
Norcom Mortgage
730 740
CT Housing Finance Authority
750
TBD
760
LPC Services
TBD
12 | The New England Mortage Expo
PLATINUM SPONSOR PROFILE
Our “whatever it takes” attitude is the foundation of what sets QuickSilva Real Estate Law, Title, and
Closing Services apart. As a national settlement agent, we offer highly competitive pricing, expedient
service, proactive communication, and your own dedicated paralegal team who are available days, night,
and weekends. These benefits, along with our trademark promise “We Close Anywhere at Anytime”
guarantees you and your clients peace of mind from application through closing. www.quicksilvatitle.com
A N A L Y T I C S Visit www.thewarrengroup.com, email [email protected] or call 617.896.5365 today to learn more.
BENEFITS INCLUDE:• Measure loan origination and loan activity against competition and market activity
• Recruit leading originators
• Identify loan originators for potential partnership and business relationships
• Attract new customers and new employees by highlighting your successes
• Find new opportunities for greater market penetration
• Create powerful advertising and promotional collateral
NEW LOAN ORIGINATOR MODULE | Provided By The Warren Group
WHERE DO THE TOP LOAN ORIGINATORS RANK IN YOUR MARKET?
Access the largest and most comprehensive mortgage and property database in New England for loan origination data. With customized interactive access, you can create the reports and analysis you need to build your lending portfolio. You’ll always have a Warren Group expert standing by to help you reach your objectives and uncover vital market intelligence.
VISIT US AT BOOTH #290 FOR A LIVE A DEMO.
GOLD SPONSOR PROFILES
13 | The New England Mortage Expo
In business for more than 50 years, CATIC® is dedicated to providing high-quality professional
services to its policy-issuing attorneys, insured lenders and home-buyers, and other
members of the real estate community. With its corporate headquarters located in Rocky
Hill, Connecticut, CATIC has offices throughout New England and does business through a
network of more than 2,200 agents. Our staff of trained real estate professionals is there to
assist with all aspects of your residential and commercial transactions and to provide you with
the guidance and resources you need to be successful in your business. www.catic.com
Fannie Mae serves the people who house America. We are a leading source of
financing for mortgage lenders, providing access to affordable mortgage financing in all
markets at all times. Our financing makes sustainable homeownership and workforce
rental housing a reality for millions of Americans. We listen to our customers and partners
to understand their needs, putting them at the center of everything we do. We apply our
experience and expertise to deliver innovative, smart solutions to help our customers
succeed. We are committed to making our company better. And we are moving forward
with our partners to build a stronger, safer, more efficient housing finance system –
one that continues to create housing opportunities for homebuyers and renters in all
communities across the nation. www.fanniemae.com
Kriss Law/Atlantic provides professional closing services to the mortgage lending
industry that are efficient, fast, and reasonably priced. Kriss Law specializes in residential
conveyancing in New England. Atlantic Closing & Escrow’s reach is national. Together Kriss
Law/Atlantic represent over 200 local, regional, and national mortgage lenders employing
real estate closing professionals and affiliates throughout the country, closing over $7 billion
in transactions annually. Visit www.krisslawatlantic.com and experience the Kriss Law/
Atlantic difference.
Sonja Selami has over 20 years of combined experience as an attorney both domestically and
abroad, with 10 years practicing in the field of real estate law. She started her own practice
in 2006, and has brought aboard a number of skilled attorneys along the way. Originally from
Albania, Sonja graduated with top honors from the Tirana University School of Law. She later
graduated from the New England School of Law, beginning her focus on matters of real estate.
Sonja began working closely with home buyers, sellers, lenders, and other real estate entities
in a variety of different types of estate transactions. Sonja and her practice were welcomed
by the Massachusetts Bar Association in 2006, and has assisted thousands of clients since.
Sonja continues to lead her team of experienced attorneys in their company offices in Newton,
Wellesley, Lexington, Norwell, and Franklin, Massachusetts. www.selamilaw.com
14 | The New England Mortage Expo
GOLD SPONSOR PROFILES continued
National Credit Fixers offers legal credit repair. We have been repairing credit for almost
20 years. Everything on a credit report must be 100% accurate and 100% verifiable. Our job
is to challenge and investigate items on consumer credit reports with the goal of removing
those negative accounts if they cannot meet the aforementioned standards. In addition
to the removal of negative items, we also help consumers with the establishment of new
positive trade accounts and help them establish positive budgeting and payment habits.
www.nationalcreditfixers.com
Norcom Mortgage is 26-year-old direct lender that offers retail, wholesale, and
correspondent channels. Whether you are currently a lender, broker, or bank, a Norcom
partnership provides you the avenue to differentiate and grow your business. At Norcom
Mortgage, our mission to provide lending solutions that are tailored to meet our clients’
needs through a clear, fair, and best-in-class client experience is made possible through our
core values of service, respect, and communication. www.Norcom-USA.com
Pavaso is a disruptive, next-generation digital ecosystem being used by lenders,
consumers, title companies, real estate agents, and investors today to communicate,
collaborate, and deliver any information, document, or process necessary to the overall
mortgage transaction. Pavaso’s Digital CloseSM application is the most robust eClosing
solution in the industry, and is empowering businesses to digitize the pre-closing process,
whether the closing is paper, hybrid, or fully digital. The result is a superior consumer
experience, a transparent process promoting compliance and consumer satisfaction, and a
competitive advantage for firms seeking to streamline processes, improve the time to fund
and more. www.pavaso.com
RCN Capital is a national, direct, private lender. Established in 2010, we provide short-term
commercial loans ranging from $50k to $2.5M+ for the purchase of non-owner occupied
residential and commercial properties, financing of renovation projects and bridge funding.
We lend to experienced real estate professionals, investors, and contractors throughout the
country. We value referrals; brokers are protected. www.rcncapital.com
GOLD SPONSOR PROFILES
When it comes to home loans we’ve got you covered: from fixed and adjustable loans to first-time home-buyer programs, construction loans, and everything in between. Just tell us what you want to do and we’ll tell you the best way to get there.
We are pleased to be a sponsor of The New England Mortgage Expo.
All loans subject to credit approval. Consult your Webster banker for details. The Webster Symbol and Webster Bank are registered in the U.S. Patent and Trademark Office.
Call 888.4WEBSTER (493.2783). Or visit WebsterBank.com today.
Buy. Build. Refinance. There’s a lot you can do with a Webster home loan.