A chance for Polish
companies and investors
ConfidentialDISCLAIMER: This document (including attachments) is confidential and intended solely for the recipient's message, its publication (in whole or in part),
use for purposes other than learning the concepts and assumptions of the Business Plan, making it available to third parties other than the company's
employees, without the written consent of the Capital Loan Fund, it is not allowed and may constitute a breach of business secret.
Presentation plan
1. Business model
2. Product and offer
3. About us
1. Business model
Business model of KFP
M I D
Bond Loan issue
Principal + Interest
INVESTORS
Share in profits
Business model of KFP
M I D
Bond Loan issue
Principal + Interest
INVESTORS
Share in profits
▪ Very low operating costs
▪ A business model based on outsourcing
▪ Respect for money - we care for every 1 EUR
2. Product and offer
Our Product
Business Loan
▪ For companies
▪ Amount from 10.000 - 200.000 PLN
▪ Duration 12 and 24 months
▪ Fast decision – in 24h
▪ Simple loan agreement and rules
▪ Collateral: bill of exchange
Sales channel: External network
In 2018, according to the
consistent implementation of our
distribution strategy, we managed
to significantly increase of
Brokers who can offer our
product.
At the end of 2018, we have more
than 13,000 registered partners,
it’s an increase of 240%compared to 2017. Besides in
2018 we focused on activating
our partners, which resulted in
4380 brokers who actively
cooperate with us. It’s an increase
of over 300% compared to the
previous year.
0
500
1000
1500
2000
2500
3000
3500
4000
4500
5000
2016 2017 2018
0
2000
4000
6000
8000
10000
12000
14000
Number of Brokers Number of active Brokers
Main loan brokres
Value of loan applications
In 2018, we received 2014 loan applications for a total amount of
over PLN 231 million. it's an increase of over 180% compared
to 2017.
0
500
1000
1500
2000
2500
0 PLN
50 000 000 PLN
100 000 000 PLN
150 000 000 PLN
200 000 000 PLN
250 000 000 PLN
2016 2017 2018
Amount of applications Number of applications
Value of issued loans
In 2018, we issued
288 loans for a total
amount of almost
PLN 21 million. it's
an increase of over
180% compared to
2017
0
50
100
150
200
250
300
350
0 PLN
5 000 000 PLN
10 000 000 PLN
15 000 000 PLN
20 000 000 PLN
25 000 000 PLN
2016 2017 2018Amount of issued loans Number of issued loans
Repayments
In 2018 though the
increase of our business,
we achieve a very high
level of repayments due
to management of loans
granted by us. In 2018,
we received a repayment
amount of over PLN 9.3
million, it's 450%
increase compared to
2017.
0
0,2
0,4
0,6
0,8
1
1,2
0 PLN
1 000 000 PLN
2 000 000 PLN
3 000 000 PLN
4 000 000 PLN
5 000 000 PLN
6 000 000 PLN
7 000 000 PLN
8 000 000 PLN
9 000 000 PLN
10 000 000 PLN
2016 2017 2018
Repayments
Projections of loan portfolio statistics
Current
31-90 days past due
91-180 days past due
>180 days past due
Additional fees
Additional fees
Enforcement proceedings
opracowanie własne Spółki
70%
10%
10%
10%
Summary
2018 was the best year in all the most important parameters of our
business. A significant increase of sales network with increase of
active partners, allowed us to get increase of received
applications and launched loans.
The effectiveness of our scoring model is confirmed in high level
of repayment.
All presented data allow us to predict further dynamic
development of our company in the coming years.
3. About us
(TV / MEDIA)
TV Commercial TVP Info / TVN 24BIS
News about Us
Kapitałowy Fundusz Pożyczkowy S.A. address: Warszawa (00-683), Marszałkowska Street 83/33, KRS: 0000529534,
NIP: 181168710.