Charges & Fee - IDBI Bank Card Products
1) Classic Debit Card/Women's Debit Card/Being Me Card/Kids Card
Description Charges Annual Fee
Chip Debit CardMagstripe Debit Card
Transaction Charges (IDBI Bank ATMs)
Transaction Charges* (Non-IDBI Bank ATMs) For Savings Account
Transaction Charges (Non-IDBI Bank ATMs) For Current Account
Surcharge
International Transactions
Add-on-Card
Replacement (Damaged/Captured)
Replacement (Lost/Stolen)
Repin
`220/- + Applicable Service Tax , Free for first Year
`220/- + Applicable Service Tax for Chip Debit Card &`110/- + Applicable Service Tax for Magstripe Debit Card , free for first year (For the cards already in circulation)
`50/- + Applicable Service Tax
`220/- + Applicable Service Tax
NIL
`110/- + Applicable Service Tax , Free for first Year(For the cards already in circulation)
Cash Withdrawal: NIL | Balance Enquiry: NIL
Cash Withdrawal: `20/- per transactionBalance Enquiry: `8/- per transaction
Online Surcharge of 2.5 % of transaction amount + applicable service tax or `10 + Applicable Service Tax , whichever is higher willbe levied if the card gets used at Petrol Pump and Railways
Cash Withdrawal: `140/- per transaction Balance Enquiry: `30/- per transactionThere will be a mark-up of 3.5 % over and above the cross-currency conversionrate for all International Transactions International cash withdrawal transactionsdecline due to insufficient funds: `20 per instance
›› Charges will be applicable as per SOF. *Financial Transactions (Cash withdrawal) & non-financial Transactions (Balance Enquiry, PIN Change & Mini statement)
# Not Applicable for Domestic usage Card
#
3 Free transactions (both Financial & Non-Financial) at 6 Metro locations viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru & Hyderabad, 5 free transactions (both Financial & Non-Financial) per month at all other locations, thereafter Non Financial - Rs 8 per transaction Financial - ̀ 20 per transaction.
(from the very first transaction)
Description Charges Annual Fee
Chip Debit CardMagstripe Debit Card
Transaction Charges (IDBI Bank ATMs)
Transaction Charges (Non-IDBI Bank ATMs) For Savings Account
Transaction Charges (Non-IDBI Bank ATMs) For Current Account
Surcharge
International Transactions
Add-on-Card
Replacement (Damaged/Captured)
Replacement (Lost/Stolen)
Repin
`300/- + Applicable Service Tax , Free for first Year
`300/- + Applicable Service Tax for Chip Debit Card &`220/- + Applicable Service Tax for Magstripe Debit Card , free for first year (For the cards already in circulation)
NIL
`300/- + Applicable Service Tax
`50/- + Applicable Service Tax
`220/- + Applicable Service Tax , Free for first Year(For the cards already in circulation)
Cash Withdrawal: NIL | Balance Enquiry: NIL
Cash Withdrawal: `20/- per transactionBalance Enquiry: `8/- per transaction (from the very first transaction)
Cash Withdrawal: `140/- per transaction Balance Enquiry: `30/- per transactionThere will be a mark-up of 3.5 % over and above the cross-currency conversionrate for all International Transactions International cash withdrawal transactionsdecline due to insufficient funds: `20 per instance
›› Charges will be applicable as per SOF. *Financial Transactions (Cash withdrawal) & non-financial Transactions (Balance Enquiry, PIN Change & Mini statement) # Not Applicable for Domestic usage Card
#
2) Gold Debit Card
3 transactions (both Financial & Non-Financial) Free at 6 Metro locations viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru & Hyderabad,5 transactions (both Financial & Non-Financial) Free per month at all other locations, thereafter Non Financial - Rs 8 per transaction Financial - ̀ 20 per transaction.
Online Surcharge of 2.5 % of transaction amount + applicable service tax or ̀ 10 + Applicable Service Tax , whichever is higher will be levied if the card gets used at Petrol Pump and Railways Waived at petrol pump if the transactions amount is between ̀ 400 to ̀ 2000 subject to maximum ̀ 300
›› Charges will be applicable as per SOF. # Not Applicable for Domestic usage Card
4) RuPay Platinum Debit CardDescription Charges Annual FeeAdd-on-CardReplacement (Damaged/Captured)Replacement (Lost/Stolen)
Transaction Charges (IDBI Bank ATMs)Transaction Charges(Non-IDBI Bank ATMs)
International TransactionsSurcharge
International Transactions
Repin
NIL
Cash Withdrawal: NIL | Balance Enquiry: NIL
Cash Withdrawal: NIL | Balance Enquiry: NIL
Cash Withdrawal: `140/- per transaction Balance Enquiry: `30/- per transactionThere will be a mark-up of 3.5 % over and above the cross-currency conversionrate for all International Transactions International cash withdrawal transactionsdecline due to insufficient funds: `20 per instance
#
Online Surcharge of 2.5 % of transaction amount + applicable service tax or `10 + Applicable Service Tax , whichever is higher will be levied if the card gets used at Petrol Pump and Railways Waived at petrol pump if the transactions amount is between `400 to `4000 subject to maximum ̀ 400
INTERNATIONAL CHIP DEBIT
4 3 2 0 9 9 1 2 3 4 5 6 1 2 4 54320
›› Charges will be applicable as per SOF. # Not Applicable for Domestic usage Card
3) Platinum Debit CardDescription Charges Annual FeeAdd-on-CardReplacement (Damaged/Captured)Replacement (Lost/Stolen)
Transaction Charges (IDBI Bank ATMs)Transaction Charges(Non-IDBI Bank ATMs)
International TransactionsSurcharge
International Transactions
Repin
NIL
Cash Withdrawal: NIL | Balance Enquiry: NILFor Savings Account: Cash Withdrawal: NIL Balance Enquiry: NIL, For Current Account: Cash Withdrawal: `20/- per transactionBalance Enquiry: `8/- per transaction (from the very first transaction)
Cash Withdrawal: NIL | Balance Enquiry: NIL
Cash Withdrawal: `140/- per transaction Balance Enquiry: `30/- per transactionThere will be a mark-up of 3.5 % over and above the cross-currency conversionrate for all International Transactions International cash withdrawal transactionsdecline due to insufficient funds: `20 per instance
#
Online Surcharge of 2.5 % of transaction amount + applicable service tax or `10 + Applicable Service Tax , whichever is higher will be levied if the card gets used at Petrol Pump and Railways Waived at petrol pump if the transactions amount is between `400 to `4000 subject to maximum ̀ 400
`400/- + Applicable Service Tax , Free for first Year`400/- + Applicable Service Tax , Free for first Year
`400/- + Applicable Service Tax `50/- + Applicable Service Tax
`300/- + Applicable Service Tax , Free for first Year`300/- + Applicable Service Tax , Free for first Year
`300/- + Applicable Service Tax `50/- + Applicable Service Tax
For Savings Account: Cash Withdrawal: NIL Balance Enquiry: NIL, For Current Account: Cash Withdrawal: `20/- per transactionBalance Enquiry: `8/- per transaction (from the very first transaction)
›› Charges will be applicable as per SOF. # Not Applicable for Domestic Card
5) Signature Debit CardDescription Charges Annual FeeAdd-on-CardReplacement (Damaged/Captured)Replacement (Lost/Stolen)
Transaction Charges (IDBI Bank ATMs)Transaction Charges (Non-IDBI Bank ATMs) For Savings AccountTransaction Charges (Non-IDBI Bank ATMs) For Current AccountInternational TransactionsSurcharge
International Transactions
Repin
NIL
Cash Withdrawal: NIL | Balance Enquiry: NILCash Withdrawal: NIL | Balance Enquiry: NIL
Cash Withdrawal: NILBalance Enquiry: NILCash Withdrawal: NIL | Balance Enquiry: NIL
Cash Withdrawal: NIL | Balance Enquiry: NILThere will be a mark-up of 3.5 % over and above the cross-currency conversionrate for all International Transactions International cash withdrawal transactionsdecline due to insufficient funds: `20 per instance
#
Online Surcharge of 2.5 % of transaction amount + applicable service tax or `10 + Applicable Service Tax , whichever is higher will be levied if the card gets used at Petrol Pump and Railways Waived at petrol pump if the transactions amount is between `400 to `5000 subject to maximum ̀ 500
`799/- + Applicable Service Tax , Free for first Year`799/- + Applicable Service Tax , Free for first Year
`799/- + Applicable Service Tax`50/- + Applicable Service Tax
4 0 9 3 8 6 9 9 9 2 3 3 7 0 3 4
VALID ONLY IN INDIA
4093 VALIDFROM
VALIDTHRU
Description Charges
Issuance Fee
Refund
`110/- per card inclusive of service tax
`50/- per card
1) Gift Card
2) Cash CardDescription Charges (Inclusive of service tax)Issuance Fee
Reload Fee
Refund Fee
Transaction Charges (IDBI Bank ATMs)
Transaction Charges (Non-IDBI Bank ATMs)
`150/- per card
`10/- per reload
`50/- per card
Cash Withdrawal: NILBalance Enquiry: NIL
Cash Withdrawal: `20/- per transactionBalance Enquiry: `8/- per transaction
4709 1599 9053 45434709
06/13 06/15
5 4 7 1 0 1 0 2 6 0 1 0 2 8 7 45471
04/12 04/14VALID FROM VALID THRU
GLOBAL CURRENCY USD
4 5 8 1 5 6 8 4 4 5 8 6 4 5 3 54 5 8 1
04/12 04/14
3) World Currency Card/Global currency Card
No Fees in INR US $ Euros Pounds Canadian $ Australian $ Singapore $ UAE-AED Japanese YenInitial Card Fee
a) Cash Withdrawal
1. 150
1.5
0.55
150
1.5
0.44
Reload Fee2. 75 75 75 7575 75 75 75Replacement Fee
3. 100+ couriercharges
100+ couriercharges
100+ couriercharges
100+ couriercharges
100+ couriercharges
100+ couriercharges
100+ couriercharges
100+couriercharges
Foreign Exchange Rates
4.
5.
6.
150
1
0.33
150
2.76
0.66
150
3.86
0.88
150
140
50
150
3.3
0.77
150
5.25
1.93
As per rate determined by IDBI Bank
Transactional charges in respective currency
B) Balance EnquiryCross Currency Conversion 3.5 %
Manual Cash Disbursement ( i.e. withdrawing cash/fund transfer from/to foreign bank branch) , US $5 or equivalent in other currencies + 0.33 % of transaction amount.
Particulars Currency of the Card