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Page 1: Creating a User-Centric Mobile Payment Architecture

Creating a User-Centric Mobile Payment

Architecture

Jonathan LeBlanc (@jcleblanc)Head of Developer Evangelism (North America)

PayPal | Developer

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The Age of Online Identity

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Developer efficiency task 4

Offload complexity to the implementing provider

Offload Complexity

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Identity as a Mobile Foundation

Social Login Systems

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Lots and Lots of Fake Data

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Identity is Not Facebook

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Identity is Not Even PayPal

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These Are Simply Just Tools

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User Curated Identity

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Concrete Identity

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Moving Identity Forward

Using Identity to Remove Login

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Identity to Remove Registration

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How We’re Handling Identity

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Time Interactions and Identity

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InterestsUser A

InterestsUser B

Inte

rests

Com

mon

Expanding Identity via Commonality

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Personalized Recommendations

Optimists consider that up to a 30% of ecommerce sales increase is

thanks to cross-selling recommended products

fikobservatory

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Identity is Mobile Foundation

Personalization for User Shortcuts

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23% of customers abandoned carts when asked to register (Forrester)

…At five questions, the drop-off rate is 2 percent; at 10 questions,

4 percent, and so on. Only at about question 35 does the correlation

end (Kevin Hale, Wufoo)

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Fixing Mobile Form Drop Rates

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Further Reducing Friction

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Thank You!

Jonathan LeBlanc (@jcleblanc)Head of Developer Evangelism (North America)

PayPal | Developer


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