“Creating Ongoing Successful Retirement Plan Experiences For Employers And Employees”
©401(k) Advisors 2006. Securities offered through Financial Telesis, Inc. Investment Advisory Services offered through 401(k) Advisors. Financial Telesis is not affiliated with 401(k) Advisors.
Overview of Services
presented by:
David G. [email protected]
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Successful Retirement Plan Experiences!
Exceptional Service Provider
Cos
tello
& S
ons
401(
k) C
onsu
lting
Ser
vice
s
Client and Participant Outcom
es
Protected Fiduciaries
High-touch Investment Education/Advice delivering a
roadmap to retirement
Independent Investment Due Diligence to enhance investment opportunities
Documented monitoring of ERISA
Compliance Guidelines
Prepared Participants
Independent Benchmarking Analysis balancing costs, services & investment opportunities
Top-Tier Investment Opportunities
CSI 401(k) Advisors Business Model
> SERVICES:
Provider Search & Benchmarkings
A successful retirement plan has a high participation and salary deferral rates that place participants on track in meeting their retirement goals, and offers the tools
and advisory support to easily manage and maintain accounts . CSI 401(k) Advisors completes a thorough market analysis of vendors and investments
platforms , offering guidance and support throughout the process.
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> SEARCH & BENCHMARKINGS
Program Methodology
Number of Factors in RFPQuantitative Factors
Recordkeeping → 58
Compliance Services → 17
Investment Management → 74
Total Plan Costs → 101
Technology/Participant Access → 37
Employee Communications → 46
Miscellaneous → 22
Total → 355
Analysis of Money Managers
Financial Strength
Demographic Compatibility
Delivery System
Due Diligence Site Visit
Investment Management Philosophy
Independent Third Party Conclusions
Overall Product Excellence
Qualitative Factors
> SERVICES:
Investment Analysis
Proper due diligence in consistently monitoring and evaluating plan investment options is critical to the success of your plan. CSI 401(k) Advisors provides
ongoing independent investment analysis to assist with this important fiduciary responsibility.
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Scorecard Weighting
Our ScorecardSM ranking evaluates all available funds in approximately 14 asset classes.
> INVESTMENT ANALYSIS
30%Style Factors
20% Qualitative Factors
30% Risk & Return Factors
20% Peer Group Rankings
• Absolute Risk/Return• Information Ratio• Upside/Downside Capture
• Style Analysis• Rolling Style Analysis• R-Squared Statistic
• Returns• Information Ratio
• Manager Tenure• Expenses• Resources• Statistics Strength
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Independent Investment Due Diligence
Clients rely on our process to:
ENHANCE investment opportunities
MANAGE and control risk
REDUCE exposure to fiduciary liability
Sample Report Excerpts
> INVESTMENT ANALYSIS
> SERVICES:
Participant Education and Advice
CSI 401(k) Advisors delivers proactive consulting solutions that are comprehensive, compelling and technically proficient. Our participant- centric
approach creates participants that are better informed about asset allocation and risk tolerance, and most importantly, better prepared for retirement. We want each
participant to feel like they have their own financial advisor.
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Service Solutions
401(k) Advisors maximizes benefits for plan participants!
> EDUCATION & ADVICE
Sample Memos Bi-lingual Consultants Financial Planning
Group and Individual Education Meetings
Employee Communication
Strategies
Asset Allocation and Investment Advice/Guidance
> SERVICES:
Fiduciary Guidance
CFOs, CEOs, Presidents and other fiduciaries have personal liability for assets in the company’s retirement plan. It is crucial that plan sponsors partner with an
independent firm specializing in services that reduce exposure to fiduciary liability.
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Investment Policy Statement
Investment Policy Statement template: Roadmap for your Investment Due Diligence process
Integrates directly into 401(k) Advisors ScorecardSM System
Documentation for DOL or IRS audit
Updated on an ongoing basis for existing, pending, and future legislative changes
> FIDUCIARY GUIDANCE
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Fiduciary Compliance Support
Fiduciary Plan Review evaluates plan design and compliance issues
404(c) Notice and Policy Statement template: employer and employee-level documentation and support
Fiduciary Education Program helps to establish the basis for a successful plan!
Sample compliance checklist “excerpts” (above); Our complete list includes 50+ check-points
> FIDUCIARY GUIDANCE
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Newsletters and Employee Memos
Monthly Plan Sponsor Newsletters keep clients abreast on the latest retirement plan news, legislative updates, and industry trends
Each newsletter includes Sample Employee Memos that you can print and distribute to employees
Contributing writers and editors represent a staff of one dozen professionals with average industry tenure >10 years
Sample Client Newsletter and Employee Memo
> FIDUCIARY GUIDANCE
Closing
A successful retirement plan involves having the confidence in knowing where you are, where you want to go and how to get there.
CSI is committed to your plan’s success; let us help you get on track!
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The Costello & Sons Difference
Our firm is driven by three core principles: Passion. Protection. Performance.
Our team is comprised of committed, experienced people who solve retirement plan issues efficiently and cost-effectively
We are a full disclosure company; all of our clients can expect complete transparency of fees
Our services:
David G. Burgelin,General Securities Investment Advisor
CSI 401(k) [email protected]
1752 Lincoln AvenueSan Rafael, CA 94901
415.257.2138CA Lic. 0D40674
ENHANCEinvestment opportunities
PROTECTfiduciaries from financial loss
MINIMIZEtotal plan costs
ENSUREplan efficiency and compliance
MAXIMIZEbenefits for plan participants