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CROWDFUNDING LEHMAN BROTHERS SUBPRIME FALLOUT TO PREVENT
FORECLOSURES
Lehman Brotherssubprime mortgages, fallout from thelargest bankruptcy in U.S. history,are
beingcrowdfundedbyAmerican Homeowner Preservation(AHP). Consisting primarily of loans
birthed by Lehman,AHPs2013D opportunityempowers accredited investors to acquire the
interests in the $3,960,000 offering and earn returns of 9 12% on terms of 15 years.
Once acquired, AHP offers borrowers sustainable solutions to stay in their homes,
strengthening families and communities.
150-year old Lehman Brothers, the fourth-largest investment bank in the U.S.
(behindGoldman Sachs,Morgan StanleyandMerrill Lynch), buckled under the strain of
billions in toxic subprime mortgage holdings which had plunged in value. Lehmans collapse
culminated in a September 2008 bankruptcy filing, amatter which continues to be
resolved. Wall Streets subprime lunacy doomed many of these borrowers to fail with terms
which were impossible to meet. Now that these loans are being acquired at a 57% discount
to existing debt, AHP has substantial flexibility to craft terms which are affordable for
families, yet generate attractive returns for investors.
The 51 assets featured in the 2013D offering are secured by properties with a total
estimated value of $7,394,200, resulting in a 54% investment-to-value ratio and a $144,984
average property value. The properties are located nationwide, with the highest
concentration in Brooklyn, New York and the top states being New York, Illinois and Florida.
Loans will be titled in American Homeowner Preservation Trust, withU.S. Bankas
trustee,G&S Fund Servicesas fund administrator andOrion Financial Group as document
custodian. AHP investors own interests in the LLC which is the beneficial owner of the
Trust. The minimum investment is $10,000 and revenue is distributed monthly to investors,
which earn returns of 9% for a 1-year term, 10.2% for 2-years and 12% for 5-years.
American Homeowner Preservation started in 2008 as a 501c3 nonprofit before
transitioning to for profit, evolving into a socially responsible hedge fund which delivered
returns to investors of greater than 14% in 2012 and 2013. However, the 80/20 fee structure
typical of hedge funds was not sufficient to fund AHPs management-intensive workout
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approach. Thus, AHP recently added the crowdfunding component with predetermined
and attractiveyields to investors.
To learn more about AHP, visitwww.ahpinvest.com,call (800) 555-1055 or
http://www.ahpinvest.com/http://www.ahpinvest.com/http://www.ahpinvest.com/mailto:[email protected]:[email protected]:[email protected]:[email protected]://www.ahpinvest.com/