Download - Custodian Financial Services - Intoduction
About Custodian
• Irish owned consultancy est. in the early 1990’s
• Independent
• UK & Ireland
• Regulated by the Central Bank
www.custodian.ie @custodianfs
Why Custodian?
• Peace of mind
• Remove Uncertainty
• Realise financial goals
• 40+ years industry experience
• Safeguard your financial future
www.custodian.ie @custodianfs
The End Game
FamilyMore time with your loved ones
Peace of mind
FriendsSocial activity
Stress free
FreedomManageable debt
Hobbies & passions
www.custodian.ie @custodianfs
www.custodian.ie @custodianfs
Your Financial Journey
Savings
Retirement
Investments
Mortgage
Protection
Death
“Everyone is at different stages of their own financial journey. Everyone takes some action to safeguard or enhance their own financial well-being and/or that of their dependants to attain financial plans or objectives. Some just use better road maps than others. Financial planning is like using your own sat nav.”
Karl Eller
www.custodian.ie @custodianfs
Questions to ask yourself
• Where am I now?
• When will I die?
• How much am I worth?
• Who do I need to look after?
• When will I retire?
• How much do I need to live?
• What are my financial goals?
• Have I begun a financial plan?
www.custodian.ie @custodianfs
www.custodian.ie @custodianfs
1. NRA – Your Age X Salary = Income
2. 80 for men / 84 for women – Your Age X Salary = 100% Requirement
Difference is your current shortfall
Simple Exercise
What We Do
• Financial Planning• Savings• Investments• Income Protection• Serious Illness Cover
• Retirement Funding• Life Assurance• Pensions• Mortgage Protection• Wealth Management
www.custodian.ie @custodianfs
How We Do It
• In partnership with you• Fee based model• Consultative approach• Open questioning• Guided discovery• Regular contact
www.custodian.ie @custodianfs
Financial Planning Process
1. Know the client2. Identify & prioritise needs3. Devise suitable strategy4. Make recommendations5. On-going client reviews
www.custodian.ie @custodianfs
The 10 Things People Want Money For
• Security• Comfort• Luxuries• Mobility• Status
• Influence• Freedom• Leisure• Popularity• Philanthropy
www.custodian.ie @custodianfs
Having A Financial Plan Will:
• Identify, quantify & prioritise all of your financial plans & objectives
• Introduce you to suitable financial products & services
• Make the best use of your financial resources
• Make you review your plans regularly
www.custodian.ie @custodianfs
The Results of Financial Planning
Do NothingYou are happy with things
Your financial goals & objectives are being met
Stop DoingYou are wasting time & money
You need to cut these things out
Do SomethingBe brave / take action
Start something new
www.custodian.ie @custodianfs
You Can Decide
• Have Peace of mind
• Remove the uncertainty
• Protect your family & dependents
• Safeguard your financial future
www.custodian.ie @custodianfs
Contact Custodian
• Gavin Teehan BA QFA• [email protected]• +353 87 77 44 222• www.custodian.ie• @custodianfs
www.custodian.ie @custodianfs