1 2First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRP20).
Introduction
1) Companies
2) Close Corporations and Co-operatives
3) Partnerships/Joint Ventures
4) Sole Proprietor/Asylum Seeker/Refugee
5) Other Entities
6) Trusts
7) Pension Funds and Deceased Estates
8) SA Government Body 9) Schools
10) Proof of Address
Contact us
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Contents
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Introduction
Documentary Requirements: The documentary requirements for each person/entity type are contained in the various sections. You must ensure that the documentary evidence you provide corresponds to, and is proof of, the information you have provided.
In this Guide, “proof” means documentary proof (which could be in paper or electronic format), not merely providing information.
Address: See acceptable documents for proof of physical operating/registered address in the final section of this document.
Sureties and Security Providers: Sureties and security providers will be KYC’d when the suretyship/security is signed. You must provide the address of the surety/security provider, BUT NO document is needed as proof of address of the surety/security provider. Related parties of the surety/security provider do not have to be KYC’d.
Related Parties: If your business requires related party forms, you need to provide those forms as well. You need to provide the contact details of all related parties (even if the Guide does not specifically call for it), but you DO NOT need to submit documents to verify their contact details, unless the Guide states otherwise.
Authority: If a person is representing you or acting on your authority, the following examples can be used as proof of authority:• Power of attorney• Mandate• Resolution by the business’ authorised signatories/board/
governing body• Court order
Face-to-Face: Only original documents, or copies that have been originally signed and certified by an FNB staff member as copies of the original, will be acceptable.
ID Documents: Whenever this Guide calls for ID documents, it refers to:• Your green bar-coded ID document or Smart Card ID if you
are a citizen of, or residing in, the Republic of South Africa• Red 13-digit ID book for refugees• If you do not have a green bar-coded ID book or a Smart
Card ID, then (1) provide a letter why you do not have an ID/Smart Card and (2) provide your passport or valid, unexpired SA driver’s licence
Note that this document is merely a quick, abbreviated Guide of the documents required to fulfil the KYC requirements, and is not a policy document. It does not replace the bank’s KYC and FICA policies and practices, nor does it deal with money laundering in general, Politically Exposed Persons (PEPs), enhanced due diligence or source of funds. You need to ensure that you comply with the bank’s policies in respect of PEPs, sanctions, enhanced due diligence and source of funds.
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Proof of operating address (In the case of multiple operating addresses, provide proof of address of the office seeking the business relationship, and that of the head office)
A mandate form (validated by minutes or resolution) must be signed by all directors or authorised representatives, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the company’s behalf
Voting rights:• Letterfromthecompany’saccountant/auditor/
company secretary/director/authorised representative confirming the names of those holding 25% or more of the company’s voting rights at general meetings; or
• Relatedpartyformcompletedbyabankofficialcontaining % voting rights at general meetings
Any one of:• CIPC Certificate of Confirmation; • Registration Certificate (CoR14.3); or• CoR18(3) [if converted from a CC to a company]
Notice of Incorporation (CoR14.1)
MOI (CoR15.1A or 15.1B) [only if RF company or Inc company]
MOI (CoR15.1C or 15.1D or 15.1E) [only if RF non-profit company]
Certificate of Director Amendments (CoR39) [if applicable]
Company Name Change: CoR15.2 or CoR14.3 with CoR39 (if applicable)
Post-May 2011 Company Documents:
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A mandate form (validated by minutes or resolution) must be signed by all directors or authorised representatives, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the company’s behalf
Voting rights:• Letterfromthecompany’saccountant/auditor/
company secretary/director/authorised representative confirming the names of those holding 25% or more of the company’s voting rights at general meetings; or
• Relatedpartyformcompletedbybankofficialcontaining % voting rights at general meetings
Note: A non-profit company has no shareholders
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Any one of:• CIPCCertificateofConfirmation;• CertificateofIncorporation(CM1);or• CM3forSection21non-profitcompany
Certificate of Name Change (CM9) [if applicable]
Change of Directors (CM29) [if applicable]
Notice of registered office and postal address (CM22) [if address is not on the above CIPC Certificates]
Proof of operating address (In the case of multiple operating addresses, provide proof of address of the office seeking the business relationship, and that of the head office)
Pre-May 2011 Company Documents:
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Any one of:• CIPCCertificateofConfirmation;• RegistrationCertificate(CoR17.3)offoreigncompany
transferring its registration to SA from the foreign jurisdiction; or
• RegistrationCertificate(CoR20.2)[externalcompanythat has registration in foreign jurisdiction but conducts business in SA]
Proof of operating address in SA (In the case of multiple operating addresses, provide proof of address of the office seeking the business relationship, and that of the head office)
A mandate form (validated by minutes or resolution) must be signed by all directors or authorised representatives, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the company’s behalf
Voting rights:• Letterfromthecompany’saccountant/auditor/
company secretary/director/authorised representative, confirming the names of those holding 25% or more of the company’s voting rights at general meetings; or
• Relatedpartyformcompletedbyabankofficialcontaining % voting rights at general meetings
Foreign Company Registered in SA Documents:
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Official document issued by appropriate foreign government authority that provides (If it is in a foreign language it must be translated):• Company’sincorporation• Registeredname• Registrationnumber• Registeredaddresswherecompanyissituatedfor
purpose of its incorporation• Nameunderwhichcompanyconductsbusinessin
country of incorporation• Headofficeaddressandoperatingaddressin
foreign country
Proof of operating address in SA (In the case of multiple operating addresses, provide proof of address of the office seeking the business relationship, and that of the head office)
A mandate form (validated by minutes or resolution) must be signed by all directors or authorised representatives, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the company’s behalf
Voting rights:• Letterfromthecompany’saccountant/auditor/
company secretary/director/authorised representative, confirming the names of those holding 25% or more of the company’s voting rights at general meetings; or
• Relatedpartyformcompletedbyabankofficialcontaining % voting rights at general meetings
Foreign Company Not Registered in SA Documents:
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2
3
4
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Individual holding 25% or more of voting rights at general meetings and for manager/CEO and mandate holder/representative:• IDdocumentforindividual,andprovideaddressand
contact details
If the following entity/entities hold/s 25% or more voting rights at general meetings in the company:
Partnership:• Partnershipagreement/jointventureagreement,and
provide address and contact details
CC:• CIPCCertificateofConfirmationorCK(1)orCK(2),
and provide address and contact details
Company:• CIPCCertificateofConfirmationorCM1orCoR14.3
or CoR14.1, and provide address and contact details
Co-Operative:• Co-operativeCR10andCR1,andprovideaddress
and contact details
Company Related Party Documents:
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2
To verify that the company is listed on a relevant, recognised stock/securities exchange, you need to provide documentation confirming this. This must include information regarding the listing status of the company on a recognised stock exchange
Provide the operating address (In the case of multiple operating addresses, provide proof of address of the office seeking the business relationship, and that of the head office) and contact details
A mandate form (validated by minutes or resolution) must be signed by all person/s appointed by the board, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the company’s behalf
Trust:• DocumentcreatingtrustandLetterofAuthority• ID document and proof of residential address of
all trustees Any other type of entity:• Foundingdocument,constitutionorbi-lateral
agreement, and provide address and contact details
Public Listed Company Documents (Local and Foreign):
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2
3
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Judicial Management Order
Certificate of Appointment of the judicial manager
A mandate form (resolution) must be signed by all appointed judicial manager/s, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the entity/judicial manager’s behalf
ID document of the appointed judicial manager/s and mandate holders/representatives
Company in Liquidation/Business Rescue Practitioners/Judicial Managers/Curators:
Note: For all liquidators, business rescue practitioners, judicial managers and curators, you must provide (1) addresses and (2) contact details, but no documents are required to verify these addresses or contact details. We will also need to KYC the entity itself under judicial management/liquidation/business rescue/curatorship
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Judicial Management:
LiquidationOrder/resolutionforvoluntaryliquidation
LetterofAppointmentasliquidatorbytheMasterofthe HighCourt
A mandate form (resolution) must be signed by all appointed liquidator/s, indicating the authority of all person/s authorised to establish a business relationship or enter into a single transaction with the bank on the entity/liquidator’s behalf
ID document of the appointed liquidator and mandate holders/representatives
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Liquidation:
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Any of:• CourtOrderplacingcompany/CCinbusinessrescue;or• Board/Memberresolutionplacingcompany/CCin
business rescue (CoR123.1)
Certificate of the Business Rescue Practitioner Licence(CoR126.2)
Proof of appointment as business rescue practitioner for the particular company/CC
A mandate form (resolution) must be signed by all appointed business rescue practitioner/s, indicating the authority of all person/s authorised to establish a business relationship or enter into a single transaction with the bank on the entity/business rescue practitioner’s behalf
ID document of the appointed business rescue practitioner and mandate holders/representatives
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Business Rescue:
Any of:• CourtOrderplacingcompanyundercuratorship;or• Prooffromregulatorplacingcompanyundercuratorship
Certificate of Appointment of the curator
A mandate form (resolution) must be signed by all appointed curator/s, indicating the authority of all person/s authorised to establish a business relationship or enter into a single transaction with the bank on the entity/curator’s behalf
ID document of the appointed curator and mandate holders/representatives
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Curator:
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Any one of:• CIPCCertificateofConfirmation;or• Foundingstatement(CK1)[mostrecentversion]
Amended founding statement (CK2) [only applies if there has been an amendment to CK1]
Proof of operating address (In the case of multiple operating addresses, provide proof of address of theoffice seeking the business relationship, and that of the head office)
A mandate form (resolution) must be signed by all members, indicating the authority of all person/s thatmay establish a business relationship or enter into a single transaction with the bank on the CloseCorporation’s behalf
Close Corporation Documents:
Close Corporations
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If member of CC and mandate holder/representativeis an individual:• ID document, and provide address and contact details
If member of CC and mandate holder/representative is a trust:• DocumentcreatingtrustandLetterofAuthority• ID document and proof of address of all trustees,
verified with documentary proof
Close Corporation Related Party Documents:
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2
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CertificateofRegistrationofCo-operative(CR10)
Certificate of Name Change (CR11 or CR12) [if applicable]
Constitution (CR1) stamped and signed by the Registrar indicating the registered address of the Co-operative
Proof of operating address (In the case of multiple operating addresses, provide proof of address of theoffice seeking the business relationship, and that of the head office)
Voting rights:• LetterfromCo-operative’saccountant/auditor/
director/authorised representative confirming the names of those holding 25% or more of the Co-operative’s voting rights at general meetings; or
• Related party form completed by a bank official containing % voting rights at general meetings
A mandate form (validated by minutes or resolution) must be signed by all directors/authorised persons, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the Co-operative’s behalf
Co-operative Documents:
1
Co-operatives Co-operative Related Party Documents:
If the following entity/entities hold/s 25% or more voting rights at general meetings in the Co-operative:
Partnership:• Partnershipagreement/jointventureagreement,and
provide address and contact details
CC:• CK(1)orCK(2),andprovideaddressandcontactdetails
Company:• CIPCCertificateofConfirmationorCM1orCoR14.3or
CoR14.1, and provide address and contact details
Co-operative:• Co-operativeCR10andCR1,andprovideaddressand
contact details
Trust:• DocumentcreatingtrustandLetterofAuthority• ID document and proof of residential address of
all trustees
Any other type of entity:• Foundingdocument,constitutionorbi-lateral
agreement, and provide address and contact details
Individual holding 25% or more of voting rights at general meetings and for manager/CEO and mandate holders/representatives:• IDdocumentforindividual,andprovideaddressand
contact details
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If the entity is a:
Partnership:• Partnershipagreement/jointventureagreement,and
provide address and contact details
CC:• CIPCCertificateofConfirmationorCK(1)orCK(2),and
provide address and contact details
Company:• CIPCCertificateofConfirmationorCM1orCoR14.3or
CoR14.1, and provide address and contact details
Co-operative:• Co-operativeCR10andCR1,andprovideaddressand
contact details
Trust:• DocumentcreatingtrustandLetterofAuthority• IDdocumentandproofofresidentialaddressof
all trustees
Any other type of entity:• Foundingdocument,constitutionorbi-lateral
agreement, and provide address and contact details
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Partnership agreement/joint venture agreement listing all partners in the partnership (natural, juristic and silent partners)
Proof of operating address (In the case of multiple operating addresses, provide proof of address of the office seeking the business relationship, and that of the head office)
A mandate form (resolution) must be signed indicating the authority of all person/s authorised to establish a business relationship or enter into a single transaction with the bank on the partnership’s behalf
Partnership Documents:
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2
Partnership Related Party Documents:
Individuals (All partners and mandate holders/ representatives):• IDdocumentforindividual,andprovideaddressand
contact details
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Note: Joint Ventures (JV) are treated as partnerships. If JV is conducted as a company, then JV will be KYC’d as a company)
Note: If there is no formal partnership agreement in existence, a letter must be provided by the partnership confirming that no written agreement exists, identifying the business name and operating address of the partnership as well as the full names of all partners (natural, juristic and silent partners)
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Passport
Proof of operating address in SA
If you appoint a third person, a mandate form (resolution) must be signed. This must indicate the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on your behalf
ID document of mandate holders/representatives
Sole Proprietor Documents for Citizens of Other Countries not Residing in SA:
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ID document
Proof of operating address
If you appoint a third person, a mandate form (resolution) must be signed. This must indicate the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on your behalf
ID document of mandate holders/representatives
Sole Proprietor Documents for SA Citizen/Resident:
Note: Provide contact details for these persons as well as for mandate holders/representatives
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Note: Asylum seekers may not open new accounts
Valid Section 22 permit
Validation of permit details from the Department of HomeAffairs
Proof of operating address
ID document of mandate holders/representatives
Asylum Seeker Documents (Sole Proprietor):
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2
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Note: Refugees may not open new accounts unless you are able to provide a red 13-digit ID book
Valid Section 24 permit or red 13-digit ID book
Validation of permit details from the Department of HomeAffairs
Proof of operating address
ID document of mandate holders/representatives
Refugee Documents (Sole Proprietor):
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2
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LetterofAppointmentfromtheDepartmentofForeignAffairs requested by you, or we will access the DFA website to print the relevant pages as proof that the embassy has been registered with the Department of Foreign Affairs
Passport
Visa
Letterontheembassyletterhead,signedbytherelevantHeadofMission,instructingustoopentheaccountandappoint signatories. We will verify the position and level of authority of the diplomat signing the documents with reference to the Department of Foreign Affairs website
ID document of mandate holders/representatives
Diplomat Documents:
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ID document for mandate holders/representatives, and provide address and contact details
Other Entity Related Party Documents:
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ID document for mandate holders/representatives, and provide address and contact details
Stokvel Related Party Documents:
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Stokvel Constitution reflecting its name
Proof of operating address of the Stokvel
A mandate form (validated by the minutes or resolution) must be signed by the chairperson, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the Stokvel’s behalf
Stokvel Documents:
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3
Stokvel
Constitution or founding document reflecting its name
Proof of operating address of the entity
Legalform–inrespectofcharitiesandentitiessubjecttostatutory licensing and regulation:• If a charity is required to be registered, provide proof of
registration; or• If a charity states that it is not required to be registered,
the relevant authority must confirm its status
A mandate form (validated by the minutes or resolution) must be signed by the governing body, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the entity’s behalf
Other Entity Documents:
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4
2
3
Other Entities(Legal Persons)
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ID document for mandate holders/representatives, and provide address and contact details
Foundation Related Party Documents:
1
Any of:• Bi-lateralagreement,suchasthecontractbetween
the founder and the administrator; or• Foundingstatement(eitherCoR15.1AorB
is applicable)
Legalform–inrespectofcharitiesandentitiessubjecttostatutory licensing and regulation:• Ifacharityisrequiredtoberegistered,provideproofof
registration; or• Ifacharitystatesthatitisnotrequiredtoberegistered,
the relevant authority must confirm its status
A mandate form (validated by the minutes or resolution) must be signed by the chairperson, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the Foundation’s behalf
Foundation Documents:
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2
3
Foundation
Society Constitution Rules reflecting its name
Proof of registration
Proof of operating address of the Friendly Society
A mandate form (validated by the minutes or resolution) must be signed by the chairperson, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the Society’s behalf
Friendly Society Documents:
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Friendly Society
ID document for mandate holders/representatives, and provide address and contact details
Friendly Society Related Party Documents:
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Trust Documents:
Documentcreatingthetrust–anyof:• Trustdeed;• WillandTestament;or• Foundingdocument
LetterofAuthority/Appointment(bearingMaster’sstamp)givenbytheMasterofHighCourt.Iftrustwasestablishedbefore1985andifthereisnoLetterofAuthority/Appointment, provide a trust deed stamped by the Master ofHighCourt
AmendedLetterofAuthoritygivenbytheMasterofHighCourt
If the trust was created outside SA, instead of above three documents, provide official foreign document/s (containing above information) issued by the foreign government body that oversees trust laws
Address of Master where trust is registered (reflected on LetterofAuthority/AppointmentbyMaster)
A mandate form (validated by the minutes or resolution) must be signed by all of the trustees, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the trust’s behalf
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Individuals (All trustees, named beneficiaries and founders) and mandate holders/representatives:• IDdocumentforindividual,andprovideaddressand
contact details• Proofofresidentialaddressifindividualisatrustee
If trustee, beneficiary, founder is:
Partnership:• Partnershipagreement/jointventureagreement,and
provide address and contact details• Proofofaddressifpartnershipisatrustee
CC:• CIPCCertificateofConfirmation,CK(1)orCK(2),and
provide address and contact details• ProofofaddressifCCisatrustee
Company:• CIPCCertificateofConfirmation,CM1,CoR14.3or
CoR14.1, and provide address and contact details• Proofofaddressifcompanyisatrustee
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2
Trust Related Party Documents:
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Note: If the founder/beneficiary has died or no longer exists, provide a certified copy of the death certificate or a declaration from the trustees if they are unable to produce a death certificate.
If the founder/beneficiary (juristic entity) no longer exists, provide documents (eg, CIPC confirmation), or if such documents cannot be provided, then provide a declaration from the trustees that the entity no longer exists and that you cannot produce other proof that the entity no longer exists.
Co-operative:• Co-operativeCR10andCR1,andprovideaddress
and contact details• ProofofaddressifCo-operativeisatrustee
Trust:• DocumentcreatingtrustandLetterofAuthority• IDdocumentandproofofresidentialaddressof
all trustees
Any other type of entity:• Foundingdocument,constitutionorbi-lateral
agreement, and provide address and contact details• Proofofaddressifentityisatrustee
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Estate Documents:
Deceased Estates
LetterofAppointmentasexecutorissuedbytheMasterofHighCourtorSection18(3)certificateissuedbytheMasterofHighCourt
Death certificate
A mandate form (validated by the minutes or resolution) must be signed by the executor/administrator, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the executor’s behalf
ID document, and provide address and contact details of mandate holders/representatives
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2
3
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Pension/Provident Documents:
Pension/Provident Related Party Documents:
Pension/Provident Funds
The Scheme/Fund Constitution reflecting its name
A mandate form (validated by the minutes or resolution) must be signed by the authorised person, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the Scheme/Fund’s behalf
Proof of operating address of the Scheme/Fund
ID document for mandate holders/representatives, and provide address and contact details
1
1
2
3
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Deceased Estate Related Party Documents:
If the executor/administrator is:
Individual:• IDdocumentandproofofresidentialaddressfor
individual, and provide contact details
Partnership:• Partnershipagreement/jointventureagreement,and
provide address and contact details
CC:• CIPCCertificateofConfirmation,CK(1)orCK(2),and
provide address and contact details
Company:• CIPCCertificateofConfirmation,CM1,CoR14.3or
CoR14.1, and provide address and contact details
Trust:• DocumentcreatingtrustandLetterofAuthority• ID document and proof of residential address of
all trustees
1Estate Documents:
Insolvent Estates
LetterofAppointmentastrusteeissuedbytheMasterofHighCourt
A mandate form (validated by the minutes or resolution) must be signed by the trustees, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the trustee’s behalf
ID document, and provide address and contact details of mandate holders/representatives
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2
3
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Embassy Documents:
Embassy Related Party Documents:
Embassies
LetterofAppointmentfromtheDepartmentofForeignAffairs, or access the Department of Foreign Affairs’ website and print the relevant pages as proof that the embassy is registered with the Department of Foreign Affairs
Letter,ontheembassyletterhead,signedbytherelevantHeadofMission,instructingustoopentheaccountandappoint signatories
We will verify the position and level of authority of the diplomat signing the documents with reference to the Department of Foreign Affairs website
Proof of address of embassy
A mandate form (validated by the minutes or resolution) must be signed by the authorised person/s on the embassy letterhead , indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the embassy’s behalf
ID document/passport for mandate holders/representatives, and provide address and contact details
1
1
2
3
4
5
Insolvent Estate Related Party Documents:
If the trustee/administrator is:
Individual:• IDdocumentandproofofresidentialaddressfor
individual, and provide contact details
Partnership:• Partnershipagreement/jointventureagreement,and
provide address and contact details
CC:• CIPCCertificateofConfirmation,CK(1)orCK(2),and
provide address and contact details
Company:• CIPCCertificateofConfirmation,CM1,CoR14.3or
CoR14.1, and provide address and contact details
Trust:• DocumentcreatingtrustandLetterofAuthority• ID document and proof of residential address of
all trustees
1
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Constitution or founding document
Proof of address of government body
Legalform–considerenablinglegislation(forexample,isit a trust, a company or a body created by South Africa’s Constitution,suchastheHumanRightsCommissionorthePublic Protector?)
A resolution from the government body, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the government body’s behalf
ID document/passport for mandate holders/representatives, and provide address and contact details
Government Body Documents:
Government Body Related Party Documents:
1
1
2
4
3
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ID document for mandate holders/representatives, and provide address and contact details
School Related Party Documents:
1
Constitution for public schools
Confirmation of registration of school with Department of Education for private schools
Proof of address of the school
A mandate form (validated by the minutes or resolution) from the governing body, indicating the authority of all person/s that may establish a business relationship or enter into a single transaction with the bank on the school’s behalf
School Documents:
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2
4
3
Note: If the school is a company, the school will be KYC’d as a company
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Bank statementfromanotherbank(0-3months)
Mortgage statement from another bank (0-6months)
Original title deed (Documentation with the erf description is allowed provided the your name, erf/stand and township details are reflected on the account issued by the local authority/government body)
Motor vehicle licence(0-12months)
SARS-produced document(0-12months)[excludingprint screens]
Government-issued document (eg, court order)
Affidavit by person residing at the same premises confirming the name, residential address, ID number and relationship to the person making the declaration and the person staying there
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89
10
11
Utility bill (eg, rates, taxes, water, electricity, telephone/cellular,e-tollaccount)[0-3months]
Lease agreement, rental agreement, rental statement or virtual office lease agreement(0-12months)
Municipal rates and taxes invoice(0-3months)
Television licence (0-12months)
Acceptable Documents for Proof of Physical Address:
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2
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Note: Proof of operating/registered address must show the physical address and not a box number
Below are examples of documents (the list is not exhaustive) that may be provided to confirm the operating/registered/residential physical address of the business. These documents must display your name and physical address and may not be older than three months
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Declaration by a third party business confirming the physical address of the business if the business operates from another business address. This declaration must be accompanied by an acceptable document to verify the physical address in the name of the third party business declaring the physical address
Declaration by an estate/body corporate/managing agent confirming the physical estate address of the person. The letter must include the words, “…according to our provides, <your name>’s physical address is reflected as being <physical address of your business>…”
Onsite visit form duly completed by a staff member who has visited the entity’s physical address and confirms that the business operates from the address. The onsite visit form must reflect your full names, the physical address, the date of the visit and the full names of the consultant who visited the physical address of the business
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Recent long-term and short-term insurance policies (eg, policy documents issued from an insurance company–notFNBInsurance)
Municipal letter from a municipal representative (eg, ward councillor) on the municipality’s letterhead and bearing the stamp of the relevant municipal authority, confirming that the business is permitted to operate on land managed/serviced by that municipality
Letter from a traditional authority confirming that the business is permitted to operate on communal land, signed by the relevant traditional authority and stamped with a government-issued stamp
Declaration by the landlord/property owner confirming that the owner of the business operates the business from the rented property. This declaration must be accompanied by an acceptable document to verify the physical address in the name of the landlord/property owner declaring the physical address
Declaration by an individual confirming the physical address of the business if the individual operates the business from his/her residential address. This declaration must be accompanied by an acceptable document to verify the physical address in the name of the individual declaring the business address
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16For any queries, please contact the FNB Business Helpdesk on 087 575 9479
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