Download - Health Insurance Quiz for Kentucky
Insurance Quiz for Kentucky
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#1: Traditionally, requires
consumers to use doctors who participate in the insurer’s
network for non-emergency care.
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Answer to #1:
HMO
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#2: Requires consumers to pay a
significant amount up front for health care before coverage
kicks in, and can be paired with a health savings account.
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Answer to #2High-Deductible
Plan
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#3:Health coverage with sharp limits
on payouts. The consumer is required to pick up the rest of the
bills.
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Answer to #3: Limited-benefit
plan
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#4Pays benefits if a consumer is
injured or becomes sick and is no longer able to work.
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Answer to #4Disability Plan
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#5Covers care for pro-longed
illnesses, disabilities or cognitive impairment, typically through
nursing homes, at-home care or other options.
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Answer to #5Long-term care
insurance
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#6 Allows consumers to choose their doctors, but often requires them to pay more if they go out of the
insurer’s network.
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Answer to #6PPO
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