Download - Icici Profile New25!08!13
-
8/13/2019 Icici Profile New25!08!13
1/21
Profile of ICICI Bank
History
ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian financial
institution, and was its wholly-owned subsidiary. ICICI's shareholding in ICICI Bank was
reduced to 46% through a public offering of shares in India in fiscal 1998, an equity
offering in the form of ADRs listed on the NYSE in fiscal 2000, ICICI Bank's acquisition
of Bank of Madura Limited in an all-stock amalgamation in fiscal 2001, and secondary
market sales by ICICI to institutional investors in fiscal 2001 and fiscal 2002. ICICI was
formed in 1955 at the initiative of the World Bank, the Government of India and
representatives of Indian industry. The principal objective was to create a development
financial institution for providing medium-term and long-term project financing to Indian
businesses.
In the 1990s, ICICI transformed its business from a development financial
institution offering only project finance to a diversified financial services group offering a
wide variety of products and services, both directly and through a number of
subsidiaries and affiliates like ICICI Bank. In 1999, ICICI become the first Indian
company and the first bank or financial institution from non-Japan Asia to be listed on
the NYSE.
After consideration of various corporate structuring alternatives in the context of
the emerging competitive scenario in the Indian banking industry, and the move towards
universal banking, the managements of ICICI and ICICI Bank formed the view that the
merger of ICICI with ICICI Bank would be the optimal strategic alternative for both
-
8/13/2019 Icici Profile New25!08!13
2/21
entities, and would create the optimal legal structure for the ICICI group's universal
banking strategy. The merger would enhance value for ICICI shareholders through the
merged entity's access to low-cost deposits, greater opportunities for earning fee-based
income and the ability to participate in the payments system and provide transaction-
banking services. The merger would enhance value for ICICI Bank shareholders
through a large capital base and scale of operations, seamless access to ICICI's strong
corporate relationships built up over five decades, entry into new business segments,
higher market share in various business segments, particularly fee-based services, and
access to the vast talent pool of ICICI and its subsidiaries.
In October 2001, the Boards of Directors of ICICI and ICICI Bank approved the
merger of ICICI and two of its wholly-owned retail finance subsidiaries, ICICI Personal
Financial Services Limited and ICICI Capital Services Limited, with ICICI Bank. The
merger was approved by shareholders of ICICI and ICICI Bank in January 2002, by the
High Court of Gujarat at Ahmedabad in March 2002, and by the High Court of
Judicature at Mumbai and the Reserve Bank of India in April 2002. Consequent to the
merger, the ICICI group's financing and banking operations, both wholesale and retail,
have been integrated in a single entity.
3.3.2.2 Overview
ICICI Prudential Life Insurance Company is a joint venture between ICICI Bank,
a premier financial powerhouse, and Prudential plc, a leading international financial
services group headquartered in the United Kingdom. ICICI Prudential was amongst the
-
8/13/2019 Icici Profile New25!08!13
3/21
first private sector insurance companies to begin operations in December 2000 after
receiving approval from Insurance Regulatory Development Authority (IRDA).
ICICI Prudential Life's capital stands at Rs. 4,793 crores (as of June 30, 2012)
with ICICI Bank and Prudential plc holding 74% and 26% stake respectively. For the
period April 1, 2012 to June 30, 2012, the company has garnered total premium of Rs
2,385 crores and has underwritten over 13 million policies since inception. The
company has assets held over Rs. 70,000 crores as on June 30, 2012.
ICICI Prudential Life Insurance has maintained its focus on offering a wide range
of flexible products that meet the needs of the Indian customer at every step in life.
3.3.2.3 The ICICI Prudential Edge
The ICICI Prudential edge comes from our commitment to our customers, in all
that we do - be it product development, distribution, the sales process or servicing.
Here's a peek into what makes us leaders.
The products of ICICI have been developed after a clear and thorough
understanding of customers' needs. It is this research that helps us develop education
plans that offer the ideal way to truly guarantee your child's education, Retirement
solutions that are a hedge against inflation and yet promise a fixed income after you
retire, or Health insurance that arms you with the funds you might need to recover from
a dreaded disease.
-
8/13/2019 Icici Profile New25!08!13
4/21
Having the right products is the first step, but it's equally important to ensure that
our customers can access them easily and quickly. To this end, ICICI Prudential has an
advisor base across the length and breadth of the country, and also partners with
leading banks, corporate agents and brokers to distribute our products.
Robust risk management and underwriting practices form the core of our
business. With clear guidelines in place, we ensure equitable costing of risks, and
thereby ensure a smooth and hassle-free claims process.
Entrusted with helping our customers meet their long-term goals, we adopt an
investment philosophy that aims to achieve risk adjusted returns over the long-term.
Last but definitely not the least, our team is given the opportunity to learn and
grow, every day in a multitude of ways. We believe this keeps them engaged and
enthusiastic, so that they can deliver on our promise to cover you, at every step in life.
ICICI Prudential Life Insurance Company is a joint venture between ICICI Bank, a premier financial
powerhouse, and Prudential plc, a leading international financial services group headquartered in the
United Kingdom. ICICI Prudential was amongst the first private sector insurance companies to begin
operations in December 2000 after receiving approval from Insurance Regulatory Development
Authority (IRDA).
ICICI Prudential Life's capital stands at Rs. 4,793 crores (as of March 31, 2013) with ICICI Bank andPrudential plc holding 74% and 26% stake respectively. For the financial year 2013, the company has
garnered total premium of Rs 13,538 crores and has underwritten over 13 million policies since
inception. The company has assets held over Rs. 74,000 crores as on March 31, 2013.
For the past decade, ICICI Prudential Life Insurance has maintained its dominant position (on new
business retail weighted basis) amongst private life insurers in the country, with a wide range of flexible
products that meet the needs of the Indian customer at every step in life.
-
8/13/2019 Icici Profile New25!08!13
5/21
3.3.2.4 Vision & Values
Vision: To be the dominant Life, Health and Pensions player built on trust by
world-class people and service.
This we hope to achieve by:
Understanding the needs of customers and offering them superior products
and service
Leveraging technology to service customers quickly, efficiently and
conveniently
Developing and implementing superior risk management and investment
strategies to offer sustainable and stable returns to our policyholders
Providing an enabling environment to foster growth and learning for our
employees
And above all, building transparency in all our dealings
The success of the company will be founded in its unflinching commitment to 5
core values -- Integrity, Customer First, Boundaryless, Ownership and Passion. Each of
the values describes what the company stands for, the qualities of our people and the
way we work.
-
8/13/2019 Icici Profile New25!08!13
6/21
-
8/13/2019 Icici Profile New25!08!13
7/21
family gets the sum assured (the cover amount). Term life insurance ensures that your
family receives a large lumpsum amount, called the sum assured, in the unfortunate
event of death of the policyholder. By offering this benefit at extremely competitive
rates, Term insurance plans provide an opportunity to get the protection of insurance
cover at extremely affordable prices.
Increasing liabilities:People today prefer to take loans to fulfilling their needs, instead of waiting to save
for the future. India's outstanding credit card debt had touched Rs 26,500 crore in May 2008, up by 87%
from May 2007. Hence, in your absence, your family needs to take care of this loan.
Nuclear family structure:Earlier, people could depend on their extended joint family system to take care
of their near and dear ones in case of their absence. However, the share of families with more than 5
members has come down from 64% in 1990 to 56% in 2005 and is expected to decrease further.**
Increasing lifestyle diseases:The share of lifestyle diseases in India is increasing. Also, people in senior
management are more prone to lifestyle diseases, as per an ICRIER Study.
**Source : Household Assets and Liability, NSS Report No. 500, 59th Round (January-December
2003).**Source: Euromonitor International
3.3.2.5.2Wealth plans
As an individual who doesnt desire the best from life? You would undoubtedly
want to plan your finances such that you can achieve all your goals - a car, a beautiful
home and of course, the comfort and contentment of your family. All of these goals are
long term in nature. Wealth insurance plans have been designed to ensure that you can
save for these long term goals along with the benefit of life cover and provide protection
to your family. Wealth insurance ensures that you receive a lumpsum amount of money
at the maturity of the Policy. In the unfortunate event of death during the term of the
policy, your family receives lumpsum amount, called the Sum Assured. Thus it
combines the benefits of protection and saving in a single instrument.
https://www.iciciprulife.com/public/Life-plans/Wealth-Creation-Plans.htmhttps://www.iciciprulife.com/public/Life-plans/Wealth-Creation-Plans.htmhttps://www.iciciprulife.com/public/Life-plans/Wealth-Creation-Plans.htmhttps://www.iciciprulife.com/public/Life-plans/Wealth-Creation-Plans.htm -
8/13/2019 Icici Profile New25!08!13
8/21
Key Benefits of ICICI Pru Health SaverCoverage under the policy1 2 Guaranteed coverage up to age 75 for you and your family againstmedical expenses incurred due to hospitalisation Coverage against pre-existing illnesses & conditions after 2 yearssubject to acceptance by the company Provides comprehensive cover by allowing reimbursement for healthexpenses not covered by the hospitalisation benefit after 3 years A free health check-up once every 2 years after the first year No claim bonus of 5% of the annual limit for every claim free year up to a maximum of 25% Option to continue cover post 5 years even after stopping premiums Avail tax benefits under section 80D on premiums paid under theIncome Tax Act, 1961This benefit in your policy provides you cover against medical expensesthat require a minimum of 24 hours hospitalisation. In addition, over 125day-care procedures are also covered.The following expenses incurred during hospitalisation are covered,subject to your annual limit:1. Room, boarding and nursing expenses as charged by the hospitalwhere the insured availed medical treatment. You are entitled to a
A. Hospitalisation Insur3.3.2.5.3Child plans
As a parent, you would not like to compromise your child's bright career,
regardless of the rising cost of education. All you need is a savings plan that is
designed to provide money at key educational milestones and take care of your loved
ones future even if you are not around.
ICICI Pru child plan comes with a unique Payer Waiver Benefit (PWB). This
benefit ensures that in case of death of the parent, the company pays all future
premiums on behalf of the parent. This means that the child gets money at important
stages of his/her student life and education never suffers due to lack of funds.
Education solutions ensures comprehensive financial planning for your childs
education/ developmental needs. In this you pay premium regularly or in a single
lumpsum and during the key educational milestones of your child you can withdraw the
money partially. It offers financial protection to your childs future in the unfortunate
event of your death.
https://www.iciciprulife.com/public/Life-plans/Education-Insurance-Plans.htmhttps://www.iciciprulife.com/public/Life-plans/Education-Insurance-Plans.htmhttps://www.iciciprulife.com/public/Life-plans/Education-Insurance-Plans.htmhttps://www.iciciprulife.com/public/Life-plans/Education-Insurance-Plans.htm -
8/13/2019 Icici Profile New25!08!13
9/21
3.3.2.5.4 Health plans
Designed to ensure that you and your family get the medical treatment whenever
you need it. Secure your family now with our health plans. Health insurance insures
you and your family against expenses arising due to a medical emergency and
uncertainty of health such as a hospitalisation or the onset of a critical illness. It
prevents a medical emergency from becoming a financial one; it ensures your health
care needs are taken care of without you having to dip into your existing savings or
compromising your future goals.
3.3.2.5.5 Retirement plans
Our pension plans are designed to ensure that your retirement years truly
become your golden years. They will provide you the financial security to pursue your
unfulfilled dreams. Retirement insurance ensures that you or your family members
receive a regular pension amount post a retirement date. You have the flexibility to
choose the retirement date and the manner in which you receive the pension.
3.3.2.5.6 Group plans
Employees these days are constantly on the prowl for "better opportunities". How
then do you get them to focus on your job and stay committed for long tenures? Human
Resource experts agree that employees work with utmost dedication when they believe
their organization truly cares about their wellbeing.
-
8/13/2019 Icici Profile New25!08!13
10/21
One way of showing the concern for employees is to shoulder the two
responsibilities they worry about most: Security of and Savings for their families. Group
Insurance Plans from ICICI Prudential enable you to effortlessly provide your
employees with both, savings and security, so they can pass on the benefits to their
loved ones. Your kind gesture to safeguard their family's future will undoubtedly serve
as great encouragement for your employees, and they will gladly offer you their whole-
hearted commitment. With ICICI Prudential's Group Insurance Plans your employees
get:
Incomparable financial benefits that guarantee their safety and financial
stability.
Sound financial planning that empowers them to meet their changing financial
objectives.
Quality service initiatives and transparency across all operations.
3.3.2.5.7 Rural plans
ICICI Prudentials rural business initiative has played a very important role in
reaching the underserved segment through its rural insurance plans. ICICI Prudential
has covered more than 2.5 million lives across as many as 16 states in India. Both our
rural plans Sarva Jana Suraksha and Anmol Nivesh are tailored to meet the unique
requirements of rural investors. The plans offer Life cover, low and affordable premiums
and hassle free procedure.
3.3.2.6 Products
-
8/13/2019 Icici Profile New25!08!13
11/21
Commitment to customers is at the core of every aspect of the companys
initiatives, be it product development, distribution, the sales process or servicing and
claims settlement. Product development is undertaken basis thorough research and
understanding of the needs of customers. For over a decade, ICICI Prudential Life
Insurance has maintained its focus on offering a wide range of flexible products that
meet the needs of the Indian customer at every stage in life. This has ensured that the
various products offered by the company strategically fit into the financial plan of the
customers and helps them achieve their various long term financial goals. In addition,
ICICI Prudential Life also has a comprehensive multichannel distribution network
spanning various geographic and income segments to ensure that its products and
services are accessible to customers. ICICI Prudential Life Insurance has been helping
customers meet their long term financial goals by adopting an investment philosophy
that aims to achieve risk adjusted returns over the long term. The customer centric
approach and focus on innovation has enabled the company to garner the unstinted
support of its customers and there creating a trusted brand in the Indian life insurance
sector.
3.3.3 Insurance Solutions for Individuals
ICICI Prudential Life Insurance offers a range of innovative, customer-centric
products that meet the needs of customers at every life stage. Its products can be
enhanced with up to 4 riders, to create a customized solution for each policyholder.
3.3.3.1 Savings & Wealth Creation Solutions
-
8/13/2019 Icici Profile New25!08!13
12/21
ICICI Pru Life Stage Wealth IIis a unit linked insurance plan that offers multiple
choices to decide how your savings would be invested based on your risk appetite. UIN
- 105L118V02
ICICI Pru LifeTime Premier is a comprehensive savings plan that offers you a
choice of portfolio strategies for your savings and at the same time secures you against
uncertainties of life. UIN - 105L112V02
ICICI Pru Pinnacle Superis a unit linked insurance plan that gives you the
advantage of varying exposure to equities with downside protection, so that your
investments are protected in financially volatile times. UIN - 105L121V03
ICICI Pru Elite Life is a unit linked insurance plan that offers you multiple
choices on how to invest your savings along with an insurance cover.UIN - 105L125V02
ICICI Pru Elite Wealth is a unit linked insurance plan that offers you the greatest
value for your hard earned savings. Also, you get rewarded with Loyalty Additions from
the sixth year onwards to maximize the return on your investments. UIN - 105L126V02
ICICI Pru iAssure Single Premium a conventional non-participating single
premium product that provides you Guaranteed Maturity Benefit and also offers a life
cover to take care of your loved ones in your absence.UIN - 105N123V01
ICICI Pru Guaranteed Savings Insurance Plan is a limited pay endowment
product that allows you to enjoy the benefits of a long term savings plan ensuring that
you and your family are free of any financial worries. UIN - 105N114V02
ICICI Pru Future Secure is a participating endowment life insurance plan that
helps you save for specific goals in the future, while providing protection for your family
from financial distress in case of your untimely demise. Thus the dual benefit of savings
-
8/13/2019 Icici Profile New25!08!13
13/21
and protection it helps you ensure a secure future for your loved ones. UIN -
105N117V01
ICICI Pru Whole Lifeprovides you with a unique double advantage of savings
and protection that not only allows you to meet your goals but also seeks to ensure that
your dear ones will continue to live their lives in comfort without financial worries in case
of unforeseen eventuality. UIN - 105N116V01
ICICI Pru Save 'n' Protectis plan for those who want to accumulate funds on a
regular basis while enjoying insurance protection. UIN - 105N004V02
ICICI Pru CashBakis a single policy that combines the triple benefit of
protection, savings & periodic liquidity. UIN - 105N005V02
3.3.3.2 Protection Solutions
ICICI Pru iCareis a term insurance plan that you can buy online at your
convenience at their home in a simple manner. UIN - 105N122V01
ICICI Pru Pure Protectis a flexible and affordable term product, with which you
can ensure your life and provide total security for your family in case of an unfortunate
event. UIN - 105N084V01
ICICI Pru LifeGuardis a protection plan, which offers life cover at low cost. It is
available in 2 options level term assurance with return of premium & single premium.
UIN - 105N006V02
3.3.3.3 Child Plans
ICICI Pru SmartKid Regular Premium is an endowment regular premium life
insurance plan which comes with a unique Payer Waiver Benefit (PWB). This benefit
-
8/13/2019 Icici Profile New25!08!13
14/21
ensures that in case of death of the parent, the company pays all future premiums on
behalf of the parent. This means that the child gets money at important stages of his/her
student life and education never suffers due to lack of funds.UIN No - 105N014V02
ICICI Pru SmartKid Premier is a ULIP plan which ensures your childs
education continues even if you are not around. In this Plan you need to invest
premiums regularly over a period of time and the returns that you get will depend on the
performance of the underlying fund performance. UIN - 105L120V01
3.3.3.4 Retirement Solutions
ICICI Pru Immediate Annuityis a single premium annuity product that
guarantees income for life at the time of retirement. It offers the benefit of 5 payout
options. UIN - 105N009V06
3.3.3.5 Health Solutions
ICICI Pru Hospital Care II is a family floater plan covering your spouse and
children. This fixed benefit hospitalisation and surgical plan complements your existing
coverage by offering payouts over and above any health plan you have, thus availing
best possible medical treatment, without having to bother about the cost of the
treatment or quality of care. UIN - 105N108V01
ICICI Pru Crisis Coveris a product that will provide long-term coverage against
35 critical illnesses, total and permanent disability, and death. UIN - 105N072V01
-
8/13/2019 Icici Profile New25!08!13
15/21
ICICI Pru Health Saveris a whole of life comprehensive health insurance policy
which provides a hospitalisation cover for you and your family and reimburses all other
medical expenses not covered in the hospitalisation benefit by building a health fund for
you and your family. UIN - 105L087V01
3.3.3.6 Group Insurance Solutions
ICICI Prudential also offers Group Insurance Solutions for companies seeking to
enhance benefits to their employees.
Group Gratuity Plan:ICICI Prudential Life's group gratuity plan helps employers
fund their statutory gratuity obligation in a scientific manner and also avail of tax benefits
as applicable to approved gratuity funds.
Group Leave encashment Plan:ICICI Prudential Lifes Group offers a market
linked and traditional leave encashment plan designed to aid the employer to build a
fund to meet their future leave encashment liability. The contributions made will be
invested as per the chosen investment plans and will be available for payment of the
benefit when it falls due. Additionally, the product also provides for term cover for all the
employees covered under the policy. UIN - 105L079V01
Group Term Insurance Plan:ICICI Prudential Life's flexible group term is a one-
year renewable life insurance policy that enables you to provide every member of your
team with an affordable life cover.
Group Term in lieu of EDLI Scheme:ICICI Prudential's Group Insurance
Scheme in lieu of EDLI has been certified by the Employee Provident Fund
Organization (EPFO) as a superior product that provides greater insurance benefits
than the cover offered by EPFO.
-
8/13/2019 Icici Profile New25!08!13
16/21
Credit AssureWith Credit Assure, we offer an innovative and affordable term life
insurance plan that covers loans against the unfortunate event of death, with complete
convenience in application. The scheme is simple and hassle-free. In other words,
peace of mind guaranteed.
3.3.3.7 Flexible Rider Options
ICICI Prudential Life offers flexible riders, which can be added to the basic policy
at a marginal cost, depending on the specific needs of the customer.
Accident & disability benefit:If death occurs as the result of an accident during
the term of the policy, the beneficiary receives an additional amount equal to the rider
sum assured under the policy. If an accident results in total and permanent disability,
10% of rider sum assured will be paid each year, from the end of the 1st year after the
disability date for the remainder of the base policy term or 10 years, whichever is lesser.
Critical illness benefit:Critical Illness Benefit Rider provides protection against
9 critical illnesses to the policyholder when attached to the basic plan.
Income Benefit Rider: In case of death of the life assured during the term of the
policy, 10% of the rider sum assured is paid annually to the beneficiary, on each policy
anniversary till maturity of the rider. Income Benefit rider is available with SmartKid
Child Plans. Premiums paid under this rider are eligible for tax benefits under Section
80C.
Waiver of Premium Rider (WOP):On total and permanent disability due to an
accident, all future premiums for both the base policy and rider(s) will be waived till the
end of the term of the rider or death of the life assured, if earlier.
-
8/13/2019 Icici Profile New25!08!13
17/21
-
8/13/2019 Icici Profile New25!08!13
18/21
Private Player Life Insurance 2011 at the CNBC TV18 Best Bank and Financial
Institution Awards for FY11. ICICI Prudential Life Insurance was awarded the ICWAI
National Award for Excellence in Cost Management 2010 under the Private sector-
Service (Large) category at ICWAI annual event.
ICICI Pru Life ranked as the Most Trusted Pvt Life Insurance brand in the Brand
Equity "Most Trusted Brands 2009" survey. The International Council of Customer
Service Organizations (ICCSO) recently awarded ICICI Prudential Life, the International
Service Excellence Awards 2009 in the categories of Customer Charter Winner,
Service Excellence in Large Business Highly Commended and Customer Service
Leader awarded to Ms. Priya Nayak, VP-Service Quality. CICI Prudential Life
Insurance has won the first runner up award for the Best Defect Elimination in Service &
Transaction category at Asian Six Sigma Excellence Summit 2009.
ICICI Prudential Life won a Gold award for AboutULIPS.com and Health Saver
campaign, innovation award forwww.taxguru08-09.comand a silver award for its
Insurance yoga campaign at the ICICI Group Marketing Excellence award.
Confederation of Indian Industry (CII) - Western Region recently awarded ICICI
Prudential Life a 'Commendation for Strong Commitment to HR Excellence 2008' at the
CII HR Summit 2008. ICICI Prudential Life Insurance was awarded with the coveted
'ICAI Award for Excellence in Financial Reporting' by the Institute of Chartered
Accountants of India (ICAI) for the financial year ended March 31, 2008. ICICI
Prudential Life was awarded the Life Insurance Company of the Year at the12th Asia
http://www.taxguru08-09.com/http://www.taxguru08-09.com/http://www.taxguru08-09.com/http://www.taxguru08-09.com/ -
8/13/2019 Icici Profile New25!08!13
19/21
Insurance Industry Awards 2008. CICI Prudential Life was awarded with two Bronze
Effies in the sevices category for its Corporate campaign and Retirement Number
campaign ICICI Prudential Life Insurance won the award for the Best Life Insurer-
Runner up at the Outlook Money & NDTV Profit Awards 2008. ICICI Prudential Life was
awarded the SAP ACE 2008 Best Business Objects Award for its IT practices. ICICI
Prudential Life won the Award for Brand Excellence in the Banking and Financial
services category at the Asia Brand Congress 2008. ICICI Prudential Life won the UK
Trade & Investment India Business Awards 2008 in the Business Partnership Award-
Large Company category. ICICI Prudential Life won the ICICI Group Marketing
Excellence Award 2008 in three key categories for its marketing initiatives. ICICI
Prudential Life was awarded the INDYs Award for Excellence in Mass Communication
in the category of Most Creative Advertisement-Television.
ICICI Prudential Life Insurance won the award for the Best Life Insurer-Runner
up at the Outlook Money & NDTV Profit Awards 2007. ICICI Prudential Lifes,
retirement solutions campaign for the year 2006-07 was awarded the Bronze Effie
trophy in the services category.It also won the Brand Equity Bravery Award 2007,
instituted by Ad Club. ICICI Prudential Lifes website,www.iciciprulife.comwas awarded
the best website among private life insurers at the Web 18 and Frost & Sullivan Genius
of the Web Awards 2007 for commendable work in the online medium.
Innovation Award for launching Diabetes Care Prudence Award 2006. People
Award for excellence in training and people development - Prudence Award 2006.
http://www.iciciprulife.com/http://www.iciciprulife.com/http://www.iciciprulife.com/http://www.iciciprulife.com/ -
8/13/2019 Icici Profile New25!08!13
20/21
India's Most Customer Responsive Insurance Company. Avaya GlobalConnect -
Economic Times. Customer Responsiveness Awards. Most Trusted Private Life
Insurer. The Economic Times - A C Nielsen Survey of Most Trusted Brands 2003,
2004 and 2005. Prudence Customer Centricity Award 2004 & 2005. Prudential
Corporation Asia.
India's Most Customer Responsive Insurance Company. Avaya GlobalConnect -
Economic Times. Customer Responsiveness Awards. Most Trusted Private Life
Insurer. The Economic Times - A C Nielsen Survey of Most Trusted Brands 2003,
2004 and 2005. Prudence Customer Centricity Award 2004 & 2005. Prudential
Corporation Asia. Best Life Insurer 2003. Outlook Money Awards 2003 & 2004. IMM
Award for Excellence. Institute of Marketing & Management. Organisation with
Innovative HR Practices Indira Group of Institutes. Superbrand 2003-04: Organisation
with Innovative HR Practices Asia-Pacific H R Congress Awards for HR Excellence.
India's Most Customer Responsive Insurance Company. Avaya GlobalConnect -
Economic Times. Customer Responsiveness Awards. Most Trusted Private Life Insurer.
The Economic Times - A C Nielsen Survey of Most Trusted Brands 2003, 2004 and
2005. Best Life Insurer 2003. Outlook Money Awards 2003 & 2004. IMM Award for
Excellence. Institute of Marketing & Management. Organisation with Innovative HR
Practices Indira Group of Institutes. Superbrand 2003-04: Organisation with Innovative
-
8/13/2019 Icici Profile New25!08!13
21/21
HR Practices Asia-Pacific H R Congress Awards for HR Excellence. Silver Effie for
Effectiveness of the Retire from Work not life advertising campaign Effies 2003.