STAREHE.VALURAHA
Making The Difference.
KCB BANK GROUP
COMPANY HISTORY
Kenya Commerci
al Bank L
td
Equity Bank L
td
Cooperative Bank L
td
Standard Charte
red Bank (K) L
td
Barclays
Bank of K
enya Lt
d
CFC St
anbic Bank L
td
NIC Bank Ltd
Diamond Trust Bank L
td
Commercial B
ank of A
frica (L
td)
I&M Bank L
td
Citibank N.A.
National Bank o
f Kenya
Ltd
Baroda Bank L
td
Chase Bank Ltd
Imperia
l bank L
td
Family
Bank Ltd
0.00%
2.00%
4.00%
6.00%
8.00%
10.00%
12.00%
14.00%
Current Market share
->Road Annuity and Concession programme. ->M-Benki.
GROWTH IN THE INDUSTRY.
2011 2012 2013 20140
2
4
6
8
10
12
14
16
18
10.98112.204
14.341
16.849
NET INCOME
YEARS
AMO
UNT
IN B
ILLIO
NS
COST TO INCOME RATIO
•There is a noticeable
reduction in the cost of
operation , in the preceding
years thus a subsequent
increase in profits above is
the ratio of profit to cost of
operation.
KEY PEOPLE
Joseph KaniaCompany Secretary
SHARE PERFOMANCE
GROWTH IN SHARE PERFOMANCE
2010 2011 2012 2013 20140.00
0.50
1.00
1.50
2.00
2.50
1.25
1.85 1.90 2.00 2.00
DIVIDEND PER SHARE
YEAR
PRIC
E IN
KSH
2010 2011 2012 2013 20140.00
1.00
2.00
3.00
4.00
5.00
6.00
2.76
3.724.11
4.82
5.63
EARNINGS PER SHARE
YEAR
PRIC
E IN
KSH
Return on total
Assets
Return on Equity
Cost to In
come
Staff co
st to In
come
Yield on Net Adva
nces
Yield on Money M
arkets
Yield on Interest
Earning A
ssets
Cost of F
unding
Net Interest
margin
14%23%
48%
26%
14% 11% 13% 13% 10%4%
22%
50%
30%
15% 13% 14%
3%11%
4%
23%
53%
27%17% 14% 16%
5%12%
FINANCIAL RATIOS2014 2013 2012
CORPORATE SOCIAL RESPONSIBILITY
RECOMMENDATION
• SOLID PROFITABILITY METRICS
• STRONG CAPITAL BUFFERS
• DEPOSIT BASED FUNDING STRUCTURE AND HIGH LEVEL OF LIQUID
ASSETS