SELF-FUNDED EMPLOYEE BENEFITS for Healthcare Providers

Rising costs and increased instability in the healthcare marketplace have prompted more employers of all types and sizes to consider self-funding as a solution to provide more economical, quality bene�ts to their employees. The Kaiser Family Foundation released last year that health insurance premiums have increased 80% in the last 10 years. Where do you think they will go in the next 10 years with the A�ordable Care Act in place?

Taxes- 3%-5%Carrier Pro�ts- 4%-8%Network Narrowing- 5%-10%Employee Steerage- up to 50% per claimWellness- $5 to $1 ROIPharmaceutical design and rebates

medTRANS has a proven track record since 2010 of helping our members take control of what is typically their 2nd largest expense. We have companies that have had premium decreases 4 years in a row and loss ratios as low as 30%.

Je� Gregg jeff@medtransltd.com • www.medtransltd.com ph 412-443-5238 • fx 412-453-4569

MedTRANS Insurance Ltd. 314 Old Route 30 • Greensburg, PA 15601

Bene�ts of Self-Funding with medTRANSSelf-funded plans are not charged the new 2%-5% taxes to pay for the ACA.No New Taxes

Reduced Fixed Costs Self-funding limits your administrative costs and eliminates carrier pro�ts.

Improved Cash Flow You will pay for your claims as they occur, greatly bene�ting your cash �ow.

Complete Plan Design Flexibility Your plan can be customized to whatever you want; co-pays, deductibles, HSA’s, HRA’s, etc.

Multiple Networks Available Blue Cross, Aetna, Cigna, United and more regional

Look and Feel of Fully Insured

Your employees will not know that you are self-funded unless you tell them. It looks just like your current fully-insured plan.

Known Maximum Liability

At the very beginning you will know what your maximum monthly and yearly costs are.Dental and Vision Self-Insured Plans Available

Collaboration Compare your spend to other members from your industry

Cost Containment Measures Cost/quality, wellness, steerage, pharmaceutical savings and rebates.

Financial Security Your plan is backed by the medTRANS Captive and Sun Life Financial.

No State Mandates

Potential Savings

Take the �rst step and learn if self-funding is right for your company!

If your state requires you to pay for in-vitro, chiropractic, etc. with medTRANS you are not required to.