MEET TODAY’S
IMAGING & PAYMENTS PROCESSING
- Steve Jobs
Innovation distinguishes
between a leader and a
follower.
“
”
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INTRODUCING PROFITSTARS®
A leader in software, solutions, and technology innovation. Unmatched
in the market for our expertise, support, and customer service, we
meet you at the cross-section of your business challenges and your
technology needs with solutions that elevate your performance
and help you succeed. We power the performance of the
largest financial institutions in the world to the smallest community institutions,
in addition to a wide variety of businesses. As a diverse, global division of
Jack Henry & Associates, we combine a solid technology background with
the latest breakthroughs in five performance-boosting solution categories –
n Financial Performance Solutions
n Retail Delivery Solutions
n Imaging & Payments Processing Solutions
n Information Security & Risk Management Solutions
n Online & Mobile Solutions
IMAGING & PAYMENTS PROCESSING
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I AM PROFITSTARS. Here to serve you with the latest subject matter expertise and solutions that
have been crafted to power your performance. I am inquisitive, passionate,
and an innovator – constantly searching for the answers to your business
challenges. I am here to educate, inform, and enable business efficiencies.
I am nimble and configurable. Able to work with the largest financial
institutions in the world as well as the smallest community institutions
and small to mid-size businesses. Sitting at the cross-section of operations,
people, and technology, I help boost productivity, maximize ROI, and
ensure consistency. I am your performance optimizer. Your power player.
Your not-so-secret key to success.
When you want to take the guessing game out of budgets, loans, profit margins, asset-based lending and cash flow options, customer relationships, and more, this powerful lineup keeps you performing at the highest levels.
FINANCIAL PERFORMANCE
Asset Liabi l ity Management (ALM), Budgeting & Financial Reporting
PROFITstar® ALM Budgeting™ – Asset/Liability management and budgeting system that provides a strategic approach to budgeting; comprehensive balance sheet management, liquidity planning, interest rate risk analysis, and board reporting
PROFITstar® Budget™ – Budgeting, forecasting, and financial reporting system for centralized or decentralized budgeting
PROFITstar® ALM Reporting Service™ – Outsourced Asset/Liability management and financial reporting services
CUPRO® ALM™ – In-house system for small credit unions providing budgeting capabilities, interest rate risk analysis, reporting, and graphics
Business Profitabi l ity & Reporting
Optimizer™ – Comprehensive Performance Suite portal that connects key performance information and brings the best ProfitStars financial management solutions together
Organizational PROFITability® Analysis System™ – Customized cost accounting system provides post-allocated financial results at the branch, department, and organization levels
Product PROFITability® Analysis System™ – Customized cost accounting system provides post-allocated financial results of products
PROFITability® Budget™ – Organizational profitability, budgeting, forecasting, and financial reporting system
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Business Profitabi l ity & Reporting (continued)
PROFITability® Reporting Service™ – Outsourced organizational and product profitability services
Relationship Profitability Management™ (RPM) – Enterprise-wide profitability solution that provides customer and relationship profitability measurement, performance measurement, and relationship pricing
RPM Reporting Service™ – Outsourced enterprise-wide profitability services
Commercial Lending Solutions
BusinessManager® – A safe and profitable working capital solution that assists with attracting new commercial businesses and generating fee income, complete with marketing expertise and backroom support
LendingNetwork® – Alternative financing for small businesses with unique borrowing needs that cannot be met by traditional financing offered by the bank
Customer Relationship Management
Synapsys® – Sales force automation solution
Loan & Deposit Pricing
Margin Maximizer Interactive™ (MMi) – Hosted loan and deposit net interest margin solution that helps banks increase net interest margin and grow at the same time. Hosted using Microsoft Windows Azure™
MaxConnect Interactive™ (MCi) – Greatly enhances the powerful capabilities of Margin Maximizer Interactive by transforming the hosted solution into an even more robust pricing, profitability, and relationship management product
Rate Sheets – A tool that helps banks and credit unions effectively set consumer loan and deposit pricing by determining the appropriate rate to meet the FI’s targeted return. When coupled with Rate Watch©, users can understand the competitive rate environment for their products
When it comes to offering the best products for your retail customers, we bring the latest innovations to your front door, including ATM management, telephone banking, custom forms and supplies, and more.
Comprehensive ATM Solutions
ATM Manager Pro® – Unique modular system allows ATM fleet owners to proactively manage their ATM channels in an automated centralized environment that integrates the management of assets and sites, cash, events, and financials
ImageCenter ATM Deposit Management™ – Assimilates advanced function ATMs into your organization with minimal disruption and integrates with the major ATM manufacturers while still supporting traditional envelope-based deposits
Forms & Supplies
ProfitStars® Direct™ – More than 4,000 mission-critical forms, supplies, and marketing materials that can be ordered online
Interactive Voice Response ( IVR)
TeleBank™ – Full-service voice response banking solution
RETAIL DELIVERY
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Convenient data capturing and archiving, plus smooth processing for checks, payment stubs, e-payments, and more. ProfitStars’ suite of imaging and payments processing solutions power incoming deposits, deliver time-saving organization, and help you stay ahead of the competition.
IMAGING & PAYMENTS PROCESSING
Alogent® Deposit Automation Solutions
Alogent® Back Counter™ – Processes transactions deferred through Front Counter and supports standalone branch back counter and regional capture
Alogent® Commercial Remote Deposit™ – In-house, full featured remote deposit solution for large depositors
Alogent® Enterprise Duplicate Detection™ – Real-time, duplicate item detection across multiple points of presentment
Alogent® Front Counter™ – Full featured teller image capture solution that scans and converts paper checks, deposit slips, and other items to electronic images upon receipt by the teller in the branch and automates manual processing tasks
Alogent® Image ATM™ – Image ATM processing solution that supports the ability to operate multi-vendor ATM networks and ensures consistent processing of deposits across all channels and solutions, including teller image capture
Alogent® Mobile Remote Deposit™ – In-house, remote deposit solution allowing deposits anytime and anywhere using a mobile smartphone
Alogent® Payments Gateway™ – Collection point for images and data received across the financial institution enterprise supports image-based processing and endpoint routing
Alogent Deposit Automation Solutions (continued)
Alogent® Payment Web Services™ – In-house, remote deposit solution supporting integration of commercial and retail remote deposit functionality into any online application
Alogent® Retail Remote Deposit™ – In-house, remote deposit solution for small and micro businesses as well as consumers
Correspondent Solutions
OnNet™ – Centralized, web-based management for payments, settlement, clearing, data workflow and communications between correspondent and respondent institutions and other endpoints
Synergy Enterprise Content Management™ (ECM)
Synergy – Modular ECM solution suite
Synergy Express™ – Outsourced enterprise content management solution
Enterprise Conversion Solutions™ (ECS)
ECS Digital Data Conversion™ – Image and data conversion solutions
ECS Web™ – Secure, outsourced storage of converted check image, document image and COLD report data in a completely web-based retrieval system
ECS Paper-to-Digital Conversion™ – Enterprise scanning solutions that reduce paper records and make researching a breeze
Enterprise Payment Solutions (EPS)
Enterprise Payment Solutions Platform™ – Total payments platform that accepts and generates a variety of payment types, and helps you successfully manage, monitor and grow your business to meet your immediate and long-term needs
ACH Client™ – Advanced web-based ACH solution that meets robust origination needs, supporting data entry and/or file transmission/conversion for all domestic and international types of ACH
ACH Manager™ – ACH processing solution for financial institutions that consolidates and simplifies processing of inbound and originated transactions while providing risk management, OFAC checking, reporting, and more
ACH Origination – Web-based ACH origination service that fully supports collections/payments for TEL, WEB, PPD, CCD and RCK transactions
Check Conversion Services – Electronic check processing and conversion for ARC, BOC and POP transactions
Customer Payment Portal™ (CPP) – Provides businesses with an online portal for accepting consumer donations and payments
IMAGING & PAYMENTS PROCESSING (CONTINUED)
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Enterprise Payment Solutions (EPS) (continued)
Hosted Pay Page™ (HPP) – Provides businesses with an easy link to a check out page for receiving payments via card and ACH
Remote Deposit Anywhere™ (RDA) – Mobile and flatbed remote deposit capture
Remote Deposit Complete™ (RDC) – Web-based remote deposit capture with ProfitStars proofing and balancing services
Remote Deposit Express™ (RDX) – Advanced web-based remote deposit capture that supports customer proofing and balancing
Remote Deposit Now™ (RDN) – Web-based remote deposit capture that supports customer proofing and balancing
Remote Deposit Scan™ (RDS) – Remote deposit capture that provides for merchant amount entry and correction
SmartSight® – EPS business intelligence dashboard and risk management tool that offers actionable insights and drill-down research capabilities
Image Solutions
CheckCollectPlus™ – Full-service, image-based solution for collecting returned check items on behalf of a bank’s commercial clients
Genesys Check Imaging Suite™ – Proof of deposit, remote, and branch capture systems
ImageCenter™ – Comprehensive image capture system electronically processes all types of transactions originating from multiple channels, including branches and ATMs, and primarily serves credit unions
Prepaid Card Solutions
Prepaid Cards™ – Comprehensive, cost-effective, turnkey solution in partnership with TransCard and MasterCard
RemitPlus® Solutions
RemitPlus®/Lockbox™ – In-house software that provides intuitive remittance and lockbox processing ranging from a single user scanning one check a day, to large lockboxes processing over 350,000 items a day with advanced features such as RemitWeb™, RemitCentral™, remote scanning, remote keying, workflow monitoring, forms processing, and electronic deposit
ProfitStars protects your organization from the latest threats and risks, both external and internal, while ensuring regulatory compliance, data security, and peace of mind for customers and executives.
INFORMATION SECURITY & RISK MANAGEMENT
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Business Continuity & Disaster Recovery
Centurion Business Continuity Planning™ – Enterprise-wide business continuity consulting
Centurion Disaster Recovery® – Disaster recovery services for core and complementary solutions
Centurion Emergency Notification™ – A reliable, automated incident notification solution
Centurion LiveVault™ – Real-time network data backup solution
Gladiator® Enterprise Information Security Services
Gladiator® Advanced Malware Protection™ – A cloud-based, cutting edge security monitoring layer to proactively defend against malware
Gladiator® Consulting Services™ – Information security and IT regulatory compliance consulting services that provide comprehensive information security assessments and proactive planning
Gladiator® CoreDEFENSE Managed Security Services™ – Around-the-clock management, correlation, and monitoring of multiple security layers designed specifically for financial institutions
Gladiator® Enterprise Security Monitoring™ (ESM) – A new security monitoring layer provides expert 24x7x365 monitoring of your Jack Henry core and host system to prevent outside hacker attempts as well as internal security breaches
Gladiator® eShield™ – Email filtering and encryption designed to protect both inbound and outbound email communications
Gladiator® IT Regulatory Compliance/Policy Products™ – Sound policy solutions and electronic security awareness training
Gladiator® Managed IT Services™ – Powerful monitoring and management of your financial institution’s mission-critical IT infrastructure by highly skilled engineers
Gladiator® NetTeller® Enterprise Security Monitoring™ – A fully-automated, real-time monitoring solution that provides an additional layer of security 24x7x365 to proactively protect banks and their retail and commercial customers from costly online fraud while also helping customers adhere to regulatory mandates
Gladiator® Network Services™
Gladiator® Unified Communications Services™ – Both in-house and hosted services provide a single converged network to support data, voice, and video traffic simultaneously
Gladiator® Enterprise Network Design, Implementation & Support Services™ – Local and wide area network services
Gladiator® Enterprise Virtualization Services™ – Server and desktop virtualization solutions
Regulatory Reporting
Annual Disclosure Statement Online™ – Automated annual disclosure statement and lobby notice generation
Basel II Pro™ – Simplified FFIEC 101 form submission
Branch Deposit Reporting Pro™ – Simplified summary of deposits form submission
Call Report Pro™ – Simplified Call Report form submission
DataLink CU™ – Map data extracted from the Symitar™ Episys® or Cruise® systems to line items in the National Credit Union Administration (NCUA) 5300 Call Report, for faster and easier quarterly report preparation
Fed-File Pro™ – Simplified FR Y-9SP, FR Y-11, and FR Y-11S form submission
Today’s customers are constantly connected and on the move. That’s why ProfitStars’ lineup provides you with unmatched tools for website design and hosting, mobile site conversion, online banking, and creative payment processing solutions.
ONLINE & MOBILE
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iPay Solutions™
Andiamo™ – FI-branded mobile banking and bill pay application for smartphones
BillSimple® – FI-branded electronic invoicing and receivables management tool
iPay Biz 2.0™ – Small business online bill payment suite
iPay OneClick™ – Fully integrated retail bill pay solution
TheWayiPay® – Person-to-person electronic payment solution
Internet Banking
TeleWeb™ – Feature-rich, secure online banking solution
Web Solutions
Website Design & Hosting™ – Comprehensive, specialized website design, content management, and hosting service for financial institutions
Mobile Website™ – Enables financial institutions to complement existing online and mobile banking solutions with websites designed distinctively for the mobile channel
Opening Act Express™ – A quick, easy, and automatic way to acquire new accounts, fund new accounts, and boost revenue while growing the financial institution’s customer/member base
Responsive Web Design – Adapts a single website to various devices, delivering a coherent vision across mobile, tablet, and desktop platforms
Website Security Services™ – A suite of information security services that protects the online security of financial institutions
IMAGING & PAYMENTS PROCESSING
Trusted by more than 11,000 clients worldwide and
ranked #1 in Remote Deposit Capture and #1 in
Branch Image Capture by Celent*, ProfitStars has
been recognized again and again for leadership and
innovation throughout the industry.
*Source: Celent “State of Remote Deposit Capture 2011” and Celent “Imaging in the Retail Channel 2011”
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THAT’S TODAY’S PROFITSTARS. Glad we’ve f inal ly met.
To get further acquainted, contact [email protected] or call 877.827.7101
IMAGING & PAYMENTS PROCESSING
TO STAY CONNECTED WITH PROFITSTARS
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Read our blog:
Strategically SpeakingThe latest industry wisdom and fresh ideas brought to you by the thought leaders and experts at ProfitStars.
www.profitstars.com/strategicallyspeaking
IMAGING & PAYMENTS PROCESSING
© 2013. Jack Henry & Associates, Inc.® All rights reserved. ProfitStars is a registered trademark of Jack Henry & Associates, Inc.
Financial Performance | Retail Delivery | Imaging & Payments Processing Information Security & Risk Management | Online & Mobile
1025 Central Expressway South | Dallas, TX 75013
www.profitstars.com